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Aiken County National Bank, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$3,058,0007,949
Total interest expense$1,187,0007,956
Net interest income$1,871,0007,876
Provision for loan and lease losses$140,0003,750
Total noninterest income$286,0007,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$208,0005,708
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,327
Total noninterest expense$2,139,0005,880
Salaries and employee benefits$783,0007,304
Premises and equipment expense$292,0005,835
Additional noninterest expense$1,064,0004,473
Pre-tax net operating income$-122,00012,212
Securities gains (losses)$-159,00011,830
Applicable income taxes$011,630
Income before extraordinary items$-281,00012,266
Extraordinary gains, net$0249
Net income$-281,00012,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$358,0001,694
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-122,00012,192
1993-12-31 (YTD Data)Rank
Total interest income$3,059,0008,231
Total interest expense$1,437,0007,415
Net interest income$1,622,0008,736
Provision for loan and lease losses$77,0006,405
Total noninterest income$211,0009,014
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,698
Trading account gains and feesNANA
Additional Noninterest Income$45,00010,391
Total noninterest expense$1,671,0007,285
Salaries and employee benefits$744,0007,682
Premises and equipment expense$275,0006,263
Additional noninterest expense$652,0006,923
Pre-tax net operating income$85,00011,962
Securities gains (losses)$07,477
Applicable income taxes$6,00011,928
Income before extraordinary items$79,00012,022
Extraordinary gains, net$03,149
Net income$79,00012,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0003,451
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$79,00011,838
1992-12-31 (YTD Data)Rank
Total interest income$3,528,0008,142
Total interest expense$1,956,0007,211
Net interest income$1,572,0009,043
Provision for loan and lease losses$342,0003,824
Total noninterest income$202,0009,377
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0007,134
Trading account gains and feesNANA
Additional Noninterest Income$53,00010,222
Total noninterest expense$1,566,0007,685
Salaries and employee benefits$674,0008,192
Premises and equipment expense$276,0006,348
Additional noninterest expense$616,0007,369
Pre-tax net operating income$-134,00013,000
Securities gains (losses)$08,369
Applicable income taxes$8,00012,420
Income before extraordinary items$-142,00013,111
Extraordinary gains, net$01,422
Net income$-142,00013,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0004,605
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-142,00012,974

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.