Home > Albany Bank and Trust Company > Income and Expense

Albany Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,553,0001,344
Total interest expense$10,498,0001,241
Net interest income$21,055,0001,379
Provision for loan and lease losses$03,275
Total noninterest income$815,0002,968
Gross Fiduciary activities income$235,000665
Service charges on deposit accounts$253,0002,419
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,348
Total noninterest expense$12,170,0001,795
Salaries and employee benefits$7,528,0001,687
Premises and equipment expense$1,674,0001,416
Additional noninterest expense$327,0003,348
Pre-tax net operating income$9,700,0001,195
Securities gains (losses)$0988
Applicable income taxes$2,805,000776
Income before extraordinary items$6,895,0001,361
Extraordinary gains, net$054
Net income$6,895,0001,376
Minority interest net income$088
Net income of bank and minority interests.$6,895,0001,363
Net charge-offs$02,884
Cash dividends$2,809,0001,259
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,895,0001,382
2023-09-30 (YTD Data)Rank
Total interest income$22,905,0001,346
Total interest expense$7,147,0001,253
Net interest income$15,758,0001,385
Provision for loan and lease losses$03,085
Total noninterest income$632,0002,934
Gross Fiduciary activities income$181,000656
Service charges on deposit accounts$190,0002,429
Trading account gains and feesNANA
Additional Noninterest Income$261,0003,297
Total noninterest expense$9,831,0001,688
Salaries and employee benefits$6,145,0001,585
Premises and equipment expense$1,388,0001,310
Additional noninterest expense$261,0003,296
Pre-tax net operating income$6,559,0001,357
Securities gains (losses)$0849
Applicable income taxes$2,300,000771
Income before extraordinary items$4,259,0001,636
Extraordinary gains, net$052
Net income$4,259,0001,649
Minority interest net income$081
Net income of bank and minority interests.$4,259,0001,636
Net charge-offs$02,641
Cash dividends$1,377,0001,437
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,259,0001,657
2023-06-30 (YTD Data)Rank
Total interest income$14,895,0001,344
Total interest expense$4,230,0001,260
Net interest income$10,665,0001,380
Provision for loan and lease losses$02,940
Total noninterest income$446,0002,836
Gross Fiduciary activities income$114,000660
Service charges on deposit accounts$129,0002,384
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,151
Total noninterest expense$6,671,0001,661
Salaries and employee benefits$4,198,0001,538
Premises and equipment expense$891,0001,345
Additional noninterest expense$203,0003,144
Pre-tax net operating income$4,440,0001,313
Securities gains (losses)$0938
Applicable income taxes$1,540,000769
Income before extraordinary items$2,900,0001,610
Extraordinary gains, net$051
Net income$2,900,0001,630
Minority interest net income$081
Net income of bank and minority interests.$2,900,0001,610
Net charge-offs$02,431
Cash dividends$926,0001,451
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,900,0001,623
2023-03-31 (YTD Data)Rank
Total interest income$7,263,0001,343
Total interest expense$1,706,0001,315
Net interest income$5,557,0001,340
Provision for loan and lease losses$02,612
Total noninterest income$170,0003,133
Gross Fiduciary activities income$52,000693
Service charges on deposit accounts$59,0002,514
Trading account gains and feesNANA
Additional Noninterest Income$59,0003,573
Total noninterest expense$3,458,0001,629
Salaries and employee benefits$2,131,0001,547
Premises and equipment expense$448,0001,360
Additional noninterest expense$59,0003,573
Pre-tax net operating income$2,269,0001,327
Securities gains (losses)$0950
Applicable income taxes$735,000818
Income before extraordinary items$1,534,0001,576
Extraordinary gains, net$04
Net income$1,534,0001,576
Minority interest net income$048
Net income of bank and minority interests.$1,534,0001,576
Net charge-offs$02,062
Cash dividends$476,0001,288
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,534,0001,595
2022-12-31 (YTD Data)Rank
Total interest income$24,324,0001,340
Total interest expense$2,126,0001,533
Net interest income$22,198,0001,323
Provision for loan and lease losses$03,012
Total noninterest income$785,0003,070
Gross Fiduciary activities income$225,000694
Service charges on deposit accounts$322,0002,176
Trading account gains and feesNANA
Additional Noninterest Income$238,0003,710
Total noninterest expense$11,767,0001,799
Salaries and employee benefits$7,399,0001,673
Premises and equipment expense$1,570,0001,486
Additional noninterest expense$238,0003,710
Pre-tax net operating income$11,216,0001,184
Securities gains (losses)$0691
Applicable income taxes$3,055,000824
Income before extraordinary items$8,161,0001,291
Extraordinary gains, net$05
Net income$8,161,0001,291
Minority interest net income$063
Net income of bank and minority interests.$8,161,0001,291
Net charge-offs$44,0001,618
Cash dividends$2,784,0001,220
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,161,0001,309
2022-09-30 (YTD Data)Rank
Total interest income$16,775,0001,383
Total interest expense$1,172,0001,587
Net interest income$15,603,0001,371
Provision for loan and lease losses$02,835
Total noninterest income$605,0003,077
Gross Fiduciary activities income$171,000688
Service charges on deposit accounts$263,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$171,0003,763
Total noninterest expense$9,493,0001,697
Salaries and employee benefits$6,058,0001,558
Premises and equipment expense$1,268,0001,415
Additional noninterest expense$171,0003,763
Pre-tax net operating income$6,715,0001,358
Securities gains (losses)$0740
Applicable income taxes$2,205,000849
Income before extraordinary items$4,510,0001,604
Extraordinary gains, net$04
Net income$4,510,0001,603
Minority interest net income$057
Net income of bank and minority interests.$4,510,0001,604
Net charge-offs$53,0001,191
Cash dividends$1,352,0001,425
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,510,0001,639
2022-06-30 (YTD Data)Rank
Total interest income$10,691,0001,391
Total interest expense$696,0001,521
Net interest income$9,995,0001,389
Provision for loan and lease losses$02,599
Total noninterest income$412,0003,040
Gross Fiduciary activities income$113,000656
Service charges on deposit accounts$187,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$112,0003,791
Total noninterest expense$6,262,0001,700
Salaries and employee benefits$4,012,0001,568
Premises and equipment expense$851,0001,389
Additional noninterest expense$1,399,0002,099
Pre-tax net operating income$4,145,0001,376
Securities gains (losses)$0687
Applicable income taxes$1,350,000846
Income before extraordinary items$2,795,0001,584
Extraordinary gains, net$04
Net income$2,795,0001,582
Minority interest net income$060
Net income of bank and minority interests.$2,795,0001,584
Net charge-offs$56,000919
Cash dividends$901,0001,426
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,795,0001,619
2022-03-31 (YTD Data)Rank
Total interest income$5,289,0001,365
Total interest expense$390,0001,332
Net interest income$4,899,0001,370
Provision for loan and lease losses$02,285
Total noninterest income$204,0003,029
Gross Fiduciary activities income$57,000657
Service charges on deposit accounts$93,0002,028
Trading account gains and feesNANA
Additional Noninterest Income$54,0003,783
Total noninterest expense$3,222,0001,647
Salaries and employee benefits$2,009,0001,563
Premises and equipment expense$436,0001,365
Additional noninterest expense$777,0001,914
Pre-tax net operating income$1,881,0001,405
Securities gains (losses)$0623
Applicable income taxes$605,000873
Income before extraordinary items$1,276,0001,629
Extraordinary gains, net$04
Net income$1,276,0001,628
Minority interest net income$050
Net income of bank and minority interests.$1,276,0001,629
Net charge-offs$61,000616
Cash dividends$450,0001,241
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,276,0001,650
2021-12-31 (YTD Data)Rank
Total interest income$20,079,0001,479
Total interest expense$1,990,0001,332
Net interest income$18,089,0001,489
Provision for loan and lease losses$03,064
Total noninterest income$801,0003,216
Gross Fiduciary activities income$208,000661
Service charges on deposit accounts$353,0002,007
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,882
Total noninterest expense$10,882,0001,869
Salaries and employee benefits$6,846,0001,740
Premises and equipment expense$1,605,0001,440
Additional noninterest expense$2,431,0002,283
Pre-tax net operating income$8,008,0001,485
Securities gains (losses)$02,062
Applicable income taxes$2,225,0001,036
Income before extraordinary items$5,783,0001,704
Extraordinary gains, net$010
Net income$5,783,0001,703
Minority interest net income$074
Net income of bank and minority interests.$5,783,0001,704
Net charge-offs$-24,0003,896
Cash dividends$2,703,0001,270
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,783,0001,674
2021-09-30 (YTD Data)Rank
Total interest income$15,018,0001,510
Total interest expense$1,531,0001,380
Net interest income$13,487,0001,513
Provision for loan and lease losses$02,963
Total noninterest income$598,0003,257
Gross Fiduciary activities income$157,000658
Service charges on deposit accounts$260,0002,031
Trading account gains and feesNANA
Additional Noninterest Income$181,0003,914
Total noninterest expense$8,912,0001,755
Salaries and employee benefits$5,686,0001,634
Premises and equipment expense$1,308,0001,377
Additional noninterest expense$1,918,0002,214
Pre-tax net operating income$5,173,0001,708
Securities gains (losses)$02,015
Applicable income taxes$1,640,0001,084
Income before extraordinary items$3,533,0002,037
Extraordinary gains, net$08
Net income$3,533,0002,036
Minority interest net income$069
Net income of bank and minority interests.$3,533,0002,037
Net charge-offs$-8,0003,588
Cash dividends$1,352,0001,481
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,533,0002,013
2021-06-30 (YTD Data)Rank
Total interest income$9,835,0001,520
Total interest expense$1,055,0001,404
Net interest income$8,780,0001,524
Provision for loan and lease losses$02,862
Total noninterest income$397,0003,245
Gross Fiduciary activities income$107,000661
Service charges on deposit accounts$168,0002,016
Trading account gains and feesNANA
Additional Noninterest Income$122,0003,911
Total noninterest expense$5,928,0001,754
Salaries and employee benefits$3,788,0001,625
Premises and equipment expense$864,0001,387
Additional noninterest expense$1,276,0002,208
Pre-tax net operating income$3,249,0001,766
Securities gains (losses)$01,818
Applicable income taxes$1,020,0001,133
Income before extraordinary items$2,229,0002,099
Extraordinary gains, net$06
Net income$2,229,0002,099
Minority interest net income$067
Net income of bank and minority interests.$2,229,0002,099
Net charge-offs$-1,0003,056
Cash dividends$901,0001,465
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,229,0002,065
2021-03-31 (YTD Data)Rank
Total interest income$4,836,0001,550
Total interest expense$555,0001,399
Net interest income$4,281,0001,559
Provision for loan and lease losses$02,741
Total noninterest income$195,0003,253
Gross Fiduciary activities income$55,000664
Service charges on deposit accounts$81,0002,045
Trading account gains and feesNANA
Additional Noninterest Income$59,0003,906
Total noninterest expense$3,105,0001,673
Salaries and employee benefits$1,920,0001,605
Premises and equipment expense$424,0001,424
Additional noninterest expense$761,0001,902
Pre-tax net operating income$1,371,0001,975
Securities gains (losses)$01,392
Applicable income taxes$420,0001,268
Income before extraordinary items$951,0002,285
Extraordinary gains, net$03
Net income$951,0002,285
Minority interest net income$055
Net income of bank and minority interests.$951,0002,285
Net charge-offs$8,0001,420
Cash dividends$450,0001,278
Sale, conversion, retirement of capital stock, net$0482
Net operating income$951,0002,237
2020-12-31 (YTD Data)Rank
Total interest income$20,716,0001,451
Total interest expense$3,596,0001,281
Net interest income$17,120,0001,469
Provision for loan and lease losses$04,319
Total noninterest income$706,0003,267
Gross Fiduciary activities income$206,000669
Service charges on deposit accounts$317,0002,164
Trading account gains and feesNANA
Additional Noninterest Income$183,0004,012
Total noninterest expense$10,361,0001,905
Salaries and employee benefits$6,624,0001,755
Premises and equipment expense$1,441,0001,559
Additional noninterest expense$2,296,0002,317
Pre-tax net operating income$7,465,0001,320
Securities gains (losses)$02,675
Applicable income taxes$2,050,000928
Income before extraordinary items$5,415,0001,540
Extraordinary gains, net$04
Net income$5,415,0001,540
Minority interest net income$072
Net income of bank and minority interests.$5,415,0001,540
Net charge-offs$-14,0004,316
Cash dividends$2,101,0001,461
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,415,0001,496
2020-09-30 (YTD Data)Rank
Total interest income$15,589,0001,450
Total interest expense$2,929,0001,262
Net interest income$12,660,0001,484
Provision for loan and lease losses$04,239
Total noninterest income$549,0003,207
Gross Fiduciary activities income$159,000660
Service charges on deposit accounts$235,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$155,0003,909
Total noninterest expense$8,613,0001,738
Salaries and employee benefits$5,511,0001,604
Premises and equipment expense$1,256,0001,391
Additional noninterest expense$1,846,0002,195
Pre-tax net operating income$4,596,0001,505
Securities gains (losses)$02,494
Applicable income taxes$1,455,000925
Income before extraordinary items$3,141,0001,838
Extraordinary gains, net$04
Net income$3,141,0001,838
Minority interest net income$065
Net income of bank and minority interests.$3,141,0001,838
Net charge-offs$-12,0004,294
Cash dividends$900,0001,790
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,141,0001,797
2020-06-30 (YTD Data)Rank
Total interest income$10,661,0001,439
Total interest expense$2,164,0001,232
Net interest income$8,497,0001,470
Provision for loan and lease losses$04,134
Total noninterest income$359,0003,195
Gross Fiduciary activities income$103,000668
Service charges on deposit accounts$156,0002,215
Trading account gains and feesNANA
Additional Noninterest Income$100,0003,931
Total noninterest expense$5,738,0001,737
Salaries and employee benefits$3,655,0001,611
Premises and equipment expense$829,0001,399
Additional noninterest expense$1,254,0002,161
Pre-tax net operating income$3,118,0001,399
Securities gains (losses)$02,249
Applicable income taxes$960,000858
Income before extraordinary items$2,158,0001,738
Extraordinary gains, net$04
Net income$2,158,0001,739
Minority interest net income$065
Net income of bank and minority interests.$2,158,0001,739
Net charge-offs$-7,0004,216
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,158,0001,691
2020-03-31 (YTD Data)Rank
Total interest income$5,583,0001,370
Total interest expense$1,219,0001,227
Net interest income$4,364,0001,400
Provision for loan and lease losses$03,711
Total noninterest income$189,0003,090
Gross Fiduciary activities income$48,000683
Service charges on deposit accounts$88,0002,312
Trading account gains and feesNANA
Additional Noninterest Income$53,0003,804
Total noninterest expense$3,011,0001,688
Salaries and employee benefits$1,889,0001,579
Premises and equipment expense$432,0001,347
Additional noninterest expense$690,0002,038
Pre-tax net operating income$1,542,0001,295
Securities gains (losses)$01,705
Applicable income taxes$465,000782
Income before extraordinary items$1,077,0001,570
Extraordinary gains, net$04
Net income$1,077,0001,569
Minority interest net income$056
Net income of bank and minority interests.$1,077,0001,570
Net charge-offs$-5,0004,210
Cash dividends$300,0001,635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,077,0001,537
2019-12-31 (YTD Data)Rank
Total interest income$24,078,0001,293
Total interest expense$4,568,0001,331
Net interest income$19,510,0001,286
Provision for loan and lease losses$60,0003,246
Total noninterest income$692,0003,277
Gross Fiduciary activities income$178,000694
Service charges on deposit accounts$332,0002,450
Trading account gains and feesNANA
Additional Noninterest Income$182,0004,022
Total noninterest expense$10,889,0001,786
Salaries and employee benefits$6,689,0001,695
Premises and equipment expense$1,461,0001,529
Additional noninterest expense$2,739,0002,071
Pre-tax net operating income$9,253,0001,112
Securities gains (losses)$02,379
Applicable income taxes$2,565,000769
Income before extraordinary items$6,688,0001,284
Extraordinary gains, net$011
Net income$6,688,0001,285
Minority interest net income$076
Net income of bank and minority interests.$6,688,0001,286
Net charge-offs$-35,0004,703
Cash dividends$2,101,0001,533
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,688,0001,259
2019-09-30 (YTD Data)Rank
Total interest income$18,227,0001,295
Total interest expense$3,251,0001,386
Net interest income$14,976,0001,272
Provision for loan and lease losses$60,0002,989
Total noninterest income$505,0003,329
Gross Fiduciary activities income$136,000691
Service charges on deposit accounts$237,0002,550
Trading account gains and feesNANA
Additional Noninterest Income$132,0004,086
Total noninterest expense$9,226,0001,626
Salaries and employee benefits$5,799,0001,498
Premises and equipment expense$1,227,0001,403
Additional noninterest expense$2,200,0001,965
Pre-tax net operating income$6,195,0001,229
Securities gains (losses)$02,167
Applicable income taxes$1,920,000792
Income before extraordinary items$4,275,0001,472
Extraordinary gains, net$011
Net income$4,275,0001,473
Minority interest net income$072
Net income of bank and minority interests.$4,275,0001,474
Net charge-offs$-30,0004,704
Cash dividends$900,0001,925
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,275,0001,439
2019-06-30 (YTD Data)Rank
Total interest income$12,060,0001,301
Total interest expense$2,011,0001,453
Net interest income$10,049,0001,267
Provision for loan and lease losses$60,0002,560
Total noninterest income$321,0003,362
Gross Fiduciary activities income$86,000699
Service charges on deposit accounts$152,0002,603
Trading account gains and feesNANA
Additional Noninterest Income$83,0004,139
Total noninterest expense$6,334,0001,577
Salaries and employee benefits$3,883,0001,498
Premises and equipment expense$866,0001,329
Additional noninterest expense$1,585,0001,847
Pre-tax net operating income$3,976,0001,237
Securities gains (losses)$01,702
Applicable income taxes$1,210,000799
Income before extraordinary items$2,766,0001,475
Extraordinary gains, net$011
Net income$2,766,0001,474
Minority interest net income$069
Net income of bank and minority interests.$2,766,0001,475
Net charge-offs$-25,0004,740
Cash dividends$600,0001,903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,766,0001,448
2019-03-31 (YTD Data)Rank
Total interest income$6,038,0001,300
Total interest expense$965,0001,470
Net interest income$5,073,0001,247
Provision for loan and lease losses$60,0001,874
Total noninterest income$152,0003,414
Gross Fiduciary activities income$37,000718
Service charges on deposit accounts$79,0002,540
Trading account gains and feesNANA
Additional Noninterest Income$36,0004,240
Total noninterest expense$3,333,0001,521
Salaries and employee benefits$1,939,0001,506
Premises and equipment expense$446,0001,320
Additional noninterest expense$948,0001,576
Pre-tax net operating income$1,832,0001,294
Securities gains (losses)$01,087
Applicable income taxes$550,000846
Income before extraordinary items$1,282,0001,539
Extraordinary gains, net$05
Net income$1,282,0001,538
Minority interest net income$052
Net income of bank and minority interests.$1,282,0001,538
Net charge-offs$-22,0004,889
Cash dividends$301,0001,717
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,282,0001,514
2018-12-31 (YTD Data)Rank
Total interest income$22,956,0001,278
Total interest expense$2,698,0001,551
Net interest income$20,258,0001,229
Provision for loan and lease losses$400,0001,664
Total noninterest income$886,0003,014
Gross Fiduciary activities income$221,000702
Service charges on deposit accounts$364,0002,436
Trading account gains and feesNANA
Additional Noninterest Income$301,0003,680
Total noninterest expense$10,906,0001,762
Salaries and employee benefits$6,743,0001,654
Premises and equipment expense$1,560,0001,446
Additional noninterest expense$2,603,0002,154
Pre-tax net operating income$9,838,0001,048
Securities gains (losses)$01,125
Applicable income taxes$2,720,000701
Income before extraordinary items$7,118,0001,195
Extraordinary gains, net$06
Net income$7,118,0001,194
Minority interest net income$072
Net income of bank and minority interests.$7,118,0001,194
Net charge-offs$6,0003,501
Cash dividends$2,213,0001,368
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,118,0001,196
2018-09-30 (YTD Data)Rank
Total interest income$17,022,0001,283
Total interest expense$1,873,0001,571
Net interest income$15,149,0001,229
Provision for loan and lease losses$325,0001,495
Total noninterest income$689,0002,991
Gross Fiduciary activities income$166,000693
Service charges on deposit accounts$282,0002,392
Trading account gains and feesNANA
Additional Noninterest Income$241,0003,625
Total noninterest expense$9,062,0001,602
Salaries and employee benefits$5,850,0001,450
Premises and equipment expense$1,278,0001,348
Additional noninterest expense$1,934,0002,165
Pre-tax net operating income$6,451,0001,164
Securities gains (losses)$01,118
Applicable income taxes$2,015,000726
Income before extraordinary items$4,436,0001,375
Extraordinary gains, net$05
Net income$4,436,0001,374
Minority interest net income$066
Net income of bank and minority interests.$4,436,0001,374
Net charge-offs$13,0002,889
Cash dividends$900,0001,765
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,436,0001,359
2018-06-30 (YTD Data)Rank
Total interest income$11,149,0001,291
Total interest expense$1,195,0001,543
Net interest income$9,954,0001,241
Provision for loan and lease losses$250,0001,331
Total noninterest income$485,0002,921
Gross Fiduciary activities income$105,000699
Service charges on deposit accounts$199,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$181,0003,511
Total noninterest expense$6,156,0001,583
Salaries and employee benefits$4,015,0001,421
Premises and equipment expense$845,0001,375
Additional noninterest expense$1,296,0002,175
Pre-tax net operating income$4,033,0001,212
Securities gains (losses)$0961
Applicable income taxes$1,240,000757
Income before extraordinary items$2,793,0001,422
Extraordinary gains, net$06
Net income$2,793,0001,421
Minority interest net income$065
Net income of bank and minority interests.$2,793,0001,421
Net charge-offs$17,0002,331
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,793,0001,409
2018-03-31 (YTD Data)Rank
Total interest income$5,502,0001,290
Total interest expense$573,0001,543
Net interest income$4,929,0001,250
Provision for loan and lease losses$150,0001,106
Total noninterest income$223,0003,017
Gross Fiduciary activities income$48,000719
Service charges on deposit accounts$102,0002,280
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,765
Total noninterest expense$3,210,0001,545
Salaries and employee benefits$2,000,0001,435
Premises and equipment expense$420,0001,391
Additional noninterest expense$790,0001,836
Pre-tax net operating income$1,792,0001,299
Securities gains (losses)$0735
Applicable income taxes$540,000817
Income before extraordinary items$1,252,0001,530
Extraordinary gains, net$07
Net income$1,252,0001,530
Minority interest net income$052
Net income of bank and minority interests.$1,252,0001,530
Net charge-offs$-6,0004,537
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,252,0001,520
2017-12-31 (YTD Data)Rank
Total interest income$21,071,0001,295
Total interest expense$1,593,0001,829
Net interest income$19,478,0001,243
Provision for loan and lease losses$800,0001,041
Total noninterest income$905,0003,098
Gross Fiduciary activities income$190,000722
Service charges on deposit accounts$487,0002,065
Trading account gains and feesNANA
Additional Noninterest Income$228,0004,077
Total noninterest expense$10,550,0001,829
Salaries and employee benefits$6,792,0001,635
Premises and equipment expense$1,455,0001,554
Additional noninterest expense$2,303,0002,394
Pre-tax net operating income$9,033,0001,074
Securities gains (losses)$-2,0004,854
Applicable income taxes$3,775,000810
Income before extraordinary items$5,256,0001,298
Extraordinary gains, net$09
Net income$5,256,0001,298
Minority interest net income$076
Net income of bank and minority interests.$5,256,0001,298
Net charge-offs$139,0002,147
Cash dividends$2,067,0001,382
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,257,2801,286
2017-09-30 (YTD Data)Rank
Total interest income$15,462,0001,315
Total interest expense$1,036,0002,034
Net interest income$14,426,0001,263
Provision for loan and lease losses$450,0001,230
Total noninterest income$631,0003,233
Gross Fiduciary activities income$142,000722
Service charges on deposit accounts$371,0002,052
Trading account gains and feesNANA
Additional Noninterest Income$118,0004,488
Total noninterest expense$9,032,0001,628
Salaries and employee benefits$5,912,0001,427
Premises and equipment expense$1,215,0001,417
Additional noninterest expense$1,905,0002,225
Pre-tax net operating income$5,575,0001,269
Securities gains (losses)$-2,0005,199
Applicable income taxes$2,180,000868
Income before extraordinary items$3,393,0001,553
Extraordinary gains, net$09
Net income$3,393,0001,553
Minority interest net income$071
Net income of bank and minority interests.$3,393,0001,553
Net charge-offs$178,0001,492
Cash dividends$865,0001,861
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,394,2801,534
2017-06-30 (YTD Data)Rank
Total interest income$9,949,0001,345
Total interest expense$548,0002,322
Net interest income$9,401,0001,284
Provision for loan and lease losses$150,0001,808
Total noninterest income$454,0003,122
Gross Fiduciary activities income$79,000745
Service charges on deposit accounts$246,0002,053
Trading account gains and feesNANA
Additional Noninterest Income$129,0004,036
Total noninterest expense$6,179,0001,600
Salaries and employee benefits$4,076,0001,389
Premises and equipment expense$854,0001,356
Additional noninterest expense$1,249,0002,244
Pre-tax net operating income$3,526,0001,309
Securities gains (losses)$-2,0005,321
Applicable income taxes$1,380,000890
Income before extraordinary items$2,144,0001,607
Extraordinary gains, net$011
Net income$2,144,0001,607
Minority interest net income$071
Net income of bank and minority interests.$2,144,0001,607
Net charge-offs$34,0002,273
Cash dividends$565,0001,869
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,145,2801,587
2017-03-31 (YTD Data)Rank
Total interest income$4,771,0001,391
Total interest expense$202,0002,831
Net interest income$4,569,0001,300
Provision for loan and lease losses$75,0001,685
Total noninterest income$225,0003,123
Gross Fiduciary activities income$28,000784
Service charges on deposit accounts$134,0001,929
Trading account gains and fees$0142
Additional Noninterest Income$63,0004,051
Total noninterest expense$3,113,0001,600
Salaries and employee benefits$1,939,0001,474
Premises and equipment expense$400,0001,451
Additional noninterest expense$774,0001,894
Pre-tax net operating income$1,606,0001,376
Securities gains (losses)$01,153
Applicable income taxes$625,000931
Income before extraordinary items$981,0001,695
Extraordinary gains, net$08
Net income$981,0001,695
Minority interest net income$055
Net income of bank and minority interests.$981,0001,695
Net charge-offs$-12,0005,065
Cash dividends$265,0001,740
Sale, conversion, retirement of capital stock, net$0632
Net operating income$981,0001,680
2016-12-31 (YTD Data)Rank
Total interest income$17,616,0001,446
Total interest expense$483,0003,701
Net interest income$17,133,0001,336
Provision for loan and lease losses$450,0001,578
Total noninterest income$1,067,0002,935
Gross Fiduciary activities income$125,000786
Service charges on deposit accounts$536,0001,968
Trading account gains and fees$0170
Additional Noninterest Income$406,0003,542
Total noninterest expense$9,984,0001,914
Salaries and employee benefits$6,255,0001,717
Premises and equipment expense$1,486,0001,543
Additional noninterest expense$2,243,0002,538
Pre-tax net operating income$7,766,0001,130
Securities gains (losses)$03,212
Applicable income taxes$2,740,000836
Income before extraordinary items$5,026,0001,382
Extraordinary gains, net$05
Net income$5,026,0001,381
Minority interest net income$082
Net income of bank and minority interests.$5,026,0001,381
Net charge-offs$23,0003,584
Cash dividends$1,812,0001,528
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,026,0001,347
2016-09-30 (YTD Data)Rank
Total interest income$12,997,0001,472
Total interest expense$368,0003,701
Net interest income$12,629,0001,356
Provision for loan and lease losses$450,0001,227
Total noninterest income$815,0002,916
Gross Fiduciary activities income$100,000771
Service charges on deposit accounts$391,0002,028
Trading account gains and fees$0169
Additional Noninterest Income$324,0003,461
Total noninterest expense$8,112,0001,769
Salaries and employee benefits$5,084,0001,596
Premises and equipment expense$1,182,0001,449
Additional noninterest expense$1,846,0002,343
Pre-tax net operating income$4,882,0001,338
Securities gains (losses)$03,160
Applicable income taxes$1,880,000906
Income before extraordinary items$3,002,0001,694
Extraordinary gains, net$05
Net income$3,002,0001,694
Minority interest net income$071
Net income of bank and minority interests.$3,002,0001,694
Net charge-offs$39,0002,751
Cash dividends$796,0001,898
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,002,0001,641
2016-06-30 (YTD Data)Rank
Total interest income$8,516,0001,497
Total interest expense$247,0003,703
Net interest income$8,269,0001,380
Provision for loan and lease losses$300,0001,234
Total noninterest income$569,0002,832
Gross Fiduciary activities income$64,000785
Service charges on deposit accounts$263,0001,992
Trading account gains and fees$0157
Additional Noninterest Income$242,0003,324
Total noninterest expense$5,547,0001,742
Salaries and employee benefits$3,546,0001,532
Premises and equipment expense$795,0001,432
Additional noninterest expense$1,206,0002,387
Pre-tax net operating income$2,991,0001,407
Securities gains (losses)$02,835
Applicable income taxes$1,155,000967
Income before extraordinary items$1,836,0001,790
Extraordinary gains, net$016
Net income$1,836,0001,790
Minority interest net income$071
Net income of bank and minority interests.$1,836,0001,790
Net charge-offs$-51,0005,511
Cash dividends$530,0001,903
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,836,0001,741
2016-03-31 (YTD Data)Rank
Total interest income$4,179,0001,519
Total interest expense$124,0003,716
Net interest income$4,055,0001,405
Provision for loan and lease losses$150,0001,146
Total noninterest income$316,0002,655
Gross Fiduciary activities income$31,000796
Service charges on deposit accounts$126,0002,042
Trading account gains and fees$0142
Additional Noninterest Income$159,0002,915
Total noninterest expense$2,915,0001,663
Salaries and employee benefits$1,800,0001,516
Premises and equipment expense$340,0001,678
Additional noninterest expense$775,0001,907
Pre-tax net operating income$1,306,0001,550
Securities gains (losses)$02,077
Applicable income taxes$505,0001,046
Income before extraordinary items$801,0001,983
Extraordinary gains, net$012
Net income$801,0001,983
Minority interest net income$062
Net income of bank and minority interests.$801,0001,983
Net charge-offs$-15,0005,360
Cash dividends$265,0001,719
Sale, conversion, retirement of capital stock, net$0659
Net operating income$801,0001,936
2015-12-31 (YTD Data)Rank
Total interest income$16,280,0001,514
Total interest expense$518,0003,657
Net interest income$15,762,0001,407
Provision for loan and lease losses$1,000,000820
Total noninterest income$597,0003,913
Gross Fiduciary activities income$61,000878
Service charges on deposit accounts$548,0001,983
Trading account gains and fees$0159
Additional Noninterest Income$-12,0006,065
Total noninterest expense$9,902,0001,914
Salaries and employee benefits$5,884,0001,772
Premises and equipment expense$1,354,0001,679
Additional noninterest expense$2,664,0002,210
Pre-tax net operating income$5,457,0001,470
Securities gains (losses)$03,216
Applicable income taxes$1,810,0001,074
Income before extraordinary items$3,647,0001,735
Extraordinary gains, net$023
Net income$3,647,0001,735
Minority interest net income$081
Net income of bank and minority interests.$3,647,0001,736
Net charge-offs$1,057,000654
Cash dividends$1,212,0001,891
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,647,0001,695
2015-09-30 (YTD Data)Rank
Total interest income$12,136,0001,537
Total interest expense$396,0003,677
Net interest income$11,740,0001,431
Provision for loan and lease losses$600,000892
Total noninterest income$388,0004,156
Gross Fiduciary activities income$65,000846
Service charges on deposit accounts$413,0001,988
Trading account gains and fees$0153
Additional Noninterest Income$-90,0006,215
Total noninterest expense$7,968,0001,797
Salaries and employee benefits$4,922,0001,608
Premises and equipment expense$1,064,0001,625
Additional noninterest expense$1,982,0002,221
Pre-tax net operating income$3,560,0001,659
Securities gains (losses)$03,031
Applicable income taxes$1,420,0001,074
Income before extraordinary items$2,140,0002,148
Extraordinary gains, net$021
Net income$2,140,0002,149
Minority interest net income$078
Net income of bank and minority interests.$2,140,0002,149
Net charge-offs$341,0001,115
Cash dividends$796,0001,844
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,140,0002,104
2015-06-30 (YTD Data)Rank
Total interest income$7,938,0001,577
Total interest expense$268,0003,685
Net interest income$7,670,0001,463
Provision for loan and lease losses$450,000841
Total noninterest income$406,0003,444
Gross Fiduciary activities income$42,000862
Service charges on deposit accounts$272,0001,966
Trading account gains and fees$0157
Additional Noninterest Income$92,0004,607
Total noninterest expense$5,771,0001,676
Salaries and employee benefits$3,409,0001,566
Premises and equipment expense$728,0001,596
Additional noninterest expense$1,634,0001,850
Pre-tax net operating income$1,855,0002,005
Securities gains (losses)$02,636
Applicable income taxes$755,0001,277
Income before extraordinary items$1,100,0002,583
Extraordinary gains, net$022
Net income$1,100,0002,585
Minority interest net income$075
Net income of bank and minority interests.$1,100,0002,585
Net charge-offs$360,000812
Cash dividends$531,0001,856
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,100,0002,526
2015-03-31 (YTD Data)Rank
Total interest income$3,873,0001,602
Total interest expense$139,0003,642
Net interest income$3,734,0001,484
Provision for loan and lease losses$300,000621
Total noninterest income$233,0003,155
Gross Fiduciary activities income$19,000873
Service charges on deposit accounts$132,0002,009
Trading account gains and fees$0152
Additional Noninterest Income$82,0003,882
Total noninterest expense$3,040,0001,597
Salaries and employee benefits$1,734,0001,553
Premises and equipment expense$345,0001,700
Additional noninterest expense$961,0001,580
Pre-tax net operating income$627,0002,607
Securities gains (losses)$02,027
Applicable income taxes$220,0001,726
Income before extraordinary items$407,0003,092
Extraordinary gains, net$013
Net income$407,0003,095
Minority interest net income$064
Net income of bank and minority interests.$407,0003,095
Net charge-offs$-62,0006,012
Cash dividends$265,0001,635
Sale, conversion, retirement of capital stock, net$0697
Net operating income$407,0003,026
2014-12-31 (YTD Data)Rank
Total interest income$15,081,0001,662
Total interest expense$609,0003,600
Net interest income$14,472,0001,531
Provision for loan and lease losses$3,000,000333
Total noninterest income$2,883,0001,620
Gross Fiduciary activities income$83,000877
Service charges on deposit accounts$613,0001,927
Trading account gains and fees$0180
Additional Noninterest Income$2,187,0001,366
Total noninterest expense$10,464,0001,815
Salaries and employee benefits$5,685,0001,811
Premises and equipment expense$1,246,0001,859
Additional noninterest expense$3,533,0001,759
Pre-tax net operating income$3,891,0001,876
Securities gains (losses)$03,259
Applicable income taxes$1,205,0001,356
Income before extraordinary items$2,686,0002,187
Extraordinary gains, net$017
Net income$2,686,0002,186
Minority interest net income$084
Net income of bank and minority interests.$2,686,0002,186
Net charge-offs$4,687,000250
Cash dividends$1,061,0001,965
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,686,0002,135
2014-09-30 (YTD Data)Rank
Total interest income$11,255,0001,676
Total interest expense$463,0003,622
Net interest income$10,792,0001,547
Provision for loan and lease losses$1,200,000559
Total noninterest income$725,0003,190
Gross Fiduciary activities income$62,000878
Service charges on deposit accounts$491,0001,845
Trading account gains and fees$0174
Additional Noninterest Income$172,0004,403
Total noninterest expense$7,928,0001,798
Salaries and employee benefits$4,792,0001,619
Premises and equipment expense$1,024,0001,722
Additional noninterest expense$2,112,0002,143
Pre-tax net operating income$2,389,0002,213
Securities gains (losses)$02,980
Applicable income taxes$890,0001,412
Income before extraordinary items$1,499,0002,726
Extraordinary gains, net$015
Net income$1,499,0002,726
Minority interest net income$081
Net income of bank and minority interests.$1,499,0002,726
Net charge-offs$3,153,000259
Cash dividends$796,0001,748
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,499,0002,682
2014-06-30 (YTD Data)Rank
Total interest income$7,454,0001,678
Total interest expense$312,0003,636
Net interest income$7,142,0001,545
Provision for loan and lease losses$500,000845
Total noninterest income$542,0002,975
Gross Fiduciary activities income$37,000893
Service charges on deposit accounts$324,0001,840
Trading account gains and fees$0172
Additional Noninterest Income$181,0003,788
Total noninterest expense$5,868,0001,627
Salaries and employee benefits$3,407,0001,532
Premises and equipment expense$715,0001,652
Additional noninterest expense$1,746,0001,755
Pre-tax net operating income$1,316,0002,478
Securities gains (losses)$02,580
Applicable income taxes$465,0001,608
Income before extraordinary items$851,0002,972
Extraordinary gains, net$020
Net income$851,0002,978
Minority interest net income$080
Net income of bank and minority interests.$851,0002,978
Net charge-offs$1,804,000314
Cash dividends$531,0001,752
Sale, conversion, retirement of capital stock, net$0794
Net operating income$851,0002,914
2014-03-31 (YTD Data)Rank
Total interest income$3,741,0001,662
Total interest expense$157,0003,672
Net interest income$3,584,0001,535
Provision for loan and lease losses$200,000985
Total noninterest income$-65,0006,677
Gross Fiduciary activities income$23,000878
Service charges on deposit accounts$156,0001,875
Trading account gains and fees$0147
Additional Noninterest Income$-244,0006,701
Total noninterest expense$3,011,0001,601
Salaries and employee benefits$1,744,0001,505
Premises and equipment expense$349,0001,724
Additional noninterest expense$918,0001,667
Pre-tax net operating income$308,0003,774
Securities gains (losses)$01,715
Applicable income taxes$70,0002,675
Income before extraordinary items$238,0003,953
Extraordinary gains, net$016
Net income$238,0003,955
Minority interest net income$066
Net income of bank and minority interests.$238,0003,955
Net charge-offs$1,289,000247
Cash dividends$265,0001,539
Sale, conversion, retirement of capital stock, net$0747
Net operating income$238,0003,907
2013-12-31 (YTD Data)Rank
Total interest income$14,937,0001,665
Total interest expense$861,0003,282
Net interest income$14,076,0001,545
Provision for loan and lease losses$1,000,0001,089
Total noninterest income$1,660,0002,424
Gross Fiduciary activities income$88,000880
Service charges on deposit accounts$723,0001,781
Trading account gains and fees$0184
Additional Noninterest Income$849,0002,594
Total noninterest expense$11,248,0001,707
Salaries and employee benefits$5,715,0001,787
Premises and equipment expense$1,319,0001,770
Additional noninterest expense$4,214,0001,559
Pre-tax net operating income$3,488,0001,911
Securities gains (losses)$03,182
Applicable income taxes$985,0001,477
Income before extraordinary items$2,503,0002,191
Extraordinary gains, net$029
Net income$2,503,0002,196
Minority interest net income$090
Net income of bank and minority interests.$2,503,0002,195
Net charge-offs$2,535,000618
Cash dividends$1,062,0001,851
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,503,0002,140
2013-09-30 (YTD Data)Rank
Total interest income$11,195,0001,680
Total interest expense$687,0003,215
Net interest income$10,508,0001,561
Provision for loan and lease losses$800,0001,047
Total noninterest income$784,0003,169
Gross Fiduciary activities income$66,000878
Service charges on deposit accounts$554,0001,762
Trading account gains and fees$0180
Additional Noninterest Income$164,0004,588
Total noninterest expense$8,084,0001,784
Salaries and employee benefits$4,889,0001,595
Premises and equipment expense$974,0001,808
Additional noninterest expense$2,221,0002,101
Pre-tax net operating income$2,408,0002,131
Securities gains (losses)$03,040
Applicable income taxes$920,0001,326
Income before extraordinary items$1,488,0002,679
Extraordinary gains, net$025
Net income$1,488,0002,683
Minority interest net income$084
Net income of bank and minority interests.$1,488,0002,683
Net charge-offs$2,756,000458
Cash dividends$796,0001,674
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,488,0002,596
2013-06-30 (YTD Data)Rank
Total interest income$7,466,0001,676
Total interest expense$490,0003,122
Net interest income$6,976,0001,552
Provision for loan and lease losses$500,0001,162
Total noninterest income$568,0003,076
Gross Fiduciary activities income$41,000897
Service charges on deposit accounts$369,0001,738
Trading account gains and fees$0157
Additional Noninterest Income$158,0004,148
Total noninterest expense$5,401,0001,778
Salaries and employee benefits$3,454,0001,509
Premises and equipment expense$629,0001,851
Additional noninterest expense$1,318,0002,328
Pre-tax net operating income$1,643,0002,041
Securities gains (losses)$02,791
Applicable income taxes$610,0001,331
Income before extraordinary items$1,033,0002,580
Extraordinary gains, net$022
Net income$1,033,0002,585
Minority interest net income$082
Net income of bank and minority interests.$1,033,0002,585
Net charge-offs$1,677,000526
Cash dividends$531,0001,639
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,033,0002,477
2013-03-31 (YTD Data)Rank
Total interest income$3,809,0001,656
Total interest expense$262,0003,046
Net interest income$3,547,0001,532
Provision for loan and lease losses$200,0001,346
Total noninterest income$269,0003,151
Gross Fiduciary activities income$21,000901
Service charges on deposit accounts$188,0001,693
Trading account gains and fees$0148
Additional Noninterest Income$60,0004,488
Total noninterest expense$2,854,0001,704
Salaries and employee benefits$1,833,0001,450
Premises and equipment expense$289,0002,029
Additional noninterest expense$732,0002,123
Pre-tax net operating income$762,0002,120
Securities gains (losses)$01,966
Applicable income taxes$270,0001,437
Income before extraordinary items$492,0002,618
Extraordinary gains, net$010
Net income$492,0002,621
Minority interest net income$076
Net income of bank and minority interests.$492,0002,620
Net charge-offs$405,000877
Cash dividends$265,0001,421
Sale, conversion, retirement of capital stock, net$0789
Net operating income$492,0002,540
2012-12-31 (YTD Data)Rank
Total interest income$17,258,0001,534
Total interest expense$1,501,0002,710
Net interest income$15,757,0001,388
Provision for loan and lease losses$1,615,0001,258
Total noninterest income$1,251,0002,890
Gross Fiduciary activities income$84,000908
Service charges on deposit accounts$801,0001,689
Trading account gains and fees$0166
Additional Noninterest Income$366,0003,753
Total noninterest expense$10,471,0001,835
Salaries and employee benefits$5,763,0001,755
Premises and equipment expense$1,199,0001,941
Additional noninterest expense$3,509,0001,872
Pre-tax net operating income$4,922,0001,393
Securities gains (losses)$03,810
Applicable income taxes$1,480,0001,111
Income before extraordinary items$3,442,0001,662
Extraordinary gains, net$029
Net income$3,442,0001,662
Minority interest net income$093
Net income of bank and minority interests.$3,442,0001,663
Net charge-offs$1,058,0001,767
Cash dividends$1,061,0001,873
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,442,0001,566
2012-09-30 (YTD Data)Rank
Total interest income$13,351,0001,514
Total interest expense$1,169,0002,734
Net interest income$12,182,0001,358
Provision for loan and lease losses$1,550,0001,055
Total noninterest income$917,0002,952
Gross Fiduciary activities income$61,000903
Service charges on deposit accounts$594,0001,722
Trading account gains and fees$0157
Additional Noninterest Income$262,0003,876
Total noninterest expense$8,660,0001,676
Salaries and employee benefits$4,846,0001,559
Premises and equipment expense$944,0001,886
Additional noninterest expense$2,870,0001,736
Pre-tax net operating income$2,889,0001,748
Securities gains (losses)$03,575
Applicable income taxes$1,110,0001,137
Income before extraordinary items$1,779,0002,322
Extraordinary gains, net$020
Net income$1,779,0002,322
Minority interest net income$086
Net income of bank and minority interests.$1,779,0002,322
Net charge-offs$815,0001,655
Cash dividends$796,0001,550
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,779,0002,197
2012-06-30 (YTD Data)Rank
Total interest income$9,198,0001,480
Total interest expense$813,0002,736
Net interest income$8,385,0001,320
Provision for loan and lease losses$1,250,000912
Total noninterest income$616,0002,887
Gross Fiduciary activities income$41,000915
Service charges on deposit accounts$394,0001,730
Trading account gains and fees$0153
Additional Noninterest Income$181,0003,810
Total noninterest expense$5,735,0001,694
Salaries and employee benefits$3,443,0001,474
Premises and equipment expense$627,0001,891
Additional noninterest expense$1,665,0001,971
Pre-tax net operating income$2,016,0001,678
Securities gains (losses)$03,178
Applicable income taxes$750,0001,117
Income before extraordinary items$1,266,0002,175
Extraordinary gains, net$019
Net income$1,266,0002,175
Minority interest net income$084
Net income of bank and minority interests.$1,266,0002,175
Net charge-offs$1,302,000946
Cash dividends$531,0001,536
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,266,0002,061
2012-03-31 (YTD Data)Rank
Total interest income$4,691,0001,468
Total interest expense$425,0002,731
Net interest income$4,266,0001,298
Provision for loan and lease losses$600,000917
Total noninterest income$320,0002,841
Gross Fiduciary activities income$19,000922
Service charges on deposit accounts$201,0001,683
Trading account gains and fees$0148
Additional Noninterest Income$100,0003,714
Total noninterest expense$2,947,0001,637
Salaries and employee benefits$1,843,0001,407
Premises and equipment expense$298,0001,985
Additional noninterest expense$806,0002,021
Pre-tax net operating income$1,039,0001,627
Securities gains (losses)$02,210
Applicable income taxes$375,0001,119
Income before extraordinary items$664,0002,085
Extraordinary gains, net$019
Net income$664,0002,086
Minority interest net income$078
Net income of bank and minority interests.$664,0002,087
Net charge-offs$878,000724
Cash dividends$266,0001,362
Sale, conversion, retirement of capital stock, net$0861
Net operating income$664,0001,985
2011-12-31 (YTD Data)Rank
Total interest income$20,081,0001,421
Total interest expense$2,411,0002,391
Net interest income$17,670,0001,254
Provision for loan and lease losses$2,850,0001,241
Total noninterest income$815,0003,479
Gross Fiduciary activities income$84,000864
Service charges on deposit accounts$931,0001,562
Trading account gains and fees$0146
Additional Noninterest Income$-200,0006,955
Total noninterest expense$10,389,0001,852
Salaries and employee benefits$5,890,0001,656
Premises and equipment expense$1,262,0001,962
Additional noninterest expense$3,237,0002,059
Pre-tax net operating income$5,246,0001,133
Securities gains (losses)$03,838
Applicable income taxes$1,510,000990
Income before extraordinary items$3,736,0001,325
Extraordinary gains, net$029
Net income$3,736,0001,325
Minority interest net income$096
Net income of bank and minority interests.$3,736,0001,325
Net charge-offs$1,860,0001,623
Cash dividends$992,0001,651
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,736,0001,258
2011-09-30 (YTD Data)Rank
Total interest income$15,212,0001,425
Total interest expense$1,902,0002,374
Net interest income$13,310,0001,257
Provision for loan and lease losses$2,250,0001,142
Total noninterest income$714,0003,218
Gross Fiduciary activities income$63,000852
Service charges on deposit accounts$718,0001,538
Trading account gains and fees$0145
Additional Noninterest Income$-67,0007,031
Total noninterest expense$8,507,0001,703
Salaries and employee benefits$4,880,0001,525
Premises and equipment expense$1,008,0001,862
Additional noninterest expense$2,619,0001,932
Pre-tax net operating income$3,267,0001,382
Securities gains (losses)$03,555
Applicable income taxes$1,265,000910
Income before extraordinary items$2,002,0001,833
Extraordinary gains, net$021
Net income$2,002,0001,833
Minority interest net income$087
Net income of bank and minority interests.$2,002,0001,833
Net charge-offs$1,378,0001,582
Cash dividends$695,0001,492
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,002,0001,754
2011-06-30 (YTD Data)Rank
Total interest income$10,274,0001,428
Total interest expense$1,328,0002,361
Net interest income$8,946,0001,252
Provision for loan and lease losses$1,600,0001,064
Total noninterest income$627,0002,726
Gross Fiduciary activities income$41,000870
Service charges on deposit accounts$485,0001,501
Trading account gains and fees$0153
Additional Noninterest Income$101,0004,526
Total noninterest expense$6,037,0001,624
Salaries and employee benefits$3,422,0001,457
Premises and equipment expense$696,0001,820
Additional noninterest expense$1,919,0001,786
Pre-tax net operating income$1,936,0001,498
Securities gains (losses)$02,914
Applicable income taxes$735,000978
Income before extraordinary items$1,201,0001,956
Extraordinary gains, net$015
Net income$1,201,0001,956
Minority interest net income$089
Net income of bank and minority interests.$1,201,0001,956
Net charge-offs$767,0001,709
Cash dividends$463,0001,487
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,201,0001,885
2011-03-31 (YTD Data)Rank
Total interest income$5,188,0001,408
Total interest expense$705,0002,301
Net interest income$4,483,0001,242
Provision for loan and lease losses$750,0001,063
Total noninterest income$358,0002,525
Gross Fiduciary activities income$22,000866
Service charges on deposit accounts$239,0001,498
Trading account gains and fees$0158
Additional Noninterest Income$97,0003,622
Total noninterest expense$3,241,0001,523
Salaries and employee benefits$1,830,0001,382
Premises and equipment expense$326,0001,977
Additional noninterest expense$1,085,0001,596
Pre-tax net operating income$850,0001,687
Securities gains (losses)$01,772
Applicable income taxes$310,0001,101
Income before extraordinary items$540,0002,110
Extraordinary gains, net$09
Net income$540,0002,109
Minority interest net income$086
Net income of bank and minority interests.$540,0002,110
Net charge-offs$460,0001,404
Cash dividends$232,0001,310
Sale, conversion, retirement of capital stock, net$0925
Net operating income$540,0002,067
2010-12-31 (YTD Data)Rank
Total interest income$23,387,0001,319
Total interest expense$3,581,0002,216
Net interest income$19,806,0001,129
Provision for loan and lease losses$4,000,0001,338
Total noninterest income$-355,0007,462
Gross Fiduciary activities income$91,000884
Service charges on deposit accounts$948,0001,572
Trading account gains and fees$0175
Additional Noninterest Income$-1,394,0007,530
Total noninterest expense$10,784,0001,823
Salaries and employee benefits$5,699,0001,711
Premises and equipment expense$1,331,0001,923
Additional noninterest expense$3,754,0001,898
Pre-tax net operating income$4,667,0001,093
Securities gains (losses)$03,793
Applicable income taxes$1,315,000994
Income before extraordinary items$3,352,0001,265
Extraordinary gains, net$029
Net income$3,352,0001,267
Minority interest net income$0111
Net income of bank and minority interests.$3,352,0001,268
Net charge-offs$3,322,0001,380
Cash dividends$926,0001,578
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,352,0001,221
2010-09-30 (YTD Data)Rank
Total interest income$17,831,0001,310
Total interest expense$2,780,0002,228
Net interest income$15,051,0001,121
Provision for loan and lease losses$2,150,0001,573
Total noninterest income$-221,0007,573
Gross Fiduciary activities income$69,000867
Service charges on deposit accounts$706,0001,637
Trading account gains and fees$0165
Additional Noninterest Income$-996,0007,654
Total noninterest expense$9,086,0001,621
Salaries and employee benefits$4,916,0001,508
Premises and equipment expense$1,253,0001,548
Additional noninterest expense$2,917,0001,818
Pre-tax net operating income$3,594,0001,126
Securities gains (losses)$03,651
Applicable income taxes$1,315,000830
Income before extraordinary items$2,279,0001,462
Extraordinary gains, net$023
Net income$2,279,0001,465
Minority interest net income$0110
Net income of bank and minority interests.$2,279,0001,465
Net charge-offs$2,045,0001,484
Cash dividends$695,0001,416
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,279,0001,403
2010-06-30 (YTD Data)Rank
Total interest income$11,992,0001,319
Total interest expense$1,912,0002,249
Net interest income$10,080,0001,110
Provision for loan and lease losses$1,600,0001,453
Total noninterest income$618,0002,811
Gross Fiduciary activities income$45,000886
Service charges on deposit accounts$426,0001,783
Trading account gains and fees$0152
Additional Noninterest Income$147,0004,010
Total noninterest expense$6,640,0001,486
Salaries and employee benefits$3,441,0001,438
Premises and equipment expense$850,0001,548
Additional noninterest expense$2,349,0001,512
Pre-tax net operating income$2,458,0001,083
Securities gains (losses)$03,184
Applicable income taxes$890,000795
Income before extraordinary items$1,568,0001,407
Extraordinary gains, net$019
Net income$1,568,0001,407
Minority interest net income$0105
Net income of bank and minority interests.$1,568,0001,408
Net charge-offs$1,392,0001,433
Cash dividends$463,0001,424
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,568,0001,354
2010-03-31 (YTD Data)Rank
Total interest income$6,079,0001,326
Total interest expense$992,0002,273
Net interest income$5,087,0001,106
Provision for loan and lease losses$900,0001,245
Total noninterest income$305,0002,831
Gross Fiduciary activities income$22,000898
Service charges on deposit accounts$221,0001,733
Trading account gains and fees$0175
Additional Noninterest Income$62,0004,332
Total noninterest expense$3,231,0001,554
Salaries and employee benefits$1,846,0001,354
Premises and equipment expense$413,0001,634
Additional noninterest expense$972,0001,787
Pre-tax net operating income$1,261,0001,049
Securities gains (losses)$02,284
Applicable income taxes$490,000716
Income before extraordinary items$771,0001,426
Extraordinary gains, net$016
Net income$771,0001,428
Minority interest net income$091
Net income of bank and minority interests.$771,0001,428
Net charge-offs$741,0001,272
Cash dividends$232,0001,282
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$771,0001,377
2009-12-31 (YTD Data)Rank
Total interest income$25,008,0001,373
Total interest expense$5,379,0002,117
Net interest income$19,629,0001,120
Provision for loan and lease losses$5,800,0001,275
Total noninterest income$1,240,0002,906
Gross Fiduciary activities income$94,000879
Service charges on deposit accounts$877,0001,897
Trading account gains and fees$0211
Additional Noninterest Income$269,0004,156
Total noninterest expense$11,951,0001,704
Salaries and employee benefits$5,954,0001,664
Premises and equipment expense$1,600,0001,689
Additional noninterest expense$4,397,0001,686
Pre-tax net operating income$3,118,0001,283
Securities gains (losses)$32,0002,849
Applicable income taxes$725,0001,212
Income before extraordinary items$2,425,0001,378
Extraordinary gains, net$034
Net income$2,425,0001,377
Minority interest net income$0115
Net income of bank and minority interests.$2,425,0001,378
Net charge-offs$5,359,0001,091
Cash dividends$926,0001,731
Sale, conversion, retirement of capital stock, net$-1,329,0007,993
Net operating income$2,400,3601,365
2009-09-30 (YTD Data)Rank
Total interest income$18,827,0001,389
Total interest expense$4,243,0002,101
Net interest income$14,584,0001,134
Provision for loan and lease losses$3,560,0001,326
Total noninterest income$938,0002,939
Gross Fiduciary activities income$73,000864
Service charges on deposit accounts$658,0001,900
Trading account gains and fees$0212
Additional Noninterest Income$207,0004,232
Total noninterest expense$9,595,0001,594
Salaries and employee benefits$5,036,0001,508
Premises and equipment expense$1,246,0001,634
Additional noninterest expense$3,313,0001,638
Pre-tax net operating income$2,367,0001,362
Securities gains (losses)$25,0002,648
Applicable income taxes$915,000901
Income before extraordinary items$1,477,0001,810
Extraordinary gains, net$027
Net income$1,477,0001,810
Minority interest net income$0118
Net income of bank and minority interests.$1,477,0001,810
Net charge-offs$3,482,0001,078
Cash dividends$695,0001,641
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,461,0001,780
2009-06-30 (YTD Data)Rank
Total interest income$12,593,0001,413
Total interest expense$2,957,0002,118
Net interest income$9,636,0001,153
Provision for loan and lease losses$2,060,0001,368
Total noninterest income$646,0002,893
Gross Fiduciary activities income$49,000866
Service charges on deposit accounts$454,0001,820
Trading account gains and fees$0193
Additional Noninterest Income$143,0004,208
Total noninterest expense$6,619,0001,579
Salaries and employee benefits$3,572,0001,458
Premises and equipment expense$887,0001,571
Additional noninterest expense$2,160,0001,684
Pre-tax net operating income$1,603,0001,427
Securities gains (losses)$03,136
Applicable income taxes$630,000897
Income before extraordinary items$973,0001,879
Extraordinary gains, net$021
Net income$973,0001,876
Minority interest net income$0112
Net income of bank and minority interests.$973,0001,878
Net charge-offs$1,530,0001,330
Cash dividends$463,0001,704
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$973,0001,827
2009-03-31 (YTD Data)Rank
Total interest income$6,399,0001,411
Total interest expense$1,563,0002,092
Net interest income$4,836,0001,140
Provision for loan and lease losses$795,0001,350
Total noninterest income$337,0002,808
Gross Fiduciary activities income$25,000879
Service charges on deposit accounts$233,0001,732
Trading account gains and fees$0171
Additional Noninterest Income$79,0004,030
Total noninterest expense$3,420,0001,460
Salaries and employee benefits$1,982,0001,301
Premises and equipment expense$486,0001,461
Additional noninterest expense$952,0001,708
Pre-tax net operating income$958,0001,346
Securities gains (losses)$02,434
Applicable income taxes$375,000877
Income before extraordinary items$583,0001,849
Extraordinary gains, net$015
Net income$583,0001,851
Minority interest net income$0102
Net income of bank and minority interests.$583,0001,851
Net charge-offs$717,0001,140
Cash dividends$232,0001,590
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$583,0001,744
2008-12-31 (YTD Data)Rank
Total interest income$29,162,0001,323
Total interest expense$9,277,0001,740
Net interest income$19,885,0001,102
Provision for loan and lease losses$300,0004,610
Total noninterest income$1,344,0002,833
Gross Fiduciary activities income$124,000858
Service charges on deposit accounts$752,0002,223
Trading account gains and fees$0154
Additional Noninterest Income$468,0003,297
Total noninterest expense$10,949,0001,774
Salaries and employee benefits$6,528,0001,587
Premises and equipment expense$1,715,0001,617
Additional noninterest expense$2,706,0002,205
Pre-tax net operating income$9,980,000543
Securities gains (losses)$03,220
Applicable income taxes$3,397,000422
Income before extraordinary items$6,583,000599
Extraordinary gains, net$039
Net income$6,583,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,009
Cash dividends$2,190,0001,245
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,583,000645
2008-09-30 (YTD Data)Rank
Total interest income$22,368,0001,320
Total interest expense$7,168,0001,763
Net interest income$15,200,0001,090
Provision for loan and lease losses$225,0004,003
Total noninterest income$1,024,0002,866
Gross Fiduciary activities income$96,000851
Service charges on deposit accounts$560,0002,258
Trading account gains and fees$0148
Additional Noninterest Income$368,0003,318
Total noninterest expense$8,849,0001,646
Salaries and employee benefits$5,681,0001,370
Premises and equipment expense$1,314,0001,592
Additional noninterest expense$1,854,0002,298
Pre-tax net operating income$7,150,000699
Securities gains (losses)$03,106
Applicable income taxes$2,735,000504
Income before extraordinary items$4,415,000831
Extraordinary gains, net$031
Net income$4,415,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,863
Cash dividends$695,0002,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,415,000884
2008-06-30 (YTD Data)Rank
Total interest income$15,156,0001,318
Total interest expense$4,946,0001,790
Net interest income$10,210,0001,066
Provision for loan and lease losses$150,0003,592
Total noninterest income$715,0002,801
Gross Fiduciary activities income$63,000872
Service charges on deposit accounts$391,0002,171
Trading account gains and fees$0149
Additional Noninterest Income$261,0003,269
Total noninterest expense$6,283,0001,539
Salaries and employee benefits$4,151,0001,242
Premises and equipment expense$826,0001,676
Additional noninterest expense$1,306,0002,166
Pre-tax net operating income$4,492,000787
Securities gains (losses)$03,233
Applicable income taxes$1,735,000581
Income before extraordinary items$2,757,000992
Extraordinary gains, net$021
Net income$2,757,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,548
Cash dividends$463,0002,396
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,757,000976
2008-03-31 (YTD Data)Rank
Total interest income$7,862,0001,305
Total interest expense$2,746,0001,706
Net interest income$5,116,0001,059
Provision for loan and lease losses$75,0003,123
Total noninterest income$365,0002,772
Gross Fiduciary activities income$31,000889
Service charges on deposit accounts$208,0002,006
Trading account gains and fees$0158
Additional Noninterest Income$126,0003,352
Total noninterest expense$3,392,0001,408
Salaries and employee benefits$2,237,0001,153
Premises and equipment expense$453,0001,544
Additional noninterest expense$702,0002,006
Pre-tax net operating income$2,014,000935
Securities gains (losses)$02,688
Applicable income taxes$775,000709
Income before extraordinary items$1,239,0001,217
Extraordinary gains, net$015
Net income$1,239,0001,220
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$232,0002,163
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,239,0001,175
2007-12-31 (YTD Data)Rank
Total interest income$33,750,0001,249
Total interest expense$12,828,0001,570
Net interest income$20,922,0001,062
Provision for loan and lease losses$405,0002,674
Total noninterest income$1,392,0002,840
Gross Fiduciary activities income$129,000877
Service charges on deposit accounts$751,0002,236
Trading account gains and fees$0178
Additional Noninterest Income$512,0003,273
Total noninterest expense$11,145,0001,653
Salaries and employee benefits$6,781,0001,485
Premises and equipment expense$1,786,0001,489
Additional noninterest expense$2,578,0002,128
Pre-tax net operating income$10,764,000793
Securities gains (losses)$48,000809
Applicable income taxes$3,650,000692
Income before extraordinary items$7,162,000903
Extraordinary gains, net$039
Net income$7,162,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$409,0001,928
Cash dividends$2,190,0001,519
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,130,320891
2007-09-30 (YTD Data)Rank
Total interest income$25,473,0001,239
Total interest expense$9,726,0001,551
Net interest income$15,747,0001,063
Provision for loan and lease losses$205,0002,962
Total noninterest income$1,027,0002,857
Gross Fiduciary activities income$98,000875
Service charges on deposit accounts$565,0002,221
Trading account gains and fees$0184
Additional Noninterest Income$364,0003,381
Total noninterest expense$9,158,0001,491
Salaries and employee benefits$5,789,0001,300
Premises and equipment expense$1,350,0001,479
Additional noninterest expense$2,019,0001,984
Pre-tax net operating income$7,411,000934
Securities gains (losses)$01,655
Applicable income taxes$2,875,000714
Income before extraordinary items$4,536,0001,147
Extraordinary gains, net$033
Net income$4,536,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,242
Cash dividends$695,0002,487
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,536,0001,128
2007-06-30 (YTD Data)Rank
Total interest income$16,815,0001,269
Total interest expense$6,425,0001,567
Net interest income$10,390,0001,090
Provision for loan and lease losses$130,0002,852
Total noninterest income$685,0002,878
Gross Fiduciary activities income$66,000886
Service charges on deposit accounts$371,0002,249
Trading account gains and fees$0168
Additional Noninterest Income$248,0003,364
Total noninterest expense$6,448,0001,429
Salaries and employee benefits$4,182,0001,217
Premises and equipment expense$867,0001,550
Additional noninterest expense$1,399,0001,929
Pre-tax net operating income$4,497,0001,066
Securities gains (losses)$01,444
Applicable income taxes$1,740,000807
Income before extraordinary items$2,757,0001,295
Extraordinary gains, net$029
Net income$2,757,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,000925
Cash dividends$463,0002,541
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,757,0001,277
2007-03-31 (YTD Data)Rank
Total interest income$8,374,0001,270
Total interest expense$3,241,0001,533
Net interest income$5,133,0001,084
Provision for loan and lease losses$55,0002,982
Total noninterest income$327,0002,948
Gross Fiduciary activities income$35,000885
Service charges on deposit accounts$192,0002,122
Trading account gains and fees$0195
Additional Noninterest Income$100,0003,771
Total noninterest expense$3,405,0001,367
Salaries and employee benefits$2,233,0001,159
Premises and equipment expense$413,0001,623
Additional noninterest expense$759,0001,764
Pre-tax net operating income$2,000,0001,176
Securities gains (losses)$01,187
Applicable income taxes$780,000891
Income before extraordinary items$1,220,0001,428
Extraordinary gains, net$022
Net income$1,220,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,000952
Cash dividends$232,0002,259
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,220,0001,414
2006-12-31 (YTD Data)Rank
Total interest income$33,728,0001,169
Total interest expense$11,752,0001,431
Net interest income$21,976,0001,013
Provision for loan and lease losses$300,0002,748
Total noninterest income$1,476,0002,724
Gross Fiduciary activities income$125,000896
Service charges on deposit accounts$852,0002,011
Trading account gains and fees$0130
Additional Noninterest Income$499,0003,344
Total noninterest expense$11,101,0001,595
Salaries and employee benefits$6,922,0001,422
Premises and equipment expense$1,600,0001,602
Additional noninterest expense$2,579,0002,048
Pre-tax net operating income$12,051,000824
Securities gains (losses)$01,687
Applicable income taxes$4,270,000713
Income before extraordinary items$7,781,000960
Extraordinary gains, net$051
Net income$7,781,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$4,208,000831
Sale, conversion, retirement of capital stock, net$-3,260,0008,673
Net operating income$7,781,000947
2006-09-30 (YTD Data)Rank
Total interest income$25,295,0001,178
Total interest expense$8,533,0001,436
Net interest income$16,762,0001,016
Provision for loan and lease losses$225,0002,598
Total noninterest income$1,079,0002,780
Gross Fiduciary activities income$95,000888
Service charges on deposit accounts$629,0002,031
Trading account gains and fees$0126
Additional Noninterest Income$355,0003,414
Total noninterest expense$9,254,0001,456
Salaries and employee benefits$6,032,0001,224
Premises and equipment expense$1,262,0001,541
Additional noninterest expense$1,960,0001,993
Pre-tax net operating income$8,362,000929
Securities gains (losses)$01,388
Applicable income taxes$3,335,000728
Income before extraordinary items$5,027,0001,147
Extraordinary gains, net$045
Net income$5,027,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,511
Cash dividends$835,0002,194
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,027,0001,136
2006-06-30 (YTD Data)Rank
Total interest income$16,521,0001,177
Total interest expense$5,434,0001,417
Net interest income$11,087,0001,030
Provision for loan and lease losses$150,0002,563
Total noninterest income$630,0003,021
Gross Fiduciary activities income$65,000896
Service charges on deposit accounts$389,0002,152
Trading account gains and fees$0126
Additional Noninterest Income$176,0003,987
Total noninterest expense$6,484,0001,391
Salaries and employee benefits$4,357,0001,129
Premises and equipment expense$864,0001,502
Additional noninterest expense$1,263,0002,080
Pre-tax net operating income$5,083,0001,005
Securities gains (losses)$01,185
Applicable income taxes$2,025,000788
Income before extraordinary items$3,058,0001,221
Extraordinary gains, net$039
Net income$3,058,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$556,0002,229
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,058,0001,210
2006-03-31 (YTD Data)Rank
Total interest income$7,900,0001,209
Total interest expense$2,467,0001,491
Net interest income$5,433,0001,046
Provision for loan and lease losses$75,0002,394
Total noninterest income$316,0002,979
Gross Fiduciary activities income$34,000897
Service charges on deposit accounts$194,0002,102
Trading account gains and fees$0115
Additional Noninterest Income$88,0003,956
Total noninterest expense$3,366,0001,353
Salaries and employee benefits$2,301,0001,065
Premises and equipment expense$373,0001,721
Additional noninterest expense$692,0001,892
Pre-tax net operating income$2,308,0001,076
Securities gains (losses)$0955
Applicable income taxes$940,000828
Income before extraordinary items$1,368,0001,341
Extraordinary gains, net$021
Net income$1,368,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,455
Cash dividends$278,0002,051
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,368,0001,322
2005-12-31 (YTD Data)Rank
Total interest income$27,462,0001,219
Total interest expense$6,595,0001,727
Net interest income$20,867,0001,024
Provision for loan and lease losses$300,0002,799
Total noninterest income$1,167,0003,207
Gross Fiduciary activities income$139,000884
Service charges on deposit accounts$731,0002,272
Trading account gains and fees$0138
Additional Noninterest Income$297,0004,356
Total noninterest expense$10,678,0001,604
Salaries and employee benefits$6,704,0001,389
Premises and equipment expense$1,633,0001,494
Additional noninterest expense$2,341,0002,135
Pre-tax net operating income$11,056,000898
Securities gains (losses)$8,0001,546
Applicable income taxes$3,920,000783
Income before extraordinary items$7,144,0001,015
Extraordinary gains, net$046
Net income$7,144,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,118
Cash dividends$2,320,0001,311
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,138,800996
2005-09-30 (YTD Data)Rank
Total interest income$19,869,0001,223
Total interest expense$4,519,0001,777
Net interest income$15,350,0001,032
Provision for loan and lease losses$225,0002,711
Total noninterest income$883,0003,188
Gross Fiduciary activities income$107,000869
Service charges on deposit accounts$558,0002,229
Trading account gains and fees$0126
Additional Noninterest Income$218,0004,415
Total noninterest expense$8,744,0001,455
Salaries and employee benefits$5,652,0001,218
Premises and equipment expense$1,277,0001,426
Additional noninterest expense$1,815,0002,056
Pre-tax net operating income$7,264,0001,009
Securities gains (losses)$8,0001,553
Applicable income taxes$2,710,000840
Income before extraordinary items$4,562,0001,189
Extraordinary gains, net$035
Net income$4,562,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,957
Cash dividends$835,0002,068
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,556,8801,162
2005-06-30 (YTD Data)Rank
Total interest income$13,002,0001,203
Total interest expense$2,777,0001,814
Net interest income$10,225,0001,018
Provision for loan and lease losses$150,0002,598
Total noninterest income$576,0003,195
Gross Fiduciary activities income$72,000875
Service charges on deposit accounts$371,0002,203
Trading account gains and fees$0116
Additional Noninterest Income$133,0004,579
Total noninterest expense$6,139,0001,382
Salaries and employee benefits$4,046,0001,124
Premises and equipment expense$853,0001,422
Additional noninterest expense$1,240,0001,978
Pre-tax net operating income$4,512,0001,048
Securities gains (losses)$8,0001,424
Applicable income taxes$1,700,000870
Income before extraordinary items$2,820,0001,247
Extraordinary gains, net$030
Net income$2,820,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,136
Cash dividends$557,0002,049
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,814,8801,227
2005-03-31 (YTD Data)Rank
Total interest income$6,335,0001,205
Total interest expense$1,335,0001,787
Net interest income$5,000,0001,038
Provision for loan and lease losses$75,0002,455
Total noninterest income$275,0003,248
Gross Fiduciary activities income$37,000875
Service charges on deposit accounts$181,0002,187
Trading account gains and fees$0115
Additional Noninterest Income$57,0004,893
Total noninterest expense$3,199,0001,333
Salaries and employee benefits$2,087,0001,093
Premises and equipment expense$391,0001,557
Additional noninterest expense$721,0001,711
Pre-tax net operating income$2,001,0001,155
Securities gains (losses)$01,685
Applicable income taxes$710,000993
Income before extraordinary items$1,291,0001,343
Extraordinary gains, net$024
Net income$1,291,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,116
Cash dividends$278,0001,855
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,291,0001,312
2004-12-31 (YTD Data)Rank
Total interest income$21,335,0001,333
Total interest expense$3,675,0002,201
Net interest income$17,660,0001,140
Provision for loan and lease losses$300,0002,900
Total noninterest income$1,328,0002,916
Gross Fiduciary activities income$140,000864
Service charges on deposit accounts$761,0002,233
Trading account gains and fees$0138
Additional Noninterest Income$427,0003,598
Total noninterest expense$10,452,0001,560
Salaries and employee benefits$6,581,0001,340
Premises and equipment expense$1,402,0001,664
Additional noninterest expense$2,469,0001,973
Pre-tax net operating income$8,236,0001,070
Securities gains (losses)$69,0001,499
Applicable income taxes$2,615,0001,009
Income before extraordinary items$5,690,0001,147
Extraordinary gains, net$034
Net income$5,690,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,284
Cash dividends$2,042,0001,319
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,642,3901,129
2004-09-30 (YTD Data)Rank
Total interest income$15,426,0001,362
Total interest expense$2,594,0002,271
Net interest income$12,832,0001,160
Provision for loan and lease losses$225,0002,754
Total noninterest income$998,0002,931
Gross Fiduciary activities income$107,000860
Service charges on deposit accounts$571,0002,251
Trading account gains and fees$0134
Additional Noninterest Income$320,0003,617
Total noninterest expense$8,470,0001,435
Salaries and employee benefits$5,328,0001,231
Premises and equipment expense$1,126,0001,545
Additional noninterest expense$2,016,0001,783
Pre-tax net operating income$5,135,0001,272
Securities gains (losses)$69,0001,425
Applicable income taxes$1,720,0001,143
Income before extraordinary items$3,484,0001,408
Extraordinary gains, net$026
Net income$3,484,0001,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0001,771
Cash dividends$835,0001,966
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,437,7701,390
2004-06-30 (YTD Data)Rank
Total interest income$10,051,0001,385
Total interest expense$1,649,0002,353
Net interest income$8,402,0001,183
Provision for loan and lease losses$150,0002,691
Total noninterest income$638,0003,041
Gross Fiduciary activities income$68,000876
Service charges on deposit accounts$386,0002,214
Trading account gains and fees$0130
Additional Noninterest Income$184,0003,917
Total noninterest expense$5,776,0001,404
Salaries and employee benefits$3,673,0001,187
Premises and equipment expense$757,0001,535
Additional noninterest expense$1,346,0001,772
Pre-tax net operating income$3,114,0001,363
Securities gains (losses)$69,0001,259
Applicable income taxes$1,040,0001,245
Income before extraordinary items$2,143,0001,503
Extraordinary gains, net$021
Net income$2,143,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,386
Cash dividends$557,0001,977
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,096,7701,479
2004-03-31 (YTD Data)Rank
Total interest income$4,988,0001,399
Total interest expense$811,0002,411
Net interest income$4,177,0001,185
Provision for loan and lease losses$75,0002,550
Total noninterest income$297,0003,130
Gross Fiduciary activities income$35,000882
Service charges on deposit accounts$189,0002,194
Trading account gains and fees$0121
Additional Noninterest Income$73,0004,352
Total noninterest expense$2,975,0001,381
Salaries and employee benefits$1,862,0001,178
Premises and equipment expense$423,0001,379
Additional noninterest expense$690,0001,720
Pre-tax net operating income$1,424,0001,459
Securities gains (losses)$10,0002,045
Applicable income taxes$465,0001,378
Income before extraordinary items$969,0001,635
Extraordinary gains, net$016
Net income$969,0001,635
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,000894
Cash dividends$278,0001,829
Sale, conversion, retirement of capital stock, net$0464
Net operating income$962,2001,560
2003-12-31 (YTD Data)Rank
Total interest income$21,140,0001,343
Total interest expense$4,148,0002,145
Net interest income$16,992,0001,141
Provision for loan and lease losses$575,0001,949
Total noninterest income$1,357,0003,039
Gross Fiduciary activities income$148,000880
Service charges on deposit accounts$829,0002,069
Trading account gains and fees$0160
Additional Noninterest Income$380,0004,072
Total noninterest expense$9,871,0001,633
Salaries and employee benefits$6,421,0001,338
Premises and equipment expense$1,296,0001,751
Additional noninterest expense$2,154,0002,240
Pre-tax net operating income$7,903,0001,059
Securities gains (losses)$04,500
Applicable income taxes$2,560,0001,050
Income before extraordinary items$5,343,0001,205
Extraordinary gains, net$054
Net income$5,343,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,564
Cash dividends$1,856,0001,470
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,343,0001,135
2003-09-30 (YTD Data)Rank
Total interest income$16,029,0001,353
Total interest expense$3,262,0002,130
Net interest income$12,767,0001,154
Provision for loan and lease losses$425,0001,937
Total noninterest income$1,015,0003,105
Gross Fiduciary activities income$110,000887
Service charges on deposit accounts$624,0002,071
Trading account gains and fees$0153
Additional Noninterest Income$281,0004,146
Total noninterest expense$8,011,0001,503
Salaries and employee benefits$5,132,0001,267
Premises and equipment expense$1,062,0001,616
Additional noninterest expense$1,817,0001,971
Pre-tax net operating income$5,346,0001,212
Securities gains (losses)$04,204
Applicable income taxes$1,765,0001,165
Income before extraordinary items$3,581,0001,388
Extraordinary gains, net$040
Net income$3,581,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,498
Cash dividends$650,0002,267
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,581,0001,313
2003-06-30 (YTD Data)Rank
Total interest income$10,832,0001,355
Total interest expense$2,289,0002,098
Net interest income$8,543,0001,147
Provision for loan and lease losses$275,0001,970
Total noninterest income$660,0003,131
Gross Fiduciary activities income$70,000905
Service charges on deposit accounts$409,0002,058
Trading account gains and fees$0150
Additional Noninterest Income$181,0004,211
Total noninterest expense$5,608,0001,435
Salaries and employee benefits$3,597,0001,197
Premises and equipment expense$768,0001,495
Additional noninterest expense$1,243,0001,930
Pre-tax net operating income$3,320,0001,282
Securities gains (losses)$03,782
Applicable income taxes$1,110,0001,255
Income before extraordinary items$2,210,0001,485
Extraordinary gains, net$030
Net income$2,210,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0008,282
Cash dividends$371,0002,573
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,210,0001,393
2003-03-31 (YTD Data)Rank
Total interest income$5,425,0001,349
Total interest expense$1,137,0002,150
Net interest income$4,288,0001,146
Provision for loan and lease losses$125,0001,986
Total noninterest income$316,0003,135
Gross Fiduciary activities income$41,000862
Service charges on deposit accounts$199,0002,027
Trading account gains and fees$0134
Additional Noninterest Income$76,0004,450
Total noninterest expense$2,945,0001,368
Salaries and employee benefits$1,925,0001,095
Premises and equipment expense$387,0001,495
Additional noninterest expense$633,0001,857
Pre-tax net operating income$1,534,0001,399
Securities gains (losses)$02,891
Applicable income taxes$515,0001,342
Income before extraordinary items$1,019,0001,580
Extraordinary gains, net$021
Net income$1,019,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,250
Cash dividends$186,0002,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,019,0001,482
2002-12-31 (YTD Data)Rank
Total interest income$23,244,0001,315
Total interest expense$6,808,0001,681
Net interest income$16,436,0001,179
Provision for loan and lease losses$845,0001,552
Total noninterest income$1,417,0002,729
Gross Fiduciary activities income$151,000909
Service charges on deposit accounts$854,0001,894
Trading account gains and fees$0153
Additional Noninterest Income$412,0003,649
Total noninterest expense$10,049,0001,541
Salaries and employee benefits$6,040,0001,345
Premises and equipment expense$1,638,0001,342
Additional noninterest expense$2,371,0001,955
Pre-tax net operating income$6,959,0001,212
Securities gains (losses)$-11,0008,924
Applicable income taxes$2,130,0001,220
Income before extraordinary items$4,818,0001,307
Extraordinary gains, net$070
Net income$4,818,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0001,406
Cash dividends$1,392,0001,746
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,825,5901,252
2001-12-31 (YTD Data)Rank
Total interest income$26,399,0001,294
Total interest expense$11,206,0001,443
Net interest income$15,193,0001,165
Provision for loan and lease losses$400,0002,609
Total noninterest income$1,426,0002,612
Gross Fiduciary activities income$162,000890
Service charges on deposit accounts$898,0001,690
Trading account gains and fees$0177
Additional Noninterest Income$366,0003,726
Total noninterest expense$9,994,0001,472
Salaries and employee benefits$5,872,0001,266
Premises and equipment expense$1,602,0001,335
Additional noninterest expense$2,520,0001,817
Pre-tax net operating income$6,225,0001,196
Securities gains (losses)$2,0004,242
Applicable income taxes$1,750,0001,312
Income before extraordinary items$4,477,0001,220
Extraordinary gains, net$0105
Net income$4,477,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,166
Cash dividends$1,207,0001,958
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,475,5601,176
2000-12-31 (YTD Data)Rank
Total interest income$25,528,0001,370
Total interest expense$12,430,0001,397
Net interest income$13,098,0001,339
Provision for loan and lease losses$360,0002,489
Total noninterest income$1,450,0002,411
Gross Fiduciary activities income$158,000846
Service charges on deposit accounts$930,0001,471
Trading account gains and fees$0180
Additional Noninterest Income$362,0003,563
Total noninterest expense$9,383,0001,485
Salaries and employee benefits$5,549,0001,274
Premises and equipment expense$1,484,0001,395
Additional noninterest expense$2,350,0001,874
Pre-tax net operating income$4,805,0001,535
Securities gains (losses)$01,956
Applicable income taxes$1,145,0001,894
Income before extraordinary items$3,660,0001,447
Extraordinary gains, net$038
Net income$3,660,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0002,742
Cash dividends$1,207,0001,966
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,660,0001,439
1999-12-31 (YTD Data)Rank
Total interest income$22,775,0001,430
Total interest expense$10,337,0001,452
Net interest income$12,438,0001,400
Provision for loan and lease losses$275,0002,860
Total noninterest income$1,329,0002,500
Gross Fiduciary activities income$168,000898
Service charges on deposit accounts$870,0001,515
Trading account gains and fees$0173
Additional Noninterest Income$291,0004,085
Total noninterest expense$9,110,0001,525
Salaries and employee benefits$5,321,0001,303
Premises and equipment expense$1,495,0001,357
Additional noninterest expense$2,294,0001,899
Pre-tax net operating income$4,382,0001,717
Securities gains (losses)$03,155
Applicable income taxes$930,0002,329
Income before extraordinary items$3,452,0001,551
Extraordinary gains, net$035
Net income$3,452,0001,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,869
Cash dividends$1,113,0002,085
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,452,0001,521
1998-12-31 (YTD Data)Rank
Total interest income$22,668,0001,422
Total interest expense$10,245,0001,486
Net interest income$12,423,0001,363
Provision for loan and lease losses$210,0003,403
Total noninterest income$1,261,0002,586
Gross Fiduciary activities income$151,000928
Service charges on deposit accounts$880,0001,417
Trading account gains and fees$0224
Additional Noninterest Income$230,0004,619
Total noninterest expense$9,185,0001,441
Salaries and employee benefits$5,549,0001,183
Premises and equipment expense$1,378,0001,422
Additional noninterest expense$2,258,0001,866
Pre-tax net operating income$4,289,0001,714
Securities gains (losses)$04,449
Applicable income taxes$1,040,0002,238
Income before extraordinary items$3,249,0001,622
Extraordinary gains, net$032
Net income$3,249,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$573,0001,130
Cash dividends$1,169,0001,999
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,249,0001,562
1997-12-31 (YTD Data)Rank
Total interest income$21,712,0001,519
Total interest expense$9,460,0001,633
Net interest income$12,252,0001,415
Provision for loan and lease losses$150,0004,117
Total noninterest income$1,352,0002,398
Gross Fiduciary activities income$142,000978
Service charges on deposit accounts$967,0001,332
Trading account gains and fees$0239
Additional Noninterest Income$243,0004,444
Total noninterest expense$8,402,0001,567
Salaries and employee benefits$5,004,0001,324
Premises and equipment expense$1,200,0001,635
Additional noninterest expense$2,198,0001,934
Pre-tax net operating income$5,052,0001,536
Securities gains (losses)$3,0003,097
Applicable income taxes$1,390,0001,831
Income before extraordinary items$3,665,0001,472
Extraordinary gains, net$044
Net income$3,665,0001,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,372
Cash dividends$1,114,0001,993
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,662,8101,439
1996-12-31 (YTD Data)Rank
Total interest income$21,265,0001,578
Total interest expense$9,290,0001,701
Net interest income$11,975,0001,489
Provision for loan and lease losses$09,041
Total noninterest income$1,411,0002,406
Gross Fiduciary activities income$151,0001,039
Service charges on deposit accounts$1,019,0001,317
Trading account gains and fees$0262
Additional Noninterest Income$241,0004,634
Total noninterest expense$7,976,0001,776
Salaries and employee benefits$4,715,0001,424
Premises and equipment expense$1,107,0001,811
Additional noninterest expense$2,154,0002,296
Pre-tax net operating income$5,410,0001,317
Securities gains (losses)$4,0003,123
Applicable income taxes$1,580,0001,528
Income before extraordinary items$3,834,0001,297
Extraordinary gains, net$053
Net income$3,834,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,470
Cash dividends$1,002,0002,113
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,831,1601,268
1995-12-31 (YTD Data)Rank
Total interest income$20,176,0001,677
Total interest expense$9,448,0001,691
Net interest income$10,728,0001,664
Provision for loan and lease losses$250,0002,552
Total noninterest income$1,333,0002,495
Gross Fiduciary activities income$122,0001,120
Service charges on deposit accounts$1,036,0001,306
Trading account gains and fees$0522
Additional Noninterest Income$175,0005,531
Total noninterest expense$7,630,0001,843
Salaries and employee benefits$4,553,0001,458
Premises and equipment expense$979,0002,054
Additional noninterest expense$2,098,0002,314
Pre-tax net operating income$4,181,0001,768
Securities gains (losses)$03,831
Applicable income taxes$1,095,0002,197
Income before extraordinary items$3,086,0001,650
Extraordinary gains, net$065
Net income$3,086,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,105
Cash dividends$826,0002,362
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,086,0001,633
1994-12-31 (YTD Data)Rank
Total interest income$16,288,0001,890
Total interest expense$6,516,0001,916
Net interest income$9,772,0001,846
Provision for loan and lease losses$385,0001,876
Total noninterest income$1,274,0002,617
Gross Fiduciary activities income$114,0001,154
Service charges on deposit accounts$991,0001,351
Trading account gains and fees$0475
Additional Noninterest Income$169,0005,830
Total noninterest expense$7,743,0001,871
Salaries and employee benefits$4,289,0001,554
Premises and equipment expense$1,022,0001,991
Additional noninterest expense$2,432,0002,184
Pre-tax net operating income$2,918,0002,436
Securities gains (losses)$3,0002,889
Applicable income taxes$620,0003,415
Income before extraordinary items$2,301,0002,117
Extraordinary gains, net$0249
Net income$2,301,0002,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,326
Cash dividends$845,0002,191
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,298,6302,142
1993-12-31 (YTD Data)Rank
Total interest income$14,906,0002,103
Total interest expense$5,282,0002,452
Net interest income$9,624,0001,874
Provision for loan and lease losses$880,0001,427
Total noninterest income$1,142,0003,027
Gross Fiduciary activities income$112,0001,189
Service charges on deposit accounts$874,0001,563
Trading account gains and fees$0532
Additional Noninterest Income$156,0006,427
Total noninterest expense$6,534,0002,225
Salaries and employee benefits$3,955,0001,707
Premises and equipment expense$734,0002,757
Additional noninterest expense$1,845,0002,922
Pre-tax net operating income$3,352,0002,035
Securities gains (losses)$7,0005,826
Applicable income taxes$780,0002,816
Income before extraordinary items$2,579,0001,940
Extraordinary gains, net$153,0001,210
Net income$2,732,0001,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$755,0001,366
Cash dividends$779,0002,202
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,573,6101,829
1992-12-31 (YTD Data)Rank
Total interest income$16,001,0002,208
Total interest expense$6,256,0002,677
Net interest income$9,745,0001,880
Provision for loan and lease losses$680,0002,419
Total noninterest income$1,124,0003,009
Gross Fiduciary activities income$108,0001,233
Service charges on deposit accounts$851,0001,598
Trading account gains and fees$0504
Additional Noninterest Income$165,0006,311
Total noninterest expense$6,459,0002,265
Salaries and employee benefits$3,916,0001,697
Premises and equipment expense$737,0002,799
Additional noninterest expense$1,806,0003,050
Pre-tax net operating income$3,730,0001,665
Securities gains (losses)$-11,00013,323
Applicable income taxes$800,0002,620
Income before extraordinary items$2,919,0001,588
Extraordinary gains, net$01,422
Net income$2,919,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0002,117
Cash dividends$761,0001,996
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,927,5801,465

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.