Home > Alamo Bank of Texas > Assets and Liabilities
Alamo Bank of Texas, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 142 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $400,610,000 | 1,602 |
| Cash and due from depository institutions | $11,449,000 | 1,204 |
| Interest-bearing balances | $370,000 | 3,553 |
| Securities | $44,648,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $43,500,000 | 325 |
| Net loans & leases | $219,558,000 | 1,958 |
| Loan loss allowance | $1,589,000 | 2,924 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,932,000 | 1,010 |
| Other real estate owned | $510,000 | 1,204 |
| Goodwill and other intangibles | $63,219,000 | 208 |
| All other assets | $6,794,000 | 2,284 |
| Life insurance assets | $2,310,000 | 1,921 |
| Total liabilities and capital | $400,610,000 | 1,602 |
| Total liabilities | $311,638,000 | 1,837 |
| Total deposits | $302,121,000 | 1,692 |
| Interest-bearing deposits | $228,571,000 | 1,898 |
| Deposits held in domestic offices | $302,121,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,519,000 | 1,845 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,210,000 | 4,477 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,788,000 | 1,301 |
| Total equity capital | $88,972,000 | 714 |
| Total bank equity capital | $88,972,000 | 714 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,609 |
| Surplus | $86,164,000 | 375 |
| Undivided profits | $308,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,995,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,038,000 | 1,698 |
| Earning assets | $308,076,000 | 1,893 |
| Long-term assets (5+ years) | $8,795,000 | 4,820 |
| Average Assets, year-to-date | $356,307,000 | 1,782 |
| Average Assets, quarterly | $356,307,000 | 1,782 |
| Volatile liabilities | $56,499,000 | 2,260 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $20,639,000 | 3,278 |
| Tier 1 (core) risk-based capital | $27,992,000 | 2,187 |
| Tier 2 risk-based capital | $1,589,000 | 2,788 |
| Total risk weighted assets | $230,782,000 | 1,951 |
| Total unused commitments | $20,639,000 | 3,279 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 148 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $312,004,000 | 1,990 |
| Cash and due from depository institutions | $8,472,000 | 1,134 |
| Interest-bearing balances | $385,000 | 3,613 |
| Securities | $61,316,000 | 1,969 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,650 |
| Net loans & leases | $223,529,000 | 1,908 |
| Loan loss allowance | $1,642,000 | 2,816 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $10,024,000 | 1,092 |
| Other real estate owned | $426,000 | 1,134 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,037,000 | 2,240 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $312,004,000 | 1,990 |
| Total liabilities | $283,455,000 | 1,977 |
| Total deposits | $276,156,000 | 1,811 |
| Interest-bearing deposits | $207,913,000 | 2,043 |
| Deposits held in domestic offices | $276,156,000 | 1,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,019,000 | 2,008 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,225,000 | 4,548 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,055,000 | 2,101 |
| Total equity capital | $28,549,000 | 2,190 |
| Total bank equity capital | $28,549,000 | 2,190 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,500,000 | 1,596 |
| Surplus | $11,500,000 | 2,031 |
| Undivided profits | $14,549,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,982,000 | 1,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 945 |
| Income earned, not collected on loans | $2,399,000 | 1,427 |
| Earning assets | $286,430,000 | 1,990 |
| Long-term assets (5+ years) | $28,737,000 | 2,621 |
| Average Assets, year-to-date | $305,247,000 | 1,947 |
| Average Assets, quarterly | $310,189,000 | 1,980 |
| Volatile liabilities | $55,295,000 | 2,257 |
| Insider loans | $12,690,000 | 484 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,042,000 | 3,211 |
| Tier 1 (core) risk-based capital | $28,694,000 | 2,105 |
| Tier 2 risk-based capital | $1,642,000 | 2,680 |
| Total risk weighted assets | $232,931,000 | 1,896 |
| Total unused commitments | $21,042,000 | 3,211 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 145 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $308,374,000 | 1,986 |
| Cash and due from depository institutions | $9,526,000 | 1,164 |
| Interest-bearing balances | $56,000 | 5,578 |
| Securities | $60,908,000 | 1,972 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,398 |
| Net loans & leases | $220,825,000 | 1,884 |
| Loan loss allowance | $1,779,000 | 2,618 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,786,000 | 1,225 |
| Other real estate owned | $277,000 | 1,164 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,852,000 | 2,208 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $308,374,000 | 1,986 |
| Total liabilities | $280,372,000 | 1,959 |
| Total deposits | $271,117,000 | 1,803 |
| Interest-bearing deposits | $207,162,000 | 1,996 |
| Deposits held in domestic offices | $271,117,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,319,000 | 1,949 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,205,000 | 3,950 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,731,000 | 2,326 |
| Total equity capital | $28,002,000 | 2,203 |
| Total bank equity capital | $28,002,000 | 2,203 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,568 |
| Surplus | $11,500,000 | 1,972 |
| Undivided profits | $14,002,000 | 2,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,865,000 | 1,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,192,000 | 1,496 |
| Earning assets | $282,989,000 | 1,978 |
| Long-term assets (5+ years) | $28,325,000 | 2,674 |
| Average Assets, year-to-date | $303,557,750 | 1,951 |
| Average Assets, quarterly | $308,688,500 | 1,964 |
| Volatile liabilities | $57,641,000 | 2,117 |
| Insider loans | $13,370,000 | 434 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,691,000 | 2,789 |
| Tier 1 (core) risk-based capital | $27,998,000 | 2,120 |
| Tier 2 risk-based capital | $1,779,000 | 2,481 |
| Total risk weighted assets | $230,251,000 | 1,868 |
| Total unused commitments | $25,691,000 | 2,790 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 146 | 1,144 |
| Assets and Liabilities | ||
| Total Assets: | $309,003,000 | 1,950 |
| Cash and due from depository institutions | $10,322,000 | 1,144 |
| Interest-bearing balances | $78,000 | 5,369 |
| Securities | $62,743,000 | 1,919 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,922 |
| Net loans & leases | $217,324,000 | 1,851 |
| Loan loss allowance | $1,613,000 | 2,801 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,023,000 | 1,169 |
| Other real estate owned | $907,000 | 1,144 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,684,000 | 2,477 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $309,003,000 | 1,950 |
| Total liabilities | $281,910,000 | 1,913 |
| Total deposits | $275,225,000 | 1,756 |
| Interest-bearing deposits | $209,868,000 | 1,941 |
| Deposits held in domestic offices | $275,225,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,619,000 | 2,526 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,241,000 | 4,177 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,825,000 | 2,109 |
| Total equity capital | $27,093,000 | 2,219 |
| Total bank equity capital | $27,093,000 | 2,219 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,549 |
| Surplus | $11,500,000 | 1,922 |
| Undivided profits | $13,093,000 | 2,410 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $374,000 | 4,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,187,000 | 1,357 |
| Earning assets | $283,145,000 | 1,943 |
| Long-term assets (5+ years) | $24,606,000 | 2,935 |
| Average Assets, year-to-date | $301,952,330 | 1,934 |
| Average Assets, quarterly | $306,406,000 | 1,932 |
| Volatile liabilities | $51,970,000 | 2,216 |
| Insider loans | $11,509,000 | 497 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,049,000 | 2,566 |
| Tier 1 (core) risk-based capital | $26,939,000 | 2,138 |
| Tier 2 risk-based capital | $1,613,000 | 2,639 |
| Total risk weighted assets | $226,043,000 | 1,867 |
| Total unused commitments | $28,049,000 | 2,568 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 140 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $303,809,000 | 1,941 |
| Cash and due from depository institutions | $10,255,000 | 1,179 |
| Interest-bearing balances | $104,000 | 4,979 |
| Securities | $62,611,000 | 1,968 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,251 |
| Net loans & leases | $211,353,000 | 1,869 |
| Loan loss allowance | $1,608,000 | 2,787 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,056,000 | 1,293 |
| Other real estate owned | $650,000 | 1,179 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,684,000 | 2,441 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $303,809,000 | 1,941 |
| Total liabilities | $277,743,000 | 1,913 |
| Total deposits | $271,623,000 | 1,755 |
| Interest-bearing deposits | $209,936,000 | 1,924 |
| Deposits held in domestic offices | $271,623,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,119,000 | 2,547 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,224,000 | 4,070 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,777,000 | 2,134 |
| Total equity capital | $26,066,000 | 2,239 |
| Total bank equity capital | $26,066,000 | 2,239 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,500,000 | 1,551 |
| Surplus | $11,500,000 | 1,873 |
| Undivided profits | $12,066,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $694,000 | 3,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,055,000 | 1,419 |
| Earning assets | $279,268,000 | 1,934 |
| Long-term assets (5+ years) | $32,242,000 | 2,513 |
| Average Assets, year-to-date | $298,427,000 | 1,961 |
| Average Assets, quarterly | $298,427,000 | 1,961 |
| Volatile liabilities | $51,526,000 | 2,124 |
| Insider loans | $10,319,000 | 557 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $23,321,000 | 2,819 |
| Tier 1 (core) risk-based capital | $25,971,000 | 2,171 |
| Tier 2 risk-based capital | $1,608,000 | 2,613 |
| Total risk weighted assets | $218,374,000 | 1,889 |
| Total unused commitments | $23,321,000 | 2,825 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 134 | 1,253 |
| Assets and Liabilities | ||
| Total Assets: | $293,045,000 | 1,995 |
| Cash and due from depository institutions | $9,107,000 | 1,253 |
| Interest-bearing balances | $131,000 | 4,766 |
| Securities | $62,201,000 | 2,001 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $207,293,000 | 1,873 |
| Loan loss allowance | $1,471,000 | 2,980 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,996,000 | 1,278 |
| Other real estate owned | $790,000 | 1,253 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,658,000 | 2,417 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $293,045,000 | 1,995 |
| Total liabilities | $267,658,000 | 1,976 |
| Total deposits | $261,189,000 | 1,804 |
| Interest-bearing deposits | $200,038,000 | 1,983 |
| Deposits held in domestic offices | $261,189,000 | 1,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,369,000 | 2,527 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,232,000 | 4,087 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,868,000 | 2,029 |
| Total equity capital | $25,387,000 | 2,295 |
| Total bank equity capital | $25,387,000 | 2,295 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,500,000 | 1,534 |
| Surplus | $10,500,000 | 1,980 |
| Undivided profits | $12,387,000 | 2,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,950,000 | 1,478 |
| Earning assets | $269,625,000 | 1,998 |
| Long-term assets (5+ years) | $31,339,000 | 2,633 |
| Average Assets, year-to-date | $275,417,200 | 2,027 |
| Average Assets, quarterly | $288,419,500 | 2,003 |
| Volatile liabilities | $49,198,000 | 2,152 |
| Insider loans | $11,160,000 | 499 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $24,523,000 | 2,632 |
| Tier 1 (core) risk-based capital | $24,936,000 | 2,216 |
| Tier 2 risk-based capital | $1,471,000 | 2,802 |
| Total risk weighted assets | $212,881,000 | 1,907 |
| Total unused commitments | $24,523,000 | 2,633 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 136 | 1,230 |
| Assets and Liabilities | ||
| Total Assets: | $283,794,000 | 2,028 |
| Cash and due from depository institutions | $9,333,000 | 1,230 |
| Interest-bearing balances | $161,000 | 4,680 |
| Securities | $64,384,000 | 1,921 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $195,619,000 | 1,954 |
| Loan loss allowance | $1,408,000 | 3,114 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,643,000 | 1,303 |
| Other real estate owned | $1,396,000 | 1,230 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,419,000 | 2,460 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $283,794,000 | 2,028 |
| Total liabilities | $259,086,000 | 2,004 |
| Total deposits | $247,636,000 | 1,877 |
| Interest-bearing deposits | $191,307,000 | 2,054 |
| Deposits held in domestic offices | $247,636,000 | 1,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,619,000 | 1,703 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,239,000 | 3,828 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,592,000 | 1,555 |
| Total equity capital | $24,708,000 | 2,322 |
| Total bank equity capital | $24,708,000 | 2,322 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,500,000 | 1,524 |
| Surplus | $10,500,000 | 1,948 |
| Undivided profits | $11,708,000 | 2,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,869,000 | 1,610 |
| Earning assets | $260,164,000 | 2,037 |
| Long-term assets (5+ years) | $33,672,000 | 2,520 |
| Average Assets, year-to-date | $271,010,250 | 2,054 |
| Average Assets, quarterly | $278,488,500 | 2,044 |
| Volatile liabilities | $51,813,000 | 2,040 |
| Insider loans | $11,908,000 | 453 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $20,756,000 | 2,921 |
| Tier 1 (core) risk-based capital | $23,982,000 | 2,277 |
| Tier 2 risk-based capital | $1,408,000 | 2,893 |
| Total risk weighted assets | $203,863,000 | 1,941 |
| Total unused commitments | $20,756,000 | 2,925 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 133 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $273,183,000 | 2,075 |
| Cash and due from depository institutions | $8,614,000 | 1,289 |
| Interest-bearing balances | $68,000 | 5,628 |
| Securities | $63,028,000 | 1,984 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $187,862,000 | 1,967 |
| Loan loss allowance | $1,362,000 | 3,174 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,374,000 | 1,335 |
| Other real estate owned | $1,155,000 | 1,289 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,150,000 | 2,569 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $273,183,000 | 2,075 |
| Total liabilities | $250,066,000 | 2,049 |
| Total deposits | $236,346,000 | 1,941 |
| Interest-bearing deposits | $181,357,000 | 2,144 |
| Deposits held in domestic offices | $236,346,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,019,000 | 1,498 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,208,000 | 3,215 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,493,000 | 2,213 |
| Total equity capital | $23,117,000 | 2,380 |
| Total bank equity capital | $23,117,000 | 2,380 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $10,500,000 | 1,897 |
| Undivided profits | $10,117,000 | 2,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,767,000 | 1,557 |
| Earning assets | $250,958,000 | 2,079 |
| Long-term assets (5+ years) | $31,009,000 | 2,774 |
| Average Assets, year-to-date | $266,749,000 | 2,082 |
| Average Assets, quarterly | $271,817,000 | 2,065 |
| Volatile liabilities | $50,482,000 | 2,033 |
| Insider loans | $11,301,000 | 481 |
| FHLB advances | $6,000,000 | 3,096 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,278,000 | 2,972 |
| Tier 1 (core) risk-based capital | $23,080,000 | 2,312 |
| Tier 2 risk-based capital | $1,362,000 | 2,934 |
| Total risk weighted assets | $196,142,000 | 1,978 |
| Total unused commitments | $20,278,000 | 2,975 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 121 | 1,416 |
| Assets and Liabilities | ||
| Total Assets: | $270,451,000 | 2,086 |
| Cash and due from depository institutions | $8,491,000 | 1,416 |
| Interest-bearing balances | $106,000 | 5,194 |
| Securities | $61,134,000 | 2,033 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,105 |
| Net loans & leases | $180,547,000 | 1,987 |
| Loan loss allowance | $1,569,000 | 2,812 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,866,000 | 1,418 |
| Other real estate owned | $1,310,000 | 1,416 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,103,000 | 2,451 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $270,451,000 | 2,086 |
| Total liabilities | $247,063,000 | 2,050 |
| Total deposits | $236,650,000 | 1,923 |
| Interest-bearing deposits | $181,523,000 | 2,122 |
| Deposits held in domestic offices | $236,650,000 | 1,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,019,000 | 2,122 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,180,000 | 3,097 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,214,000 | 1,843 |
| Total equity capital | $23,388,000 | 2,405 |
| Total bank equity capital | $23,388,000 | 2,405 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $10,500,000 | 1,858 |
| Undivided profits | $10,388,000 | 2,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $852,000 | 2,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,604,000 | 1,740 |
| Earning assets | $248,787,000 | 2,079 |
| Long-term assets (5+ years) | $25,673,000 | 3,088 |
| Average Assets, year-to-date | $263,532,000 | 2,112 |
| Average Assets, quarterly | $263,532,000 | 2,112 |
| Volatile liabilities | $45,080,000 | 2,147 |
| Insider loans | $10,349,000 | 501 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $16,059,000 | 3,373 |
| Tier 1 (core) risk-based capital | $22,299,000 | 2,355 |
| Tier 2 risk-based capital | $1,569,000 | 2,588 |
| Total risk weighted assets | $190,248,000 | 1,997 |
| Total unused commitments | $16,059,000 | 3,379 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 123 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $256,613,000 | 2,176 |
| Cash and due from depository institutions | $9,145,000 | 1,406 |
| Interest-bearing balances | $248,000 | 4,366 |
| Securities | $56,679,000 | 2,236 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $177,756,000 | 2,008 |
| Loan loss allowance | $1,503,000 | 2,884 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,804,000 | 1,424 |
| Other real estate owned | $1,157,000 | 1,406 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,072,000 | 2,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,613,000 | 2,176 |
| Total liabilities | $234,258,000 | 2,153 |
| Total deposits | $222,790,000 | 2,041 |
| Interest-bearing deposits | $174,145,000 | 2,222 |
| Deposits held in domestic offices | $222,790,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,719,000 | 2,363 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,218,000 | 2,872 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,531,000 | 1,561 |
| Total equity capital | $22,355,000 | 2,455 |
| Total bank equity capital | $22,355,000 | 2,455 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,500,000 | 1,527 |
| Surplus | $9,500,000 | 2,029 |
| Undivided profits | $10,355,000 | 2,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,628,000 | 1,782 |
| Earning assets | $234,683,000 | 2,195 |
| Long-term assets (5+ years) | $25,348,000 | 3,128 |
| Average Assets, year-to-date | $241,573,000 | 2,238 |
| Average Assets, quarterly | $253,630,000 | 2,187 |
| Volatile liabilities | $44,393,000 | 2,170 |
| Insider loans | $10,870,000 | 453 |
| FHLB advances | $7,000,000 | 2,763 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,669,000 | 3,467 |
| Tier 1 (core) risk-based capital | $21,437,000 | 2,412 |
| Tier 2 risk-based capital | $1,503,000 | 2,670 |
| Total risk weighted assets | $184,532,000 | 2,033 |
| Total unused commitments | $14,669,000 | 3,469 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 120 | 1,465 |
| Assets and Liabilities | ||
| Total Assets: | $250,647,000 | 2,228 |
| Cash and due from depository institutions | $8,976,000 | 1,465 |
| Interest-bearing balances | $523,000 | 3,740 |
| Securities | $59,133,000 | 2,137 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $169,998,000 | 2,080 |
| Loan loss allowance | $1,402,000 | 3,047 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,786,000 | 1,404 |
| Other real estate owned | $940,000 | 1,465 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,814,000 | 2,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,647,000 | 2,228 |
| Total liabilities | $229,287,000 | 2,190 |
| Total deposits | $218,242,000 | 2,081 |
| Interest-bearing deposits | $170,555,000 | 2,262 |
| Deposits held in domestic offices | $218,242,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,319,000 | 1,646 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,212,000 | 3,583 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,514,000 | 1,629 |
| Total equity capital | $21,360,000 | 2,567 |
| Total bank equity capital | $21,360,000 | 2,567 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,500,000 | 1,526 |
| Surplus | $9,500,000 | 1,995 |
| Undivided profits | $9,360,000 | 3,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 7,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,580,000 | 1,954 |
| Earning assets | $229,654,000 | 2,238 |
| Long-term assets (5+ years) | $28,772,000 | 2,869 |
| Average Assets, year-to-date | $237,813,000 | 2,287 |
| Average Assets, quarterly | $243,557,500 | 2,280 |
| Volatile liabilities | $39,945,000 | 2,308 |
| Insider loans | $10,271,000 | 477 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,554,000 | 3,333 |
| Tier 1 (core) risk-based capital | $20,622,000 | 2,498 |
| Tier 2 risk-based capital | $1,402,000 | 2,802 |
| Total risk weighted assets | $178,962,000 | 2,068 |
| Total unused commitments | $15,554,000 | 3,337 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $236,468,000 | 2,345 |
| Cash and due from depository institutions | $8,881,000 | 1,525 |
| Interest-bearing balances | $538,000 | 3,816 |
| Securities | $50,767,000 | 2,365 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $164,486,000 | 2,123 |
| Loan loss allowance | $1,301,000 | 3,204 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,912,000 | 1,345 |
| Other real estate owned | $945,000 | 1,525 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,477,000 | 2,613 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,468,000 | 2,345 |
| Total liabilities | $215,470,000 | 2,324 |
| Total deposits | $205,143,000 | 2,186 |
| Interest-bearing deposits | $159,992,000 | 2,375 |
| Deposits held in domestic offices | $205,143,000 | 2,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,319,000 | 1,585 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,031,000 | 3,587 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,977,000 | 2,025 |
| Total equity capital | $20,998,000 | 2,586 |
| Total bank equity capital | $20,998,000 | 2,586 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $9,500,000 | 1,953 |
| Undivided profits | $8,998,000 | 3,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,588,000 | 1,855 |
| Earning assets | $215,791,000 | 2,350 |
| Long-term assets (5+ years) | $19,582,000 | 3,487 |
| Average Assets, year-to-date | $233,535,000 | 2,326 |
| Average Assets, quarterly | $236,883,500 | 2,313 |
| Volatile liabilities | $35,239,000 | 2,506 |
| Insider loans | $10,645,000 | 434 |
| FHLB advances | $4,000,000 | 3,411 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,633,000 | 2,836 |
| Tier 1 (core) risk-based capital | $19,845,000 | 2,540 |
| Tier 2 risk-based capital | $1,301,000 | 2,950 |
| Total risk weighted assets | $170,413,000 | 2,130 |
| Total unused commitments | $19,633,000 | 2,845 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 117 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $237,299,000 | 2,301 |
| Cash and due from depository institutions | $9,633,000 | 1,485 |
| Interest-bearing balances | $560,000 | 3,740 |
| Securities | $48,080,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,757 |
| Net loans & leases | $160,918,000 | 2,128 |
| Loan loss allowance | $1,191,000 | 3,371 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,963,000 | 1,317 |
| Other real estate owned | $963,000 | 1,485 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,742,000 | 2,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,299,000 | 2,301 |
| Total liabilities | $217,128,000 | 2,274 |
| Total deposits | $209,953,000 | 2,117 |
| Interest-bearing deposits | $161,254,000 | 2,365 |
| Deposits held in domestic offices | $209,953,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $975,000 | 2,386 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,080,000 | 3,492 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,120,000 | 1,957 |
| Total equity capital | $20,171,000 | 2,620 |
| Total bank equity capital | $20,171,000 | 2,620 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,500,000 | 1,525 |
| Surplus | $8,000,000 | 2,237 |
| Undivided profits | $9,671,000 | 3,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,495,000 | 2,003 |
| Earning assets | $215,558,000 | 2,333 |
| Long-term assets (5+ years) | $20,357,000 | 3,362 |
| Average Assets, year-to-date | $232,068,500 | 2,325 |
| Average Assets, quarterly | $232,068,500 | 2,325 |
| Volatile liabilities | $32,374,000 | 2,634 |
| Insider loans | $10,632,000 | 434 |
| FHLB advances | $4,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,329,000 | 3,246 |
| Tier 1 (core) risk-based capital | $19,135,000 | 2,586 |
| Tier 2 risk-based capital | $1,191,000 | 3,101 |
| Total risk weighted assets | $168,421,000 | 2,113 |
| Total unused commitments | $15,329,000 | 3,256 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 115 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $226,838,000 | 2,370 |
| Cash and due from depository institutions | $8,553,000 | 1,489 |
| Interest-bearing balances | $596,000 | 3,584 |
| Securities | $48,812,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,528 |
| Net loans & leases | $151,709,000 | 2,237 |
| Loan loss allowance | $1,114,000 | 3,473 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,611,000 | 1,394 |
| Other real estate owned | $1,109,000 | 1,489 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,444,000 | 2,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,838,000 | 2,370 |
| Total liabilities | $207,410,000 | 2,335 |
| Total deposits | $200,268,000 | 2,165 |
| Interest-bearing deposits | $156,601,000 | 2,371 |
| Deposits held in domestic offices | $200,268,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $775,000 | 2,601 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,225,000 | 3,503 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,142,000 | 1,914 |
| Total equity capital | $19,428,000 | 2,688 |
| Total bank equity capital | $19,428,000 | 2,688 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,500,000 | 1,516 |
| Surplus | $8,000,000 | 2,198 |
| Undivided profits | $8,928,000 | 3,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $549,000 | 3,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $352,000 | 462 |
| Income earned, not collected on loans | $1,528,000 | 2,067 |
| Earning assets | $206,717,000 | 2,380 |
| Long-term assets (5+ years) | $17,458,000 | 3,634 |
| Average Assets, year-to-date | $209,198,600 | 2,449 |
| Average Assets, quarterly | $222,472,000 | 2,404 |
| Volatile liabilities | $32,210,000 | 2,647 |
| Insider loans | $10,397,000 | 432 |
| FHLB advances | $4,000,000 | 3,345 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,077,000 | 2,721 |
| Tier 1 (core) risk-based capital | $18,400,000 | 2,653 |
| Tier 2 risk-based capital | $1,114,000 | 3,229 |
| Total risk weighted assets | $159,463,000 | 2,191 |
| Total unused commitments | $19,077,000 | 2,727 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 101 | 1,664 |
| Assets and Liabilities | ||
| Total Assets: | $195,026,000 | 2,600 |
| Cash and due from depository institutions | $7,623,000 | 1,664 |
| Interest-bearing balances | $997,000 | 3,009 |
| Securities | $46,078,000 | 2,355 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,323 |
| Net loans & leases | $131,394,000 | 2,463 |
| Loan loss allowance | $910,000 | 3,866 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,761,000 | 1,533 |
| Other real estate owned | $1,453,000 | 1,664 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,117,000 | 4,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,026,000 | 2,600 |
| Total liabilities | $179,141,000 | 2,563 |
| Total deposits | $174,666,000 | 2,367 |
| Interest-bearing deposits | $139,214,000 | 2,526 |
| Deposits held in domestic offices | $174,666,000 | 2,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $530,000 | 2,942 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,225,000 | 4,001 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,720,000 | 2,266 |
| Total equity capital | $15,885,000 | 3,022 |
| Total bank equity capital | $15,885,000 | 3,022 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,500,000 | 1,512 |
| Surplus | $5,500,000 | 2,872 |
| Undivided profits | $7,885,000 | 3,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,357,000 | 2,529 |
| Earning assets | $179,069,000 | 2,593 |
| Long-term assets (5+ years) | $13,733,000 | 4,096 |
| Average Assets, year-to-date | $179,730,400 | 2,667 |
| Average Assets, quarterly | $190,604,500 | 2,627 |
| Volatile liabilities | $26,809,000 | 2,959 |
| Insider loans | $10,818,000 | 390 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,877,000 | 2,702 |
| Tier 1 (core) risk-based capital | $15,339,000 | 2,998 |
| Tier 2 risk-based capital | $910,000 | 3,630 |
| Total risk weighted assets | $144,826,000 | 2,303 |
| Total unused commitments | $17,877,000 | 2,712 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 90 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $167,794,000 | 2,851 |
| Cash and due from depository institutions | $6,102,000 | 1,861 |
| Interest-bearing balances | $131,000 | 4,286 |
| Securities | $39,201,000 | 2,745 |
| Federal funds sold & reverse repurchase agreements | $5,324,000 | 2,227 |
| Net loans & leases | $108,999,000 | 2,816 |
| Loan loss allowance | $893,000 | 3,813 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,720,000 | 1,512 |
| Other real estate owned | $610,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,838,000 | 4,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,794,000 | 2,851 |
| Total liabilities | $153,766,000 | 2,809 |
| Total deposits | $145,985,000 | 2,668 |
| Interest-bearing deposits | $114,440,000 | 2,948 |
| Deposits held in domestic offices | $145,985,000 | 2,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $950,000 | 2,814 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,211,000 | 2,815 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,620,000 | 2,431 |
| Total equity capital | $14,028,000 | 3,287 |
| Total bank equity capital | $14,028,000 | 3,287 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,500,000 | 1,522 |
| Surplus | $5,500,000 | 2,789 |
| Undivided profits | $6,028,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $410,000 | 4,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 818 |
| Income earned, not collected on loans | $1,077,000 | 2,519 |
| Earning assets | $153,655,000 | 2,859 |
| Long-term assets (5+ years) | $12,932,000 | 4,065 |
| Average Assets, year-to-date | $150,386,000 | 3,006 |
| Average Assets, quarterly | $160,795,000 | 2,935 |
| Volatile liabilities | $27,131,000 | 2,887 |
| Insider loans | $11,970,000 | 348 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,834,000 | 3,200 |
| Tier 1 (core) risk-based capital | $13,731,000 | 3,233 |
| Tier 2 risk-based capital | $893,000 | 3,595 |
| Total risk weighted assets | $124,178,900 | 2,558 |
| Total unused commitments | $12,834,000 | 3,202 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 76 | 2,301 |
| Assets and Liabilities | ||
| Total Assets: | $134,212,000 | 3,418 |
| Cash and due from depository institutions | $6,447,000 | 2,301 |
| Interest-bearing balances | $387,000 | 3,404 |
| Securities | $37,451,000 | 2,967 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $84,244,000 | 3,424 |
| Loan loss allowance | $775,000 | 4,202 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,661,000 | 1,821 |
| Other real estate owned | $90,000 | 2,301 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,319,000 | 5,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,212,000 | 3,418 |
| Total liabilities | $122,520,000 | 3,380 |
| Total deposits | $117,876,000 | 3,213 |
| Interest-bearing deposits | $92,369,000 | 3,488 |
| Deposits held in domestic offices | $117,876,000 | 3,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 2,069 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $212,000 | 5,315 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,232,000 | 2,746 |
| Total equity capital | $11,692,000 | 3,728 |
| Total bank equity capital | $11,692,000 | 3,728 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $5,500,000 | 2,746 |
| Undivided profits | $3,692,000 | 5,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $740,000 | 3,186 |
| Earning assets | $122,082,000 | 3,438 |
| Long-term assets (5+ years) | $17,248,000 | 3,626 |
| Average Assets, year-to-date | $129,103,600 | 3,412 |
| Average Assets, quarterly | $132,598,500 | 3,425 |
| Volatile liabilities | $21,686,000 | 3,293 |
| Insider loans | $10,096,000 | 412 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,614,000 | 3,398 |
| Tier 1 (core) risk-based capital | $11,961,000 | 3,636 |
| Tier 2 risk-based capital | $775,000 | 3,916 |
| Total risk weighted assets | $95,663,800 | 3,111 |
| Total unused commitments | $11,614,000 | 3,402 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $122,006,000 | 3,658 |
| Cash and due from depository institutions | $5,697,000 | 2,333 |
| Interest-bearing balances | $1,229,000 | 2,631 |
| Securities | $39,168,000 | 2,884 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,019 |
| Net loans & leases | $69,852,000 | 3,783 |
| Loan loss allowance | $575,000 | 5,135 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,104,000 | 1,971 |
| Other real estate owned | $898,000 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,287,000 | 5,014 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,006,000 | 3,658 |
| Total liabilities | $111,258,000 | 3,604 |
| Total deposits | $109,018,000 | 3,439 |
| Interest-bearing deposits | $84,407,000 | 3,774 |
| Deposits held in domestic offices | $109,018,000 | 3,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $750,000 | 2,531 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $208,000 | 4,578 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,282,000 | 2,880 |
| Total equity capital | $10,748,000 | 4,064 |
| Total bank equity capital | $10,748,000 | 4,064 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $4,200,000 | 3,276 |
| Undivided profits | $4,048,000 | 5,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 2,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $563,000 | 4,128 |
| Earning assets | $111,249,000 | 3,689 |
| Long-term assets (5+ years) | $10,760,000 | 4,549 |
| Average Assets, year-to-date | $115,180,200 | 3,655 |
| Average Assets, quarterly | $120,292,000 | 3,641 |
| Volatile liabilities | $16,561,000 | 3,524 |
| Insider loans | $7,021,000 | 585 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,835,000 | 3,659 |
| Tier 1 (core) risk-based capital | $10,371,000 | 4,034 |
| Tier 2 risk-based capital | $575,000 | 4,733 |
| Total risk weighted assets | $81,201,200 | 3,394 |
| Total unused commitments | $9,835,000 | 3,666 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $108,499,000 | 4,024 |
| Cash and due from depository institutions | $5,126,000 | 2,306 |
| Interest-bearing balances | $200,000 | 3,891 |
| Securities | $29,897,000 | 3,644 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,633 |
| Net loans & leases | $64,060,000 | 4,112 |
| Loan loss allowance | $586,000 | 5,120 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,907,000 | 2,012 |
| Other real estate owned | $933,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,176,000 | 5,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,499,000 | 4,024 |
| Total liabilities | $99,005,000 | 3,960 |
| Total deposits | $95,427,000 | 3,871 |
| Interest-bearing deposits | $74,817,000 | 4,193 |
| Deposits held in domestic offices | $95,427,000 | 3,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,250,000 | 2,049 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $212,000 | 4,500 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,116,000 | 3,259 |
| Total equity capital | $9,494,000 | 4,506 |
| Total bank equity capital | $9,494,000 | 4,506 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $4,200,000 | 3,211 |
| Undivided profits | $2,794,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 1,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 944 |
| Income earned, not collected on loans | $496,000 | 4,759 |
| Earning assets | $97,557,000 | 4,111 |
| Long-term assets (5+ years) | $13,063,000 | 3,686 |
| Average Assets, year-to-date | $104,851,600 | 3,988 |
| Average Assets, quarterly | $106,107,500 | 4,055 |
| Volatile liabilities | $15,470,000 | 3,669 |
| Insider loans | $7,362,000 | 547 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,603,000 | 4,108 |
| Tier 1 (core) risk-based capital | $9,242,000 | 4,467 |
| Tier 2 risk-based capital | $586,000 | 4,595 |
| Total risk weighted assets | $73,896,000 | 3,653 |
| Total unused commitments | $7,603,000 | 4,110 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 73 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $101,415,000 | 4,380 |
| Cash and due from depository institutions | $5,756,000 | 2,579 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $28,956,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $60,750,000 | 4,323 |
| Loan loss allowance | $698,000 | 4,679 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,180,000 | 2,462 |
| Other real estate owned | $956,000 | 2,579 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,817,000 | 3,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,415,000 | 4,380 |
| Total liabilities | $92,746,000 | 4,309 |
| Total deposits | $91,815,000 | 4,115 |
| Interest-bearing deposits | $69,998,000 | 4,592 |
| Deposits held in domestic offices | $91,815,000 | 4,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $215,000 | 4,514 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $716,000 | 4,596 |
| Total equity capital | $8,669,000 | 4,892 |
| Total bank equity capital | $8,669,000 | 4,892 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $4,200,000 | 3,288 |
| Undivided profits | $1,969,000 | 7,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $54,000 | 1,228 |
| Income earned, not collected on loans | $624,000 | 3,703 |
| Earning assets | $89,806,000 | 4,497 |
| Long-term assets (5+ years) | $12,351,000 | 3,721 |
| Average Assets, year-to-date | $98,158,800 | 4,335 |
| Average Assets, quarterly | $99,480,500 | 4,390 |
| Volatile liabilities | $9,805,000 | 4,944 |
| Insider loans | $4,486,000 | 960 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,062,000 | 5,058 |
| Tier 1 (core) risk-based capital | $8,598,000 | 4,828 |
| Tier 2 risk-based capital | $698,000 | 4,075 |
| Total risk weighted assets | $70,480,100 | 3,832 |
| Total unused commitments | $5,062,000 | 5,072 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $94,216,000 | 4,668 |
| Cash and due from depository institutions | $5,594,000 | 2,789 |
| Interest-bearing balances | $194,000 | 4,379 |
| Securities | $26,725,000 | 4,468 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,696 |
| Net loans & leases | $53,965,000 | 4,709 |
| Loan loss allowance | $692,000 | 4,766 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,361,000 | 2,294 |
| Other real estate owned | $956,000 | 2,789 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,715,000 | 4,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,216,000 | 4,668 |
| Total liabilities | $86,371,000 | 4,587 |
| Total deposits | $85,875,000 | 4,398 |
| Interest-bearing deposits | $65,173,000 | 4,946 |
| Deposits held in domestic offices | $85,875,000 | 4,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,000 | 4,391 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $399,000 | 7,156 |
| Total equity capital | $7,845,000 | 5,337 |
| Total bank equity capital | $7,845,000 | 5,337 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $4,200,000 | 3,292 |
| Undivided profits | $1,145,000 | 8,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,457,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $373,000 | 345 |
| Income earned, not collected on loans | $621,000 | 3,851 |
| Earning assets | $82,784,000 | 4,853 |
| Long-term assets (5+ years) | $8,996,000 | 4,316 |
| Average Assets, year-to-date | $87,560,800 | 4,781 |
| Average Assets, quarterly | $92,109,500 | 4,699 |
| Volatile liabilities | $7,430,000 | 5,568 |
| Insider loans | $3,518,000 | 1,251 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,997,000 | 4,502 |
| Tier 1 (core) risk-based capital | $7,786,000 | 5,234 |
| Tier 2 risk-based capital | $692,000 | 4,066 |
| Total risk weighted assets | $58,063,600 | 4,457 |
| Total unused commitments | $5,997,000 | 4,514 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 66 | 3,066 |
| Assets and Liabilities | ||
| Total Assets: | $83,146,000 | 5,132 |
| Cash and due from depository institutions | $5,912,000 | 3,066 |
| Interest-bearing balances | $2,195,000 | 1,469 |
| Securities | $24,067,000 | 5,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $48,072,000 | 5,054 |
| Loan loss allowance | $482,000 | 6,344 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,591,000 | 2,859 |
| Other real estate owned | $950,000 | 3,066 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,554,000 | 4,779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,146,000 | 5,132 |
| Total liabilities | $76,741,000 | 5,038 |
| Total deposits | $75,687,000 | 4,875 |
| Interest-bearing deposits | $56,687,000 | 5,499 |
| Deposits held in domestic offices | $75,687,000 | 4,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $213,000 | 4,363 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $341,000 | 6,771 |
| Total equity capital | $6,405,000 | 5,962 |
| Total bank equity capital | $6,405,000 | 5,962 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $4,200,000 | 3,183 |
| Undivided profits | $-295,000 | 11,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,181 |
| Income earned, not collected on loans | $454,000 | 4,615 |
| Earning assets | $74,334,000 | 5,249 |
| Long-term assets (5+ years) | $4,510,000 | 6,292 |
| Average Assets, year-to-date | $80,662,000 | 5,173 |
| Average Assets, quarterly | $81,120,500 | 5,200 |
| Volatile liabilities | $6,691,000 | 5,715 |
| Insider loans | $3,711,000 | 1,124 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,510,000 | 4,176 |
| Tier 1 (core) risk-based capital | $6,769,000 | 5,799 |
| Tier 2 risk-based capital | $482,000 | 5,434 |
| Total risk weighted assets | $55,339,100 | 4,542 |
| Total unused commitments | $6,510,000 | 4,183 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 66 | 3,187 |
| Assets and Liabilities | ||
| Total Assets: | $79,990,000 | 5,430 |
| Cash and due from depository institutions | $6,130,000 | 3,187 |
| Interest-bearing balances | $2,790,000 | 1,944 |
| Securities | $20,606,000 | 6,004 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,784 |
| Net loans & leases | $44,967,000 | 5,253 |
| Loan loss allowance | $510,000 | 6,289 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,619,000 | 2,792 |
| Other real estate owned | $748,000 | 3,187 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,320,000 | 4,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,990,000 | 5,430 |
| Total liabilities | $74,621,000 | 5,285 |
| Total deposits | $74,153,000 | 5,108 |
| Interest-bearing deposits | $55,386,000 | 5,827 |
| Deposits held in domestic offices | $74,153,000 | 5,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $212,000 | 4,002 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $256,000 | 8,229 |
| Total equity capital | $5,369,000 | 6,904 |
| Total bank equity capital | $5,369,000 | 6,904 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $4,200,000 | 3,132 |
| Undivided profits | $-1,331,000 | 12,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $282,000 | 447 |
| Income earned, not collected on loans | $407,000 | 4,591 |
| Earning assets | $71,963,000 | 5,513 |
| Long-term assets (5+ years) | $4,848,000 | 6,509 |
| Average Assets, year-to-date | $77,530,800 | 5,427 |
| Average Assets, quarterly | $78,121,500 | 5,490 |
| Volatile liabilities | $4,660,000 | 6,799 |
| Insider loans | $2,686,000 | 1,546 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,408,000 | 4,664 |
| Tier 1 (core) risk-based capital | $5,369,000 | 6,815 |
| Tier 2 risk-based capital | $510,000 | 5,186 |
| Total risk weighted assets | $47,940,400 | 5,089 |
| Total unused commitments | $5,408,000 | 4,689 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $77,583,000 | 5,632 |
| Cash and due from depository institutions | $7,409,000 | 3,257 |
| Interest-bearing balances | $3,193,000 | 2,010 |
| Securities | $17,822,000 | 6,571 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 5,103 |
| Net loans & leases | $43,368,000 | 5,398 |
| Loan loss allowance | $682,000 | 5,110 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,574,000 | 2,856 |
| Other real estate owned | $2,450,000 | 3,257 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,010,000 | 6,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,583,000 | 5,632 |
| Total liabilities | $73,564,000 | 5,439 |
| Total deposits | $73,028,000 | 5,296 |
| Interest-bearing deposits | $54,781,000 | 6,011 |
| Deposits held in domestic offices | $73,028,000 | 5,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $227,000 | 3,804 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $309,000 | 8,083 |
| Total equity capital | $4,019,000 | 8,249 |
| Total bank equity capital | $4,019,000 | 8,249 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $-2,681,000 | 13,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 3,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $431,000 | 4,715 |
| Earning assets | $67,333,000 | 5,872 |
| Long-term assets (5+ years) | $6,139,000 | 5,836 |
| Average Assets, year-to-date | $75,841,400 | 5,612 |
| Average Assets, quarterly | $76,123,500 | 5,667 |
| Volatile liabilities | $4,581,000 | 6,919 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,081,000 | 5,192 |
| Tier 1 (core) risk-based capital | $4,019,000 | 8,182 |
| Tier 2 risk-based capital | $598,790 | 4,497 |
| Total risk weighted assets | $47,820,290 | 5,119 |
| Total unused commitments | $4,081,000 | 5,223 |
| Derivatives | $0 | 651 |