Home > Allaire Community Bank > Income and Expense
Allaire Community Bank, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 2,799 |
| Total interest expense | $1,105,000 | 3,853 |
| Net interest income | $4,388,000 | 2,453 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $295,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $157,000 | 4,050 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $138,000 | 4,501 |
| Total noninterest expense | $3,043,000 | 2,664 |
| Salaries and employee benefits | $1,634,000 | 2,713 |
| Premises and equipment expense | $545,000 | 2,180 |
| Additional noninterest expense | $864,000 | 2,817 |
| Pre-tax net operating income | $1,625,000 | 2,587 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $577,000 | 2,064 |
| Income before extraordinary items | $1,048,000 | 2,984 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,048,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 503 |
| Net operating income | $1,048,000 | 2,938 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 2,823 |
| Total interest expense | $526,000 | 3,894 |
| Net interest income | $2,161,000 | 2,471 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,510 |
| Total noninterest expense | $1,517,000 | 2,684 |
| Salaries and employee benefits | $819,000 | 2,724 |
| Premises and equipment expense | $272,000 | 2,187 |
| Additional noninterest expense | $426,000 | 2,857 |
| Pre-tax net operating income | $772,000 | 2,645 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $275,000 | 2,113 |
| Income before extraordinary items | $497,000 | 3,063 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $497,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 374 |
| Net operating income | $497,000 | 3,019 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,419,000 | 2,725 |
| Total interest expense | $1,845,000 | 3,892 |
| Net interest income | $8,574,000 | 2,386 |
| Provision for loan and lease losses | $113,000 | 4,813 |
| Total noninterest income | $601,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $337,000 | 4,037 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $264,000 | 4,519 |
| Total noninterest expense | $6,183,000 | 2,561 |
| Salaries and employee benefits | $3,108,000 | 2,756 |
| Premises and equipment expense | $1,066,000 | 2,146 |
| Additional noninterest expense | $2,009,000 | 2,413 |
| Pre-tax net operating income | $2,879,000 | 2,682 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $1,122,000 | 1,993 |
| Income before extraordinary items | $1,768,000 | 3,225 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,768,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 515 |
| Net operating income | $1,760,960 | 3,175 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,697,000 | 2,726 |
| Total interest expense | $1,374,000 | 3,863 |
| Net interest income | $6,323,000 | 2,395 |
| Provision for loan and lease losses | $82,000 | 4,684 |
| Total noninterest income | $451,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $251,000 | 4,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $4,582,000 | 2,560 |
| Salaries and employee benefits | $2,262,000 | 2,802 |
| Premises and equipment expense | $800,000 | 2,143 |
| Additional noninterest expense | $1,520,000 | 2,355 |
| Pre-tax net operating income | $2,110,000 | 2,752 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $815,000 | 2,076 |
| Income before extraordinary items | $1,306,000 | 3,341 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,306,000 | 3,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 435 |
| Net operating income | $1,298,960 | 3,265 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,005,000 | 2,784 |
| Total interest expense | $901,000 | 3,929 |
| Net interest income | $4,104,000 | 2,439 |
| Provision for loan and lease losses | $65,000 | 4,191 |
| Total noninterest income | $292,000 | 4,893 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $167,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 4,692 |
| Total noninterest expense | $2,982,000 | 2,623 |
| Salaries and employee benefits | $1,464,000 | 2,896 |
| Premises and equipment expense | $528,000 | 2,161 |
| Additional noninterest expense | $990,000 | 2,408 |
| Pre-tax net operating income | $1,349,000 | 2,815 |
| Securities gains (losses) | $11,000 | 2,367 |
| Applicable income taxes | $505,000 | 2,187 |
| Income before extraordinary items | $855,000 | 3,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $855,000 | 3,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $847,960 | 3,272 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 2,837 |
| Total interest expense | $442,000 | 4,024 |
| Net interest income | $2,018,000 | 2,474 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $142,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $1,421,000 | 2,774 |
| Salaries and employee benefits | $723,000 | 2,931 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $435,000 | 2,684 |
| Pre-tax net operating income | $698,000 | 2,711 |
| Securities gains (losses) | $11,000 | 2,005 |
| Applicable income taxes | $249,000 | 2,209 |
| Income before extraordinary items | $460,000 | 3,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $452,850 | 3,071 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 3,080 |
| Total interest expense | $1,807,000 | 4,342 |
| Net interest income | $7,306,000 | 2,647 |
| Provision for loan and lease losses | $185,000 | 4,159 |
| Total noninterest income | $563,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $354,000 | 3,917 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $209,000 | 5,204 |
| Total noninterest expense | $5,323,000 | 2,901 |
| Salaries and employee benefits | $2,652,000 | 3,106 |
| Premises and equipment expense | $1,050,000 | 2,166 |
| Additional noninterest expense | $1,621,000 | 2,868 |
| Pre-tax net operating income | $2,361,000 | 3,017 |
| Securities gains (losses) | $120,000 | 1,724 |
| Applicable income taxes | $879,000 | 2,361 |
| Income before extraordinary items | $1,602,000 | 3,404 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,602,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 772 |
| Net operating income | $1,524,000 | 3,359 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 3,157 |
| Total interest expense | $1,380,000 | 4,405 |
| Net interest income | $5,344,000 | 2,724 |
| Provision for loan and lease losses | $138,000 | 4,053 |
| Total noninterest income | $405,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $146,000 | 5,393 |
| Total noninterest expense | $3,932,000 | 2,942 |
| Salaries and employee benefits | $1,954,000 | 3,166 |
| Premises and equipment expense | $771,000 | 2,215 |
| Additional noninterest expense | $1,207,000 | 2,874 |
| Pre-tax net operating income | $1,679,000 | 3,243 |
| Securities gains (losses) | $112,000 | 1,654 |
| Applicable income taxes | $635,000 | 2,564 |
| Income before extraordinary items | $1,156,000 | 3,601 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,156,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 648 |
| Net operating income | $1,083,200 | 3,624 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 3,247 |
| Total interest expense | $934,000 | 4,472 |
| Net interest income | $3,437,000 | 2,808 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $2,557,000 | 2,995 |
| Salaries and employee benefits | $1,279,000 | 3,208 |
| Premises and equipment expense | $507,000 | 2,228 |
| Additional noninterest expense | $771,000 | 2,967 |
| Pre-tax net operating income | $1,014,000 | 3,491 |
| Securities gains (losses) | $112,000 | 1,417 |
| Applicable income taxes | $405,000 | 2,665 |
| Income before extraordinary items | $721,000 | 3,782 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $721,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 518 |
| Net operating income | $649,320 | 3,886 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,329 |
| Total interest expense | $457,000 | 4,618 |
| Net interest income | $1,687,000 | 2,858 |
| Provision for loan and lease losses | $68,000 | 3,104 |
| Total noninterest income | $102,000 | 5,877 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 4,048 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $1,234,000 | 3,064 |
| Salaries and employee benefits | $615,000 | 3,286 |
| Premises and equipment expense | $255,000 | 2,214 |
| Additional noninterest expense | $364,000 | 3,087 |
| Pre-tax net operating income | $487,000 | 3,567 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $192,000 | 2,768 |
| Income before extraordinary items | $328,000 | 3,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 343 |
| Net operating income | $306,880 | 3,988 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,885 |
| Total interest expense | $1,654,000 | 5,421 |
| Net interest income | $5,725,000 | 3,267 |
| Provision for loan and lease losses | $275,000 | 3,639 |
| Total noninterest income | $415,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $332,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,810 |
| Total noninterest expense | $4,375,000 | 3,303 |
| Salaries and employee benefits | $2,155,000 | 3,510 |
| Premises and equipment expense | $887,000 | 2,437 |
| Additional noninterest expense | $1,333,000 | 3,289 |
| Pre-tax net operating income | $1,490,000 | 4,138 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $562,000 | 3,222 |
| Income before extraordinary items | $933,000 | 4,783 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $933,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $929,800 | 4,666 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 5,446 |
| Total interest expense | $1,571,000 | 6,839 |
| Net interest income | $3,692,000 | 4,397 |
| Provision for loan and lease losses | $203,000 | 4,092 |
| Total noninterest income | $303,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $227,000 | 4,861 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $3,541,000 | 3,786 |
| Salaries and employee benefits | $1,722,000 | 4,052 |
| Premises and equipment expense | $786,000 | 2,674 |
| Additional noninterest expense | $1,033,000 | 3,961 |
| Pre-tax net operating income | $251,000 | 7,626 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $97,000 | 6,045 |
| Income before extraordinary items | $154,000 | 8,006 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $154,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $154,000 | 7,893 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 6,336 |
| Total interest expense | $1,248,000 | 7,706 |
| Net interest income | $2,944,000 | 5,217 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $199,000 | 7,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $2,400,000 | 4,989 |
| Salaries and employee benefits | $1,114,000 | 5,517 |
| Premises and equipment expense | $508,000 | 3,740 |
| Additional noninterest expense | $778,000 | 4,831 |
| Pre-tax net operating income | $662,000 | 6,367 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $32,000 | 7,564 |
| Income before extraordinary items | $630,000 | 5,708 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $630,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $630,000 | 5,723 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 7,291 |
| Total interest expense | $1,005,000 | 8,168 |
| Net interest income | $2,066,000 | 6,525 |
| Provision for loan and lease losses | $106,000 | 5,108 |
| Total noninterest income | $141,000 | 8,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 6,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $1,884,000 | 5,904 |
| Salaries and employee benefits | $928,000 | 6,189 |
| Premises and equipment expense | $380,000 | 4,696 |
| Additional noninterest expense | $576,000 | 5,977 |
| Pre-tax net operating income | $217,000 | 8,493 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,000 | 8,717 |
| Income before extraordinary items | $216,000 | 8,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,436,000 | 280 |
| Net operating income | $216,000 | 8,147 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 8,669 |
| Total interest expense | $610,000 | 9,448 |
| Net interest income | $1,403,000 | 7,897 |
| Provision for loan and lease losses | $207,000 | 3,445 |
| Total noninterest income | $91,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $1,619,000 | 6,396 |
| Salaries and employee benefits | $855,000 | 6,444 |
| Premises and equipment expense | $325,000 | 5,126 |
| Additional noninterest expense | $439,000 | 6,894 |
| Pre-tax net operating income | $-332,000 | 10,096 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-332,000 | 10,146 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-332,000 | 10,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-332,000 | 10,119 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 10,655 |
| Total interest expense | $66,000 | 10,808 |
| Net interest income | $510,000 | 10,357 |
| Provision for loan and lease losses | $86,000 | 5,525 |
| Total noninterest income | $33,000 | 10,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,689 |
| Total noninterest expense | $780,000 | 9,106 |
| Salaries and employee benefits | $399,000 | 9,262 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $249,000 | 8,860 |
| Pre-tax net operating income | $-323,000 | 10,650 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-323,000 | 10,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-323,000 | 10,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,606,000 | 144 |
| Net operating income | $-323,000 | 10,665 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.