Home > Aliant Bank > Net charge- offs to loans
Aliant Bank, Net charge- offs to loans
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6542% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9125% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 12.0105% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0137% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5061% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2369% | 1,379 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3973% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1551% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4428% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3431% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6079% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0362% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 15.5769% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0869% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9779% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1903% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2501% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1455% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0630% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8920% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.2632% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2391% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 28.5078% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7259% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5809% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0031% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6591% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6318% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1604% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7445% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9879% | 284 |
| Percentage Net Loans Charged-off:Construction & development | 13.3290% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2862% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6675% | 1,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7579% | 1,042 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6046% | 1,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6190% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2699% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1305% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3965% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 15.2232% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8137% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7036% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6484% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7419% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9844% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7531% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4083% | 177 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6752% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 19.0960% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3028% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6069% | 1,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1353% | 1,286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9340% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6714% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2773% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3157% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3767% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.5753% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 7,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1734% | 875 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 7,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0984% | 6,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1962% | 3,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3021% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2519% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 9.4526% | 645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5061% | 1,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 2,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1585% | 1,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 2,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3593% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8577% | 3,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8382% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0221% | 486 |
| Percentage Net Loans Charged-off:Construction & development | 8.4137% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4203% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 3,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 1,609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2519% | 2,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9024% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9079% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0062% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2528% | 404 |
| Percentage Net Loans Charged-off:Construction & development | 9.1177% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2530% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 3,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6064% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7232% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6176% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 1.4858% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3106% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 6,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4060% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3570% | 864 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4388% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 2.9488% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4441% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3446% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5182% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9297% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7953% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6203% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7047% | 888 |
| Percentage Net Loans Charged-off:Construction & development | 1.5519% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 7,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1916% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0229% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5582% | 3,044 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5018% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5703% | 830 |
| Percentage Net Loans Charged-off:Construction & development | 1.2191% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 7,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 1,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6055% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2756% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3152% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.5582% | 598 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 1,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2817% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 7,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6449% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3084% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3399% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.6516% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 3,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4124% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0103% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2056% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0168% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2071% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2819% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1569% | 3,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1220% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1744% | 7,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 3,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0264% | 8,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0778% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2013% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.1011% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 7,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 8,025 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 8,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4466% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3661% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.1542% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 7,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 1,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 5,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1431% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2126% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 2,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.1777% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 8,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 5,993 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 7,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 6,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5960% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.2500% | 215 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 8,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0117% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 7,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0922% | 7,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5017% | 3,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0421% | 7,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 8,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2583% | 7,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0448% | 5,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 4,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 8,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0901% | 8,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2171% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0749% | 7,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 2,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0374% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0380% | 1,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0503% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0895% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1184% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 3,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6696% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0522% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0680% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1624% | 2,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7156% | 2,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3464% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1096% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 1,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0047% | 5,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1887% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1538% | 7,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2527% | 4,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2752% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3272% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6854% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2462% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3589% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1945% | 1,604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 7,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 5,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0600% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 8,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0870% | 1,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2477% | 3,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 5,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0809% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1507% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1699% | 3,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4061% | 4,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.1249% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2309% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2293% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3254% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0730% | 7,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1879% | 4,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5681% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3027% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.3847% | 384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4348% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2169% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2273% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3836% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9693% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 5,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0720% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.1484% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 4,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3733% | 4,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.2051% | 99 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0627% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1080% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 280 |
| Percentage Net Loans Charged-off:Construction & development | 0.2667% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1055% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0471% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4479% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1305% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5881% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 4,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3495% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5976% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0190% | 10,312 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 6,851 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 8,933 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 8,140 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |