Home > Alamo Bank of Texas > Income and Expense
Alamo Bank of Texas, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 4,107 |
| Total interest expense | $637,000 | 4,429 |
| Net interest income | $1,345,000 | 3,847 |
| Provision for loan and lease losses | $140,000 | 1,553 |
| Total noninterest income | $235,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 2,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $946,000 | 4,168 |
| Salaries and employee benefits | $530,000 | 4,127 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $250,000 | 4,475 |
| Pre-tax net operating income | $494,000 | 3,761 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $166,000 | 2,886 |
| Income before extraordinary items | $327,000 | 4,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $327,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 758 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $327,660 | 4,177 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,412,000 | 1,650 |
| Total interest expense | $5,888,000 | 1,918 |
| Net interest income | $14,524,000 | 1,514 |
| Provision for loan and lease losses | $750,000 | 1,335 |
| Total noninterest income | $3,073,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,027,000 | 858 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,046,000 | 2,148 |
| Total noninterest expense | $11,615,000 | 1,484 |
| Salaries and employee benefits | $6,600,000 | 1,417 |
| Premises and equipment expense | $1,664,000 | 1,470 |
| Additional noninterest expense | $3,351,000 | 1,511 |
| Pre-tax net operating income | $5,232,000 | 1,791 |
| Securities gains (losses) | $-23,000 | 7,885 |
| Applicable income taxes | $1,451,000 | 1,741 |
| Income before extraordinary items | $3,758,000 | 1,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,758,000 | 1,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,027 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,774,560 | 1,799 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,921,000 | 1,660 |
| Total interest expense | $4,169,000 | 1,917 |
| Net interest income | $10,752,000 | 1,507 |
| Provision for loan and lease losses | $475,000 | 1,467 |
| Total noninterest income | $2,317,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,468,000 | 891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $849,000 | 2,046 |
| Total noninterest expense | $8,311,000 | 1,534 |
| Salaries and employee benefits | $4,928,000 | 1,407 |
| Premises and equipment expense | $1,187,000 | 1,532 |
| Additional noninterest expense | $2,196,000 | 1,704 |
| Pre-tax net operating income | $4,283,000 | 1,659 |
| Securities gains (losses) | $-23,000 | 8,230 |
| Applicable income taxes | $1,198,000 | 1,655 |
| Income before extraordinary items | $3,062,000 | 1,722 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,062,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,901 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,078,560 | 1,682 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,713,000 | 1,653 |
| Total interest expense | $2,635,000 | 1,889 |
| Net interest income | $7,078,000 | 1,507 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,564,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $925,000 | 916 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $639,000 | 1,848 |
| Total noninterest expense | $5,563,000 | 1,522 |
| Salaries and employee benefits | $3,240,000 | 1,426 |
| Premises and equipment expense | $720,000 | 1,667 |
| Additional noninterest expense | $1,603,000 | 1,549 |
| Pre-tax net operating income | $2,779,000 | 1,664 |
| Securities gains (losses) | $-20,000 | 8,361 |
| Applicable income taxes | $756,000 | 1,694 |
| Income before extraordinary items | $2,003,000 | 1,710 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,003,000 | 1,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,419 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,017,600 | 1,666 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 1,666 |
| Total interest expense | $1,233,000 | 1,920 |
| Net interest income | $3,485,000 | 1,525 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $844,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $433,000 | 944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $411,000 | 1,522 |
| Total noninterest expense | $2,761,000 | 1,534 |
| Salaries and employee benefits | $1,596,000 | 1,453 |
| Premises and equipment expense | $340,000 | 1,767 |
| Additional noninterest expense | $825,000 | 1,511 |
| Pre-tax net operating income | $1,418,000 | 1,595 |
| Securities gains (losses) | $-22,000 | 8,680 |
| Applicable income taxes | $361,000 | 1,728 |
| Income before extraordinary items | $1,035,000 | 1,615 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,035,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,051,280 | 1,573 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,824,000 | 1,704 |
| Total interest expense | $3,700,000 | 2,192 |
| Net interest income | $13,124,000 | 1,544 |
| Provision for loan and lease losses | $710,000 | 1,442 |
| Total noninterest income | $2,544,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,956,000 | 890 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $588,000 | 3,024 |
| Total noninterest expense | $9,982,000 | 1,627 |
| Salaries and employee benefits | $5,672,000 | 1,566 |
| Premises and equipment expense | $1,461,000 | 1,594 |
| Additional noninterest expense | $2,849,000 | 1,718 |
| Pre-tax net operating income | $4,976,000 | 1,708 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $1,479,000 | 1,622 |
| Income before extraordinary items | $3,499,000 | 1,812 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,499,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 957 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,497,600 | 1,769 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,219,000 | 1,741 |
| Total interest expense | $2,631,000 | 2,246 |
| Net interest income | $9,588,000 | 1,574 |
| Provision for loan and lease losses | $570,000 | 1,285 |
| Total noninterest income | $1,983,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,472,000 | 887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $511,000 | 2,761 |
| Total noninterest expense | $7,342,000 | 1,646 |
| Salaries and employee benefits | $4,182,000 | 1,587 |
| Premises and equipment expense | $1,063,000 | 1,644 |
| Additional noninterest expense | $2,097,000 | 1,716 |
| Pre-tax net operating income | $3,659,000 | 1,747 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $1,112,000 | 1,633 |
| Income before extraordinary items | $2,545,000 | 1,871 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,545,000 | 1,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 765 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,546,400 | 1,826 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,917,000 | 1,775 |
| Total interest expense | $1,683,000 | 2,310 |
| Net interest income | $6,234,000 | 1,600 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $1,330,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $979,000 | 878 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $351,000 | 2,725 |
| Total noninterest expense | $4,746,000 | 1,697 |
| Salaries and employee benefits | $2,711,000 | 1,634 |
| Premises and equipment expense | $690,000 | 1,671 |
| Additional noninterest expense | $1,345,000 | 1,773 |
| Pre-tax net operating income | $2,368,000 | 1,776 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $720,000 | 1,670 |
| Income before extraordinary items | $1,643,000 | 1,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,643,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $591,000 | 619 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,646,500 | 1,859 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 1,813 |
| Total interest expense | $828,000 | 2,364 |
| Net interest income | $3,061,000 | 1,628 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $689,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $487,000 | 863 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $202,000 | 2,464 |
| Total noninterest expense | $2,386,000 | 1,700 |
| Salaries and employee benefits | $1,351,000 | 1,651 |
| Premises and equipment expense | $335,000 | 1,736 |
| Additional noninterest expense | $700,000 | 1,694 |
| Pre-tax net operating income | $1,244,000 | 1,666 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $382,000 | 1,630 |
| Income before extraordinary items | $862,000 | 1,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $862,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,888 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $862,000 | 1,735 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,740,000 | 1,922 |
| Total interest expense | $3,223,000 | 2,687 |
| Net interest income | $11,517,000 | 1,686 |
| Provision for loan and lease losses | $600,000 | 1,837 |
| Total noninterest income | $2,363,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,633,000 | 1,057 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $730,000 | 2,887 |
| Total noninterest expense | $8,987,000 | 1,765 |
| Salaries and employee benefits | $5,104,000 | 1,691 |
| Premises and equipment expense | $1,385,000 | 1,641 |
| Additional noninterest expense | $2,498,000 | 1,926 |
| Pre-tax net operating income | $4,293,000 | 1,876 |
| Securities gains (losses) | $114,000 | 1,775 |
| Applicable income taxes | $1,359,000 | 1,765 |
| Income before extraordinary items | $3,048,000 | 2,007 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,048,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,797 |
| Cash dividends | $10,000 | 6,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,969,340 | 1,970 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,886,000 | 1,983 |
| Total interest expense | $2,436,000 | 2,747 |
| Net interest income | $8,450,000 | 1,742 |
| Provision for loan and lease losses | $450,000 | 1,799 |
| Total noninterest income | $1,754,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,197,000 | 1,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $557,000 | 2,950 |
| Total noninterest expense | $6,666,000 | 1,790 |
| Salaries and employee benefits | $3,762,000 | 1,727 |
| Premises and equipment expense | $1,014,000 | 1,685 |
| Additional noninterest expense | $1,890,000 | 1,897 |
| Pre-tax net operating income | $3,088,000 | 2,002 |
| Securities gains (losses) | $114,000 | 1,635 |
| Applicable income taxes | $969,000 | 1,903 |
| Income before extraordinary items | $2,233,000 | 2,110 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,233,000 | 2,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,482 |
| Cash dividends | $10,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,153,200 | 2,071 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 2,033 |
| Total interest expense | $1,653,000 | 2,784 |
| Net interest income | $5,508,000 | 1,771 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,165,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $778,000 | 1,094 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $387,000 | 2,846 |
| Total noninterest expense | $4,401,000 | 1,801 |
| Salaries and employee benefits | $2,471,000 | 1,735 |
| Premises and equipment expense | $665,000 | 1,709 |
| Additional noninterest expense | $1,265,000 | 1,898 |
| Pre-tax net operating income | $1,972,000 | 2,066 |
| Securities gains (losses) | $114,000 | 1,405 |
| Applicable income taxes | $631,000 | 1,970 |
| Income before extraordinary items | $1,455,000 | 2,164 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,455,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,375,200 | 2,153 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 2,093 |
| Total interest expense | $826,000 | 2,851 |
| Net interest income | $2,685,000 | 1,821 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $590,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $367,000 | 1,124 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 2,533 |
| Total noninterest expense | $2,184,000 | 1,797 |
| Salaries and employee benefits | $1,216,000 | 1,755 |
| Premises and equipment expense | $328,000 | 1,741 |
| Additional noninterest expense | $640,000 | 1,842 |
| Pre-tax net operating income | $941,000 | 2,154 |
| Securities gains (losses) | $114,000 | 928 |
| Applicable income taxes | $320,000 | 1,962 |
| Income before extraordinary items | $735,000 | 2,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $735,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,807 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $655,200 | 2,206 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,174,000 | 2,168 |
| Total interest expense | $3,739,000 | 2,912 |
| Net interest income | $10,435,000 | 1,869 |
| Provision for loan and lease losses | $510,000 | 2,348 |
| Total noninterest income | $1,919,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,305,000 | 1,235 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $614,000 | 2,926 |
| Total noninterest expense | $8,229,000 | 1,842 |
| Salaries and employee benefits | $4,557,000 | 1,757 |
| Premises and equipment expense | $1,316,000 | 1,664 |
| Additional noninterest expense | $2,356,000 | 1,967 |
| Pre-tax net operating income | $3,615,000 | 2,154 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $1,070,000 | 2,107 |
| Income before extraordinary items | $2,561,000 | 2,306 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,561,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 2,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,549,640 | 2,240 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,283,000 | 2,397 |
| Total interest expense | $5,443,000 | 2,915 |
| Net interest income | $8,840,000 | 2,019 |
| Provision for loan and lease losses | $375,000 | 2,752 |
| Total noninterest income | $1,582,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,113,000 | 1,348 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $469,000 | 3,239 |
| Total noninterest expense | $7,003,000 | 2,053 |
| Salaries and employee benefits | $3,815,000 | 1,971 |
| Premises and equipment expense | $1,152,000 | 1,863 |
| Additional noninterest expense | $2,036,000 | 2,206 |
| Pre-tax net operating income | $3,044,000 | 2,231 |
| Securities gains (losses) | $-11,000 | 9,304 |
| Applicable income taxes | $924,000 | 2,195 |
| Income before extraordinary items | $2,109,000 | 2,409 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,109,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,982 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,116,700 | 2,322 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,716,000 | 2,745 |
| Total interest expense | $4,959,000 | 3,346 |
| Net interest income | $7,757,000 | 2,285 |
| Provision for loan and lease losses | $262,000 | 3,137 |
| Total noninterest income | $1,422,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,021,000 | 1,326 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,338 |
| Total noninterest expense | $6,338,000 | 2,173 |
| Salaries and employee benefits | $3,462,000 | 2,058 |
| Premises and equipment expense | $1,052,000 | 1,972 |
| Additional noninterest expense | $1,824,000 | 2,361 |
| Pre-tax net operating income | $2,579,000 | 2,695 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $798,000 | 2,525 |
| Income before extraordinary items | $1,774,000 | 2,830 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,774,000 | 2,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,778,830 | 2,817 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,093,000 | 3,194 |
| Total interest expense | $3,494,000 | 4,053 |
| Net interest income | $6,599,000 | 2,650 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $1,245,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $884,000 | 1,477 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $361,000 | 3,637 |
| Total noninterest expense | $5,151,000 | 2,624 |
| Salaries and employee benefits | $2,857,000 | 2,457 |
| Premises and equipment expense | $827,000 | 2,452 |
| Additional noninterest expense | $1,467,000 | 2,917 |
| Pre-tax net operating income | $2,393,000 | 2,896 |
| Securities gains (losses) | $-34,000 | 9,691 |
| Applicable income taxes | $769,000 | 2,722 |
| Income before extraordinary items | $1,590,000 | 3,100 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,590,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,612,780 | 3,032 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 3,482 |
| Total interest expense | $3,279,000 | 4,399 |
| Net interest income | $5,883,000 | 2,935 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $1,147,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $757,000 | 1,677 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $390,000 | 3,480 |
| Total noninterest expense | $5,068,000 | 2,571 |
| Salaries and employee benefits | $2,760,000 | 2,445 |
| Premises and equipment expense | $802,000 | 2,446 |
| Additional noninterest expense | $1,506,000 | 2,762 |
| Pre-tax net operating income | $1,702,000 | 3,795 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $575,000 | 3,512 |
| Income before extraordinary items | $1,129,000 | 4,106 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,129,000 | 4,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 1,996 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,127,680 | 4,022 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 3,832 |
| Total interest expense | $3,009,000 | 4,699 |
| Net interest income | $5,321,000 | 3,286 |
| Provision for loan and lease losses | $620,000 | 1,466 |
| Total noninterest income | $1,019,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $702,000 | 1,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,807 |
| Total noninterest expense | $4,482,000 | 2,831 |
| Salaries and employee benefits | $2,314,000 | 2,863 |
| Premises and equipment expense | $738,000 | 2,612 |
| Additional noninterest expense | $1,430,000 | 2,862 |
| Pre-tax net operating income | $1,238,000 | 5,135 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $392,000 | 4,934 |
| Income before extraordinary items | $857,000 | 5,233 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $857,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 991 |
| Cash dividends | $212,000 | 5,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $849,410 | 5,201 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,961,000 | 4,055 |
| Total interest expense | $2,787,000 | 5,095 |
| Net interest income | $5,174,000 | 3,440 |
| Provision for loan and lease losses | $485,000 | 1,774 |
| Total noninterest income | $1,106,000 | 2,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $683,000 | 1,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,281 |
| Total noninterest expense | $4,137,000 | 3,255 |
| Salaries and employee benefits | $2,230,000 | 2,990 |
| Premises and equipment expense | $672,000 | 2,909 |
| Additional noninterest expense | $1,235,000 | 3,698 |
| Pre-tax net operating income | $1,658,000 | 4,016 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $592,000 | 3,635 |
| Income before extraordinary items | $1,062,000 | 4,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,062,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,470 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,064,560 | 4,203 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 4,800 |
| Total interest expense | $2,516,000 | 5,538 |
| Net interest income | $4,072,000 | 4,244 |
| Provision for loan and lease losses | $565,000 | 1,433 |
| Total noninterest income | $808,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $3,341,000 | 3,908 |
| Salaries and employee benefits | $1,684,000 | 3,855 |
| Premises and equipment expense | $509,000 | 3,714 |
| Additional noninterest expense | $1,148,000 | 3,899 |
| Pre-tax net operating income | $974,000 | 6,104 |
| Securities gains (losses) | $114,000 | 903 |
| Applicable income taxes | $71,000 | 9,770 |
| Income before extraordinary items | $1,017,000 | 4,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,017,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,740 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $910,980 | 4,934 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 5,327 |
| Total interest expense | $1,791,000 | 6,097 |
| Net interest income | $3,603,000 | 4,822 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $788,000 | 3,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $585,000 | 2,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $2,896,000 | 4,551 |
| Salaries and employee benefits | $1,449,000 | 4,407 |
| Premises and equipment expense | $428,000 | 4,339 |
| Additional noninterest expense | $1,019,000 | 4,644 |
| Pre-tax net operating income | $1,445,000 | 4,552 |
| Securities gains (losses) | $-45,000 | 10,953 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $1,400,000 | 3,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,400,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,203 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,445,000 | 3,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 5,593 |
| Total interest expense | $1,714,000 | 6,582 |
| Net interest income | $3,476,000 | 4,987 |
| Provision for loan and lease losses | $255,000 | 3,336 |
| Total noninterest income | $788,000 | 4,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,461 |
| Total noninterest expense | $3,034,000 | 4,464 |
| Salaries and employee benefits | $1,401,000 | 4,549 |
| Premises and equipment expense | $457,000 | 4,197 |
| Additional noninterest expense | $1,176,000 | 4,264 |
| Pre-tax net operating income | $975,000 | 5,993 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $-119,000 | 12,975 |
| Income before extraordinary items | $1,095,000 | 4,344 |
| Extraordinary gains, net | $255,000 | 825 |
| Net income | $1,350,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $427,000 | 1,972 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,094,000 | 4,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 5,958 |
| Total interest expense | $2,347,000 | 6,293 |
| Net interest income | $3,096,000 | 5,583 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $901,000 | 3,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $625,000 | 2,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,666 |
| Total noninterest expense | $3,405,000 | 4,035 |
| Salaries and employee benefits | $1,326,000 | 4,737 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $1,574,000 | 3,450 |
| Pre-tax net operating income | $552,000 | 8,054 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $375,000 | 8,465 |
| Extraordinary gains, net | $179,000 | 484 |
| Net income | $554,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,869 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,640 | 8,116 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.