Home > Alabama Trust Bank > Income and Expense
Alabama Trust Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 5,908 |
| Total interest expense | $145,000 | 5,166 |
| Net interest income | $513,000 | 5,994 |
| Provision for loan and lease losses | $467,000 | 1,114 |
| Total noninterest income | $71,000 | 5,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $64,000 | 3,833 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $603,000 | 5,358 |
| Salaries and employee benefits | $203,000 | 6,199 |
| Premises and equipment expense | $85,000 | 4,786 |
| Additional noninterest expense | $315,000 | 4,253 |
| Pre-tax net operating income | $-486,000 | 7,036 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-486,000 | 7,066 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-486,000 | 7,065 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-486,000 | 7,066 |
| Net charge-offs | $778,000 | 804 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-486,000 | 7,044 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 5,824 |
| Total interest expense | $734,000 | 5,104 |
| Net interest income | $2,160,000 | 5,937 |
| Provision for loan and lease losses | $2,092,000 | 1,523 |
| Total noninterest income | $372,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $289,000 | 3,656 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $83,000 | 5,492 |
| Total noninterest expense | $3,317,000 | 4,618 |
| Salaries and employee benefits | $1,053,000 | 5,779 |
| Premises and equipment expense | $392,000 | 4,614 |
| Additional noninterest expense | $1,872,000 | 3,319 |
| Pre-tax net operating income | $-2,877,000 | 6,901 |
| Securities gains (losses) | $155,000 | 1,681 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,722,000 | 6,923 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,722,000 | 6,923 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,722,000 | 6,923 |
| Net charge-offs | $1,903,000 | 1,607 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,877,000 | 6,921 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 5,794 |
| Total interest expense | $576,000 | 5,130 |
| Net interest income | $1,697,000 | 5,890 |
| Provision for loan and lease losses | $628,000 | 2,584 |
| Total noninterest income | $275,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $228,000 | 3,580 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $47,000 | 5,857 |
| Total noninterest expense | $2,397,000 | 4,712 |
| Salaries and employee benefits | $818,000 | 5,724 |
| Premises and equipment expense | $318,000 | 4,485 |
| Additional noninterest expense | $1,261,000 | 3,564 |
| Pre-tax net operating income | $-1,053,000 | 6,809 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,053,000 | 6,873 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,053,000 | 6,875 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,053,000 | 6,874 |
| Net charge-offs | $1,134,000 | 1,777 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,053,000 | 6,839 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,775 |
| Total interest expense | $396,000 | 5,171 |
| Net interest income | $1,168,000 | 5,872 |
| Provision for loan and lease losses | $140,000 | 4,013 |
| Total noninterest income | $181,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $158,000 | 3,487 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,155 |
| Total noninterest expense | $1,661,000 | 4,673 |
| Salaries and employee benefits | $547,000 | 5,774 |
| Premises and equipment expense | $219,000 | 4,454 |
| Additional noninterest expense | $895,000 | 3,472 |
| Pre-tax net operating income | $-452,000 | 6,764 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-452,000 | 6,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-452,000 | 6,815 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-452,000 | 6,816 |
| Net charge-offs | $485,000 | 2,179 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-452,000 | 6,807 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 5,788 |
| Total interest expense | $206,000 | 5,182 |
| Net interest income | $592,000 | 5,849 |
| Provision for loan and lease losses | $141,000 | 2,954 |
| Total noninterest income | $79,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $850,000 | 4,628 |
| Salaries and employee benefits | $277,000 | 5,787 |
| Premises and equipment expense | $111,000 | 4,456 |
| Additional noninterest expense | $462,000 | 3,381 |
| Pre-tax net operating income | $-320,000 | 6,955 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-320,000 | 7,001 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-320,000 | 7,001 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-320,000 | 7,001 |
| Net charge-offs | $264,000 | 1,864 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-320,000 | 6,987 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 5,656 |
| Total interest expense | $976,000 | 5,279 |
| Net interest income | $2,618,000 | 5,671 |
| Provision for loan and lease losses | $1,399,000 | 2,563 |
| Total noninterest income | $315,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $270,000 | 3,849 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 6,193 |
| Total noninterest expense | $3,471,000 | 4,618 |
| Salaries and employee benefits | $1,082,000 | 5,872 |
| Premises and equipment expense | $413,000 | 4,679 |
| Additional noninterest expense | $1,976,000 | 3,288 |
| Pre-tax net operating income | $-1,937,000 | 6,755 |
| Securities gains (losses) | $184,000 | 1,657 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,753,000 | 6,797 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,753,000 | 6,798 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,753,000 | 6,798 |
| Net charge-offs | $1,418,000 | 2,239 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,937,000 | 6,814 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 5,708 |
| Total interest expense | $764,000 | 5,343 |
| Net interest income | $1,996,000 | 5,704 |
| Provision for loan and lease losses | $651,000 | 3,135 |
| Total noninterest income | $235,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $203,000 | 3,917 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $2,006,000 | 5,356 |
| Salaries and employee benefits | $812,000 | 5,920 |
| Premises and equipment expense | $296,000 | 4,868 |
| Additional noninterest expense | $898,000 | 4,611 |
| Pre-tax net operating income | $-426,000 | 6,500 |
| Securities gains (losses) | $184,000 | 1,436 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-242,000 | 6,480 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-242,000 | 6,481 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-242,000 | 6,480 |
| Net charge-offs | $967,000 | 2,227 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-426,000 | 6,554 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 5,712 |
| Total interest expense | $521,000 | 5,386 |
| Net interest income | $1,349,000 | 5,693 |
| Provision for loan and lease losses | $580,000 | 2,641 |
| Total noninterest income | $164,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $140,000 | 3,837 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $1,300,000 | 5,456 |
| Salaries and employee benefits | $536,000 | 5,984 |
| Premises and equipment expense | $198,000 | 4,896 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $-367,000 | 6,639 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-367,000 | 6,757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-367,000 | 6,759 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-367,000 | 6,758 |
| Net charge-offs | $737,000 | 2,024 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-367,000 | 6,711 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 5,740 |
| Total interest expense | $266,000 | 5,473 |
| Net interest income | $682,000 | 5,722 |
| Provision for loan and lease losses | $580,000 | 1,687 |
| Total noninterest income | $77,000 | 5,489 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $661,000 | 5,473 |
| Salaries and employee benefits | $254,000 | 6,159 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $296,000 | 4,619 |
| Pre-tax net operating income | $-482,000 | 7,168 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-482,000 | 7,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-482,000 | 7,251 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-482,000 | 7,251 |
| Net charge-offs | $459,000 | 1,637 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-482,000 | 7,231 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 5,396 |
| Total interest expense | $1,446,000 | 5,239 |
| Net interest income | $3,101,000 | 5,292 |
| Provision for loan and lease losses | $2,277,000 | 2,309 |
| Total noninterest income | $404,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $358,000 | 3,546 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $2,718,000 | 5,454 |
| Salaries and employee benefits | $1,023,000 | 6,190 |
| Premises and equipment expense | $481,000 | 4,480 |
| Additional noninterest expense | $1,214,000 | 4,711 |
| Pre-tax net operating income | $-1,490,000 | 6,436 |
| Securities gains (losses) | $94,000 | 2,196 |
| Applicable income taxes | $-95,000 | 6,562 |
| Income before extraordinary items | $-1,301,000 | 6,498 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,301,000 | 6,498 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,301,000 | 6,498 |
| Net charge-offs | $1,342,000 | 2,510 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,388,420 | 6,532 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 5,373 |
| Total interest expense | $1,139,000 | 5,266 |
| Net interest income | $2,387,000 | 5,244 |
| Provision for loan and lease losses | $846,000 | 3,030 |
| Total noninterest income | $322,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $284,000 | 3,438 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $2,120,000 | 5,360 |
| Salaries and employee benefits | $790,000 | 6,160 |
| Premises and equipment expense | $378,000 | 4,399 |
| Additional noninterest expense | $952,000 | 4,549 |
| Pre-tax net operating income | $-257,000 | 6,091 |
| Securities gains (losses) | $94,000 | 1,891 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $-189,000 | 6,107 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-189,000 | 6,108 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-189,000 | 6,107 |
| Net charge-offs | $492,000 | 3,067 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-283,000 | 6,204 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,415 |
| Total interest expense | $793,000 | 5,300 |
| Net interest income | $1,562,000 | 5,297 |
| Provision for loan and lease losses | $554,000 | 2,825 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $196,000 | 3,358 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $1,418,000 | 5,398 |
| Salaries and employee benefits | $517,000 | 6,269 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $650,000 | 4,491 |
| Pre-tax net operating income | $-186,000 | 6,250 |
| Securities gains (losses) | $96,000 | 1,521 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $-111,000 | 6,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-111,000 | 6,208 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-111,000 | 6,208 |
| Net charge-offs | $279,000 | 3,022 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-207,000 | 6,376 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,445 |
| Total interest expense | $424,000 | 5,242 |
| Net interest income | $760,000 | 5,371 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $108,000 | 3,120 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $585,000 | 5,883 |
| Salaries and employee benefits | $265,000 | 6,261 |
| Premises and equipment expense | $86,000 | 5,495 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $243,000 | 3,685 |
| Securities gains (losses) | $12,000 | 1,860 |
| Applicable income taxes | $14,000 | 3,806 |
| Income before extraordinary items | $241,000 | 3,516 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $204,000 | 3,826 |
| Minority interest net income | $37,000 | 63 |
| Net income of bank and minority interests. | $241,000 | 3,517 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $229,600 | 3,489 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 4,683 |
| Total interest expense | $2,591,000 | 4,647 |
| Net interest income | $3,936,000 | 4,622 |
| Provision for loan and lease losses | $151,000 | 5,546 |
| Total noninterest income | $621,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $485,000 | 3,073 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $136,000 | 5,478 |
| Total noninterest expense | $3,136,000 | 4,979 |
| Salaries and employee benefits | $1,687,000 | 4,992 |
| Premises and equipment expense | $354,000 | 5,401 |
| Additional noninterest expense | $1,095,000 | 4,549 |
| Pre-tax net operating income | $1,270,000 | 3,313 |
| Securities gains (losses) | $83,000 | 1,267 |
| Applicable income taxes | $589,000 | 1,689 |
| Income before extraordinary items | $764,000 | 3,796 |
| Extraordinary gains, net | $-113,000 | 8,278 |
| Net income | $651,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 4,250 |
| Cash dividends | $4,700,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 8,215 |
| Net operating income | $710,880 | 4,055 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 4,553 |
| Total interest expense | $2,102,000 | 4,563 |
| Net interest income | $3,157,000 | 4,466 |
| Provision for loan and lease losses | $276,000 | 3,688 |
| Total noninterest income | $477,000 | 4,433 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $348,000 | 3,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $129,000 | 5,202 |
| Total noninterest expense | $2,508,000 | 4,745 |
| Salaries and employee benefits | $1,417,000 | 4,658 |
| Premises and equipment expense | $272,000 | 5,364 |
| Additional noninterest expense | $819,000 | 4,497 |
| Pre-tax net operating income | $850,000 | 3,986 |
| Securities gains (losses) | $84,000 | 1,074 |
| Applicable income taxes | $299,000 | 2,462 |
| Income before extraordinary items | $635,000 | 4,023 |
| Extraordinary gains, net | $-80,000 | 8,360 |
| Net income | $555,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $4,200,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $-31,000 | 8,308 |
| Net operating income | $577,880 | 4,348 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 4,510 |
| Total interest expense | $1,476,000 | 4,545 |
| Net interest income | $2,146,000 | 4,391 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $394,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $221,000 | 3,278 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $173,000 | 4,055 |
| Total noninterest expense | $1,833,000 | 4,510 |
| Salaries and employee benefits | $1,068,000 | 4,302 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $583,000 | 4,274 |
| Pre-tax net operating income | $467,000 | 4,488 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $146,000 | 3,048 |
| Income before extraordinary items | $319,000 | 4,900 |
| Extraordinary gains, net | $-47,000 | 8,430 |
| Net income | $272,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $320,380 | 4,835 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,803,000 | 4,627 |
| Total interest expense | $745,000 | 4,715 |
| Net interest income | $1,058,000 | 4,438 |
| Provision for loan and lease losses | $183,000 | 1,920 |
| Total noninterest income | $246,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $108,000 | 3,299 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $138,000 | 3,191 |
| Total noninterest expense | $906,000 | 4,548 |
| Salaries and employee benefits | $531,000 | 4,338 |
| Premises and equipment expense | $97,000 | 5,250 |
| Additional noninterest expense | $278,000 | 4,359 |
| Pre-tax net operating income | $215,000 | 4,825 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $63,000 | 3,330 |
| Income before extraordinary items | $150,000 | 5,204 |
| Extraordinary gains, net | $-21,000 | 8,481 |
| Net income | $129,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $151,400 | 5,090 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 5,067 |
| Total interest expense | $2,855,000 | 4,930 |
| Net interest income | $3,423,000 | 5,109 |
| Provision for loan and lease losses | $326,000 | 3,045 |
| Total noninterest income | $608,000 | 4,615 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $472,000 | 3,179 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $136,000 | 5,738 |
| Total noninterest expense | $2,608,000 | 5,471 |
| Salaries and employee benefits | $1,421,000 | 5,470 |
| Premises and equipment expense | $323,000 | 5,604 |
| Additional noninterest expense | $864,000 | 5,082 |
| Pre-tax net operating income | $1,097,000 | 4,556 |
| Securities gains (losses) | $-240,000 | 8,280 |
| Applicable income taxes | $257,000 | 3,575 |
| Income before extraordinary items | $600,000 | 5,348 |
| Extraordinary gains, net | $-69,000 | 8,517 |
| Net income | $531,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,413 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $2,893,000 | 324 |
| Net operating income | $768,000 | 4,848 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,619,000 | 5,154 |
| Total interest expense | $2,174,000 | 4,904 |
| Net interest income | $2,445,000 | 5,289 |
| Provision for loan and lease losses | $137,000 | 3,607 |
| Total noninterest income | $400,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $348,000 | 3,198 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 6,738 |
| Total noninterest expense | $1,743,000 | 5,783 |
| Salaries and employee benefits | $923,000 | 5,880 |
| Premises and equipment expense | $190,000 | 6,196 |
| Additional noninterest expense | $630,000 | 5,139 |
| Pre-tax net operating income | $965,000 | 4,438 |
| Securities gains (losses) | $-239,000 | 8,393 |
| Applicable income taxes | $284,000 | 3,277 |
| Income before extraordinary items | $442,000 | 5,614 |
| Extraordinary gains, net | $-52,000 | 8,544 |
| Net income | $390,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $2,848,000 | 238 |
| Net operating income | $594,960 | 5,000 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 5,335 |
| Total interest expense | $1,426,000 | 4,947 |
| Net interest income | $1,517,000 | 5,531 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $262,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $224,000 | 3,266 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,000 | 6,680 |
| Total noninterest expense | $1,064,000 | 6,070 |
| Salaries and employee benefits | $548,000 | 6,281 |
| Premises and equipment expense | $122,000 | 6,326 |
| Additional noninterest expense | $394,000 | 5,347 |
| Pre-tax net operating income | $670,000 | 4,422 |
| Securities gains (losses) | $-7,000 | 7,919 |
| Applicable income taxes | $219,000 | 3,143 |
| Income before extraordinary items | $444,000 | 4,833 |
| Extraordinary gains, net | $-37,000 | 8,602 |
| Net income | $407,000 | 5,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,848,000 | 175 |
| Net operating income | $448,690 | 4,808 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 5,440 |
| Total interest expense | $701,000 | 4,972 |
| Net interest income | $715,000 | 5,708 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $110,000 | 3,249 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $514,000 | 6,212 |
| Salaries and employee benefits | $266,000 | 6,391 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $189,000 | 5,451 |
| Pre-tax net operating income | $313,000 | 4,560 |
| Securities gains (losses) | $-4,000 | 8,145 |
| Applicable income taxes | $101,000 | 3,256 |
| Income before extraordinary items | $208,000 | 4,967 |
| Extraordinary gains, net | $-20,000 | 8,638 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $2,848,000 | 90 |
| Net operating income | $210,680 | 4,925 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,819,000 | 5,661 |
| Total interest expense | $2,135,000 | 5,221 |
| Net interest income | $2,684,000 | 5,821 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $494,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $442,000 | 3,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 7,209 |
| Total noninterest expense | $2,110,000 | 6,004 |
| Salaries and employee benefits | $1,083,000 | 6,205 |
| Premises and equipment expense | $267,000 | 6,036 |
| Additional noninterest expense | $760,000 | 5,386 |
| Pre-tax net operating income | $978,000 | 5,252 |
| Securities gains (losses) | $-37,000 | 7,819 |
| Applicable income taxes | $264,000 | 3,967 |
| Income before extraordinary items | $677,000 | 5,580 |
| Extraordinary gains, net | $-45,000 | 8,651 |
| Net income | $632,000 | 5,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,413 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $337,000 | 660 |
| Net operating income | $703,640 | 5,494 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 5,762 |
| Total interest expense | $1,488,000 | 5,361 |
| Net interest income | $1,981,000 | 5,924 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $366,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $323,000 | 3,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $43,000 | 7,127 |
| Total noninterest expense | $1,515,000 | 6,119 |
| Salaries and employee benefits | $761,000 | 6,372 |
| Premises and equipment expense | $201,000 | 6,060 |
| Additional noninterest expense | $553,000 | 5,476 |
| Pre-tax net operating income | $792,000 | 5,244 |
| Securities gains (losses) | $-34,000 | 8,035 |
| Applicable income taxes | $178,000 | 4,288 |
| Income before extraordinary items | $580,000 | 5,434 |
| Extraordinary gains, net | $-23,000 | 8,729 |
| Net income | $557,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $256,000 | 552 |
| Net operating income | $606,180 | 5,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 5,855 |
| Total interest expense | $911,000 | 5,476 |
| Net interest income | $1,312,000 | 5,976 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $237,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $978,000 | 6,231 |
| Salaries and employee benefits | $486,000 | 6,502 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $360,000 | 5,532 |
| Pre-tax net operating income | $551,000 | 5,201 |
| Securities gains (losses) | $-8,000 | 7,799 |
| Applicable income taxes | $132,000 | 4,185 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $-14,000 | 8,762 |
| Net income | $397,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 421 |
| Net operating income | $417,080 | 5,284 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,877 |
| Total interest expense | $417,000 | 5,584 |
| Net interest income | $669,000 | 5,940 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $108,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $96,000 | 3,560 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $482,000 | 6,282 |
| Salaries and employee benefits | $236,000 | 6,597 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $280,000 | 5,120 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $67,000 | 4,109 |
| Income before extraordinary items | $208,000 | 5,271 |
| Extraordinary gains, net | $-5,000 | 8,778 |
| Net income | $203,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $211,800 | 5,231 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 6,070 |
| Total interest expense | $1,218,000 | 5,773 |
| Net interest income | $2,444,000 | 6,108 |
| Provision for loan and lease losses | $340,000 | 2,574 |
| Total noninterest income | $632,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $416,000 | 3,475 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 5,012 |
| Total noninterest expense | $1,975,000 | 6,152 |
| Salaries and employee benefits | $940,000 | 6,525 |
| Premises and equipment expense | $414,000 | 4,753 |
| Additional noninterest expense | $621,000 | 5,951 |
| Pre-tax net operating income | $761,000 | 5,986 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $103,000 | 5,347 |
| Income before extraordinary items | $609,000 | 5,970 |
| Extraordinary gains, net | $-58,000 | 8,812 |
| Net income | $551,000 | 6,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,241 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $651,140 | 5,786 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 6,144 |
| Total interest expense | $792,000 | 6,041 |
| Net interest income | $1,867,000 | 6,087 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $350,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $303,000 | 3,536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,147 |
| Total noninterest expense | $1,462,000 | 6,167 |
| Salaries and employee benefits | $704,000 | 6,523 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $466,000 | 5,919 |
| Pre-tax net operating income | $625,000 | 5,895 |
| Securities gains (losses) | $-44,000 | 8,431 |
| Applicable income taxes | $221,000 | 4,272 |
| Income before extraordinary items | $360,000 | 6,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $360,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,228 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $388,160 | 6,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,699,000 | 6,208 |
| Total interest expense | $496,000 | 6,062 |
| Net interest income | $1,203,000 | 6,172 |
| Provision for loan and lease losses | $40,000 | 4,850 |
| Total noninterest income | $239,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $202,000 | 3,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $967,000 | 6,194 |
| Salaries and employee benefits | $462,000 | 6,576 |
| Premises and equipment expense | $196,000 | 4,890 |
| Additional noninterest expense | $309,000 | 5,921 |
| Pre-tax net operating income | $435,000 | 5,778 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $161,000 | 4,140 |
| Income before extraordinary items | $262,000 | 6,413 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $262,000 | 6,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,646 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $269,680 | 6,305 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,254 |
| Total interest expense | $237,000 | 6,114 |
| Net interest income | $600,000 | 6,227 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $106,000 | 3,309 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $484,000 | 6,222 |
| Salaries and employee benefits | $226,000 | 6,677 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $84,000 | 4,050 |
| Income before extraordinary items | $137,000 | 6,299 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $137,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $139,560 | 6,222 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 6,371 |
| Total interest expense | $808,000 | 6,230 |
| Net interest income | $2,243,000 | 6,321 |
| Provision for loan and lease losses | $210,000 | 3,601 |
| Total noninterest income | $604,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $546,000 | 2,947 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,229 |
| Total noninterest expense | $1,813,000 | 6,344 |
| Salaries and employee benefits | $867,000 | 6,738 |
| Premises and equipment expense | $351,000 | 5,203 |
| Additional noninterest expense | $595,000 | 6,001 |
| Pre-tax net operating income | $824,000 | 5,716 |
| Securities gains (losses) | $-20,000 | 8,388 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $607,000 | 5,923 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $607,000 | 5,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,999 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $622,000 | 5,797 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 6,494 |
| Total interest expense | $578,000 | 6,340 |
| Net interest income | $1,629,000 | 6,415 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $461,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $415,000 | 2,915 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $46,000 | 7,182 |
| Total noninterest expense | $1,379,000 | 6,250 |
| Salaries and employee benefits | $660,000 | 6,642 |
| Premises and equipment expense | $258,000 | 5,245 |
| Additional noninterest expense | $461,000 | 5,864 |
| Pre-tax net operating income | $656,000 | 5,668 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $245,000 | 4,122 |
| Income before extraordinary items | $400,000 | 6,323 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $400,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $407,040 | 6,213 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,663 |
| Total interest expense | $347,000 | 6,637 |
| Net interest income | $1,053,000 | 6,521 |
| Provision for loan and lease losses | $35,000 | 5,187 |
| Total noninterest income | $317,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $278,000 | 2,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $39,000 | 6,845 |
| Total noninterest expense | $906,000 | 6,338 |
| Salaries and employee benefits | $443,000 | 6,664 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $289,000 | 6,082 |
| Pre-tax net operating income | $429,000 | 5,692 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $162,000 | 4,126 |
| Income before extraordinary items | $265,000 | 6,316 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $265,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $266,280 | 6,222 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,756 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $507,000 | 6,648 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $148,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 2,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $450,000 | 6,407 |
| Salaries and employee benefits | $224,000 | 6,666 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $185,000 | 6,001 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $114,600 | 6,506 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 6,876 |
| Total interest expense | $650,000 | 7,221 |
| Net interest income | $2,015,000 | 6,575 |
| Provision for loan and lease losses | $210,000 | 3,929 |
| Total noninterest income | $559,000 | 5,143 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $519,000 | 2,997 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $1,624,000 | 6,656 |
| Salaries and employee benefits | $782,000 | 6,975 |
| Premises and equipment expense | $329,000 | 5,378 |
| Additional noninterest expense | $513,000 | 6,480 |
| Pre-tax net operating income | $739,000 | 5,880 |
| Securities gains (losses) | $-55,000 | 8,968 |
| Applicable income taxes | $244,000 | 4,618 |
| Income before extraordinary items | $441,000 | 6,613 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $441,000 | 6,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,166 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $476,200 | 6,286 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 6,977 |
| Total interest expense | $484,000 | 7,394 |
| Net interest income | $1,499,000 | 6,639 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $409,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $375,000 | 3,100 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $1,182,000 | 6,742 |
| Salaries and employee benefits | $558,000 | 7,095 |
| Premises and equipment expense | $0 | 9,202 |
| Additional noninterest expense | $624,000 | 4,881 |
| Pre-tax net operating income | $676,000 | 5,599 |
| Securities gains (losses) | $-47,000 | 9,072 |
| Applicable income taxes | $239,000 | 4,357 |
| Income before extraordinary items | $390,000 | 6,410 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $390,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,060 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $420,080 | 6,068 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,038 |
| Total interest expense | $334,000 | 7,432 |
| Net interest income | $977,000 | 6,707 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $235,000 | 3,217 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $771,000 | 6,826 |
| Salaries and employee benefits | $366,000 | 7,173 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $232,000 | 6,752 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $-32,000 | 9,137 |
| Applicable income taxes | $152,000 | 4,473 |
| Income before extraordinary items | $249,000 | 6,528 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $249,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $269,480 | 6,137 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,144 |
| Total interest expense | $174,000 | 7,437 |
| Net interest income | $467,000 | 6,852 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $95,000 | 3,670 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $370,000 | 6,957 |
| Salaries and employee benefits | $180,000 | 7,236 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $105,000 | 7,027 |
| Pre-tax net operating income | $189,000 | 5,975 |
| Securities gains (losses) | $-16,000 | 9,183 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $117,240 | 6,431 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 7,444 |
| Total interest expense | $837,000 | 7,400 |
| Net interest income | $1,564,000 | 7,323 |
| Provision for loan and lease losses | $199,000 | 4,389 |
| Total noninterest income | $375,000 | 5,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $339,000 | 3,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $1,322,000 | 7,196 |
| Salaries and employee benefits | $642,000 | 7,538 |
| Premises and equipment expense | $334,000 | 5,236 |
| Additional noninterest expense | $346,000 | 7,499 |
| Pre-tax net operating income | $418,000 | 7,083 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $-44,000 | 8,979 |
| Income before extraordinary items | $480,000 | 6,492 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $480,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $462,000 | 6,437 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 8,276 |
| Total interest expense | $920,000 | 8,173 |
| Net interest income | $1,023,000 | 8,237 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $228,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $202,000 | 5,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $1,070,000 | 7,781 |
| Salaries and employee benefits | $536,000 | 8,000 |
| Premises and equipment expense | $239,000 | 6,220 |
| Additional noninterest expense | $295,000 | 7,895 |
| Pre-tax net operating income | $47,000 | 8,553 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $43,000 | 8,643 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $43,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $47,000 | 8,532 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 9,546 |
| Total interest expense | $353,000 | 9,485 |
| Net interest income | $430,000 | 9,548 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $1,013,000 | 7,981 |
| Salaries and employee benefits | $561,000 | 7,919 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $325,000 | 7,753 |
| Pre-tax net operating income | $-627,000 | 9,599 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-627,000 | 9,626 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-627,000 | 9,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $4,377,000 | 241 |
| Net operating income | $-627,000 | 9,625 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.