Home > Allegiant Bank > Income and Expense

Allegiant Bank, Income and Expense

2004-06-30 (YTD Data)		Rank
Total interest income	$17,873,000	773
Total interest expense	$4,000,000	982
Net interest income	$13,873,000	695
Provision for loan and lease losses	$916,000	556
Total noninterest income	$3,810,000	762
Gross Fiduciary activities income	$262,000	557
Service charges on deposit accounts	$1,731,000	514
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,817,000	862
Total noninterest expense	$13,479,000	620
Salaries and employee benefits	$6,747,000	625
Premises and equipment expense	$2,113,000	539
Additional noninterest expense	$4,619,000	575
Pre-tax net operating income	$3,288,000	1,297
Securities gains (losses)	$165,000	736
Applicable income taxes	$795,000	1,534
Income before extraordinary items	$2,658,000	1,226
Extraordinary gains, net	$0	21
Net income	$2,658,000	1,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$916,000	456
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,530,950	1,239
2004-03-31 (YTD Data)		Rank
Total interest income	$28,606,000	294
Total interest expense	$10,045,000	244
Net interest income	$18,561,000	312
Provision for loan and lease losses	$4,702,000	117
Total noninterest income	$4,289,000	434
Gross Fiduciary activities income	$385,000	304
Service charges on deposit accounts	$1,827,000	241
Trading account gains and fees	$0	121
Additional Noninterest Income	$2,077,000	471
Total noninterest expense	$12,340,000	376
Salaries and employee benefits	$5,545,000	426
Premises and equipment expense	$2,034,000	308
Additional noninterest expense	$4,761,000	326
Pre-tax net operating income	$5,808,000	428
Securities gains (losses)	$58,000	1,108
Applicable income taxes	$1,802,000	464
Income before extraordinary items	$4,064,000	454
Extraordinary gains, net	$0	16
Net income	$4,064,000	453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,532,000	135
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$4,023,980	427
2003-12-31 (YTD Data)		Rank
Total interest income	$121,596,000	275
Total interest expense	$42,751,000	250
Net interest income	$78,845,000	293
Provision for loan and lease losses	$8,274,000	224
Total noninterest income	$14,686,000	499
Gross Fiduciary activities income	$1,690,000	292
Service charges on deposit accounts	$6,827,000	262
Trading account gains and fees	$0	160
Additional Noninterest Income	$6,169,000	649
Total noninterest expense	$48,329,000	387
Salaries and employee benefits	$23,295,000	388
Premises and equipment expense	$7,847,000	319
Additional noninterest expense	$17,187,000	369
Pre-tax net operating income	$36,928,000	306
Securities gains (losses)	$5,176,000	157
Applicable income taxes	$13,615,000	299
Income before extraordinary items	$28,489,000	288
Extraordinary gains, net	$0	54
Net income	$28,489,000	289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,334,000	216
Cash dividends	$3,000,000	993
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$24,969,320	301
2003-09-30 (YTD Data)		Rank
Total interest income	$91,622,000	283
Total interest expense	$32,650,000	255
Net interest income	$58,972,000	302
Provision for loan and lease losses	$5,690,000	250
Total noninterest income	$10,177,000	552
Gross Fiduciary activities income	$1,200,000	308
Service charges on deposit accounts	$5,003,000	281
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,974,000	760
Total noninterest expense	$35,798,000	392
Salaries and employee benefits	$17,055,000	406
Premises and equipment expense	$5,843,000	330
Additional noninterest expense	$12,900,000	382
Pre-tax net operating income	$27,661,000	309
Securities gains (losses)	$4,248,000	173
Applicable income taxes	$10,352,000	307
Income before extraordinary items	$21,557,000	302
Extraordinary gains, net	$0	40
Net income	$21,557,000	303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,429,000	298
Cash dividends	$3,000,000	723
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$18,668,360	308
2003-06-30 (YTD Data)		Rank
Total interest income	$60,937,000	286
Total interest expense	$22,305,000	255
Net interest income	$38,632,000	312
Provision for loan and lease losses	$3,335,000	269
Total noninterest income	$6,652,000	558
Gross Fiduciary activities income	$786,000	314
Service charges on deposit accounts	$3,235,000	287
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,631,000	745
Total noninterest expense	$23,826,000	401
Salaries and employee benefits	$11,600,000	401
Premises and equipment expense	$3,797,000	341
Additional noninterest expense	$8,429,000	391
Pre-tax net operating income	$18,123,000	316
Securities gains (losses)	$2,953,000	180
Applicable income taxes	$6,896,000	312
Income before extraordinary items	$14,180,000	307
Extraordinary gains, net	$0	30
Net income	$14,180,000	309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,097,000	322
Cash dividends	$3,000,000	508
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$12,201,490	318
2003-03-31 (YTD Data)		Rank
Total interest income	$30,083,000	302
Total interest expense	$11,404,000	261
Net interest income	$18,679,000	322
Provision for loan and lease losses	$1,660,000	275
Total noninterest income	$3,195,000	570
Gross Fiduciary activities income	$394,000	315
Service charges on deposit accounts	$1,549,000	291
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,252,000	756
Total noninterest expense	$11,704,000	403
Salaries and employee benefits	$5,837,000	398
Premises and equipment expense	$1,929,000	342
Additional noninterest expense	$3,938,000	405
Pre-tax net operating income	$8,510,000	326
Securities gains (losses)	$1,723,000	162
Applicable income taxes	$3,362,000	317
Income before extraordinary items	$6,871,000	311
Extraordinary gains, net	$0	21
Net income	$6,871,000	312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,708,000	242
Cash dividends	$3,000,000	276
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$5,716,590	324
2002-12-31 (YTD Data)		Rank
Total interest income	$117,218,000	320
Total interest expense	$47,681,000	289
Net interest income	$69,537,000	336
Provision for loan and lease losses	$8,479,000	268
Total noninterest income	$13,433,000	525
Gross Fiduciary activities income	$1,234,000	365
Service charges on deposit accounts	$6,169,000	281
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,030,000	610
Total noninterest expense	$42,291,000	428
Salaries and employee benefits	$22,093,000	394
Premises and equipment expense	$6,895,000	365
Additional noninterest expense	$13,303,000	456
Pre-tax net operating income	$32,200,000	328
Securities gains (losses)	$3,929,000	183
Applicable income taxes	$12,672,000	313
Income before extraordinary items	$23,457,000	326
Extraordinary gains, net	$0	70
Net income	$23,457,000	326
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,826,000	247
Cash dividends	$2,000,000	1,296
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$20,903,150	339
2001-12-31 (YTD Data)		Rank
Total interest income	$94,852,000	406
Total interest expense	$49,670,000	378
Net interest income	$45,182,000	437
Provision for loan and lease losses	$4,955,000	363
Total noninterest income	$8,540,000	670
Gross Fiduciary activities income	$842,000	456
Service charges on deposit accounts	$4,164,000	362
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,534,000	840
Total noninterest expense	$30,857,000	544
Salaries and employee benefits	$14,505,000	546
Premises and equipment expense	$4,484,000	500
Additional noninterest expense	$11,868,000	502
Pre-tax net operating income	$17,910,000	469
Securities gains (losses)	$2,381,000	217
Applicable income taxes	$7,443,000	411
Income before extraordinary items	$12,848,000	468
Extraordinary gains, net	$0	105
Net income	$12,848,000	468
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,247,000	300
Cash dividends	$1,000,000	2,212
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$11,324,160	505
2000-12-31 (YTD Data)		Rank
Total interest income	$72,330,000	529
Total interest expense	$37,730,000	522
Net interest income	$34,600,000	544
Provision for loan and lease losses	$3,500,000	415
Total noninterest income	$5,643,000	850
Gross Fiduciary activities income	$155,000	853
Service charges on deposit accounts	$2,954,000	460
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,534,000	960
Total noninterest expense	$21,952,000	704
Salaries and employee benefits	$10,436,000	682
Premises and equipment expense	$3,423,000	628
Additional noninterest expense	$8,093,000	670
Pre-tax net operating income	$14,791,000	571
Securities gains (losses)	$-24,000	8,832
Applicable income taxes	$5,968,000	486
Income before extraordinary items	$8,799,000	635
Extraordinary gains, net	$0	38
Net income	$8,799,000	635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,363,000	605
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$8,814,360	629
1999-12-31 (YTD Data)		Rank
Total interest income	$52,743,000	663
Total interest expense	$24,829,000	665
Net interest income	$27,914,000	670
Provision for loan and lease losses	$2,759,000	435
Total noninterest income	$3,987,000	1,096
Gross Fiduciary activities income	$125,000	954
Service charges on deposit accounts	$1,763,000	755
Trading account gains and fees	$0	173
Additional Noninterest Income	$2,099,000	1,115
Total noninterest expense	$18,110,000	816
Salaries and employee benefits	$8,798,000	791
Premises and equipment expense	$3,028,000	692
Additional noninterest expense	$6,284,000	822
Pre-tax net operating income	$11,032,000	759
Securities gains (losses)	$0	3,155
Applicable income taxes	$4,439,000	649
Income before extraordinary items	$6,593,000	860
Extraordinary gains, net	$0	35
Net income	$6,593,000	860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$636,000	1,007
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$6,593,000	852
1998-12-31 (YTD Data)		Rank
Total interest income	$49,247,000	690
Total interest expense	$26,115,000	641
Net interest income	$23,132,000	748
Provision for loan and lease losses	$2,360,000	518
Total noninterest income	$8,139,000	681
Gross Fiduciary activities income	$62,000	1,081
Service charges on deposit accounts	$1,274,000	971
Trading account gains and fees	$0	224
Additional Noninterest Income	$6,803,000	538
Total noninterest expense	$18,121,000	802
Salaries and employee benefits	$7,398,000	891
Premises and equipment expense	$3,349,000	641
Additional noninterest expense	$7,374,000	735
Pre-tax net operating income	$10,790,000	731
Securities gains (losses)	$68,000	1,523
Applicable income taxes	$4,331,000	642
Income before extraordinary items	$6,527,000	843
Extraordinary gains, net	$0	32
Net income	$6,527,000	842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,123,000	696
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$6,483,480	813
1997-12-31 (YTD Data)		Rank
Total interest income	$36,896,000	930
Total interest expense	$20,227,000	825
Net interest income	$16,669,000	1,054
Provision for loan and lease losses	$2,197,000	545
Total noninterest income	$2,240,000	1,617
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$856,000	1,510
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,384,000	1,399
Total noninterest expense	$11,621,000	1,147
Salaries and employee benefits	$5,344,000	1,232
Premises and equipment expense	$1,682,000	1,183
Additional noninterest expense	$4,595,000	1,034
Pre-tax net operating income	$5,093,000	1,518
Securities gains (losses)	$0	3,944
Applicable income taxes	$2,082,000	1,271
Income before extraordinary items	$3,011,000	1,768
Extraordinary gains, net	$0	44
Net income	$3,011,000	1,767
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$713,000	1,013
Cash dividends	$1,300,000	1,780
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,011,000	1,725
1996-12-31 (YTD Data)		Rank
Total interest income	$25,057,000	1,363
Total interest expense	$14,171,000	1,158
Net interest income	$10,886,000	1,630
Provision for loan and lease losses	$1,448,000	772
Total noninterest income	$855,000	3,516
Gross Fiduciary activities income	$6,000	1,446
Service charges on deposit accounts	$595,000	2,277
Trading account gains and fees	$0	262
Additional Noninterest Income	$254,000	4,489
Total noninterest expense	$6,286,000	2,189
Salaries and employee benefits	$3,079,000	2,172
Premises and equipment expense	$1,199,000	1,696
Additional noninterest expense	$2,008,000	2,445
Pre-tax net operating income	$4,007,000	1,798
Securities gains (losses)	$50,000	1,326
Applicable income taxes	$1,605,000	1,502
Income before extraordinary items	$2,452,000	2,022
Extraordinary gains, net	$0	53
Net income	$2,452,000	2,024
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$478,000	1,472
Cash dividends	$1,600,000	1,502
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,420,000	2,007
1995-12-31 (YTD Data)		Rank
Total interest income	$18,743,000	1,811
Total interest expense	$10,461,000	1,538
Net interest income	$8,282,000	2,175
Provision for loan and lease losses	$977,000	963
Total noninterest income	$873,000	3,437
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$404,000	3,335
Trading account gains and fees	$0	522
Additional Noninterest Income	$469,000	2,993
Total noninterest expense	$5,180,000	2,617
Salaries and employee benefits	$2,394,000	2,792
Premises and equipment expense	$967,000	2,078
Additional noninterest expense	$1,819,000	2,610
Pre-tax net operating income	$2,998,000	2,438
Securities gains (losses)	$-4,000	9,551
Applicable income taxes	$1,180,000	2,059
Income before extraordinary items	$1,814,000	2,719
Extraordinary gains, net	$0	65
Net income	$1,814,000	2,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	1,932
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,816,560	2,686
1994-12-31 (YTD Data)		Rank
Total interest income	$7,373,000	4,030
Total interest expense	$3,141,000	3,792
Net interest income	$4,232,000	4,162
Provision for loan and lease losses	$825,000	1,061
Total noninterest income	$335,000	6,847
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	7,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	5,150
Total noninterest expense	$2,640,000	4,924
Salaries and employee benefits	$1,149,000	5,457
Premises and equipment expense	$429,000	4,328
Additional noninterest expense	$1,062,000	4,480
Pre-tax net operating income	$1,102,000	5,563
Securities gains (losses)	$0	3,600
Applicable income taxes	$429,000	4,533
Income before extraordinary items	$673,000	6,075
Extraordinary gains, net	$0	249
Net income	$673,000	6,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,790
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$322,000	615
Net operating income	$673,000	6,147
1993-12-31 (YTD Data)		Rank
Total interest income	$3,373,000	7,719
Total interest expense	$1,401,000	7,532
Net interest income	$1,972,000	7,761
Provision for loan and lease losses	$212,000	3,780
Total noninterest income	$227,000	8,742
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	9,074
Trading account gains and fees	NA	NA
Additional Noninterest Income	$149,000	6,586
Total noninterest expense	$1,812,000	6,848
Salaries and employee benefits	$710,000	7,938
Premises and equipment expense	$311,000	5,674
Additional noninterest expense	$791,000	5,974
Pre-tax net operating income	$175,000	11,267
Securities gains (losses)	$-1,000	12,247
Applicable income taxes	$77,000	10,286
Income before extraordinary items	$97,000	11,833
Extraordinary gains, net	$0	3,149
Net income	$97,000	11,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$32,000	8,385
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$97,640	11,637
1992-12-31 (YTD Data)		Rank
Total interest income	$1,884,000	11,126
Total interest expense	$668,000	11,975
Net interest income	$1,216,000	10,275
Provision for loan and lease losses	$70,000	8,246
Total noninterest income	$104,000	11,616
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	10,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	10,222
Total noninterest expense	$1,103,000	9,498
Salaries and employee benefits	$466,000	10,136
Premises and equipment expense	$194,000	7,976
Additional noninterest expense	$443,000	9,061
Pre-tax net operating income	$147,000	11,562
Securities gains (losses)	$21,000	5,524
Applicable income taxes	$66,000	10,825
Income before extraordinary items	$102,000	11,907
Extraordinary gains, net	$0	1,422
Net income	$102,000	11,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$35,000	8,104
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$88,560	11,793

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.