Home > Albina Community Bank > Net charge- offs to loans
Albina Community Bank, Net charge- offs to loans
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 4,786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0434% | 5,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0702% | 4,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4561% | 1,859 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4650% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0198% | 163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 5,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0701% | 4,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 4,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4585% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6260% | 1,081 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4261% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0200% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 5,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0702% | 4,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0665% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2303% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2618% | 1,087 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5605% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0201% | 4,751 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 5,165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0697% | 4,089 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1187% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3777% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0740% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 5,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0557% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 5,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1808% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7726% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9053% | 1,135 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3454% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 5,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0778% | 4,892 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 5,191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0490% | 4,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1286% | 5,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1652% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3975% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2787% | 146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0295% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.1266% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 5,123 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0367% | 4,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1108% | 5,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8680% | 942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5908% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6349% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 4,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0421% | 5,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0737% | 4,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 5,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2448% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5594% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2129% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5971% | 6,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9551% | 6,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -6.9540% | 6,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0362% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | -15.7684% | 6,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2404% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8136% | 77 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0608% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.5117% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8328% | 6,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3124% | 6,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -9.1910% | 6,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0480% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | -20.8060% | 6,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3861% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0433% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5722% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.6434% | 30 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4491% | 6,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.0225% | 6,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -13.7273% | 6,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -31.3039% | 6,238 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 4,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9707% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5795% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.9081% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.8591% | 6,356 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.6081% | 6,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -17.4718% | 6,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0706% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | -39.9271% | 6,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0324% | 4,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2395% | 142 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0947% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9383% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2726% | 6,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4487% | 6,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.9451% | 5,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 5,687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0176% | 4,409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4525% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6178% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7293% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 5,987 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1481% | 6,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.2201% | 5,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 4,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3287% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6706% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8579% | 209 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 5,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4704% | 5,188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4148% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7298% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0906% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 3,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0327% | 5,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4616% | 5,204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9722% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9385% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1131% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2992% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1098% | 2,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5367% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0127% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5917% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2134% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0803% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5736% | 6,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4932% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2614% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1486% | 1,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7733% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4723% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2318% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9903% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6447% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0000% | 6,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9073% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 5,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0290% | 1,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1349% | 6,537 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2636% | 4,950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7344% | 114 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2995% | 781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4969% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7255% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8936% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0578% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 6,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1997% | 4,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.2513% | 43 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6119% | 375 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5623% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2943% | 3,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2425% | 3,038 |
| Percentage Net Loans Charged-off:Construction & development | -0.8606% | 6,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5090% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0835% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 3,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7733% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9769% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0919% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3083% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | -1.1678% | 6,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0357% | 6,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0868% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3470% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0654% | 2,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4567% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7756% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3598% | 299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4178% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3809% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | -1.6319% | 6,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0522% | 6,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8618% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0752% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0948% | 6,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3767% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9406% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7838% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7880% | 1,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8257% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1042% | 6,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8198% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 8.3298% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0400% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8533% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4670% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0125% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0214% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3788% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6740% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3774% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 3,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5149% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4841% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9891% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6696% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8432% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 4,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 3,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8011% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5386% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3352% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5628% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7807% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 4,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2423% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4524% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4788% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3912% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1520% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6527% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3502% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1131% | 3,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5314% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9944% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7122% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6364% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7699% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4225% | 109 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7919% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2483% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 15.0852% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3788% | 2,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9203% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 9.3034% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2896% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2532% | 7,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7631% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6593% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7055% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4594% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 19.1462% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2102% | 2,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0123% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 12.3402% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6790% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5776% | 7,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4360% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0770% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7457% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5462% | 225 |
| Percentage Net Loans Charged-off:Construction & development | 15.6503% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 9.7162% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 18.3001% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7659% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8463% | 7,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1941% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1455% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8361% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1324% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 2.0678% | 1,186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 15.7193% | 23 |
| Percentage Net Loans Charged-off: Home equity loans | 35.8509% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1128% | 7,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1326% | 6,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1069% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7837% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3634% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7467% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 30.7278% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1988% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8632% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7158% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5436% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3840% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0204% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8180% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1695% | 206 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0619% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 22.9145% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0726% | 2,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7871% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2855% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7227% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8898% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.0138% | 194 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5405% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3880% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5457% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 20.8368% | 164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2369% | 2,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4019% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2125% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7629% | 197 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4848% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6027% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3353% | 301 |
| Percentage Net Loans Charged-off:Construction & development | 14.9081% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0597% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7898% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4499% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7165% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6586% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 7.2969% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1280% | 3,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6459% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0753% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3193% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1758% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 5.1934% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2267% | 7,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6062% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6377% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3844% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3015% | 7,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1249% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5655% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4161% | 1,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2765% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7188% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5831% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 8,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4639% | 1,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0310% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8120% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0623% | 8,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0875% | 8,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3235% | 7,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1000% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2243% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 2,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0978% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1404% | 8,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4865% | 7,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0058% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9405% | 1,929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 7,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2128% | 8,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3076% | 8,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3230% | 7,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4741% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | -3.9960% | 1,932 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 2,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2669% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6478% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4864% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4868% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6383% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8453% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 1,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9804% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2473% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5000% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0040% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1108% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2101% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0093% | 8,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2902% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9949% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5949% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 8,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4113% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5870% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3158% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 7,927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 8,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1714% | 7,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2416% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3889% | 849 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 8,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0397% | 8,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3477% | 7,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9571% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3243% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7433% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4162% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2711% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2905% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0191% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0915% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8712% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6653% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4301% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5751% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3644% | 470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3819% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8203% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1075% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6312% | 717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5909% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8774% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 8,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 8,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6761% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7775% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2060% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1546% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7059% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 8,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 8,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3518% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6966% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4965% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7118% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7255% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0734% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0461% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2957% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2115% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9375% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9561% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5676% | 2,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5882% | 3,457 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2178% | 1,378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2090% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1845% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3604% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3934% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2846% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9293% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8720% | 1,061 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 2,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6336% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6531% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8824% | 2,717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4830% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 2,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.1039% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4007% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4009% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1625% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9336% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7763% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 4,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1175% | 1,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.3709% | 8,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7967% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | 12.8388% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2215% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9263% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3529% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2518% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5828% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9066% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6520% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,805 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | NA | NA |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |