Home > Alden State Bank > Income and Expense
Alden State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 11,344 |
| Total interest expense | $536,000 | 10,931 |
| Net interest income | $668,000 | 11,490 |
| Provision for loan and lease losses | $236,000 | 2,743 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $437,000 | 11,883 |
| Salaries and employee benefits | $242,000 | 11,736 |
| Premises and equipment expense | $37,000 | 12,064 |
| Additional noninterest expense | $158,000 | 11,692 |
| Pre-tax net operating income | $73,000 | 11,795 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $63,000 | 11,706 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $63,000 | 11,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,156 |
| Cash dividends | $113,000 | 6,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $69,650 | 11,699 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 11,719 |
| Total interest expense | $591,000 | 11,196 |
| Net interest income | $693,000 | 11,907 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $63,000 | 12,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $460,000 | 12,359 |
| Salaries and employee benefits | $240,000 | 12,283 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $182,000 | 11,988 |
| Pre-tax net operating income | $248,000 | 10,631 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $174,000 | 10,935 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $174,000 | 11,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $171,930 | 10,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 12,066 |
| Total interest expense | $654,000 | 12,053 |
| Net interest income | $803,000 | 11,900 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $475,000 | 12,777 |
| Salaries and employee benefits | $235,000 | 12,767 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $197,000 | 12,284 |
| Pre-tax net operating income | $338,000 | 9,792 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $126,000 | 9,216 |
| Income before extraordinary items | $218,000 | 10,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $218,000 | 10,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $186,000 | 5,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,160 | 10,053 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.