Home > Albemarle First Bank > Assets and Liabilities
Albemarle First Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 40 | 4,042 |
| Assets and Liabilities | ||
| Total Assets: | $122,227,000 | 4,382 |
| Cash and due from depository institutions | $4,113,000 | 4,042 |
| Interest-bearing balances | $198,000 | 4,103 |
| Securities | $13,223,000 | 5,642 |
| Federal funds sold & reverse repurchase agreements | $1,499,000 | 4,051 |
| Net loans & leases | $95,165,000 | 3,924 |
| Loan loss allowance | $1,619,000 | 2,918 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,633,000 | 2,510 |
| Other real estate owned | $0 | 4,042 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,594,000 | 3,741 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $122,227,000 | 4,382 |
| Total liabilities | $110,003,000 | 4,365 |
| Total deposits | $102,242,000 | 4,301 |
| Interest-bearing deposits | $88,179,000 | 4,207 |
| Deposits held in domestic offices | $102,242,000 | 4,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,537,000 | 2,628 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,000,000 | 3,629 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,224,000 | 3,085 |
| Total equity capital | $12,224,000 | 4,552 |
| Total bank equity capital | $12,224,000 | 4,552 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,339,000 | 585 |
| Surplus | $8,821,000 | 2,599 |
| Undivided profits | $-3,936,000 | 8,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,465,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $511,000 | 5,822 |
| Earning assets | $110,085,000 | 4,438 |
| Long-term assets (5+ years) | $3,479,000 | 6,275 |
| Average Assets, year-to-date | $120,216,330 | 4,398 |
| Average Assets, quarterly | $122,679,000 | 4,361 |
| Volatile liabilities | $23,742,000 | 4,212 |
| Insider loans | $4,074,000 | 1,675 |
| FHLB advances | $5,000,000 | 3,453 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $46,916,000 | 1,942 |
| Tier 1 (core) risk-based capital | $10,588,000 | 5,028 |
| Tier 2 risk-based capital | $1,173,000 | 3,539 |
| Total risk weighted assets | $93,463,000 | 4,100 |
| Total unused commitments | $46,916,000 | 1,942 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 45 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $123,131,000 | 4,354 |
| Cash and due from depository institutions | $2,731,000 | 3,657 |
| Interest-bearing balances | $159,000 | 4,431 |
| Securities | $16,523,000 | 5,131 |
| Federal funds sold & reverse repurchase agreements | $1,504,000 | 4,649 |
| Net loans & leases | $94,318,000 | 3,889 |
| Loan loss allowance | $1,357,000 | 3,330 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,701,000 | 2,407 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,354,000 | 3,822 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $123,131,000 | 4,354 |
| Total liabilities | $110,974,000 | 4,324 |
| Total deposits | $100,835,000 | 4,348 |
| Interest-bearing deposits | $86,633,000 | 4,278 |
| Deposits held in domestic offices | $100,835,000 | 4,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $812,000 | 2,739 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,053,000 | 2,743 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $274,000 | 6,559 |
| Total equity capital | $12,157,000 | 4,530 |
| Total bank equity capital | $12,157,000 | 4,530 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,007,000 | 599 |
| Surplus | $8,280,000 | 2,647 |
| Undivided profits | $-3,130,000 | 8,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,435,000 | 1,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $583,000 | 5,213 |
| Earning assets | $112,504,000 | 4,381 |
| Long-term assets (5+ years) | $3,855,000 | 6,124 |
| Average Assets, year-to-date | $119,211,000 | 4,422 |
| Average Assets, quarterly | $119,211,000 | 4,422 |
| Volatile liabilities | $25,268,000 | 3,930 |
| Insider loans | $4,074,000 | 1,644 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $39,574,000 | 2,145 |
| Tier 1 (core) risk-based capital | $10,852,000 | 4,874 |
| Tier 2 risk-based capital | $1,167,000 | 3,527 |
| Total risk weighted assets | $93,144,000 | 4,061 |
| Total unused commitments | $39,574,000 | 2,146 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $115,291,000 | 4,527 |
| Cash and due from depository institutions | $2,790,000 | 3,938 |
| Interest-bearing balances | $454,000 | 3,446 |
| Securities | $16,697,000 | 5,108 |
| Federal funds sold & reverse repurchase agreements | $1,908,000 | 4,071 |
| Net loans & leases | $85,801,000 | 4,113 |
| Loan loss allowance | $1,308,000 | 3,390 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,762,000 | 2,346 |
| Other real estate owned | $0 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,333,000 | 3,827 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $115,291,000 | 4,527 |
| Total liabilities | $103,207,000 | 4,532 |
| Total deposits | $99,000,000 | 4,375 |
| Interest-bearing deposits | $85,304,000 | 4,259 |
| Deposits held in domestic offices | $99,000,000 | 4,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $894,000 | 2,861 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 4,228 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $313,000 | 6,228 |
| Total equity capital | $12,084,000 | 4,520 |
| Total bank equity capital | $12,084,000 | 4,520 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,006,000 | 586 |
| Surplus | $8,280,000 | 2,616 |
| Undivided profits | $-3,202,000 | 8,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,705,000 | 1,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 823 |
| Income earned, not collected on loans | $506,000 | 5,735 |
| Earning assets | $104,860,000 | 4,563 |
| Long-term assets (5+ years) | $4,899,000 | 5,827 |
| Average Assets, year-to-date | $120,258,400 | 4,268 |
| Average Assets, quarterly | $117,707,500 | 4,447 |
| Volatile liabilities | $17,254,000 | 4,804 |
| Insider loans | $4,049,000 | 1,656 |
| FHLB advances | $3,000,000 | 4,059 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $33,979,000 | 2,325 |
| Tier 1 (core) risk-based capital | $10,739,000 | 4,872 |
| Tier 2 risk-based capital | $1,070,000 | 3,713 |
| Total risk weighted assets | $85,371,000 | 4,277 |
| Total unused commitments | $33,979,000 | 2,325 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $120,124,000 | 4,371 |
| Cash and due from depository institutions | $2,675,000 | 3,774 |
| Interest-bearing balances | $252,000 | 4,131 |
| Securities | $17,004,000 | 5,047 |
| Federal funds sold & reverse repurchase agreements | $1,370,000 | 4,270 |
| Net loans & leases | $90,902,000 | 3,952 |
| Loan loss allowance | $1,326,000 | 3,334 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,802,000 | 2,274 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,371,000 | 3,757 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $120,124,000 | 4,372 |
| Total liabilities | $108,656,000 | 4,323 |
| Total deposits | $100,802,000 | 4,269 |
| Interest-bearing deposits | $85,895,000 | 4,197 |
| Deposits held in domestic offices | $100,802,000 | 4,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,667,000 | 2,138 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $187,000 | 7,325 |
| Total equity capital | $11,468,000 | 4,679 |
| Total bank equity capital | $11,468,000 | 4,679 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,821,000 | 583 |
| Surplus | $7,978,000 | 2,635 |
| Undivided profits | $-3,331,000 | 8,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,471,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 858 |
| Income earned, not collected on loans | $479,000 | 5,886 |
| Earning assets | $109,528,000 | 4,390 |
| Long-term assets (5+ years) | $5,825,000 | 5,598 |
| Average Assets, year-to-date | $121,500,250 | 4,234 |
| Average Assets, quarterly | $120,825,500 | 4,309 |
| Volatile liabilities | $21,711,000 | 4,207 |
| Insider loans | $4,049,000 | 1,620 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $194,000 | 1,553 |
| Unused loan commitments | $19,437,000 | 3,327 |
| Tier 1 (core) risk-based capital | $10,006,000 | 5,062 |
| Tier 2 risk-based capital | $1,121,000 | 3,568 |
| Total risk weighted assets | $89,436,000 | 4,103 |
| Total unused commitments | $19,437,000 | 3,329 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $121,527,000 | 4,285 |
| Cash and due from depository institutions | $3,196,000 | 3,467 |
| Interest-bearing balances | $384,000 | 3,657 |
| Securities | $17,435,000 | 5,031 |
| Federal funds sold & reverse repurchase agreements | $299,000 | 5,228 |
| Net loans & leases | $92,331,000 | 3,825 |
| Loan loss allowance | $1,339,000 | 3,261 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,853,000 | 2,221 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,413,000 | 3,589 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $121,527,000 | 4,285 |
| Total liabilities | $110,209,000 | 4,227 |
| Total deposits | $101,381,000 | 4,183 |
| Interest-bearing deposits | $87,532,000 | 4,097 |
| Deposits held in domestic offices | $101,381,000 | 4,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,483,000 | 2,201 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $345,000 | 5,820 |
| Total equity capital | $11,318,000 | 4,657 |
| Total bank equity capital | $11,318,000 | 4,657 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,764,000 | 568 |
| Surplus | $7,888,000 | 2,605 |
| Undivided profits | $-3,334,000 | 8,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,546,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 762 |
| Income earned, not collected on loans | $490,000 | 5,526 |
| Earning assets | $110,449,000 | 4,316 |
| Long-term assets (5+ years) | $6,278,000 | 5,555 |
| Average Assets, year-to-date | $121,959,000 | 4,201 |
| Average Assets, quarterly | $122,625,500 | 4,206 |
| Volatile liabilities | $23,263,000 | 3,906 |
| Insider loans | $4,087,000 | 1,561 |
| FHLB advances | $6,000,000 | 3,194 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $16,325,000 | 3,615 |
| Tier 1 (core) risk-based capital | $9,814,000 | 5,054 |
| Tier 2 risk-based capital | $1,135,000 | 3,488 |
| Total risk weighted assets | $90,564,000 | 3,995 |
| Total unused commitments | $16,325,000 | 3,616 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $123,724,000 | 4,203 |
| Cash and due from depository institutions | $2,886,000 | 3,204 |
| Interest-bearing balances | $408,000 | 3,610 |
| Securities | $18,226,000 | 4,959 |
| Federal funds sold & reverse repurchase agreements | $1,807,000 | 4,194 |
| Net loans & leases | $92,403,000 | 3,765 |
| Loan loss allowance | $1,243,000 | 3,447 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,855,000 | 2,191 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,547,000 | 3,461 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $123,724,000 | 4,203 |
| Total liabilities | $113,389,000 | 4,119 |
| Total deposits | $101,419,000 | 4,198 |
| Interest-bearing deposits | $86,972,000 | 4,141 |
| Deposits held in domestic offices | $101,419,000 | 4,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,638,000 | 2,005 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,726 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $332,000 | 5,816 |
| Total equity capital | $10,335,000 | 4,887 |
| Total bank equity capital | $10,335,000 | 4,887 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,405,000 | 580 |
| Surplus | $7,304,000 | 2,718 |
| Undivided profits | $-3,374,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,496,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 750 |
| Income earned, not collected on loans | $507,000 | 5,304 |
| Earning assets | $112,844,000 | 4,232 |
| Long-term assets (5+ years) | $6,801,000 | 5,477 |
| Average Assets, year-to-date | $122,175,000 | 4,236 |
| Average Assets, quarterly | $122,175,000 | 4,236 |
| Volatile liabilities | $25,901,000 | 3,531 |
| Insider loans | $4,044,000 | 1,535 |
| FHLB advances | $9,000,000 | 2,604 |
| Loans and leases held for sale | $217,000 | 1,441 |
| Unused loan commitments | $10,227,000 | 4,557 |
| Tier 1 (core) risk-based capital | $8,861,000 | 5,337 |
| Tier 2 risk-based capital | $1,132,000 | 3,503 |
| Total risk weighted assets | $90,435,000 | 3,973 |
| Total unused commitments | $10,227,000 | 4,559 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 50 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $120,626,000 | 4,278 |
| Cash and due from depository institutions | $2,108,000 | 3,334 |
| Interest-bearing balances | $227,000 | 4,226 |
| Securities | $18,502,000 | 4,941 |
| Federal funds sold & reverse repurchase agreements | $618,000 | 5,292 |
| Net loans & leases | $91,262,000 | 3,800 |
| Loan loss allowance | $1,200,000 | 3,499 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,787,000 | 2,183 |
| Other real estate owned | $0 | 3,334 |
| Goodwill and other intangibles | $1,000 | 3,267 |
| All other assets | $3,348,000 | 3,546 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $120,626,000 | 4,278 |
| Total liabilities | $110,357,000 | 4,209 |
| Total deposits | $99,540,000 | 4,251 |
| Interest-bearing deposits | $85,683,000 | 4,176 |
| Deposits held in domestic offices | $99,540,000 | 4,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,564,000 | 1,862 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,000,000 | 3,085 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $253,000 | 6,377 |
| Total equity capital | $10,269,000 | 4,905 |
| Total bank equity capital | $10,269,000 | 4,905 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,405,000 | 565 |
| Surplus | $7,304,000 | 2,673 |
| Undivided profits | $-3,440,000 | 8,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,791,000 | 1,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 684 |
| Income earned, not collected on loans | $416,000 | 5,928 |
| Earning assets | $110,609,000 | 4,291 |
| Long-term assets (5+ years) | $7,693,000 | 5,315 |
| Average Assets, year-to-date | $116,104,800 | 4,273 |
| Average Assets, quarterly | $120,387,500 | 4,245 |
| Volatile liabilities | $25,669,000 | 3,463 |
| Insider loans | $2,396,000 | 2,407 |
| FHLB advances | $7,000,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,885,000 | 4,475 |
| Tier 1 (core) risk-based capital | $8,795,000 | 5,316 |
| Tier 2 risk-based capital | $1,103,000 | 3,536 |
| Total risk weighted assets | $88,175,000 | 4,018 |
| Total unused commitments | $9,885,000 | 4,475 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $120,149,000 | 4,252 |
| Cash and due from depository institutions | $2,825,000 | 3,279 |
| Interest-bearing balances | $395,000 | 3,754 |
| Securities | $19,161,000 | 4,814 |
| Federal funds sold & reverse repurchase agreements | $149,000 | 5,659 |
| Net loans & leases | $89,841,000 | 3,788 |
| Loan loss allowance | $1,411,000 | 3,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,839,000 | 2,129 |
| Other real estate owned | $92,000 | 3,279 |
| Goodwill and other intangibles | $1,000 | 3,240 |
| All other assets | $3,241,000 | 3,567 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $120,149,000 | 4,252 |
| Total liabilities | $109,881,000 | 4,183 |
| Total deposits | $96,619,000 | 4,286 |
| Interest-bearing deposits | $83,513,000 | 4,206 |
| Deposits held in domestic offices | $96,619,000 | 4,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,953,000 | 1,515 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,000,000 | 3,079 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $309,000 | 6,148 |
| Total equity capital | $10,268,000 | 4,910 |
| Total bank equity capital | $10,268,000 | 4,910 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,357,000 | 567 |
| Surplus | $7,233,000 | 2,669 |
| Undivided profits | $-3,322,000 | 8,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,448,000 | 1,169 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $131,000 | 714 |
| Income earned, not collected on loans | $468,000 | 5,729 |
| Earning assets | $109,546,000 | 4,280 |
| Long-term assets (5+ years) | $8,696,000 | 5,194 |
| Average Assets, year-to-date | $114,974,500 | 4,302 |
| Average Assets, quarterly | $118,876,000 | 4,257 |
| Volatile liabilities | $26,968,000 | 3,332 |
| Insider loans | $2,217,000 | 2,511 |
| FHLB advances | $7,000,000 | 2,945 |
| Loans and leases held for sale | $100,000 | 1,677 |
| Unused loan commitments | $9,118,000 | 4,632 |
| Tier 1 (core) risk-based capital | $8,705,000 | 5,312 |
| Tier 2 risk-based capital | $1,118,000 | 3,472 |
| Total risk weighted assets | $89,124,000 | 3,943 |
| Total unused commitments | $9,118,000 | 4,635 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $117,603,000 | 4,309 |
| Cash and due from depository institutions | $3,048,000 | 3,309 |
| Interest-bearing balances | $421,000 | 3,742 |
| Securities | $21,326,000 | 4,617 |
| Federal funds sold & reverse repurchase agreements | $122,000 | 5,628 |
| Net loans & leases | $84,547,000 | 3,920 |
| Loan loss allowance | $1,217,000 | 3,470 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,117,000 | 2,003 |
| Other real estate owned | $92,000 | 3,309 |
| Goodwill and other intangibles | $1,000 | 3,251 |
| All other assets | $3,350,000 | 3,492 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $117,603,000 | 4,309 |
| Total liabilities | $107,603,000 | 4,243 |
| Total deposits | $93,556,000 | 4,364 |
| Interest-bearing deposits | $79,694,000 | 4,354 |
| Deposits held in domestic offices | $93,556,000 | 4,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,854,000 | 1,659 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 2,704 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $193,000 | 6,901 |
| Total equity capital | $10,000,000 | 4,870 |
| Total bank equity capital | $10,000,000 | 4,870 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,357,000 | 556 |
| Surplus | $7,234,000 | 2,628 |
| Undivided profits | $-3,591,000 | 8,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,194,000 | 1,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 711 |
| Income earned, not collected on loans | $433,000 | 5,753 |
| Earning assets | $106,416,000 | 4,351 |
| Long-term assets (5+ years) | $10,756,000 | 4,909 |
| Average Assets, year-to-date | $113,249,670 | 4,364 |
| Average Assets, quarterly | $116,640,500 | 4,321 |
| Volatile liabilities | $26,940,000 | 3,258 |
| Insider loans | $3,681,000 | 1,568 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,172,000 | 2,891 |
| Tier 1 (core) risk-based capital | $8,522,000 | 5,349 |
| Tier 2 risk-based capital | $1,091,000 | 3,498 |
| Total risk weighted assets | $87,122,000 | 3,969 |
| Total unused commitments | $21,172,000 | 2,894 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 52 | 3,243 |
| Assets and Liabilities | ||
| Total Assets: | $115,678,000 | 4,342 |
| Cash and due from depository institutions | $2,684,000 | 3,243 |
| Interest-bearing balances | $434,000 | 3,882 |
| Securities | $23,423,000 | 4,331 |
| Federal funds sold & reverse repurchase agreements | $779,000 | 5,866 |
| Net loans & leases | $80,416,000 | 3,993 |
| Loan loss allowance | $1,013,000 | 3,920 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,179,000 | 1,941 |
| Other real estate owned | $1,000 | 3,243 |
| Goodwill and other intangibles | $1,000 | 3,235 |
| All other assets | $3,195,000 | 3,462 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $115,678,000 | 4,342 |
| Total liabilities | $105,290,000 | 4,282 |
| Total deposits | $92,882,000 | 4,396 |
| Interest-bearing deposits | $78,457,000 | 4,431 |
| Deposits held in domestic offices | $92,882,000 | 4,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,135,000 | 1,817 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $273,000 | 6,413 |
| Total equity capital | $10,388,000 | 4,818 |
| Total bank equity capital | $10,388,000 | 4,818 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,356,000 | 550 |
| Surplus | $7,232,000 | 2,601 |
| Undivided profits | $-3,200,000 | 9,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,014,000 | 1,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $250,000 | 586 |
| Income earned, not collected on loans | $446,000 | 5,605 |
| Earning assets | $105,052,000 | 4,391 |
| Long-term assets (5+ years) | $13,323,000 | 4,437 |
| Average Assets, year-to-date | $111,073,000 | 4,434 |
| Average Assets, quarterly | $111,073,000 | 4,434 |
| Volatile liabilities | $24,507,000 | 3,400 |
| Insider loans | $3,285,000 | 1,734 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $391,000 | 1,386 |
| Unused loan commitments | $20,015,000 | 2,932 |
| Tier 1 (core) risk-based capital | $8,701,000 | 5,235 |
| Tier 2 risk-based capital | $1,013,000 | 3,656 |
| Total risk weighted assets | $82,726,000 | 4,068 |
| Total unused commitments | $20,015,000 | 2,939 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $106,468,000 | 4,575 |
| Cash and due from depository institutions | $3,997,000 | 3,252 |
| Interest-bearing balances | $264,000 | 4,301 |
| Securities | $25,724,000 | 4,132 |
| Federal funds sold & reverse repurchase agreements | $349,000 | 5,803 |
| Net loans & leases | $67,416,000 | 4,502 |
| Loan loss allowance | $955,000 | 4,096 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,241,000 | 1,903 |
| Other real estate owned | $652,000 | 3,252 |
| Goodwill and other intangibles | $2,000 | 3,202 |
| All other assets | $3,087,000 | 3,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,468,000 | 4,575 |
| Total liabilities | $96,330,000 | 4,541 |
| Total deposits | $91,520,000 | 4,436 |
| Interest-bearing deposits | $78,921,000 | 4,369 |
| Deposits held in domestic offices | $91,520,000 | 4,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,512,000 | 2,093 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $298,000 | 6,120 |
| Total equity capital | $10,138,000 | 4,824 |
| Total bank equity capital | $10,138,000 | 4,824 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,357,000 | 554 |
| Surplus | $7,233,000 | 2,576 |
| Undivided profits | $-3,452,000 | 9,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 552 |
| Income earned, not collected on loans | $345,000 | 6,569 |
| Earning assets | $93,753,000 | 4,713 |
| Long-term assets (5+ years) | $13,263,000 | 4,464 |
| Average Assets, year-to-date | $100,530,200 | 4,651 |
| Average Assets, quarterly | $103,158,500 | 4,660 |
| Volatile liabilities | $17,397,000 | 4,271 |
| Insider loans | $3,102,000 | 1,810 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,209,000 | 3,671 |
| Tier 1 (core) risk-based capital | $8,585,000 | 5,236 |
| Tier 2 risk-based capital | $894,000 | 3,998 |
| Total risk weighted assets | $71,465,000 | 4,500 |
| Total unused commitments | $13,209,000 | 3,673 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $99,849,000 | 4,789 |
| Cash and due from depository institutions | $2,667,000 | 3,323 |
| Interest-bearing balances | $192,000 | 4,787 |
| Securities | $19,287,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $2,124,000 | 4,283 |
| Net loans & leases | $67,126,000 | 4,494 |
| Loan loss allowance | $826,000 | 4,539 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,958,000 | 2,457 |
| Other real estate owned | $1,911,000 | 3,323 |
| Goodwill and other intangibles | $2,000 | 3,192 |
| All other assets | $2,774,000 | 3,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,849,000 | 4,789 |
| Total liabilities | $89,192,000 | 4,777 |
| Total deposits | $86,280,000 | 4,634 |
| Interest-bearing deposits | $74,447,000 | 4,561 |
| Deposits held in domestic offices | $86,280,000 | 4,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $644,000 | 2,786 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $268,000 | 6,692 |
| Total equity capital | $10,657,000 | 4,635 |
| Total bank equity capital | $10,657,000 | 4,635 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,357,000 | 544 |
| Surplus | $7,233,000 | 2,533 |
| Undivided profits | $-2,933,000 | 9,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,320,000 | 982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $272,000 | 576 |
| Income earned, not collected on loans | $359,000 | 6,610 |
| Earning assets | $88,729,000 | 4,856 |
| Long-term assets (5+ years) | $14,857,000 | 4,249 |
| Average Assets, year-to-date | $99,045,750 | 4,729 |
| Average Assets, quarterly | $99,262,000 | 4,775 |
| Volatile liabilities | $14,341,000 | 4,733 |
| Insider loans | $3,360,000 | 1,658 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,721,000 | 3,427 |
| Tier 1 (core) risk-based capital | $9,439,000 | 4,889 |
| Tier 2 risk-based capital | $826,000 | 4,228 |
| Total risk weighted assets | $70,941,000 | 4,507 |
| Total unused commitments | $14,721,000 | 3,432 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $98,675,000 | 4,810 |
| Cash and due from depository institutions | $3,309,000 | 3,450 |
| Interest-bearing balances | $152,000 | 5,015 |
| Securities | $14,721,000 | 5,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $71,765,000 | 4,277 |
| Loan loss allowance | $1,267,000 | 3,264 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,955,000 | 2,437 |
| Other real estate owned | $1,837,000 | 3,450 |
| Goodwill and other intangibles | $3,000 | 3,142 |
| All other assets | $3,085,000 | 3,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,675,000 | 4,810 |
| Total liabilities | $87,731,000 | 4,809 |
| Total deposits | $83,382,000 | 4,721 |
| Interest-bearing deposits | $70,094,000 | 4,770 |
| Deposits held in domestic offices | $83,382,000 | 4,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,104,000 | 2,062 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $245,000 | 6,968 |
| Total equity capital | $10,944,000 | 4,523 |
| Total bank equity capital | $10,944,000 | 4,523 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,357,000 | 535 |
| Surplus | $7,239,000 | 2,491 |
| Undivided profits | $-2,652,000 | 9,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,283,000 | 762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $554,000 | 365 |
| Income earned, not collected on loans | $358,000 | 6,496 |
| Earning assets | $86,638,000 | 4,945 |
| Long-term assets (5+ years) | $17,128,000 | 3,768 |
| Average Assets, year-to-date | $98,778,000 | 4,738 |
| Average Assets, quarterly | $97,614,000 | 4,803 |
| Volatile liabilities | $15,441,000 | 4,502 |
| Insider loans | $3,429,000 | 1,603 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,401,000 | 3,584 |
| Tier 1 (core) risk-based capital | $9,566,000 | 4,784 |
| Tier 2 risk-based capital | $954,000 | 3,759 |
| Total risk weighted assets | $75,999,000 | 4,263 |
| Total unused commitments | $13,401,000 | 3,598 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 45 | 3,670 |
| Assets and Liabilities | ||
| Total Assets: | $96,553,000 | 4,828 |
| Cash and due from depository institutions | $2,856,000 | 3,670 |
| Interest-bearing balances | $156,000 | 4,885 |
| Securities | $15,576,000 | 5,387 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 7,229 |
| Net loans & leases | $71,313,000 | 4,228 |
| Loan loss allowance | $1,114,000 | 3,539 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,001,000 | 2,380 |
| Other real estate owned | $20,000 | 3,670 |
| Goodwill and other intangibles | $4,000 | 3,107 |
| All other assets | $2,770,000 | 3,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,553,000 | 4,828 |
| Total liabilities | $88,168,000 | 4,755 |
| Total deposits | $84,511,000 | 4,660 |
| Interest-bearing deposits | $73,764,000 | 4,587 |
| Deposits held in domestic offices | $84,511,000 | 4,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,466,000 | 2,148 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $191,000 | 7,523 |
| Total equity capital | $8,385,000 | 5,375 |
| Total bank equity capital | $8,385,000 | 5,375 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,012,000 | 702 |
| Surplus | $6,245,000 | 2,748 |
| Undivided profits | $-2,872,000 | 9,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,958,000 | 831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $633,000 | 325 |
| Income earned, not collected on loans | $434,000 | 5,886 |
| Earning assets | $87,058,000 | 4,862 |
| Long-term assets (5+ years) | $24,376,000 | 2,995 |
| Average Assets, year-to-date | $98,829,500 | 4,719 |
| Average Assets, quarterly | $98,829,500 | 4,719 |
| Volatile liabilities | $14,998,000 | 4,533 |
| Insider loans | $3,287,000 | 1,659 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,920,000 | 3,776 |
| Tier 1 (core) risk-based capital | $6,890,000 | 5,886 |
| Tier 2 risk-based capital | $907,000 | 3,855 |
| Total risk weighted assets | $72,347,000 | 4,353 |
| Total unused commitments | $11,920,000 | 3,790 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $101,106,000 | 4,645 |
| Cash and due from depository institutions | $4,747,000 | 3,462 |
| Interest-bearing balances | $291,000 | 4,262 |
| Securities | $12,682,000 | 5,917 |
| Federal funds sold & reverse repurchase agreements | $5,426,000 | 2,607 |
| Net loans & leases | $72,190,000 | 4,181 |
| Loan loss allowance | $1,158,000 | 3,367 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,044,000 | 2,323 |
| Other real estate owned | $0 | 3,462 |
| Goodwill and other intangibles | $4,000 | 3,076 |
| All other assets | $2,013,000 | 4,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,106,000 | 4,645 |
| Total liabilities | $91,062,000 | 4,619 |
| Total deposits | $90,107,000 | 4,370 |
| Interest-bearing deposits | $77,770,000 | 4,360 |
| Deposits held in domestic offices | $90,107,000 | 4,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $858,000 | 2,539 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $97,000 | 8,625 |
| Total equity capital | $10,044,000 | 4,709 |
| Total bank equity capital | $10,044,000 | 4,709 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,012,000 | 701 |
| Surplus | $6,245,000 | 2,703 |
| Undivided profits | $-1,213,000 | 9,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,866,000 | 816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $636,000 | 304 |
| Income earned, not collected on loans | $539,000 | 5,342 |
| Earning assets | $90,589,000 | 4,710 |
| Long-term assets (5+ years) | $21,574,000 | 3,182 |
| Average Assets, year-to-date | $94,699,400 | 4,699 |
| Average Assets, quarterly | $98,482,500 | 4,677 |
| Volatile liabilities | $13,935,000 | 4,739 |
| Insider loans | $3,230,000 | 1,651 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,048,000 | 3,473 |
| Tier 1 (core) risk-based capital | $9,421,000 | 4,717 |
| Tier 2 risk-based capital | $936,000 | 3,707 |
| Total risk weighted assets | $74,638,000 | 4,249 |
| Total unused commitments | $13,048,000 | 3,477 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $90,428,000 | 4,906 |
| Cash and due from depository institutions | $3,612,000 | 5,260 |
| Interest-bearing balances | $957,000 | 3,064 |
| Securities | $5,494,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $4,605,000 | 2,956 |
| Net loans & leases | $71,376,000 | 4,109 |
| Loan loss allowance | $1,195,000 | 3,128 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,895,000 | 2,317 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $7,000 | 3,022 |
| All other assets | $1,439,000 | 5,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,428,000 | 4,906 |
| Total liabilities | $80,223,000 | 4,933 |
| Total deposits | $80,039,000 | 4,673 |
| Interest-bearing deposits | $72,191,000 | 4,486 |
| Deposits held in domestic offices | $80,039,000 | 4,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $184,000 | 8,067 |
| Total equity capital | $10,205,000 | 4,431 |
| Total bank equity capital | $10,205,000 | 4,431 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,012,000 | 695 |
| Surplus | $6,245,000 | 2,584 |
| Undivided profits | $-1,052,000 | 9,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 830 |
| Income earned, not collected on loans | $341,000 | 7,180 |
| Earning assets | $82,432,000 | 4,884 |
| Long-term assets (5+ years) | $3,462,000 | 6,734 |
| Average Assets, year-to-date | $76,049,000 | 5,330 |
| Average Assets, quarterly | $87,254,500 | 4,974 |
| Volatile liabilities | $12,241,000 | 5,054 |
| Insider loans | $3,138,000 | 1,595 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,122,000 | 3,320 |
| Tier 1 (core) risk-based capital | $9,813,000 | 4,419 |
| Tier 2 risk-based capital | $917,000 | 3,606 |
| Total risk weighted assets | $73,109,000 | 4,189 |
| Total unused commitments | $13,122,000 | 3,325 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 19 | 6,692 |
| Assets and Liabilities | ||
| Total Assets: | $61,550,000 | 6,148 |
| Cash and due from depository institutions | $3,177,000 | 6,692 |
| Interest-bearing balances | $1,424,000 | 2,042 |
| Securities | $3,788,000 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $10,031,000 | 1,182 |
| Net loans & leases | $41,409,000 | 5,811 |
| Loan loss allowance | $507,000 | 5,669 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,246,000 | 3,664 |
| Other real estate owned | $0 | 6,692 |
| Goodwill and other intangibles | $9,000 | 3,057 |
| All other assets | $890,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,550,000 | 6,148 |
| Total liabilities | $55,170,000 | 6,136 |
| Total deposits | $55,051,000 | 5,854 |
| Interest-bearing deposits | $50,162,000 | 5,646 |
| Deposits held in domestic offices | $55,051,000 | 5,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $119,000 | 9,108 |
| Total equity capital | $6,380,000 | 6,111 |
| Total bank equity capital | $6,380,000 | 6,111 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,909,000 | 1,354 |
| Surplus | $4,285,000 | 3,415 |
| Undivided profits | $-814,000 | 9,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $227,000 | 7,699 |
| Earning assets | $56,652,000 | 6,133 |
| Long-term assets (5+ years) | $1,227,000 | 7,807 |
| Average Assets, year-to-date | $42,454,200 | 7,226 |
| Average Assets, quarterly | $54,954,000 | 6,476 |
| Volatile liabilities | $11,072,000 | 5,337 |
| Insider loans | $1,023,000 | 3,814 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,224,000 | 3,944 |
| Tier 1 (core) risk-based capital | $6,376,000 | 6,009 |
| Tier 2 risk-based capital | $507,000 | 5,364 |
| Total risk weighted assets | $47,689,400 | 5,483 |
| Total unused commitments | $9,224,000 | 3,946 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 13 | 8,108 |
| Assets and Liabilities | ||
| Total Assets: | $29,563,000 | 8,570 |
| Cash and due from depository institutions | $3,011,000 | 8,108 |
| Interest-bearing balances | $1,599,000 | 1,939 |
| Securities | $5,235,000 | 8,596 |
| Federal funds sold & reverse repurchase agreements | $5,174,000 | 1,845 |
| Net loans & leases | $13,585,000 | 8,835 |
| Loan loss allowance | $207,000 | 8,364 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,246,000 | 3,650 |
| Other real estate owned | $0 | 8,108 |
| Goodwill and other intangibles | $5,000 | 3,198 |
| All other assets | $307,000 | 9,273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,563,000 | 8,570 |
| Total liabilities | $23,627,000 | 8,782 |
| Total deposits | $23,592,000 | 8,651 |
| Interest-bearing deposits | $21,778,000 | 8,436 |
| Deposits held in domestic offices | $23,592,000 | 8,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $35,000 | 10,071 |
| Total equity capital | $5,936,000 | 6,298 |
| Total bank equity capital | $5,936,000 | 6,298 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,909,000 | 1,358 |
| Surplus | $4,285,000 | 3,384 |
| Undivided profits | $-1,258,000 | 9,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $66,000 | 9,549 |
| Earning assets | $25,593,000 | 8,661 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $17,609,600 | 9,476 |
| Average Assets, quarterly | $24,684,000 | 8,929 |
| Volatile liabilities | $4,981,000 | 7,345 |
| Insider loans | $1,342,000 | 3,063 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,896,000 | 6,078 |
| Tier 1 (core) risk-based capital | $5,969,000 | 6,300 |
| Tier 2 risk-based capital | $207,000 | 8,093 |
| Total risk weighted assets | $18,706,800 | 8,397 |
| Total unused commitments | $3,896,000 | 6,085 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $8,629,000 | 10,317 |
| Cash and due from depository institutions | $395,000 | 8,764 |
| Interest-bearing balances | $7,000 | 6,401 |
| Securities | $209,000 | 10,272 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,876 |
| Net loans & leases | $0 | 10,419 |
| Loan loss allowance | $0 | 10,368 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,956,000 | 3,976 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $69,000 | 10,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,630,000 | 10,317 |
| Total liabilities | $1,779,000 | 10,434 |
| Total deposits | $255,000 | 10,456 |
| Interest-bearing deposits | $246,000 | 10,403 |
| Deposits held in domestic offices | $255,000 | 10,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,523,000 | 2,487 |
| Total equity capital | $6,851,000 | 5,857 |
| Total bank equity capital | $6,851,000 | 5,857 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,909,000 | 1,308 |
| Surplus | $4,285,000 | 3,236 |
| Undivided profits | $-343,000 | 10,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $6,216,000 | 10,357 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $8,629,000 | 10,298 |
| Average Assets, quarterly | $8,629,000 | 10,306 |
| Volatile liabilities | $0 | 10,374 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $6,851,000 | 5,685 |
| Tier 2 risk-based capital | $0 | 10,335 |
| Total risk weighted assets | $3,487,600 | 10,329 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |