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Allegiant Bank, FSB, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$769,00010,505
Total interest expense$413,00010,313
Net interest income$356,00010,613
Provision for loan and lease losses$08,829
Total noninterest income$22,00010,670
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$22,0009,735
Total noninterest expense$267,00010,757
Salaries and employee benefits$80,00010,850
Premises and equipment expense$52,00010,154
Additional noninterest expense$135,00010,175
Pre-tax net operating income$111,00010,022
Securities gains (losses)$25,0001,745
Applicable income taxes$51,0009,239
Income before extraordinary items$85,00010,048
Extraordinary gains, net$044
Net income$85,00010,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$2,000,0001,293
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$69,00010,102
1996-12-31 (YTD Data)Rank
Total interest income$2,379,0008,860
Total interest expense$1,147,0008,535
Net interest income$1,232,0008,957
Provision for loan and lease losses$-108,00011,285
Total noninterest income$73,00010,411
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$73,0007,979
Total noninterest expense$1,125,0008,246
Salaries and employee benefits$600,0008,124
Premises and equipment expense$135,0008,405
Additional noninterest expense$390,0007,964
Pre-tax net operating income$288,0009,213
Securities gains (losses)$15,0002,201
Applicable income taxes$191,0007,268
Income before extraordinary items$112,00010,114
Extraordinary gains, net$053
Net income$112,00010,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$102,40010,148
1995-12-31 (YTD Data)Rank
Total interest income$2,277,0009,288
Total interest expense$1,118,0008,855
Net interest income$1,159,0009,453
Provision for loan and lease losses$-73,00011,651
Total noninterest income$103,00010,194
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$103,0007,140
Total noninterest expense$831,0009,643
Salaries and employee benefits$510,0009,025
Premises and equipment expense$135,0008,656
Additional noninterest expense$186,00010,608
Pre-tax net operating income$504,0008,414
Securities gains (losses)$03,831
Applicable income taxes$191,0007,580
Income before extraordinary items$313,0008,804
Extraordinary gains, net$065
Net income$313,0008,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,00010,842
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$313,0008,759
1994-12-31 (YTD Data)Rank
Total interest income$2,250,0009,341
Total interest expense$1,115,0008,237
Net interest income$1,135,0009,948
Provision for loan and lease losses$-77,00012,096
Total noninterest income$159,0009,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$159,0006,034
Total noninterest expense$774,00010,362
Salaries and employee benefits$428,00010,020
Premises and equipment expense$133,0009,004
Additional noninterest expense$213,00010,985
Pre-tax net operating income$597,0008,018
Securities gains (losses)$03,600
Applicable income taxes$194,0007,444
Income before extraordinary items$403,0008,176
Extraordinary gains, net$0249
Net income$403,0008,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-105,00012,249
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$403,0008,219
1993-12-31 (YTD Data)Rank
Total interest income$2,446,0009,299
Total interest expense$1,278,0007,964
Net interest income$1,168,00010,172
Provision for loan and lease losses$95,0005,900
Total noninterest income$229,0008,712
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$229,0005,260
Total noninterest expense$787,00010,727
Salaries and employee benefits$412,00010,509
Premises and equipment expense$138,0009,226
Additional noninterest expense$237,00011,233
Pre-tax net operating income$515,0008,564
Securities gains (losses)$3,0006,505
Applicable income taxes$124,0009,218
Income before extraordinary items$394,0008,491
Extraordinary gains, net$201,0001,011
Net income$595,0006,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,711
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$391,7208,248
1992-12-31 (YTD Data)Rank
Total interest income$2,971,0009,041
Total interest expense$1,784,0007,663
Net interest income$1,187,00010,369
Provision for loan and lease losses$170,0005,731
Total noninterest income$118,00011,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$118,0007,510
Total noninterest expense$815,00010,934
Salaries and employee benefits$393,00010,951
Premises and equipment expense$135,0009,539
Additional noninterest expense$287,00011,020
Pre-tax net operating income$320,0009,947
Securities gains (losses)$184,0002,125
Applicable income taxes$230,0006,993
Income before extraordinary items$274,0009,632
Extraordinary gains, net$01,422
Net income$274,0009,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0007,780
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$156,24010,843

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.