Home > Allegheny Valley Bank of Pittsburgh > Income and Expense
Allegheny Valley Bank of Pittsburgh, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,832,000 | 1,697 |
| Total interest expense | $426,000 | 1,660 |
| Net interest income | $3,406,000 | 1,692 |
| Provision for loan and lease losses | $100,000 | 1,432 |
| Total noninterest income | $460,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $150,000 | 1,759 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $310,000 | 2,053 |
| Total noninterest expense | $3,276,000 | 1,530 |
| Salaries and employee benefits | $1,530,000 | 1,807 |
| Premises and equipment expense | $322,000 | 1,770 |
| Additional noninterest expense | $1,424,000 | 1,117 |
| Pre-tax net operating income | $490,000 | 3,107 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $200,000 | 1,870 |
| Income before extraordinary items | $290,000 | 3,661 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $290,000 | 3,660 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $290,000 | 3,661 |
| Net charge-offs | $6,000 | 2,391 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $290,000 | 3,642 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,531,000 | 1,622 |
| Total interest expense | $1,472,000 | 1,825 |
| Net interest income | $14,059,000 | 1,592 |
| Provision for loan and lease losses | $400,000 | 1,679 |
| Total noninterest income | $2,278,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $691,000 | 1,634 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,587,000 | 1,815 |
| Total noninterest expense | $12,111,000 | 1,604 |
| Salaries and employee benefits | $6,257,000 | 1,715 |
| Premises and equipment expense | $1,287,000 | 1,747 |
| Additional noninterest expense | $4,567,000 | 1,366 |
| Pre-tax net operating income | $3,826,000 | 1,995 |
| Securities gains (losses) | $120,000 | 1,214 |
| Applicable income taxes | $940,000 | 1,711 |
| Income before extraordinary items | $3,006,000 | 2,109 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,006,000 | 2,107 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,006,000 | 2,108 |
| Net charge-offs | $187,000 | 1,993 |
| Cash dividends | $1,610,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,914,800 | 2,101 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,595,000 | 1,635 |
| Total interest expense | $1,088,000 | 1,852 |
| Net interest income | $10,507,000 | 1,596 |
| Provision for loan and lease losses | $300,000 | 1,615 |
| Total noninterest income | $1,732,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $525,000 | 1,618 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,207,000 | 1,809 |
| Total noninterest expense | $9,112,000 | 1,595 |
| Salaries and employee benefits | $4,562,000 | 1,765 |
| Premises and equipment expense | $974,000 | 1,744 |
| Additional noninterest expense | $3,576,000 | 1,315 |
| Pre-tax net operating income | $2,827,000 | 2,044 |
| Securities gains (losses) | $66,000 | 1,564 |
| Applicable income taxes | $723,000 | 1,722 |
| Income before extraordinary items | $2,170,000 | 2,209 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,170,000 | 2,208 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,170,000 | 2,209 |
| Net charge-offs | $133,000 | 1,799 |
| Cash dividends | $1,200,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,120,500 | 2,176 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,707,000 | 1,643 |
| Total interest expense | $721,000 | 1,862 |
| Net interest income | $6,986,000 | 1,605 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $1,038,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $347,000 | 1,612 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $691,000 | 1,964 |
| Total noninterest expense | $5,816,000 | 1,664 |
| Salaries and employee benefits | $3,031,000 | 1,769 |
| Premises and equipment expense | $658,000 | 1,711 |
| Additional noninterest expense | $2,127,000 | 1,452 |
| Pre-tax net operating income | $2,008,000 | 1,931 |
| Securities gains (losses) | $24,000 | 1,854 |
| Applicable income taxes | $454,000 | 1,763 |
| Income before extraordinary items | $1,578,000 | 2,027 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,578,000 | 2,027 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,578,000 | 2,027 |
| Net charge-offs | $64,000 | 1,966 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,559,280 | 1,990 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 1,661 |
| Total interest expense | $361,000 | 1,869 |
| Net interest income | $3,453,000 | 1,627 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $470,000 | 2,155 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $172,000 | 1,610 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $298,000 | 2,097 |
| Total noninterest expense | $2,923,000 | 1,660 |
| Salaries and employee benefits | $1,533,000 | 1,752 |
| Premises and equipment expense | $329,000 | 1,743 |
| Additional noninterest expense | $1,061,000 | 1,442 |
| Pre-tax net operating income | $900,000 | 2,079 |
| Securities gains (losses) | $24,000 | 1,160 |
| Applicable income taxes | $203,000 | 1,827 |
| Income before extraordinary items | $721,000 | 2,159 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $721,000 | 2,159 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $721,000 | 2,159 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $410,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $702,280 | 2,138 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,137,000 | 1,646 |
| Total interest expense | $1,529,000 | 1,745 |
| Net interest income | $13,608,000 | 1,609 |
| Provision for loan and lease losses | $350,000 | 1,745 |
| Total noninterest income | $2,311,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $819,000 | 1,448 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,492,000 | 1,856 |
| Total noninterest expense | $11,335,000 | 1,680 |
| Salaries and employee benefits | $5,751,000 | 1,812 |
| Premises and equipment expense | $1,407,000 | 1,626 |
| Additional noninterest expense | $4,177,000 | 1,469 |
| Pre-tax net operating income | $4,234,000 | 1,792 |
| Securities gains (losses) | $112,000 | 1,103 |
| Applicable income taxes | $989,000 | 1,601 |
| Income before extraordinary items | $3,357,000 | 1,857 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,357,000 | 1,857 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,357,000 | 1,859 |
| Net charge-offs | $318,000 | 1,550 |
| Cash dividends | $1,635,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,270,760 | 1,863 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,291,000 | 1,666 |
| Total interest expense | $1,198,000 | 1,707 |
| Net interest income | $10,093,000 | 1,646 |
| Provision for loan and lease losses | $263,000 | 1,655 |
| Total noninterest income | $1,700,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $617,000 | 1,454 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,083,000 | 1,920 |
| Total noninterest expense | $8,375,000 | 1,709 |
| Salaries and employee benefits | $4,280,000 | 1,833 |
| Premises and equipment expense | $1,096,000 | 1,577 |
| Additional noninterest expense | $2,999,000 | 1,525 |
| Pre-tax net operating income | $3,155,000 | 1,828 |
| Securities gains (losses) | $112,000 | 965 |
| Applicable income taxes | $727,000 | 1,664 |
| Income before extraordinary items | $2,540,000 | 1,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,540,000 | 1,871 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,540,000 | 1,871 |
| Net charge-offs | $150,000 | 1,800 |
| Cash dividends | $1,210,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,452,640 | 1,886 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 1,673 |
| Total interest expense | $810,000 | 1,698 |
| Net interest income | $6,715,000 | 1,649 |
| Provision for loan and lease losses | $175,000 | 1,648 |
| Total noninterest income | $1,193,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $410,000 | 1,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $783,000 | 1,835 |
| Total noninterest expense | $5,660,000 | 1,703 |
| Salaries and employee benefits | $2,852,000 | 1,841 |
| Premises and equipment expense | $765,000 | 1,531 |
| Additional noninterest expense | $2,043,000 | 1,512 |
| Pre-tax net operating income | $2,073,000 | 1,846 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $454,000 | 1,721 |
| Income before extraordinary items | $1,619,000 | 1,913 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,619,000 | 1,915 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,619,000 | 1,915 |
| Net charge-offs | $140,000 | 1,428 |
| Cash dividends | $800,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,619,000 | 1,872 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 1,651 |
| Total interest expense | $420,000 | 1,648 |
| Net interest income | $3,368,000 | 1,645 |
| Provision for loan and lease losses | $87,000 | 1,604 |
| Total noninterest income | $561,000 | 1,964 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $204,000 | 1,422 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $357,000 | 1,902 |
| Total noninterest expense | $2,884,000 | 1,677 |
| Salaries and employee benefits | $1,429,000 | 1,853 |
| Premises and equipment expense | $403,000 | 1,474 |
| Additional noninterest expense | $1,052,000 | 1,461 |
| Pre-tax net operating income | $958,000 | 1,928 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $199,000 | 1,829 |
| Income before extraordinary items | $759,000 | 1,999 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $759,000 | 2,001 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $759,000 | 2,001 |
| Net charge-offs | $63,000 | 1,399 |
| Cash dividends | $400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $759,000 | 1,939 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,222,000 | 1,639 |
| Total interest expense | $1,901,000 | 1,554 |
| Net interest income | $13,321,000 | 1,657 |
| Provision for loan and lease losses | $392,000 | 1,702 |
| Total noninterest income | $2,924,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $935,000 | 1,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,989,000 | 1,467 |
| Total noninterest expense | $11,876,000 | 1,612 |
| Salaries and employee benefits | $6,239,000 | 1,668 |
| Premises and equipment expense | $1,475,000 | 1,591 |
| Additional noninterest expense | $4,162,000 | 1,506 |
| Pre-tax net operating income | $3,977,000 | 1,844 |
| Securities gains (losses) | $129,000 | 1,073 |
| Applicable income taxes | $985,000 | 1,555 |
| Income before extraordinary items | $3,121,000 | 1,954 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,121,000 | 1,953 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,121,000 | 1,952 |
| Net charge-offs | $166,000 | 2,673 |
| Cash dividends | $1,681,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,022,960 | 1,970 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,400,000 | 1,649 |
| Total interest expense | $1,454,000 | 1,544 |
| Net interest income | $9,946,000 | 1,672 |
| Provision for loan and lease losses | $292,000 | 1,669 |
| Total noninterest income | $2,255,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $699,000 | 1,398 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,556,000 | 1,414 |
| Total noninterest expense | $8,871,000 | 1,624 |
| Salaries and employee benefits | $4,634,000 | 1,677 |
| Premises and equipment expense | $1,118,000 | 1,590 |
| Additional noninterest expense | $3,119,000 | 1,516 |
| Pre-tax net operating income | $3,038,000 | 1,827 |
| Securities gains (losses) | $129,000 | 843 |
| Applicable income taxes | $754,000 | 1,571 |
| Income before extraordinary items | $2,413,000 | 1,897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,413,000 | 1,897 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,413,000 | 1,896 |
| Net charge-offs | $161,000 | 2,226 |
| Cash dividends | $1,261,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,314,960 | 1,924 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 1,660 |
| Total interest expense | $980,000 | 1,538 |
| Net interest income | $6,526,000 | 1,690 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $1,533,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $445,000 | 1,433 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,088,000 | 1,372 |
| Total noninterest expense | $5,928,000 | 1,612 |
| Salaries and employee benefits | $3,087,000 | 1,668 |
| Premises and equipment expense | $754,000 | 1,573 |
| Additional noninterest expense | $2,087,000 | 1,502 |
| Pre-tax net operating income | $1,931,000 | 1,871 |
| Securities gains (losses) | $129,000 | 653 |
| Applicable income taxes | $470,000 | 1,600 |
| Income before extraordinary items | $1,590,000 | 1,888 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,590,000 | 1,892 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,590,000 | 1,891 |
| Net charge-offs | $122,000 | 2,014 |
| Cash dividends | $831,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,490,670 | 1,937 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 1,672 |
| Total interest expense | $497,000 | 1,535 |
| Net interest income | $3,228,000 | 1,694 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $701,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $212,000 | 1,480 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $489,000 | 1,436 |
| Total noninterest expense | $2,948,000 | 1,631 |
| Salaries and employee benefits | $1,537,000 | 1,687 |
| Premises and equipment expense | $390,000 | 1,553 |
| Additional noninterest expense | $1,021,000 | 1,529 |
| Pre-tax net operating income | $881,000 | 1,949 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $196,000 | 1,731 |
| Income before extraordinary items | $685,000 | 2,038 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $685,000 | 2,041 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $685,000 | 2,041 |
| Net charge-offs | $73,000 | 1,577 |
| Cash dividends | $410,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $685,000 | 1,999 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,918,000 | 1,667 |
| Total interest expense | $2,518,000 | 1,348 |
| Net interest income | $12,400,000 | 1,732 |
| Provision for loan and lease losses | $425,000 | 2,033 |
| Total noninterest income | $2,951,000 | 1,623 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $910,000 | 1,478 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,041,000 | 1,489 |
| Total noninterest expense | $12,092,000 | 1,595 |
| Salaries and employee benefits | $6,424,000 | 1,613 |
| Premises and equipment expense | $1,494,000 | 1,582 |
| Additional noninterest expense | $4,174,000 | 1,573 |
| Pre-tax net operating income | $2,834,000 | 2,255 |
| Securities gains (losses) | $79,000 | 1,490 |
| Applicable income taxes | $658,000 | 1,877 |
| Income before extraordinary items | $2,255,000 | 2,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,255,000 | 2,373 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,255,000 | 2,372 |
| Net charge-offs | $490,000 | 2,034 |
| Cash dividends | $1,520,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,194,170 | 2,381 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 1,683 |
| Total interest expense | $1,972,000 | 1,330 |
| Net interest income | $9,190,000 | 1,758 |
| Provision for loan and lease losses | $319,000 | 2,008 |
| Total noninterest income | $2,047,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $654,000 | 1,528 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,393,000 | 1,636 |
| Total noninterest expense | $9,137,000 | 1,585 |
| Salaries and employee benefits | $4,851,000 | 1,612 |
| Premises and equipment expense | $1,113,000 | 1,594 |
| Additional noninterest expense | $3,173,000 | 1,548 |
| Pre-tax net operating income | $1,781,000 | 2,639 |
| Securities gains (losses) | $79,000 | 1,378 |
| Applicable income taxes | $399,000 | 2,138 |
| Income before extraordinary items | $1,461,000 | 2,703 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,461,000 | 2,707 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,461,000 | 2,707 |
| Net charge-offs | $443,000 | 1,715 |
| Cash dividends | $1,135,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,398,590 | 2,714 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 1,681 |
| Total interest expense | $1,356,000 | 1,318 |
| Net interest income | $6,083,000 | 1,762 |
| Provision for loan and lease losses | $213,000 | 2,033 |
| Total noninterest income | $1,315,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $425,000 | 1,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $890,000 | 1,728 |
| Total noninterest expense | $6,156,000 | 1,569 |
| Salaries and employee benefits | $3,269,000 | 1,596 |
| Premises and equipment expense | $750,000 | 1,593 |
| Additional noninterest expense | $2,137,000 | 1,528 |
| Pre-tax net operating income | $1,029,000 | 2,838 |
| Securities gains (losses) | $49,000 | 1,535 |
| Applicable income taxes | $212,000 | 2,377 |
| Income before extraordinary items | $866,000 | 2,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $866,000 | 2,916 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $866,000 | 2,916 |
| Net charge-offs | $-27,000 | 6,402 |
| Cash dividends | $760,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $826,800 | 2,909 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 1,683 |
| Total interest expense | $698,000 | 1,325 |
| Net interest income | $3,040,000 | 1,769 |
| Provision for loan and lease losses | $106,000 | 1,981 |
| Total noninterest income | $664,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $452,000 | 1,692 |
| Total noninterest expense | $3,072,000 | 1,584 |
| Salaries and employee benefits | $1,673,000 | 1,573 |
| Premises and equipment expense | $383,000 | 1,586 |
| Additional noninterest expense | $1,016,000 | 1,593 |
| Pre-tax net operating income | $526,000 | 2,782 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $100,000 | 2,402 |
| Income before extraordinary items | $426,000 | 2,915 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $426,000 | 2,915 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $426,000 | 2,917 |
| Net charge-offs | $50,000 | 2,418 |
| Cash dividends | $425,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $426,000 | 2,823 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,326,000 | 1,626 |
| Total interest expense | $3,324,000 | 1,340 |
| Net interest income | $13,002,000 | 1,701 |
| Provision for loan and lease losses | $486,000 | 2,756 |
| Total noninterest income | $2,501,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $979,000 | 1,445 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,522,000 | 1,833 |
| Total noninterest expense | $11,794,000 | 1,638 |
| Salaries and employee benefits | $6,220,000 | 1,625 |
| Premises and equipment expense | $1,333,000 | 1,771 |
| Additional noninterest expense | $4,241,000 | 1,598 |
| Pre-tax net operating income | $3,223,000 | 1,967 |
| Securities gains (losses) | $77,000 | 2,457 |
| Applicable income taxes | $775,000 | 1,732 |
| Income before extraordinary items | $2,525,000 | 2,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,525,000 | 2,153 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,525,000 | 2,155 |
| Net charge-offs | $1,160,000 | 1,663 |
| Cash dividends | $1,609,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,465,710 | 2,068 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,435,000 | 1,637 |
| Total interest expense | $2,545,000 | 1,375 |
| Net interest income | $9,890,000 | 1,692 |
| Provision for loan and lease losses | $381,000 | 2,653 |
| Total noninterest income | $1,992,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $740,000 | 1,444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,252,000 | 1,736 |
| Total noninterest expense | $8,654,000 | 1,679 |
| Salaries and employee benefits | $4,568,000 | 1,652 |
| Premises and equipment expense | $974,000 | 1,831 |
| Additional noninterest expense | $3,112,000 | 1,615 |
| Pre-tax net operating income | $2,847,000 | 1,767 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $687,000 | 1,604 |
| Income before extraordinary items | $2,165,000 | 1,965 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,165,000 | 1,964 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,165,000 | 1,966 |
| Net charge-offs | $174,000 | 3,447 |
| Cash dividends | $1,234,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,161,200 | 1,852 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,428,000 | 1,625 |
| Total interest expense | $1,733,000 | 1,398 |
| Net interest income | $6,695,000 | 1,652 |
| Provision for loan and lease losses | $212,000 | 2,892 |
| Total noninterest income | $1,378,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $502,000 | 1,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $876,000 | 1,655 |
| Total noninterest expense | $5,737,000 | 1,692 |
| Salaries and employee benefits | $2,928,000 | 1,716 |
| Premises and equipment expense | $628,000 | 1,889 |
| Additional noninterest expense | $2,181,000 | 1,554 |
| Pre-tax net operating income | $2,124,000 | 1,610 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $535,000 | 1,434 |
| Income before extraordinary items | $1,594,000 | 1,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,594,000 | 1,791 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,594,000 | 1,794 |
| Net charge-offs | $102,000 | 3,389 |
| Cash dividends | $834,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,590,250 | 1,712 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 1,654 |
| Total interest expense | $894,000 | 1,411 |
| Net interest income | $3,288,000 | 1,685 |
| Provision for loan and lease losses | $106,000 | 2,776 |
| Total noninterest income | $569,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $248,000 | 1,412 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $321,000 | 2,028 |
| Total noninterest expense | $2,812,000 | 1,712 |
| Salaries and employee benefits | $1,443,000 | 1,737 |
| Premises and equipment expense | $312,000 | 1,914 |
| Additional noninterest expense | $1,057,000 | 1,579 |
| Pre-tax net operating income | $939,000 | 1,771 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $227,000 | 1,584 |
| Income before extraordinary items | $712,000 | 1,985 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $712,000 | 1,986 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $712,000 | 1,987 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $444,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $712,000 | 1,881 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,372,000 | 1,638 |
| Total interest expense | $4,310,000 | 1,408 |
| Net interest income | $13,062,000 | 1,711 |
| Provision for loan and lease losses | $425,000 | 3,672 |
| Total noninterest income | $2,240,000 | 1,848 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $958,000 | 1,531 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,282,000 | 1,819 |
| Total noninterest expense | $11,237,000 | 1,730 |
| Salaries and employee benefits | $5,763,000 | 1,685 |
| Premises and equipment expense | $1,254,000 | 1,973 |
| Additional noninterest expense | $4,220,000 | 1,619 |
| Pre-tax net operating income | $3,640,000 | 1,547 |
| Securities gains (losses) | $75,000 | 2,282 |
| Applicable income taxes | $849,000 | 1,502 |
| Income before extraordinary items | $2,866,000 | 1,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,866,000 | 1,672 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,866,000 | 1,672 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $1,865,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,808,250 | 1,630 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,101,000 | 1,638 |
| Total interest expense | $3,317,000 | 1,428 |
| Net interest income | $9,784,000 | 1,719 |
| Provision for loan and lease losses | $319,000 | 3,529 |
| Total noninterest income | $1,671,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $685,000 | 1,599 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $986,000 | 1,786 |
| Total noninterest expense | $8,452,000 | 1,718 |
| Salaries and employee benefits | $4,274,000 | 1,708 |
| Premises and equipment expense | $952,000 | 1,973 |
| Additional noninterest expense | $3,226,000 | 1,584 |
| Pre-tax net operating income | $2,684,000 | 1,632 |
| Securities gains (losses) | $75,000 | 2,024 |
| Applicable income taxes | $625,000 | 1,534 |
| Income before extraordinary items | $2,134,000 | 1,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,134,000 | 1,742 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,134,000 | 1,742 |
| Net charge-offs | $126,000 | 4,194 |
| Cash dividends | $1,450,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,076,250 | 1,703 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 1,651 |
| Total interest expense | $2,266,000 | 1,443 |
| Net interest income | $6,507,000 | 1,723 |
| Provision for loan and lease losses | $212,000 | 3,447 |
| Total noninterest income | $1,045,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $453,000 | 1,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 1,886 |
| Total noninterest expense | $5,661,000 | 1,723 |
| Salaries and employee benefits | $2,868,000 | 1,711 |
| Premises and equipment expense | $638,000 | 1,976 |
| Additional noninterest expense | $2,155,000 | 1,600 |
| Pre-tax net operating income | $1,679,000 | 1,696 |
| Securities gains (losses) | $75,000 | 1,328 |
| Applicable income taxes | $377,000 | 1,585 |
| Income before extraordinary items | $1,377,000 | 1,735 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,377,000 | 1,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,377,000 | 1,735 |
| Net charge-offs | $89,000 | 3,956 |
| Cash dividends | $975,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,317,750 | 1,725 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 1,647 |
| Total interest expense | $1,165,000 | 1,463 |
| Net interest income | $3,262,000 | 1,709 |
| Provision for loan and lease losses | $106,000 | 3,271 |
| Total noninterest income | $521,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $222,000 | 1,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,919 |
| Total noninterest expense | $2,816,000 | 1,749 |
| Salaries and employee benefits | $1,426,000 | 1,730 |
| Premises and equipment expense | $328,000 | 1,963 |
| Additional noninterest expense | $1,062,000 | 1,631 |
| Pre-tax net operating income | $861,000 | 1,666 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $191,000 | 1,563 |
| Income before extraordinary items | $670,000 | 1,745 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $670,000 | 1,745 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $670,000 | 1,745 |
| Net charge-offs | $93,000 | 2,807 |
| Cash dividends | $500,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $670,000 | 1,697 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,784,000 | 1,622 |
| Total interest expense | $5,495,000 | 1,517 |
| Net interest income | $13,289,000 | 1,664 |
| Provision for loan and lease losses | $690,000 | 3,616 |
| Total noninterest income | $2,414,000 | 1,810 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,048,000 | 1,449 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,366,000 | 1,794 |
| Total noninterest expense | $11,026,000 | 1,784 |
| Salaries and employee benefits | $5,520,000 | 1,759 |
| Premises and equipment expense | $1,085,000 | 2,309 |
| Additional noninterest expense | $4,421,000 | 1,631 |
| Pre-tax net operating income | $3,987,000 | 1,262 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $905,000 | 1,323 |
| Income before extraordinary items | $3,095,000 | 1,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,095,000 | 1,368 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,095,000 | 1,369 |
| Net charge-offs | $1,021,000 | 2,653 |
| Cash dividends | $2,185,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,084,990 | 1,322 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,225,000 | 1,644 |
| Total interest expense | $4,231,000 | 1,533 |
| Net interest income | $9,994,000 | 1,685 |
| Provision for loan and lease losses | $475,000 | 3,632 |
| Total noninterest income | $1,818,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $793,000 | 1,480 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,025,000 | 1,771 |
| Total noninterest expense | $8,162,000 | 1,796 |
| Salaries and employee benefits | $4,130,000 | 1,775 |
| Premises and equipment expense | $809,000 | 2,368 |
| Additional noninterest expense | $3,223,000 | 1,650 |
| Pre-tax net operating income | $3,175,000 | 1,245 |
| Securities gains (losses) | $70,000 | 2,227 |
| Applicable income taxes | $754,000 | 1,262 |
| Income before extraordinary items | $2,491,000 | 1,336 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,491,000 | 1,340 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,491,000 | 1,340 |
| Net charge-offs | $617,000 | 2,784 |
| Cash dividends | $1,620,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,437,100 | 1,311 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 1,660 |
| Total interest expense | $2,874,000 | 1,569 |
| Net interest income | $6,661,000 | 1,695 |
| Provision for loan and lease losses | $232,000 | 4,020 |
| Total noninterest income | $1,263,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $532,000 | 1,479 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $731,000 | 1,626 |
| Total noninterest expense | $5,335,000 | 1,843 |
| Salaries and employee benefits | $2,702,000 | 1,824 |
| Premises and equipment expense | $521,000 | 2,447 |
| Additional noninterest expense | $2,112,000 | 1,668 |
| Pre-tax net operating income | $2,357,000 | 1,132 |
| Securities gains (losses) | $70,000 | 1,667 |
| Applicable income taxes | $570,000 | 1,093 |
| Income before extraordinary items | $1,857,000 | 1,203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,857,000 | 1,204 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,857,000 | 1,204 |
| Net charge-offs | $495,000 | 2,453 |
| Cash dividends | $1,077,000 | 655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,803,100 | 1,193 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 1,690 |
| Total interest expense | $1,484,000 | 1,587 |
| Net interest income | $3,299,000 | 1,720 |
| Provision for loan and lease losses | $106,000 | 3,869 |
| Total noninterest income | $493,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $259,000 | 1,504 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $234,000 | 2,171 |
| Total noninterest expense | $2,626,000 | 1,896 |
| Salaries and employee benefits | $1,342,000 | 1,869 |
| Premises and equipment expense | $260,000 | 2,511 |
| Additional noninterest expense | $1,024,000 | 1,714 |
| Pre-tax net operating income | $1,060,000 | 1,240 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $827,000 | 1,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $827,000 | 1,330 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $827,000 | 1,329 |
| Net charge-offs | $154,000 | 2,690 |
| Cash dividends | $540,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $827,000 | 1,285 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,729,000 | 1,733 |
| Total interest expense | $6,996,000 | 1,690 |
| Net interest income | $12,733,000 | 1,751 |
| Provision for loan and lease losses | $360,000 | 5,016 |
| Total noninterest income | $2,056,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,087,000 | 1,557 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $969,000 | 2,182 |
| Total noninterest expense | $11,157,000 | 1,831 |
| Salaries and employee benefits | $5,287,000 | 1,871 |
| Premises and equipment expense | $1,093,000 | 2,392 |
| Additional noninterest expense | $4,777,000 | 1,560 |
| Pre-tax net operating income | $3,272,000 | 1,234 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $543,000 | 1,479 |
| Income before extraordinary items | $2,729,000 | 1,211 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,729,000 | 1,210 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,729,000 | 1,210 |
| Net charge-offs | $176,000 | 5,145 |
| Cash dividends | $1,074,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,729,000 | 1,206 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,785,000 | 1,758 |
| Total interest expense | $5,407,000 | 1,717 |
| Net interest income | $9,378,000 | 1,787 |
| Provision for loan and lease losses | $270,000 | 4,739 |
| Total noninterest income | $1,541,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $801,000 | 1,581 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $740,000 | 2,225 |
| Total noninterest expense | $8,220,000 | 1,852 |
| Salaries and employee benefits | $3,962,000 | 1,887 |
| Premises and equipment expense | $825,000 | 2,411 |
| Additional noninterest expense | $3,433,000 | 1,575 |
| Pre-tax net operating income | $2,429,000 | 1,328 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $385,000 | 1,670 |
| Income before extraordinary items | $2,044,000 | 1,312 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,044,000 | 1,311 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,044,000 | 1,312 |
| Net charge-offs | $161,000 | 4,520 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,044,000 | 1,285 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,849,000 | 1,789 |
| Total interest expense | $3,727,000 | 1,738 |
| Net interest income | $6,122,000 | 1,814 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $1,056,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $515,000 | 1,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $541,000 | 2,112 |
| Total noninterest expense | $5,431,000 | 1,895 |
| Salaries and employee benefits | $2,651,000 | 1,911 |
| Premises and equipment expense | $555,000 | 2,417 |
| Additional noninterest expense | $2,225,000 | 1,636 |
| Pre-tax net operating income | $1,567,000 | 1,465 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $233,000 | 1,806 |
| Income before extraordinary items | $1,334,000 | 1,411 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,334,000 | 1,409 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,334,000 | 1,410 |
| Net charge-offs | $120,000 | 4,046 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,334,000 | 1,376 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 1,810 |
| Total interest expense | $1,913,000 | 1,765 |
| Net interest income | $3,031,000 | 1,830 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $443,000 | 2,324 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $443,000 | 1,509 |
| Total noninterest expense | $2,612,000 | 1,900 |
| Salaries and employee benefits | $1,335,000 | 1,925 |
| Premises and equipment expense | $290,000 | 2,363 |
| Additional noninterest expense | $987,000 | 1,636 |
| Pre-tax net operating income | $772,000 | 1,660 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $107,000 | 2,118 |
| Income before extraordinary items | $665,000 | 1,621 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $665,000 | 1,622 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $665,000 | 1,623 |
| Net charge-offs | $74,000 | 3,184 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $665,000 | 1,542 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,379,000 | 1,878 |
| Total interest expense | $8,085,000 | 1,955 |
| Net interest income | $12,294,000 | 1,813 |
| Provision for loan and lease losses | $270,000 | 4,804 |
| Total noninterest income | $1,932,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,001,000 | 1,757 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $931,000 | 2,235 |
| Total noninterest expense | $10,182,000 | 1,896 |
| Salaries and employee benefits | $5,132,000 | 1,959 |
| Premises and equipment expense | $1,097,000 | 2,418 |
| Additional noninterest expense | $3,953,000 | 1,566 |
| Pre-tax net operating income | $3,774,000 | 1,451 |
| Securities gains (losses) | $-619,000 | 7,604 |
| Applicable income taxes | $124,000 | 3,219 |
| Income before extraordinary items | $3,031,000 | 1,348 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,031,000 | 1,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 3,790 |
| Cash dividends | $1,063,000 | 2,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,625,240 | 1,217 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,227,000 | 1,925 |
| Total interest expense | $6,148,000 | 2,015 |
| Net interest income | $9,079,000 | 1,864 |
| Provision for loan and lease losses | $225,000 | 4,003 |
| Total noninterest income | $1,413,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $752,000 | 1,768 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $661,000 | 2,399 |
| Total noninterest expense | $7,519,000 | 1,913 |
| Salaries and employee benefits | $3,808,000 | 2,019 |
| Premises and equipment expense | $830,000 | 2,410 |
| Additional noninterest expense | $2,881,000 | 1,547 |
| Pre-tax net operating income | $2,748,000 | 1,772 |
| Securities gains (losses) | $-619,000 | 7,818 |
| Applicable income taxes | $-68,000 | 7,483 |
| Income before extraordinary items | $2,197,000 | 1,640 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,197,000 | 1,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,313 |
| Cash dividends | $1,063,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,816,000 | 1,392 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,128,000 | 1,959 |
| Total interest expense | $4,240,000 | 2,037 |
| Net interest income | $5,888,000 | 1,911 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $913,000 | 2,391 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $486,000 | 1,798 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $427,000 | 2,478 |
| Total noninterest expense | $4,993,000 | 1,923 |
| Salaries and employee benefits | $2,508,000 | 2,073 |
| Premises and equipment expense | $558,000 | 2,397 |
| Additional noninterest expense | $1,927,000 | 1,528 |
| Pre-tax net operating income | $1,678,000 | 1,979 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $13,000 | 4,890 |
| Income before extraordinary items | $1,665,000 | 1,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,665,000 | 1,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $1,063,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,665,000 | 1,599 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,138,000 | 1,975 |
| Total interest expense | $2,292,000 | 2,014 |
| Net interest income | $2,846,000 | 1,962 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $455,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $237,000 | 1,793 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $218,000 | 2,449 |
| Total noninterest expense | $2,471,000 | 1,936 |
| Salaries and employee benefits | $1,232,000 | 2,126 |
| Premises and equipment expense | $290,000 | 2,340 |
| Additional noninterest expense | $949,000 | 1,516 |
| Pre-tax net operating income | $785,000 | 2,189 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $47,000 | 3,621 |
| Income before extraordinary items | $738,000 | 1,940 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $738,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $531,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $738,000 | 1,879 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,781,000 | 2,026 |
| Total interest expense | $9,522,000 | 2,013 |
| Net interest income | $11,259,000 | 2,019 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $1,763,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,023,000 | 1,727 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $740,000 | 2,675 |
| Total noninterest expense | $9,693,000 | 1,912 |
| Salaries and employee benefits | $4,777,000 | 2,112 |
| Premises and equipment expense | $1,104,000 | 2,354 |
| Additional noninterest expense | $3,812,000 | 1,456 |
| Pre-tax net operating income | $3,089,000 | 2,405 |
| Securities gains (losses) | $158,000 | 492 |
| Applicable income taxes | $-151,000 | 8,083 |
| Income before extraordinary items | $3,398,000 | 1,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,398,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,651 |
| Cash dividends | $5,766,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,240,000 | 1,901 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,516,000 | 2,037 |
| Total interest expense | $7,005,000 | 2,043 |
| Net interest income | $8,511,000 | 2,013 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $1,485,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $768,000 | 1,707 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $717,000 | 2,281 |
| Total noninterest expense | $7,275,000 | 1,882 |
| Salaries and employee benefits | $3,584,000 | 2,111 |
| Premises and equipment expense | $837,000 | 2,308 |
| Additional noninterest expense | $2,854,000 | 1,411 |
| Pre-tax net operating income | $2,541,000 | 2,408 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-8,000 | 8,017 |
| Income before extraordinary items | $2,549,000 | 1,972 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,549,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,311 |
| Cash dividends | $1,665,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,549,000 | 1,960 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,304,000 | 2,060 |
| Total interest expense | $4,523,000 | 2,106 |
| Net interest income | $5,781,000 | 2,015 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $916,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $500,000 | 1,748 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $416,000 | 2,521 |
| Total noninterest expense | $4,842,000 | 1,902 |
| Salaries and employee benefits | $2,366,000 | 2,163 |
| Premises and equipment expense | $566,000 | 2,287 |
| Additional noninterest expense | $1,910,000 | 1,421 |
| Pre-tax net operating income | $1,735,000 | 2,411 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-24,000 | 8,219 |
| Income before extraordinary items | $1,759,000 | 1,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,759,000 | 1,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,533 |
| Cash dividends | $1,103,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,759,000 | 1,934 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 2,082 |
| Total interest expense | $2,138,000 | 2,191 |
| Net interest income | $2,944,000 | 1,969 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $383,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $233,000 | 1,815 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $150,000 | 3,022 |
| Total noninterest expense | $2,364,000 | 1,957 |
| Salaries and employee benefits | $1,178,000 | 2,180 |
| Premises and equipment expense | $273,000 | 2,387 |
| Additional noninterest expense | $913,000 | 1,470 |
| Pre-tax net operating income | $903,000 | 2,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $831,000 | 1,997 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $831,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 8,587 |
| Cash dividends | $541,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $831,000 | 1,985 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,645,000 | 2,114 |
| Total interest expense | $6,914,000 | 2,307 |
| Net interest income | $11,731,000 | 1,978 |
| Provision for loan and lease losses | $855,000 | 1,204 |
| Total noninterest income | $1,338,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $797,000 | 2,116 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $541,000 | 3,205 |
| Total noninterest expense | $9,329,000 | 1,905 |
| Salaries and employee benefits | $4,286,000 | 2,287 |
| Premises and equipment expense | $956,000 | 2,575 |
| Additional noninterest expense | $4,087,000 | 1,302 |
| Pre-tax net operating income | $2,885,000 | 2,848 |
| Securities gains (losses) | $-99,000 | 8,199 |
| Applicable income taxes | $-21,000 | 8,221 |
| Income before extraordinary items | $2,807,000 | 2,389 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,807,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,951 |
| Cash dividends | $3,080,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,906,000 | 2,310 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,459,000 | 2,175 |
| Total interest expense | $4,727,000 | 2,427 |
| Net interest income | $8,732,000 | 2,009 |
| Provision for loan and lease losses | $720,000 | 1,024 |
| Total noninterest income | $931,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $557,000 | 2,263 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $374,000 | 3,322 |
| Total noninterest expense | $6,943,000 | 1,908 |
| Salaries and employee benefits | $3,151,000 | 2,338 |
| Premises and equipment expense | $703,000 | 2,632 |
| Additional noninterest expense | $3,089,000 | 1,297 |
| Pre-tax net operating income | $2,000,000 | 3,106 |
| Securities gains (losses) | $-99,000 | 8,399 |
| Applicable income taxes | $269,000 | 3,728 |
| Income before extraordinary items | $1,632,000 | 3,007 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,632,000 | 3,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,534 |
| Cash dividends | $2,340,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,717,140 | 2,895 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,838,000 | 2,170 |
| Total interest expense | $2,995,000 | 2,443 |
| Net interest income | $5,843,000 | 1,998 |
| Provision for loan and lease losses | $270,000 | 1,643 |
| Total noninterest income | $588,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 2,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 3,411 |
| Total noninterest expense | $4,346,000 | 2,021 |
| Salaries and employee benefits | $2,120,000 | 2,316 |
| Premises and equipment expense | $453,000 | 2,703 |
| Additional noninterest expense | $1,773,000 | 1,500 |
| Pre-tax net operating income | $1,815,000 | 2,501 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $1,629,000 | 2,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,629,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,294 |
| Cash dividends | $1,799,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,629,000 | 2,173 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 2,144 |
| Total interest expense | $1,491,000 | 2,339 |
| Net interest income | $2,886,000 | 2,013 |
| Provision for loan and lease losses | $135,000 | 1,590 |
| Total noninterest income | $275,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $2,092,000 | 2,113 |
| Salaries and employee benefits | $1,090,000 | 2,261 |
| Premises and equipment expense | $228,000 | 2,684 |
| Additional noninterest expense | $774,000 | 1,691 |
| Pre-tax net operating income | $934,000 | 2,402 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $822,000 | 2,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $822,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,422 |
| Cash dividends | $542,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $822,000 | 2,119 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,573,000 | 1,914 |
| Total interest expense | $5,367,000 | 2,070 |
| Net interest income | $12,206,000 | 1,794 |
| Provision for loan and lease losses | $644,000 | 1,549 |
| Total noninterest income | $1,277,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $664,000 | 2,446 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $613,000 | 3,016 |
| Total noninterest expense | $7,623,000 | 2,187 |
| Salaries and employee benefits | $3,518,000 | 2,593 |
| Premises and equipment expense | $870,000 | 2,673 |
| Additional noninterest expense | $3,235,000 | 1,577 |
| Pre-tax net operating income | $5,216,000 | 1,797 |
| Securities gains (losses) | $171,000 | 547 |
| Applicable income taxes | $1,027,000 | 2,230 |
| Income before extraordinary items | $4,360,000 | 1,612 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,360,000 | 1,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,027 |
| Cash dividends | $3,113,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,221,490 | 1,639 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,144,000 | 1,871 |
| Total interest expense | $3,891,000 | 2,037 |
| Net interest income | $9,253,000 | 1,762 |
| Provision for loan and lease losses | $509,000 | 1,385 |
| Total noninterest income | $950,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $500,000 | 2,455 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $450,000 | 3,070 |
| Total noninterest expense | $5,657,000 | 2,188 |
| Salaries and employee benefits | $2,623,000 | 2,557 |
| Premises and equipment expense | $642,000 | 2,701 |
| Additional noninterest expense | $2,392,000 | 1,574 |
| Pre-tax net operating income | $4,037,000 | 1,749 |
| Securities gains (losses) | $171,000 | 515 |
| Applicable income taxes | $840,000 | 2,127 |
| Income before extraordinary items | $3,368,000 | 1,567 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,368,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,461 |
| Cash dividends | $2,375,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,231,200 | 1,593 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,691,000 | 1,836 |
| Total interest expense | $2,456,000 | 2,027 |
| Net interest income | $6,235,000 | 1,722 |
| Provision for loan and lease losses | $359,000 | 1,312 |
| Total noninterest income | $622,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $329,000 | 2,429 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $293,000 | 3,100 |
| Total noninterest expense | $3,784,000 | 2,160 |
| Salaries and employee benefits | $1,760,000 | 2,537 |
| Premises and equipment expense | $439,000 | 2,611 |
| Additional noninterest expense | $1,585,000 | 1,564 |
| Pre-tax net operating income | $2,714,000 | 1,707 |
| Securities gains (losses) | $171,000 | 435 |
| Applicable income taxes | $596,000 | 2,017 |
| Income before extraordinary items | $2,289,000 | 1,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,289,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,291 |
| Cash dividends | $1,882,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,153,910 | 1,571 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,332,000 | 1,808 |
| Total interest expense | $1,205,000 | 1,963 |
| Net interest income | $3,127,000 | 1,712 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $345,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $161,000 | 2,413 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,616 |
| Total noninterest expense | $1,902,000 | 2,170 |
| Salaries and employee benefits | $892,000 | 2,512 |
| Premises and equipment expense | $220,000 | 2,640 |
| Additional noninterest expense | $790,000 | 1,576 |
| Pre-tax net operating income | $1,390,000 | 1,638 |
| Securities gains (losses) | $171,000 | 280 |
| Applicable income taxes | $348,000 | 1,786 |
| Income before extraordinary items | $1,213,000 | 1,400 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,213,000 | 1,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $1,389,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,079,620 | 1,536 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,262,000 | 1,666 |
| Total interest expense | $4,594,000 | 1,770 |
| Net interest income | $12,668,000 | 1,608 |
| Provision for loan and lease losses | $2,159,000 | 502 |
| Total noninterest income | $995,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $711,000 | 2,341 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $284,000 | 4,365 |
| Total noninterest expense | $7,758,000 | 2,058 |
| Salaries and employee benefits | $3,376,000 | 2,566 |
| Premises and equipment expense | $1,051,000 | 2,178 |
| Additional noninterest expense | $3,331,000 | 1,490 |
| Pre-tax net operating income | $3,746,000 | 2,162 |
| Securities gains (losses) | $373,000 | 549 |
| Applicable income taxes | $787,000 | 2,560 |
| Income before extraordinary items | $3,332,000 | 1,896 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,332,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,322,000 | 636 |
| Cash dividends | $2,075,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,029,870 | 2,012 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,910,000 | 1,658 |
| Total interest expense | $3,396,000 | 1,766 |
| Net interest income | $9,514,000 | 1,588 |
| Provision for loan and lease losses | $1,980,000 | 422 |
| Total noninterest income | $837,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $540,000 | 2,340 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $297,000 | 3,742 |
| Total noninterest expense | $6,028,000 | 1,990 |
| Salaries and employee benefits | $2,607,000 | 2,476 |
| Premises and equipment expense | $789,000 | 2,173 |
| Additional noninterest expense | $2,632,000 | 1,403 |
| Pre-tax net operating income | $2,343,000 | 2,531 |
| Securities gains (losses) | $373,000 | 514 |
| Applicable income taxes | $474,000 | 2,996 |
| Income before extraordinary items | $2,242,000 | 2,088 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,242,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,284,000 | 477 |
| Cash dividends | $1,377,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,932,410 | 2,340 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 1,663 |
| Total interest expense | $2,239,000 | 1,772 |
| Net interest income | $6,212,000 | 1,602 |
| Provision for loan and lease losses | $480,000 | 1,034 |
| Total noninterest income | $696,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $353,000 | 2,372 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $343,000 | 2,764 |
| Total noninterest expense | $3,919,000 | 2,032 |
| Salaries and employee benefits | $1,750,000 | 2,452 |
| Premises and equipment expense | $523,000 | 2,190 |
| Additional noninterest expense | $1,646,000 | 1,469 |
| Pre-tax net operating income | $2,509,000 | 1,675 |
| Securities gains (losses) | $278,000 | 513 |
| Applicable income taxes | $645,000 | 1,826 |
| Income before extraordinary items | $2,142,000 | 1,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,142,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 591 |
| Cash dividends | $918,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,927,940 | 1,601 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,205,000 | 1,677 |
| Total interest expense | $1,105,000 | 1,816 |
| Net interest income | $3,100,000 | 1,605 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $334,000 | 2,887 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $172,000 | 2,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $1,901,000 | 2,103 |
| Salaries and employee benefits | $883,000 | 2,452 |
| Premises and equipment expense | $275,000 | 2,111 |
| Additional noninterest expense | $743,000 | 1,605 |
| Pre-tax net operating income | $1,353,000 | 1,532 |
| Securities gains (losses) | $181,000 | 541 |
| Applicable income taxes | $370,000 | 1,670 |
| Income before extraordinary items | $1,164,000 | 1,375 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,164,000 | 1,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 735 |
| Cash dividends | $459,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,026,440 | 1,471 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,396,000 | 1,638 |
| Total interest expense | $4,829,000 | 1,857 |
| Net interest income | $12,567,000 | 1,545 |
| Provision for loan and lease losses | $829,000 | 1,414 |
| Total noninterest income | $1,311,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $780,000 | 2,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $531,000 | 3,479 |
| Total noninterest expense | $7,918,000 | 1,996 |
| Salaries and employee benefits | $3,630,000 | 2,338 |
| Premises and equipment expense | $1,202,000 | 1,905 |
| Additional noninterest expense | $3,086,000 | 1,597 |
| Pre-tax net operating income | $5,131,000 | 1,580 |
| Securities gains (losses) | $211,000 | 1,308 |
| Applicable income taxes | $1,187,000 | 1,951 |
| Income before extraordinary items | $4,155,000 | 1,508 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,155,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $815,000 | 1,079 |
| Cash dividends | $2,021,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,990,420 | 1,499 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,146,000 | 1,661 |
| Total interest expense | $3,719,000 | 1,881 |
| Net interest income | $9,427,000 | 1,550 |
| Provision for loan and lease losses | $509,000 | 1,642 |
| Total noninterest income | $1,033,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $591,000 | 2,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 3,360 |
| Total noninterest expense | $5,613,000 | 2,111 |
| Salaries and employee benefits | $2,673,000 | 2,375 |
| Premises and equipment expense | $823,000 | 2,097 |
| Additional noninterest expense | $2,117,000 | 1,710 |
| Pre-tax net operating income | $4,338,000 | 1,472 |
| Securities gains (losses) | $211,000 | 1,199 |
| Applicable income taxes | $1,060,000 | 1,779 |
| Income before extraordinary items | $3,489,000 | 1,424 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,489,000 | 1,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,390 |
| Cash dividends | $1,363,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,326,530 | 1,398 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 1,663 |
| Total interest expense | $2,557,000 | 1,883 |
| Net interest income | $6,277,000 | 1,551 |
| Provision for loan and lease losses | $329,000 | 1,679 |
| Total noninterest income | $738,000 | 2,910 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $394,000 | 2,124 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $344,000 | 3,041 |
| Total noninterest expense | $3,734,000 | 2,110 |
| Salaries and employee benefits | $1,794,000 | 2,353 |
| Premises and equipment expense | $571,000 | 2,004 |
| Additional noninterest expense | $1,369,000 | 1,755 |
| Pre-tax net operating income | $2,952,000 | 1,442 |
| Securities gains (losses) | $106,000 | 1,464 |
| Applicable income taxes | $714,000 | 1,788 |
| Income before extraordinary items | $2,344,000 | 1,407 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,344,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $904,000 | 1,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,262,380 | 1,358 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 1,617 |
| Total interest expense | $1,300,000 | 1,897 |
| Net interest income | $3,281,000 | 1,479 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $414,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 2,105 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $224,000 | 2,523 |
| Total noninterest expense | $1,868,000 | 2,095 |
| Salaries and employee benefits | $909,000 | 2,312 |
| Premises and equipment expense | $232,000 | 2,397 |
| Additional noninterest expense | $727,000 | 1,622 |
| Pre-tax net operating income | $1,677,000 | 1,280 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $412,000 | 1,577 |
| Income before extraordinary items | $1,296,000 | 1,276 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,296,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $466,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,272,440 | 1,212 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,665,000 | 1,847 |
| Total interest expense | $5,499,000 | 2,046 |
| Net interest income | $11,166,000 | 1,727 |
| Provision for loan and lease losses | $504,000 | 2,362 |
| Total noninterest income | $1,361,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $892,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 3,406 |
| Total noninterest expense | $7,229,000 | 2,074 |
| Salaries and employee benefits | $3,494,000 | 2,297 |
| Premises and equipment expense | $1,125,000 | 1,963 |
| Additional noninterest expense | $2,610,000 | 1,786 |
| Pre-tax net operating income | $4,794,000 | 1,699 |
| Securities gains (losses) | $381,000 | 775 |
| Applicable income taxes | $1,227,000 | 1,919 |
| Income before extraordinary items | $3,948,000 | 1,547 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,948,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $1,709,000 | 1,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,658,440 | 1,585 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,587,000 | 2,066 |
| Total interest expense | $6,359,000 | 2,517 |
| Net interest income | $10,228,000 | 1,747 |
| Provision for loan and lease losses | $415,000 | 2,548 |
| Total noninterest income | $1,392,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,104,000 | 1,359 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $288,000 | 4,205 |
| Total noninterest expense | $7,311,000 | 1,963 |
| Salaries and employee benefits | $3,513,000 | 2,142 |
| Premises and equipment expense | $1,084,000 | 1,971 |
| Additional noninterest expense | $2,714,000 | 1,696 |
| Pre-tax net operating income | $3,894,000 | 1,809 |
| Securities gains (losses) | $399,000 | 718 |
| Applicable income taxes | $909,000 | 2,228 |
| Income before extraordinary items | $3,384,000 | 1,571 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,384,000 | 1,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,112 |
| Cash dividends | $1,917,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,068,790 | 1,642 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,581,000 | 2,005 |
| Total interest expense | $6,275,000 | 2,667 |
| Net interest income | $11,306,000 | 1,553 |
| Provision for loan and lease losses | $415,000 | 2,212 |
| Total noninterest income | $1,531,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,130,000 | 1,205 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,338 |
| Total noninterest expense | $7,254,000 | 1,916 |
| Salaries and employee benefits | $3,277,000 | 2,183 |
| Premises and equipment expense | $905,000 | 2,280 |
| Additional noninterest expense | $3,072,000 | 1,466 |
| Pre-tax net operating income | $5,168,000 | 1,429 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $1,212,000 | 1,810 |
| Income before extraordinary items | $3,973,000 | 1,329 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,973,000 | 1,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,315 |
| Cash dividends | $1,609,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,959,910 | 1,324 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,384,000 | 2,121 |
| Total interest expense | $5,552,000 | 2,661 |
| Net interest income | $9,832,000 | 1,770 |
| Provision for loan and lease losses | $315,000 | 2,548 |
| Total noninterest income | $1,394,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,035,000 | 1,271 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $359,000 | 3,651 |
| Total noninterest expense | $6,332,000 | 2,147 |
| Salaries and employee benefits | $2,899,000 | 2,417 |
| Premises and equipment expense | $855,000 | 2,357 |
| Additional noninterest expense | $2,578,000 | 1,728 |
| Pre-tax net operating income | $4,579,000 | 1,641 |
| Securities gains (losses) | $38,000 | 1,095 |
| Applicable income taxes | $977,000 | 2,252 |
| Income before extraordinary items | $3,640,000 | 1,484 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,640,000 | 1,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,289 |
| Cash dividends | $4,460,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,609,980 | 1,467 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,138,000 | 2,155 |
| Total interest expense | $5,998,000 | 2,520 |
| Net interest income | $9,140,000 | 1,873 |
| Provision for loan and lease losses | $877,000 | 1,094 |
| Total noninterest income | $1,382,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,029,000 | 1,221 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $353,000 | 3,682 |
| Total noninterest expense | $5,610,000 | 2,340 |
| Salaries and employee benefits | $2,522,000 | 2,690 |
| Premises and equipment expense | $662,000 | 2,913 |
| Additional noninterest expense | $2,426,000 | 1,754 |
| Pre-tax net operating income | $4,035,000 | 1,799 |
| Securities gains (losses) | $481,000 | 569 |
| Applicable income taxes | $1,035,000 | 2,249 |
| Income before extraordinary items | $3,481,000 | 1,517 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,481,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 1,019 |
| Cash dividends | $1,667,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,110,630 | 1,628 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,209,000 | 2,147 |
| Total interest expense | $6,343,000 | 2,366 |
| Net interest income | $8,866,000 | 1,961 |
| Provision for loan and lease losses | $342,000 | 2,360 |
| Total noninterest income | $1,140,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $812,000 | 1,602 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $328,000 | 3,736 |
| Total noninterest expense | $5,048,000 | 2,542 |
| Salaries and employee benefits | $2,415,000 | 2,735 |
| Premises and equipment expense | $679,000 | 2,822 |
| Additional noninterest expense | $1,954,000 | 2,144 |
| Pre-tax net operating income | $4,616,000 | 1,667 |
| Securities gains (losses) | $299,000 | 569 |
| Applicable income taxes | $1,140,000 | 2,186 |
| Income before extraordinary items | $3,775,000 | 1,437 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,775,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,142 |
| Cash dividends | $3,472,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,544,770 | 1,477 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,436,000 | 2,187 |
| Total interest expense | $6,639,000 | 2,322 |
| Net interest income | $8,797,000 | 2,036 |
| Provision for loan and lease losses | $725,000 | 1,288 |
| Total noninterest income | $1,088,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $725,000 | 1,872 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $363,000 | 3,606 |
| Total noninterest expense | $4,731,000 | 2,888 |
| Salaries and employee benefits | $2,004,000 | 3,331 |
| Premises and equipment expense | $693,000 | 2,832 |
| Additional noninterest expense | $2,034,000 | 2,412 |
| Pre-tax net operating income | $4,429,000 | 1,637 |
| Securities gains (losses) | $143,000 | 812 |
| Applicable income taxes | $1,164,000 | 2,054 |
| Income before extraordinary items | $3,408,000 | 1,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,408,000 | 1,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,577 |
| Cash dividends | $1,053,000 | 2,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,300,750 | 1,467 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,419,000 | 2,336 |
| Total interest expense | $6,196,000 | 2,483 |
| Net interest income | $8,223,000 | 2,183 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $1,064,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $712,000 | 1,898 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $352,000 | 3,597 |
| Total noninterest expense | $4,670,000 | 2,881 |
| Salaries and employee benefits | $1,910,000 | 3,442 |
| Premises and equipment expense | $639,000 | 3,054 |
| Additional noninterest expense | $2,121,000 | 2,292 |
| Pre-tax net operating income | $4,457,000 | 1,652 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $1,184,000 | 2,053 |
| Income before extraordinary items | $3,266,000 | 1,563 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,266,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $877,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,271,110 | 1,541 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,742,000 | 2,375 |
| Total interest expense | $5,025,000 | 2,449 |
| Net interest income | $7,717,000 | 2,333 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $1,030,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $664,000 | 2,039 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $366,000 | 3,610 |
| Total noninterest expense | $4,703,000 | 2,937 |
| Salaries and employee benefits | $1,846,000 | 3,531 |
| Premises and equipment expense | $638,000 | 3,085 |
| Additional noninterest expense | $2,219,000 | 2,366 |
| Pre-tax net operating income | $3,894,000 | 1,828 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $977,000 | 2,296 |
| Income before extraordinary items | $2,917,000 | 1,683 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,917,000 | 1,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $721,000 | 2,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,917,000 | 1,685 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,838,000 | 2,402 |
| Total interest expense | $5,547,000 | 2,335 |
| Net interest income | $7,291,000 | 2,450 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $870,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $584,000 | 2,349 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $4,486,000 | 3,128 |
| Salaries and employee benefits | $1,811,000 | 3,592 |
| Premises and equipment expense | $616,000 | 3,243 |
| Additional noninterest expense | $2,059,000 | 2,660 |
| Pre-tax net operating income | $3,500,000 | 1,952 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $858,000 | 2,604 |
| Income before extraordinary items | $2,642,000 | 1,886 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $2,697,000 | 1,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $818,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,642,000 | 1,780 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,867,000 | 2,737 |
| Total interest expense | $6,297,000 | 2,668 |
| Net interest income | $6,570,000 | 2,788 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $804,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $557,000 | 2,472 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $247,000 | 4,993 |
| Total noninterest expense | $4,117,000 | 3,410 |
| Salaries and employee benefits | $1,675,000 | 3,829 |
| Premises and equipment expense | $559,000 | 3,598 |
| Additional noninterest expense | $1,883,000 | 2,948 |
| Pre-tax net operating income | $3,057,000 | 2,033 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $712,000 | 2,915 |
| Income before extraordinary items | $2,366,000 | 1,928 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,366,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $515,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,349,830 | 1,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.