Home > Aiken County National Bank > Income and Expense
Aiken County National Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,058,000 | 7,949 |
Total interest expense | $1,187,000 | 7,956 |
Net interest income | $1,871,000 | 7,876 |
Provision for loan and lease losses | $140,000 | 3,750 |
Total noninterest income | $286,000 | 7,439 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $208,000 | 5,708 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $78,000 | 8,327 |
Total noninterest expense | $2,139,000 | 5,880 |
Salaries and employee benefits | $783,000 | 7,304 |
Premises and equipment expense | $292,000 | 5,835 |
Additional noninterest expense | $1,064,000 | 4,473 |
Pre-tax net operating income | $-122,000 | 12,212 |
Securities gains (losses) | $-159,000 | 11,830 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $-281,000 | 12,266 |
Extraordinary gains, net | $0 | 249 |
Net income | $-281,000 | 12,264 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $358,000 | 1,694 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-122,000 | 12,192 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,059,000 | 8,231 |
Total interest expense | $1,437,000 | 7,415 |
Net interest income | $1,622,000 | 8,736 |
Provision for loan and lease losses | $77,000 | 6,405 |
Total noninterest income | $211,000 | 9,014 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $166,000 | 6,698 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $45,000 | 10,391 |
Total noninterest expense | $1,671,000 | 7,285 |
Salaries and employee benefits | $744,000 | 7,682 |
Premises and equipment expense | $275,000 | 6,263 |
Additional noninterest expense | $652,000 | 6,923 |
Pre-tax net operating income | $85,000 | 11,962 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $6,000 | 11,928 |
Income before extraordinary items | $79,000 | 12,022 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $79,000 | 12,052 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $170,000 | 3,451 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $79,000 | 11,838 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,528,000 | 8,142 |
Total interest expense | $1,956,000 | 7,211 |
Net interest income | $1,572,000 | 9,043 |
Provision for loan and lease losses | $342,000 | 3,824 |
Total noninterest income | $202,000 | 9,377 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $149,000 | 7,134 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $53,000 | 10,222 |
Total noninterest expense | $1,566,000 | 7,685 |
Salaries and employee benefits | $674,000 | 8,192 |
Premises and equipment expense | $276,000 | 6,348 |
Additional noninterest expense | $616,000 | 7,369 |
Pre-tax net operating income | $-134,000 | 13,000 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $8,000 | 12,420 |
Income before extraordinary items | $-142,000 | 13,111 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $-142,000 | 13,105 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $169,000 | 4,605 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $-142,000 | 12,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.