Home > ALBANK, FSB > Net charge- offs to loans
ALBANK, FSB, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 4,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2064% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6656% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0502% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1698% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2934% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2107% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3067% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2567% | 197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2667% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0832% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2623% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0854% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2745% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2917% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7378% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4327% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0925% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7265% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0097% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0283% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6980% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0103% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 7,723 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8013% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0268% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4425% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9733% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 6,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7290% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0517% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0366% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5016% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5234% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2219% | 6,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1548% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6152% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6189% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6998% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2160% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |