Home > Alarion Bank > Income and Expense
Alarion Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,233 |
| Total interest expense | $1,040,000 | 1,439 |
| Net interest income | $4,356,000 | 2,434 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $2,305,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $77,000 | 4,397 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,228,000 | 810 |
| Total noninterest expense | $5,424,000 | 1,748 |
| Salaries and employee benefits | $2,806,000 | 1,833 |
| Premises and equipment expense | $675,000 | 1,758 |
| Additional noninterest expense | $1,943,000 | 1,601 |
| Pre-tax net operating income | $1,187,000 | 2,678 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $408,000 | 1,740 |
| Income before extraordinary items | $779,000 | 3,136 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $779,000 | 3,142 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $779,000 | 3,142 |
| Net charge-offs | $88,000 | 2,301 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $779,000 | 3,097 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 2,254 |
| Total interest expense | $516,000 | 1,470 |
| Net interest income | $2,163,000 | 2,443 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $1,181,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,142,000 | 754 |
| Total noninterest expense | $2,630,000 | 1,807 |
| Salaries and employee benefits | $1,350,000 | 1,925 |
| Premises and equipment expense | $335,000 | 1,801 |
| Additional noninterest expense | $945,000 | 1,626 |
| Pre-tax net operating income | $689,000 | 2,345 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $240,000 | 1,545 |
| Income before extraordinary items | $449,000 | 2,784 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,787 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $449,000 | 2,787 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $449,000 | 2,741 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,466,000 | 2,323 |
| Total interest expense | $2,183,000 | 1,566 |
| Net interest income | $8,283,000 | 2,524 |
| Provision for loan and lease losses | $1,025,000 | 1,069 |
| Total noninterest income | $5,026,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $120,000 | 4,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,906,000 | 819 |
| Total noninterest expense | $11,340,000 | 1,693 |
| Salaries and employee benefits | $6,070,000 | 1,690 |
| Premises and equipment expense | $1,300,000 | 1,789 |
| Additional noninterest expense | $3,970,000 | 1,629 |
| Pre-tax net operating income | $944,000 | 4,163 |
| Securities gains (losses) | $89,000 | 1,409 |
| Applicable income taxes | $321,000 | 2,562 |
| Income before extraordinary items | $712,000 | 4,438 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $712,000 | 4,442 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $712,000 | 4,442 |
| Net charge-offs | $1,476,000 | 953 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $650,590 | 4,501 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,828,000 | 2,337 |
| Total interest expense | $1,673,000 | 1,570 |
| Net interest income | $6,155,000 | 2,556 |
| Provision for loan and lease losses | $1,025,000 | 861 |
| Total noninterest income | $4,272,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $88,000 | 5,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,184,000 | 760 |
| Total noninterest expense | $8,763,000 | 1,653 |
| Salaries and employee benefits | $4,634,000 | 1,670 |
| Premises and equipment expense | $963,000 | 1,821 |
| Additional noninterest expense | $3,166,000 | 1,551 |
| Pre-tax net operating income | $639,000 | 4,398 |
| Securities gains (losses) | $89,000 | 1,298 |
| Applicable income taxes | $226,000 | 2,679 |
| Income before extraordinary items | $502,000 | 4,594 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $502,000 | 4,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $502,000 | 4,599 |
| Net charge-offs | $1,002,000 | 1,002 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $440,590 | 4,688 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 2,319 |
| Total interest expense | $1,147,000 | 1,556 |
| Net interest income | $4,128,000 | 2,534 |
| Provision for loan and lease losses | $1,025,000 | 666 |
| Total noninterest income | $3,075,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,019,000 | 718 |
| Total noninterest expense | $5,835,000 | 1,648 |
| Salaries and employee benefits | $3,108,000 | 1,668 |
| Premises and equipment expense | $631,000 | 1,844 |
| Additional noninterest expense | $2,096,000 | 1,554 |
| Pre-tax net operating income | $343,000 | 4,700 |
| Securities gains (losses) | $69,000 | 1,327 |
| Applicable income taxes | $127,000 | 2,831 |
| Income before extraordinary items | $285,000 | 4,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $285,000 | 4,834 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $285,000 | 4,835 |
| Net charge-offs | $969,000 | 785 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $237,390 | 4,952 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 2,279 |
| Total interest expense | $576,000 | 1,596 |
| Net interest income | $2,139,000 | 2,456 |
| Provision for loan and lease losses | $650,000 | 563 |
| Total noninterest income | $1,618,000 | 972 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,590,000 | 712 |
| Total noninterest expense | $2,856,000 | 1,702 |
| Salaries and employee benefits | $1,489,000 | 1,756 |
| Premises and equipment expense | $314,000 | 1,883 |
| Additional noninterest expense | $1,053,000 | 1,542 |
| Pre-tax net operating income | $251,000 | 4,108 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $81,000 | 2,595 |
| Income before extraordinary items | $170,000 | 4,546 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $170,000 | 4,547 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $170,000 | 4,548 |
| Net charge-offs | $750,000 | 581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $170,000 | 4,443 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,569,000 | 2,253 |
| Total interest expense | $2,642,000 | 1,667 |
| Net interest income | $8,927,000 | 2,412 |
| Provision for loan and lease losses | $1,780,000 | 1,171 |
| Total noninterest income | $3,668,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $123,000 | 5,114 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,545,000 | 1,046 |
| Total noninterest expense | $10,177,000 | 1,879 |
| Salaries and employee benefits | $5,421,000 | 1,860 |
| Premises and equipment expense | $1,212,000 | 1,924 |
| Additional noninterest expense | $3,544,000 | 1,860 |
| Pre-tax net operating income | $638,000 | 4,628 |
| Securities gains (losses) | $296,000 | 1,374 |
| Applicable income taxes | $320,000 | 2,601 |
| Income before extraordinary items | $614,000 | 4,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $614,000 | 4,659 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $614,000 | 4,660 |
| Net charge-offs | $2,673,000 | 921 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $418,640 | 4,938 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 2,281 |
| Total interest expense | $2,045,000 | 1,689 |
| Net interest income | $6,724,000 | 2,436 |
| Provision for loan and lease losses | $1,505,000 | 1,075 |
| Total noninterest income | $3,009,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,913,000 | 958 |
| Total noninterest expense | $7,675,000 | 1,869 |
| Salaries and employee benefits | $4,053,000 | 1,861 |
| Premises and equipment expense | $931,000 | 1,914 |
| Additional noninterest expense | $2,691,000 | 1,844 |
| Pre-tax net operating income | $553,000 | 4,584 |
| Securities gains (losses) | $296,000 | 1,133 |
| Applicable income taxes | $299,000 | 2,475 |
| Income before extraordinary items | $550,000 | 4,525 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $550,000 | 4,524 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $550,000 | 4,523 |
| Net charge-offs | $2,302,000 | 836 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $357,600 | 4,936 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 2,260 |
| Total interest expense | $1,416,000 | 1,698 |
| Net interest income | $4,515,000 | 2,413 |
| Provision for loan and lease losses | $850,000 | 1,241 |
| Total noninterest income | $1,845,000 | 1,396 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,784,000 | 1,007 |
| Total noninterest expense | $5,038,000 | 1,904 |
| Salaries and employee benefits | $2,654,000 | 1,891 |
| Premises and equipment expense | $589,000 | 1,997 |
| Additional noninterest expense | $1,795,000 | 1,856 |
| Pre-tax net operating income | $472,000 | 4,197 |
| Securities gains (losses) | $198,000 | 1,110 |
| Applicable income taxes | $243,000 | 2,268 |
| Income before extraordinary items | $427,000 | 4,257 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $427,000 | 4,261 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $427,000 | 4,260 |
| Net charge-offs | $1,935,000 | 709 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $300,280 | 4,627 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 2,305 |
| Total interest expense | $743,000 | 1,686 |
| Net interest income | $2,200,000 | 2,489 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $802,000 | 1,524 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $774,000 | 1,104 |
| Total noninterest expense | $2,404,000 | 1,993 |
| Salaries and employee benefits | $1,255,000 | 2,001 |
| Premises and equipment expense | $292,000 | 2,019 |
| Additional noninterest expense | $857,000 | 1,922 |
| Pre-tax net operating income | $298,000 | 3,848 |
| Securities gains (losses) | $38,000 | 1,344 |
| Applicable income taxes | $128,000 | 2,196 |
| Income before extraordinary items | $208,000 | 4,310 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $208,000 | 4,312 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $208,000 | 4,313 |
| Net charge-offs | $122,000 | 2,285 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $183,680 | 4,378 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,508,000 | 2,238 |
| Total interest expense | $3,691,000 | 1,633 |
| Net interest income | $8,817,000 | 2,494 |
| Provision for loan and lease losses | $4,460,000 | 863 |
| Total noninterest income | $663,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $159,000 | 4,787 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $504,000 | 3,120 |
| Total noninterest expense | $9,300,000 | 2,057 |
| Salaries and employee benefits | $4,589,000 | 2,103 |
| Premises and equipment expense | $1,355,000 | 1,836 |
| Additional noninterest expense | $3,356,000 | 1,998 |
| Pre-tax net operating income | $-4,280,000 | 7,015 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,594,000 | 7,228 |
| Income before extraordinary items | $-2,686,000 | 6,919 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,686,000 | 6,919 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,686,000 | 6,919 |
| Net charge-offs | $3,177,000 | 1,150 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,686,000 | 6,899 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 2,225 |
| Total interest expense | $2,881,000 | 1,636 |
| Net interest income | $6,654,000 | 2,489 |
| Provision for loan and lease losses | $3,450,000 | 833 |
| Total noninterest income | $1,175,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $115,000 | 4,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,060,000 | 1,703 |
| Total noninterest expense | $6,824,000 | 2,105 |
| Salaries and employee benefits | $3,266,000 | 2,220 |
| Premises and equipment expense | $997,000 | 1,885 |
| Additional noninterest expense | $2,561,000 | 1,974 |
| Pre-tax net operating income | $-2,445,000 | 7,062 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-909,000 | 7,287 |
| Income before extraordinary items | $-1,536,000 | 6,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,536,000 | 6,989 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,536,000 | 6,989 |
| Net charge-offs | $2,160,000 | 1,162 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,536,000 | 6,962 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 2,214 |
| Total interest expense | $1,982,000 | 1,645 |
| Net interest income | $4,462,000 | 2,472 |
| Provision for loan and lease losses | $2,925,000 | 702 |
| Total noninterest income | $630,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $551,000 | 1,965 |
| Total noninterest expense | $4,472,000 | 2,160 |
| Salaries and employee benefits | $2,129,000 | 2,275 |
| Premises and equipment expense | $641,000 | 1,966 |
| Additional noninterest expense | $1,702,000 | 2,007 |
| Pre-tax net operating income | $-2,305,000 | 7,211 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-858,000 | 7,398 |
| Income before extraordinary items | $-1,447,000 | 7,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,447,000 | 7,131 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,447,000 | 7,131 |
| Net charge-offs | $1,760,000 | 1,005 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,447,000 | 7,117 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 2,161 |
| Total interest expense | $1,027,000 | 1,655 |
| Net interest income | $2,289,000 | 2,397 |
| Provision for loan and lease losses | $525,000 | 1,380 |
| Total noninterest income | $372,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $322,000 | 1,820 |
| Total noninterest expense | $2,129,000 | 2,267 |
| Salaries and employee benefits | $1,016,000 | 2,398 |
| Premises and equipment expense | $323,000 | 1,997 |
| Additional noninterest expense | $790,000 | 2,130 |
| Pre-tax net operating income | $7,000 | 6,253 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $1,000 | 6,365 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,000 | 6,365 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,000 | 6,365 |
| Net charge-offs | $47,000 | 3,400 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,000 | 6,334 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,827,000 | 2,186 |
| Total interest expense | $5,039,000 | 1,650 |
| Net interest income | $8,788,000 | 2,501 |
| Provision for loan and lease losses | $6,635,000 | 914 |
| Total noninterest income | $1,177,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,238 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $957,000 | 2,223 |
| Total noninterest expense | $8,355,000 | 2,314 |
| Salaries and employee benefits | $4,036,000 | 2,387 |
| Premises and equipment expense | $1,245,000 | 2,034 |
| Additional noninterest expense | $3,074,000 | 2,251 |
| Pre-tax net operating income | $-5,025,000 | 7,104 |
| Securities gains (losses) | $478,000 | 926 |
| Applicable income taxes | $-1,681,000 | 7,419 |
| Income before extraordinary items | $-2,866,000 | 6,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,866,000 | 6,978 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,866,000 | 6,978 |
| Net charge-offs | $5,555,000 | 932 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,171,920 | 7,000 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,500,000 | 2,208 |
| Total interest expense | $3,922,000 | 1,653 |
| Net interest income | $6,578,000 | 2,534 |
| Provision for loan and lease losses | $5,894,000 | 774 |
| Total noninterest income | $1,410,000 | 2,182 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $174,000 | 4,218 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,236,000 | 1,566 |
| Total noninterest expense | $6,243,000 | 2,327 |
| Salaries and employee benefits | $2,977,000 | 2,433 |
| Premises and equipment expense | $912,000 | 2,100 |
| Additional noninterest expense | $2,354,000 | 2,182 |
| Pre-tax net operating income | $-4,149,000 | 7,307 |
| Securities gains (losses) | $478,000 | 771 |
| Applicable income taxes | $-1,356,000 | 7,550 |
| Income before extraordinary items | $-2,315,000 | 7,183 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,315,000 | 7,182 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,315,000 | 7,183 |
| Net charge-offs | $3,962,000 | 919 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,620,920 | 7,200 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,087,000 | 2,199 |
| Total interest expense | $2,681,000 | 1,681 |
| Net interest income | $4,406,000 | 2,512 |
| Provision for loan and lease losses | $5,294,000 | 614 |
| Total noninterest income | $904,000 | 2,183 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $126,000 | 4,050 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $778,000 | 1,553 |
| Total noninterest expense | $4,161,000 | 2,326 |
| Salaries and employee benefits | $2,044,000 | 2,387 |
| Premises and equipment expense | $593,000 | 2,172 |
| Additional noninterest expense | $1,524,000 | 2,226 |
| Pre-tax net operating income | $-4,145,000 | 7,501 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,537,000 | 7,667 |
| Income before extraordinary items | $-2,608,000 | 7,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,608,000 | 7,409 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,608,000 | 7,409 |
| Net charge-offs | $3,877,000 | 681 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,608,000 | 7,398 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 2,229 |
| Total interest expense | $1,358,000 | 1,743 |
| Net interest income | $2,240,000 | 2,508 |
| Provision for loan and lease losses | $790,000 | 1,362 |
| Total noninterest income | $335,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $61,000 | 4,097 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $274,000 | 1,955 |
| Total noninterest expense | $1,876,000 | 2,607 |
| Salaries and employee benefits | $931,000 | 2,637 |
| Premises and equipment expense | $293,000 | 2,250 |
| Additional noninterest expense | $652,000 | 2,524 |
| Pre-tax net operating income | $-91,000 | 6,628 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-30,000 | 7,246 |
| Income before extraordinary items | $-61,000 | 6,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-61,000 | 6,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-61,000 | 6,656 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-61,000 | 6,581 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,154,000 | 2,366 |
| Total interest expense | $6,750,000 | 1,740 |
| Net interest income | $7,404,000 | 2,919 |
| Provision for loan and lease losses | $1,012,000 | 3,484 |
| Total noninterest income | $683,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $250,000 | 4,231 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $433,000 | 3,430 |
| Total noninterest expense | $7,143,000 | 2,741 |
| Salaries and employee benefits | $3,487,000 | 2,795 |
| Premises and equipment expense | $1,164,000 | 2,274 |
| Additional noninterest expense | $2,492,000 | 2,740 |
| Pre-tax net operating income | $-68,000 | 5,539 |
| Securities gains (losses) | $227,000 | 1,453 |
| Applicable income taxes | $68,000 | 3,098 |
| Income before extraordinary items | $91,000 | 5,192 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $91,000 | 5,192 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $91,000 | 5,192 |
| Net charge-offs | $691,000 | 3,365 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-54,280 | 5,600 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 2,427 |
| Total interest expense | $5,284,000 | 1,751 |
| Net interest income | $5,204,000 | 3,083 |
| Provision for loan and lease losses | $682,000 | 3,324 |
| Total noninterest income | $369,000 | 4,817 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $185,000 | 4,261 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $184,000 | 4,423 |
| Total noninterest expense | $5,381,000 | 2,744 |
| Salaries and employee benefits | $2,684,000 | 2,742 |
| Premises and equipment expense | $866,000 | 2,316 |
| Additional noninterest expense | $1,831,000 | 2,769 |
| Pre-tax net operating income | $-490,000 | 6,323 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-166,000 | 7,054 |
| Income before extraordinary items | $-324,000 | 6,267 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-324,000 | 6,268 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-324,000 | 6,267 |
| Net charge-offs | $515,000 | 3,005 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-324,000 | 6,253 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 2,511 |
| Total interest expense | $3,659,000 | 1,766 |
| Net interest income | $3,177,000 | 3,294 |
| Provision for loan and lease losses | $387,000 | 3,339 |
| Total noninterest income | $23,000 | 7,627 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $123,000 | 4,258 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-100,000 | 7,961 |
| Total noninterest expense | $3,530,000 | 2,806 |
| Salaries and employee benefits | $1,764,000 | 2,825 |
| Premises and equipment expense | $557,000 | 2,405 |
| Additional noninterest expense | $1,209,000 | 2,810 |
| Pre-tax net operating income | $-717,000 | 6,832 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-256,000 | 7,374 |
| Income before extraordinary items | $-461,000 | 6,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-461,000 | 6,724 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-461,000 | 6,724 |
| Net charge-offs | $415,000 | 2,557 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-461,000 | 6,703 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,631 |
| Total interest expense | $1,843,000 | 1,816 |
| Net interest income | $1,446,000 | 3,557 |
| Provision for loan and lease losses | $94,000 | 4,003 |
| Total noninterest income | $326,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $262,000 | 2,137 |
| Total noninterest expense | $1,693,000 | 2,823 |
| Salaries and employee benefits | $891,000 | 2,837 |
| Premises and equipment expense | $285,000 | 2,399 |
| Additional noninterest expense | $517,000 | 2,927 |
| Pre-tax net operating income | $-15,000 | 6,335 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $-13,000 | 6,475 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,000 | 6,476 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-13,000 | 6,476 |
| Net charge-offs | $351,000 | 1,648 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,000 | 6,341 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,806,000 | 2,862 |
| Total interest expense | $7,426,000 | 2,094 |
| Net interest income | $5,380,000 | 3,756 |
| Provision for loan and lease losses | $1,115,000 | 2,546 |
| Total noninterest income | $1,252,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $253,000 | 4,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $999,000 | 2,117 |
| Total noninterest expense | $6,141,000 | 3,013 |
| Salaries and employee benefits | $3,311,000 | 2,978 |
| Premises and equipment expense | $890,000 | 2,897 |
| Additional noninterest expense | $1,940,000 | 2,939 |
| Pre-tax net operating income | $-624,000 | 6,826 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-238,000 | 7,256 |
| Income before extraordinary items | $-386,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-386,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 2,957 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-386,000 | 6,777 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,497,000 | 2,951 |
| Total interest expense | $5,470,000 | 2,211 |
| Net interest income | $4,027,000 | 3,784 |
| Provision for loan and lease losses | $411,000 | 3,032 |
| Total noninterest income | $929,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $745,000 | 2,219 |
| Total noninterest expense | $4,435,000 | 3,095 |
| Salaries and employee benefits | $2,468,000 | 3,024 |
| Premises and equipment expense | $622,000 | 3,100 |
| Additional noninterest expense | $1,345,000 | 3,046 |
| Pre-tax net operating income | $110,000 | 6,361 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $46,000 | 4,158 |
| Income before extraordinary items | $64,000 | 6,345 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $64,000 | 6,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $64,000 | 6,504 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,286,000 | 3,017 |
| Total interest expense | $3,677,000 | 2,273 |
| Net interest income | $2,609,000 | 3,859 |
| Provision for loan and lease losses | $242,000 | 2,851 |
| Total noninterest income | $624,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $507,000 | 2,217 |
| Total noninterest expense | $2,888,000 | 3,172 |
| Salaries and employee benefits | $1,601,000 | 3,142 |
| Premises and equipment expense | $404,000 | 3,186 |
| Additional noninterest expense | $883,000 | 3,068 |
| Pre-tax net operating income | $103,000 | 6,385 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $42,000 | 4,205 |
| Income before extraordinary items | $61,000 | 6,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $61,000 | 6,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 3,054 |
| Total interest expense | $1,888,000 | 2,357 |
| Net interest income | $1,301,000 | 3,870 |
| Provision for loan and lease losses | $185,000 | 1,906 |
| Total noninterest income | $313,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $53,000 | 4,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $260,000 | 2,156 |
| Total noninterest expense | $1,425,000 | 3,217 |
| Salaries and employee benefits | $796,000 | 3,176 |
| Premises and equipment expense | $225,000 | 2,923 |
| Additional noninterest expense | $404,000 | 3,287 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $1,000 | 7,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,000 | 7,171 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,023,000 | 3,280 |
| Total interest expense | $6,871,000 | 2,674 |
| Net interest income | $5,152,000 | 3,899 |
| Provision for loan and lease losses | $701,000 | 1,850 |
| Total noninterest income | $1,130,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $190,000 | 5,003 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $940,000 | 2,301 |
| Total noninterest expense | $5,401,000 | 3,242 |
| Salaries and employee benefits | $3,094,000 | 3,141 |
| Premises and equipment expense | $891,000 | 2,826 |
| Additional noninterest expense | $1,416,000 | 3,587 |
| Pre-tax net operating income | $180,000 | 6,921 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,000 | 4,655 |
| Income before extraordinary items | $103,000 | 7,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $103,000 | 7,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $103,000 | 7,098 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 3,404 |
| Total interest expense | $4,898,000 | 2,794 |
| Net interest income | $3,747,000 | 4,015 |
| Provision for loan and lease losses | $475,000 | 1,639 |
| Total noninterest income | $865,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 5,225 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $737,000 | 2,233 |
| Total noninterest expense | $3,995,000 | 3,246 |
| Salaries and employee benefits | $2,334,000 | 3,111 |
| Premises and equipment expense | $653,000 | 2,857 |
| Additional noninterest expense | $1,008,000 | 3,675 |
| Pre-tax net operating income | $142,000 | 7,172 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $47,000 | 4,988 |
| Income before extraordinary items | $95,000 | 7,293 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $95,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $95,000 | 7,277 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 3,608 |
| Total interest expense | $2,979,000 | 3,030 |
| Net interest income | $2,370,000 | 4,208 |
| Provision for loan and lease losses | $340,000 | 1,399 |
| Total noninterest income | $576,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $73,000 | 5,514 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $503,000 | 2,235 |
| Total noninterest expense | $2,582,000 | 3,369 |
| Salaries and employee benefits | $1,534,000 | 3,188 |
| Premises and equipment expense | $418,000 | 2,990 |
| Additional noninterest expense | $630,000 | 3,875 |
| Pre-tax net operating income | $24,000 | 7,667 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $19,000 | 7,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $19,000 | 7,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 3,810 |
| Total interest expense | $1,400,000 | 3,166 |
| Net interest income | $1,072,000 | 4,493 |
| Provision for loan and lease losses | $143,000 | 1,556 |
| Total noninterest income | $271,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $34,000 | 5,592 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $237,000 | 2,294 |
| Total noninterest expense | $1,282,000 | 3,388 |
| Salaries and employee benefits | $768,000 | 3,202 |
| Premises and equipment expense | $209,000 | 3,000 |
| Additional noninterest expense | $305,000 | 3,925 |
| Pre-tax net operating income | $-82,000 | 8,105 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-32,000 | 8,366 |
| Income before extraordinary items | $-50,000 | 8,049 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-50,000 | 8,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-50,000 | 8,035 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 4,601 |
| Total interest expense | $3,703,000 | 3,777 |
| Net interest income | $3,226,000 | 5,316 |
| Provision for loan and lease losses | $781,000 | 1,298 |
| Total noninterest income | $938,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $94,000 | 6,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $844,000 | 2,492 |
| Total noninterest expense | $3,825,000 | 4,117 |
| Salaries and employee benefits | $2,175,000 | 4,016 |
| Premises and equipment expense | $613,000 | 3,699 |
| Additional noninterest expense | $1,037,000 | 4,393 |
| Pre-tax net operating income | $-442,000 | 8,231 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-153,000 | 8,421 |
| Income before extraordinary items | $-289,000 | 8,193 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-289,000 | 8,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-289,000 | 8,192 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 4,877 |
| Total interest expense | $2,438,000 | 4,027 |
| Net interest income | $2,224,000 | 5,618 |
| Provision for loan and lease losses | $563,000 | 1,272 |
| Total noninterest income | $684,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $58,000 | 6,554 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $626,000 | 2,508 |
| Total noninterest expense | $2,616,000 | 4,392 |
| Salaries and employee benefits | $1,419,000 | 4,429 |
| Premises and equipment expense | $438,000 | 3,854 |
| Additional noninterest expense | $759,000 | 4,451 |
| Pre-tax net operating income | $-271,000 | 8,338 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-92,000 | 8,553 |
| Income before extraordinary items | $-179,000 | 8,311 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-179,000 | 8,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-179,000 | 8,304 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 5,285 |
| Total interest expense | $1,389,000 | 4,317 |
| Net interest income | $1,324,000 | 5,959 |
| Provision for loan and lease losses | $358,000 | 1,284 |
| Total noninterest income | $398,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $370,000 | 2,675 |
| Total noninterest expense | $1,619,000 | 4,632 |
| Salaries and employee benefits | $865,000 | 4,750 |
| Premises and equipment expense | $273,000 | 4,054 |
| Additional noninterest expense | $481,000 | 4,603 |
| Pre-tax net operating income | $-255,000 | 8,444 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-90,000 | 8,622 |
| Income before extraordinary items | $-165,000 | 8,401 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-165,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-165,000 | 8,400 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,669 |
| Total interest expense | $578,000 | 4,682 |
| Net interest income | $591,000 | 6,273 |
| Provision for loan and lease losses | $126,000 | 1,677 |
| Total noninterest income | $116,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,600 |
| Total noninterest expense | $739,000 | 4,955 |
| Salaries and employee benefits | $393,000 | 5,071 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $-158,000 | 8,504 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-58,000 | 8,658 |
| Income before extraordinary items | $-100,000 | 8,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-100,000 | 8,443 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 7,656 |
| Total interest expense | $725,000 | 6,970 |
| Net interest income | $1,055,000 | 7,864 |
| Provision for loan and lease losses | $564,000 | 1,729 |
| Total noninterest income | $184,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $8,000 | 7,619 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,427 |
| Total noninterest expense | $2,436,000 | 5,452 |
| Salaries and employee benefits | $1,266,000 | 5,606 |
| Premises and equipment expense | $345,000 | 5,333 |
| Additional noninterest expense | $825,000 | 5,066 |
| Pre-tax net operating income | $-1,761,000 | 8,749 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-571,000 | 8,778 |
| Income before extraordinary items | $-1,190,000 | 8,703 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,190,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $14,983,000 | 115 |
| Net operating income | $-1,190,000 | 8,686 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,193 |
| Total interest expense | $338,000 | 7,734 |
| Net interest income | $581,000 | 8,301 |
| Provision for loan and lease losses | $392,000 | 1,755 |
| Total noninterest income | $126,000 | 7,357 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,706 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,575 |
| Total noninterest expense | $1,699,000 | 5,655 |
| Salaries and employee benefits | $883,000 | 5,827 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $593,000 | 5,159 |
| Pre-tax net operating income | $-1,384,000 | 8,774 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-402,000 | 8,811 |
| Income before extraordinary items | $-982,000 | 8,747 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-982,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $14,969,000 | 82 |
| Net operating income | $-982,000 | 8,728 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $349,000 | 8,588 |
| Total interest expense | $100,000 | 8,442 |
| Net interest income | $249,000 | 8,598 |
| Provision for loan and lease losses | $133,000 | 2,870 |
| Total noninterest income | $35,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,000 | 7,756 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $995,000 | 6,081 |
| Salaries and employee benefits | $532,000 | 6,151 |
| Premises and equipment expense | $100,000 | 6,702 |
| Additional noninterest expense | $363,000 | 5,412 |
| Pre-tax net operating income | $-844,000 | 8,756 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-178,000 | 8,787 |
| Income before extraordinary items | $-666,000 | 8,746 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-666,000 | 8,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $14,685,000 | 55 |
| Net operating income | $-666,000 | 8,723 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $116,000 | 8,795 |
| Total interest expense | $8,000 | 8,846 |
| Net interest income | $108,000 | 8,726 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $486,000 | 6,211 |
| Salaries and employee benefits | $327,000 | 5,515 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $115,000 | 6,784 |
| Pre-tax net operating income | $-393,000 | 8,824 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-53,000 | 8,804 |
| Income before extraordinary items | $-340,000 | 8,819 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-340,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $14,668,000 | 25 |
| Net operating income | $-340,000 | 8,802 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.