Home > Aliant Bank > Income and Expense
Aliant Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $31,170,000 | 686 |
| Total interest expense | $5,636,000 | 830 |
| Net interest income | $25,534,000 | 632 |
| Provision for loan and lease losses | $11,781,000 | 280 |
| Total noninterest income | $4,478,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,426,000 | 350 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,052,000 | 1,715 |
| Total noninterest expense | $22,416,000 | 663 |
| Salaries and employee benefits | $12,368,000 | 583 |
| Premises and equipment expense | $2,909,000 | 648 |
| Additional noninterest expense | $7,139,000 | 738 |
| Pre-tax net operating income | $-4,185,000 | 7,188 |
| Securities gains (losses) | $940,000 | 376 |
| Applicable income taxes | $-1,672,000 | 7,352 |
| Income before extraordinary items | $-1,573,000 | 6,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,573,000 | 6,996 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,573,000 | 6,996 |
| Net charge-offs | $13,372,000 | 278 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 7,366 |
| Net operating income | $-2,174,600 | 7,062 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $20,535,000 | 707 |
| Total interest expense | $3,766,000 | 864 |
| Net interest income | $16,769,000 | 648 |
| Provision for loan and lease losses | $10,192,000 | 232 |
| Total noninterest income | $2,531,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,252,000 | 352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 2,985 |
| Total noninterest expense | $15,269,000 | 661 |
| Salaries and employee benefits | $8,129,000 | 595 |
| Premises and equipment expense | $1,924,000 | 654 |
| Additional noninterest expense | $5,216,000 | 698 |
| Pre-tax net operating income | $-6,161,000 | 7,397 |
| Securities gains (losses) | $317,000 | 531 |
| Applicable income taxes | $-2,463,000 | 7,468 |
| Income before extraordinary items | $-3,381,000 | 7,315 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,381,000 | 7,315 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,381,000 | 7,315 |
| Net charge-offs | $12,032,000 | 237 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-52,000 | 7,463 |
| Net operating income | $-3,583,880 | 7,319 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 737 |
| Total interest expense | $1,887,000 | 898 |
| Net interest income | $8,064,000 | 679 |
| Provision for loan and lease losses | $3,446,000 | 329 |
| Total noninterest income | $789,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $1,105,000 | 353 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-316,000 | 7,471 |
| Total noninterest expense | $7,517,000 | 673 |
| Salaries and employee benefits | $4,002,000 | 618 |
| Premises and equipment expense | $941,000 | 692 |
| Additional noninterest expense | $2,574,000 | 701 |
| Pre-tax net operating income | $-2,110,000 | 7,399 |
| Securities gains (losses) | $29,000 | 968 |
| Applicable income taxes | $-940,000 | 7,516 |
| Income before extraordinary items | $-1,141,000 | 7,321 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,141,000 | 7,321 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,141,000 | 7,322 |
| Net charge-offs | $10,314,000 | 154 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $-1,159,560 | 7,319 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,079,000 | 757 |
| Total interest expense | $9,845,000 | 837 |
| Net interest income | $30,234,000 | 725 |
| Provision for loan and lease losses | $19,743,000 | 372 |
| Total noninterest income | $5,741,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,464,000 | 355 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,277,000 | 1,881 |
| Total noninterest expense | $31,088,000 | 654 |
| Salaries and employee benefits | $16,271,000 | 589 |
| Premises and equipment expense | $3,982,000 | 650 |
| Additional noninterest expense | $10,835,000 | 700 |
| Pre-tax net operating income | $-14,856,000 | 7,453 |
| Securities gains (losses) | $3,331,000 | 162 |
| Applicable income taxes | $-5,022,000 | 7,583 |
| Income before extraordinary items | $-6,503,000 | 7,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,503,000 | 7,255 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,503,000 | 7,255 |
| Net charge-offs | $24,238,000 | 294 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 842 |
| Net operating income | $-8,634,840 | 7,329 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,153,000 | 761 |
| Total interest expense | $7,942,000 | 793 |
| Net interest income | $22,211,000 | 741 |
| Provision for loan and lease losses | $12,378,000 | 420 |
| Total noninterest income | $3,531,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $3,285,000 | 358 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $246,000 | 3,864 |
| Total noninterest expense | $22,754,000 | 659 |
| Salaries and employee benefits | $12,033,000 | 586 |
| Premises and equipment expense | $3,011,000 | 639 |
| Additional noninterest expense | $7,710,000 | 711 |
| Pre-tax net operating income | $-9,390,000 | 7,541 |
| Securities gains (losses) | $1,576,000 | 280 |
| Applicable income taxes | $-3,821,000 | 7,674 |
| Income before extraordinary items | $-3,993,000 | 7,359 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,993,000 | 7,359 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,993,000 | 7,360 |
| Net charge-offs | $20,076,000 | 253 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 861 |
| Net operating income | $-5,001,640 | 7,401 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,227,000 | 766 |
| Total interest expense | $5,688,000 | 760 |
| Net interest income | $14,539,000 | 756 |
| Provision for loan and lease losses | $10,379,000 | 350 |
| Total noninterest income | $3,364,000 | 824 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $2,142,000 | 364 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,222,000 | 1,133 |
| Total noninterest expense | $15,813,000 | 636 |
| Salaries and employee benefits | $7,926,000 | 596 |
| Premises and equipment expense | $1,982,000 | 659 |
| Additional noninterest expense | $5,905,000 | 613 |
| Pre-tax net operating income | $-8,289,000 | 7,654 |
| Securities gains (losses) | $781,000 | 325 |
| Applicable income taxes | $-3,447,000 | 7,747 |
| Income before extraordinary items | $-4,061,000 | 7,528 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,061,000 | 7,527 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,061,000 | 7,528 |
| Net charge-offs | $17,778,000 | 215 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 866 |
| Net operating income | $-4,560,840 | 7,555 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 778 |
| Total interest expense | $2,887,000 | 794 |
| Net interest income | $7,206,000 | 768 |
| Provision for loan and lease losses | $292,000 | 2,504 |
| Total noninterest income | $1,532,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $1,066,000 | 363 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $466,000 | 1,369 |
| Total noninterest expense | $7,557,000 | 665 |
| Salaries and employee benefits | $4,186,000 | 574 |
| Premises and equipment expense | $1,012,000 | 656 |
| Additional noninterest expense | $2,359,000 | 766 |
| Pre-tax net operating income | $889,000 | 1,472 |
| Securities gains (losses) | $227,000 | 478 |
| Applicable income taxes | $61,000 | 2,625 |
| Income before extraordinary items | $1,055,000 | 1,035 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,055,000 | 1,037 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,055,000 | 1,038 |
| Net charge-offs | $530,000 | 1,541 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 398 |
| Net operating income | $839,350 | 1,265 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $43,744,000 | 759 |
| Total interest expense | $16,113,000 | 711 |
| Net interest income | $27,631,000 | 778 |
| Provision for loan and lease losses | $37,033,000 | 316 |
| Total noninterest income | $5,393,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $4,565,000 | 372 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $828,000 | 2,406 |
| Total noninterest expense | $34,388,000 | 608 |
| Salaries and employee benefits | $16,303,000 | 579 |
| Premises and equipment expense | $4,994,000 | 534 |
| Additional noninterest expense | $13,091,000 | 620 |
| Pre-tax net operating income | $-38,397,000 | 7,837 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-14,420,000 | 7,901 |
| Income before extraordinary items | $-23,977,000 | 7,773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-23,977,000 | 7,771 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-23,977,000 | 7,772 |
| Net charge-offs | $23,733,000 | 354 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 670 |
| Net operating income | $-23,977,000 | 7,782 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $33,247,000 | 767 |
| Total interest expense | $12,631,000 | 724 |
| Net interest income | $20,616,000 | 780 |
| Provision for loan and lease losses | $22,013,000 | 363 |
| Total noninterest income | $3,957,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $3,406,000 | 371 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $551,000 | 2,657 |
| Total noninterest expense | $22,468,000 | 700 |
| Salaries and employee benefits | $12,428,000 | 590 |
| Premises and equipment expense | $3,703,000 | 553 |
| Additional noninterest expense | $6,337,000 | 887 |
| Pre-tax net operating income | $-19,908,000 | 7,874 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,472,000 | 7,658 |
| Income before extraordinary items | $-18,436,000 | 7,883 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-18,436,000 | 7,883 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-18,436,000 | 7,883 |
| Net charge-offs | $15,524,000 | 374 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 597 |
| Net operating income | $-18,436,000 | 7,888 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $22,474,000 | 775 |
| Total interest expense | $8,686,000 | 740 |
| Net interest income | $13,788,000 | 781 |
| Provision for loan and lease losses | $14,930,000 | 361 |
| Total noninterest income | $3,572,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,254,000 | 377 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,318,000 | 1,186 |
| Total noninterest expense | $15,863,000 | 678 |
| Salaries and employee benefits | $8,474,000 | 585 |
| Premises and equipment expense | $2,467,000 | 563 |
| Additional noninterest expense | $4,922,000 | 785 |
| Pre-tax net operating income | $-13,433,000 | 7,970 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,047,000 | 7,762 |
| Income before extraordinary items | $-12,386,000 | 7,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,386,000 | 7,974 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-12,386,000 | 7,975 |
| Net charge-offs | $11,124,000 | 345 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 557 |
| Net operating income | $-12,386,000 | 7,982 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 762 |
| Total interest expense | $4,458,000 | 750 |
| Net interest income | $7,000,000 | 759 |
| Provision for loan and lease losses | $1,815,000 | 798 |
| Total noninterest income | $1,605,000 | 884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,105,000 | 368 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $500,000 | 1,390 |
| Total noninterest expense | $7,198,000 | 699 |
| Salaries and employee benefits | $4,128,000 | 599 |
| Premises and equipment expense | $1,250,000 | 564 |
| Additional noninterest expense | $1,820,000 | 914 |
| Pre-tax net operating income | $-408,000 | 7,213 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-113,000 | 7,580 |
| Income before extraordinary items | $-295,000 | 7,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-295,000 | 7,192 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-295,000 | 7,193 |
| Net charge-offs | $1,017,000 | 949 |
| Cash dividends | $725,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 448 |
| Net operating income | $-295,000 | 7,135 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,176,000 | 691 |
| Total interest expense | $21,495,000 | 737 |
| Net interest income | $32,681,000 | 667 |
| Provision for loan and lease losses | $12,395,000 | 513 |
| Total noninterest income | $7,923,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,583,000 | 382 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,340,000 | 889 |
| Total noninterest expense | $30,130,000 | 660 |
| Salaries and employee benefits | $16,494,000 | 595 |
| Premises and equipment expense | $4,942,000 | 557 |
| Additional noninterest expense | $8,694,000 | 756 |
| Pre-tax net operating income | $-1,921,000 | 7,336 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-396,000 | 7,406 |
| Income before extraordinary items | $-1,525,000 | 7,212 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,525,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,999,000 | 406 |
| Cash dividends | $6,020,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $323,000 | 653 |
| Net operating income | $-1,525,000 | 7,325 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,598,000 | 700 |
| Total interest expense | $16,529,000 | 749 |
| Net interest income | $25,069,000 | 664 |
| Provision for loan and lease losses | $5,470,000 | 616 |
| Total noninterest income | $6,424,000 | 705 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $3,425,000 | 388 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,999,000 | 823 |
| Total noninterest expense | $21,380,000 | 695 |
| Salaries and employee benefits | $12,887,000 | 579 |
| Premises and equipment expense | $3,685,000 | 564 |
| Additional noninterest expense | $4,808,000 | 950 |
| Pre-tax net operating income | $4,643,000 | 1,087 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $116,000 | 3,469 |
| Income before extraordinary items | $4,527,000 | 812 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,527,000 | 811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,407,000 | 588 |
| Cash dividends | $4,095,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 519 |
| Net operating income | $4,527,000 | 860 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,170,000 | 690 |
| Total interest expense | $11,420,000 | 752 |
| Net interest income | $16,750,000 | 656 |
| Provision for loan and lease losses | $2,020,000 | 785 |
| Total noninterest income | $4,214,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,261,000 | 383 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,953,000 | 857 |
| Total noninterest expense | $14,843,000 | 655 |
| Salaries and employee benefits | $9,300,000 | 534 |
| Premises and equipment expense | $2,422,000 | 574 |
| Additional noninterest expense | $3,121,000 | 951 |
| Pre-tax net operating income | $4,101,000 | 860 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $127,000 | 3,206 |
| Income before extraordinary items | $3,974,000 | 692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,974,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,818,000 | 588 |
| Cash dividends | $2,870,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 409 |
| Net operating income | $3,974,000 | 674 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,455,000 | 690 |
| Total interest expense | $6,230,000 | 740 |
| Net interest income | $8,225,000 | 672 |
| Provision for loan and lease losses | $550,000 | 955 |
| Total noninterest income | $2,018,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,121,000 | 381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $897,000 | 927 |
| Total noninterest expense | $7,583,000 | 634 |
| Salaries and employee benefits | $4,858,000 | 521 |
| Premises and equipment expense | $1,189,000 | 582 |
| Additional noninterest expense | $1,536,000 | 937 |
| Pre-tax net operating income | $2,110,000 | 892 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $66,000 | 3,283 |
| Income before extraordinary items | $2,044,000 | 745 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,044,000 | 746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 715 |
| Cash dividends | $1,660,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 279 |
| Net operating income | $2,044,000 | 712 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $62,737,000 | 668 |
| Total interest expense | $27,662,000 | 711 |
| Net interest income | $35,075,000 | 635 |
| Provision for loan and lease losses | $3,684,000 | 536 |
| Total noninterest income | $7,921,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,370,000 | 396 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,551,000 | 894 |
| Total noninterest expense | $28,500,000 | 663 |
| Salaries and employee benefits | $18,217,000 | 535 |
| Premises and equipment expense | $4,313,000 | 617 |
| Additional noninterest expense | $5,970,000 | 945 |
| Pre-tax net operating income | $10,812,000 | 783 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $438,000 | 2,914 |
| Income before extraordinary items | $10,374,000 | 624 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,374,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,159,000 | 580 |
| Cash dividends | $8,203,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $757,000 | 473 |
| Net operating income | $10,374,000 | 613 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,639,000 | 661 |
| Total interest expense | $20,733,000 | 711 |
| Net interest income | $26,906,000 | 617 |
| Provision for loan and lease losses | $2,113,000 | 498 |
| Total noninterest income | $5,987,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,187,000 | 402 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,800,000 | 869 |
| Total noninterest expense | $21,350,000 | 651 |
| Salaries and employee benefits | $13,876,000 | 532 |
| Premises and equipment expense | $3,169,000 | 626 |
| Additional noninterest expense | $4,305,000 | 954 |
| Pre-tax net operating income | $9,430,000 | 738 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $422,000 | 2,737 |
| Income before extraordinary items | $9,008,000 | 587 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,008,000 | 585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,511 |
| Cash dividends | $6,838,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $589,000 | 381 |
| Net operating income | $9,008,000 | 578 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,376,000 | 677 |
| Total interest expense | $13,455,000 | 732 |
| Net interest income | $17,921,000 | 637 |
| Provision for loan and lease losses | $781,000 | 716 |
| Total noninterest income | $3,972,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,062,000 | 417 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,910,000 | 889 |
| Total noninterest expense | $14,262,000 | 657 |
| Salaries and employee benefits | $9,424,000 | 542 |
| Premises and equipment expense | $2,040,000 | 666 |
| Additional noninterest expense | $2,798,000 | 998 |
| Pre-tax net operating income | $6,850,000 | 721 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $308,000 | 2,703 |
| Income before extraordinary items | $6,542,000 | 573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,542,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,066 |
| Cash dividends | $5,278,000 | 405 |
| Sale, conversion, retirement of capital stock, net | $493,000 | 301 |
| Net operating income | $6,542,000 | 564 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,357,000 | 684 |
| Total interest expense | $6,460,000 | 755 |
| Net interest income | $8,897,000 | 638 |
| Provision for loan and lease losses | $383,000 | 649 |
| Total noninterest income | $1,885,000 | 793 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,010,000 | 418 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $875,000 | 936 |
| Total noninterest expense | $7,001,000 | 672 |
| Salaries and employee benefits | $4,614,000 | 553 |
| Premises and equipment expense | $1,013,000 | 669 |
| Additional noninterest expense | $1,374,000 | 999 |
| Pre-tax net operating income | $3,398,000 | 719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $147,000 | 2,766 |
| Income before extraordinary items | $3,251,000 | 576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,251,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $1,920,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 376 |
| Net operating income | $3,251,000 | 561 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $59,341,000 | 651 |
| Total interest expense | $23,843,000 | 714 |
| Net interest income | $35,498,000 | 634 |
| Provision for loan and lease losses | $2,042,000 | 556 |
| Total noninterest income | $7,433,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,235,000 | 401 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,198,000 | 951 |
| Total noninterest expense | $26,780,000 | 669 |
| Salaries and employee benefits | $17,412,000 | 541 |
| Premises and equipment expense | $3,919,000 | 666 |
| Additional noninterest expense | $5,449,000 | 977 |
| Pre-tax net operating income | $14,109,000 | 718 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $633,000 | 2,811 |
| Income before extraordinary items | $13,476,000 | 571 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $13,476,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 663 |
| Cash dividends | $7,010,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $321,000 | 670 |
| Net operating income | $13,476,000 | 565 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $44,163,000 | 666 |
| Total interest expense | $17,502,000 | 708 |
| Net interest income | $26,661,000 | 652 |
| Provision for loan and lease losses | $2,017,000 | 402 |
| Total noninterest income | $5,512,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,166,000 | 405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,346,000 | 984 |
| Total noninterest expense | $20,482,000 | 662 |
| Salaries and employee benefits | $13,506,000 | 546 |
| Premises and equipment expense | $2,937,000 | 680 |
| Additional noninterest expense | $4,039,000 | 997 |
| Pre-tax net operating income | $9,674,000 | 802 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $410,000 | 3,142 |
| Income before extraordinary items | $9,264,000 | 639 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,264,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $991,000 | 468 |
| Cash dividends | $6,025,000 | 442 |
| Sale, conversion, retirement of capital stock, net | $236,000 | 564 |
| Net operating income | $9,264,000 | 630 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $28,919,000 | 670 |
| Total interest expense | $11,077,000 | 711 |
| Net interest income | $17,842,000 | 650 |
| Provision for loan and lease losses | $1,309,000 | 392 |
| Total noninterest income | $3,607,000 | 816 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,096,000 | 410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,511,000 | 1,009 |
| Total noninterest expense | $13,632,000 | 668 |
| Salaries and employee benefits | $8,964,000 | 556 |
| Premises and equipment expense | $1,920,000 | 692 |
| Additional noninterest expense | $2,748,000 | 982 |
| Pre-tax net operating income | $6,508,000 | 799 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $256,000 | 3,266 |
| Income before extraordinary items | $6,252,000 | 634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,252,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,091,000 | 317 |
| Cash dividends | $3,815,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 495 |
| Net operating income | $6,252,000 | 621 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,824,000 | 679 |
| Total interest expense | $5,092,000 | 726 |
| Net interest income | $8,732,000 | 649 |
| Provision for loan and lease losses | $777,000 | 328 |
| Total noninterest income | $1,645,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,003,000 | 410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $642,000 | 1,120 |
| Total noninterest expense | $6,673,000 | 673 |
| Salaries and employee benefits | $4,463,000 | 554 |
| Premises and equipment expense | $915,000 | 710 |
| Additional noninterest expense | $1,295,000 | 1,033 |
| Pre-tax net operating income | $2,927,000 | 867 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $107,000 | 3,507 |
| Income before extraordinary items | $2,820,000 | 687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,820,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $2,890,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 461 |
| Net operating income | $2,820,000 | 674 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $46,801,000 | 689 |
| Total interest expense | $15,432,000 | 735 |
| Net interest income | $31,369,000 | 675 |
| Provision for loan and lease losses | $1,043,000 | 1,011 |
| Total noninterest income | $6,684,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,991,000 | 428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,693,000 | 1,094 |
| Total noninterest expense | $24,388,000 | 708 |
| Salaries and employee benefits | $16,211,000 | 565 |
| Premises and equipment expense | $3,380,000 | 724 |
| Additional noninterest expense | $4,797,000 | 1,072 |
| Pre-tax net operating income | $12,622,000 | 788 |
| Securities gains (losses) | $-210,000 | 8,590 |
| Applicable income taxes | $544,000 | 3,230 |
| Income before extraordinary items | $11,868,000 | 622 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,868,000 | 623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,530 |
| Cash dividends | $6,018,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $12,069,600 | 602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $33,868,000 | 690 |
| Total interest expense | $10,841,000 | 740 |
| Net interest income | $23,027,000 | 679 |
| Provision for loan and lease losses | $875,000 | 864 |
| Total noninterest income | $4,852,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,946,000 | 432 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,906,000 | 1,163 |
| Total noninterest expense | $17,811,000 | 711 |
| Salaries and employee benefits | $11,948,000 | 574 |
| Premises and equipment expense | $2,477,000 | 730 |
| Additional noninterest expense | $3,386,000 | 1,117 |
| Pre-tax net operating income | $9,193,000 | 803 |
| Securities gains (losses) | $-193,000 | 8,722 |
| Applicable income taxes | $396,000 | 3,343 |
| Income before extraordinary items | $8,604,000 | 649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,604,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,356 |
| Cash dividends | $5,018,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,789,280 | 620 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $21,777,000 | 699 |
| Total interest expense | $6,802,000 | 741 |
| Net interest income | $14,975,000 | 682 |
| Provision for loan and lease losses | $714,000 | 703 |
| Total noninterest income | $3,013,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,930,000 | 431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,083,000 | 1,264 |
| Total noninterest expense | $11,502,000 | 726 |
| Salaries and employee benefits | $7,689,000 | 591 |
| Premises and equipment expense | $1,615,000 | 741 |
| Additional noninterest expense | $2,198,000 | 1,129 |
| Pre-tax net operating income | $5,772,000 | 826 |
| Securities gains (losses) | $-171,000 | 8,757 |
| Applicable income taxes | $250,000 | 3,411 |
| Income before extraordinary items | $5,351,000 | 671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,351,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,695 |
| Cash dividends | $3,383,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,515,160 | 635 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,367,000 | 720 |
| Total interest expense | $3,146,000 | 763 |
| Net interest income | $7,221,000 | 702 |
| Provision for loan and lease losses | $422,000 | 564 |
| Total noninterest income | $1,390,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $916,000 | 436 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $474,000 | 1,374 |
| Total noninterest expense | $5,481,000 | 762 |
| Salaries and employee benefits | $3,657,000 | 605 |
| Premises and equipment expense | $753,000 | 793 |
| Additional noninterest expense | $1,071,000 | 1,142 |
| Pre-tax net operating income | $2,708,000 | 874 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $2,594,000 | 687 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,594,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $1,765,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,594,000 | 664 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $36,813,000 | 758 |
| Total interest expense | $11,358,000 | 737 |
| Net interest income | $25,455,000 | 769 |
| Provision for loan and lease losses | $1,093,000 | 976 |
| Total noninterest income | $6,182,000 | 886 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,138,000 | 429 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,044,000 | 1,290 |
| Total noninterest expense | $21,346,000 | 766 |
| Salaries and employee benefits | $13,890,000 | 608 |
| Premises and equipment expense | $2,962,000 | 765 |
| Additional noninterest expense | $4,494,000 | 1,093 |
| Pre-tax net operating income | $9,198,000 | 955 |
| Securities gains (losses) | $429,000 | 500 |
| Applicable income taxes | $295,000 | 4,189 |
| Income before extraordinary items | $9,332,000 | 718 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,332,000 | 719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,182 |
| Cash dividends | $4,590,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,915,870 | 717 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $27,094,000 | 772 |
| Total interest expense | $8,387,000 | 727 |
| Net interest income | $18,707,000 | 783 |
| Provision for loan and lease losses | $1,079,000 | 732 |
| Total noninterest income | $4,726,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,130,000 | 431 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,596,000 | 1,272 |
| Total noninterest expense | $15,887,000 | 760 |
| Salaries and employee benefits | $10,335,000 | 612 |
| Premises and equipment expense | $2,198,000 | 774 |
| Additional noninterest expense | $3,354,000 | 1,088 |
| Pre-tax net operating income | $6,467,000 | 1,019 |
| Securities gains (losses) | $429,000 | 462 |
| Applicable income taxes | $253,000 | 4,061 |
| Income before extraordinary items | $6,643,000 | 756 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,643,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 965 |
| Cash dividends | $4,105,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $6,231,160 | 767 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $17,767,000 | 781 |
| Total interest expense | $5,447,000 | 729 |
| Net interest income | $12,320,000 | 785 |
| Provision for loan and lease losses | $798,000 | 642 |
| Total noninterest income | $2,934,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,050,000 | 427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $884,000 | 1,452 |
| Total noninterest expense | $10,615,000 | 756 |
| Salaries and employee benefits | $6,869,000 | 615 |
| Premises and equipment expense | $1,464,000 | 779 |
| Additional noninterest expense | $2,282,000 | 1,076 |
| Pre-tax net operating income | $3,841,000 | 1,122 |
| Securities gains (losses) | $79,000 | 1,174 |
| Applicable income taxes | $125,000 | 4,546 |
| Income before extraordinary items | $3,795,000 | 862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,795,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,060 |
| Cash dividends | $2,845,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,718,370 | 839 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 784 |
| Total interest expense | $2,731,000 | 738 |
| Net interest income | $6,221,000 | 785 |
| Provision for loan and lease losses | $390,000 | 638 |
| Total noninterest income | $1,365,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $953,000 | 455 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $412,000 | 1,508 |
| Total noninterest expense | $5,285,000 | 766 |
| Salaries and employee benefits | $3,463,000 | 625 |
| Premises and equipment expense | $718,000 | 803 |
| Additional noninterest expense | $1,104,000 | 1,112 |
| Pre-tax net operating income | $1,911,000 | 1,113 |
| Securities gains (losses) | $79,000 | 928 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $1,930,000 | 850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,930,000 | 850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 540 |
| Cash dividends | $2,100,000 | 356 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,853,370 | 832 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,279,000 | 782 |
| Total interest expense | $13,026,000 | 679 |
| Net interest income | $23,253,000 | 822 |
| Provision for loan and lease losses | $1,276,000 | 922 |
| Total noninterest income | $6,261,000 | 940 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,915,000 | 438 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,346,000 | 1,297 |
| Total noninterest expense | $19,539,000 | 826 |
| Salaries and employee benefits | $12,333,000 | 688 |
| Premises and equipment expense | $2,836,000 | 794 |
| Additional noninterest expense | $4,370,000 | 1,153 |
| Pre-tax net operating income | $8,699,000 | 968 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $412,000 | 3,720 |
| Income before extraordinary items | $8,287,000 | 785 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,287,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,775 |
| Cash dividends | $4,220,000 | 750 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $8,287,000 | 734 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $27,300,000 | 799 |
| Total interest expense | $10,042,000 | 693 |
| Net interest income | $17,258,000 | 845 |
| Provision for loan and lease losses | $1,260,000 | 737 |
| Total noninterest income | $4,788,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,921,000 | 441 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,867,000 | 1,302 |
| Total noninterest expense | $14,601,000 | 838 |
| Salaries and employee benefits | $9,255,000 | 706 |
| Premises and equipment expense | $2,110,000 | 809 |
| Additional noninterest expense | $3,236,000 | 1,167 |
| Pre-tax net operating income | $6,185,000 | 1,051 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $286,000 | 4,002 |
| Income before extraordinary items | $5,899,000 | 856 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,899,000 | 857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $487,000 | 1,188 |
| Cash dividends | $3,535,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,899,000 | 795 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $18,446,000 | 798 |
| Total interest expense | $6,951,000 | 689 |
| Net interest income | $11,495,000 | 848 |
| Provision for loan and lease losses | $928,000 | 675 |
| Total noninterest income | $3,159,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,920,000 | 446 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,239,000 | 1,301 |
| Total noninterest expense | $9,608,000 | 851 |
| Salaries and employee benefits | $6,092,000 | 715 |
| Premises and equipment expense | $1,390,000 | 819 |
| Additional noninterest expense | $2,126,000 | 1,188 |
| Pre-tax net operating income | $4,118,000 | 1,052 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $203,000 | 3,945 |
| Income before extraordinary items | $3,915,000 | 863 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,915,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,008 |
| Cash dividends | $2,715,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,915,000 | 795 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,417,000 | 782 |
| Total interest expense | $3,629,000 | 669 |
| Net interest income | $5,788,000 | 839 |
| Provision for loan and lease losses | $426,000 | 689 |
| Total noninterest income | $1,428,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $923,000 | 452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $505,000 | 1,476 |
| Total noninterest expense | $4,812,000 | 850 |
| Salaries and employee benefits | $3,041,000 | 714 |
| Premises and equipment expense | $704,000 | 819 |
| Additional noninterest expense | $1,067,000 | 1,148 |
| Pre-tax net operating income | $1,978,000 | 1,100 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $93,000 | 4,071 |
| Income before extraordinary items | $1,885,000 | 894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,885,000 | 893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,885,000 | 822 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $40,981,000 | 744 |
| Total interest expense | $16,631,000 | 682 |
| Net interest income | $24,350,000 | 778 |
| Provision for loan and lease losses | $2,583,000 | 616 |
| Total noninterest income | $5,624,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,785,000 | 426 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,839,000 | 1,407 |
| Total noninterest expense | $18,916,000 | 835 |
| Salaries and employee benefits | $12,064,000 | 683 |
| Premises and equipment expense | $2,751,000 | 796 |
| Additional noninterest expense | $4,101,000 | 1,189 |
| Pre-tax net operating income | $8,475,000 | 993 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $398,000 | 3,893 |
| Income before extraordinary items | $8,079,000 | 786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,079,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,940,000 | 443 |
| Cash dividends | $4,460,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,077,100 | 758 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $49,483,000 | 709 |
| Total interest expense | $25,968,000 | 647 |
| Net interest income | $23,515,000 | 750 |
| Provision for loan and lease losses | $1,708,000 | 800 |
| Total noninterest income | $5,080,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,368,000 | 445 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,712,000 | 1,388 |
| Total noninterest expense | $18,644,000 | 808 |
| Salaries and employee benefits | $11,297,000 | 669 |
| Premises and equipment expense | $2,841,000 | 745 |
| Additional noninterest expense | $4,506,000 | 1,056 |
| Pre-tax net operating income | $8,243,000 | 915 |
| Securities gains (losses) | $240,000 | 1,048 |
| Applicable income taxes | $336,000 | 4,055 |
| Income before extraordinary items | $8,147,000 | 689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,147,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,720 |
| Cash dividends | $5,285,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,916,600 | 683 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $50,141,000 | 725 |
| Total interest expense | $26,849,000 | 685 |
| Net interest income | $23,292,000 | 758 |
| Provision for loan and lease losses | $1,259,000 | 878 |
| Total noninterest income | $3,911,000 | 1,086 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,807,000 | 485 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,104,000 | 1,746 |
| Total noninterest expense | $17,094,000 | 836 |
| Salaries and employee benefits | $10,576,000 | 677 |
| Premises and equipment expense | $2,948,000 | 706 |
| Additional noninterest expense | $3,570,000 | 1,271 |
| Pre-tax net operating income | $8,850,000 | 870 |
| Securities gains (losses) | $-48,000 | 9,187 |
| Applicable income taxes | $357,000 | 4,230 |
| Income before extraordinary items | $8,445,000 | 651 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,445,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,726 |
| Cash dividends | $5,175,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,491,080 | 647 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $43,490,000 | 776 |
| Total interest expense | $21,167,000 | 755 |
| Net interest income | $22,323,000 | 788 |
| Provision for loan and lease losses | $1,017,000 | 956 |
| Total noninterest income | $3,806,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,495,000 | 545 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,311,000 | 1,525 |
| Total noninterest expense | $16,931,000 | 854 |
| Salaries and employee benefits | $10,288,000 | 684 |
| Premises and equipment expense | $3,022,000 | 693 |
| Additional noninterest expense | $3,621,000 | 1,267 |
| Pre-tax net operating income | $8,181,000 | 978 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $304,000 | 4,792 |
| Income before extraordinary items | $7,878,000 | 748 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,878,000 | 748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 1,205 |
| Cash dividends | $6,475,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,877,040 | 733 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $42,268,000 | 793 |
| Total interest expense | $20,814,000 | 786 |
| Net interest income | $21,454,000 | 794 |
| Provision for loan and lease losses | $866,000 | 1,108 |
| Total noninterest income | $3,537,000 | 1,179 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,303,000 | 541 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,234,000 | 1,600 |
| Total noninterest expense | $16,044,000 | 881 |
| Salaries and employee benefits | $10,053,000 | 685 |
| Premises and equipment expense | $2,939,000 | 703 |
| Additional noninterest expense | $3,052,000 | 1,427 |
| Pre-tax net operating income | $8,081,000 | 965 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,351,000 | 794 |
| Income before extraordinary items | $4,730,000 | 1,141 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,730,000 | 1,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 889 |
| Cash dividends | $2,850,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,730,000 | 1,108 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,480,000 | 844 |
| Total interest expense | $19,291,000 | 850 |
| Net interest income | $21,189,000 | 849 |
| Provision for loan and lease losses | $949,000 | 1,028 |
| Total noninterest income | $3,191,000 | 1,238 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,236,000 | 580 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $955,000 | 1,791 |
| Total noninterest expense | $14,682,000 | 951 |
| Salaries and employee benefits | $9,293,000 | 739 |
| Premises and equipment expense | $2,441,000 | 827 |
| Additional noninterest expense | $2,948,000 | 1,464 |
| Pre-tax net operating income | $8,749,000 | 931 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $2,974,000 | 940 |
| Income before extraordinary items | $5,777,000 | 967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,777,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,357 |
| Cash dividends | $4,125,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,775,680 | 939 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,206,000 | 1,967 |
| Total interest expense | $7,956,000 | 1,973 |
| Net interest income | $9,250,000 | 1,937 |
| Provision for loan and lease losses | $236,000 | 3,071 |
| Total noninterest income | $1,251,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $968,000 | 1,390 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $7,091,000 | 1,979 |
| Salaries and employee benefits | $2,726,000 | 2,441 |
| Premises and equipment expense | $868,000 | 2,275 |
| Additional noninterest expense | $3,497,000 | 1,517 |
| Pre-tax net operating income | $3,174,000 | 2,249 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $1,117,000 | 2,133 |
| Income before extraordinary items | $2,066,000 | 2,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,066,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $1,725,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,060,150 | 2,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,412,000 | 2,048 |
| Total interest expense | $8,045,000 | 1,942 |
| Net interest income | $8,367,000 | 2,144 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $1,685,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $917,000 | 1,492 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $768,000 | 2,172 |
| Total noninterest expense | $6,949,000 | 1,984 |
| Salaries and employee benefits | $3,554,000 | 1,863 |
| Premises and equipment expense | $1,232,000 | 1,640 |
| Additional noninterest expense | $2,163,000 | 2,253 |
| Pre-tax net operating income | $3,087,000 | 2,376 |
| Securities gains (losses) | $60,000 | 1,194 |
| Applicable income taxes | $1,074,000 | 2,236 |
| Income before extraordinary items | $2,073,000 | 2,422 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,073,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $1,225,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,033,400 | 2,452 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,888,000 | 2,208 |
| Total interest expense | $6,292,000 | 1,984 |
| Net interest income | $7,596,000 | 2,377 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,742,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $942,000 | 1,431 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $800,000 | 2,135 |
| Total noninterest expense | $7,095,000 | 2,014 |
| Salaries and employee benefits | $3,522,000 | 1,893 |
| Premises and equipment expense | $1,188,000 | 1,735 |
| Additional noninterest expense | $2,385,000 | 2,219 |
| Pre-tax net operating income | $2,243,000 | 3,117 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $725,000 | 3,013 |
| Income before extraordinary items | $1,521,000 | 3,136 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,521,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,518,960 | 3,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,968,000 | 2,229 |
| Total interest expense | $6,252,000 | 2,070 |
| Net interest income | $7,716,000 | 2,323 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $1,704,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $954,000 | 1,411 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $750,000 | 2,481 |
| Total noninterest expense | $6,292,000 | 2,298 |
| Salaries and employee benefits | $3,182,000 | 2,083 |
| Premises and equipment expense | $857,000 | 2,386 |
| Additional noninterest expense | $2,253,000 | 2,464 |
| Pre-tax net operating income | $3,093,000 | 2,204 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $980,000 | 2,302 |
| Income before extraordinary items | $2,119,000 | 2,360 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,119,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 6,663 |
| Cash dividends | $1,450,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,114,920 | 2,226 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,531,000 | 2,271 |
| Total interest expense | $7,475,000 | 2,269 |
| Net interest income | $8,056,000 | 2,258 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $1,367,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $813,000 | 1,674 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $554,000 | 2,984 |
| Total noninterest expense | $5,960,000 | 2,435 |
| Salaries and employee benefits | $3,051,000 | 2,145 |
| Premises and equipment expense | $792,000 | 2,629 |
| Additional noninterest expense | $2,117,000 | 2,668 |
| Pre-tax net operating income | $3,286,000 | 1,890 |
| Securities gains (losses) | $185,000 | 2,120 |
| Applicable income taxes | $1,156,000 | 1,823 |
| Income before extraordinary items | $2,315,000 | 1,981 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,315,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 4,645 |
| Cash dividends | $775,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,191,050 | 1,919 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.