Home > Allegiance Community Bank > Income and Expense
Allegiance Community Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,900,000 | 3,260 |
| Total interest expense | $3,816,000 | 2,846 |
| Net interest income | $6,084,000 | 3,426 |
| Provision for loan and lease losses | $11,932,000 | 748 |
| Total noninterest income | $736,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $522,000 | 2,800 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $214,000 | 4,531 |
| Total noninterest expense | $4,534,000 | 3,978 |
| Salaries and employee benefits | $2,373,000 | 3,845 |
| Premises and equipment expense | $684,000 | 3,529 |
| Additional noninterest expense | $1,477,000 | 4,113 |
| Pre-tax net operating income | $-9,646,000 | 7,477 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $-3,435,000 | 7,659 |
| Income before extraordinary items | $-6,210,000 | 7,368 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,210,000 | 7,367 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,210,000 | 7,367 |
| Net charge-offs | $11,625,000 | 606 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,210,640 | 7,381 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 3,118 |
| Total interest expense | $3,169,000 | 2,720 |
| Net interest income | $4,816,000 | 3,272 |
| Provision for loan and lease losses | $2,029,000 | 1,880 |
| Total noninterest income | $579,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $429,000 | 2,629 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $150,000 | 4,762 |
| Total noninterest expense | $3,419,000 | 3,967 |
| Salaries and employee benefits | $1,867,000 | 3,734 |
| Premises and equipment expense | $510,000 | 3,572 |
| Additional noninterest expense | $1,042,000 | 4,265 |
| Pre-tax net operating income | $-53,000 | 5,802 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $-104,000 | 6,956 |
| Income before extraordinary items | $52,000 | 5,552 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $52,000 | 5,552 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $52,000 | 5,552 |
| Net charge-offs | $577,000 | 2,847 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $51,360 | 5,494 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,532,000 | 3,037 |
| Total interest expense | $2,316,000 | 2,625 |
| Net interest income | $3,216,000 | 3,269 |
| Provision for loan and lease losses | $1,374,000 | 1,730 |
| Total noninterest income | $389,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $318,000 | 2,427 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $71,000 | 5,343 |
| Total noninterest expense | $2,298,000 | 3,963 |
| Salaries and employee benefits | $1,312,000 | 3,633 |
| Premises and equipment expense | $333,000 | 3,645 |
| Additional noninterest expense | $653,000 | 4,471 |
| Pre-tax net operating income | $-67,000 | 6,017 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $-76,000 | 7,078 |
| Income before extraordinary items | $10,000 | 5,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 5,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $10,000 | 5,860 |
| Net charge-offs | $499,000 | 2,361 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $9,360 | 5,776 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 3,018 |
| Total interest expense | $1,233,000 | 2,564 |
| Net interest income | $1,593,000 | 3,279 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $147,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $154,000 | 2,407 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-7,000 | 7,982 |
| Total noninterest expense | $1,173,000 | 3,837 |
| Salaries and employee benefits | $664,000 | 3,625 |
| Premises and equipment expense | $209,000 | 3,117 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $442,000 | 2,606 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $142,000 | 1,798 |
| Income before extraordinary items | $300,000 | 3,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $300,000 | 3,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $300,000 | 3,134 |
| Net charge-offs | $168,000 | 2,306 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $300,000 | 2,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,386,000 | 3,178 |
| Total interest expense | $4,978,000 | 2,976 |
| Net interest income | $6,408,000 | 3,295 |
| Provision for loan and lease losses | $316,000 | 4,539 |
| Total noninterest income | $603,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $465,000 | 3,173 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $138,000 | 5,459 |
| Total noninterest expense | $4,358,000 | 3,979 |
| Salaries and employee benefits | $2,697,000 | 3,549 |
| Premises and equipment expense | $569,000 | 4,105 |
| Additional noninterest expense | $1,092,000 | 4,557 |
| Pre-tax net operating income | $2,337,000 | 2,201 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $885,000 | 1,306 |
| Income before extraordinary items | $1,454,000 | 2,570 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,454,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,452,720 | 2,717 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 3,240 |
| Total interest expense | $3,769,000 | 3,056 |
| Net interest income | $4,781,000 | 3,339 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $425,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $321,000 | 3,350 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $104,000 | 5,570 |
| Total noninterest expense | $2,919,000 | 4,313 |
| Salaries and employee benefits | $1,775,000 | 3,963 |
| Premises and equipment expense | $399,000 | 4,324 |
| Additional noninterest expense | $745,000 | 4,764 |
| Pre-tax net operating income | $2,202,000 | 2,140 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $853,000 | 1,312 |
| Income before extraordinary items | $1,351,000 | 2,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,351,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,549 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,349,720 | 2,657 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 3,293 |
| Total interest expense | $2,538,000 | 3,149 |
| Net interest income | $3,143,000 | 3,372 |
| Provision for loan and lease losses | $25,000 | 5,815 |
| Total noninterest income | $248,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $184,000 | 3,650 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $2,237,000 | 3,905 |
| Salaries and employee benefits | $1,425,000 | 3,475 |
| Premises and equipment expense | $282,000 | 4,146 |
| Additional noninterest expense | $530,000 | 4,568 |
| Pre-tax net operating income | $1,129,000 | 2,707 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $435,000 | 1,769 |
| Income before extraordinary items | $696,000 | 3,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $696,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $694,720 | 3,276 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 3,240 |
| Total interest expense | $1,283,000 | 3,289 |
| Net interest income | $1,707,000 | 3,145 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $1,109,000 | 3,935 |
| Salaries and employee benefits | $707,000 | 3,517 |
| Premises and equipment expense | $148,000 | 4,024 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $714,000 | 2,376 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $284,000 | 1,535 |
| Income before extraordinary items | $432,000 | 3,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $432,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,339 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $430,720 | 2,939 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,253,000 | 3,225 |
| Total interest expense | $5,702,000 | 3,134 |
| Net interest income | $6,551,000 | 3,272 |
| Provision for loan and lease losses | $370,000 | 2,816 |
| Total noninterest income | $490,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $290,000 | 4,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $200,000 | 5,055 |
| Total noninterest expense | $3,939,000 | 4,169 |
| Salaries and employee benefits | $2,343,000 | 3,906 |
| Premises and equipment expense | $513,000 | 4,275 |
| Additional noninterest expense | $1,083,000 | 4,385 |
| Pre-tax net operating income | $2,732,000 | 2,628 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,032,000 | 1,825 |
| Income before extraordinary items | $1,701,000 | 3,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,701,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,682 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,700,360 | 3,159 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,297 |
| Total interest expense | $4,340,000 | 3,100 |
| Net interest income | $4,637,000 | 3,432 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $363,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $209,000 | 4,250 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $3,015,000 | 4,076 |
| Salaries and employee benefits | $1,731,000 | 3,936 |
| Premises and equipment expense | $414,000 | 4,061 |
| Additional noninterest expense | $870,000 | 4,119 |
| Pre-tax net operating income | $1,865,000 | 2,984 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $704,000 | 2,075 |
| Income before extraordinary items | $1,161,000 | 3,544 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,161,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,161,000 | 3,525 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 3,399 |
| Total interest expense | $2,842,000 | 3,138 |
| Net interest income | $2,945,000 | 3,587 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $264,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $145,000 | 4,154 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $119,000 | 4,768 |
| Total noninterest expense | $1,970,000 | 4,170 |
| Salaries and employee benefits | $1,123,000 | 4,044 |
| Premises and equipment expense | $277,000 | 4,079 |
| Additional noninterest expense | $570,000 | 4,167 |
| Pre-tax net operating income | $1,149,000 | 3,198 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $431,000 | 2,277 |
| Income before extraordinary items | $718,000 | 3,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $718,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $718,000 | 3,743 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 3,526 |
| Total interest expense | $1,336,000 | 3,266 |
| Net interest income | $1,414,000 | 3,707 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $109,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $950,000 | 4,290 |
| Salaries and employee benefits | $556,000 | 4,101 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $265,000 | 4,350 |
| Pre-tax net operating income | $523,000 | 3,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $201,000 | 2,391 |
| Income before extraordinary items | $322,000 | 4,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $322,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $322,000 | 3,989 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,393,000 | 4,073 |
| Total interest expense | $3,443,000 | 3,961 |
| Net interest income | $4,950,000 | 4,032 |
| Provision for loan and lease losses | $92,000 | 4,858 |
| Total noninterest income | $381,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $255,000 | 4,448 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $126,000 | 5,927 |
| Total noninterest expense | $2,921,000 | 4,977 |
| Salaries and employee benefits | $1,692,000 | 4,819 |
| Premises and equipment expense | $297,000 | 5,767 |
| Additional noninterest expense | $932,000 | 4,742 |
| Pre-tax net operating income | $2,318,000 | 3,315 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $868,000 | 2,369 |
| Income before extraordinary items | $1,450,000 | 3,844 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,450,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,450,000 | 3,822 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 4,232 |
| Total interest expense | $2,346,000 | 4,132 |
| Net interest income | $3,530,000 | 4,220 |
| Provision for loan and lease losses | $47,000 | 5,128 |
| Total noninterest income | $252,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,429 |
| Total noninterest expense | $2,024,000 | 5,233 |
| Salaries and employee benefits | $1,203,000 | 4,961 |
| Premises and equipment expense | $195,000 | 6,143 |
| Additional noninterest expense | $626,000 | 5,078 |
| Pre-tax net operating income | $1,711,000 | 3,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $641,000 | 2,490 |
| Income before extraordinary items | $1,070,000 | 4,004 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,070,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,070,000 | 3,997 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 4,398 |
| Total interest expense | $1,424,000 | 4,245 |
| Net interest income | $2,206,000 | 4,434 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $156,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,299,000 | 5,354 |
| Salaries and employee benefits | $765,000 | 5,133 |
| Premises and equipment expense | $123,000 | 6,290 |
| Additional noninterest expense | $411,000 | 5,111 |
| Pre-tax net operating income | $1,039,000 | 3,720 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $388,000 | 2,664 |
| Income before extraordinary items | $651,000 | 4,240 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $651,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $651,000 | 4,231 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,531 |
| Total interest expense | $654,000 | 4,350 |
| Net interest income | $1,056,000 | 4,559 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $75,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $637,000 | 5,422 |
| Salaries and employee benefits | $384,000 | 5,150 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $193,000 | 5,294 |
| Pre-tax net operating income | $482,000 | 3,827 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $303,000 | 4,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $303,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $303,000 | 4,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 5,165 |
| Total interest expense | $1,793,000 | 4,754 |
| Net interest income | $3,180,000 | 5,319 |
| Provision for loan and lease losses | $62,000 | 5,427 |
| Total noninterest income | $200,000 | 7,071 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,623 |
| Total noninterest expense | $2,044,000 | 6,038 |
| Salaries and employee benefits | $1,149,000 | 5,920 |
| Premises and equipment expense | $251,000 | 6,205 |
| Additional noninterest expense | $644,000 | 5,827 |
| Pre-tax net operating income | $1,274,000 | 4,776 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $473,000 | 3,459 |
| Income before extraordinary items | $801,000 | 5,334 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $801,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $801,000 | 5,313 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 5,352 |
| Total interest expense | $1,211,000 | 4,911 |
| Net interest income | $2,287,000 | 5,466 |
| Provision for loan and lease losses | $47,000 | 5,286 |
| Total noninterest income | $132,000 | 7,285 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 8,009 |
| Total noninterest expense | $1,545,000 | 5,976 |
| Salaries and employee benefits | $835,000 | 5,978 |
| Premises and equipment expense | $212,000 | 5,899 |
| Additional noninterest expense | $498,000 | 5,711 |
| Pre-tax net operating income | $827,000 | 5,259 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $412,000 | 3,271 |
| Income before extraordinary items | $415,000 | 6,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $415,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $415,000 | 6,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,178,000 | 5,484 |
| Total interest expense | $709,000 | 5,110 |
| Net interest income | $1,469,000 | 5,563 |
| Provision for loan and lease losses | $32,000 | 5,100 |
| Total noninterest income | $76,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $1,019,000 | 6,010 |
| Salaries and employee benefits | $561,000 | 5,968 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $321,000 | 5,795 |
| Pre-tax net operating income | $494,000 | 5,507 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $238,000 | 3,493 |
| Income before extraordinary items | $256,000 | 6,463 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $256,000 | 6,414 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,825 |
| Total interest expense | $307,000 | 5,410 |
| Net interest income | $660,000 | 5,915 |
| Provision for loan and lease losses | $17,000 | 4,817 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $426,000 | 6,606 |
| Salaries and employee benefits | $231,000 | 6,603 |
| Premises and equipment expense | $69,000 | 5,998 |
| Additional noninterest expense | $126,000 | 6,535 |
| Pre-tax net operating income | $241,000 | 5,528 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $138,000 | 6,283 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $138,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $138,000 | 6,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 6,129 |
| Total interest expense | $1,188,000 | 5,150 |
| Net interest income | $2,129,000 | 6,460 |
| Provision for loan and lease losses | $79,000 | 5,359 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $109,000 | 6,343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $1,464,000 | 6,943 |
| Salaries and employee benefits | $771,000 | 7,041 |
| Premises and equipment expense | $286,000 | 5,807 |
| Additional noninterest expense | $407,000 | 7,081 |
| Pre-tax net operating income | $723,000 | 6,038 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $278,000 | 4,303 |
| Income before extraordinary items | $445,000 | 6,574 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $445,000 | 6,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $445,000 | 6,518 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 6,203 |
| Total interest expense | $888,000 | 5,122 |
| Net interest income | $1,545,000 | 6,557 |
| Provision for loan and lease losses | $53,000 | 5,328 |
| Total noninterest income | $103,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $82,000 | 6,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $1,077,000 | 6,972 |
| Salaries and employee benefits | $559,000 | 7,087 |
| Premises and equipment expense | $217,000 | 5,748 |
| Additional noninterest expense | $301,000 | 7,076 |
| Pre-tax net operating income | $518,000 | 6,248 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $193,000 | 4,491 |
| Income before extraordinary items | $325,000 | 6,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $325,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $325,000 | 6,682 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,599,000 | 6,264 |
| Total interest expense | $599,000 | 5,106 |
| Net interest income | $1,000,000 | 6,657 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $54,000 | 6,404 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,074 |
| Total noninterest expense | $708,000 | 7,055 |
| Salaries and employee benefits | $373,000 | 7,127 |
| Premises and equipment expense | $146,000 | 5,744 |
| Additional noninterest expense | $189,000 | 7,256 |
| Pre-tax net operating income | $311,000 | 6,438 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $114,000 | 4,678 |
| Income before extraordinary items | $197,000 | 6,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 6,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $197,000 | 6,848 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,243 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $499,000 | 6,692 |
| Provision for loan and lease losses | $28,000 | 4,432 |
| Total noninterest income | $33,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,426 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $357,000 | 7,068 |
| Salaries and employee benefits | $191,000 | 7,108 |
| Premises and equipment expense | $69,000 | 5,921 |
| Additional noninterest expense | $97,000 | 7,220 |
| Pre-tax net operating income | $147,000 | 6,477 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $95,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $95,000 | 6,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 6,238 |
| Total interest expense | $1,317,000 | 5,289 |
| Net interest income | $1,951,000 | 6,663 |
| Provision for loan and lease losses | $51,000 | 6,233 |
| Total noninterest income | $119,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $1,400,000 | 7,073 |
| Salaries and employee benefits | $747,000 | 7,121 |
| Premises and equipment expense | $274,000 | 5,930 |
| Additional noninterest expense | $379,000 | 7,280 |
| Pre-tax net operating income | $619,000 | 6,272 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $163,000 | 5,186 |
| Income before extraordinary items | $456,000 | 6,544 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $456,000 | 6,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $456,000 | 6,375 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,468,000 | 6,292 |
| Total interest expense | $1,014,000 | 5,339 |
| Net interest income | $1,454,000 | 6,725 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $88,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $68,000 | 6,764 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $1,034,000 | 7,117 |
| Salaries and employee benefits | $553,000 | 7,121 |
| Premises and equipment expense | $206,000 | 5,924 |
| Additional noninterest expense | $275,000 | 7,356 |
| Pre-tax net operating income | $477,000 | 6,384 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $115,000 | 5,417 |
| Income before extraordinary items | $362,000 | 6,583 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $362,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $362,000 | 6,407 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 6,339 |
| Total interest expense | $695,000 | 5,370 |
| Net interest income | $948,000 | 6,801 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $680,000 | 7,174 |
| Salaries and employee benefits | $363,000 | 7,188 |
| Premises and equipment expense | $134,000 | 5,977 |
| Additional noninterest expense | $183,000 | 7,357 |
| Pre-tax net operating income | $299,000 | 6,506 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $55,000 | 5,823 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $244,000 | 6,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 6,352 |
| Total interest expense | $355,000 | 5,410 |
| Net interest income | $473,000 | 6,803 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $337,000 | 7,221 |
| Salaries and employee benefits | $181,000 | 7,222 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $138,000 | 6,639 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $138,000 | 6,211 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $138,000 | 6,036 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 6,659 |
| Total interest expense | $1,479,000 | 5,766 |
| Net interest income | $1,707,000 | 7,109 |
| Provision for loan and lease losses | $83,000 | 6,026 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $1,228,000 | 7,408 |
| Salaries and employee benefits | $641,000 | 7,542 |
| Premises and equipment expense | $262,000 | 5,976 |
| Additional noninterest expense | $325,000 | 7,621 |
| Pre-tax net operating income | $514,000 | 6,712 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $514,000 | 6,336 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $514,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $514,000 | 6,183 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 7,418 |
| Total interest expense | $1,751,000 | 6,506 |
| Net interest income | $1,088,000 | 8,109 |
| Provision for loan and lease losses | $172,000 | 4,506 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $964,000 | 8,057 |
| Salaries and employee benefits | $472,000 | 8,301 |
| Premises and equipment expense | $218,000 | 6,523 |
| Additional noninterest expense | $274,000 | 8,043 |
| Pre-tax net operating income | $28,000 | 8,621 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $28,000 | 8,702 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $28,000 | 8,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $28,000 | 8,610 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 8,615 |
| Total interest expense | $1,083,000 | 8,052 |
| Net interest income | $729,000 | 9,047 |
| Provision for loan and lease losses | $133,000 | 4,645 |
| Total noninterest income | $29,000 | 9,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $996,000 | 8,036 |
| Salaries and employee benefits | $482,000 | 8,338 |
| Premises and equipment expense | $182,000 | 7,052 |
| Additional noninterest expense | $332,000 | 7,695 |
| Pre-tax net operating income | $-371,000 | 9,469 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-371,000 | 9,496 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-371,000 | 9,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-371,000 | 9,497 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $179,000 | 10,133 |
| Total interest expense | $85,000 | 10,072 |
| Net interest income | $94,000 | 10,160 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $323,000 | 10,023 |
| Salaries and employee benefits | $125,000 | 10,097 |
| Premises and equipment expense | $89,000 | 8,841 |
| Additional noninterest expense | $110,000 | 9,850 |
| Pre-tax net operating income | $-280,000 | 9,696 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-280,000 | 9,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-280,000 | 9,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,712,000 | 213 |
| Net operating income | $-280,000 | 9,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.