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Alameda First National Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$19,802,0001,704
Total interest expense$7,242,0002,156
Net interest income$12,560,0001,430
Provision for loan and lease losses$3,440,000424
Total noninterest income$7,054,000746
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$982,0001,371
Trading account gains and fees$0262
Additional Noninterest Income$6,072,000571
Total noninterest expense$14,730,0001,031
Salaries and employee benefits$7,695,000884
Premises and equipment expense$1,797,0001,165
Additional noninterest expense$5,238,0001,091
Pre-tax net operating income$1,444,0004,482
Securities gains (losses)$04,148
Applicable income taxes$532,0003,950
Income before extraordinary items$912,0004,831
Extraordinary gains, net$053
Net income$912,0004,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$624,0001,216
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$912,0004,768
1995-12-31 (YTD Data)Rank
Total interest income$29,836,0001,165
Total interest expense$13,943,0001,194
Net interest income$15,893,0001,155
Provision for loan and lease losses$140,0003,774
Total noninterest income$2,617,0001,486
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,177,0001,131
Trading account gains and fees$0522
Additional Noninterest Income$1,440,0001,404
Total noninterest expense$11,552,0001,248
Salaries and employee benefits$4,245,0001,568
Premises and equipment expense$1,547,0001,333
Additional noninterest expense$5,760,0001,003
Pre-tax net operating income$6,818,0001,139
Securities gains (losses)$03,831
Applicable income taxes$2,492,0001,051
Income before extraordinary items$4,326,0001,227
Extraordinary gains, net$065
Net income$4,326,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$608,0001,222
Cash dividends$6,342,000534
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,326,0001,198
1994-12-31 (YTD Data)Rank
Total interest income$17,279,0001,782
Total interest expense$5,085,0002,425
Net interest income$12,194,0001,477
Provision for loan and lease losses$-150,00012,259
Total noninterest income$1,658,0002,118
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$964,0001,392
Trading account gains and fees$0475
Additional Noninterest Income$694,0002,349
Total noninterest expense$8,263,0001,763
Salaries and employee benefits$3,098,0002,136
Premises and equipment expense$947,0002,136
Additional noninterest expense$4,218,0001,353
Pre-tax net operating income$5,739,0001,301
Securities gains (losses)$03,600
Applicable income taxes$2,193,0001,105
Income before extraordinary items$3,546,0001,400
Extraordinary gains, net$0249
Net income$3,546,0001,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,291
Cash dividends$1,521,0001,390
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,546,0001,415
1993-12-31 (YTD Data)Rank
Total interest income$15,612,0002,015
Total interest expense$4,628,0002,787
Net interest income$10,984,0001,648
Provision for loan and lease losses$135,0004,908
Total noninterest income$1,572,0002,355
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$951,0001,417
Trading account gains and fees$0532
Additional Noninterest Income$621,0002,818
Total noninterest expense$7,317,0002,012
Salaries and employee benefits$2,727,0002,438
Premises and equipment expense$976,0002,099
Additional noninterest expense$3,614,0001,644
Pre-tax net operating income$5,104,0001,375
Securities gains (losses)$147,0001,997
Applicable income taxes$1,940,0001,239
Income before extraordinary items$3,311,0001,538
Extraordinary gains, net$199,0001,024
Net income$3,510,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0004,809
Cash dividends$1,565,0001,230
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,216,9201,492
1992-12-31 (YTD Data)Rank
Total interest income$17,170,0002,063
Total interest expense$6,056,0002,750
Net interest income$11,114,0001,660
Provision for loan and lease losses$240,0004,686
Total noninterest income$1,583,0002,299
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$909,0001,483
Trading account gains and fees$0504
Additional Noninterest Income$674,0002,605
Total noninterest expense$7,710,0001,935
Salaries and employee benefits$2,783,0002,330
Premises and equipment expense$1,020,0002,059
Additional noninterest expense$3,907,0001,617
Pre-tax net operating income$4,747,0001,344
Securities gains (losses)$08,369
Applicable income taxes$1,797,0001,233
Income before extraordinary items$2,950,0001,565
Extraordinary gains, net$01,422
Net income$2,950,0001,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0003,145
Cash dividends$2,348,000739
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,950,0001,449

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.