| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9814% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2155% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 5.4810% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3282% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4521% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8028% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5150% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1991% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7994% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0373% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9997% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8357% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 6.7414% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6011% | 1,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4568% | 694 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3608% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3887% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9455% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7089% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9732% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2506% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2225% | 866 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4231% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 6.0862% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7403% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6439% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1845% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3857% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1029% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8239% | 2,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1297% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3352% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5808% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6853% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 4.4382% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8040% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0996% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6829% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8659% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2996% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 1,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7960% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9372% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 4.9282% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6108% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6670% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8522% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1735% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8659% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0696% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8750% | 1,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9511% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 1.9994% | 1,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0833% | 1,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2970% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4087% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9144% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1894% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3048% | 3,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5169% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5644% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.7924% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6784% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4427% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2101% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4015% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5092% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5484% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.4322% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2097% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5433% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3205% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8875% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 4,319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3606% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3594% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 0.7247% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3078% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9405% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4032% | 1,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1949% | 3,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1181% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0946% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.1410% | 1,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0430% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5154% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0611% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1822% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0554% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2460% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2025% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0539% | 3,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1145% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0824% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1312% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0668% | 4,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0923% | 2,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0312% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1802% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1701% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1854% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4101% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2378% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1436% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.1729% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2444% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3432% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5469% | 2,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1460% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.2256% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2730% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3758% | 372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 6,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4641% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1777% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.3492% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2333% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3044% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4993% | 2,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3070% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3250% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.7612% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1819% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1554% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 6,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0813% | 1,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2063% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.1137% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4627% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2829% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5272% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1894% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3901% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2254% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2004% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.1468% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4706% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6080% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1455% | 2,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7399% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2682% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2721% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.2109% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6099% | 232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0917% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7776% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 2,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2174% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1950% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 0.2631% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2362% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1898% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2497% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8867% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0234% | 5,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0464% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1087% | 3,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2885% | 4,904 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0298% | 5,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 2,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 8,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 8,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1509% | 2,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2775% | 4,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0346% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 653 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0323% | 8,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 8,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 2,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2951% | 4,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0093% | 4,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 8,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0731% | 8,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0842% | 8,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 2,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2224% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1605% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9121% | 1,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5157% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0574% | 5,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0682% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 3,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7857% | 2,740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0639% | 4,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0912% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1372% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9187% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0419% | 4,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1380% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5027% | 3,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0984% | 5,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 3,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0319% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 2,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7129% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8542% | 2,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0586% | 5,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 2,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1498% | 3,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8524% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1157% | 8,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0430% | 5,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0263% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2213% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6279% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0658% | 5,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0094% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0239% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0482% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9670% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9022% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1605% | 4,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1301% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3065% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2772% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1740% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1129% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1298% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3335% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2288% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1259% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6206% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6585% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2805% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2317% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1700% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8585% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7469% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3608% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9175% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3107% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2873% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3704% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4900% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4502% | 682 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1265% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1583% | 6,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7291% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5647% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2680% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1178% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0754% | 9,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0867% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6527% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
