Home > Albina Community Bank > Income and Expense

Albina Community Bank, Income and Expense

2017-12-31 (YTD Data)Rank
Total interest income$7,012,0003,118
Total interest expense$214,0004,789
Net interest income$6,798,0002,948
Provision for loan and lease losses$625,0001,247
Total noninterest income$1,743,0002,205
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$335,0002,661
Trading account gains and fees$0151
Additional Noninterest Income$1,408,0001,892
Total noninterest expense$7,341,0002,438
Salaries and employee benefits$4,124,0002,423
Premises and equipment expense$700,0002,655
Additional noninterest expense$2,517,0002,243
Pre-tax net operating income$575,0004,628
Securities gains (losses)$02,243
Applicable income taxes$708,0002,156
Income before extraordinary items$-133,0005,432
Extraordinary gains, net$09
Net income$-133,0005,432
Minority interest net income$076
Net income of bank and minority interests.$-133,0005,432
Net charge-offs$-12,0004,845
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-133,0005,429
2017-09-30 (YTD Data)Rank
Total interest income$5,145,0003,188
Total interest expense$161,0004,821
Net interest income$4,984,0003,007
Provision for loan and lease losses$625,0001,001
Total noninterest income$1,425,0002,118
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$250,0002,699
Trading account gains and fees$0145
Additional Noninterest Income$1,175,0001,783
Total noninterest expense$5,643,0002,388
Salaries and employee benefits$3,200,0002,371
Premises and equipment expense$524,0002,686
Additional noninterest expense$1,919,0002,209
Pre-tax net operating income$141,0005,283
Securities gains (losses)$02,274
Applicable income taxes$25,0003,666
Income before extraordinary items$116,0005,309
Extraordinary gains, net$09
Net income$116,0005,308
Minority interest net income$071
Net income of bank and minority interests.$116,0005,309
Net charge-offs$-10,0004,745
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$116,0005,298
2017-06-30 (YTD Data)Rank
Total interest income$3,325,0003,240
Total interest expense$107,0004,838
Net interest income$3,218,0003,059
Provision for loan and lease losses$600,000735
Total noninterest income$902,0002,187
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$169,0002,663
Trading account gains and fees$0139
Additional Noninterest Income$733,0001,874
Total noninterest expense$4,018,0002,278
Salaries and employee benefits$2,256,0002,291
Premises and equipment expense$354,0002,664
Additional noninterest expense$1,408,0002,035
Pre-tax net operating income$-498,0005,724
Securities gains (losses)$01,906
Applicable income taxes$-229,0005,744
Income before extraordinary items$-269,0005,682
Extraordinary gains, net$011
Net income$-269,0005,682
Minority interest net income$071
Net income of bank and minority interests.$-269,0005,682
Net charge-offs$-12,0004,850
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-269,0005,682
2017-03-31 (YTD Data)Rank
Total interest income$1,620,0003,290
Total interest expense$54,0004,846
Net interest income$1,566,0003,114
Provision for loan and lease losses$03,537
Total noninterest income$557,0001,911
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$82,0002,717
Trading account gains and fees$0142
Additional Noninterest Income$475,0001,575
Total noninterest expense$2,180,0002,165
Salaries and employee benefits$1,158,0002,265
Premises and equipment expense$183,0002,652
Additional noninterest expense$839,0001,768
Pre-tax net operating income$-57,0005,700
Securities gains (losses)$01,153
Applicable income taxes$-34,0005,765
Income before extraordinary items$-23,0005,671
Extraordinary gains, net$08
Net income$-23,0005,671
Minority interest net income$055
Net income of bank and minority interests.$-23,0005,671
Net charge-offs$-6,0004,769
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-23,0005,665
2016-12-31 (YTD Data)Rank
Total interest income$6,125,0003,384
Total interest expense$220,0004,867
Net interest income$5,905,0003,227
Provision for loan and lease losses$04,332
Total noninterest income$1,310,0002,654
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$362,0002,624
Trading account gains and fees$0170
Additional Noninterest Income$948,0002,455
Total noninterest expense$6,369,0002,741
Salaries and employee benefits$3,699,0002,641
Premises and equipment expense$685,0002,770
Additional noninterest expense$1,985,0002,779
Pre-tax net operating income$846,0004,277
Securities gains (losses)$03,212
Applicable income taxes$312,0002,627
Income before extraordinary items$534,0004,653
Extraordinary gains, net$05
Net income$534,0004,652
Minority interest net income$082
Net income of bank and minority interests.$534,0004,652
Net charge-offs$-48,0005,356
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$534,0004,619
2016-09-30 (YTD Data)Rank
Total interest income$4,520,0003,433
Total interest expense$164,0004,913
Net interest income$4,356,0003,269
Provision for loan and lease losses$04,186
Total noninterest income$997,0002,641
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$275,0002,611
Trading account gains and fees$0169
Additional Noninterest Income$722,0002,451
Total noninterest expense$4,827,0002,708
Salaries and employee benefits$2,786,0002,626
Premises and equipment expense$511,0002,789
Additional noninterest expense$1,530,0002,724
Pre-tax net operating income$526,0004,593
Securities gains (losses)$03,160
Applicable income taxes$191,0002,836
Income before extraordinary items$335,0004,894
Extraordinary gains, net$05
Net income$335,0004,894
Minority interest net income$071
Net income of bank and minority interests.$335,0004,894
Net charge-offs$-24,0005,141
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$335,0004,851
2016-06-30 (YTD Data)Rank
Total interest income$2,959,0003,494
Total interest expense$108,0004,970
Net interest income$2,851,0003,319
Provision for loan and lease losses$04,017
Total noninterest income$664,0002,614
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$183,0002,589
Trading account gains and fees$0157
Additional Noninterest Income$481,0002,425
Total noninterest expense$3,269,0002,697
Salaries and employee benefits$1,899,0002,599
Premises and equipment expense$343,0002,796
Additional noninterest expense$1,027,0002,720
Pre-tax net operating income$246,0004,937
Securities gains (losses)$02,835
Applicable income taxes$83,0003,105
Income before extraordinary items$163,0005,178
Extraordinary gains, net$016
Net income$163,0005,177
Minority interest net income$071
Net income of bank and minority interests.$163,0005,177
Net charge-offs$-16,0005,135
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$163,0005,114
2016-03-31 (YTD Data)Rank
Total interest income$1,456,0003,531
Total interest expense$60,0004,887
Net interest income$1,396,0003,370
Provision for loan and lease losses$03,656
Total noninterest income$328,0002,616
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$93,0002,537
Trading account gains and fees$0142
Additional Noninterest Income$235,0002,418
Total noninterest expense$1,616,0002,717
Salaries and employee benefits$905,0002,706
Premises and equipment expense$166,0002,875
Additional noninterest expense$545,0002,592
Pre-tax net operating income$108,0005,012
Securities gains (losses)$02,077
Applicable income taxes$33,0003,223
Income before extraordinary items$75,0005,220
Extraordinary gains, net$012
Net income$75,0005,221
Minority interest net income$062
Net income of bank and minority interests.$75,0005,221
Net charge-offs$-4,0004,749
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$75,0005,162
2015-12-31 (YTD Data)Rank
Total interest income$5,639,0003,576
Total interest expense$230,0004,994
Net interest income$5,409,0003,408
Provision for loan and lease losses$-500,0005,943
Total noninterest income$3,210,0001,530
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$386,0002,575
Trading account gains and fees$0159
Additional Noninterest Income$2,824,0001,202
Total noninterest expense$6,217,0002,794
Salaries and employee benefits$3,565,0002,705
Premises and equipment expense$733,0002,729
Additional noninterest expense$1,919,0002,870
Pre-tax net operating income$2,902,0002,371
Securities gains (losses)$87,0001,250
Applicable income taxes$515,0002,196
Income before extraordinary items$2,474,0002,361
Extraordinary gains, net$023
Net income$2,474,0002,362
Minority interest net income$081
Net income of bank and minority interests.$2,474,0002,363
Net charge-offs$-580,0006,026
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,401,7902,363
2015-09-30 (YTD Data)Rank
Total interest income$4,203,0003,624
Total interest expense$172,0005,068
Net interest income$4,031,0003,457
Provision for loan and lease losses$-500,0006,082
Total noninterest income$2,856,0001,360
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$292,0002,570
Trading account gains and fees$0153
Additional Noninterest Income$2,564,0001,087
Total noninterest expense$4,639,0002,817
Salaries and employee benefits$2,702,0002,685
Premises and equipment expense$521,0002,878
Additional noninterest expense$1,416,0002,912
Pre-tax net operating income$2,748,0002,050
Securities gains (losses)$87,0001,116
Applicable income taxes$589,0001,861
Income before extraordinary items$2,246,0002,071
Extraordinary gains, net$021
Net income$2,246,0002,072
Minority interest net income$078
Net income of bank and minority interests.$2,246,0002,072
Net charge-offs$-593,0006,136
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,177,2702,074
2015-06-30 (YTD Data)Rank
Total interest income$2,805,0003,644
Total interest expense$116,0005,107
Net interest income$2,689,0003,470
Provision for loan and lease losses$04,069
Total noninterest income$2,255,0001,225
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$196,0002,532
Trading account gains and fees$0157
Additional Noninterest Income$2,059,000947
Total noninterest expense$3,118,0002,813
Salaries and employee benefits$1,797,0002,700
Premises and equipment expense$346,0002,890
Additional noninterest expense$975,0002,864
Pre-tax net operating income$1,826,0002,034
Securities gains (losses)$87,000908
Applicable income taxes$04,497
Income before extraordinary items$1,913,0001,681
Extraordinary gains, net$022
Net income$1,913,0001,685
Minority interest net income$075
Net income of bank and minority interests.$1,913,0001,685
Net charge-offs$-672,0006,260
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,826,0001,701
2015-03-31 (YTD Data)Rank
Total interest income$1,459,0003,557
Total interest expense$56,0005,203
Net interest income$1,403,0003,375
Provision for loan and lease losses$03,703
Total noninterest income$381,0002,457
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$283,0002,198
Total noninterest expense$1,583,0002,791
Salaries and employee benefits$920,0002,683
Premises and equipment expense$178,0002,869
Additional noninterest expense$485,0002,850
Pre-tax net operating income$201,0004,428
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$201,0004,284
Extraordinary gains, net$013
Net income$201,0004,286
Minority interest net income$064
Net income of bank and minority interests.$201,0004,287
Net charge-offs$-431,0006,331
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$201,0004,203
2014-12-31 (YTD Data)Rank
Total interest income$4,880,0004,009
Total interest expense$245,0005,253
Net interest income$4,635,0003,846
Provision for loan and lease losses$04,603
Total noninterest income$1,983,0002,118
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$452,0002,444
Trading account gains and fees$0180
Additional Noninterest Income$1,531,0001,755
Total noninterest expense$5,968,0002,932
Salaries and employee benefits$3,212,0002,951
Premises and equipment expense$744,0002,796
Additional noninterest expense$2,012,0002,864
Pre-tax net operating income$650,0004,740
Securities gains (losses)$-2,0005,864
Applicable income taxes$-7,0006,122
Income before extraordinary items$655,0004,575
Extraordinary gains, net$017
Net income$655,0004,576
Minority interest net income$084
Net income of bank and minority interests.$655,0004,576
Net charge-offs$-241,0006,280
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$657,0004,513
2014-09-30 (YTD Data)Rank
Total interest income$3,605,0004,089
Total interest expense$186,0005,310
Net interest income$3,419,0003,911
Provision for loan and lease losses$04,401
Total noninterest income$1,331,0002,284
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$344,0002,436
Trading account gains and fees$0174
Additional Noninterest Income$987,0001,946
Total noninterest expense$4,392,0002,979
Salaries and employee benefits$2,389,0002,979
Premises and equipment expense$566,0002,807
Additional noninterest expense$1,437,0002,986
Pre-tax net operating income$358,0005,172
Securities gains (losses)$-2,0005,965
Applicable income taxes$04,583
Income before extraordinary items$356,0005,051
Extraordinary gains, net$015
Net income$356,0005,051
Minority interest net income$081
Net income of bank and minority interests.$356,0005,053
Net charge-offs$-40,0005,975
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$358,0005,002
2014-06-30 (YTD Data)Rank
Total interest income$2,367,0004,143
Total interest expense$124,0005,362
Net interest income$2,243,0003,957
Provision for loan and lease losses$04,196
Total noninterest income$818,0002,375
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$232,0002,399
Trading account gains and fees$0172
Additional Noninterest Income$586,0002,092
Total noninterest expense$2,917,0003,001
Salaries and employee benefits$1,568,0003,025
Premises and equipment expense$397,0002,723
Additional noninterest expense$952,0003,006
Pre-tax net operating income$144,0005,592
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$144,0005,505
Extraordinary gains, net$020
Net income$144,0005,507
Minority interest net income$080
Net income of bank and minority interests.$144,0005,508
Net charge-offs$6,0003,908
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$144,0005,469
2014-03-31 (YTD Data)Rank
Total interest income$1,146,0004,248
Total interest expense$63,0005,410
Net interest income$1,083,0004,056
Provision for loan and lease losses$03,817
Total noninterest income$390,0002,409
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$119,0002,323
Trading account gains and fees$0147
Additional Noninterest Income$271,0002,151
Total noninterest expense$1,411,0003,102
Salaries and employee benefits$766,0003,090
Premises and equipment expense$203,0002,730
Additional noninterest expense$442,0003,183
Pre-tax net operating income$62,0005,639
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$62,0005,581
Extraordinary gains, net$016
Net income$62,0005,581
Minority interest net income$066
Net income of bank and minority interests.$62,0005,581
Net charge-offs$6,0003,056
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$62,0005,545
2013-12-31 (YTD Data)Rank
Total interest income$4,403,0004,391
Total interest expense$321,0005,276
Net interest income$4,082,0004,227
Provision for loan and lease losses$50,0004,250
Total noninterest income$2,151,0002,052
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$517,0002,309
Trading account gains and fees$0184
Additional Noninterest Income$1,634,0001,755
Total noninterest expense$5,836,0003,051
Salaries and employee benefits$2,721,0003,323
Premises and equipment expense$807,0002,687
Additional noninterest expense$2,308,0002,655
Pre-tax net operating income$347,0005,364
Securities gains (losses)$03,182
Applicable income taxes$8,0004,340
Income before extraordinary items$339,0005,319
Extraordinary gains, net$029
Net income$339,0005,323
Minority interest net income$090
Net income of bank and minority interests.$339,0005,323
Net charge-offs$1,032,0001,241
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$8,775,00050
Net operating income$339,0005,263
2013-09-30 (YTD Data)Rank
Total interest income$3,245,0004,481
Total interest expense$248,0005,323
Net interest income$2,997,0004,317
Provision for loan and lease losses$04,941
Total noninterest income$1,359,0002,331
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$387,0002,330
Trading account gains and fees$0180
Additional Noninterest Income$972,0002,080
Total noninterest expense$4,303,0003,083
Salaries and employee benefits$1,905,0003,521
Premises and equipment expense$590,0002,758
Additional noninterest expense$1,808,0002,531
Pre-tax net operating income$53,0006,135
Securities gains (losses)$03,040
Applicable income taxes$8,0004,371
Income before extraordinary items$45,0006,211
Extraordinary gains, net$025
Net income$45,0006,212
Minority interest net income$084
Net income of bank and minority interests.$45,0006,212
Net charge-offs$878,0001,102
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$45,0006,155
2013-06-30 (YTD Data)Rank
Total interest income$2,140,0004,521
Total interest expense$169,0005,351
Net interest income$1,971,0004,357
Provision for loan and lease losses$04,788
Total noninterest income$885,0002,395
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$257,0002,317
Trading account gains and fees$0157
Additional Noninterest Income$628,0002,173
Total noninterest expense$2,911,0003,068
Salaries and employee benefits$1,238,0003,602
Premises and equipment expense$405,0002,720
Additional noninterest expense$1,268,0002,412
Pre-tax net operating income$-55,0006,418
Securities gains (losses)$02,791
Applicable income taxes$8,0004,256
Income before extraordinary items$-63,0006,479
Extraordinary gains, net$022
Net income$-63,0006,480
Minority interest net income$082
Net income of bank and minority interests.$-63,0006,480
Net charge-offs$740,000953
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-63,0006,437
2013-03-31 (YTD Data)Rank
Total interest income$1,052,0004,587
Total interest expense$87,0005,386
Net interest income$965,0004,431
Provision for loan and lease losses$04,409
Total noninterest income$450,0002,385
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$132,0002,248
Trading account gains and fees$0148
Additional Noninterest Income$318,0002,143
Total noninterest expense$1,441,0003,103
Salaries and employee benefits$612,0003,663
Premises and equipment expense$204,0002,724
Additional noninterest expense$625,0002,452
Pre-tax net operating income$-26,0006,466
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$-34,0006,549
Extraordinary gains, net$010
Net income$-34,0006,550
Minority interest net income$076
Net income of bank and minority interests.$-34,0006,550
Net charge-offs$746,000583
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-34,0006,499
2012-12-31 (YTD Data)Rank
Total interest income$5,320,0004,156
Total interest expense$538,0004,990
Net interest income$4,782,0003,927
Provision for loan and lease losses$60,0005,049
Total noninterest income$1,579,0002,528
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$584,0002,202
Trading account gains and fees$0166
Additional Noninterest Income$995,0002,373
Total noninterest expense$6,423,0002,877
Salaries and employee benefits$2,347,0003,723
Premises and equipment expense$812,0002,707
Additional noninterest expense$3,264,0002,005
Pre-tax net operating income$-122,0006,301
Securities gains (losses)$03,810
Applicable income taxes$394,0002,420
Income before extraordinary items$-516,0006,591
Extraordinary gains, net$029
Net income$-516,0006,585
Minority interest net income$093
Net income of bank and minority interests.$-516,0006,587
Net charge-offs$245,0003,549
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-516,0006,536
2012-09-30 (YTD Data)Rank
Total interest income$4,181,0004,091
Total interest expense$430,0004,986
Net interest income$3,751,0003,876
Provision for loan and lease losses$60,0004,806
Total noninterest income$1,124,0002,619
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$445,0002,199
Trading account gains and fees$0157
Additional Noninterest Income$679,0002,512
Total noninterest expense$4,354,0003,127
Salaries and employee benefits$1,758,0003,741
Premises and equipment expense$608,0002,745
Additional noninterest expense$1,988,0002,434
Pre-tax net operating income$461,0004,811
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$461,0004,754
Extraordinary gains, net$020
Net income$461,0004,755
Minority interest net income$086
Net income of bank and minority interests.$461,0004,755
Net charge-offs$196,0003,332
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$461,0004,582
2012-06-30 (YTD Data)Rank
Total interest income$2,863,0004,053
Total interest expense$308,0004,924
Net interest income$2,555,0003,833
Provision for loan and lease losses$60,0004,338
Total noninterest income$735,0002,617
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$301,0002,154
Trading account gains and fees$0153
Additional Noninterest Income$434,0002,529
Total noninterest expense$2,839,0003,191
Salaries and employee benefits$1,170,0003,765
Premises and equipment expense$406,0002,742
Additional noninterest expense$1,263,0002,553
Pre-tax net operating income$391,0004,481
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$391,0004,403
Extraordinary gains, net$019
Net income$391,0004,408
Minority interest net income$084
Net income of bank and minority interests.$391,0004,406
Net charge-offs$183,0002,851
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$391,0004,213
2012-03-31 (YTD Data)Rank
Total interest income$1,531,0003,921
Total interest expense$170,0004,817
Net interest income$1,361,0003,698
Provision for loan and lease losses$60,0003,447
Total noninterest income$345,0002,700
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$152,0002,115
Trading account gains and fees$0148
Additional Noninterest Income$193,0002,722
Total noninterest expense$1,398,0003,231
Salaries and employee benefits$519,0004,105
Premises and equipment expense$200,0002,792
Additional noninterest expense$679,0002,355
Pre-tax net operating income$248,0004,183
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$248,0003,989
Extraordinary gains, net$019
Net income$248,0003,991
Minority interest net income$078
Net income of bank and minority interests.$248,0003,991
Net charge-offs$176,0001,956
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$248,0003,835
2011-12-31 (YTD Data)Rank
Total interest income$6,995,0003,673
Total interest expense$1,089,0004,202
Net interest income$5,906,0003,501
Provision for loan and lease losses$650,0003,053
Total noninterest income$1,835,0002,145
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$588,0002,272
Trading account gains and fees$0146
Additional Noninterest Income$1,247,0001,851
Total noninterest expense$6,302,0002,932
Salaries and employee benefits$2,705,0003,362
Premises and equipment expense$814,0002,875
Additional noninterest expense$2,783,0002,350
Pre-tax net operating income$789,0004,110
Securities gains (losses)$4,0003,534
Applicable income taxes$8,0004,354
Income before extraordinary items$785,0003,977
Extraordinary gains, net$029
Net income$785,0003,982
Minority interest net income$096
Net income of bank and minority interests.$785,0003,981
Net charge-offs$1,038,0002,317
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$781,0403,858
2011-09-30 (YTD Data)Rank
Total interest income$5,454,0003,616
Total interest expense$869,0004,168
Net interest income$4,585,0003,428
Provision for loan and lease losses$500,0002,879
Total noninterest income$1,217,0002,306
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$433,0002,318
Trading account gains and fees$0145
Additional Noninterest Income$784,0002,065
Total noninterest expense$4,777,0002,918
Salaries and employee benefits$2,072,0003,303
Premises and equipment expense$618,0002,864
Additional noninterest expense$2,087,0002,367
Pre-tax net operating income$525,0004,406
Securities gains (losses)$4,0003,259
Applicable income taxes$15,0004,140
Income before extraordinary items$514,0004,264
Extraordinary gains, net$021
Net income$514,0004,266
Minority interest net income$087
Net income of bank and minority interests.$514,0004,266
Net charge-offs$656,0002,363
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$510,1204,144
2011-06-30 (YTD Data)Rank
Total interest income$3,817,0003,524
Total interest expense$618,0004,136
Net interest income$3,199,0003,322
Provision for loan and lease losses$100,0004,367
Total noninterest income$765,0002,387
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$288,0002,295
Trading account gains and fees$0153
Additional Noninterest Income$477,0002,171
Total noninterest expense$3,324,0002,814
Salaries and employee benefits$1,438,0003,240
Premises and equipment expense$423,0002,818
Additional noninterest expense$1,463,0002,292
Pre-tax net operating income$540,0003,663
Securities gains (losses)$3,0002,636
Applicable income taxes$15,0003,950
Income before extraordinary items$528,0003,468
Extraordinary gains, net$015
Net income$528,0003,470
Minority interest net income$089
Net income of bank and minority interests.$528,0003,470
Net charge-offs$414,0002,331
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$525,0903,376
2011-03-31 (YTD Data)Rank
Total interest income$2,048,0003,342
Total interest expense$326,0004,097
Net interest income$1,722,0003,118
Provision for loan and lease losses$100,0003,337
Total noninterest income$342,0002,604
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$140,0002,327
Trading account gains and fees$0158
Additional Noninterest Income$202,0002,455
Total noninterest expense$1,654,0002,839
Salaries and employee benefits$703,0003,320
Premises and equipment expense$217,0002,797
Additional noninterest expense$734,0002,259
Pre-tax net operating income$310,0003,463
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$310,0003,166
Extraordinary gains, net$09
Net income$310,0003,162
Minority interest net income$086
Net income of bank and minority interests.$310,0003,166
Net charge-offs$371,0001,581
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$310,0003,105
2010-12-31 (YTD Data)Rank
Total interest income$8,710,0003,310
Total interest expense$2,582,0002,915
Net interest income$6,128,0003,420
Provision for loan and lease losses$3,050,0001,597
Total noninterest income$84,0006,799
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$749,0001,937
Trading account gains and fees$0175
Additional Noninterest Income$-665,0007,437
Total noninterest expense$7,437,0002,606
Salaries and employee benefits$2,828,0003,274
Premises and equipment expense$874,0002,765
Additional noninterest expense$3,735,0001,902
Pre-tax net operating income$-4,275,0007,054
Securities gains (losses)$130,0001,940
Applicable income taxes$15,0004,111
Income before extraordinary items$-4,160,0007,117
Extraordinary gains, net$029
Net income$-4,160,0007,116
Minority interest net income$0111
Net income of bank and minority interests.$-4,160,0007,117
Net charge-offs$3,673,0001,290
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,290,0007,108
2010-09-30 (YTD Data)Rank
Total interest income$6,805,0003,263
Total interest expense$2,114,0002,840
Net interest income$4,691,0003,417
Provision for loan and lease losses$2,850,0001,312
Total noninterest income$560,0003,830
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$579,0001,945
Trading account gains and fees$0165
Additional Noninterest Income$-19,0007,260
Total noninterest expense$5,587,0002,595
Salaries and employee benefits$2,142,0003,264
Premises and equipment expense$646,0002,857
Additional noninterest expense$2,799,0001,870
Pre-tax net operating income$-3,186,0007,227
Securities gains (losses)$130,0001,715
Applicable income taxes$15,0004,104
Income before extraordinary items$-3,071,0007,283
Extraordinary gains, net$023
Net income$-3,071,0007,283
Minority interest net income$0110
Net income of bank and minority interests.$-3,071,0007,283
Net charge-offs$3,766,000952
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,201,0007,275
2010-06-30 (YTD Data)Rank
Total interest income$4,718,0003,191
Total interest expense$1,506,0002,781
Net interest income$3,212,0003,349
Provision for loan and lease losses$1,800,0001,356
Total noninterest income$744,0002,481
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$393,0001,923
Trading account gains and fees$0152
Additional Noninterest Income$351,0002,599
Total noninterest expense$3,828,0002,528
Salaries and employee benefits$1,459,0003,219
Premises and equipment expense$434,0002,853
Additional noninterest expense$1,935,0001,818
Pre-tax net operating income$-1,672,0007,211
Securities gains (losses)$130,0001,238
Applicable income taxes$15,0003,923
Income before extraordinary items$-1,557,0007,256
Extraordinary gains, net$019
Net income$-1,557,0007,255
Minority interest net income$0105
Net income of bank and minority interests.$-1,557,0007,256
Net charge-offs$2,618,000923
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,687,0007,280
2010-03-31 (YTD Data)Rank
Total interest income$2,391,0003,212
Total interest expense$809,0002,738
Net interest income$1,582,0003,411
Provision for loan and lease losses$900,0001,245
Total noninterest income$371,0002,498
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$194,0001,923
Trading account gains and fees$0175
Additional Noninterest Income$177,0002,567
Total noninterest expense$1,771,0002,744
Salaries and employee benefits$775,0003,094
Premises and equipment expense$220,0002,891
Additional noninterest expense$776,0002,180
Pre-tax net operating income$-718,0007,303
Securities gains (losses)$34,0001,304
Applicable income taxes$04,611
Income before extraordinary items$-684,0007,361
Extraordinary gains, net$016
Net income$-684,0007,361
Minority interest net income$091
Net income of bank and minority interests.$-684,0007,362
Net charge-offs$1,038,0001,013
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-718,0007,358
2009-12-31 (YTD Data)Rank
Total interest income$10,606,0003,087
Total interest expense$4,482,0002,488
Net interest income$6,124,0003,403
Provision for loan and lease losses$11,054,000798
Total noninterest income$828,0003,704
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$777,0002,087
Trading account gains and fees$0211
Additional Noninterest Income$51,0006,344
Total noninterest expense$7,062,0002,777
Salaries and employee benefits$2,883,0003,297
Premises and equipment expense$880,0002,874
Additional noninterest expense$3,299,0002,162
Pre-tax net operating income$-11,164,0007,526
Securities gains (losses)$242,0001,407
Applicable income taxes$-567,0007,083
Income before extraordinary items$-10,355,0007,572
Extraordinary gains, net$034
Net income$-10,355,0007,571
Minority interest net income$0115
Net income of bank and minority interests.$-10,355,0007,571
Net charge-offs$9,869,000691
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$25,0001,180
Net operating income$-10,584,9007,579
2009-09-30 (YTD Data)Rank
Total interest income$8,082,0003,078
Total interest expense$3,544,0002,486
Net interest income$4,538,0003,443
Provision for loan and lease losses$7,055,000815
Total noninterest income$1,289,0002,403
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$573,0002,117
Trading account gains and fees$0212
Additional Noninterest Income$716,0002,274
Total noninterest expense$5,903,0002,503
Salaries and employee benefits$2,195,0003,277
Premises and equipment expense$657,0002,918
Additional noninterest expense$3,051,0001,756
Pre-tax net operating income$-7,131,0007,631
Securities gains (losses)$179,0001,374
Applicable income taxes$-425,0007,299
Income before extraordinary items$-6,527,0007,664
Extraordinary gains, net$027
Net income$-6,527,0007,664
Minority interest net income$0118
Net income of bank and minority interests.$-6,527,0007,664
Net charge-offs$6,088,000709
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$21,0001,081
Net operating income$-6,695,2607,685
2009-06-30 (YTD Data)Rank
Total interest income$5,367,0003,121
Total interest expense$2,451,0002,498
Net interest income$2,916,0003,539
Provision for loan and lease losses$4,145,000871
Total noninterest income$717,0002,702
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$387,0002,078
Trading account gains and fees$0193
Additional Noninterest Income$330,0002,832
Total noninterest expense$3,540,0002,799
Salaries and employee benefits$1,505,0003,233
Premises and equipment expense$440,0002,952
Additional noninterest expense$1,595,0002,212
Pre-tax net operating income$-4,052,0007,667
Securities gains (losses)$03,136
Applicable income taxes$-1,429,0007,829
Income before extraordinary items$-2,623,0007,583
Extraordinary gains, net$021
Net income$-2,623,0007,582
Minority interest net income$0112
Net income of bank and minority interests.$-2,623,0007,582
Net charge-offs$3,486,000752
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$15,0001,044
Net operating income$-2,623,0007,598
2009-03-31 (YTD Data)Rank
Total interest income$2,662,0003,175
Total interest expense$1,227,0002,578
Net interest income$1,435,0003,582
Provision for loan and lease losses$1,845,000795
Total noninterest income$364,0002,668
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$206,0001,911
Trading account gains and fees$0171
Additional Noninterest Income$158,0002,881
Total noninterest expense$1,628,0002,919
Salaries and employee benefits$761,0003,235
Premises and equipment expense$222,0002,986
Additional noninterest expense$645,0002,407
Pre-tax net operating income$-1,674,0007,773
Securities gains (losses)$02,434
Applicable income taxes$-643,0007,920
Income before extraordinary items$-1,031,0007,709
Extraordinary gains, net$015
Net income$-1,031,0007,712
Minority interest net income$0102
Net income of bank and minority interests.$-1,031,0007,711
Net charge-offs$1,449,000753
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$12,000859
Net operating income$-1,031,0007,711
2008-12-31 (YTD Data)Rank
Total interest income$11,957,0003,056
Total interest expense$4,764,0003,087
Net interest income$7,193,0002,976
Provision for loan and lease losses$3,850,0001,194
Total noninterest income$2,368,0001,891
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$695,0002,356
Trading account gains and fees$0154
Additional Noninterest Income$1,673,0001,482
Total noninterest expense$6,644,0002,808
Salaries and employee benefits$3,684,0002,696
Premises and equipment expense$882,0002,924
Additional noninterest expense$2,078,0002,770
Pre-tax net operating income$-933,0006,982
Securities gains (losses)$13,0002,401
Applicable income taxes$-354,0007,376
Income before extraordinary items$-566,0006,750
Extraordinary gains, net$039
Net income$-566,0006,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,670,0001,088
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$28,0001,218
Net operating income$-574,3206,893
2008-09-30 (YTD Data)Rank
Total interest income$8,981,0003,114
Total interest expense$3,593,0003,183
Net interest income$5,388,0003,002
Provision for loan and lease losses$3,030,000896
Total noninterest income$1,766,0001,955
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$507,0002,430
Trading account gains and fees$0148
Additional Noninterest Income$1,259,0001,538
Total noninterest expense$5,070,0002,747
Salaries and employee benefits$2,842,0002,670
Premises and equipment expense$659,0002,950
Additional noninterest expense$1,569,0002,661
Pre-tax net operating income$-946,0007,496
Securities gains (losses)$13,0002,250
Applicable income taxes$-358,0007,798
Income before extraordinary items$-575,0007,245
Extraordinary gains, net$031
Net income$-575,0007,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,520,0001,004
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$17,0001,100
Net operating income$-583,3207,382
2008-06-30 (YTD Data)Rank
Total interest income$6,040,0003,131
Total interest expense$2,440,0003,246
Net interest income$3,600,0002,990
Provision for loan and lease losses$2,050,000775
Total noninterest income$721,0002,787
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$322,0002,497
Trading account gains and fees$0149
Additional Noninterest Income$399,0002,598
Total noninterest expense$3,478,0002,691
Salaries and employee benefits$1,976,0002,600
Premises and equipment expense$434,0002,986
Additional noninterest expense$1,068,0002,593
Pre-tax net operating income$-1,207,0008,002
Securities gains (losses)$13,0002,325
Applicable income taxes$-424,0008,149
Income before extraordinary items$-770,0007,888
Extraordinary gains, net$021
Net income$-770,0007,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0001,841
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$27,000894
Net operating income$-778,3207,870
2008-03-31 (YTD Data)Rank
Total interest income$3,046,0003,192
Total interest expense$1,281,0003,291
Net interest income$1,765,0003,043
Provision for loan and lease losses$875,000689
Total noninterest income$377,0002,713
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$148,0002,655
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$1,785,0002,639
Salaries and employee benefits$1,021,0002,540
Premises and equipment expense$222,0002,948
Additional noninterest expense$542,0002,533
Pre-tax net operating income$-518,0008,100
Securities gains (losses)$02,688
Applicable income taxes$-199,0008,260
Income before extraordinary items$-319,0008,003
Extraordinary gains, net$015
Net income$-319,0008,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,458
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$14,000771
Net operating income$-319,0007,976
2007-12-31 (YTD Data)Rank
Total interest income$11,170,0003,482
Total interest expense$4,528,0003,703
Net interest income$6,642,0003,231
Provision for loan and lease losses$543,0002,211
Total noninterest income$2,236,0002,053
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$607,0002,655
Trading account gains and fees$0178
Additional Noninterest Income$1,629,0001,583
Total noninterest expense$6,808,0002,663
Salaries and employee benefits$3,738,0002,650
Premises and equipment expense$791,0003,108
Additional noninterest expense$2,279,0002,366
Pre-tax net operating income$1,527,0003,875
Securities gains (losses)$150,000508
Applicable income taxes$552,0002,611
Income before extraordinary items$1,125,0004,051
Extraordinary gains, net$039
Net income$1,125,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$249,0002,546
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$151,000827
Net operating income$1,024,5004,256
2007-09-30 (YTD Data)Rank
Total interest income$7,949,0003,631
Total interest expense$3,143,0003,904
Net interest income$4,806,0003,343
Provision for loan and lease losses$310,0002,268
Total noninterest income$1,785,0001,956
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$453,0002,646
Trading account gains and fees$0184
Additional Noninterest Income$1,332,0001,494
Total noninterest expense$5,109,0002,640
Salaries and employee benefits$2,821,0002,620
Premises and equipment expense$579,0003,149
Additional noninterest expense$1,709,0002,321
Pre-tax net operating income$1,172,0004,002
Securities gains (losses)$12,000960
Applicable income taxes$197,0003,735
Income before extraordinary items$987,0003,923
Extraordinary gains, net$033
Net income$987,0003,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,692
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$34,000963
Net operating income$977,0403,930
2007-06-30 (YTD Data)Rank
Total interest income$4,942,0003,813
Total interest expense$1,920,0004,124
Net interest income$3,022,0003,510
Provision for loan and lease losses$135,0002,802
Total noninterest income$831,0002,533
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$298,0002,671
Trading account gains and fees$0168
Additional Noninterest Income$533,0002,160
Total noninterest expense$3,280,0002,747
Salaries and employee benefits$1,823,0002,725
Premises and equipment expense$375,0003,253
Additional noninterest expense$1,082,0002,446
Pre-tax net operating income$438,0005,325
Securities gains (losses)$12,000824
Applicable income taxes$136,0003,769
Income before extraordinary items$314,0005,560
Extraordinary gains, net$029
Net income$314,0005,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,815
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$23,000881
Net operating income$305,6005,596
2007-03-31 (YTD Data)Rank
Total interest income$2,351,0003,945
Total interest expense$906,0004,248
Net interest income$1,445,0003,648
Provision for loan and lease losses$67,0002,635
Total noninterest income$432,0002,433
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$143,0002,690
Trading account gains and fees$0195
Additional Noninterest Income$289,0002,009
Total noninterest expense$1,632,0002,769
Salaries and employee benefits$889,0002,813
Premises and equipment expense$192,0003,217
Additional noninterest expense$551,0002,394
Pre-tax net operating income$178,0005,741
Securities gains (losses)$11,000674
Applicable income taxes$56,0003,993
Income before extraordinary items$133,0005,890
Extraordinary gains, net$022
Net income$133,0005,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$14,000721
Net operating income$125,3005,992
2006-12-31 (YTD Data)Rank
Total interest income$8,350,0004,088
Total interest expense$3,163,0004,180
Net interest income$5,187,0003,902
Provision for loan and lease losses$139,0004,181
Total noninterest income$1,848,0002,352
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$607,0002,664
Trading account gains and fees$0130
Additional Noninterest Income$1,241,0001,913
Total noninterest expense$5,927,0002,901
Salaries and employee benefits$3,161,0002,986
Premises and equipment expense$742,0003,186
Additional noninterest expense$2,024,0002,544
Pre-tax net operating income$969,0005,272
Securities gains (losses)$-19,0007,524
Applicable income taxes$113,0004,865
Income before extraordinary items$837,0005,113
Extraordinary gains, net$051
Net income$837,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,717
Cash dividends$210,0004,871
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$853,7205,064
2006-09-30 (YTD Data)Rank
Total interest income$6,147,0004,116
Total interest expense$2,273,0004,201
Net interest income$3,874,0003,935
Provision for loan and lease losses$139,0003,536
Total noninterest income$1,480,0002,249
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$456,0002,657
Trading account gains and fees$0126
Additional Noninterest Income$1,024,0001,786
Total noninterest expense$4,384,0002,931
Salaries and employee benefits$2,349,0003,005
Premises and equipment expense$550,0003,221
Additional noninterest expense$1,485,0002,591
Pre-tax net operating income$831,0005,157
Securities gains (losses)$-19,0007,814
Applicable income taxes$76,0005,161
Income before extraordinary items$736,0004,901
Extraordinary gains, net$045
Net income$736,0004,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,236
Cash dividends$210,0004,086
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$753,2904,830
2006-06-30 (YTD Data)Rank
Total interest income$4,026,0004,104
Total interest expense$1,470,0004,167
Net interest income$2,556,0003,983
Provision for loan and lease losses$15,0005,732
Total noninterest income$636,0003,011
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$316,0002,564
Trading account gains and fees$0126
Additional Noninterest Income$320,0002,895
Total noninterest expense$2,766,0003,080
Salaries and employee benefits$1,461,0003,202
Premises and equipment expense$374,0003,158
Additional noninterest expense$931,0002,736
Pre-tax net operating income$411,0005,850
Securities gains (losses)$-19,0008,060
Applicable income taxes$115,0004,355
Income before extraordinary items$277,0006,173
Extraordinary gains, net$039
Net income$277,0006,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,990
Cash dividends$100,0004,336
Sale, conversion, retirement of capital stock, net$0887
Net operating income$290,4906,076
2006-03-31 (YTD Data)Rank
Total interest income$1,953,0004,153
Total interest expense$703,0004,166
Net interest income$1,250,0004,043
Provision for loan and lease losses$06,013
Total noninterest income$308,0003,038
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$157,0002,502
Trading account gains and fees$0115
Additional Noninterest Income$151,0002,962
Total noninterest expense$1,356,0003,151
Salaries and employee benefits$734,0003,206
Premises and equipment expense$180,0003,270
Additional noninterest expense$442,0002,854
Pre-tax net operating income$202,0005,824
Securities gains (losses)$0955
Applicable income taxes$60,0004,268
Income before extraordinary items$142,0006,078
Extraordinary gains, net$021
Net income$142,0006,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0002,032
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$142,0006,075
2005-12-31 (YTD Data)Rank
Total interest income$7,112,0004,101
Total interest expense$2,109,0004,281
Net interest income$5,003,0003,946
Provision for loan and lease losses$283,0002,962
Total noninterest income$1,788,0002,391
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$567,0002,787
Trading account gains and fees$0138
Additional Noninterest Income$1,221,0001,944
Total noninterest expense$5,106,0003,177
Salaries and employee benefits$2,741,0003,211
Premises and equipment expense$649,0003,428
Additional noninterest expense$1,716,0002,895
Pre-tax net operating income$1,402,0004,540
Securities gains (losses)$02,296
Applicable income taxes$406,0003,675
Income before extraordinary items$996,0004,855
Extraordinary gains, net$046
Net income$996,0004,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,442
Cash dividends$200,0004,874
Sale, conversion, retirement of capital stock, net$0934
Net operating income$996,0004,822
2005-09-30 (YTD Data)Rank
Total interest income$5,078,0004,196
Total interest expense$1,449,0004,393
Net interest income$3,629,0004,046
Provision for loan and lease losses$237,0002,637
Total noninterest income$1,278,0002,468
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$411,0002,856
Trading account gains and fees$0126
Additional Noninterest Income$867,0002,008
Total noninterest expense$3,798,0003,174
Salaries and employee benefits$2,075,0003,166
Premises and equipment expense$479,0003,460
Additional noninterest expense$1,244,0002,952
Pre-tax net operating income$872,0005,104
Securities gains (losses)$02,317
Applicable income taxes$272,0003,956
Income before extraordinary items$600,0005,443
Extraordinary gains, net$035
Net income$600,0005,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,121
Cash dividends$200,0004,032
Sale, conversion, retirement of capital stock, net$0769
Net operating income$600,0005,417
2005-06-30 (YTD Data)Rank
Total interest income$3,192,0004,307
Total interest expense$872,0004,530
Net interest income$2,320,0004,153
Provision for loan and lease losses$56,0004,409
Total noninterest income$638,0002,960
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$242,0003,078
Trading account gains and fees$0116
Additional Noninterest Income$396,0002,562
Total noninterest expense$2,460,0003,242
Salaries and employee benefits$1,354,0003,211
Premises and equipment expense$316,0003,470
Additional noninterest expense$790,0003,050
Pre-tax net operating income$442,0005,736
Securities gains (losses)$02,146
Applicable income taxes$133,0004,417
Income before extraordinary items$309,0006,058
Extraordinary gains, net$030
Net income$309,0006,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$309,0006,008
2005-03-31 (YTD Data)Rank
Total interest income$1,549,0004,374
Total interest expense$397,0004,712
Net interest income$1,152,0004,201
Provision for loan and lease losses$51,0003,150
Total noninterest income$265,0003,337
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$79,0003,954
Trading account gains and fees$0115
Additional Noninterest Income$186,0002,593
Total noninterest expense$1,212,0003,291
Salaries and employee benefits$696,0003,137
Premises and equipment expense$156,0003,539
Additional noninterest expense$360,0003,295
Pre-tax net operating income$154,0006,506
Securities gains (losses)$01,685
Applicable income taxes$50,0004,748
Income before extraordinary items$104,0006,827
Extraordinary gains, net$024
Net income$104,0006,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$104,0006,796
2004-12-31 (YTD Data)Rank
Total interest income$6,377,0004,078
Total interest expense$1,409,0004,687
Net interest income$4,968,0003,816
Provision for loan and lease losses$450,0002,142
Total noninterest income$986,0003,590
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$332,0004,073
Trading account gains and fees$0138
Additional Noninterest Income$654,0002,835
Total noninterest expense$5,082,0003,065
Salaries and employee benefits$2,538,0003,308
Premises and equipment expense$529,0003,913
Additional noninterest expense$2,015,0002,407
Pre-tax net operating income$422,0006,979
Securities gains (losses)$153,000977
Applicable income taxes$159,0005,031
Income before extraordinary items$416,0006,687
Extraordinary gains, net$034
Net income$416,0006,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$581,0001,188
Cash dividends$150,0005,168
Sale, conversion, retirement of capital stock, net$0872
Net operating income$305,8407,148
2004-09-30 (YTD Data)Rank
Total interest income$4,813,0004,045
Total interest expense$1,055,0004,646
Net interest income$3,758,0003,787
Provision for loan and lease losses$345,0002,034
Total noninterest income$726,0003,641
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$251,0004,094
Trading account gains and fees$0134
Additional Noninterest Income$475,0002,891
Total noninterest expense$3,737,0003,092
Salaries and employee benefits$1,910,0003,273
Premises and equipment expense$374,0004,078
Additional noninterest expense$1,453,0002,457
Pre-tax net operating income$402,0006,733
Securities gains (losses)$137,000985
Applicable income taxes$156,0004,794
Income before extraordinary items$383,0006,427
Extraordinary gains, net$026
Net income$383,0006,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,191
Cash dividends$150,0004,286
Sale, conversion, retirement of capital stock, net$0738
Net operating income$285,7306,929
2004-06-30 (YTD Data)Rank
Total interest income$3,149,0004,101
Total interest expense$696,0004,690
Net interest income$2,453,0003,841
Provision for loan and lease losses$255,0001,798
Total noninterest income$482,0003,655
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$166,0004,100
Trading account gains and fees$0130
Additional Noninterest Income$316,0002,906
Total noninterest expense$2,363,0003,269
Salaries and employee benefits$1,231,0003,368
Premises and equipment expense$217,0004,509
Additional noninterest expense$915,0002,586
Pre-tax net operating income$317,0006,395
Securities gains (losses)$137,000841
Applicable income taxes$159,0004,153
Income before extraordinary items$295,0006,071
Extraordinary gains, net$021
Net income$295,0006,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,195
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$205,9506,769
2004-03-31 (YTD Data)Rank
Total interest income$1,541,0004,177
Total interest expense$356,0004,656
Net interest income$1,185,0003,934
Provision for loan and lease losses$150,0001,414
Total noninterest income$154,0004,708
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$84,0004,000
Trading account gains and fees$0121
Additional Noninterest Income$70,0004,441
Total noninterest expense$1,111,0003,461
Salaries and employee benefits$587,0003,540
Premises and equipment expense$104,0004,667
Additional noninterest expense$420,0002,778
Pre-tax net operating income$78,0007,488
Securities gains (losses)$137,000658
Applicable income taxes$75,0004,234
Income before extraordinary items$140,0006,167
Extraordinary gains, net$016
Net income$140,0006,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,000725
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$50,9507,717
2003-12-31 (YTD Data)Rank
Total interest income$6,005,0004,313
Total interest expense$1,447,0004,983
Net interest income$4,558,0003,960
Provision for loan and lease losses$675,0001,666
Total noninterest income$1,195,0003,304
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$361,0003,871
Trading account gains and fees$0160
Additional Noninterest Income$834,0002,669
Total noninterest expense$3,650,0003,969
Salaries and employee benefits$1,857,0004,161
Premises and equipment expense$356,0005,113
Additional noninterest expense$1,437,0003,207
Pre-tax net operating income$1,428,0004,249
Securities gains (losses)$26,0003,046
Applicable income taxes$509,0003,343
Income before extraordinary items$945,0004,808
Extraordinary gains, net$054
Net income$945,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0002,028
Cash dividends$1,000,0002,290
Sale, conversion, retirement of capital stock, net$2,800,000294
Net operating income$928,1004,693
2003-09-30 (YTD Data)Rank
Total interest income$4,384,0004,430
Total interest expense$1,060,0005,214
Net interest income$3,324,0004,057
Provision for loan and lease losses$335,0002,318
Total noninterest income$1,040,0003,052
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$274,0003,866
Trading account gains and fees$0153
Additional Noninterest Income$766,0002,434
Total noninterest expense$2,591,0004,141
Salaries and employee benefits$1,361,0004,230
Premises and equipment expense$267,0005,106
Additional noninterest expense$963,0003,502
Pre-tax net operating income$1,438,0003,604
Securities gains (losses)$04,204
Applicable income taxes$511,0002,982
Income before extraordinary items$927,0004,205
Extraordinary gains, net$040
Net income$927,0004,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,091
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$2,800,000200
Net operating income$927,0004,026
2003-06-30 (YTD Data)Rank
Total interest income$2,844,0004,552
Total interest expense$701,0005,338
Net interest income$2,143,0004,179
Provision for loan and lease losses$245,0002,166
Total noninterest income$292,0005,061
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$186,0003,782
Trading account gains and fees$0150
Additional Noninterest Income$106,0005,230
Total noninterest expense$1,623,0004,349
Salaries and employee benefits$872,0004,345
Premises and equipment expense$181,0005,036
Additional noninterest expense$570,0003,858
Pre-tax net operating income$567,0004,998
Securities gains (losses)$03,782
Applicable income taxes$210,0003,866
Income before extraordinary items$357,0005,678
Extraordinary gains, net$030
Net income$357,0005,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0002,967
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$2,800,000123
Net operating income$357,0005,471
2003-03-31 (YTD Data)Rank
Total interest income$1,346,0004,758
Total interest expense$338,0005,552
Net interest income$1,008,0004,370
Provision for loan and lease losses$120,0002,030
Total noninterest income$157,0004,778
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$89,0003,826
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$745,0004,590
Salaries and employee benefits$411,0004,536
Premises and equipment expense$89,0005,083
Additional noninterest expense$245,0004,281
Pre-tax net operating income$300,0004,784
Securities gains (losses)$02,891
Applicable income taxes$114,0003,720
Income before extraordinary items$186,0005,500
Extraordinary gains, net$021
Net income$186,0005,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,119
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$2,800,00061
Net operating income$186,0005,303
2002-12-31 (YTD Data)Rank
Total interest income$5,184,0005,057
Total interest expense$1,583,0005,555
Net interest income$3,601,0004,677
Provision for loan and lease losses$290,0003,537
Total noninterest income$1,381,0002,781
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$309,0004,164
Trading account gains and fees$0153
Additional Noninterest Income$1,072,0002,075
Total noninterest expense$2,945,0004,526
Salaries and employee benefits$1,496,0004,709
Premises and equipment expense$336,0005,215
Additional noninterest expense$1,113,0003,837
Pre-tax net operating income$1,747,0003,729
Securities gains (losses)$7,0003,799
Applicable income taxes$502,0003,434
Income before extraordinary items$1,252,0003,968
Extraordinary gains, net$070
Net income$1,252,0003,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0002,516
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,247,0303,876
2001-12-31 (YTD Data)Rank
Total interest income$4,440,0006,004
Total interest expense$1,778,0006,449
Net interest income$2,662,0005,509
Provision for loan and lease losses$461,0002,352
Total noninterest income$1,118,0003,087
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$246,0004,679
Trading account gains and fees$0177
Additional Noninterest Income$872,0002,255
Total noninterest expense$2,346,0005,178
Salaries and employee benefits$1,273,0005,108
Premises and equipment expense$222,0006,469
Additional noninterest expense$851,0004,597
Pre-tax net operating income$973,0004,970
Securities gains (losses)$-8,0009,262
Applicable income taxes$-127,0009,306
Income before extraordinary items$1,092,0004,053
Extraordinary gains, net$0105
Net income$1,092,0004,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,750
Cash dividends$14,0006,490
Sale, conversion, retirement of capital stock, net$500,000495
Net operating income$1,100,0003,908
2000-12-31 (YTD Data)Rank
Total interest income$3,607,0006,820
Total interest expense$1,580,0007,006
Net interest income$2,027,0006,525
Provision for loan and lease losses$239,0003,391
Total noninterest income$444,0005,227
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0005,485
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,111
Total noninterest expense$1,870,0005,921
Salaries and employee benefits$979,0006,007
Premises and equipment expense$212,0006,582
Additional noninterest expense$679,0005,298
Pre-tax net operating income$362,0007,637
Securities gains (losses)$01,956
Applicable income taxes$-280,0009,735
Income before extraordinary items$642,0005,660
Extraordinary gains, net$038
Net income$642,0005,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,940
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$210,000629
Net operating income$642,0005,671
1999-12-31 (YTD Data)Rank
Total interest income$3,009,0007,372
Total interest expense$1,380,0007,235
Net interest income$1,629,0007,331
Provision for loan and lease losses$240,0003,119
Total noninterest income$532,0004,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,031
Trading account gains and feesNANA
Additional Noninterest Income$393,0003,467
Total noninterest expense$1,855,0005,972
Salaries and employee benefits$1,046,0005,706
Premises and equipment expense$198,0006,846
Additional noninterest expense$611,0005,758
Pre-tax net operating income$66,0009,190
Securities gains (losses)$03,155
Applicable income taxes$-75,0009,878
Income before extraordinary items$141,0008,707
Extraordinary gains, net$035
Net income$141,0008,704
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,392
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$300,000675
Net operating income$141,0008,663
1998-12-31 (YTD Data)Rank
Total interest income$2,793,0007,767
Total interest expense$1,369,0007,499
Net interest income$1,424,0007,857
Provision for loan and lease losses$169,0003,931
Total noninterest income$295,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0006,938
Trading account gains and feesNANA
Additional Noninterest Income$199,0004,964
Total noninterest expense$1,680,0006,265
Salaries and employee benefits$967,0005,905
Premises and equipment expense$184,0006,975
Additional noninterest expense$529,0006,242
Pre-tax net operating income$-130,0009,937
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-130,0009,982
Extraordinary gains, net$032
Net income$-130,0009,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,376
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-130,0009,945
1997-12-31 (YTD Data)Rank
Total interest income$2,335,0008,595
Total interest expense$1,200,0008,110
Net interest income$1,135,0008,850
Provision for loan and lease losses$554,0001,647
Total noninterest income$258,0007,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0007,607
Trading account gains and feesNANA
Additional Noninterest Income$176,0005,269
Total noninterest expense$1,682,0006,343
Salaries and employee benefits$1,085,0005,538
Premises and equipment expense$179,0007,216
Additional noninterest expense$418,0007,209
Pre-tax net operating income$-843,00010,824
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-843,00010,835
Extraordinary gains, net$044
Net income$-843,00010,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,583
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-843,00010,822
1996-12-31 (YTD Data)Rank
Total interest income$809,00011,013
Total interest expense$375,00010,933
Net interest income$434,00011,029
Provision for loan and lease losses$172,0003,795
Total noninterest income$51,00010,833
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0009,477
Trading account gains and feesNANA
Additional Noninterest Income$26,00010,065
Total noninterest expense$1,346,0007,528
Salaries and employee benefits$940,0006,266
Premises and equipment expense$125,0008,668
Additional noninterest expense$281,0009,071
Pre-tax net operating income$-1,033,00011,341
Securities gains (losses)$1,0003,760
Applicable income taxes$010,572
Income before extraordinary items$-1,032,00011,370
Extraordinary gains, net$053
Net income$-1,032,00011,370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$100,000660
Net operating income$-1,033,00011,348
1995-12-31 (YTD Data)Rank
Total interest income$14,00011,964
Total interest expense$2,00011,948
Net interest income$12,00011,961
Provision for loan and lease losses$08,958
Total noninterest income$011,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$011,920
Total noninterest expense$37,00011,967
Salaries and employee benefits$13,00011,962
Premises and equipment expense$1,00011,947
Additional noninterest expense$23,00011,957
Pre-tax net operating income$-25,00011,535
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-25,00011,542
Extraordinary gains, net$065
Net income$-25,00011,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$4,500,000110
Net operating income$-25,00011,519

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.