Home > ALBANK, FSB > Assets and Liabilities
ALBANK, FSB, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 1,231 | 173 |
| Assets and Liabilities | ||
| Total Assets: | $3,764,541,000 | 198 |
| Cash and due from depository institutions | $49,916,000 | 173 |
| Interest-bearing balances | $158,000 | 4,195 |
| Securities | $769,724,000 | 192 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $2,774,883,000 | 177 |
| Loan loss allowance | $27,131,000 | 245 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $49,030,000 | 175 |
| Other real estate owned | $3,965,000 | 173 |
| Goodwill and other intangibles | $40,554,000 | 162 |
| All other assets | $76,469,000 | 229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,764,541,000 | 198 |
| Total liabilities | $3,474,137,000 | 192 |
| Total deposits | $3,023,302,000 | 168 |
| Interest-bearing deposits | $2,859,288,000 | 152 |
| Deposits held in domestic offices | $3,023,302,000 | 165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $131,565,000 | 285 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $268,702,000 | 215 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $50,568,000 | 230 |
| Total equity capital | $290,404,000 | 212 |
| Total bank equity capital | $290,404,000 | 212 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $78,257,000 | 300 |
| Undivided profits | $212,146,000 | 147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,627,000 | 153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $18,191,000 | 186 |
| Earning assets | $3,544,765,000 | 187 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $3,603,578,800 | 200 |
| Average Assets, quarterly | $3,731,330,500 | 197 |
| Volatile liabilities | $767,539,000 | 223 |
| Insider loans | $1,679,000 | 2,387 |
| FHLB advances | $67,061,000 | 156 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $313,726,000 | 321 |
| Tier 1 (core) risk-based capital | $248,090,000 | 217 |
| Tier 2 risk-based capital | $27,131,000 | 231 |
| Total risk weighted assets | $2,294,649,000 | 204 |
| Total unused commitments | $313,726,000 | 324 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 1,148 | 207 |
| Assets and Liabilities | ||
| Total Assets: | $3,490,207,000 | 227 |
| Cash and due from depository institutions | $68,855,000 | 207 |
| Interest-bearing balances | $165,000 | 4,220 |
| Securities | $718,244,000 | 227 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $2,534,996,000 | 207 |
| Loan loss allowance | $24,114,000 | 295 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $48,554,000 | 198 |
| Other real estate owned | $4,012,000 | 207 |
| Goodwill and other intangibles | $43,750,000 | 153 |
| All other assets | $71,796,000 | 246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,490,207,000 | 227 |
| Total liabilities | $3,205,394,000 | 222 |
| Total deposits | $3,066,431,000 | 188 |
| Interest-bearing deposits | $2,907,754,000 | 163 |
| Deposits held in domestic offices | $3,066,431,000 | 184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,796,000 | 1,632 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $92,321,000 | 414 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $41,846,000 | 271 |
| Total equity capital | $284,813,000 | 227 |
| Total bank equity capital | $284,813,000 | 227 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $77,304,000 | 322 |
| Undivided profits | $207,508,000 | 153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,956,000 | 220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $18,193,000 | 196 |
| Earning assets | $3,253,405,000 | 221 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $3,310,776,800 | 224 |
| Average Assets, quarterly | $3,490,894,000 | 221 |
| Volatile liabilities | $455,453,000 | 320 |
| Insider loans | $392,000 | 6,151 |
| FHLB advances | $66,061,000 | 173 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $299,094,000 | 357 |
| Tier 1 (core) risk-based capital | $241,150,000 | 237 |
| Tier 2 risk-based capital | $24,114,000 | 273 |
| Total risk weighted assets | $2,232,134,000 | 233 |
| Total unused commitments | $299,094,000 | 360 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 928 | 260 |
| Assets and Liabilities | ||
| Total Assets: | $2,947,100,000 | 264 |
| Cash and due from depository institutions | $54,008,000 | 260 |
| Interest-bearing balances | $149,000 | 4,568 |
| Securities | $842,911,000 | 217 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $1,923,015,000 | 259 |
| Loan loss allowance | $15,949,000 | 399 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $40,655,000 | 241 |
| Other real estate owned | $3,899,000 | 260 |
| Goodwill and other intangibles | $18,298,000 | 244 |
| All other assets | $63,314,000 | 280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,947,100,000 | 264 |
| Total liabilities | $2,656,210,000 | 266 |
| Total deposits | $2,611,921,000 | 216 |
| Interest-bearing deposits | $2,489,282,000 | 193 |
| Deposits held in domestic offices | $2,611,921,000 | 211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,138,000 | 966 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $29,151,000 | 365 |
| Total equity capital | $290,890,000 | 231 |
| Total bank equity capital | $290,890,000 | 231 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $76,507,000 | 340 |
| Undivided profits | $214,382,000 | 148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,057,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $15,102,000 | 238 |
| Earning assets | $2,767,075,000 | 254 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $2,947,718,400 | 257 |
| Average Assets, quarterly | $2,951,987,000 | 259 |
| Volatile liabilities | $230,363,000 | 503 |
| Insider loans | $165,000 | 8,354 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $221,020,000 | 439 |
| Tier 1 (core) risk-based capital | $267,961,000 | 230 |
| Tier 2 risk-based capital | $15,949,000 | 351 |
| Total risk weighted assets | $1,691,432,000 | 291 |
| Total unused commitments | $221,020,000 | 444 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 914 | 274 |
| Assets and Liabilities | ||
| Total Assets: | $2,939,931,000 | 263 |
| Cash and due from depository institutions | $65,815,000 | 274 |
| Interest-bearing balances | $113,000 | 4,977 |
| Securities | $988,451,000 | 201 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $1,767,730,000 | 266 |
| Loan loss allowance | $15,510,000 | 413 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $34,735,000 | 274 |
| Other real estate owned | $3,822,000 | 274 |
| Goodwill and other intangibles | $19,207,000 | 209 |
| All other assets | $60,171,000 | 295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,939,931,000 | 263 |
| Total liabilities | $2,655,805,000 | 265 |
| Total deposits | $2,599,181,000 | 214 |
| Interest-bearing deposits | $2,484,289,000 | 192 |
| Deposits held in domestic offices | $2,599,181,000 | 206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,925,000 | 730 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $27,699,000 | 335 |
| Total equity capital | $284,126,000 | 221 |
| Total bank equity capital | $284,126,000 | 221 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $65,099,000 | 354 |
| Undivided profits | $219,026,000 | 130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,702,000 | 301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $11,901,000 | 255 |
| Earning assets | $2,756,294,000 | 251 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $2,791,358,000 | 266 |
| Average Assets, quarterly | $2,860,598,500 | 268 |
| Volatile liabilities | $216,714,000 | 518 |
| Insider loans | $153,000 | 8,709 |
| FHLB advances | $15,300,000 | 384 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $228,412,000 | 408 |
| Tier 1 (core) risk-based capital | $264,909,000 | 222 |
| Tier 2 risk-based capital | $15,509,000 | 347 |
| Total risk weighted assets | $1,726,256,000 | 277 |
| Total unused commitments | $228,412,000 | 410 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 863 | 286 |
| Assets and Liabilities | ||
| Total Assets: | $2,741,202,000 | 271 |
| Cash and due from depository institutions | $45,293,000 | 286 |
| Interest-bearing balances | $50,000 | 7,077 |
| Securities | $1,030,466,000 | 193 |
| Federal funds sold & reverse repurchase agreements | $44,400,000 | 335 |
| Net loans & leases | $1,526,902,000 | 278 |
| Loan loss allowance | $12,984,000 | 486 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $31,872,000 | 281 |
| Other real estate owned | $4,308,000 | 286 |
| Goodwill and other intangibles | $5,417,000 | 408 |
| All other assets | $52,544,000 | 325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,741,202,000 | 271 |
| Total liabilities | $2,469,023,000 | 275 |
| Total deposits | $2,434,050,000 | 226 |
| Interest-bearing deposits | $2,347,378,000 | 194 |
| Deposits held in domestic offices | $2,434,050,000 | 223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $19,166,000 | 796 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $15,807,000 | 475 |
| Total equity capital | $272,179,000 | 217 |
| Total bank equity capital | $272,179,000 | 217 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $62,569,000 | 348 |
| Undivided profits | $209,609,000 | 130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,597,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $9,263,000 | 261 |
| Earning assets | $2,601,818,000 | 250 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $2,706,865,400 | 265 |
| Average Assets, quarterly | $2,749,890,500 | 265 |
| Volatile liabilities | $184,091,000 | 548 |
| Insider loans | $268,000 | 7,557 |
| FHLB advances | $4,200,000 | 549 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $173,916,000 | 474 |
| Tier 1 (core) risk-based capital | $266,762,000 | 208 |
| Tier 2 risk-based capital | $12,984,000 | 376 |
| Total risk weighted assets | $1,513,340,000 | 288 |
| Total unused commitments | $173,916,000 | 487 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 821 | 304 |
| Assets and Liabilities | ||
| Total Assets: | $2,428,028,000 | 295 |
| Cash and due from depository institutions | $47,124,000 | 304 |
| Interest-bearing balances | $473,000 | 5,117 |
| Securities | $781,883,000 | 238 |
| Federal funds sold & reverse repurchase agreements | $39,100,000 | 497 |
| Net loans & leases | $1,485,045,000 | 283 |
| Loan loss allowance | $11,885,000 | 555 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $26,533,000 | 326 |
| Other real estate owned | $4,458,000 | 304 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $43,885,000 | 382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,428,028,000 | 295 |
| Total liabilities | $2,182,541,000 | 308 |
| Total deposits | $2,149,800,000 | 259 |
| Interest-bearing deposits | $2,086,678,000 | 220 |
| Deposits held in domestic offices | $2,149,800,000 | 256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $23,901,000 | 626 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $8,840,000 | 666 |
| Total equity capital | $245,487,000 | 217 |
| Total bank equity capital | $245,487,000 | 217 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $60,217,000 | 343 |
| Undivided profits | $185,269,000 | 131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,839,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $10,102,000 | 269 |
| Earning assets | $2,306,501,000 | 276 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $2,463,107,200 | 284 |
| Average Assets, quarterly | $2,413,384,500 | 296 |
| Volatile liabilities | $155,549,000 | 565 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $7,600,000 | 433 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $167,736,000 | 464 |
| Tier 1 (core) risk-based capital | $245,487,000 | 204 |
| Tier 2 risk-based capital | $11,385,000 | 414 |
| Total risk weighted assets | $1,373,460,000 | 312 |
| Total unused commitments | $184,750,000 | 444 |
| Derivatives | $0 | 651 |