Home > Affinity Bank > Income and Expense
Affinity Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,943,000 | 529 |
| Total interest expense | $20,619,000 | 316 |
| Net interest income | $12,324,000 | 884 |
| Provision for loan and lease losses | $30,067,000 | 221 |
| Total noninterest income | $-6,449,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $223,000 | 3,112 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-6,672,000 | 8,189 |
| Total noninterest expense | $17,175,000 | 627 |
| Salaries and employee benefits | $7,143,000 | 698 |
| Premises and equipment expense | $2,512,000 | 551 |
| Additional noninterest expense | $7,520,000 | 539 |
| Pre-tax net operating income | $-41,367,000 | 8,087 |
| Securities gains (losses) | $83,000 | 1,613 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-41,284,000 | 8,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-41,284,000 | 8,100 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-41,284,000 | 8,100 |
| Net charge-offs | $32,184,000 | 170 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-41,367,000 | 8,094 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $17,950,000 | 501 |
| Total interest expense | $10,509,000 | 324 |
| Net interest income | $7,441,000 | 715 |
| Provision for loan and lease losses | $4,006,000 | 473 |
| Total noninterest income | $325,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $7,721,000 | 662 |
| Salaries and employee benefits | $3,910,000 | 634 |
| Premises and equipment expense | $1,274,000 | 552 |
| Additional noninterest expense | $2,537,000 | 671 |
| Pre-tax net operating income | $-3,961,000 | 7,985 |
| Securities gains (losses) | $83,000 | 1,090 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,878,000 | 8,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,878,000 | 8,021 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,878,000 | 8,021 |
| Net charge-offs | $3,890,000 | 379 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,961,000 | 8,026 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $77,851,000 | 494 |
| Total interest expense | $48,358,000 | 334 |
| Net interest income | $29,493,000 | 736 |
| Provision for loan and lease losses | $36,827,000 | 237 |
| Total noninterest income | $-1,670,000 | 8,263 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $238,000 | 4,463 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,908,000 | 8,274 |
| Total noninterest expense | $28,998,000 | 688 |
| Salaries and employee benefits | $16,011,000 | 608 |
| Premises and equipment expense | $5,235,000 | 525 |
| Additional noninterest expense | $7,752,000 | 846 |
| Pre-tax net operating income | $-38,002,000 | 8,179 |
| Securities gains (losses) | $36,000 | 1,824 |
| Applicable income taxes | $224,000 | 2,701 |
| Income before extraordinary items | $-38,190,000 | 8,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-38,190,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,963,000 | 201 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-38,226,000 | 8,187 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $60,153,000 | 497 |
| Total interest expense | $34,051,000 | 370 |
| Net interest income | $26,102,000 | 632 |
| Provision for loan and lease losses | $19,464,000 | 245 |
| Total noninterest income | $898,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $158,000 | 4,723 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $740,000 | 2,229 |
| Total noninterest expense | $21,210,000 | 702 |
| Salaries and employee benefits | $12,375,000 | 601 |
| Premises and equipment expense | $3,942,000 | 527 |
| Additional noninterest expense | $4,893,000 | 933 |
| Pre-tax net operating income | $-13,674,000 | 8,255 |
| Securities gains (losses) | $92,000 | 1,026 |
| Applicable income taxes | $-640,000 | 7,939 |
| Income before extraordinary items | $-12,942,000 | 8,243 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-12,942,000 | 8,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,488,000 | 183 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,029,400 | 8,269 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $40,252,000 | 502 |
| Total interest expense | $22,815,000 | 386 |
| Net interest income | $17,437,000 | 632 |
| Provision for loan and lease losses | $15,025,000 | 200 |
| Total noninterest income | $680,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $590,000 | 2,018 |
| Total noninterest expense | $14,343,000 | 675 |
| Salaries and employee benefits | $8,319,000 | 597 |
| Premises and equipment expense | $2,659,000 | 517 |
| Additional noninterest expense | $3,365,000 | 882 |
| Pre-tax net operating income | $-11,251,000 | 8,362 |
| Securities gains (losses) | $92,000 | 1,043 |
| Applicable income taxes | $-537,000 | 8,189 |
| Income before extraordinary items | $-10,622,000 | 8,368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,622,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,186,000 | 198 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-10,709,400 | 8,365 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $20,173,000 | 512 |
| Total interest expense | $11,829,000 | 400 |
| Net interest income | $8,344,000 | 659 |
| Provision for loan and lease losses | $2,648,000 | 328 |
| Total noninterest income | $564,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $42,000 | 5,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $522,000 | 1,375 |
| Total noninterest expense | $7,337,000 | 653 |
| Salaries and employee benefits | $4,314,000 | 585 |
| Premises and equipment expense | $1,361,000 | 507 |
| Additional noninterest expense | $1,662,000 | 860 |
| Pre-tax net operating income | $-1,077,000 | 8,284 |
| Securities gains (losses) | $51,000 | 1,072 |
| Applicable income taxes | $-46,000 | 8,014 |
| Income before extraordinary items | $-980,000 | 8,301 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-980,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,447,000 | 361 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,028,960 | 8,297 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $82,005,000 | 528 |
| Total interest expense | $51,081,000 | 411 |
| Net interest income | $30,924,000 | 712 |
| Provision for loan and lease losses | $3,714,000 | 533 |
| Total noninterest income | $2,259,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $121,000 | 5,745 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,138,000 | 1,316 |
| Total noninterest expense | $29,269,000 | 632 |
| Salaries and employee benefits | $17,914,000 | 542 |
| Premises and equipment expense | $5,114,000 | 519 |
| Additional noninterest expense | $6,241,000 | 904 |
| Pre-tax net operating income | $200,000 | 6,868 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-38,000 | 7,908 |
| Income before extraordinary items | $238,000 | 6,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $238,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $794,000 | 1,217 |
| Cash dividends | $2,100,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $238,000 | 6,638 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $62,027,000 | 525 |
| Total interest expense | $38,253,000 | 414 |
| Net interest income | $23,774,000 | 696 |
| Provision for loan and lease losses | $1,514,000 | 646 |
| Total noninterest income | $2,429,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,346,000 | 982 |
| Total noninterest expense | $22,685,000 | 606 |
| Salaries and employee benefits | $13,637,000 | 542 |
| Premises and equipment expense | $3,718,000 | 536 |
| Additional noninterest expense | $5,330,000 | 789 |
| Pre-tax net operating income | $2,004,000 | 2,824 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $70,000 | 4,720 |
| Income before extraordinary items | $1,934,000 | 2,442 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,934,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,008 |
| Cash dividends | $2,100,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,934,000 | 2,416 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $40,827,000 | 547 |
| Total interest expense | $25,124,000 | 426 |
| Net interest income | $15,703,000 | 721 |
| Provision for loan and lease losses | $214,000 | 2,058 |
| Total noninterest income | $2,056,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $49,000 | 6,112 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,007,000 | 851 |
| Total noninterest expense | $15,396,000 | 614 |
| Salaries and employee benefits | $9,153,000 | 554 |
| Premises and equipment expense | $2,570,000 | 528 |
| Additional noninterest expense | $3,673,000 | 775 |
| Pre-tax net operating income | $2,149,000 | 2,036 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $2,074,000 | 1,667 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,074,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,377 |
| Cash dividends | $2,100,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,074,000 | 1,647 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,297,000 | 543 |
| Total interest expense | $12,268,000 | 430 |
| Net interest income | $8,029,000 | 700 |
| Provision for loan and lease losses | $214,000 | 1,102 |
| Total noninterest income | $1,052,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,029,000 | 822 |
| Total noninterest expense | $7,428,000 | 634 |
| Salaries and employee benefits | $4,521,000 | 564 |
| Premises and equipment expense | $1,236,000 | 550 |
| Additional noninterest expense | $1,671,000 | 822 |
| Pre-tax net operating income | $1,439,000 | 1,591 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $1,389,000 | 1,263 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,389,000 | 1,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 761 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,389,000 | 1,244 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $72,344,000 | 561 |
| Total interest expense | $39,451,000 | 457 |
| Net interest income | $32,893,000 | 672 |
| Provision for loan and lease losses | $-588,000 | 8,611 |
| Total noninterest income | $2,622,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $73,000 | 6,538 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,549,000 | 1,119 |
| Total noninterest expense | $26,857,000 | 667 |
| Salaries and employee benefits | $15,336,000 | 614 |
| Premises and equipment expense | $4,287,000 | 594 |
| Additional noninterest expense | $7,234,000 | 753 |
| Pre-tax net operating income | $9,246,000 | 1,065 |
| Securities gains (losses) | $116,000 | 503 |
| Applicable income taxes | $328,000 | 3,685 |
| Income before extraordinary items | $9,034,000 | 819 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $9,034,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $6,750,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,922,640 | 824 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $53,544,000 | 576 |
| Total interest expense | $28,746,000 | 463 |
| Net interest income | $24,798,000 | 687 |
| Provision for loan and lease losses | $-668,000 | 8,689 |
| Total noninterest income | $2,225,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $53,000 | 6,653 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,172,000 | 1,034 |
| Total noninterest expense | $20,436,000 | 665 |
| Salaries and employee benefits | $11,970,000 | 609 |
| Premises and equipment expense | $3,131,000 | 623 |
| Additional noninterest expense | $5,335,000 | 768 |
| Pre-tax net operating income | $7,255,000 | 1,055 |
| Securities gains (losses) | $116,000 | 417 |
| Applicable income taxes | $258,000 | 3,789 |
| Income before extraordinary items | $7,113,000 | 818 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,113,000 | 817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $4,000,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,001,640 | 820 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,747,000 | 581 |
| Total interest expense | $18,317,000 | 459 |
| Net interest income | $16,430,000 | 695 |
| Provision for loan and lease losses | $-668,000 | 8,728 |
| Total noninterest income | $1,471,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,436,000 | 1,041 |
| Total noninterest expense | $13,494,000 | 678 |
| Salaries and employee benefits | $7,703,000 | 640 |
| Premises and equipment expense | $2,051,000 | 639 |
| Additional noninterest expense | $3,740,000 | 735 |
| Pre-tax net operating income | $5,075,000 | 1,008 |
| Securities gains (losses) | $15,000 | 657 |
| Applicable income taxes | $178,000 | 3,770 |
| Income before extraordinary items | $4,912,000 | 794 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,912,000 | 794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,000,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,897,450 | 785 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $17,107,000 | 571 |
| Total interest expense | $8,853,000 | 451 |
| Net interest income | $8,254,000 | 689 |
| Provision for loan and lease losses | $-168,000 | 8,693 |
| Total noninterest income | $859,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $843,000 | 930 |
| Total noninterest expense | $7,330,000 | 627 |
| Salaries and employee benefits | $4,006,000 | 613 |
| Premises and equipment expense | $1,007,000 | 649 |
| Additional noninterest expense | $2,317,000 | 606 |
| Pre-tax net operating income | $1,951,000 | 1,268 |
| Securities gains (losses) | $12,000 | 541 |
| Applicable income taxes | $69,000 | 4,070 |
| Income before extraordinary items | $1,894,000 | 1,009 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,894,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,882,480 | 1,000 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $68,112,000 | 506 |
| Total interest expense | $29,455,000 | 419 |
| Net interest income | $38,657,000 | 573 |
| Provision for loan and lease losses | $54,000 | 5,670 |
| Total noninterest income | $2,196,000 | 2,065 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $58,000 | 6,954 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,138,000 | 1,298 |
| Total noninterest expense | $25,354,000 | 677 |
| Salaries and employee benefits | $14,090,000 | 641 |
| Premises and equipment expense | $3,474,000 | 711 |
| Additional noninterest expense | $7,790,000 | 683 |
| Pre-tax net operating income | $15,445,000 | 662 |
| Securities gains (losses) | $1,409,000 | 164 |
| Applicable income taxes | $599,000 | 3,078 |
| Income before extraordinary items | $16,255,000 | 484 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $16,255,000 | 484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $13,700,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,902,360 | 511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $50,982,000 | 492 |
| Total interest expense | $21,285,000 | 409 |
| Net interest income | $29,697,000 | 553 |
| Provision for loan and lease losses | $16,000 | 6,296 |
| Total noninterest income | $1,995,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,953,000 | 1,139 |
| Total noninterest expense | $19,887,000 | 646 |
| Salaries and employee benefits | $10,870,000 | 625 |
| Premises and equipment expense | $2,533,000 | 719 |
| Additional noninterest expense | $6,484,000 | 631 |
| Pre-tax net operating income | $11,789,000 | 643 |
| Securities gains (losses) | $1,316,000 | 161 |
| Applicable income taxes | $466,000 | 3,071 |
| Income before extraordinary items | $12,639,000 | 476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,639,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $8,300,000 | 332 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $11,375,640 | 498 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $32,797,000 | 497 |
| Total interest expense | $13,825,000 | 396 |
| Net interest income | $18,972,000 | 560 |
| Provision for loan and lease losses | $-209,000 | 8,773 |
| Total noninterest income | $1,783,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,756,000 | 890 |
| Total noninterest expense | $13,086,000 | 656 |
| Salaries and employee benefits | $7,415,000 | 605 |
| Premises and equipment expense | $1,647,000 | 727 |
| Additional noninterest expense | $4,024,000 | 663 |
| Pre-tax net operating income | $7,878,000 | 631 |
| Securities gains (losses) | $1,307,000 | 137 |
| Applicable income taxes | $328,000 | 2,945 |
| Income before extraordinary items | $8,857,000 | 457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,857,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $5,900,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,602,280 | 487 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,584,000 | 511 |
| Total interest expense | $6,601,000 | 389 |
| Net interest income | $8,983,000 | 588 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $836,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $821,000 | 933 |
| Total noninterest expense | $5,961,000 | 706 |
| Salaries and employee benefits | $3,668,000 | 604 |
| Premises and equipment expense | $796,000 | 757 |
| Additional noninterest expense | $1,497,000 | 834 |
| Pre-tax net operating income | $3,748,000 | 662 |
| Securities gains (losses) | $468,000 | 150 |
| Applicable income taxes | $155,000 | 3,051 |
| Income before extraordinary items | $4,061,000 | 479 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,061,000 | 479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,611,720 | 507 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $58,266,000 | 504 |
| Total interest expense | $20,313,000 | 420 |
| Net interest income | $37,953,000 | 541 |
| Provision for loan and lease losses | $1,758,000 | 614 |
| Total noninterest income | $4,399,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $55,000 | 7,212 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,344,000 | 740 |
| Total noninterest expense | $20,587,000 | 782 |
| Salaries and employee benefits | $12,873,000 | 659 |
| Premises and equipment expense | $2,483,000 | 902 |
| Additional noninterest expense | $5,231,000 | 959 |
| Pre-tax net operating income | $20,007,000 | 493 |
| Securities gains (losses) | $3,199,000 | 148 |
| Applicable income taxes | $806,000 | 2,522 |
| Income before extraordinary items | $22,400,000 | 357 |
| Extraordinary gains, net | $-301,000 | 8,961 |
| Net income | $22,099,000 | 361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 719 |
| Cash dividends | $4,500,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $19,296,970 | 387 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $43,728,000 | 494 |
| Total interest expense | $15,062,000 | 419 |
| Net interest income | $28,666,000 | 532 |
| Provision for loan and lease losses | $-34,000 | 8,821 |
| Total noninterest income | $3,518,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,476,000 | 725 |
| Total noninterest expense | $14,875,000 | 805 |
| Salaries and employee benefits | $9,432,000 | 670 |
| Premises and equipment expense | $1,830,000 | 917 |
| Additional noninterest expense | $3,613,000 | 1,024 |
| Pre-tax net operating income | $17,343,000 | 446 |
| Securities gains (losses) | $3,062,000 | 139 |
| Applicable income taxes | $707,000 | 2,294 |
| Income before extraordinary items | $19,698,000 | 326 |
| Extraordinary gains, net | $-290,000 | 9,015 |
| Net income | $19,408,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $16,727,860 | 347 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $29,102,000 | 491 |
| Total interest expense | $9,892,000 | 417 |
| Net interest income | $19,210,000 | 522 |
| Provision for loan and lease losses | $-72,000 | 8,946 |
| Total noninterest income | $2,615,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $28,000 | 7,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,587,000 | 675 |
| Total noninterest expense | $9,696,000 | 840 |
| Salaries and employee benefits | $6,049,000 | 700 |
| Premises and equipment expense | $1,182,000 | 967 |
| Additional noninterest expense | $2,465,000 | 1,011 |
| Pre-tax net operating income | $12,201,000 | 424 |
| Securities gains (losses) | $2,382,000 | 137 |
| Applicable income taxes | $504,000 | 2,191 |
| Income before extraordinary items | $14,079,000 | 295 |
| Extraordinary gains, net | $-191,000 | 9,068 |
| Net income | $13,888,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,646 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,768,460 | 329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,411,000 | 534 |
| Total interest expense | $5,041,000 | 416 |
| Net interest income | $8,370,000 | 592 |
| Provision for loan and lease losses | $-178,000 | 9,056 |
| Total noninterest income | $1,614,000 | 853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,595,000 | 570 |
| Total noninterest expense | $4,586,000 | 893 |
| Salaries and employee benefits | $2,904,000 | 738 |
| Premises and equipment expense | $562,000 | 1,049 |
| Additional noninterest expense | $1,120,000 | 1,093 |
| Pre-tax net operating income | $5,576,000 | 441 |
| Securities gains (losses) | $1,651,000 | 131 |
| Applicable income taxes | $246,000 | 2,226 |
| Income before extraordinary items | $6,981,000 | 298 |
| Extraordinary gains, net | $-164,000 | 9,110 |
| Net income | $6,817,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,379,530 | 342 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $48,919,000 | 574 |
| Total interest expense | $18,638,000 | 494 |
| Net interest income | $30,281,000 | 627 |
| Provision for loan and lease losses | $3,415,000 | 433 |
| Total noninterest income | $4,883,000 | 1,155 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,806,000 | 788 |
| Total noninterest expense | $15,952,000 | 1,028 |
| Salaries and employee benefits | $10,163,000 | 838 |
| Premises and equipment expense | $2,076,000 | 1,099 |
| Additional noninterest expense | $3,713,000 | 1,339 |
| Pre-tax net operating income | $15,797,000 | 570 |
| Securities gains (losses) | $1,094,000 | 445 |
| Applicable income taxes | $592,000 | 3,085 |
| Income before extraordinary items | $16,299,000 | 442 |
| Extraordinary gains, net | $-746,000 | 9,170 |
| Net income | $15,553,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,295 |
| Cash dividends | $7,000,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,248,760 | 437 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $37,171,000 | 585 |
| Total interest expense | $14,200,000 | 506 |
| Net interest income | $22,971,000 | 637 |
| Provision for loan and lease losses | $1,783,000 | 576 |
| Total noninterest income | $4,348,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,297,000 | 712 |
| Total noninterest expense | $13,427,000 | 915 |
| Salaries and employee benefits | $8,559,000 | 760 |
| Premises and equipment expense | $1,737,000 | 995 |
| Additional noninterest expense | $3,131,000 | 1,206 |
| Pre-tax net operating income | $12,109,000 | 578 |
| Securities gains (losses) | $611,000 | 603 |
| Applicable income taxes | $446,000 | 3,227 |
| Income before extraordinary items | $12,274,000 | 458 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $12,274,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 965 |
| Cash dividends | $7,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,687,440 | 444 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $24,531,000 | 593 |
| Total interest expense | $9,496,000 | 519 |
| Net interest income | $15,035,000 | 644 |
| Provision for loan and lease losses | $874,000 | 713 |
| Total noninterest income | $2,755,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,719,000 | 724 |
| Total noninterest expense | $8,410,000 | 979 |
| Salaries and employee benefits | $5,144,000 | 832 |
| Premises and equipment expense | $1,103,000 | 1,049 |
| Additional noninterest expense | $2,163,000 | 1,161 |
| Pre-tax net operating income | $8,506,000 | 556 |
| Securities gains (losses) | $268,000 | 875 |
| Applicable income taxes | $307,000 | 3,206 |
| Income before extraordinary items | $8,467,000 | 453 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,467,000 | 453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 746 |
| Cash dividends | $5,000,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,207,040 | 426 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $12,137,000 | 606 |
| Total interest expense | $4,796,000 | 534 |
| Net interest income | $7,341,000 | 658 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $1,410,000 | 1,021 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,392,000 | 699 |
| Total noninterest expense | $3,931,000 | 1,030 |
| Salaries and employee benefits | $2,444,000 | 883 |
| Premises and equipment expense | $486,000 | 1,180 |
| Additional noninterest expense | $1,001,000 | 1,225 |
| Pre-tax net operating income | $4,805,000 | 505 |
| Securities gains (losses) | $58,000 | 1,308 |
| Applicable income taxes | $170,000 | 2,983 |
| Income before extraordinary items | $4,693,000 | 406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,693,000 | 406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,636,740 | 379 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $52,024,000 | 598 |
| Total interest expense | $19,459,000 | 590 |
| Net interest income | $32,565,000 | 587 |
| Provision for loan and lease losses | $1,989,000 | 733 |
| Total noninterest income | $4,727,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,636,000 | 730 |
| Total noninterest expense | $12,650,000 | 1,207 |
| Salaries and employee benefits | $7,756,000 | 1,033 |
| Premises and equipment expense | $1,499,000 | 1,485 |
| Additional noninterest expense | $3,395,000 | 1,395 |
| Pre-tax net operating income | $22,653,000 | 421 |
| Securities gains (losses) | $126,000 | 1,543 |
| Applicable income taxes | $805,000 | 2,589 |
| Income before extraordinary items | $21,974,000 | 345 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $21,974,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,160 |
| Cash dividends | $8,580,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $21,853,040 | 328 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,723,000 | 1,042 |
| Total interest expense | $21,365,000 | 769 |
| Net interest income | $11,358,000 | 1,568 |
| Provision for loan and lease losses | $157,000 | 4,689 |
| Total noninterest income | $2,895,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,825,000 | 986 |
| Total noninterest expense | $7,674,000 | 1,888 |
| Salaries and employee benefits | $4,032,000 | 1,860 |
| Premises and equipment expense | $859,000 | 2,462 |
| Additional noninterest expense | $2,783,000 | 1,659 |
| Pre-tax net operating income | $6,422,000 | 1,162 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $225,000 | 4,804 |
| Income before extraordinary items | $6,197,000 | 887 |
| Extraordinary gains, net | $354,000 | 42 |
| Net income | $6,551,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,197,000 | 849 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,079,000 | 1,350 |
| Total interest expense | $16,857,000 | 1,048 |
| Net interest income | $9,222,000 | 1,911 |
| Provision for loan and lease losses | $927,000 | 1,137 |
| Total noninterest income | $511,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $77,000 | 7,055 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $434,000 | 3,183 |
| Total noninterest expense | $5,519,000 | 2,478 |
| Salaries and employee benefits | $3,036,000 | 2,358 |
| Premises and equipment expense | $623,000 | 3,158 |
| Additional noninterest expense | $1,860,000 | 2,311 |
| Pre-tax net operating income | $3,287,000 | 2,197 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $434,000 | 3,813 |
| Income before extraordinary items | $2,853,000 | 1,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,853,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,853,000 | 1,825 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,046,000 | 1,913 |
| Total interest expense | $10,567,000 | 1,415 |
| Net interest income | $6,479,000 | 2,715 |
| Provision for loan and lease losses | $1,403,000 | 746 |
| Total noninterest income | $1,031,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $997,000 | 1,875 |
| Total noninterest expense | $3,895,000 | 3,392 |
| Salaries and employee benefits | $2,030,000 | 3,398 |
| Premises and equipment expense | $498,000 | 3,779 |
| Additional noninterest expense | $1,367,000 | 3,091 |
| Pre-tax net operating income | $2,212,000 | 3,081 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $925,000 | 2,339 |
| Income before extraordinary items | $1,287,000 | 3,665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,287,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,958 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,287,000 | 3,625 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 3,396 |
| Total interest expense | $6,540,000 | 2,311 |
| Net interest income | $2,911,000 | 5,243 |
| Provision for loan and lease losses | $1,234,000 | 805 |
| Total noninterest income | $187,000 | 7,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,772 |
| Total noninterest expense | $2,619,000 | 4,610 |
| Salaries and employee benefits | $1,132,000 | 5,294 |
| Premises and equipment expense | $221,000 | 6,412 |
| Additional noninterest expense | $1,266,000 | 3,221 |
| Pre-tax net operating income | $-755,000 | 10,282 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $304,000 | 5,131 |
| Income before extraordinary items | $-1,059,000 | 10,368 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,059,000 | 10,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,139 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,059,000 | 10,350 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 7,919 |
| Total interest expense | $2,031,000 | 6,205 |
| Net interest income | $839,000 | 9,579 |
| Provision for loan and lease losses | $429,000 | 1,991 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,682,000 | 6,343 |
| Salaries and employee benefits | $802,000 | 6,767 |
| Premises and equipment expense | $131,000 | 8,214 |
| Additional noninterest expense | $749,000 | 4,968 |
| Pre-tax net operating income | $-1,202,000 | 10,865 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-453,000 | 10,857 |
| Income before extraordinary items | $-749,000 | 10,820 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-749,000 | 10,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,735 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-749,000 | 10,805 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 10,787 |
| Total interest expense | $659,000 | 10,094 |
| Net interest income | $360,000 | 11,160 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $47,000 | 10,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $655,000 | 9,973 |
| Salaries and employee benefits | $391,000 | 9,663 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $190,000 | 10,047 |
| Pre-tax net operating income | $-248,000 | 11,108 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-92,000 | 11,164 |
| Income before extraordinary items | $-156,000 | 11,065 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-156,000 | 11,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-156,000 | 11,026 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 11,900 |
| Total interest expense | $157,000 | 11,804 |
| Net interest income | $104,000 | 11,920 |
| Provision for loan and lease losses | $-9,000 | 11,407 |
| Total noninterest income | $9,000 | 11,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 10,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $97,000 | 11,950 |
| Salaries and employee benefits | $53,000 | 11,940 |
| Premises and equipment expense | $17,000 | 11,838 |
| Additional noninterest expense | $27,000 | 11,951 |
| Pre-tax net operating income | $25,000 | 11,403 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $25,000 | 11,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $25,000 | 11,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $25,000 | 11,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 11,629 |
| Total interest expense | $446,000 | 11,361 |
| Net interest income | $600,000 | 11,704 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $88,000 | 11,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $830,000 | 10,093 |
| Salaries and employee benefits | $432,000 | 9,989 |
| Premises and equipment expense | $105,000 | 9,868 |
| Additional noninterest expense | $293,000 | 10,041 |
| Pre-tax net operating income | $-161,000 | 12,237 |
| Securities gains (losses) | $-161,000 | 11,836 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-323,000 | 12,290 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-323,000 | 12,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-162,000 | 12,226 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 12,250 |
| Total interest expense | $386,000 | 12,287 |
| Net interest income | $631,000 | 12,108 |
| Provision for loan and lease losses | $112,000 | 5,474 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 6,280 |
| Total noninterest expense | $885,000 | 10,268 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $384,000 | 9,439 |
| Pre-tax net operating income | $-201,000 | 12,696 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-202,000 | 12,764 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $-186,000 | 12,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-202,000 | 12,679 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 12,484 |
| Total interest expense | $550,000 | 12,531 |
| Net interest income | $707,000 | 12,292 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $131,000 | 10,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,163 |
| Total noninterest expense | $826,000 | 10,878 |
| Salaries and employee benefits | $361,000 | 11,327 |
| Premises and equipment expense | $11,000 | 13,823 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $12,000 | 12,635 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $5,000 | 12,863 |
| Extraordinary gains, net | $3,000 | 1,401 |
| Net income | $8,000 | 12,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,000 | 12,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.