Home > Alaska Pacific Bank > Income and Expense
Alaska Pacific Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 2,948 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $1,896,000 | 2,759 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $731,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $646,000 | 1,184 |
| Total noninterest expense | $3,960,000 | 1,275 |
| Salaries and employee benefits | $2,983,000 | 927 |
| Premises and equipment expense | $327,000 | 1,835 |
| Additional noninterest expense | $650,000 | 2,303 |
| Pre-tax net operating income | $-1,333,000 | 6,703 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-539,000 | 6,708 |
| Income before extraordinary items | $-794,000 | 6,674 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-794,000 | 6,674 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-794,000 | 6,674 |
| Net charge-offs | $5,000 | 3,116 |
| Cash dividends | $4,888,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-794,000 | 6,674 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 2,857 |
| Total interest expense | $418,000 | 4,815 |
| Net interest income | $7,887,000 | 2,636 |
| Provision for loan and lease losses | $180,000 | 3,069 |
| Total noninterest income | $2,222,000 | 2,005 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $346,000 | 3,114 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,876,000 | 1,589 |
| Total noninterest expense | $8,451,000 | 2,237 |
| Salaries and employee benefits | $4,573,000 | 2,227 |
| Premises and equipment expense | $1,494,000 | 1,582 |
| Additional noninterest expense | $2,384,000 | 2,566 |
| Pre-tax net operating income | $1,478,000 | 3,438 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $552,000 | 2,052 |
| Income before extraordinary items | $926,000 | 4,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $926,000 | 4,033 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $926,000 | 4,033 |
| Net charge-offs | $146,000 | 3,359 |
| Cash dividends | $1,188,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $926,000 | 3,983 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 2,876 |
| Total interest expense | $327,000 | 4,837 |
| Net interest income | $5,911,000 | 2,651 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $1,691,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $269,000 | 3,063 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,422,000 | 1,615 |
| Total noninterest expense | $6,376,000 | 2,222 |
| Salaries and employee benefits | $3,497,000 | 2,183 |
| Premises and equipment expense | $1,114,000 | 1,591 |
| Additional noninterest expense | $1,765,000 | 2,601 |
| Pre-tax net operating income | $1,046,000 | 3,606 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $521,000 | 1,876 |
| Income before extraordinary items | $525,000 | 4,525 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $525,000 | 4,528 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 4,529 |
| Net charge-offs | $114,000 | 3,125 |
| Cash dividends | $379,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $525,000 | 4,446 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 2,890 |
| Total interest expense | $232,000 | 4,770 |
| Net interest income | $3,892,000 | 2,668 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $1,070,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $183,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $887,000 | 1,732 |
| Total noninterest expense | $4,343,000 | 2,168 |
| Salaries and employee benefits | $2,404,000 | 2,133 |
| Premises and equipment expense | $762,000 | 1,568 |
| Additional noninterest expense | $1,177,000 | 2,587 |
| Pre-tax net operating income | $499,000 | 4,140 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $154,000 | 2,667 |
| Income before extraordinary items | $345,000 | 4,542 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $345,000 | 4,544 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $345,000 | 4,545 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $319,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $345,000 | 4,447 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 2,945 |
| Total interest expense | $131,000 | 4,610 |
| Net interest income | $1,908,000 | 2,725 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $588,000 | 1,983 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $493,000 | 1,595 |
| Total noninterest expense | $2,177,000 | 2,179 |
| Salaries and employee benefits | $1,220,000 | 2,111 |
| Premises and equipment expense | $382,000 | 1,590 |
| Additional noninterest expense | $575,000 | 2,650 |
| Pre-tax net operating income | $259,000 | 4,067 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $89,000 | 2,508 |
| Income before extraordinary items | $170,000 | 4,546 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $170,000 | 4,547 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $170,000 | 4,548 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $260,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $170,000 | 4,443 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,524,000 | 2,949 |
| Total interest expense | $567,000 | 4,878 |
| Net interest income | $7,957,000 | 2,674 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,746,000 | 2,395 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $394,000 | 2,957 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,352,000 | 1,976 |
| Total noninterest expense | $8,584,000 | 2,209 |
| Salaries and employee benefits | $4,585,000 | 2,181 |
| Premises and equipment expense | $1,468,000 | 1,608 |
| Additional noninterest expense | $2,531,000 | 2,534 |
| Pre-tax net operating income | $819,000 | 4,313 |
| Securities gains (losses) | $15,000 | 3,269 |
| Applicable income taxes | $152,000 | 3,202 |
| Income before extraordinary items | $682,000 | 4,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $682,000 | 4,514 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $682,000 | 4,516 |
| Net charge-offs | $289,000 | 3,340 |
| Cash dividends | $399,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 908 |
| Net operating income | $669,700 | 4,357 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,377,000 | 3,008 |
| Total interest expense | $431,000 | 4,983 |
| Net interest income | $5,946,000 | 2,730 |
| Provision for loan and lease losses | $240,000 | 3,256 |
| Total noninterest income | $1,112,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $303,000 | 2,949 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $809,000 | 2,264 |
| Total noninterest expense | $6,435,000 | 2,228 |
| Salaries and employee benefits | $3,432,000 | 2,171 |
| Premises and equipment expense | $1,088,000 | 1,634 |
| Additional noninterest expense | $1,915,000 | 2,522 |
| Pre-tax net operating income | $383,000 | 5,043 |
| Securities gains (losses) | $15,000 | 2,991 |
| Applicable income taxes | $104,000 | 3,348 |
| Income before extraordinary items | $294,000 | 5,346 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $294,000 | 5,345 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $294,000 | 5,345 |
| Net charge-offs | $250,000 | 3,050 |
| Cash dividends | $340,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 866 |
| Net operating income | $282,900 | 5,195 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 3,070 |
| Total interest expense | $293,000 | 5,038 |
| Net interest income | $3,907,000 | 2,767 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $669,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $218,000 | 2,772 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $451,000 | 2,476 |
| Total noninterest expense | $4,253,000 | 2,248 |
| Salaries and employee benefits | $2,258,000 | 2,206 |
| Premises and equipment expense | $708,000 | 1,675 |
| Additional noninterest expense | $1,287,000 | 2,510 |
| Pre-tax net operating income | $143,000 | 5,630 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $119,000 | 5,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,837 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $119,000 | 5,837 |
| Net charge-offs | $201,000 | 2,748 |
| Cash dividends | $279,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 848 |
| Net operating income | $119,000 | 5,659 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,112,000 | 3,082 |
| Total interest expense | $148,000 | 5,125 |
| Net interest income | $1,964,000 | 2,768 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $392,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $106,000 | 2,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $286,000 | 2,165 |
| Total noninterest expense | $1,956,000 | 2,422 |
| Salaries and employee benefits | $1,079,000 | 2,316 |
| Premises and equipment expense | $351,000 | 1,695 |
| Additional noninterest expense | $526,000 | 2,970 |
| Pre-tax net operating income | $310,000 | 3,783 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $113,000 | 2,325 |
| Income before extraordinary items | $197,000 | 4,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $197,000 | 4,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $197,000 | 4,411 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $219,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $197,000 | 4,253 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,661,000 | 3,117 |
| Total interest expense | $689,000 | 5,227 |
| Net interest income | $7,972,000 | 2,744 |
| Provision for loan and lease losses | $373,000 | 3,835 |
| Total noninterest income | $1,477,000 | 2,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 4,399 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,279,000 | 1,823 |
| Total noninterest expense | $7,948,000 | 2,387 |
| Salaries and employee benefits | $4,512,000 | 2,150 |
| Premises and equipment expense | $1,593,000 | 1,555 |
| Additional noninterest expense | $1,843,000 | 3,357 |
| Pre-tax net operating income | $1,128,000 | 3,494 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,128,000 | 3,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,128,000 | 3,307 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,128,000 | 3,307 |
| Net charge-offs | $-219,000 | 7,297 |
| Cash dividends | $358,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,128,000 | 3,217 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,507,000 | 3,142 |
| Total interest expense | $532,000 | 5,288 |
| Net interest income | $5,975,000 | 2,749 |
| Provision for loan and lease losses | $313,000 | 3,557 |
| Total noninterest income | $1,291,000 | 2,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,142,000 | 1,605 |
| Total noninterest expense | $6,096,000 | 2,347 |
| Salaries and employee benefits | $3,460,000 | 2,101 |
| Premises and equipment expense | $1,191,000 | 1,575 |
| Additional noninterest expense | $1,445,000 | 3,249 |
| Pre-tax net operating income | $857,000 | 3,584 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $857,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,378 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $857,000 | 3,378 |
| Net charge-offs | $-454,000 | 7,402 |
| Cash dividends | $238,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $857,000 | 3,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 3,189 |
| Total interest expense | $368,000 | 5,320 |
| Net interest income | $3,959,000 | 2,762 |
| Provision for loan and lease losses | $253,000 | 3,224 |
| Total noninterest income | $849,000 | 2,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $753,000 | 1,628 |
| Total noninterest expense | $4,073,000 | 2,360 |
| Salaries and employee benefits | $2,330,000 | 2,094 |
| Premises and equipment expense | $792,000 | 1,596 |
| Additional noninterest expense | $951,000 | 3,330 |
| Pre-tax net operating income | $482,000 | 3,880 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $482,000 | 3,664 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $482,000 | 3,665 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $482,000 | 3,665 |
| Net charge-offs | $119,000 | 3,670 |
| Cash dividends | $238,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $482,000 | 3,556 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,209 |
| Total interest expense | $202,000 | 5,226 |
| Net interest income | $1,956,000 | 2,782 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $388,000 | 2,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $342,000 | 1,753 |
| Total noninterest expense | $2,104,000 | 2,309 |
| Salaries and employee benefits | $1,161,000 | 2,122 |
| Premises and equipment expense | $417,000 | 1,539 |
| Additional noninterest expense | $526,000 | 3,054 |
| Pre-tax net operating income | $180,000 | 4,394 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $180,000 | 4,163 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $180,000 | 4,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $180,000 | 4,163 |
| Net charge-offs | $-227,000 | 7,519 |
| Cash dividends | $179,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $180,000 | 4,110 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 3,050 |
| Total interest expense | $1,107,000 | 5,001 |
| Net interest income | $8,532,000 | 2,568 |
| Provision for loan and lease losses | $899,000 | 3,233 |
| Total noninterest income | $1,574,000 | 2,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,574,000 | 1,641 |
| Total noninterest expense | $8,410,000 | 2,299 |
| Salaries and employee benefits | $4,526,000 | 2,145 |
| Premises and equipment expense | $1,587,000 | 1,615 |
| Additional noninterest expense | $2,297,000 | 2,882 |
| Pre-tax net operating income | $797,000 | 3,734 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-255,000 | 7,016 |
| Income before extraordinary items | $1,052,000 | 3,119 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,052,000 | 3,116 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,052,000 | 3,119 |
| Net charge-offs | $897,000 | 2,840 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,052,000 | 3,003 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 3,098 |
| Total interest expense | $877,000 | 5,035 |
| Net interest income | $6,364,000 | 2,611 |
| Provision for loan and lease losses | $1,012,000 | 2,488 |
| Total noninterest income | $1,258,000 | 2,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,258,000 | 1,542 |
| Total noninterest expense | $6,309,000 | 2,298 |
| Salaries and employee benefits | $3,426,000 | 2,113 |
| Premises and equipment expense | $1,200,000 | 1,624 |
| Additional noninterest expense | $1,683,000 | 2,895 |
| Pre-tax net operating income | $301,000 | 4,860 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $301,000 | 4,877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $301,000 | 4,880 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $301,000 | 4,880 |
| Net charge-offs | $912,000 | 2,303 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $301,000 | 4,681 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 3,127 |
| Total interest expense | $613,000 | 5,017 |
| Net interest income | $4,225,000 | 2,623 |
| Provision for loan and lease losses | $1,014,000 | 1,920 |
| Total noninterest income | $928,000 | 2,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $928,000 | 1,364 |
| Total noninterest expense | $4,236,000 | 2,283 |
| Salaries and employee benefits | $2,418,000 | 2,006 |
| Premises and equipment expense | $790,000 | 1,667 |
| Additional noninterest expense | $1,028,000 | 3,122 |
| Pre-tax net operating income | $-97,000 | 6,273 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-97,000 | 6,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-97,000 | 6,413 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-97,000 | 6,411 |
| Net charge-offs | $842,000 | 1,888 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-97,000 | 6,333 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 3,190 |
| Total interest expense | $321,000 | 5,028 |
| Net interest income | $2,089,000 | 2,665 |
| Provision for loan and lease losses | $721,000 | 1,450 |
| Total noninterest income | $421,000 | 2,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $421,000 | 1,459 |
| Total noninterest expense | $2,144,000 | 2,274 |
| Salaries and employee benefits | $1,231,000 | 2,000 |
| Premises and equipment expense | $410,000 | 1,653 |
| Additional noninterest expense | $503,000 | 3,166 |
| Pre-tax net operating income | $-355,000 | 7,047 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-355,000 | 7,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-355,000 | 7,139 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-355,000 | 7,137 |
| Net charge-offs | $676,000 | 1,362 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-355,000 | 7,107 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,232,000 | 3,178 |
| Total interest expense | $1,862,000 | 4,662 |
| Net interest income | $8,370,000 | 2,609 |
| Provision for loan and lease losses | $2,948,000 | 2,011 |
| Total noninterest income | $1,148,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,148,000 | 1,974 |
| Total noninterest expense | $8,825,000 | 2,242 |
| Salaries and employee benefits | $4,894,000 | 2,013 |
| Premises and equipment expense | $1,659,000 | 1,618 |
| Additional noninterest expense | $2,272,000 | 2,992 |
| Pre-tax net operating income | $-2,255,000 | 6,702 |
| Securities gains (losses) | $230,000 | 1,448 |
| Applicable income taxes | $18,000 | 3,711 |
| Income before extraordinary items | $-2,043,000 | 6,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,043,000 | 6,766 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,043,000 | 6,767 |
| Net charge-offs | $3,348,000 | 1,505 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,273,000 | 6,821 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,761,000 | 3,200 |
| Total interest expense | $1,503,000 | 4,598 |
| Net interest income | $6,258,000 | 2,624 |
| Provision for loan and lease losses | $2,605,000 | 1,617 |
| Total noninterest income | $1,212,000 | 2,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,212,000 | 1,609 |
| Total noninterest expense | $6,711,000 | 2,221 |
| Salaries and employee benefits | $3,699,000 | 2,005 |
| Premises and equipment expense | $1,249,000 | 1,629 |
| Additional noninterest expense | $1,763,000 | 2,858 |
| Pre-tax net operating income | $-1,846,000 | 6,992 |
| Securities gains (losses) | $230,000 | 1,196 |
| Applicable income taxes | $-669,000 | 7,426 |
| Income before extraordinary items | $-947,000 | 6,720 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-947,000 | 6,721 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-947,000 | 6,721 |
| Net charge-offs | $3,201,000 | 1,138 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,094,200 | 6,792 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 3,149 |
| Total interest expense | $1,077,000 | 4,514 |
| Net interest income | $4,229,000 | 2,561 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $788,000 | 2,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $788,000 | 1,668 |
| Total noninterest expense | $4,427,000 | 2,270 |
| Salaries and employee benefits | $2,510,000 | 2,004 |
| Premises and equipment expense | $843,000 | 1,642 |
| Additional noninterest expense | $1,074,000 | 3,110 |
| Pre-tax net operating income | $440,000 | 3,520 |
| Securities gains (losses) | $230,000 | 934 |
| Applicable income taxes | $230,000 | 1,814 |
| Income before extraordinary items | $440,000 | 3,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 3,325 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $440,000 | 3,328 |
| Net charge-offs | $571,000 | 2,199 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $288,200 | 3,921 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 3,130 |
| Total interest expense | $554,000 | 4,553 |
| Net interest income | $2,145,000 | 2,528 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $275,000 | 3,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $275,000 | 2,070 |
| Total noninterest expense | $2,226,000 | 2,204 |
| Salaries and employee benefits | $1,271,000 | 2,021 |
| Premises and equipment expense | $433,000 | 1,634 |
| Additional noninterest expense | $522,000 | 2,893 |
| Pre-tax net operating income | $134,000 | 4,663 |
| Securities gains (losses) | $230,000 | 610 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $228,000 | 3,641 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 3,641 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $228,000 | 3,642 |
| Net charge-offs | $57,000 | 3,422 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,800 | 5,057 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,141,000 | 3,006 |
| Total interest expense | $3,316,000 | 3,979 |
| Net interest income | $8,825,000 | 2,470 |
| Provision for loan and lease losses | $5,034,000 | 991 |
| Total noninterest income | $1,218,000 | 3,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,218,000 | 1,858 |
| Total noninterest expense | $8,840,000 | 2,168 |
| Salaries and employee benefits | $5,089,000 | 1,980 |
| Premises and equipment expense | $1,831,000 | 1,513 |
| Additional noninterest expense | $1,920,000 | 2,962 |
| Pre-tax net operating income | $-3,831,000 | 7,703 |
| Securities gains (losses) | $251,000 | 616 |
| Applicable income taxes | $-1,405,000 | 7,821 |
| Income before extraordinary items | $-2,175,000 | 7,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,175,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,590,000 | 745 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,335,640 | 7,564 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 3,003 |
| Total interest expense | $2,611,000 | 3,967 |
| Net interest income | $6,725,000 | 2,453 |
| Provision for loan and lease losses | $3,206,000 | 865 |
| Total noninterest income | $931,000 | 3,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $931,000 | 1,921 |
| Total noninterest expense | $6,601,000 | 2,171 |
| Salaries and employee benefits | $3,920,000 | 1,966 |
| Premises and equipment expense | $1,338,000 | 1,562 |
| Additional noninterest expense | $1,343,000 | 3,051 |
| Pre-tax net operating income | $-2,151,000 | 7,890 |
| Securities gains (losses) | $211,000 | 599 |
| Applicable income taxes | $-771,000 | 7,984 |
| Income before extraordinary items | $-1,169,000 | 7,588 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,169,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,905,000 | 656 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,304,040 | 7,744 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 3,036 |
| Total interest expense | $1,812,000 | 3,990 |
| Net interest income | $4,443,000 | 2,463 |
| Provision for loan and lease losses | $1,780,000 | 848 |
| Total noninterest income | $687,000 | 2,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $687,000 | 1,821 |
| Total noninterest expense | $4,399,000 | 2,181 |
| Salaries and employee benefits | $2,668,000 | 1,944 |
| Premises and equipment expense | $906,000 | 1,538 |
| Additional noninterest expense | $825,000 | 3,273 |
| Pre-tax net operating income | $-1,049,000 | 7,937 |
| Securities gains (losses) | $166,000 | 693 |
| Applicable income taxes | $-363,000 | 8,109 |
| Income before extraordinary items | $-520,000 | 7,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-520,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,808,000 | 591 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-626,240 | 7,768 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 3,052 |
| Total interest expense | $969,000 | 3,985 |
| Net interest income | $2,222,000 | 2,462 |
| Provision for loan and lease losses | $170,000 | 1,988 |
| Total noninterest income | $300,000 | 3,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $300,000 | 1,973 |
| Total noninterest expense | $2,155,000 | 2,215 |
| Salaries and employee benefits | $1,336,000 | 1,968 |
| Premises and equipment expense | $445,000 | 1,571 |
| Additional noninterest expense | $374,000 | 3,483 |
| Pre-tax net operating income | $197,000 | 4,980 |
| Securities gains (losses) | $81,000 | 822 |
| Applicable income taxes | $99,000 | 2,817 |
| Income before extraordinary items | $179,000 | 4,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 900 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $127,160 | 5,390 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,138,000 | 3,039 |
| Total interest expense | $3,996,000 | 4,012 |
| Net interest income | $9,142,000 | 2,419 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,221,000 | 3,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,221,000 | 1,946 |
| Total noninterest expense | $8,863,000 | 2,079 |
| Salaries and employee benefits | $5,415,000 | 1,861 |
| Premises and equipment expense | $1,722,000 | 1,542 |
| Additional noninterest expense | $1,726,000 | 3,049 |
| Pre-tax net operating income | $1,320,000 | 4,158 |
| Securities gains (losses) | $311,000 | 351 |
| Applicable income taxes | $589,000 | 2,528 |
| Income before extraordinary items | $1,042,000 | 4,219 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,042,000 | 4,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $842,960 | 4,662 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 3,031 |
| Total interest expense | $3,014,000 | 4,006 |
| Net interest income | $6,821,000 | 2,447 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $926,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $926,000 | 1,927 |
| Total noninterest expense | $6,597,000 | 2,070 |
| Salaries and employee benefits | $4,090,000 | 1,845 |
| Premises and equipment expense | $1,256,000 | 1,586 |
| Additional noninterest expense | $1,251,000 | 3,072 |
| Pre-tax net operating income | $1,015,000 | 4,323 |
| Securities gains (losses) | $260,000 | 334 |
| Applicable income taxes | $450,000 | 2,669 |
| Income before extraordinary items | $825,000 | 4,282 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $825,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $656,000 | 4,828 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 3,073 |
| Total interest expense | $2,022,000 | 3,992 |
| Net interest income | $4,447,000 | 2,512 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $597,000 | 3,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $597,000 | 1,991 |
| Total noninterest expense | $4,272,000 | 2,149 |
| Salaries and employee benefits | $2,643,000 | 1,932 |
| Premises and equipment expense | $843,000 | 1,592 |
| Additional noninterest expense | $786,000 | 3,242 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $168,000 | 329 |
| Applicable income taxes | $298,000 | 2,745 |
| Income before extraordinary items | $552,000 | 4,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $552,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,221 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $442,800 | 4,840 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 3,151 |
| Total interest expense | $997,000 | 4,021 |
| Net interest income | $2,144,000 | 2,602 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $291,000 | 2,005 |
| Total noninterest expense | $2,108,000 | 2,197 |
| Salaries and employee benefits | $1,291,000 | 1,991 |
| Premises and equipment expense | $422,000 | 1,585 |
| Additional noninterest expense | $395,000 | 3,206 |
| Pre-tax net operating income | $282,000 | 4,793 |
| Securities gains (losses) | $91,000 | 320 |
| Applicable income taxes | $136,000 | 2,867 |
| Income before extraordinary items | $237,000 | 4,686 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $237,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,760 | 5,288 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,920,000 | 3,109 |
| Total interest expense | $3,381,000 | 4,010 |
| Net interest income | $8,539,000 | 2,636 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,303,000 | 2,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,303,000 | 1,837 |
| Total noninterest expense | $7,969,000 | 2,217 |
| Salaries and employee benefits | $4,758,000 | 2,057 |
| Premises and equipment expense | $1,651,000 | 1,557 |
| Additional noninterest expense | $1,560,000 | 3,196 |
| Pre-tax net operating income | $1,723,000 | 3,979 |
| Securities gains (losses) | $255,000 | 343 |
| Applicable income taxes | $748,000 | 2,574 |
| Income before extraordinary items | $1,230,000 | 4,226 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,230,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,314 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,066,800 | 4,557 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,165 |
| Total interest expense | $2,435,000 | 4,031 |
| Net interest income | $6,257,000 | 2,699 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $997,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $997,000 | 1,830 |
| Total noninterest expense | $6,014,000 | 2,195 |
| Salaries and employee benefits | $3,560,000 | 2,059 |
| Premises and equipment expense | $1,257,000 | 1,551 |
| Additional noninterest expense | $1,197,000 | 3,145 |
| Pre-tax net operating income | $1,135,000 | 4,451 |
| Securities gains (losses) | $139,000 | 380 |
| Applicable income taxes | $475,000 | 2,929 |
| Income before extraordinary items | $799,000 | 4,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $799,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,626 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $710,040 | 4,967 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 3,172 |
| Total interest expense | $1,549,000 | 4,025 |
| Net interest income | $4,128,000 | 2,721 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $643,000 | 2,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $643,000 | 1,875 |
| Total noninterest expense | $4,079,000 | 2,168 |
| Salaries and employee benefits | $2,401,000 | 2,037 |
| Premises and equipment expense | $892,000 | 1,461 |
| Additional noninterest expense | $786,000 | 3,182 |
| Pre-tax net operating income | $592,000 | 5,024 |
| Securities gains (losses) | $80,000 | 380 |
| Applicable income taxes | $242,000 | 3,352 |
| Income before extraordinary items | $430,000 | 5,227 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $430,000 | 5,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $378,800 | 5,513 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,800,000 | 3,159 |
| Total interest expense | $737,000 | 4,045 |
| Net interest income | $2,063,000 | 2,712 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $312,000 | 3,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $312,000 | 1,884 |
| Total noninterest expense | $2,121,000 | 2,084 |
| Salaries and employee benefits | $1,236,000 | 1,978 |
| Premises and equipment expense | $517,000 | 1,257 |
| Additional noninterest expense | $368,000 | 3,340 |
| Pre-tax net operating income | $204,000 | 5,807 |
| Securities gains (losses) | $52,000 | 338 |
| Applicable income taxes | $93,000 | 3,692 |
| Income before extraordinary items | $163,000 | 5,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $129,720 | 6,267 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 3,105 |
| Total interest expense | $2,110,000 | 4,279 |
| Net interest income | $8,087,000 | 2,667 |
| Provision for loan and lease losses | $220,000 | 3,430 |
| Total noninterest income | $1,249,000 | 3,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,249,000 | 1,910 |
| Total noninterest expense | $7,988,000 | 2,087 |
| Salaries and employee benefits | $4,580,000 | 2,010 |
| Premises and equipment expense | $1,689,000 | 1,449 |
| Additional noninterest expense | $1,719,000 | 2,884 |
| Pre-tax net operating income | $1,128,000 | 5,041 |
| Securities gains (losses) | $95,000 | 720 |
| Applicable income taxes | $447,000 | 3,537 |
| Income before extraordinary items | $776,000 | 5,411 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $776,000 | 5,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,698 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $715,200 | 5,595 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 3,151 |
| Total interest expense | $1,415,000 | 4,481 |
| Net interest income | $5,944,000 | 2,701 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $940,000 | 3,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $940,000 | 1,897 |
| Total noninterest expense | $5,928,000 | 2,090 |
| Salaries and employee benefits | $3,404,000 | 2,003 |
| Premises and equipment expense | $1,234,000 | 1,470 |
| Additional noninterest expense | $1,290,000 | 2,846 |
| Pre-tax net operating income | $866,000 | 5,118 |
| Securities gains (losses) | $54,000 | 853 |
| Applicable income taxes | $333,000 | 3,620 |
| Income before extraordinary items | $587,000 | 5,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $552,440 | 5,621 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 3,182 |
| Total interest expense | $884,000 | 4,491 |
| Net interest income | $3,851,000 | 2,755 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $598,000 | 3,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $598,000 | 1,935 |
| Total noninterest expense | $3,937,000 | 2,083 |
| Salaries and employee benefits | $2,278,000 | 1,982 |
| Premises and equipment expense | $821,000 | 1,464 |
| Additional noninterest expense | $838,000 | 2,893 |
| Pre-tax net operating income | $452,000 | 5,692 |
| Securities gains (losses) | $45,000 | 821 |
| Applicable income taxes | $171,000 | 4,054 |
| Income before extraordinary items | $326,000 | 5,941 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $326,000 | 5,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $296,300 | 6,103 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,203 |
| Total interest expense | $422,000 | 4,510 |
| Net interest income | $1,893,000 | 2,782 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $283,000 | 3,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $283,000 | 1,963 |
| Total noninterest expense | $1,978,000 | 2,088 |
| Salaries and employee benefits | $1,145,000 | 1,997 |
| Premises and equipment expense | $411,000 | 1,466 |
| Additional noninterest expense | $422,000 | 2,885 |
| Pre-tax net operating income | $168,000 | 6,342 |
| Securities gains (losses) | $29,000 | 684 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $131,000 | 6,379 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $131,000 | 6,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $111,860 | 6,679 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,047 |
| Total interest expense | $1,626,000 | 4,283 |
| Net interest income | $7,582,000 | 2,664 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $1,345,000 | 2,892 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,345,000 | 1,763 |
| Total noninterest expense | $7,613,000 | 2,097 |
| Salaries and employee benefits | $4,398,000 | 1,985 |
| Premises and equipment expense | $1,578,000 | 1,459 |
| Additional noninterest expense | $1,637,000 | 2,914 |
| Pre-tax net operating income | $954,000 | 5,364 |
| Securities gains (losses) | $323,000 | 603 |
| Applicable income taxes | $472,000 | 3,443 |
| Income before extraordinary items | $805,000 | 5,253 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $805,000 | 5,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,812 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $598,280 | 5,884 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,845,000 | 3,035 |
| Total interest expense | $1,209,000 | 4,259 |
| Net interest income | $5,636,000 | 2,659 |
| Provision for loan and lease losses | $300,000 | 2,260 |
| Total noninterest income | $1,046,000 | 2,834 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,046,000 | 1,722 |
| Total noninterest expense | $5,629,000 | 2,120 |
| Salaries and employee benefits | $3,262,000 | 1,993 |
| Premises and equipment expense | $1,170,000 | 1,481 |
| Additional noninterest expense | $1,197,000 | 2,941 |
| Pre-tax net operating income | $753,000 | 5,344 |
| Securities gains (losses) | $227,000 | 713 |
| Applicable income taxes | $362,000 | 3,472 |
| Income before extraordinary items | $618,000 | 5,281 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $618,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,374 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $472,720 | 5,881 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 3,060 |
| Total interest expense | $800,000 | 4,288 |
| Net interest income | $3,685,000 | 2,698 |
| Provision for loan and lease losses | $188,000 | 2,313 |
| Total noninterest income | $694,000 | 2,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $694,000 | 1,726 |
| Total noninterest expense | $3,724,000 | 2,141 |
| Salaries and employee benefits | $2,161,000 | 2,014 |
| Premises and equipment expense | $789,000 | 1,466 |
| Additional noninterest expense | $774,000 | 3,028 |
| Pre-tax net operating income | $467,000 | 5,481 |
| Securities gains (losses) | $168,000 | 725 |
| Applicable income taxes | $230,000 | 3,531 |
| Income before extraordinary items | $405,000 | 5,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $405,000 | 5,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 983 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $297,480 | 5,981 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,098 |
| Total interest expense | $402,000 | 4,318 |
| Net interest income | $1,822,000 | 2,719 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $380,000 | 2,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $380,000 | 1,588 |
| Total noninterest expense | $1,880,000 | 2,133 |
| Salaries and employee benefits | $1,115,000 | 1,968 |
| Premises and equipment expense | $406,000 | 1,451 |
| Additional noninterest expense | $359,000 | 3,217 |
| Pre-tax net operating income | $247,000 | 5,314 |
| Securities gains (losses) | $56,000 | 1,127 |
| Applicable income taxes | $114,000 | 3,563 |
| Income before extraordinary items | $189,000 | 5,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $189,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,928 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $153,160 | 5,846 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 3,246 |
| Total interest expense | $1,922,000 | 4,146 |
| Net interest income | $6,626,000 | 2,898 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $1,295,000 | 3,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,295,000 | 2,012 |
| Total noninterest expense | $7,059,000 | 2,231 |
| Salaries and employee benefits | $3,979,000 | 2,134 |
| Premises and equipment expense | $1,597,000 | 1,420 |
| Additional noninterest expense | $1,483,000 | 3,116 |
| Pre-tax net operating income | $667,000 | 6,106 |
| Securities gains (losses) | $259,000 | 1,146 |
| Applicable income taxes | $335,000 | 4,114 |
| Income before extraordinary items | $591,000 | 5,983 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $591,000 | 5,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,977 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $425,240 | 6,527 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 3,287 |
| Total interest expense | $1,504,000 | 4,129 |
| Net interest income | $4,894,000 | 2,950 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $974,000 | 3,190 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $974,000 | 2,087 |
| Total noninterest expense | $5,253,000 | 2,253 |
| Salaries and employee benefits | $2,996,000 | 2,134 |
| Premises and equipment expense | $1,173,000 | 1,468 |
| Additional noninterest expense | $1,084,000 | 3,172 |
| Pre-tax net operating income | $480,000 | 6,372 |
| Securities gains (losses) | $235,000 | 1,135 |
| Applicable income taxes | $257,000 | 4,224 |
| Income before extraordinary items | $458,000 | 6,052 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $458,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,301 |
| Cash dividends | $275,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $307,600 | 6,741 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 3,364 |
| Total interest expense | $1,057,000 | 4,071 |
| Net interest income | $3,143,000 | 3,054 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $602,000 | 3,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $602,000 | 2,187 |
| Total noninterest expense | $3,472,000 | 2,265 |
| Salaries and employee benefits | $2,000,000 | 2,118 |
| Premises and equipment expense | $771,000 | 1,488 |
| Additional noninterest expense | $701,000 | 3,233 |
| Pre-tax net operating income | $168,000 | 7,468 |
| Securities gains (losses) | $210,000 | 1,018 |
| Applicable income taxes | $127,000 | 4,772 |
| Income before extraordinary items | $251,000 | 6,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $251,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,496 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $112,400 | 7,655 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 3,319 |
| Total interest expense | $521,000 | 4,211 |
| Net interest income | $1,631,000 | 2,932 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $273,000 | 3,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $273,000 | 2,245 |
| Total noninterest expense | $1,762,000 | 2,213 |
| Salaries and employee benefits | $1,030,000 | 2,051 |
| Premises and equipment expense | $390,000 | 1,485 |
| Additional noninterest expense | $342,000 | 3,259 |
| Pre-tax net operating income | $67,000 | 7,718 |
| Securities gains (losses) | $97,000 | 1,020 |
| Applicable income taxes | $57,000 | 4,911 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $43,950 | 7,879 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 3,234 |
| Total interest expense | $2,453,000 | 4,156 |
| Net interest income | $6,771,000 | 2,813 |
| Provision for loan and lease losses | $370,000 | 2,992 |
| Total noninterest income | $1,126,000 | 3,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,126,000 | 2,015 |
| Total noninterest expense | $6,588,000 | 2,267 |
| Salaries and employee benefits | $3,656,000 | 2,198 |
| Premises and equipment expense | $1,567,000 | 1,406 |
| Additional noninterest expense | $1,365,000 | 3,213 |
| Pre-tax net operating income | $939,000 | 5,372 |
| Securities gains (losses) | $329,000 | 840 |
| Applicable income taxes | $-592,000 | 9,261 |
| Income before extraordinary items | $1,860,000 | 2,958 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,860,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,429 |
| Cash dividends | $300,000 | 4,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,531,000 | 3,339 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,483,000 | 3,186 |
| Total interest expense | $4,441,000 | 3,495 |
| Net interest income | $6,042,000 | 2,934 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $1,105,000 | 3,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,105,000 | 1,902 |
| Total noninterest expense | $6,751,000 | 2,124 |
| Salaries and employee benefits | $3,612,000 | 2,090 |
| Premises and equipment expense | $1,586,000 | 1,349 |
| Additional noninterest expense | $1,553,000 | 2,785 |
| Pre-tax net operating income | $186,000 | 7,950 |
| Securities gains (losses) | $372,000 | 767 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $558,000 | 5,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $558,000 | 5,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 9,351 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $186,000 | 7,716 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 3,473 |
| Total interest expense | $4,396,000 | 3,697 |
| Net interest income | $5,359,000 | 3,269 |
| Provision for loan and lease losses | $195,000 | 3,809 |
| Total noninterest income | $766,000 | 3,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $766,000 | 2,207 |
| Total noninterest expense | $5,655,000 | 2,423 |
| Salaries and employee benefits | $3,108,000 | 2,296 |
| Premises and equipment expense | $1,581,000 | 1,293 |
| Additional noninterest expense | $966,000 | 4,091 |
| Pre-tax net operating income | $275,000 | 8,004 |
| Securities gains (losses) | $115,000 | 536 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $390,000 | 6,916 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $390,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,598 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $275,000 | 7,634 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 3,742 |
| Total interest expense | $3,670,000 | 3,868 |
| Net interest income | $4,714,000 | 3,638 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $733,000 | 3,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $733,000 | 2,299 |
| Total noninterest expense | $5,220,000 | 2,591 |
| Salaries and employee benefits | $2,897,000 | 2,418 |
| Premises and equipment expense | $1,419,000 | 1,443 |
| Additional noninterest expense | $904,000 | 4,367 |
| Pre-tax net operating income | $212,000 | 8,520 |
| Securities gains (losses) | $51,000 | 974 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $263,000 | 7,841 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $263,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,266 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,600,000 | 272 |
| Net operating income | $212,000 | 8,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 3,880 |
| Total interest expense | $3,806,000 | 3,838 |
| Net interest income | $4,317,000 | 3,869 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $623,000 | 4,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $623,000 | 2,581 |
| Total noninterest expense | $4,876,000 | 2,683 |
| Salaries and employee benefits | $2,700,000 | 2,501 |
| Premises and equipment expense | $1,307,000 | 1,500 |
| Additional noninterest expense | $869,000 | 4,408 |
| Pre-tax net operating income | $4,000 | 9,771 |
| Securities gains (losses) | $332,000 | 702 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $336,000 | 7,614 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $336,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,000 | 9,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,395,000 | 3,801 |
| Total interest expense | $4,032,000 | 3,651 |
| Net interest income | $4,363,000 | 3,917 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $715,000 | 3,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $715,000 | 2,191 |
| Total noninterest expense | $4,610,000 | 2,760 |
| Salaries and employee benefits | $2,520,000 | 2,617 |
| Premises and equipment expense | $1,248,000 | 1,558 |
| Additional noninterest expense | $842,000 | 4,549 |
| Pre-tax net operating income | $443,000 | 8,225 |
| Securities gains (losses) | $156,000 | 814 |
| Applicable income taxes | $-100,000 | 10,706 |
| Income before extraordinary items | $699,000 | 5,912 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $699,000 | 5,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $543,000 | 6,656 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,766,000 | 4,146 |
| Total interest expense | $3,668,000 | 4,008 |
| Net interest income | $4,098,000 | 4,231 |
| Provision for loan and lease losses | $176,000 | 3,751 |
| Total noninterest income | $1,080,000 | 2,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,080,000 | 1,712 |
| Total noninterest expense | $5,297,000 | 2,570 |
| Salaries and employee benefits | $2,396,000 | 2,804 |
| Premises and equipment expense | $1,240,000 | 1,644 |
| Additional noninterest expense | $1,661,000 | 2,870 |
| Pre-tax net operating income | $-295,000 | 11,138 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $-200,000 | 11,267 |
| Income before extraordinary items | $-74,000 | 10,961 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-74,000 | 10,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-87,440 | 10,933 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,307,000 | 4,388 |
| Total interest expense | $3,515,000 | 4,141 |
| Net interest income | $3,792,000 | 4,519 |
| Provision for loan and lease losses | $-257,000 | 11,843 |
| Total noninterest income | $1,360,000 | 2,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,360,000 | 1,450 |
| Total noninterest expense | $4,817,000 | 2,812 |
| Salaries and employee benefits | $2,166,000 | 3,077 |
| Premises and equipment expense | $1,344,000 | 1,518 |
| Additional noninterest expense | $1,307,000 | 3,473 |
| Pre-tax net operating income | $592,000 | 7,911 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $624,000 | 6,469 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $624,000 | 6,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,520 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $592,000 | 6,649 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 4,369 |
| Total interest expense | $3,052,000 | 3,903 |
| Net interest income | $3,697,000 | 4,705 |
| Provision for loan and lease losses | $-502,000 | 12,466 |
| Total noninterest income | $1,067,000 | 2,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,067,000 | 1,763 |
| Total noninterest expense | $5,855,000 | 2,394 |
| Salaries and employee benefits | $2,284,000 | 2,899 |
| Premises and equipment expense | $1,448,000 | 1,449 |
| Additional noninterest expense | $2,123,000 | 2,459 |
| Pre-tax net operating income | $-589,000 | 12,403 |
| Securities gains (losses) | $288,000 | 396 |
| Applicable income taxes | $-122,000 | 12,326 |
| Income before extraordinary items | $-179,000 | 12,207 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-179,000 | 12,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 12,115 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-363,320 | 12,315 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,040,000 | 4,291 |
| Total interest expense | $3,265,000 | 3,829 |
| Net interest income | $3,775,000 | 4,644 |
| Provision for loan and lease losses | $146,000 | 4,734 |
| Total noninterest income | $1,206,000 | 2,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,206,000 | 1,805 |
| Total noninterest expense | $5,005,000 | 2,853 |
| Salaries and employee benefits | $2,173,000 | 3,013 |
| Premises and equipment expense | $1,354,000 | 1,557 |
| Additional noninterest expense | $1,478,000 | 3,551 |
| Pre-tax net operating income | $-170,000 | 12,672 |
| Securities gains (losses) | $1,054,000 | 526 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $767,000 | 5,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $767,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,762 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-149,980 | 12,623 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,388,000 | 4,123 |
| Total interest expense | $4,255,000 | 3,847 |
| Net interest income | $4,133,000 | 4,316 |
| Provision for loan and lease losses | $294,000 | 4,205 |
| Total noninterest income | $1,467,000 | 2,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,467,000 | 1,548 |
| Total noninterest expense | $4,161,000 | 3,382 |
| Salaries and employee benefits | $1,441,000 | 4,378 |
| Premises and equipment expense | $1,325,000 | 1,608 |
| Additional noninterest expense | $1,395,000 | 3,803 |
| Pre-tax net operating income | $1,145,000 | 5,113 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $-5,000 | 13,377 |
| Income before extraordinary items | $1,317,000 | 3,476 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,317,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,150,000 | 3,674 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.