Home > Agility Bank > Income and Expense
Agility Bank, Income and Expense
2025-03-31 (YTD Data) | Rank | |
Total interest income | $1,929,000 | 3,324 |
Total interest expense | $580,000 | 3,271 |
Net interest income | $1,349,000 | 3,284 |
Provision for loan and lease losses | $478,000 | 606 |
Total noninterest income | $409,000 | 2,135 |
Gross Fiduciary activities income | $0 | 918 |
Service charges on deposit accounts | $17,000 | 3,541 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $392,000 | 1,719 |
Total noninterest expense | $1,960,000 | 2,477 |
Salaries and employee benefits | $1,316,000 | 2,213 |
Premises and equipment expense | $192,000 | 2,404 |
Additional noninterest expense | $392,000 | 1,719 |
Pre-tax net operating income | $-680,000 | 4,410 |
Securities gains (losses) | $0 | 665 |
Applicable income taxes | $0 | 3,151 |
Income before extraordinary items | $-680,000 | 4,389 |
Extraordinary gains, net | $0 | 47 |
Net income | $-680,000 | 4,387 |
Minority interest net income | $0 | 65 |
Net income of bank and minority interests. | $-680,000 | 4,389 |
Net charge-offs | $0 | 2,299 |
Cash dividends | $0 | 2,364 |
Sale, conversion, retirement of capital stock, net | $12,000 | 432 |
Net operating income | $-680,000 | 4,401 |
2024-12-31 (YTD Data) | Rank | |
Total interest income | $5,868,000 | 3,592 |
Total interest expense | $1,456,000 | 3,726 |
Net interest income | $4,412,000 | 3,461 |
Provision for loan and lease losses | $1,287,000 | 803 |
Total noninterest income | $79,000 | 4,238 |
Gross Fiduciary activities income | $0 | 1,000 |
Service charges on deposit accounts | $44,000 | 3,816 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 4,199 |
Total noninterest expense | $8,552,000 | 2,298 |
Salaries and employee benefits | $3,940,000 | 2,592 |
Premises and equipment expense | $666,000 | 2,577 |
Additional noninterest expense | $35,000 | 4,199 |
Pre-tax net operating income | $-5,348,000 | 4,474 |
Securities gains (losses) | $0 | 940 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-5,348,000 | 4,451 |
Extraordinary gains, net | $0 | 53 |
Net income | $-5,348,000 | 4,451 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $-5,348,000 | 4,451 |
Net charge-offs | $370,000 | 1,079 |
Cash dividends | $0 | 3,434 |
Sale, conversion, retirement of capital stock, net | $41,000 | 504 |
Net operating income | $-5,348,000 | 4,460 |
2024-09-30 (YTD Data) | Rank | |
Total interest income | $4,125,000 | 3,659 |
Total interest expense | $1,016,000 | 3,794 |
Net interest income | $3,109,000 | 3,533 |
Provision for loan and lease losses | $933,000 | 777 |
Total noninterest income | $51,000 | 4,294 |
Gross Fiduciary activities income | $0 | 972 |
Service charges on deposit accounts | $27,000 | 3,937 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 4,238 |
Total noninterest expense | $5,149,000 | 2,624 |
Salaries and employee benefits | $2,814,000 | 2,662 |
Premises and equipment expense | $490,000 | 2,593 |
Additional noninterest expense | $24,000 | 4,238 |
Pre-tax net operating income | $-2,922,000 | 4,493 |
Securities gains (losses) | $0 | 930 |
Applicable income taxes | $0 | 3,278 |
Income before extraordinary items | $-2,922,000 | 4,478 |
Extraordinary gains, net | $0 | 51 |
Net income | $-2,922,000 | 4,479 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $-2,922,000 | 4,479 |
Net charge-offs | $125,000 | 1,275 |
Cash dividends | $0 | 3,076 |
Sale, conversion, retirement of capital stock, net | $28,000 | 478 |
Net operating income | $-2,922,000 | 4,485 |
2024-06-30 (YTD Data) | Rank | |
Total interest income | $2,614,000 | 3,705 |
Total interest expense | $627,000 | 3,839 |
Net interest income | $1,987,000 | 3,587 |
Provision for loan and lease losses | $448,000 | 893 |
Total noninterest income | $32,000 | 4,317 |
Gross Fiduciary activities income | $0 | 962 |
Service charges on deposit accounts | $18,000 | 3,944 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 4,261 |
Total noninterest expense | $3,221,000 | 2,709 |
Salaries and employee benefits | $1,704,000 | 2,787 |
Premises and equipment expense | $316,000 | 2,630 |
Additional noninterest expense | $14,000 | 4,267 |
Pre-tax net operating income | $-1,650,000 | 4,511 |
Securities gains (losses) | $0 | 628 |
Applicable income taxes | $0 | 3,283 |
Income before extraordinary items | $-1,650,000 | 4,492 |
Extraordinary gains, net | $0 | 52 |
Net income | $-1,650,000 | 4,493 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $-1,650,000 | 4,494 |
Net charge-offs | $125,000 | 986 |
Cash dividends | $0 | 2,949 |
Sale, conversion, retirement of capital stock, net | $8,000 | 480 |
Net operating income | $-1,650,000 | 4,498 |
2024-03-31 (YTD Data) | Rank | |
Total interest income | $1,223,000 | 3,766 |
Total interest expense | $306,000 | 3,844 |
Net interest income | $917,000 | 3,681 |
Provision for loan and lease losses | $187,000 | 874 |
Total noninterest income | $28,000 | 4,185 |
Gross Fiduciary activities income | $0 | 895 |
Service charges on deposit accounts | $7,000 | 4,035 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $21,000 | 3,990 |
Total noninterest expense | $1,583,000 | 2,737 |
Salaries and employee benefits | $772,000 | 2,931 |
Premises and equipment expense | $153,000 | 2,681 |
Additional noninterest expense | $21,000 | 3,993 |
Pre-tax net operating income | $-825,000 | 4,525 |
Securities gains (losses) | $0 | 689 |
Applicable income taxes | $0 | 3,183 |
Income before extraordinary items | $-825,000 | 4,507 |
Extraordinary gains, net | $0 | 51 |
Net income | $-825,000 | 4,507 |
Minority interest net income | $0 | 72 |
Net income of bank and minority interests. | $-825,000 | 4,507 |
Net charge-offs | $0 | 2,217 |
Cash dividends | $0 | 2,345 |
Sale, conversion, retirement of capital stock, net | $4,000 | 396 |
Net operating income | $-825,000 | 4,519 |
2023-12-31 (YTD Data) | Rank | |
Total interest income | $3,804,000 | 3,923 |
Total interest expense | $829,000 | 3,834 |
Net interest income | $2,975,000 | 3,904 |
Provision for loan and lease losses | $527,000 | 1,241 |
Total noninterest income | $113,000 | 4,243 |
Gross Fiduciary activities income | $0 | 981 |
Service charges on deposit accounts | $22,000 | 4,166 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 4,039 |
Total noninterest expense | $5,445,000 | 2,930 |
Salaries and employee benefits | $3,199,000 | 2,862 |
Premises and equipment expense | $629,000 | 2,636 |
Additional noninterest expense | $91,000 | 4,039 |
Pre-tax net operating income | $-2,884,000 | 4,551 |
Securities gains (losses) | $0 | 988 |
Applicable income taxes | $0 | 3,369 |
Income before extraordinary items | $-2,884,000 | 4,529 |
Extraordinary gains, net | $0 | 54 |
Net income | $-2,884,000 | 4,528 |
Minority interest net income | $0 | 88 |
Net income of bank and minority interests. | $-2,884,000 | 4,529 |
Net charge-offs | $20,000 | 2,212 |
Cash dividends | $0 | 3,459 |
Sale, conversion, retirement of capital stock, net | $1,000 | 509 |
Net operating income | $-2,884,000 | 4,538 |
2023-09-30 (YTD Data) | Rank | |
Total interest income | $2,627,000 | 3,980 |
Total interest expense | $538,000 | 3,861 |
Net interest income | $2,089,000 | 3,982 |
Provision for loan and lease losses | $443,000 | 1,093 |
Total noninterest income | $91,000 | 4,233 |
Gross Fiduciary activities income | $0 | 950 |
Service charges on deposit accounts | $18,000 | 4,156 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $73,000 | 4,030 |
Total noninterest expense | $3,985,000 | 2,954 |
Salaries and employee benefits | $2,239,000 | 2,930 |
Premises and equipment expense | $457,000 | 2,687 |
Additional noninterest expense | $73,000 | 4,026 |
Pre-tax net operating income | $-2,248,000 | 4,546 |
Securities gains (losses) | $0 | 849 |
Applicable income taxes | $0 | 3,407 |
Income before extraordinary items | $-2,248,000 | 4,568 |
Extraordinary gains, net | $0 | 52 |
Net income | $-2,248,000 | 4,566 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-2,248,000 | 4,568 |
Net charge-offs | $0 | 2,641 |
Cash dividends | $0 | 3,078 |
Sale, conversion, retirement of capital stock, net | $1,000 | 486 |
Net operating income | $-2,248,000 | 4,573 |
2023-06-30 (YTD Data) | Rank | |
Total interest income | $1,579,000 | 4,070 |
Total interest expense | $287,000 | 3,927 |
Net interest income | $1,292,000 | 4,070 |
Provision for loan and lease losses | $352,000 | 944 |
Total noninterest income | $50,000 | 4,305 |
Gross Fiduciary activities income | $0 | 931 |
Service charges on deposit accounts | $12,000 | 4,170 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $38,000 | 4,141 |
Total noninterest expense | $2,601,000 | 2,974 |
Salaries and employee benefits | $1,393,000 | 3,038 |
Premises and equipment expense | $309,000 | 2,667 |
Additional noninterest expense | $38,000 | 4,116 |
Pre-tax net operating income | $-1,611,000 | 4,583 |
Securities gains (losses) | $0 | 938 |
Applicable income taxes | $0 | 3,436 |
Income before extraordinary items | $-1,611,000 | 4,606 |
Extraordinary gains, net | $0 | 51 |
Net income | $-1,611,000 | 4,604 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $-1,611,000 | 4,605 |
Net charge-offs | $0 | 2,431 |
Cash dividends | $0 | 2,952 |
Sale, conversion, retirement of capital stock, net | $0 | 486 |
Net operating income | $-1,611,000 | 4,607 |
2023-03-31 (YTD Data) | Rank | |
Total interest income | $688,000 | 4,195 |
Total interest expense | $102,000 | 4,029 |
Net interest income | $586,000 | 4,161 |
Provision for loan and lease losses | $101,000 | 1,275 |
Total noninterest income | $17,000 | 4,448 |
Gross Fiduciary activities income | $0 | 913 |
Service charges on deposit accounts | $5,000 | 4,259 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,309 |
Total noninterest expense | $1,210,000 | 3,124 |
Salaries and employee benefits | $609,000 | 3,248 |
Premises and equipment expense | $160,000 | 2,646 |
Additional noninterest expense | $12,000 | 4,309 |
Pre-tax net operating income | $-708,000 | 4,628 |
Securities gains (losses) | $0 | 950 |
Applicable income taxes | $0 | 3,388 |
Income before extraordinary items | $-708,000 | 4,608 |
Extraordinary gains, net | $0 | 4 |
Net income | $-708,000 | 4,607 |
Minority interest net income | $0 | 48 |
Net income of bank and minority interests. | $-708,000 | 4,608 |
Net charge-offs | $0 | 2,062 |
Cash dividends | $0 | 2,337 |
Sale, conversion, retirement of capital stock, net | $0 | 430 |
Net operating income | $-708,000 | 4,618 |
2022-12-31 (YTD Data) | Rank | |
Total interest income | $897,000 | 4,571 |
Total interest expense | $93,000 | 4,412 |
Net interest income | $804,000 | 4,569 |
Provision for loan and lease losses | $175,000 | 1,884 |
Total noninterest income | $49,000 | 4,565 |
Gross Fiduciary activities income | $0 | 1,005 |
Service charges on deposit accounts | $5,000 | 4,490 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $44,000 | 4,404 |
Total noninterest expense | $8,017,000 | 2,295 |
Salaries and employee benefits | $5,000,000 | 2,182 |
Premises and equipment expense | $534,000 | 2,893 |
Additional noninterest expense | $44,000 | 4,404 |
Pre-tax net operating income | $-7,339,000 | 4,713 |
Securities gains (losses) | $0 | 691 |
Applicable income taxes | $0 | 3,596 |
Income before extraordinary items | $-7,339,000 | 4,695 |
Extraordinary gains, net | $0 | 5 |
Net income | $-7,339,000 | 4,695 |
Minority interest net income | $0 | 63 |
Net income of bank and minority interests. | $-7,339,000 | 4,695 |
Net charge-offs | $0 | 2,620 |
Cash dividends | $0 | 3,475 |
Sale, conversion, retirement of capital stock, net | $45,397,000 | 22 |
Net operating income | $-7,339,000 | 4,697 |
2022-09-30 (YTD Data) | Rank | |
Total interest income | $412,000 | 4,662 |
Total interest expense | $61,000 | 4,444 |
Net interest income | $351,000 | 4,664 |
Provision for loan and lease losses | $127,000 | 1,745 |
Total noninterest income | $18,000 | 4,658 |
Gross Fiduciary activities income | $0 | 968 |
Service charges on deposit accounts | $1,000 | 4,559 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 4,533 |
Total noninterest expense | $6,940,000 | 2,098 |
Salaries and employee benefits | $4,505,000 | 1,935 |
Premises and equipment expense | $399,000 | 2,915 |
Additional noninterest expense | $17,000 | 4,533 |
Pre-tax net operating income | $-6,698,000 | 4,754 |
Securities gains (losses) | $0 | 740 |
Applicable income taxes | $0 | 3,603 |
Income before extraordinary items | $-6,698,000 | 4,732 |
Extraordinary gains, net | $0 | 4 |
Net income | $-6,698,000 | 4,732 |
Minority interest net income | $0 | 57 |
Net income of bank and minority interests. | $-6,698,000 | 4,732 |
Net charge-offs | $0 | 2,349 |
Cash dividends | $0 | 3,099 |
Sale, conversion, retirement of capital stock, net | $44,806,000 | 18 |
Net operating income | $-6,698,000 | 4,738 |
2022-06-30 (YTD Data) | Rank | |
Total interest income | $67,000 | 4,754 |
Total interest expense | $58,000 | 4,323 |
Net interest income | $9,000 | 4,767 |
Provision for loan and lease losses | $0 | 2,599 |
Total noninterest income | $12,000 | 4,675 |
Gross Fiduciary activities income | $0 | 925 |
Service charges on deposit accounts | $0 | 4,638 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 4,562 |
Total noninterest expense | $5,889,000 | 1,779 |
Salaries and employee benefits | $3,989,000 | 1,578 |
Premises and equipment expense | $287,000 | 2,794 |
Additional noninterest expense | $1,613,000 | 1,889 |
Pre-tax net operating income | $-5,868,000 | 4,771 |
Securities gains (losses) | $0 | 687 |
Applicable income taxes | $0 | 3,564 |
Income before extraordinary items | $-5,868,000 | 4,756 |
Extraordinary gains, net | $0 | 4 |
Net income | $-5,868,000 | 4,756 |
Minority interest net income | $0 | 60 |
Net income of bank and minority interests. | $-5,868,000 | 4,756 |
Net charge-offs | $0 | 2,156 |
Cash dividends | $0 | 2,961 |
Sale, conversion, retirement of capital stock, net | $37,658,000 | 20 |
Net operating income | $-5,868,000 | 4,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.