Home > ALBANK, FSB > Income and Expense
ALBANK, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $263,994,000 | 198 |
| Total interest expense | $134,847,000 | 190 |
| Net interest income | $129,147,000 | 198 |
| Provision for loan and lease losses | $7,200,000 | 259 |
| Total noninterest income | $16,702,000 | 403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $16,702,000 | 293 |
| Total noninterest expense | $79,570,000 | 251 |
| Salaries and employee benefits | $43,533,000 | 195 |
| Premises and equipment expense | $19,050,000 | 159 |
| Additional noninterest expense | $16,987,000 | 379 |
| Pre-tax net operating income | $59,079,000 | 209 |
| Securities gains (losses) | $-32,000 | 10,538 |
| Applicable income taxes | $16,253,000 | 250 |
| Income before extraordinary items | $42,794,000 | 205 |
| Extraordinary gains, net | $262,000 | 10 |
| Net income | $43,056,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,717,000 | 340 |
| Cash dividends | $42,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $42,817,040 | 197 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $245,799,000 | 226 |
| Total interest expense | $123,447,000 | 225 |
| Net interest income | $122,352,000 | 234 |
| Provision for loan and lease losses | $5,775,000 | 306 |
| Total noninterest income | $13,320,000 | 490 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $13,320,000 | 363 |
| Total noninterest expense | $89,206,000 | 265 |
| Salaries and employee benefits | $41,572,000 | 222 |
| Premises and equipment expense | $16,740,000 | 190 |
| Additional noninterest expense | $30,894,000 | 323 |
| Pre-tax net operating income | $40,691,000 | 284 |
| Securities gains (losses) | $53,000 | 1,295 |
| Applicable income taxes | $15,759,000 | 269 |
| Income before extraordinary items | $24,985,000 | 295 |
| Extraordinary gains, net | $523,000 | 9 |
| Net income | $25,508,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,051,000 | 267 |
| Cash dividends | $32,000,000 | 197 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $24,951,080 | 287 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $209,400,000 | 265 |
| Total interest expense | $104,420,000 | 259 |
| Net interest income | $104,980,000 | 270 |
| Provision for loan and lease losses | $4,500,000 | 345 |
| Total noninterest income | $11,163,000 | 559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $11,163,000 | 399 |
| Total noninterest expense | $65,399,000 | 334 |
| Salaries and employee benefits | $33,631,000 | 270 |
| Premises and equipment expense | $14,208,000 | 224 |
| Additional noninterest expense | $17,560,000 | 468 |
| Pre-tax net operating income | $46,244,000 | 272 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $18,037,000 | 248 |
| Income before extraordinary items | $28,231,000 | 285 |
| Extraordinary gains, net | $260,000 | 8 |
| Net income | $28,491,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,926,000 | 460 |
| Cash dividends | $28,000,000 | 195 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $28,215,640 | 281 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $183,300,000 | 270 |
| Total interest expense | $82,570,000 | 254 |
| Net interest income | $100,730,000 | 265 |
| Provision for loan and lease losses | $4,500,000 | 310 |
| Total noninterest income | $10,565,000 | 568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $10,565,000 | 400 |
| Total noninterest expense | $60,049,000 | 356 |
| Salaries and employee benefits | $29,861,000 | 302 |
| Premises and equipment expense | $12,201,000 | 250 |
| Additional noninterest expense | $17,987,000 | 471 |
| Pre-tax net operating income | $46,746,000 | 258 |
| Securities gains (losses) | $76,000 | 912 |
| Applicable income taxes | $19,284,000 | 216 |
| Income before extraordinary items | $27,538,000 | 273 |
| Extraordinary gains, net | $240,000 | 61 |
| Net income | $27,778,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,449 |
| Cash dividends | $17,500,000 | 232 |
| Sale, conversion, retirement of capital stock, net | $2,530,000 | 267 |
| Net operating income | $27,489,360 | 279 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $179,741,000 | 258 |
| Total interest expense | $86,898,000 | 226 |
| Net interest income | $92,843,000 | 279 |
| Provision for loan and lease losses | $4,200,000 | 493 |
| Total noninterest income | $10,121,000 | 602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $10,121,000 | 433 |
| Total noninterest expense | $57,963,000 | 359 |
| Salaries and employee benefits | $27,890,000 | 309 |
| Premises and equipment expense | $11,484,000 | 258 |
| Additional noninterest expense | $18,589,000 | 491 |
| Pre-tax net operating income | $40,801,000 | 248 |
| Securities gains (losses) | $493,000 | 903 |
| Applicable income taxes | $17,193,000 | 206 |
| Income before extraordinary items | $24,101,000 | 274 |
| Extraordinary gains, net | $239,000 | 873 |
| Net income | $24,340,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,610,000 | 829 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,352,000 | 326 |
| Net operating income | $23,785,480 | 268 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $187,076,000 | 277 |
| Total interest expense | $104,874,000 | 241 |
| Net interest income | $82,202,000 | 295 |
| Provision for loan and lease losses | $4,100,000 | 670 |
| Total noninterest income | $8,933,000 | 645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $8,933,000 | 467 |
| Total noninterest expense | $53,080,000 | 386 |
| Salaries and employee benefits | $25,787,000 | 312 |
| Premises and equipment expense | $10,467,000 | 283 |
| Additional noninterest expense | $16,826,000 | 530 |
| Pre-tax net operating income | $33,955,000 | 226 |
| Securities gains (losses) | $279,000 | 1,608 |
| Applicable income taxes | $13,748,000 | 204 |
| Income before extraordinary items | $20,486,000 | 272 |
| Extraordinary gains, net | $232,000 | 374 |
| Net income | $20,718,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,279,000 | 694 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $60,218,000 | 26 |
| Net operating income | $20,307,440 | 241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.