Home > ALBANK, FSB > Loan Charge- Offs and Recoveries
ALBANK, FSB, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,666,000 | 356 |
| Loans secured by real estate, total | $1,433,000 | 224 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,433,000 | 224 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,084,000 | 163 |
| Secured by multifamily residential properties | $222,000 | 118 |
| Secured by nonfarm nonresidential properties | $127,000 | 523 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $913,000 | 348 |
| Loans to individuals | $2,320,000 | 355 |
| Credit card loan charge offs | $1,138,000 | 243 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,182,000 | 365 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $949,000 | 436 |
| Loans secured by real estate, total | $455,000 | 264 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $455,000 | 264 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $80,000 | 423 |
| Secured by multifamily residential properties | $9,000 | 233 |
| Secured by nonfarm nonresidential properties | $366,000 | 182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $170,000 | 605 |
| Loans to individuals | $324,000 | 434 |
| Credit card loan recoveries | $175,000 | 223 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $149,000 | 582 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,717,000 | 340 |
| Loans secured by real estate, total | $978,000 | 217 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $978,000 | 216 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $1,004,000 | 138 |
| Secured by multifamily residential properties | $213,000 | 98 |
| Secured by nonfarm nonresidential properties | $-239,000 | 10,812 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $743,000 | 309 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,996,000 | 328 |
| Credit card loan net charge offs | $963,000 | 244 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,033,000 | 325 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,641,000 | 327 |
| Loans secured by real estate, total | $5,005,000 | 109 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,005,000 | 109 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $4,586,000 | 55 |
| Secured by multifamily residential properties | $46,000 | 309 |
| Secured by nonfarm nonresidential properties | $373,000 | 369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $630,000 | 534 |
| Loans to individuals | $2,006,000 | 414 |
| Credit card loan charge offs | $1,048,000 | 289 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $958,000 | 461 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $590,000 | 685 |
| Loans secured by real estate, total | $138,000 | 679 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $138,000 | 679 |
| Construction and land development | $1,000 | 557 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $64,000 | 537 |
| Secured by multifamily residential properties | $20,000 | 216 |
| Secured by nonfarm nonresidential properties | $53,000 | 646 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $90,000 | 1,178 |
| Loans to individuals | $362,000 | 479 |
| Credit card loan recoveries | $196,000 | 240 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $166,000 | 636 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,051,000 | 267 |
| Loans secured by real estate, total | $4,867,000 | 84 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,867,000 | 83 |
| Construction and land development | $-1,000 | 11,060 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $4,522,000 | 46 |
| Secured by multifamily residential properties | $26,000 | 311 |
| Secured by nonfarm nonresidential properties | $320,000 | 303 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $540,000 | 448 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,644,000 | 386 |
| Credit card loan net charge offs | $852,000 | 288 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $792,000 | 402 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,204,000 | 543 |
| Loans secured by real estate, total | $1,469,000 | 375 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,469,000 | 374 |
| Construction and land development | $0 | 883 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $894,000 | 221 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $575,000 | 345 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $32,000 | 4,236 |
| Loans to individuals | $1,703,000 | 415 |
| Credit card loan charge offs | $1,002,000 | 290 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $701,000 | 497 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $278,000 | 1,161 |
| Loans secured by real estate, total | $2,000 | 4,243 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 4,242 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,843 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 5,379 |
| Loans to individuals | $270,000 | 570 |
| Credit card loan recoveries | $186,000 | 270 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $84,000 | 1,033 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,926,000 | 460 |
| Loans secured by real estate, total | $1,467,000 | 293 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,467,000 | 292 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $894,000 | 185 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $573,000 | 286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $26,000 | 3,424 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,433,000 | 371 |
| Credit card loan net charge offs | $816,000 | 288 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $617,000 | 391 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,292,000 | 967 |
| Loans secured by real estate, total | $261,000 | 1,180 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $261,000 | 1,180 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $211,000 | 722 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,348 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 7,387 |
| Loans to individuals | $1,029,000 | 487 |
| Credit card loan charge offs | $733,000 | 308 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $296,000 | 805 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $833,000 | 609 |
| Loans secured by real estate, total | $593,000 | 309 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $593,000 | 307 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $589,000 | 177 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $240,000 | 619 |
| Credit card loan recoveries | $149,000 | 300 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $91,000 | 1,046 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $459,000 | 1,449 |
| Loans secured by real estate, total | $-332,000 | 12,506 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-332,000 | 12,544 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $207,000 | 617 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-539,000 | 12,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 5,308 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $789,000 | 430 |
| Credit card loan net charge offs | $584,000 | 299 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $205,000 | 711 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,917,000 | 913 |
| Loans secured by real estate, total | $771,000 | 803 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $771,000 | 801 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $271,000 | 734 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $500,000 | 577 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $26,000 | 5,766 |
| Loans to individuals | $1,120,000 | 498 |
| Credit card loan charge offs | $684,000 | 336 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $436,000 | 666 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $307,000 | 1,327 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $9,000 | 5,892 |
| Loans to individuals | $298,000 | 569 |
| Credit card loan recoveries | $131,000 | 318 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $167,000 | 688 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,610,000 | 829 |
| Loans secured by real estate, total | $771,000 | 708 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $771,000 | 706 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $271,000 | 647 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $500,000 | 511 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 4,979 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $822,000 | 473 |
| Credit card loan net charge offs | $553,000 | 330 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $269,000 | 643 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,502,000 | 758 |
| Loans secured by real estate, total | $2,029,000 | 542 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,029,000 | 542 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $774,000 | 355 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,255,000 | 394 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $159,000 | 3,134 |
| Loans to individuals | $1,314,000 | 552 |
| Credit card loan charge offs | $905,000 | 329 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $409,000 | 879 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $223,000 | 1,777 |
| Loans secured by real estate, total | $19,000 | 2,698 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 2,698 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,872 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,327 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 8,685 |
| Loans to individuals | $203,000 | 767 |
| Credit card loan recoveries | $120,000 | 342 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $83,000 | 1,295 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,279,000 | 694 |
| Loans secured by real estate, total | $2,010,000 | 489 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,010,000 | 489 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $769,000 | 308 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,241,000 | 369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $158,000 | 2,600 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,111,000 | 496 |
| Credit card loan net charge offs | $785,000 | 318 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $326,000 | 767 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.