Home > Allegiance Community Bank > Income and Expense
Allegiance Community Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 4,230 |
| Total interest expense | $1,392,000 | 3,042 |
| Net interest income | $2,941,000 | 4,612 |
| Provision for loan and lease losses | $237,000 | 3,927 |
| Total noninterest income | $114,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $60,000 | 5,611 |
| Total noninterest expense | $2,616,000 | 4,501 |
| Salaries and employee benefits | $1,199,000 | 4,782 |
| Premises and equipment expense | $298,000 | 4,628 |
| Additional noninterest expense | $1,119,000 | 3,870 |
| Pre-tax net operating income | $202,000 | 5,464 |
| Securities gains (losses) | $252,000 | 1,036 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $454,000 | 4,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,480 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $454,000 | 4,480 |
| Net charge-offs | $534,000 | 2,590 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $202,000 | 5,345 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 4,294 |
| Total interest expense | $920,000 | 3,160 |
| Net interest income | $1,944,000 | 4,667 |
| Provision for loan and lease losses | $62,000 | 4,861 |
| Total noninterest income | $74,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $1,764,000 | 4,512 |
| Salaries and employee benefits | $798,000 | 4,824 |
| Premises and equipment expense | $264,000 | 3,973 |
| Additional noninterest expense | $702,000 | 4,098 |
| Pre-tax net operating income | $192,000 | 5,157 |
| Securities gains (losses) | $89,000 | 1,220 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $281,000 | 4,540 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $281,000 | 4,537 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $281,000 | 4,540 |
| Net charge-offs | $343,000 | 2,533 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $192,000 | 4,987 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 4,416 |
| Total interest expense | $463,000 | 3,235 |
| Net interest income | $911,000 | 4,828 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $40,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $838,000 | 4,668 |
| Salaries and employee benefits | $396,000 | 4,891 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $302,000 | 4,510 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $100,000 | 5,009 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $100,000 | 5,007 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $100,000 | 5,009 |
| Net charge-offs | $301,000 | 1,748 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $88,000 | 5,114 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 4,508 |
| Total interest expense | $2,085,000 | 3,445 |
| Net interest income | $3,520,000 | 4,934 |
| Provision for loan and lease losses | $370,000 | 4,553 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 5,835 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $63,000 | 5,905 |
| Total noninterest expense | $3,189,000 | 4,852 |
| Salaries and employee benefits | $1,368,000 | 5,309 |
| Premises and equipment expense | $523,000 | 4,059 |
| Additional noninterest expense | $1,298,000 | 4,401 |
| Pre-tax net operating income | $100,000 | 5,476 |
| Securities gains (losses) | $280,000 | 1,322 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $380,000 | 4,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $380,000 | 4,687 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $380,000 | 4,687 |
| Net charge-offs | $23,000 | 6,326 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $100,000 | 5,481 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 4,614 |
| Total interest expense | $1,593,000 | 3,541 |
| Net interest income | $2,579,000 | 5,058 |
| Provision for loan and lease losses | $105,000 | 5,634 |
| Total noninterest income | $129,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $75,000 | 5,574 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $54,000 | 5,909 |
| Total noninterest expense | $2,398,000 | 4,852 |
| Salaries and employee benefits | $1,049,000 | 5,292 |
| Premises and equipment expense | $399,000 | 4,103 |
| Additional noninterest expense | $950,000 | 4,454 |
| Pre-tax net operating income | $205,000 | 5,233 |
| Securities gains (losses) | $211,000 | 1,342 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $416,000 | 4,415 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $416,000 | 4,416 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $416,000 | 4,416 |
| Net charge-offs | $-11,000 | 7,481 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $205,000 | 5,113 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 4,622 |
| Total interest expense | $1,078,000 | 3,598 |
| Net interest income | $1,737,000 | 5,038 |
| Provision for loan and lease losses | $67,000 | 5,525 |
| Total noninterest income | $96,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $41,000 | 5,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 5,477 |
| Total noninterest expense | $1,601,000 | 4,863 |
| Salaries and employee benefits | $696,000 | 5,331 |
| Premises and equipment expense | $266,000 | 4,115 |
| Additional noninterest expense | $639,000 | 4,428 |
| Pre-tax net operating income | $165,000 | 5,127 |
| Securities gains (losses) | $61,000 | 1,766 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $226,000 | 4,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $226,000 | 4,721 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $226,000 | 4,721 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $165,000 | 4,971 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 4,710 |
| Total interest expense | $544,000 | 3,704 |
| Net interest income | $846,000 | 5,147 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $60,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $788,000 | 4,971 |
| Salaries and employee benefits | $332,000 | 5,518 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $321,000 | 4,404 |
| Pre-tax net operating income | $88,000 | 5,192 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $100,000 | 4,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 4,975 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $100,000 | 4,974 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $88,000 | 5,019 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 4,764 |
| Total interest expense | $3,038,000 | 3,385 |
| Net interest income | $2,662,000 | 5,674 |
| Provision for loan and lease losses | $119,000 | 6,300 |
| Total noninterest income | $319,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $66,000 | 6,233 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $253,000 | 4,252 |
| Total noninterest expense | $3,413,000 | 4,801 |
| Salaries and employee benefits | $1,344,000 | 5,518 |
| Premises and equipment expense | $531,000 | 4,221 |
| Additional noninterest expense | $1,538,000 | 4,006 |
| Pre-tax net operating income | $-551,000 | 6,020 |
| Securities gains (losses) | $562,000 | 810 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $11,000 | 5,495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,000 | 5,494 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $11,000 | 5,494 |
| Net charge-offs | $32,000 | 6,467 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-551,000 | 6,112 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 4,811 |
| Total interest expense | $2,455,000 | 3,329 |
| Net interest income | $1,842,000 | 5,900 |
| Provision for loan and lease losses | $109,000 | 5,880 |
| Total noninterest income | $185,000 | 6,024 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $138,000 | 4,916 |
| Total noninterest expense | $2,524,000 | 4,847 |
| Salaries and employee benefits | $1,054,000 | 5,423 |
| Premises and equipment expense | $392,000 | 4,313 |
| Additional noninterest expense | $1,078,000 | 4,182 |
| Pre-tax net operating income | $-606,000 | 6,410 |
| Securities gains (losses) | $507,000 | 697 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-99,000 | 5,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-99,000 | 5,975 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-99,000 | 5,975 |
| Net charge-offs | $32,000 | 5,988 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-606,000 | 6,496 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 4,832 |
| Total interest expense | $1,763,000 | 3,286 |
| Net interest income | $1,118,000 | 6,134 |
| Provision for loan and lease losses | $87,000 | 5,513 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $1,721,000 | 4,824 |
| Salaries and employee benefits | $762,000 | 5,251 |
| Premises and equipment expense | $265,000 | 4,296 |
| Additional noninterest expense | $694,000 | 4,290 |
| Pre-tax net operating income | $-547,000 | 6,673 |
| Securities gains (losses) | $446,000 | 560 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-101,000 | 6,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-101,000 | 6,192 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-101,000 | 6,192 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-547,000 | 6,786 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,846 |
| Total interest expense | $902,000 | 3,324 |
| Net interest income | $545,000 | 6,207 |
| Provision for loan and lease losses | $55,000 | 4,803 |
| Total noninterest income | $100,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $88,000 | 3,856 |
| Total noninterest expense | $850,000 | 4,770 |
| Salaries and employee benefits | $408,000 | 5,082 |
| Premises and equipment expense | $174,000 | 3,586 |
| Additional noninterest expense | $268,000 | 4,761 |
| Pre-tax net operating income | $-260,000 | 6,992 |
| Securities gains (losses) | $301,000 | 499 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $41,000 | 5,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $41,000 | 5,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $41,000 | 5,833 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-260,000 | 7,075 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,460,000 | 5,211 |
| Total interest expense | $3,147,000 | 4,118 |
| Net interest income | $2,313,000 | 6,081 |
| Provision for loan and lease losses | $207,000 | 5,169 |
| Total noninterest income | $168,000 | 6,724 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $103,000 | 5,887 |
| Total noninterest expense | $3,091,000 | 5,028 |
| Salaries and employee benefits | $1,586,000 | 5,157 |
| Premises and equipment expense | $511,000 | 4,396 |
| Additional noninterest expense | $994,000 | 4,841 |
| Pre-tax net operating income | $-817,000 | 6,928 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-795,000 | 6,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-795,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 4,805 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 360 |
| Net operating income | $-817,000 | 7,022 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 5,347 |
| Total interest expense | $2,320,000 | 4,291 |
| Net interest income | $1,681,000 | 6,206 |
| Provision for loan and lease losses | $103,000 | 5,119 |
| Total noninterest income | $141,000 | 6,687 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 5,778 |
| Total noninterest expense | $2,264,000 | 5,084 |
| Salaries and employee benefits | $1,180,000 | 5,223 |
| Premises and equipment expense | $392,000 | 4,365 |
| Additional noninterest expense | $692,000 | 4,989 |
| Pre-tax net operating income | $-545,000 | 7,289 |
| Securities gains (losses) | $22,000 | 1,949 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-523,000 | 7,216 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-523,000 | 7,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,563,000 | 251 |
| Net operating income | $-545,000 | 7,353 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,592,000 | 5,487 |
| Total interest expense | $1,556,000 | 4,414 |
| Net interest income | $1,036,000 | 6,397 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $73,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $1,460,000 | 5,226 |
| Salaries and employee benefits | $785,000 | 5,273 |
| Premises and equipment expense | $255,000 | 4,450 |
| Additional noninterest expense | $420,000 | 5,277 |
| Pre-tax net operating income | $-396,000 | 7,523 |
| Securities gains (losses) | $22,000 | 1,974 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-374,000 | 7,594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-374,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,584,000 | 175 |
| Net operating income | $-396,000 | 7,602 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 5,624 |
| Total interest expense | $819,000 | 4,451 |
| Net interest income | $462,000 | 6,682 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $719,000 | 5,277 |
| Salaries and employee benefits | $398,000 | 5,248 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $196,000 | 5,438 |
| Pre-tax net operating income | $-218,000 | 7,792 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-196,000 | 7,833 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-196,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-218,000 | 7,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 5,807 |
| Total interest expense | $2,941,000 | 4,856 |
| Net interest income | $1,883,000 | 6,650 |
| Provision for loan and lease losses | $202,000 | 3,841 |
| Total noninterest income | $17,000 | 8,258 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $55,000 | 6,673 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-38,000 | 8,478 |
| Total noninterest expense | $2,768,000 | 5,268 |
| Salaries and employee benefits | $1,405,000 | 5,498 |
| Premises and equipment expense | $427,000 | 4,829 |
| Additional noninterest expense | $936,000 | 4,853 |
| Pre-tax net operating income | $-1,070,000 | 8,070 |
| Securities gains (losses) | $32,000 | 946 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,038,000 | 8,117 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,038,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,332 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,070,000 | 8,120 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 5,911 |
| Total interest expense | $2,117,000 | 4,968 |
| Net interest income | $1,404,000 | 6,710 |
| Provision for loan and lease losses | $102,000 | 4,076 |
| Total noninterest income | $-19,000 | 8,528 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-67,000 | 8,535 |
| Total noninterest expense | $1,998,000 | 5,360 |
| Salaries and employee benefits | $1,008,000 | 5,616 |
| Premises and equipment expense | $221,000 | 5,827 |
| Additional noninterest expense | $769,000 | 4,502 |
| Pre-tax net operating income | $-715,000 | 8,192 |
| Securities gains (losses) | $32,000 | 723 |
| Applicable income taxes | $-273,000 | 8,357 |
| Income before extraordinary items | $-410,000 | 8,084 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-410,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-430,480 | 8,085 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 6,000 |
| Total interest expense | $1,366,000 | 5,057 |
| Net interest income | $918,000 | 6,784 |
| Provision for loan and lease losses | $62,000 | 3,964 |
| Total noninterest income | $86,000 | 7,025 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $1,180,000 | 5,775 |
| Salaries and employee benefits | $617,000 | 5,925 |
| Premises and equipment expense | $159,000 | 5,666 |
| Additional noninterest expense | $404,000 | 5,272 |
| Pre-tax net operating income | $-238,000 | 8,114 |
| Securities gains (losses) | $32,000 | 611 |
| Applicable income taxes | $-82,000 | 8,357 |
| Income before extraordinary items | $-124,000 | 8,038 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-124,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-144,480 | 8,060 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 6,069 |
| Total interest expense | $671,000 | 5,090 |
| Net interest income | $443,000 | 6,885 |
| Provision for loan and lease losses | $16,000 | 4,567 |
| Total noninterest income | $53,000 | 6,742 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $554,000 | 5,996 |
| Salaries and employee benefits | $299,000 | 6,063 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $172,000 | 5,709 |
| Pre-tax net operating income | $-74,000 | 8,088 |
| Securities gains (losses) | $32,000 | 472 |
| Applicable income taxes | $-16,000 | 8,283 |
| Income before extraordinary items | $-26,000 | 7,983 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-26,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-46,480 | 8,028 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 5,883 |
| Total interest expense | $2,132,000 | 5,225 |
| Net interest income | $2,273,000 | 6,256 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $151,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $74,000 | 6,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $2,716,000 | 5,215 |
| Salaries and employee benefits | $1,338,000 | 5,554 |
| Premises and equipment expense | $307,000 | 5,689 |
| Additional noninterest expense | $1,071,000 | 4,296 |
| Pre-tax net operating income | $-412,000 | 8,225 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-165,000 | 8,425 |
| Income before extraordinary items | $-247,000 | 8,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-247,000 | 8,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,959 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,153 |
| Net operating income | $-247,000 | 8,178 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 5,917 |
| Total interest expense | $1,510,000 | 5,313 |
| Net interest income | $1,778,000 | 6,218 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $122,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,626 |
| Total noninterest expense | $1,934,000 | 5,364 |
| Salaries and employee benefits | $977,000 | 5,621 |
| Premises and equipment expense | $227,000 | 5,753 |
| Additional noninterest expense | $730,000 | 4,573 |
| Pre-tax net operating income | $-109,000 | 8,227 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-37,000 | 8,485 |
| Income before extraordinary items | $-72,000 | 8,220 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-72,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,145 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-72,000 | 8,209 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 5,951 |
| Total interest expense | $941,000 | 5,381 |
| Net interest income | $1,207,000 | 6,210 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,243,000 | 5,497 |
| Salaries and employee benefits | $651,000 | 5,651 |
| Premises and equipment expense | $148,000 | 5,813 |
| Additional noninterest expense | $444,000 | 4,866 |
| Pre-tax net operating income | $25,000 | 8,066 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $19,000 | 8,093 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,000 | 8,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,000 | 8,090 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,927 |
| Total interest expense | $455,000 | 5,371 |
| Net interest income | $612,000 | 6,180 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $638,000 | 5,417 |
| Salaries and employee benefits | $333,000 | 5,611 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $229,000 | 4,739 |
| Pre-tax net operating income | $8,000 | 8,139 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $5,000 | 8,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,000 | 8,146 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 5,692 |
| Total interest expense | $1,348,000 | 5,518 |
| Net interest income | $2,839,000 | 5,672 |
| Provision for loan and lease losses | $104,000 | 4,761 |
| Total noninterest income | $145,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $76,000 | 6,656 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $2,609,000 | 5,230 |
| Salaries and employee benefits | $1,231,000 | 5,713 |
| Premises and equipment expense | $300,000 | 5,730 |
| Additional noninterest expense | $1,078,000 | 4,168 |
| Pre-tax net operating income | $271,000 | 7,499 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $21,000 | 6,311 |
| Income before extraordinary items | $250,000 | 7,373 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $250,000 | 7,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 732 |
| Net operating income | $250,000 | 7,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 5,644 |
| Total interest expense | $1,001,000 | 5,426 |
| Net interest income | $2,160,000 | 5,645 |
| Provision for loan and lease losses | $205,000 | 2,914 |
| Total noninterest income | $106,000 | 7,607 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,894 |
| Total noninterest expense | $1,861,000 | 5,375 |
| Salaries and employee benefits | $904,000 | 5,748 |
| Premises and equipment expense | $216,000 | 5,843 |
| Additional noninterest expense | $741,000 | 4,446 |
| Pre-tax net operating income | $200,000 | 7,631 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $50,000 | 5,792 |
| Income before extraordinary items | $150,000 | 7,710 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $150,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 576 |
| Net operating income | $150,000 | 7,674 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 5,540 |
| Total interest expense | $656,000 | 5,331 |
| Net interest income | $1,486,000 | 5,525 |
| Provision for loan and lease losses | $105,000 | 3,281 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,217,000 | 5,425 |
| Salaries and employee benefits | $574,000 | 5,892 |
| Premises and equipment expense | $146,000 | 5,777 |
| Additional noninterest expense | $497,000 | 4,397 |
| Pre-tax net operating income | $238,000 | 6,979 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $59,000 | 5,378 |
| Income before extraordinary items | $179,000 | 7,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $179,000 | 7,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 438 |
| Net operating income | $179,000 | 7,062 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,514 |
| Total interest expense | $303,000 | 5,452 |
| Net interest income | $773,000 | 5,440 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $563,000 | 5,709 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $77,000 | 5,676 |
| Additional noninterest expense | $230,000 | 4,642 |
| Pre-tax net operating income | $205,000 | 5,914 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $154,000 | 6,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $154,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 365 |
| Net operating income | $154,000 | 6,005 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,852 |
| Total interest expense | $1,067,000 | 5,476 |
| Net interest income | $2,575,000 | 5,919 |
| Provision for loan and lease losses | $155,000 | 4,178 |
| Total noninterest income | $233,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $85,000 | 6,695 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $148,000 | 5,715 |
| Total noninterest expense | $2,022,000 | 5,968 |
| Salaries and employee benefits | $872,000 | 6,716 |
| Premises and equipment expense | $272,000 | 5,968 |
| Additional noninterest expense | $878,000 | 4,776 |
| Pre-tax net operating income | $631,000 | 6,302 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $-194,000 | 8,804 |
| Income before extraordinary items | $822,000 | 5,206 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $822,000 | 5,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $825,000 | 5,121 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 6,006 |
| Total interest expense | $766,000 | 5,570 |
| Net interest income | $1,829,000 | 6,090 |
| Provision for loan and lease losses | $65,000 | 5,027 |
| Total noninterest income | $186,000 | 6,817 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $70,000 | 6,623 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 5,640 |
| Total noninterest expense | $1,475,000 | 6,011 |
| Salaries and employee benefits | $650,000 | 6,690 |
| Premises and equipment expense | $204,000 | 5,927 |
| Additional noninterest expense | $621,000 | 4,941 |
| Pre-tax net operating income | $475,000 | 6,429 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $-103,000 | 8,858 |
| Income before extraordinary items | $575,000 | 5,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $575,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $578,000 | 5,385 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 6,163 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,162,000 | 6,255 |
| Provision for loan and lease losses | $38,000 | 5,097 |
| Total noninterest income | $151,000 | 6,450 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $53,000 | 6,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $978,000 | 6,060 |
| Salaries and employee benefits | $434,000 | 6,730 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $409,000 | 4,986 |
| Pre-tax net operating income | $297,000 | 6,529 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $-64,000 | 8,911 |
| Income before extraordinary items | $358,000 | 5,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $361,000 | 5,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 6,296 |
| Total interest expense | $221,000 | 6,064 |
| Net interest income | $573,000 | 6,296 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $485,000 | 6,140 |
| Salaries and employee benefits | $214,000 | 6,800 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $202,000 | 5,044 |
| Pre-tax net operating income | $119,000 | 6,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-26,000 | 8,923 |
| Income before extraordinary items | $145,000 | 6,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $145,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $145,000 | 5,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 6,755 |
| Total interest expense | $803,000 | 6,702 |
| Net interest income | $1,983,000 | 6,613 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $278,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $155,000 | 5,802 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $123,000 | 6,176 |
| Total noninterest expense | $1,860,000 | 6,228 |
| Salaries and employee benefits | $855,000 | 6,732 |
| Premises and equipment expense | $255,000 | 6,127 |
| Additional noninterest expense | $750,000 | 5,267 |
| Pre-tax net operating income | $331,000 | 7,312 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-79,000 | 8,924 |
| Income before extraordinary items | $410,000 | 6,769 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $410,000 | 6,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $410,000 | 6,607 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,026,000 | 6,916 |
| Total interest expense | $596,000 | 6,865 |
| Net interest income | $1,430,000 | 6,770 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $213,000 | 6,743 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 6,265 |
| Total noninterest expense | $1,374,000 | 6,243 |
| Salaries and employee benefits | $616,000 | 6,849 |
| Premises and equipment expense | $206,000 | 5,924 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $224,000 | 7,594 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-76,000 | 9,047 |
| Income before extraordinary items | $300,000 | 6,951 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $300,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $300,000 | 6,788 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 7,101 |
| Total interest expense | $389,000 | 7,043 |
| Net interest income | $892,000 | 6,987 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $164,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $90,000 | 5,497 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $910,000 | 6,299 |
| Salaries and employee benefits | $416,000 | 6,841 |
| Premises and equipment expense | $136,000 | 5,946 |
| Additional noninterest expense | $358,000 | 5,395 |
| Pre-tax net operating income | $116,000 | 7,875 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-40,000 | 9,065 |
| Income before extraordinary items | $156,000 | 7,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,431 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,000 | 7,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,220 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $432,000 | 7,078 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $85,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $464,000 | 6,239 |
| Salaries and employee benefits | $209,000 | 6,853 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $38,000 | 8,179 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-13,000 | 9,090 |
| Income before extraordinary items | $51,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $51,000 | 7,718 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 7,544 |
| Total interest expense | $799,000 | 7,516 |
| Net interest income | $1,494,000 | 7,448 |
| Provision for loan and lease losses | $71,000 | 6,274 |
| Total noninterest income | $570,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $248,000 | 4,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $322,000 | 4,102 |
| Total noninterest expense | $1,915,000 | 6,024 |
| Salaries and employee benefits | $819,000 | 6,818 |
| Premises and equipment expense | $307,000 | 5,494 |
| Additional noninterest expense | $789,000 | 4,974 |
| Pre-tax net operating income | $78,000 | 8,375 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-23,000 | 8,924 |
| Income before extraordinary items | $101,000 | 8,329 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $101,000 | 8,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,428,000 | 340 |
| Net operating income | $101,000 | 8,239 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 7,808 |
| Total interest expense | $1,345,000 | 7,309 |
| Net interest income | $1,098,000 | 8,089 |
| Provision for loan and lease losses | $269,000 | 3,461 |
| Total noninterest income | $340,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $140,000 | 5,943 |
| Trading account gains and fees | $16,000 | 155 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $2,050,000 | 5,638 |
| Salaries and employee benefits | $855,000 | 6,560 |
| Premises and equipment expense | $240,000 | 6,209 |
| Additional noninterest expense | $955,000 | 4,218 |
| Pre-tax net operating income | $-881,000 | 9,317 |
| Securities gains (losses) | $128,000 | 1,544 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-753,000 | 9,330 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-753,000 | 9,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 786 |
| Net operating income | $-881,000 | 9,354 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 9,427 |
| Total interest expense | $639,000 | 8,971 |
| Net interest income | $317,000 | 9,678 |
| Provision for loan and lease losses | $78,000 | 5,810 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,654,000 | 6,357 |
| Salaries and employee benefits | $701,000 | 7,202 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $782,000 | 4,812 |
| Pre-tax net operating income | $-1,349,000 | 9,774 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,349,000 | 9,783 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,349,000 | 9,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,074,000 | 158 |
| Net operating income | $-1,349,000 | 9,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.