Home > Aliant Bank > Assets and Liabilities
Aliant Bank, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 263 | 555 |
| Assets and Liabilities | ||
| Total Assets: | $928,608,000 | 723 |
| Cash and due from depository institutions | $20,003,000 | 555 |
| Interest-bearing balances | $2,862,000 | 4,828 |
| Securities | $159,094,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $665,505,000 | 617 |
| Loan loss allowance | $20,463,000 | 407 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $20,555,000 | 534 |
| Other real estate owned | $17,971,000 | 555 |
| Goodwill and other intangibles | $1,243,000 | 1,438 |
| All other assets | $44,237,000 | 522 |
| Life insurance assets | $11,835,000 | 603 |
| Total liabilities and capital | $928,608,000 | 723 |
| Total liabilities | $828,463,000 | 720 |
| Total deposits | $742,971,000 | 715 |
| Interest-bearing deposits | $567,170,000 | 803 |
| Deposits held in domestic offices | $742,971,000 | 712 |
| % insured | 77.41% | 6,621 |
| Federal funds purchased & repurchase agreements | $2,519,000 | 1,582 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $79,528,000 | 401 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,445,000 | 1,408 |
| Total equity capital | $100,145,000 | 716 |
| Total bank equity capital | $100,145,000 | 716 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $211,000 | 4,699 |
| Surplus | $71,674,000 | 537 |
| Undivided profits | $28,260,000 | 1,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $31,565,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 737 |
| Income earned, not collected on loans | $2,892,000 | 963 |
| Earning assets | $827,461,000 | 741 |
| Long-term assets (5+ years) | $256,909,000 | 602 |
| Average Assets, year-to-date | $934,755,750 | 707 |
| Average Assets, quarterly | $936,666,500 | 708 |
| Volatile liabilities | $68,900,000 | 777 |
| Insider loans | $9,575,000 | 648 |
| FHLB advances | $79,528,000 | 353 |
| Loans and leases held for sale | $11,500,000 | 298 |
| Unused loan commitments | $121,700,000 | 619 |
| Tier 1 (core) risk-based capital | $75,521,000 | 855 |
| Tier 2 risk-based capital | $8,592,000 | 626 |
| Total risk weighted assets | $671,839,000 | 651 |
| Total unused commitments | $121,700,000 | 619 |
| Derivatives | $45,901,000 | 323 |
| 2011-06-30 | Rank | |
| # of Employees: | 259 | 570 |
| Assets and Liabilities | ||
| Total Assets: | $944,725,000 | 711 |
| Cash and due from depository institutions | $15,897,000 | 570 |
| Interest-bearing balances | $2,031,000 | 5,088 |
| Securities | $179,633,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $663,294,000 | 623 |
| Loan loss allowance | $20,214,000 | 427 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $20,834,000 | 531 |
| Other real estate owned | $17,316,000 | 570 |
| Goodwill and other intangibles | $1,243,000 | 1,463 |
| All other assets | $46,508,000 | 506 |
| Life insurance assets | $11,790,000 | 599 |
| Total liabilities and capital | $944,726,000 | 711 |
| Total liabilities | $847,955,000 | 708 |
| Total deposits | $761,676,000 | 699 |
| Interest-bearing deposits | $569,255,000 | 807 |
| Deposits held in domestic offices | $761,676,000 | 694 |
| % insured | 76.02% | 6,800 |
| Federal funds purchased & repurchase agreements | $2,544,000 | 1,594 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $80,297,000 | 415 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,438,000 | 1,333 |
| Total equity capital | $96,771,000 | 733 |
| Total bank equity capital | $96,771,000 | 733 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $211,000 | 4,758 |
| Surplus | $71,652,000 | 544 |
| Undivided profits | $24,908,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $37,689,000 | 454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 761 |
| Income earned, not collected on loans | $3,089,000 | 882 |
| Earning assets | $844,958,000 | 713 |
| Long-term assets (5+ years) | $263,564,000 | 583 |
| Average Assets, year-to-date | $936,805,000 | 715 |
| Average Assets, quarterly | $952,793,500 | 708 |
| Volatile liabilities | $53,645,000 | 1,003 |
| Insider loans | $9,697,000 | 660 |
| FHLB advances | $80,297,000 | 364 |
| Loans and leases held for sale | $5,349,000 | 358 |
| Unused loan commitments | $114,768,000 | 637 |
| Tier 1 (core) risk-based capital | $73,207,000 | 880 |
| Tier 2 risk-based capital | $8,596,000 | 633 |
| Total risk weighted assets | $673,403,000 | 652 |
| Total unused commitments | $114,768,000 | 638 |
| Derivatives | $23,481,000 | 359 |
| 2011-03-31 | Rank | |
| # of Employees: | 255 | 583 |
| Assets and Liabilities | ||
| Total Assets: | $960,862,000 | 705 |
| Cash and due from depository institutions | $14,764,000 | 583 |
| Interest-bearing balances | $1,145,000 | 5,574 |
| Securities | $200,688,000 | 733 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $657,892,000 | 633 |
| Loan loss allowance | $15,187,000 | 563 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $20,906,000 | 527 |
| Other real estate owned | $18,601,000 | 583 |
| Goodwill and other intangibles | $1,243,000 | 1,463 |
| All other assets | $46,768,000 | 512 |
| Life insurance assets | $11,741,000 | 598 |
| Total liabilities and capital | $960,862,000 | 705 |
| Total liabilities | $863,526,000 | 706 |
| Total deposits | $754,759,000 | 715 |
| Interest-bearing deposits | $582,535,000 | 799 |
| Deposits held in domestic offices | $754,759,000 | 711 |
| % insured | 79.28% | 6,517 |
| Federal funds purchased & repurchase agreements | $6,199,000 | 1,158 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $98,415,000 | 369 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,153,000 | 1,158 |
| Total equity capital | $97,336,000 | 704 |
| Total bank equity capital | $97,336,000 | 703 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $211,000 | 4,807 |
| Surplus | $71,743,000 | 543 |
| Undivided profits | $25,382,000 | 1,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $32,134,000 | 541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $182,000 | 721 |
| Income earned, not collected on loans | $3,146,000 | 885 |
| Earning assets | $859,725,000 | 707 |
| Long-term assets (5+ years) | $287,757,000 | 517 |
| Average Assets, year-to-date | $932,845,000 | 723 |
| Average Assets, quarterly | $932,845,000 | 723 |
| Volatile liabilities | $77,296,000 | 747 |
| Insider loans | $9,917,000 | 643 |
| FHLB advances | $98,415,000 | 312 |
| Loans and leases held for sale | $3,244,000 | 418 |
| Unused loan commitments | $108,124,000 | 683 |
| Tier 1 (core) risk-based capital | $77,061,000 | 815 |
| Tier 2 risk-based capital | $8,574,000 | 644 |
| Total risk weighted assets | $676,972,000 | 655 |
| Total unused commitments | $108,124,000 | 684 |
| Derivatives | $15,265,000 | 404 |
| 2010-12-31 | Rank | |
| # of Employees: | 255 | 579 |
| Assets and Liabilities | ||
| Total Assets: | $905,135,000 | 749 |
| Cash and due from depository institutions | $11,706,000 | 579 |
| Interest-bearing balances | $2,479,000 | 4,773 |
| Securities | $183,223,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $622,774,000 | 686 |
| Loan loss allowance | $21,568,000 | 411 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $21,064,000 | 524 |
| Other real estate owned | $20,621,000 | 579 |
| Goodwill and other intangibles | $1,243,000 | 1,471 |
| All other assets | $44,504,000 | 539 |
| Life insurance assets | $11,692,000 | 591 |
| Total liabilities and capital | $905,135,000 | 749 |
| Total liabilities | $806,282,000 | 757 |
| Total deposits | $719,217,000 | 743 |
| Interest-bearing deposits | $553,044,000 | 844 |
| Deposits held in domestic offices | $719,217,000 | 740 |
| % insured | 87.05% | 4,994 |
| Federal funds purchased & repurchase agreements | $6,268,000 | 1,207 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $76,334,000 | 481 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,463,000 | 1,083 |
| Total equity capital | $98,853,000 | 692 |
| Total bank equity capital | $98,853,000 | 690 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $211,000 | 4,870 |
| Surplus | $71,704,000 | 540 |
| Undivided profits | $26,938,000 | 1,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $31,368,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $183,000 | 800 |
| Income earned, not collected on loans | $2,957,000 | 970 |
| Earning assets | $808,476,000 | 761 |
| Long-term assets (5+ years) | $245,426,000 | 584 |
| Average Assets, year-to-date | $976,953,200 | 676 |
| Average Assets, quarterly | $927,910,500 | 737 |
| Volatile liabilities | $160,931,000 | 857 |
| Insider loans | $8,541,000 | 772 |
| FHLB advances | $76,334,000 | 429 |
| Loans and leases held for sale | $7,704,000 | 415 |
| Unused loan commitments | $113,717,000 | 650 |
| Tier 1 (core) risk-based capital | $79,588,000 | 781 |
| Tier 2 risk-based capital | $8,369,000 | 673 |
| Total risk weighted assets | $653,840,000 | 692 |
| Total unused commitments | $113,717,000 | 652 |
| Derivatives | $18,340,000 | 421 |
| 2010-09-30 | Rank | |
| # of Employees: | 255 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $950,686,000 | 717 |
| Cash and due from depository institutions | $69,326,000 | 575 |
| Interest-bearing balances | $54,177,000 | 662 |
| Securities | $200,307,000 | 677 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $601,014,000 | 724 |
| Loan loss allowance | $18,851,000 | 459 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,440,000 | 516 |
| Other real estate owned | $16,473,000 | 575 |
| Goodwill and other intangibles | $1,243,000 | 1,471 |
| All other assets | $40,883,000 | 582 |
| Life insurance assets | $11,586,000 | 590 |
| Total liabilities and capital | $950,686,000 | 717 |
| Total liabilities | $845,925,000 | 729 |
| Total deposits | $757,349,000 | 706 |
| Interest-bearing deposits | $589,704,000 | 793 |
| Deposits held in domestic offices | $757,349,000 | 703 |
| % insured | 81.24% | 5,902 |
| Federal funds purchased & repurchase agreements | $6,909,000 | 1,151 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $76,352,000 | 515 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,315,000 | 1,028 |
| Total equity capital | $104,761,000 | 669 |
| Total bank equity capital | $104,761,000 | 668 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $211,000 | 4,953 |
| Surplus | $71,666,000 | 534 |
| Undivided profits | $32,884,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $35,697,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $176,000 | 824 |
| Income earned, not collected on loans | $3,188,000 | 940 |
| Earning assets | $855,498,000 | 715 |
| Long-term assets (5+ years) | $211,020,000 | 652 |
| Average Assets, year-to-date | $994,907,750 | 662 |
| Average Assets, quarterly | $989,244,500 | 676 |
| Volatile liabilities | $174,097,000 | 809 |
| Insider loans | $7,586,000 | 918 |
| FHLB advances | $76,352,000 | 462 |
| Loans and leases held for sale | $12,808,000 | 310 |
| Unused loan commitments | $107,033,000 | 703 |
| Tier 1 (core) risk-based capital | $82,699,000 | 745 |
| Tier 2 risk-based capital | $8,047,000 | 714 |
| Total risk weighted assets | $629,671,000 | 731 |
| Total unused commitments | $107,033,000 | 706 |
| Derivatives | $46,226,000 | 324 |
| 2010-06-30 | Rank | |
| # of Employees: | 246 | 600 |
| Assets and Liabilities | ||
| Total Assets: | $1,027,803,000 | 655 |
| Cash and due from depository institutions | $71,599,000 | 600 |
| Interest-bearing balances | $57,793,000 | 611 |
| Securities | $256,578,000 | 521 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 779 |
| Net loans & leases | $610,147,000 | 715 |
| Loan loss allowance | $19,150,000 | 462 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $21,707,000 | 510 |
| Other real estate owned | $14,622,000 | 600 |
| Goodwill and other intangibles | $1,243,000 | 1,476 |
| All other assets | $41,907,000 | 569 |
| Life insurance assets | $11,534,000 | 594 |
| Total liabilities and capital | $1,027,803,000 | 655 |
| Total liabilities | $923,389,000 | 654 |
| Total deposits | $833,043,000 | 638 |
| Interest-bearing deposits | $660,109,000 | 696 |
| Deposits held in domestic offices | $833,043,000 | 634 |
| % insured | 82.08% | 5,857 |
| Federal funds purchased & repurchase agreements | $7,828,000 | 1,085 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $76,370,000 | 539 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,148,000 | 867 |
| Total equity capital | $104,414,000 | 653 |
| Total bank equity capital | $104,414,000 | 653 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $211,000 | 4,999 |
| Surplus | $71,644,000 | 534 |
| Undivided profits | $32,559,000 | 1,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $29,528,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $3,863,000 | 744 |
| Earning assets | $934,518,000 | 646 |
| Long-term assets (5+ years) | $224,896,000 | 595 |
| Average Assets, year-to-date | $1,009,648,330 | 654 |
| Average Assets, quarterly | $1,024,086,500 | 651 |
| Volatile liabilities | $226,432,000 | 609 |
| Insider loans | $7,861,000 | 900 |
| FHLB advances | $76,370,000 | 489 |
| Loans and leases held for sale | $4,375,000 | 497 |
| Unused loan commitments | $108,243,000 | 688 |
| Tier 1 (core) risk-based capital | $83,917,000 | 730 |
| Tier 2 risk-based capital | $8,439,000 | 686 |
| Total risk weighted assets | $661,935,000 | 691 |
| Total unused commitments | $108,243,000 | 689 |
| Derivatives | $20,936,000 | 392 |
| 2010-03-31 | Rank | |
| # of Employees: | 242 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $1,020,370,000 | 670 |
| Cash and due from depository institutions | $95,211,000 | 612 |
| Interest-bearing balances | $83,951,000 | 432 |
| Securities | $197,788,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 937 |
| Net loans & leases | $640,212,000 | 688 |
| Loan loss allowance | $26,311,000 | 367 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $22,062,000 | 508 |
| Other real estate owned | $15,115,000 | 612 |
| Goodwill and other intangibles | $1,243,000 | 1,488 |
| All other assets | $38,739,000 | 632 |
| Life insurance assets | $11,468,000 | 593 |
| Total liabilities and capital | $1,020,371,000 | 670 |
| Total liabilities | $918,709,000 | 668 |
| Total deposits | $829,951,000 | 658 |
| Interest-bearing deposits | $670,867,000 | 701 |
| Deposits held in domestic offices | $829,951,000 | 656 |
| % insured | 83.26% | 5,663 |
| Federal funds purchased & repurchase agreements | $5,856,000 | 1,274 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $76,388,000 | 579 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,514,000 | 849 |
| Total equity capital | $101,662,000 | 665 |
| Total bank equity capital | $101,662,000 | 664 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $211,000 | 5,074 |
| Surplus | $63,678,000 | 588 |
| Undivided profits | $37,773,000 | 860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $34,773,000 | 558 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $482,000 | 540 |
| Income earned, not collected on loans | $3,793,000 | 777 |
| Earning assets | $931,951,000 | 665 |
| Long-term assets (5+ years) | $157,859,000 | 881 |
| Average Assets, year-to-date | $1,000,571,000 | 676 |
| Average Assets, quarterly | $1,000,571,000 | 676 |
| Volatile liabilities | $242,590,000 | 597 |
| Insider loans | $8,005,000 | 931 |
| FHLB advances | $76,388,000 | 520 |
| Loans and leases held for sale | $4,413,000 | 393 |
| Unused loan commitments | $111,053,000 | 704 |
| Tier 1 (core) risk-based capital | $84,576,000 | 728 |
| Tier 2 risk-based capital | $8,743,000 | 688 |
| Total risk weighted assets | $679,341,000 | 699 |
| Total unused commitments | $111,053,000 | 704 |
| Derivatives | $11,974,000 | 469 |
| 2009-12-31 | Rank | |
| # of Employees: | 262 | 556 |
| Assets and Liabilities | ||
| Total Assets: | $980,772,000 | 690 |
| Cash and due from depository institutions | $108,159,000 | 556 |
| Interest-bearing balances | $95,003,000 | 335 |
| Securities | $143,398,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $649,933,000 | 688 |
| Loan loss allowance | $26,549,000 | 364 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $22,421,000 | 504 |
| Other real estate owned | $17,226,000 | 556 |
| Goodwill and other intangibles | $1,246,000 | 1,495 |
| All other assets | $38,389,000 | 645 |
| Life insurance assets | $11,399,000 | 592 |
| Total liabilities and capital | $980,772,000 | 690 |
| Total liabilities | $879,772,000 | 697 |
| Total deposits | $789,792,000 | 691 |
| Interest-bearing deposits | $641,757,000 | 741 |
| Deposits held in domestic offices | $789,792,000 | 688 |
| % insured | 86.39% | 4,921 |
| Federal funds purchased & repurchase agreements | $7,121,000 | 1,235 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $76,405,000 | 633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,454,000 | 837 |
| Total equity capital | $101,000,000 | 655 |
| Total bank equity capital | $101,000,000 | 653 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $211,000 | 5,128 |
| Surplus | $63,624,000 | 578 |
| Undivided profits | $37,165,000 | 863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $28,900,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $316,000 | 629 |
| Income earned, not collected on loans | $3,603,000 | 866 |
| Earning assets | $888,334,000 | 689 |
| Long-term assets (5+ years) | $171,727,000 | 819 |
| Average Assets, year-to-date | $978,654,200 | 685 |
| Average Assets, quarterly | $992,207,500 | 688 |
| Volatile liabilities | $245,881,000 | 605 |
| Insider loans | $8,793,000 | 832 |
| FHLB advances | $76,405,000 | 564 |
| Loans and leases held for sale | $4,709,000 | 443 |
| Unused loan commitments | $111,473,000 | 714 |
| Tier 1 (core) risk-based capital | $83,128,000 | 724 |
| Tier 2 risk-based capital | $8,706,000 | 710 |
| Total risk weighted assets | $676,388,000 | 717 |
| Total unused commitments | $111,473,000 | 714 |
| Derivatives | $16,302,000 | 408 |
| 2009-09-30 | Rank | |
| # of Employees: | 263 | 567 |
| Assets and Liabilities | ||
| Total Assets: | $1,003,643,000 | 696 |
| Cash and due from depository institutions | $119,661,000 | 567 |
| Interest-bearing balances | $105,821,000 | 302 |
| Securities | $132,556,000 | 966 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $677,193,000 | 687 |
| Loan loss allowance | $19,739,000 | 459 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $22,757,000 | 498 |
| Other real estate owned | $23,194,000 | 567 |
| Goodwill and other intangibles | $1,251,000 | 1,543 |
| All other assets | $27,031,000 | 814 |
| Life insurance assets | $11,272,000 | 597 |
| Total liabilities and capital | $1,003,643,000 | 696 |
| Total liabilities | $928,593,000 | 675 |
| Total deposits | $823,204,000 | 663 |
| Interest-bearing deposits | $677,763,000 | 711 |
| Deposits held in domestic offices | $823,204,000 | 659 |
| % insured | 83.68% | 5,798 |
| Federal funds purchased & repurchase agreements | $12,459,000 | 961 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $86,422,000 | 597 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,508,000 | 915 |
| Total equity capital | $75,050,000 | 893 |
| Total bank equity capital | $75,050,000 | 893 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $211,000 | 5,193 |
| Surplus | $28,811,000 | 1,161 |
| Undivided profits | $46,028,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $35,118,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 464 |
| Income earned, not collected on loans | $3,914,000 | 830 |
| Earning assets | $915,570,000 | 690 |
| Long-term assets (5+ years) | $176,800,000 | 781 |
| Average Assets, year-to-date | $978,124,750 | 698 |
| Average Assets, quarterly | $979,143,000 | 704 |
| Volatile liabilities | $255,555,000 | 619 |
| Insider loans | $8,184,000 | 938 |
| FHLB advances | $86,422,000 | 530 |
| Loans and leases held for sale | $4,106,000 | 437 |
| Unused loan commitments | $115,687,000 | 725 |
| Tier 1 (core) risk-based capital | $63,827,000 | 971 |
| Tier 2 risk-based capital | $9,069,000 | 690 |
| Total risk weighted assets | $712,939,000 | 702 |
| Total unused commitments | $115,687,000 | 726 |
| Derivatives | $15,384,000 | 440 |
| 2009-06-30 | Rank | |
| # of Employees: | 263 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $954,643,000 | 740 |
| Cash and due from depository institutions | $38,826,000 | 577 |
| Interest-bearing balances | $21,421,000 | 1,009 |
| Securities | $136,813,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $704,085,000 | 677 |
| Loan loss allowance | $17,055,000 | 501 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $23,206,000 | 493 |
| Other real estate owned | $23,584,000 | 577 |
| Goodwill and other intangibles | $1,256,000 | 1,551 |
| All other assets | $26,873,000 | 830 |
| Life insurance assets | $11,187,000 | 610 |
| Total liabilities and capital | $954,643,000 | 740 |
| Total liabilities | $876,410,000 | 728 |
| Total deposits | $755,139,000 | 732 |
| Interest-bearing deposits | $615,794,000 | 783 |
| Deposits held in domestic offices | $755,139,000 | 730 |
| % insured | 71.23% | 5,836 |
| Federal funds purchased & repurchase agreements | $16,499,000 | 832 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $96,439,000 | 579 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,333,000 | 766 |
| Total equity capital | $78,233,000 | 861 |
| Total bank equity capital | $78,233,000 | 858 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $211,000 | 5,261 |
| Surplus | $28,749,000 | 1,178 |
| Undivided profits | $49,273,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $27,214,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $237,000 | 671 |
| Income earned, not collected on loans | $4,181,000 | 770 |
| Earning assets | $862,319,000 | 739 |
| Long-term assets (5+ years) | $179,676,000 | 763 |
| Average Assets, year-to-date | $969,618,670 | 718 |
| Average Assets, quarterly | $968,696,000 | 724 |
| Volatile liabilities | $236,876,000 | 663 |
| Insider loans | $8,285,000 | 942 |
| FHLB advances | $96,439,000 | 503 |
| Loans and leases held for sale | $5,989,000 | 504 |
| Unused loan commitments | $119,804,000 | 737 |
| Tier 1 (core) risk-based capital | $70,002,000 | 897 |
| Tier 2 risk-based capital | $9,321,000 | 690 |
| Total risk weighted assets | $736,003,000 | 705 |
| Total unused commitments | $119,804,000 | 738 |
| Derivatives | $21,261,000 | 413 |
| 2009-03-31 | Rank | |
| # of Employees: | 262 | 585 |
| Assets and Liabilities | ||
| Total Assets: | $982,749,000 | 718 |
| Cash and due from depository institutions | $40,468,000 | 585 |
| Interest-bearing balances | $26,418,000 | 729 |
| Securities | $145,974,000 | 851 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $730,176,000 | 665 |
| Loan loss allowance | $14,047,000 | 552 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $23,386,000 | 488 |
| Other real estate owned | $16,281,000 | 585 |
| Goodwill and other intangibles | $1,261,000 | 1,565 |
| All other assets | $25,203,000 | 870 |
| Life insurance assets | $11,112,000 | 612 |
| Total liabilities and capital | $982,749,000 | 718 |
| Total liabilities | $899,331,000 | 706 |
| Total deposits | $742,649,000 | 732 |
| Interest-bearing deposits | $607,116,000 | 780 |
| Deposits held in domestic offices | $742,649,000 | 730 |
| % insured | 69.74% | 6,126 |
| Federal funds purchased & repurchase agreements | $12,611,000 | 971 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $136,456,000 | 460 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $7,615,000 | 819 |
| Total equity capital | $83,418,000 | 800 |
| Total bank equity capital | $83,418,000 | 798 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $211,000 | 5,295 |
| Surplus | $21,037,000 | 1,505 |
| Undivided profits | $62,170,000 | 533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $33,978,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $434,000 | 453 |
| Income earned, not collected on loans | $4,527,000 | 707 |
| Earning assets | $902,568,000 | 707 |
| Long-term assets (5+ years) | $190,892,000 | 704 |
| Average Assets, year-to-date | $977,106,500 | 711 |
| Average Assets, quarterly | $977,106,500 | 711 |
| Volatile liabilities | $258,090,000 | 629 |
| Insider loans | $7,918,000 | 994 |
| FHLB advances | $96,456,000 | 536 |
| Loans and leases held for sale | $11,453,000 | 281 |
| Unused loan commitments | $139,189,000 | 690 |
| Tier 1 (core) risk-based capital | $75,508,000 | 821 |
| Tier 2 risk-based capital | $9,358,000 | 680 |
| Total risk weighted assets | $750,844,000 | 701 |
| Total unused commitments | $139,189,000 | 690 |
| Derivatives | $77,821,000 | 256 |
| 2008-12-31 | Rank | |
| # of Employees: | 267 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $971,464,000 | 709 |
| Cash and due from depository institutions | $13,446,000 | 568 |
| Interest-bearing balances | $1,115,000 | 3,600 |
| Securities | $151,941,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $741,566,000 | 656 |
| Loan loss allowance | $13,250,000 | 571 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $22,987,000 | 492 |
| Other real estate owned | $13,344,000 | 568 |
| Goodwill and other intangibles | $1,291,000 | 1,561 |
| All other assets | $26,889,000 | 826 |
| Life insurance assets | $12,641,000 | 523 |
| Total liabilities and capital | $971,464,000 | 709 |
| Total liabilities | $887,878,000 | 699 |
| Total deposits | $678,679,000 | 773 |
| Interest-bearing deposits | $565,069,000 | 818 |
| Deposits held in domestic offices | $678,679,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,564,000 | 663 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $174,172,000 | 398 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,463,000 | 846 |
| Total equity capital | $83,586,000 | 788 |
| Total bank equity capital | $83,586,000 | 788 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $211,000 | 5,330 |
| Surplus | $20,976,000 | 1,478 |
| Undivided profits | $62,399,000 | 523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,449,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $441,000 | 416 |
| Income earned, not collected on loans | $4,355,000 | 772 |
| Earning assets | $894,622,000 | 695 |
| Long-term assets (5+ years) | $185,987,000 | 705 |
| Average Assets, year-to-date | $961,635,400 | 688 |
| Average Assets, quarterly | $978,403,500 | 693 |
| Volatile liabilities | $295,151,000 | 557 |
| Insider loans | $8,038,000 | 982 |
| FHLB advances | $96,472,000 | 589 |
| Loans and leases held for sale | $4,587,000 | 370 |
| Unused loan commitments | $141,501,000 | 698 |
| Tier 1 (core) risk-based capital | $76,437,000 | 796 |
| Tier 2 risk-based capital | $9,703,000 | 641 |
| Total risk weighted assets | $770,987,000 | 670 |
| Total unused commitments | $141,501,000 | 698 |
| Derivatives | $21,947,000 | 401 |
| 2008-09-30 | Rank | |
| # of Employees: | 262 | 595 |
| Assets and Liabilities | ||
| Total Assets: | $985,343,000 | 684 |
| Cash and due from depository institutions | $22,263,000 | 595 |
| Interest-bearing balances | $34,000 | 5,947 |
| Securities | $152,889,000 | 762 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $742,614,000 | 655 |
| Loan loss allowance | $12,895,000 | 536 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $21,875,000 | 536 |
| Other real estate owned | $10,407,000 | 595 |
| Goodwill and other intangibles | $1,271,000 | 1,619 |
| All other assets | $34,024,000 | 645 |
| Life insurance assets | $12,522,000 | 526 |
| Total liabilities and capital | $985,343,000 | 684 |
| Total liabilities | $898,623,000 | 683 |
| Total deposits | $714,686,000 | 716 |
| Interest-bearing deposits | $582,667,000 | 777 |
| Deposits held in domestic offices | $714,686,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,990,000 | 739 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $150,388,000 | 473 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,559,000 | 814 |
| Total equity capital | $86,720,000 | 782 |
| Total bank equity capital | $86,720,000 | 782 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $211,000 | 5,380 |
| Surplus | $20,906,000 | 1,450 |
| Undivided profits | $65,603,000 | 523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,343,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $260,000 | 539 |
| Income earned, not collected on loans | $5,416,000 | 640 |
| Earning assets | $895,537,000 | 684 |
| Long-term assets (5+ years) | $173,518,000 | 767 |
| Average Assets, year-to-date | $959,178,250 | 689 |
| Average Assets, quarterly | $974,603,500 | 694 |
| Volatile liabilities | $224,085,000 | 690 |
| Insider loans | $7,812,000 | 1,005 |
| FHLB advances | $136,988,000 | 454 |
| Loans and leases held for sale | $9,641,000 | 216 |
| Unused loan commitments | $148,585,000 | 705 |
| Tier 1 (core) risk-based capital | $84,364,000 | 731 |
| Tier 2 risk-based capital | $9,813,000 | 623 |
| Total risk weighted assets | $781,114,000 | 663 |
| Total unused commitments | $148,585,000 | 705 |
| Derivatives | $74,105,000 | 214 |
| 2008-06-30 | Rank | |
| # of Employees: | 266 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $963,864,000 | 700 |
| Cash and due from depository institutions | $20,992,000 | 594 |
| Interest-bearing balances | $8,000 | 6,477 |
| Securities | $153,764,000 | 773 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $725,927,000 | 670 |
| Loan loss allowance | $11,034,000 | 585 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $20,991,000 | 547 |
| Other real estate owned | $9,108,000 | 594 |
| Goodwill and other intangibles | $1,276,000 | 1,641 |
| All other assets | $31,806,000 | 669 |
| Life insurance assets | $12,402,000 | 534 |
| Total liabilities and capital | $963,864,000 | 700 |
| Total liabilities | $876,556,000 | 693 |
| Total deposits | $736,045,000 | 684 |
| Interest-bearing deposits | $606,843,000 | 727 |
| Deposits held in domestic offices | $736,045,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,316,000 | 1,184 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $119,605,000 | 555 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $8,590,000 | 745 |
| Total equity capital | $87,308,000 | 786 |
| Total bank equity capital | $87,308,000 | 786 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $211,000 | 5,427 |
| Surplus | $20,855,000 | 1,432 |
| Undivided profits | $66,242,000 | 532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,327,000 | 996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,782,000 | 597 |
| Earning assets | $879,699,000 | 694 |
| Long-term assets (5+ years) | $171,513,000 | 754 |
| Average Assets, year-to-date | $950,456,670 | 698 |
| Average Assets, quarterly | $959,992,000 | 700 |
| Volatile liabilities | $213,167,000 | 722 |
| Insider loans | $7,432,000 | 1,056 |
| FHLB advances | $97,005,000 | 594 |
| Loans and leases held for sale | $4,944,000 | 367 |
| Unused loan commitments | $151,194,000 | 715 |
| Tier 1 (core) risk-based capital | $84,979,000 | 729 |
| Tier 2 risk-based capital | $9,672,000 | 622 |
| Total risk weighted assets | $771,161,000 | 670 |
| Total unused commitments | $151,194,000 | 715 |
| Derivatives | $87,441,000 | 201 |
| 2008-03-31 | Rank | |
| # of Employees: | 262 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $956,120,000 | 707 |
| Cash and due from depository institutions | $24,685,000 | 594 |
| Interest-bearing balances | $83,000 | 5,266 |
| Securities | $157,809,000 | 761 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $713,448,000 | 681 |
| Loan loss allowance | $10,887,000 | 542 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $21,196,000 | 527 |
| Other real estate owned | $3,980,000 | 594 |
| Goodwill and other intangibles | $1,281,000 | 1,636 |
| All other assets | $33,721,000 | 610 |
| Life insurance assets | $12,284,000 | 532 |
| Total liabilities and capital | $956,120,000 | 707 |
| Total liabilities | $864,643,000 | 702 |
| Total deposits | $726,053,000 | 699 |
| Interest-bearing deposits | $599,984,000 | 746 |
| Deposits held in domestic offices | $726,053,000 | 696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,499,000 | 647 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $97,020,000 | 623 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,071,000 | 756 |
| Total equity capital | $91,477,000 | 766 |
| Total bank equity capital | $91,477,000 | 766 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $211,000 | 5,449 |
| Surplus | $20,783,000 | 1,418 |
| Undivided profits | $70,483,000 | 518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,149,000 | 487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $6,141,000 | 569 |
| Earning assets | $871,340,000 | 706 |
| Long-term assets (5+ years) | $165,496,000 | 766 |
| Average Assets, year-to-date | $943,753,000 | 707 |
| Average Assets, quarterly | $943,753,000 | 707 |
| Volatile liabilities | $176,283,000 | 841 |
| Insider loans | $6,155,000 | 1,268 |
| FHLB advances | $97,020,000 | 560 |
| Loans and leases held for sale | $6,085,000 | 365 |
| Unused loan commitments | $125,024,000 | 848 |
| Tier 1 (core) risk-based capital | $84,183,000 | 739 |
| Tier 2 risk-based capital | $9,499,000 | 616 |
| Total risk weighted assets | $756,590,000 | 673 |
| Total unused commitments | $125,024,000 | 849 |
| Derivatives | $94,951,000 | 202 |
| 2007-12-31 | Rank | |
| # of Employees: | 262 | 595 |
| Assets and Liabilities | ||
| Total Assets: | $931,386,000 | 727 |
| Cash and due from depository institutions | $17,324,000 | 595 |
| Interest-bearing balances | $69,000 | 5,163 |
| Securities | $154,718,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $701,832,000 | 686 |
| Loan loss allowance | $10,832,000 | 523 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $21,359,000 | 519 |
| Other real estate owned | $2,766,000 | 595 |
| Goodwill and other intangibles | $1,286,000 | 1,635 |
| All other assets | $32,101,000 | 630 |
| Life insurance assets | $12,164,000 | 534 |
| Total liabilities and capital | $931,386,000 | 727 |
| Total liabilities | $845,205,000 | 716 |
| Total deposits | $702,533,000 | 714 |
| Interest-bearing deposits | $579,565,000 | 770 |
| Deposits held in domestic offices | $702,533,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,456,000 | 1,224 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $120,536,000 | 487 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $10,680,000 | 652 |
| Total equity capital | $86,181,000 | 807 |
| Total bank equity capital | $86,181,000 | 807 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $211,000 | 5,486 |
| Surplus | $20,653,000 | 1,410 |
| Undivided profits | $65,317,000 | 567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,925,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,068 |
| Income earned, not collected on loans | $6,275,000 | 612 |
| Earning assets | $856,619,000 | 717 |
| Long-term assets (5+ years) | $130,549,000 | 907 |
| Average Assets, year-to-date | $909,195,600 | 709 |
| Average Assets, quarterly | $925,721,000 | 721 |
| Volatile liabilities | $177,629,000 | 837 |
| Insider loans | $6,213,000 | 1,248 |
| FHLB advances | $120,536,000 | 434 |
| Loans and leases held for sale | $3,810,000 | 433 |
| Unused loan commitments | $130,994,000 | 822 |
| Tier 1 (core) risk-based capital | $83,664,000 | 749 |
| Tier 2 risk-based capital | $9,269,000 | 613 |
| Total risk weighted assets | $738,391,000 | 698 |
| Total unused commitments | $130,994,000 | 822 |
| Derivatives | $84,884,000 | 197 |
| 2007-09-30 | Rank | |
| # of Employees: | 247 | 640 |
| Assets and Liabilities | ||
| Total Assets: | $920,056,000 | 717 |
| Cash and due from depository institutions | $19,392,000 | 640 |
| Interest-bearing balances | $78,000 | 4,927 |
| Securities | $139,777,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $708,513,000 | 655 |
| Loan loss allowance | $11,112,000 | 484 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $21,236,000 | 512 |
| Other real estate owned | $1,173,000 | 640 |
| Goodwill and other intangibles | $1,292,000 | 1,615 |
| All other assets | $28,673,000 | 691 |
| Life insurance assets | $12,046,000 | 524 |
| Total liabilities and capital | $920,056,000 | 717 |
| Total liabilities | $835,953,000 | 700 |
| Total deposits | $731,727,000 | 685 |
| Interest-bearing deposits | $604,662,000 | 736 |
| Deposits held in domestic offices | $731,727,000 | 682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,370,000 | 1,165 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $82,551,000 | 625 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,305,000 | 662 |
| Total equity capital | $84,103,000 | 815 |
| Total bank equity capital | $84,103,000 | 815 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $211,000 | 5,495 |
| Surplus | $20,486,000 | 1,392 |
| Undivided profits | $63,406,000 | 592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,331,000 | 750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,089 |
| Income earned, not collected on loans | $6,504,000 | 618 |
| Earning assets | $848,368,000 | 710 |
| Long-term assets (5+ years) | $147,315,000 | 795 |
| Average Assets, year-to-date | $903,648,000 | 713 |
| Average Assets, quarterly | $924,218,500 | 706 |
| Volatile liabilities | $160,760,000 | 896 |
| Insider loans | $6,077,000 | 1,228 |
| FHLB advances | $82,551,000 | 564 |
| Loans and leases held for sale | $4,922,000 | 351 |
| Unused loan commitments | $140,119,000 | 802 |
| Tier 1 (core) risk-based capital | $83,444,000 | 750 |
| Tier 2 risk-based capital | $9,250,000 | 601 |
| Total risk weighted assets | $737,026,000 | 683 |
| Total unused commitments | $140,119,000 | 802 |
| Derivatives | $92,991,000 | 197 |
| 2007-06-30 | Rank | |
| # of Employees: | 247 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $928,381,000 | 718 |
| Cash and due from depository institutions | $25,294,000 | 656 |
| Interest-bearing balances | $5,000 | 6,387 |
| Securities | $145,501,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $704,492,000 | 662 |
| Loan loss allowance | $9,805,000 | 551 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $21,447,000 | 507 |
| Other real estate owned | $1,013,000 | 656 |
| Goodwill and other intangibles | $1,296,000 | 1,621 |
| All other assets | $29,338,000 | 677 |
| Life insurance assets | $11,933,000 | 516 |
| Total liabilities and capital | $928,381,000 | 718 |
| Total liabilities | $848,711,000 | 703 |
| Total deposits | $731,945,000 | 700 |
| Interest-bearing deposits | $594,875,000 | 755 |
| Deposits held in domestic offices | $731,945,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,396,000 | 543 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $66,767,000 | 700 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,603,000 | 685 |
| Total equity capital | $79,670,000 | 857 |
| Total bank equity capital | $79,670,000 | 857 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $211,000 | 5,527 |
| Surplus | $20,390,000 | 1,396 |
| Undivided profits | $59,069,000 | 638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,970,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,095 |
| Income earned, not collected on loans | $6,698,000 | 585 |
| Earning assets | $849,998,000 | 713 |
| Long-term assets (5+ years) | $147,992,000 | 783 |
| Average Assets, year-to-date | $898,178,670 | 737 |
| Average Assets, quarterly | $915,469,000 | 722 |
| Volatile liabilities | $187,482,000 | 783 |
| Insider loans | $5,919,000 | 1,244 |
| FHLB advances | $66,767,000 | 629 |
| Loans and leases held for sale | $3,780,000 | 496 |
| Unused loan commitments | $140,468,000 | 804 |
| Tier 1 (core) risk-based capital | $82,197,000 | 768 |
| Tier 2 risk-based capital | $9,127,000 | 615 |
| Total risk weighted assets | $728,676,000 | 691 |
| Total unused commitments | $140,468,000 | 804 |
| Derivatives | $94,770,000 | 219 |
| 2007-03-31 | Rank | |
| # of Employees: | 261 | 595 |
| Assets and Liabilities | ||
| Total Assets: | $902,557,000 | 729 |
| Cash and due from depository institutions | $22,325,000 | 595 |
| Interest-bearing balances | $616,000 | 2,968 |
| Securities | $146,654,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $682,074,000 | 674 |
| Loan loss allowance | $9,677,000 | 551 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $21,323,000 | 497 |
| Other real estate owned | $1,222,000 | 595 |
| Goodwill and other intangibles | $1,302,000 | 1,607 |
| All other assets | $27,657,000 | 689 |
| Life insurance assets | $11,813,000 | 509 |
| Total liabilities and capital | $902,557,000 | 729 |
| Total liabilities | $820,887,000 | 711 |
| Total deposits | $694,891,000 | 734 |
| Interest-bearing deposits | $564,809,000 | 782 |
| Deposits held in domestic offices | $694,891,000 | 731 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,946,000 | 522 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $74,581,000 | 614 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,469,000 | 717 |
| Total equity capital | $81,670,000 | 824 |
| Total bank equity capital | $81,670,000 | 824 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $211,000 | 5,541 |
| Surplus | $19,986,000 | 1,404 |
| Undivided profits | $61,473,000 | 615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,057,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,005,000 | 615 |
| Earning assets | $829,344,000 | 729 |
| Long-term assets (5+ years) | $146,607,000 | 756 |
| Average Assets, year-to-date | $883,077,500 | 744 |
| Average Assets, quarterly | $883,077,500 | 744 |
| Volatile liabilities | $180,367,000 | 787 |
| Insider loans | $5,946,000 | 1,219 |
| FHLB advances | $74,581,000 | 555 |
| Loans and leases held for sale | $4,857,000 | 398 |
| Unused loan commitments | $146,014,000 | 786 |
| Tier 1 (core) risk-based capital | $82,019,000 | 751 |
| Tier 2 risk-based capital | $8,749,000 | 625 |
| Total risk weighted assets | $697,678,000 | 702 |
| Total unused commitments | $146,014,000 | 786 |
| Derivatives | $93,166,000 | 221 |
| 2006-12-31 | Rank | |
| # of Employees: | 260 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $863,598,000 | 757 |
| Cash and due from depository institutions | $22,833,000 | 606 |
| Interest-bearing balances | $4,170,000 | 1,223 |
| Securities | $137,272,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $653,031,000 | 696 |
| Loan loss allowance | $9,306,000 | 557 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $21,377,000 | 488 |
| Other real estate owned | $907,000 | 606 |
| Goodwill and other intangibles | $1,306,000 | 1,595 |
| All other assets | $26,872,000 | 709 |
| Life insurance assets | $11,694,000 | 503 |
| Total liabilities and capital | $863,598,000 | 757 |
| Total liabilities | $783,921,000 | 747 |
| Total deposits | $688,396,000 | 729 |
| Interest-bearing deposits | $562,430,000 | 771 |
| Deposits held in domestic offices | $688,396,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,462,000 | 714 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $59,596,000 | 760 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $10,467,000 | 658 |
| Total equity capital | $79,677,000 | 827 |
| Total bank equity capital | $79,677,000 | 827 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $211,000 | 5,564 |
| Surplus | $19,897,000 | 1,388 |
| Undivided profits | $59,569,000 | 619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,848,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,866,000 | 639 |
| Earning assets | $794,473,000 | 750 |
| Long-term assets (5+ years) | $135,533,000 | 810 |
| Average Assets, year-to-date | $876,022,200 | 704 |
| Average Assets, quarterly | $888,888,000 | 726 |
| Volatile liabilities | $146,517,000 | 1,060 |
| Insider loans | $6,141,000 | 1,160 |
| FHLB advances | $59,596,000 | 696 |
| Loans and leases held for sale | $2,312,000 | 622 |
| Unused loan commitments | $142,941,000 | 776 |
| Tier 1 (core) risk-based capital | $80,554,000 | 749 |
| Tier 2 risk-based capital | $8,565,000 | 639 |
| Total risk weighted assets | $683,283,000 | 713 |
| Total unused commitments | $142,941,000 | 776 |
| Derivatives | $90,136,000 | 216 |
| 2006-09-30 | Rank | |
| # of Employees: | 264 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $914,178,000 | 703 |
| Cash and due from depository institutions | $48,218,000 | 603 |
| Interest-bearing balances | $27,640,000 | 190 |
| Securities | $130,829,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 534 |
| Net loans & leases | $658,943,000 | 689 |
| Loan loss allowance | $9,320,000 | 569 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $21,309,000 | 472 |
| Other real estate owned | $895,000 | 603 |
| Goodwill and other intangibles | $1,311,000 | 1,577 |
| All other assets | $27,673,000 | 705 |
| Life insurance assets | $11,573,000 | 483 |
| Total liabilities and capital | $914,179,000 | 703 |
| Total liabilities | $838,168,000 | 689 |
| Total deposits | $757,514,000 | 646 |
| Interest-bearing deposits | $636,655,000 | 675 |
| Deposits held in domestic offices | $757,514,000 | 645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,767,000 | 1,593 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $65,111,000 | 738 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,776,000 | 682 |
| Total equity capital | $76,011,000 | 867 |
| Total bank equity capital | $76,011,000 | 867 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $211,000 | 5,611 |
| Surplus | $19,812,000 | 1,386 |
| Undivided profits | $55,988,000 | 665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,087,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,515,000 | 685 |
| Earning assets | $842,412,000 | 708 |
| Long-term assets (5+ years) | $131,231,000 | 839 |
| Average Assets, year-to-date | $879,128,250 | 716 |
| Average Assets, quarterly | $891,130,000 | 720 |
| Volatile liabilities | $131,713,000 | 1,163 |
| Insider loans | $6,141,000 | 1,152 |
| FHLB advances | $65,111,000 | 667 |
| Loans and leases held for sale | $4,787,000 | 395 |
| Unused loan commitments | $147,010,000 | 777 |
| Tier 1 (core) risk-based capital | $77,211,000 | 789 |
| Tier 2 risk-based capital | $8,592,000 | 643 |
| Total risk weighted assets | $685,387,000 | 712 |
| Total unused commitments | $147,010,000 | 777 |
| Derivatives | $87,989,000 | 223 |
| 2006-06-30 | Rank | |
| # of Employees: | 266 | 600 |
| Assets and Liabilities | ||
| Total Assets: | $868,082,000 | 738 |
| Cash and due from depository institutions | $25,551,000 | 600 |
| Interest-bearing balances | $7,239,000 | 727 |
| Securities | $134,646,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $658,744,000 | 678 |
| Loan loss allowance | $8,513,000 | 610 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $21,456,000 | 467 |
| Other real estate owned | $946,000 | 600 |
| Goodwill and other intangibles | $1,316,000 | 1,568 |
| All other assets | $25,423,000 | 755 |
| Life insurance assets | $11,451,000 | 482 |
| Total liabilities and capital | $868,082,000 | 738 |
| Total liabilities | $796,095,000 | 722 |
| Total deposits | $717,161,000 | 679 |
| Interest-bearing deposits | $585,413,000 | 722 |
| Deposits held in domestic offices | $717,161,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,661,000 | 1,769 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $65,125,000 | 754 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,148,000 | 673 |
| Total equity capital | $71,987,000 | 880 |
| Total bank equity capital | $71,987,000 | 880 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $211,000 | 5,618 |
| Surplus | $19,706,000 | 1,365 |
| Undivided profits | $52,070,000 | 682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,530,000 | 1,720 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,412,000 | 626 |
| Earning assets | $800,629,000 | 731 |
| Long-term assets (5+ years) | $132,385,000 | 820 |
| Average Assets, year-to-date | $867,445,000 | 726 |
| Average Assets, quarterly | $873,068,000 | 726 |
| Volatile liabilities | $132,223,000 | 1,141 |
| Insider loans | $6,741,000 | 1,016 |
| FHLB advances | $65,125,000 | 684 |
| Loans and leases held for sale | $3,020,000 | 529 |
| Unused loan commitments | $156,265,000 | 744 |
| Tier 1 (core) risk-based capital | $76,071,000 | 777 |
| Tier 2 risk-based capital | $8,410,000 | 637 |
| Total risk weighted assets | $672,063,000 | 712 |
| Total unused commitments | $156,265,000 | 744 |
| Derivatives | $96,823,000 | 223 |
| 2006-03-31 | Rank | |
| # of Employees: | 264 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $878,054,000 | 714 |
| Cash and due from depository institutions | $35,956,000 | 594 |
| Interest-bearing balances | $15,726,000 | 382 |
| Securities | $141,939,000 | 879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $650,966,000 | 669 |
| Loan loss allowance | $9,053,000 | 565 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $20,925,000 | 468 |
| Other real estate owned | $524,000 | 594 |
| Goodwill and other intangibles | $1,347,000 | 1,527 |
| All other assets | $26,397,000 | 699 |
| Life insurance assets | $11,331,000 | 469 |
| Total liabilities and capital | $878,054,000 | 714 |
| Total liabilities | $807,117,000 | 695 |
| Total deposits | $695,793,000 | 685 |
| Interest-bearing deposits | $562,684,000 | 741 |
| Deposits held in domestic offices | $695,793,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,662,000 | 2,044 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,139,000 | 508 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,523,000 | 704 |
| Total equity capital | $70,937,000 | 880 |
| Total bank equity capital | $70,937,000 | 880 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $211,000 | 5,623 |
| Surplus | $19,605,000 | 1,326 |
| Undivided profits | $51,121,000 | 690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,821,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,039,000 | 643 |
| Earning assets | $808,631,000 | 715 |
| Long-term assets (5+ years) | $137,134,000 | 780 |
| Average Assets, year-to-date | $867,126,500 | 715 |
| Average Assets, quarterly | $867,126,500 | 715 |
| Volatile liabilities | $163,165,000 | 909 |
| Insider loans | $6,635,000 | 1,020 |
| FHLB advances | $100,139,000 | 455 |
| Loans and leases held for sale | $4,292,000 | 363 |
| Unused loan commitments | $145,390,000 | 769 |
| Tier 1 (core) risk-based capital | $73,542,000 | 784 |
| Tier 2 risk-based capital | $8,380,000 | 625 |
| Total risk weighted assets | $668,387,000 | 692 |
| Total unused commitments | $145,390,000 | 769 |
| Derivatives | $69,306,000 | 237 |
| 2005-12-31 | Rank | |
| # of Employees: | 264 | 589 |
| Assets and Liabilities | ||
| Total Assets: | $856,199,000 | 720 |
| Cash and due from depository institutions | $31,284,000 | 589 |
| Interest-bearing balances | $11,137,000 | 509 |
| Securities | $155,104,000 | 819 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $622,073,000 | 685 |
| Loan loss allowance | $8,304,000 | 607 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $20,451,000 | 461 |
| Other real estate owned | $611,000 | 589 |
| Goodwill and other intangibles | $1,351,000 | 1,521 |
| All other assets | $25,325,000 | 722 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $856,199,000 | 720 |
| Total liabilities | $783,885,000 | 706 |
| Total deposits | $673,321,000 | 696 |
| Interest-bearing deposits | $550,214,000 | 739 |
| Deposits held in domestic offices | $673,321,000 | 694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,854,000 | 1,527 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $95,153,000 | 555 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,557,000 | 631 |
| Total equity capital | $72,314,000 | 851 |
| Total bank equity capital | $72,314,000 | 851 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $211,000 | 5,646 |
| Surplus | $19,576,000 | 1,287 |
| Undivided profits | $52,527,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,096,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,055 |
| Income earned, not collected on loans | $4,802,000 | 668 |
| Earning assets | $788,314,000 | 718 |
| Long-term assets (5+ years) | $144,275,000 | 728 |
| Average Assets, year-to-date | $799,505,200 | 723 |
| Average Assets, quarterly | $839,069,500 | 726 |
| Volatile liabilities | $150,968,000 | 965 |
| Insider loans | $6,516,000 | 1,012 |
| FHLB advances | $95,153,000 | 484 |
| Loans and leases held for sale | $4,235,000 | 380 |
| Unused loan commitments | $146,982,000 | 750 |
| Tier 1 (core) risk-based capital | $73,671,000 | 769 |
| Tier 2 risk-based capital | $8,075,000 | 630 |
| Total risk weighted assets | $644,206,000 | 709 |
| Total unused commitments | $146,982,000 | 750 |
| Derivatives | $41,687,000 | 275 |
| 2005-09-30 | Rank | |
| # of Employees: | 253 | 624 |
| Assets and Liabilities | ||
| Total Assets: | $821,940,000 | 732 |
| Cash and due from depository institutions | $21,733,000 | 624 |
| Interest-bearing balances | $2,150,000 | 1,905 |
| Securities | $157,993,000 | 804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $596,125,000 | 694 |
| Loan loss allowance | $8,226,000 | 600 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $20,503,000 | 441 |
| Other real estate owned | $232,000 | 624 |
| Goodwill and other intangibles | $1,356,000 | 1,490 |
| All other assets | $23,998,000 | 733 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $821,940,000 | 732 |
| Total liabilities | $750,910,000 | 725 |
| Total deposits | $665,569,000 | 689 |
| Interest-bearing deposits | $536,795,000 | 734 |
| Deposits held in domestic offices | $665,569,000 | 687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,176,000 | 1,596 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $73,267,000 | 660 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,898,000 | 777 |
| Total equity capital | $71,030,000 | 845 |
| Total bank equity capital | $71,030,000 | 845 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $211,000 | 5,666 |
| Surplus | $19,576,000 | 1,248 |
| Undivided profits | $51,243,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $879,000 | 2,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $4,236,000 | 710 |
| Earning assets | $756,268,000 | 738 |
| Long-term assets (5+ years) | $146,407,000 | 690 |
| Average Assets, year-to-date | $785,331,750 | 730 |
| Average Assets, quarterly | $813,331,500 | 731 |
| Volatile liabilities | $144,382,000 | 958 |
| Insider loans | $6,730,000 | 956 |
| FHLB advances | $73,267,000 | 594 |
| Loans and leases held for sale | $6,711,000 | 346 |
| Unused loan commitments | $155,537,000 | 713 |
| Tier 1 (core) risk-based capital | $71,469,000 | 778 |
| Tier 2 risk-based capital | $7,729,000 | 645 |
| Total risk weighted assets | $616,225,000 | 722 |
| Total unused commitments | $155,537,000 | 715 |
| Derivatives | $26,595,000 | 319 |
| 2005-06-30 | Rank | |
| # of Employees: | 256 | 612 |
| Assets and Liabilities | ||
| Total Assets: | $804,723,000 | 727 |
| Cash and due from depository institutions | $25,744,000 | 612 |
| Interest-bearing balances | $1,930,000 | 2,040 |
| Securities | $161,966,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $573,223,000 | 708 |
| Loan loss allowance | $8,454,000 | 575 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,192,000 | 465 |
| Other real estate owned | $0 | 612 |
| Goodwill and other intangibles | $1,361,000 | 1,481 |
| All other assets | $23,237,000 | 752 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $804,723,000 | 727 |
| Total liabilities | $734,209,000 | 719 |
| Total deposits | $648,731,000 | 686 |
| Interest-bearing deposits | $524,885,000 | 730 |
| Deposits held in domestic offices | $648,731,000 | 684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,661,000 | 1,887 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $75,931,000 | 658 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,886,000 | 809 |
| Total equity capital | $70,514,000 | 844 |
| Total bank equity capital | $70,514,000 | 844 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $211,000 | 5,663 |
| Surplus | $19,576,000 | 1,223 |
| Undivided profits | $50,727,000 | 677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,177,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 687 |
| Income earned, not collected on loans | $3,850,000 | 719 |
| Earning assets | $737,119,000 | 726 |
| Long-term assets (5+ years) | $157,067,000 | 639 |
| Average Assets, year-to-date | $773,129,000 | 738 |
| Average Assets, quarterly | $789,587,000 | 728 |
| Volatile liabilities | $144,845,000 | 933 |
| Insider loans | $6,753,000 | 925 |
| FHLB advances | $75,931,000 | 589 |
| Loans and leases held for sale | $10,048,000 | 278 |
| Unused loan commitments | $146,766,000 | 717 |
| Tier 1 (core) risk-based capital | $69,924,000 | 779 |
| Tier 2 risk-based capital | $7,482,000 | 646 |
| Total risk weighted assets | $595,400,000 | 720 |
| Total unused commitments | $146,766,000 | 718 |
| Derivatives | $29,973,000 | 294 |
| 2005-03-31 | Rank | |
| # of Employees: | 250 | 610 |
| Assets and Liabilities | ||
| Total Assets: | $774,451,000 | 744 |
| Cash and due from depository institutions | $25,827,000 | 610 |
| Interest-bearing balances | $9,688,000 | 588 |
| Securities | $156,648,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $549,575,000 | 715 |
| Loan loss allowance | $8,020,000 | 597 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $17,953,000 | 481 |
| Other real estate owned | $127,000 | 610 |
| Goodwill and other intangibles | $1,307,000 | 1,504 |
| All other assets | $23,014,000 | 736 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $774,451,000 | 744 |
| Total liabilities | $706,852,000 | 734 |
| Total deposits | $615,570,000 | 713 |
| Interest-bearing deposits | $493,564,000 | 762 |
| Deposits held in domestic offices | $615,570,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,032,000 | 1,572 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $80,694,000 | 623 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,556,000 | 863 |
| Total equity capital | $67,599,000 | 851 |
| Total bank equity capital | $67,599,000 | 851 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $211,000 | 5,708 |
| Surplus | $19,576,000 | 1,187 |
| Undivided profits | $47,812,000 | 693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $109,000 | 758 |
| Income earned, not collected on loans | $3,628,000 | 730 |
| Earning assets | $715,911,000 | 744 |
| Long-term assets (5+ years) | $152,505,000 | 680 |
| Average Assets, year-to-date | $757,332,000 | 759 |
| Average Assets, quarterly | $757,332,000 | 759 |
| Volatile liabilities | $144,516,000 | 890 |
| Insider loans | $6,583,000 | 925 |
| FHLB advances | $80,694,000 | 557 |
| Loans and leases held for sale | $4,050,000 | 420 |
| Unused loan commitments | $145,699,000 | 714 |
| Tier 1 (core) risk-based capital | $68,366,000 | 779 |
| Tier 2 risk-based capital | $7,145,000 | 667 |
| Total risk weighted assets | $570,224,000 | 726 |
| Total unused commitments | $145,699,000 | 715 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 249 | 629 |
| Assets and Liabilities | ||
| Total Assets: | $740,213,000 | 783 |
| Cash and due from depository institutions | $15,810,000 | 629 |
| Interest-bearing balances | $919,000 | 2,895 |
| Securities | $149,468,000 | 858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $535,262,000 | 728 |
| Loan loss allowance | $7,621,000 | 631 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,399,000 | 472 |
| Other real estate owned | $477,000 | 629 |
| Goodwill and other intangibles | $25,000 | 3,116 |
| All other assets | $20,772,000 | 784 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $740,213,000 | 783 |
| Total liabilities | $671,554,000 | 777 |
| Total deposits | $596,387,000 | 739 |
| Interest-bearing deposits | $486,445,000 | 775 |
| Deposits held in domestic offices | $596,387,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,415,000 | 797 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $50,707,000 | 893 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,045,000 | 801 |
| Total equity capital | $68,659,000 | 842 |
| Total bank equity capital | $68,659,000 | 842 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $211,000 | 5,725 |
| Surplus | $19,576,000 | 1,172 |
| Undivided profits | $48,872,000 | 694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,264,000 | 1,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $363,000 | 393 |
| Income earned, not collected on loans | $3,395,000 | 771 |
| Earning assets | $685,649,000 | 776 |
| Long-term assets (5+ years) | $149,075,000 | 703 |
| Average Assets, year-to-date | $707,096,400 | 786 |
| Average Assets, quarterly | $725,584,000 | 786 |
| Volatile liabilities | $119,909,000 | 1,021 |
| Insider loans | $6,467,000 | 923 |
| FHLB advances | $50,707,000 | 810 |
| Loans and leases held for sale | $643,000 | 1,047 |
| Unused loan commitments | $137,201,000 | 732 |
| Tier 1 (core) risk-based capital | $68,988,000 | 779 |
| Tier 2 risk-based capital | $6,864,000 | 692 |
| Total risk weighted assets | $547,563,000 | 753 |
| Total unused commitments | $137,201,000 | 732 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 250 | 621 |
| Assets and Liabilities | ||
| Total Assets: | $710,955,000 | 803 |
| Cash and due from depository institutions | $18,008,000 | 621 |
| Interest-bearing balances | $2,629,000 | 1,788 |
| Securities | $119,352,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $534,899,000 | 713 |
| Loan loss allowance | $7,703,000 | 630 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,578,000 | 452 |
| Other real estate owned | $602,000 | 621 |
| Goodwill and other intangibles | $25,000 | 3,070 |
| All other assets | $19,491,000 | 815 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $710,955,000 | 803 |
| Total liabilities | $644,122,000 | 795 |
| Total deposits | $579,598,000 | 750 |
| Interest-bearing deposits | $471,940,000 | 786 |
| Deposits held in domestic offices | $579,598,000 | 746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,140,000 | 1,272 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $51,220,000 | 878 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,164,000 | 892 |
| Total equity capital | $66,833,000 | 851 |
| Total bank equity capital | $66,833,000 | 851 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $211,000 | 5,754 |
| Surplus | $19,576,000 | 1,139 |
| Undivided profits | $47,046,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,513,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $286,000 | 489 |
| Income earned, not collected on loans | $3,251,000 | 831 |
| Earning assets | $656,880,000 | 795 |
| Long-term assets (5+ years) | $130,409,000 | 806 |
| Average Assets, year-to-date | $698,817,250 | 799 |
| Average Assets, quarterly | $704,463,000 | 802 |
| Volatile liabilities | $109,771,000 | 1,077 |
| Insider loans | $6,879,000 | 848 |
| FHLB advances | $51,220,000 | 795 |
| Loans and leases held for sale | $1,073,000 | 852 |
| Unused loan commitments | $124,170,000 | 777 |
| Tier 1 (core) risk-based capital | $66,832,000 | 790 |
| Tier 2 risk-based capital | $6,901,000 | 680 |
| Total risk weighted assets | $550,065,000 | 728 |
| Total unused commitments | $124,170,000 | 779 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 246 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $697,971,000 | 803 |
| Cash and due from depository institutions | $18,162,000 | 633 |
| Interest-bearing balances | $3,454,000 | 1,528 |
| Securities | $117,428,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $523,968,000 | 704 |
| Loan loss allowance | $7,621,000 | 631 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,471,000 | 441 |
| Other real estate owned | $790,000 | 633 |
| Goodwill and other intangibles | $25,000 | 3,075 |
| All other assets | $19,127,000 | 829 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $697,971,000 | 803 |
| Total liabilities | $633,608,000 | 796 |
| Total deposits | $561,053,000 | 768 |
| Interest-bearing deposits | $448,463,000 | 814 |
| Deposits held in domestic offices | $561,053,000 | 764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,807,000 | 1,049 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $56,234,000 | 829 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,514,000 | 927 |
| Total equity capital | $64,363,000 | 847 |
| Total bank equity capital | $64,363,000 | 847 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $211,000 | 5,795 |
| Surplus | $19,576,000 | 1,114 |
| Undivided profits | $44,576,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 1,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,022,000 | 859 |
| Earning assets | $644,850,000 | 795 |
| Long-term assets (5+ years) | $121,603,000 | 898 |
| Average Assets, year-to-date | $694,771,330 | 802 |
| Average Assets, quarterly | $688,328,000 | 811 |
| Volatile liabilities | $118,636,000 | 972 |
| Insider loans | $5,858,000 | 970 |
| FHLB advances | $56,234,000 | 750 |
| Loans and leases held for sale | $717,000 | 1,046 |
| Unused loan commitments | $136,536,000 | 707 |
| Tier 1 (core) risk-based capital | $65,158,000 | 798 |
| Tier 2 risk-based capital | $6,762,000 | 696 |
| Total risk weighted assets | $539,327,000 | 722 |
| Total unused commitments | $136,536,000 | 707 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 251 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $678,685,000 | 831 |
| Cash and due from depository institutions | $19,729,000 | 623 |
| Interest-bearing balances | $3,989,000 | 1,551 |
| Securities | $99,471,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $521,124,000 | 699 |
| Loan loss allowance | $7,147,000 | 667 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,218,000 | 442 |
| Other real estate owned | $875,000 | 623 |
| Goodwill and other intangibles | $24,000 | 3,072 |
| All other assets | $19,244,000 | 787 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $678,685,000 | 831 |
| Total liabilities | $614,055,000 | 816 |
| Total deposits | $545,456,000 | 796 |
| Interest-bearing deposits | $445,659,000 | 834 |
| Deposits held in domestic offices | $545,456,000 | 792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,156,000 | 966 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $51,246,000 | 818 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,197,000 | 927 |
| Total equity capital | $64,630,000 | 867 |
| Total bank equity capital | $64,630,000 | 867 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $211,000 | 5,809 |
| Surplus | $19,576,000 | 1,098 |
| Undivided profits | $44,843,000 | 744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $762,000 | 3,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $178,000 | 692 |
| Income earned, not collected on loans | $2,962,000 | 882 |
| Earning assets | $624,584,000 | 828 |
| Long-term assets (5+ years) | $98,457,000 | 1,068 |
| Average Assets, year-to-date | $693,171,500 | 809 |
| Average Assets, quarterly | $693,171,500 | 809 |
| Volatile liabilities | $113,236,000 | 979 |
| Insider loans | $6,563,000 | 844 |
| FHLB advances | $51,246,000 | 739 |
| Loans and leases held for sale | $918,000 | 1,023 |
| Unused loan commitments | $126,515,000 | 735 |
| Tier 1 (core) risk-based capital | $64,463,000 | 803 |
| Tier 2 risk-based capital | $6,658,000 | 699 |
| Total risk weighted assets | $530,879,000 | 727 |
| Total unused commitments | $126,515,000 | 735 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 244 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $707,658,000 | 798 |
| Cash and due from depository institutions | $19,369,000 | 652 |
| Interest-bearing balances | $4,851,000 | 1,240 |
| Securities | $142,845,000 | 940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $505,422,000 | 714 |
| Loan loss allowance | $7,115,000 | 662 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $18,347,000 | 439 |
| Other real estate owned | $1,179,000 | 652 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $20,496,000 | 757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $707,658,000 | 798 |
| Total liabilities | $643,047,000 | 794 |
| Total deposits | $548,838,000 | 793 |
| Interest-bearing deposits | $448,835,000 | 823 |
| Deposits held in domestic offices | $548,838,000 | 789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,125,000 | 693 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $66,709,000 | 686 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,375,000 | 880 |
| Total equity capital | $64,611,000 | 857 |
| Total bank equity capital | $64,611,000 | 857 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $211,000 | 5,850 |
| Surplus | $19,576,000 | 1,076 |
| Undivided profits | $44,824,000 | 713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,409,000 | 2,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,439,000 | 743 |
| Earning assets | $653,118,000 | 790 |
| Long-term assets (5+ years) | $98,377,000 | 1,092 |
| Average Assets, year-to-date | $696,274,200 | 780 |
| Average Assets, quarterly | $705,942,000 | 798 |
| Volatile liabilities | $137,215,000 | 828 |
| Insider loans | $6,910,000 | 772 |
| FHLB advances | $66,709,000 | 609 |
| Loans and leases held for sale | $965,000 | 898 |
| Unused loan commitments | $112,046,000 | 781 |
| Tier 1 (core) risk-based capital | $64,252,000 | 792 |
| Tier 2 risk-based capital | $6,576,000 | 705 |
| Total risk weighted assets | $524,390,000 | 731 |
| Total unused commitments | $112,046,000 | 782 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 246 | 654 |
| Assets and Liabilities | ||
| Total Assets: | $704,226,000 | 813 |
| Cash and due from depository institutions | $19,847,000 | 654 |
| Interest-bearing balances | $300,000 | 4,264 |
| Securities | $153,260,000 | 880 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $492,556,000 | 727 |
| Loan loss allowance | $7,049,000 | 688 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $18,227,000 | 445 |
| Other real estate owned | $1,096,000 | 654 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $19,240,000 | 811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $704,226,000 | 813 |
| Total liabilities | $641,091,000 | 809 |
| Total deposits | $556,202,000 | 789 |
| Interest-bearing deposits | $457,151,000 | 837 |
| Deposits held in domestic offices | $556,202,000 | 786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,335,000 | 1,030 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $68,574,000 | 661 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,980,000 | 964 |
| Total equity capital | $63,135,000 | 884 |
| Total bank equity capital | $63,135,000 | 884 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $211,000 | 5,887 |
| Surplus | $19,576,000 | 1,073 |
| Undivided profits | $43,348,000 | 740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 2,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,329,000 | 799 |
| Earning assets | $646,116,000 | 810 |
| Long-term assets (5+ years) | $97,556,000 | 1,117 |
| Average Assets, year-to-date | $693,428,250 | 802 |
| Average Assets, quarterly | $698,575,000 | 816 |
| Volatile liabilities | $132,050,000 | 845 |
| Insider loans | $7,277,000 | 709 |
| FHLB advances | $68,574,000 | 585 |
| Loans and leases held for sale | $3,343,000 | 675 |
| Unused loan commitments | $112,542,000 | 789 |
| Tier 1 (core) risk-based capital | $62,531,000 | 819 |
| Tier 2 risk-based capital | $6,425,000 | 722 |
| Total risk weighted assets | $508,509,000 | 758 |
| Total unused commitments | $112,542,000 | 791 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 246 | 667 |
| Assets and Liabilities | ||
| Total Assets: | $692,924,000 | 820 |
| Cash and due from depository institutions | $21,593,000 | 667 |
| Interest-bearing balances | $984,000 | 3,264 |
| Securities | $147,303,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $485,831,000 | 739 |
| Loan loss allowance | $6,812,000 | 702 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,309,000 | 435 |
| Other real estate owned | $1,022,000 | 667 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $18,866,000 | 788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $692,924,000 | 820 |
| Total liabilities | $630,410,000 | 812 |
| Total deposits | $561,108,000 | 774 |
| Interest-bearing deposits | $461,633,000 | 817 |
| Deposits held in domestic offices | $561,108,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,728,000 | 844 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,000,000 | 833 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,574,000 | 1,073 |
| Total equity capital | $62,514,000 | 888 |
| Total bank equity capital | $62,514,000 | 888 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $211,000 | 5,902 |
| Surplus | $19,576,000 | 1,051 |
| Undivided profits | $42,727,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,971,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $3,625,000 | 720 |
| Earning assets | $634,118,000 | 816 |
| Long-term assets (5+ years) | $76,544,000 | 1,303 |
| Average Assets, year-to-date | $689,829,000 | 805 |
| Average Assets, quarterly | $690,881,000 | 812 |
| Volatile liabilities | $113,038,000 | 954 |
| Insider loans | $6,966,000 | 735 |
| FHLB advances | $50,000,000 | 740 |
| Loans and leases held for sale | $2,302,000 | 1,076 |
| Unused loan commitments | $111,303,000 | 786 |
| Tier 1 (core) risk-based capital | $61,394,000 | 819 |
| Tier 2 risk-based capital | $6,412,000 | 707 |
| Total risk weighted assets | $507,571,000 | 749 |
| Total unused commitments | $111,303,000 | 790 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 244 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $688,838,000 | 807 |
| Cash and due from depository institutions | $21,074,000 | 653 |
| Interest-bearing balances | $3,630,000 | 1,904 |
| Securities | $140,837,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $489,057,000 | 721 |
| Loan loss allowance | $6,677,000 | 698 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $18,537,000 | 424 |
| Other real estate owned | $913,000 | 653 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $18,420,000 | 803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $688,838,000 | 807 |
| Total liabilities | $625,876,000 | 804 |
| Total deposits | $560,293,000 | 757 |
| Interest-bearing deposits | $468,468,000 | 794 |
| Deposits held in domestic offices | $560,293,000 | 754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,266,000 | 981 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $50,000,000 | 812 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,317,000 | 984 |
| Total equity capital | $62,962,000 | 864 |
| Total bank equity capital | $62,962,000 | 864 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $211,000 | 5,926 |
| Surplus | $19,576,000 | 1,039 |
| Undivided profits | $43,175,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,123,000 | 1,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 863 |
| Income earned, not collected on loans | $3,923,000 | 679 |
| Earning assets | $633,524,000 | 803 |
| Long-term assets (5+ years) | $62,056,000 | 1,513 |
| Average Assets, year-to-date | $688,281,500 | 798 |
| Average Assets, quarterly | $688,281,500 | 798 |
| Volatile liabilities | $108,850,000 | 966 |
| Insider loans | $7,270,000 | 699 |
| FHLB advances | $50,000,000 | 722 |
| Loans and leases held for sale | $1,758,000 | 1,074 |
| Unused loan commitments | $112,141,000 | 763 |
| Tier 1 (core) risk-based capital | $61,602,000 | 801 |
| Tier 2 risk-based capital | $6,424,000 | 685 |
| Total risk weighted assets | $509,172,000 | 737 |
| Total unused commitments | $112,141,000 | 765 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 244 | 653 |
| Assets and Liabilities | ||
| Total Assets: | $687,725,000 | 790 |
| Cash and due from depository institutions | $23,595,000 | 653 |
| Interest-bearing balances | $2,398,000 | 2,194 |
| Securities | $134,204,000 | 929 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $501,422,000 | 692 |
| Loan loss allowance | $6,276,000 | 731 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $18,767,000 | 410 |
| Other real estate owned | $830,000 | 653 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $8,907,000 | 1,459 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $687,725,000 | 790 |
| Total liabilities | $625,916,000 | 782 |
| Total deposits | $559,092,000 | 737 |
| Interest-bearing deposits | $467,801,000 | 782 |
| Deposits held in domestic offices | $559,092,000 | 734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,175,000 | 1,010 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $50,000,000 | 799 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,649,000 | 801 |
| Total equity capital | $61,809,000 | 863 |
| Total bank equity capital | $61,809,000 | 863 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $211,000 | 5,948 |
| Surplus | $19,576,000 | 1,019 |
| Undivided profits | $42,022,000 | 735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,391,000 | 929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,246,000 | 648 |
| Earning assets | $638,024,000 | 783 |
| Long-term assets (5+ years) | $62,600,000 | 1,468 |
| Average Assets, year-to-date | $682,415,400 | 751 |
| Average Assets, quarterly | $684,521,500 | 779 |
| Volatile liabilities | $107,591,000 | 966 |
| Insider loans | $9,104,000 | 522 |
| FHLB advances | $50,000,000 | 704 |
| Loans and leases held for sale | $3,097,000 | 879 |
| Unused loan commitments | $94,238,000 | 829 |
| Tier 1 (core) risk-based capital | $60,245,000 | 797 |
| Tier 2 risk-based capital | $6,306,000 | 688 |
| Total risk weighted assets | $503,901,000 | 734 |
| Total unused commitments | $94,238,000 | 829 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 251 | 643 |
| Assets and Liabilities | ||
| Total Assets: | $695,416,000 | 738 |
| Cash and due from depository institutions | $25,174,000 | 643 |
| Interest-bearing balances | $3,950,000 | 1,508 |
| Securities | $109,159,000 | 1,036 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $530,914,000 | 639 |
| Loan loss allowance | $6,633,000 | 661 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $19,828,000 | 376 |
| Other real estate owned | $1,053,000 | 643 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $9,288,000 | 1,320 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $695,416,000 | 738 |
| Total liabilities | $637,612,000 | 731 |
| Total deposits | $586,403,000 | 663 |
| Interest-bearing deposits | $503,002,000 | 672 |
| Deposits held in domestic offices | $586,403,000 | 659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,062,000 | 1,479 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $38,500,000 | 897 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,647,000 | 737 |
| Total equity capital | $57,804,000 | 854 |
| Total bank equity capital | $57,804,000 | 854 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $211,000 | 6,085 |
| Surplus | $19,476,000 | 973 |
| Undivided profits | $38,117,000 | 746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,164,000 | 511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,068,000 | 591 |
| Earning assets | $644,023,000 | 729 |
| Long-term assets (5+ years) | $50,682,000 | 1,701 |
| Average Assets, year-to-date | $676,830,800 | 730 |
| Average Assets, quarterly | $700,314,500 | 727 |
| Volatile liabilities | $106,503,000 | 944 |
| Insider loans | $9,194,000 | 476 |
| FHLB advances | $38,500,000 | 803 |
| Loans and leases held for sale | $2,361,000 | 856 |
| Unused loan commitments | $85,132,000 | 852 |
| Tier 1 (core) risk-based capital | $55,461,000 | 825 |
| Tier 2 risk-based capital | $6,628,000 | 625 |
| Total risk weighted assets | $526,592,000 | 664 |
| Total unused commitments | $85,132,000 | 853 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 240 | 665 |
| Assets and Liabilities | ||
| Total Assets: | $646,857,000 | 776 |
| Cash and due from depository institutions | $31,755,000 | 665 |
| Interest-bearing balances | $13,403,000 | 319 |
| Securities | $67,364,000 | 1,620 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,994 |
| Net loans & leases | $511,915,000 | 641 |
| Loan loss allowance | $5,360,000 | 781 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $20,155,000 | 370 |
| Other real estate owned | $2,338,000 | 665 |
| Goodwill and other intangibles | $41,000 | 2,846 |
| All other assets | $7,289,000 | 1,315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $646,857,000 | 776 |
| Total liabilities | $597,088,000 | 762 |
| Total deposits | $547,415,000 | 694 |
| Interest-bearing deposits | $519,337,000 | 648 |
| Deposits held in domestic offices | $547,415,000 | 690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,026,000 | 1,423 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,500,000 | 922 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,147,000 | 706 |
| Total equity capital | $49,769,000 | 940 |
| Total bank equity capital | $49,769,000 | 940 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $211,000 | 6,274 |
| Surplus | $15,476,000 | 1,142 |
| Undivided profits | $34,082,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,344,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,813,000 | 531 |
| Earning assets | $598,682,000 | 769 |
| Long-term assets (5+ years) | $40,963,000 | 1,887 |
| Average Assets, year-to-date | $624,489,200 | 768 |
| Average Assets, quarterly | $645,683,500 | 769 |
| Volatile liabilities | $97,447,000 | 1,012 |
| Insider loans | $8,346,000 | 526 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $483,000 | 958 |
| Unused loan commitments | $79,584,000 | 833 |
| Tier 1 (core) risk-based capital | $49,954,000 | 878 |
| Tier 2 risk-based capital | $5,371,700 | 739 |
| Total risk weighted assets | $502,396,000 | 680 |
| Total unused commitments | $79,584,000 | 834 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 236 | 713 |
| Assets and Liabilities | ||
| Total Assets: | $596,443,000 | 832 |
| Cash and due from depository institutions | $25,272,000 | 713 |
| Interest-bearing balances | $6,927,000 | 593 |
| Securities | $87,829,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,862 |
| Net loans & leases | $449,948,000 | 721 |
| Loan loss allowance | $4,424,000 | 894 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $20,979,000 | 375 |
| Other real estate owned | $672,000 | 713 |
| Goodwill and other intangibles | $105,000 | 2,671 |
| All other assets | $6,538,000 | 1,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $596,443,000 | 832 |
| Total liabilities | $551,259,000 | 819 |
| Total deposits | $504,742,000 | 736 |
| Interest-bearing deposits | $477,758,000 | 684 |
| Deposits held in domestic offices | $504,742,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,941,000 | 1,906 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $37,000,000 | 895 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,576,000 | 876 |
| Total equity capital | $45,184,000 | 995 |
| Total bank equity capital | $45,184,000 | 995 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $211,000 | 6,490 |
| Surplus | $15,476,000 | 1,124 |
| Undivided profits | $29,497,000 | 855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,478,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,901,000 | 561 |
| Earning assets | $549,804,000 | 829 |
| Long-term assets (5+ years) | $44,912,000 | 1,870 |
| Average Assets, year-to-date | $576,605,200 | 817 |
| Average Assets, quarterly | $588,935,500 | 835 |
| Volatile liabilities | $100,352,000 | 961 |
| Insider loans | $9,404,000 | 455 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $639,000 | 848 |
| Unused loan commitments | $73,936,000 | 892 |
| Tier 1 (core) risk-based capital | $46,620,000 | 942 |
| Tier 2 risk-based capital | $4,424,000 | 857 |
| Total risk weighted assets | $452,429,500 | 729 |
| Total unused commitments | $73,936,000 | 893 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 251 | 681 |
| Assets and Liabilities | ||
| Total Assets: | $561,881,000 | 846 |
| Cash and due from depository institutions | $51,012,000 | 681 |
| Interest-bearing balances | $30,839,000 | 173 |
| Securities | $72,242,000 | 1,638 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,876 |
| Net loans & leases | $404,299,000 | 738 |
| Loan loss allowance | $3,917,000 | 975 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $21,673,000 | 338 |
| Other real estate owned | $830,000 | 681 |
| Goodwill and other intangibles | $171,000 | 2,429 |
| All other assets | $5,654,000 | 1,394 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $561,881,000 | 846 |
| Total liabilities | $516,460,000 | 836 |
| Total deposits | $489,775,000 | 749 |
| Interest-bearing deposits | $459,567,000 | 686 |
| Deposits held in domestic offices | $489,775,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,664,000 | 1,612 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,132 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,521,000 | 927 |
| Total equity capital | $45,421,000 | 985 |
| Total bank equity capital | $45,421,000 | 985 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $211,000 | 6,607 |
| Surplus | $15,476,000 | 1,070 |
| Undivided profits | $29,734,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,088,000 | 864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,535,000 | 597 |
| Earning assets | $513,380,000 | 854 |
| Long-term assets (5+ years) | $35,695,000 | 2,086 |
| Average Assets, year-to-date | $537,119,000 | 852 |
| Average Assets, quarterly | $553,043,000 | 851 |
| Volatile liabilities | $83,163,000 | 951 |
| Insider loans | $18,016,000 | 204 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,190,000 | 789 |
| Unused loan commitments | $72,999,000 | 862 |
| Tier 1 (core) risk-based capital | $45,151,000 | 936 |
| Tier 2 risk-based capital | $3,917,000 | 899 |
| Total risk weighted assets | $409,090,600 | 742 |
| Total unused commitments | $72,999,000 | 869 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 247 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $516,759,000 | 932 |
| Cash and due from depository institutions | $30,535,000 | 710 |
| Interest-bearing balances | $12,723,000 | 334 |
| Securities | $58,652,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,723 |
| Net loans & leases | $391,124,000 | 782 |
| Loan loss allowance | $3,855,000 | 1,007 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $22,272,000 | 331 |
| Other real estate owned | $941,000 | 710 |
| Goodwill and other intangibles | $236,000 | 2,190 |
| All other assets | $4,999,000 | 1,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,759,000 | 932 |
| Total liabilities | $473,256,000 | 922 |
| Total deposits | $459,276,000 | 812 |
| Interest-bearing deposits | $390,974,000 | 835 |
| Deposits held in domestic offices | $459,276,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $8,500,000 | 1,517 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,480,000 | 927 |
| Total equity capital | $43,503,000 | 1,039 |
| Total bank equity capital | $43,503,000 | 1,039 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $211,000 | 6,883 |
| Surplus | $15,477,000 | 1,062 |
| Undivided profits | $27,815,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 3,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,462,000 | 641 |
| Earning assets | $470,499,000 | 936 |
| Long-term assets (5+ years) | $27,785,000 | 2,208 |
| Average Assets, year-to-date | $500,561,200 | 911 |
| Average Assets, quarterly | $510,968,500 | 927 |
| Volatile liabilities | $72,594,000 | 1,057 |
| Insider loans | $14,339,000 | 263 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,218,000 | 758 |
| Unused loan commitments | $62,159,000 | 917 |
| Tier 1 (core) risk-based capital | $43,206,000 | 980 |
| Tier 2 risk-based capital | $3,855,000 | 875 |
| Total risk weighted assets | $381,147,800 | 793 |
| Total unused commitments | $62,159,000 | 923 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 76 | 2,479 |
| Assets and Liabilities | ||
| Total Assets: | $238,368,000 | 1,974 |
| Cash and due from depository institutions | $15,400,000 | 2,479 |
| Interest-bearing balances | $4,979,000 | 766 |
| Securities | $33,656,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,690 |
| Net loans & leases | $172,585,000 | 1,672 |
| Loan loss allowance | $1,405,000 | 2,591 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,097,000 | 844 |
| Other real estate owned | $593,000 | 2,479 |
| Goodwill and other intangibles | $227,000 | 2,073 |
| All other assets | $2,010,000 | 3,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,368,000 | 1,974 |
| Total liabilities | $219,138,000 | 1,928 |
| Total deposits | $215,411,000 | 1,785 |
| Interest-bearing deposits | $179,673,000 | 1,857 |
| Deposits held in domestic offices | $215,411,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,500,000 | 2,972 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,227,000 | 1,857 |
| Total equity capital | $19,230,000 | 2,338 |
| Total bank equity capital | $19,230,000 | 2,338 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $211,000 | 7,259 |
| Surplus | $6,807,000 | 2,237 |
| Undivided profits | $12,212,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 8,282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,327,000 | 1,653 |
| Earning assets | $216,020,000 | 1,991 |
| Long-term assets (5+ years) | $18,429,000 | 2,835 |
| Average Assets, year-to-date | $227,400,200 | 1,991 |
| Average Assets, quarterly | $236,494,000 | 1,966 |
| Volatile liabilities | $25,908,000 | 2,353 |
| Insider loans | $16,186,000 | 283 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,685,000 | 1,673 |
| Tier 1 (core) risk-based capital | $18,965,000 | 2,283 |
| Tier 2 risk-based capital | $1,405,000 | 2,171 |
| Total risk weighted assets | $161,644,900 | 1,761 |
| Total unused commitments | $26,685,000 | 1,690 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 107 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $230,267,000 | 2,050 |
| Cash and due from depository institutions | $10,140,000 | 1,799 |
| Interest-bearing balances | $18,000 | 6,219 |
| Securities | $30,716,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 650 |
| Net loans & leases | $153,898,000 | 1,852 |
| Loan loss allowance | $1,231,000 | 2,938 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,938,000 | 745 |
| Other real estate owned | $602,000 | 1,799 |
| Goodwill and other intangibles | $285,000 | 1,852 |
| All other assets | $1,988,000 | 3,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,267,000 | 2,050 |
| Total liabilities | $211,971,000 | 2,005 |
| Total deposits | $209,723,000 | 1,861 |
| Interest-bearing deposits | $166,458,000 | 2,045 |
| Deposits held in domestic offices | $209,723,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,248,000 | 1,914 |
| Total equity capital | $18,296,000 | 2,431 |
| Total bank equity capital | $18,296,000 | 2,431 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $211,000 | 7,631 |
| Surplus | $6,207,000 | 2,400 |
| Undivided profits | $11,878,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,248,000 | 1,807 |
| Earning assets | $207,332,000 | 2,098 |
| Long-term assets (5+ years) | $32,581,000 | 1,687 |
| Average Assets, year-to-date | $220,297,400 | 2,064 |
| Average Assets, quarterly | $225,660,500 | 2,068 |
| Volatile liabilities | $23,840,000 | 2,283 |
| Insider loans | $13,217,000 | 363 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,706,000 | 1,886 |
| Tier 1 (core) risk-based capital | $17,966,000 | 2,382 |
| Tier 2 risk-based capital | $1,231,000 | 2,428 |
| Total risk weighted assets | $148,405,400 | 1,884 |
| Total unused commitments | $21,706,000 | 1,895 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 108 | 1,851 |
| Assets and Liabilities | ||
| Total Assets: | $213,155,000 | 2,168 |
| Cash and due from depository institutions | $8,083,000 | 1,851 |
| Interest-bearing balances | $97,000 | 5,712 |
| Securities | $42,836,000 | 3,068 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $149,570,000 | 1,856 |
| Loan loss allowance | $1,163,000 | 3,112 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,864,000 | 741 |
| Other real estate owned | $581,000 | 1,851 |
| Goodwill and other intangibles | $344,000 | 1,645 |
| All other assets | $1,877,000 | 4,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,155,000 | 2,168 |
| Total liabilities | $196,021,000 | 2,143 |
| Total deposits | $184,256,000 | 2,105 |
| Interest-bearing deposits | $160,408,000 | 2,059 |
| Deposits held in domestic offices | $184,256,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,603,000 | 1,690 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,545,000 | 1,833 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,617,000 | 2,111 |
| Total equity capital | $17,134,000 | 2,374 |
| Total bank equity capital | $17,134,000 | 2,374 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,110,000 | 1,925 |
| Surplus | $4,308,000 | 3,123 |
| Undivided profits | $10,716,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $252,000 | 6,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,106,000 | 1,773 |
| Earning assets | $192,503,000 | 2,201 |
| Long-term assets (5+ years) | $37,803,000 | 1,504 |
| Average Assets, year-to-date | $208,489,000 | 2,146 |
| Average Assets, quarterly | $211,346,500 | 2,166 |
| Volatile liabilities | $30,301,000 | 1,814 |
| Insider loans | $14,135,000 | 322 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $16,833,000 | 2,173 |
| Tier 1 (core) risk-based capital | $17,058,000 | 2,403 |
| Tier 2 risk-based capital | $1,163,000 | 2,548 |
| Total risk weighted assets | $142,125,900 | 1,943 |
| Total unused commitments | $16,833,000 | 2,186 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 101 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $205,396,000 | 2,270 |
| Cash and due from depository institutions | $8,413,000 | 2,071 |
| Interest-bearing balances | $17,000 | 7,336 |
| Securities | $45,426,000 | 3,063 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $136,757,000 | 2,001 |
| Loan loss allowance | $1,243,000 | 3,065 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,006,000 | 732 |
| Other real estate owned | $1,558,000 | 2,071 |
| Goodwill and other intangibles | $597,000 | 1,254 |
| All other assets | $2,639,000 | 2,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,396,000 | 2,270 |
| Total liabilities | $188,765,000 | 2,260 |
| Total deposits | $182,145,000 | 2,192 |
| Interest-bearing deposits | $157,642,000 | 2,190 |
| Deposits held in domestic offices | $182,145,000 | 2,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,375,000 | 1,601 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,245,000 | 1,654 |
| Total equity capital | $16,631,000 | 2,418 |
| Total bank equity capital | $16,631,000 | 2,418 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,110,000 | 1,954 |
| Surplus | $4,308,000 | 3,064 |
| Undivided profits | $10,213,000 | 2,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,613,000 | 2,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $958,000 | 1,827 |
| Earning assets | $182,200,000 | 2,342 |
| Long-term assets (5+ years) | $32,710,000 | 1,770 |
| Average Assets, year-to-date | $206,996,400 | 2,178 |
| Average Assets, quarterly | $207,977,000 | 2,215 |
| Volatile liabilities | $25,614,000 | 1,971 |
| Insider loans | $11,890,000 | 367 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,447,000 | 2,638 |
| Tier 1 (core) risk-based capital | $16,034,000 | 2,453 |
| Tier 2 risk-based capital | $1,243,000 | 2,355 |
| Total risk weighted assets | $136,729,700 | 1,970 |
| Total unused commitments | $12,447,000 | 2,661 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 97 | 2,221 |
| Assets and Liabilities | ||
| Total Assets: | $199,709,000 | 2,373 |
| Cash and due from depository institutions | $9,286,000 | 2,221 |
| Interest-bearing balances | $16,000 | 7,847 |
| Securities | $60,821,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $122,134,000 | 2,258 |
| Loan loss allowance | $1,245,000 | 3,127 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,255,000 | 1,722 |
| Other real estate owned | $0 | 2,221 |
| Goodwill and other intangibles | $656,000 | 1,210 |
| All other assets | $2,557,000 | 2,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,709,000 | 2,373 |
| Total liabilities | $183,747,000 | 2,380 |
| Total deposits | $178,219,000 | 2,318 |
| Interest-bearing deposits | $157,405,000 | 2,298 |
| Deposits held in domestic offices | $178,219,000 | 2,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,474,000 | 1,626 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,054,000 | 1,838 |
| Total equity capital | $15,962,000 | 2,392 |
| Total bank equity capital | $15,962,000 | 2,392 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,110,000 | 2,014 |
| Surplus | $4,308,000 | 2,948 |
| Undivided profits | $9,544,000 | 2,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,923,000 | 2,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $898,000 | 2,218 |
| Earning assets | $182,971,000 | 2,355 |
| Long-term assets (5+ years) | $48,531,000 | 1,202 |
| Average Assets, year-to-date | $197,993,200 | 2,334 |
| Average Assets, quarterly | $200,211,500 | 2,344 |
| Volatile liabilities | $22,001,000 | 2,174 |
| Insider loans | $132,000 | 4,980 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $13,753,000 | 2,372 |
| Tier 1 (core) risk-based capital | $15,306,000 | 2,445 |
| Tier 2 risk-based capital | $1,245,000 | 2,397 |
| Total risk weighted assets | $121,459,100 | 2,250 |
| Total unused commitments | $13,753,000 | 2,388 |
| Derivatives | $0 | 651 |