| 2010-03-31 | Rank |
| # of Employees: | 247 | 600 |
| Assets and Liabilities |
| Total Assets: | $1,538,231,000 | 457 |
| Cash and due from depository institutions | $24,386,000 | 600 |
| Interest-bearing balances | $9,172,000 | 2,785 |
| Securities | $131,975,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $63,401,000 | 115 |
| Net loans & leases | $1,199,226,000 | 383 |
| Loan loss allowance | $32,775,000 | 309 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $43,742,000 | 215 |
| Other real estate owned | $15,583,000 | 600 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $59,918,000 | 442 |
| Life insurance assets | $2,144,000 | 2,232 |
| Total liabilities and capital | $1,538,231,000 | 457 |
| Total liabilities | $1,411,293,000 | 447 |
| Total deposits | $1,255,529,000 | 434 |
| Interest-bearing deposits | $1,073,624,000 | 436 |
| Deposits held in domestic offices | $1,255,529,000 | 432 |
| % insured | 83.27% | 5,658 |
| Federal funds purchased & repurchase agreements | $28,660,000 | 534 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $120,000,000 | 386 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,104,000 | 780 |
| Total equity capital | $126,938,000 | 532 |
| Total bank equity capital | $126,938,000 | 531 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,661,000 | 2,072 |
| Surplus | $122,872,000 | 353 |
| Undivided profits | $2,405,000 | 5,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda |
| Noncurrent loans and leases | $57,108,000 | 365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $6,053,000 | 464 |
| Earning assets | $1,403,774,000 | 458 |
| Long-term assets (5+ years) | $181,314,000 | 754 |
| Average Assets, year-to-date | $1,540,668,500 | 452 |
| Average Assets, quarterly | $1,540,668,500 | 452 |
| Volatile liabilities | $376,169,000 | 406 |
| Insider loans | $26,468,000 | 197 |
| FHLB advances | $120,000,000 | 326 |
| Loans and leases held for sale | $96,000 | 1,723 |
| Unused loan commitments | $167,352,000 | 493 |
| Tier 1 (core) risk-based capital | $124,024,000 | 494 |
| Tier 2 risk-based capital | $16,095,000 | 398 |
| Total risk weighted assets | $1,270,833,000 | 395 |
| Total unused commitments | $167,352,000 | 493 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank |
| # of Employees: | 249 | 593 |
| Assets and Liabilities |
| Total Assets: | $1,543,106,000 | 451 |
| Cash and due from depository institutions | $27,515,000 | 593 |
| Interest-bearing balances | $7,990,000 | 2,612 |
| Securities | $135,234,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $11,045,000 | 755 |
| Net loans & leases | $1,226,307,000 | 384 |
| Loan loss allowance | $29,627,000 | 337 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $44,191,000 | 215 |
| Other real estate owned | $15,790,000 | 593 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $83,024,000 | 342 |
| Life insurance assets | $2,186,000 | 2,202 |
| Total liabilities and capital | $1,543,106,000 | 451 |
| Total liabilities | $1,418,098,000 | 446 |
| Total deposits | $1,283,486,000 | 424 |
| Interest-bearing deposits | $1,108,661,000 | 421 |
| Deposits held in domestic offices | $1,283,486,000 | 422 |
| % insured | 82.64% | 5,830 |
| Federal funds purchased & repurchase agreements | $23,747,000 | 629 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $100,000,000 | 471 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,865,000 | 562 |
| Total equity capital | $125,008,000 | 529 |
| Total bank equity capital | $125,008,000 | 529 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,661,000 | 2,106 |
| Surplus | $104,026,000 | 393 |
| Undivided profits | $19,321,000 | 1,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda |
| Noncurrent loans and leases | $64,160,000 | 329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $6,390,000 | 448 |
| Earning assets | $1,380,576,000 | 460 |
| Long-term assets (5+ years) | $186,774,000 | 744 |
| Average Assets, year-to-date | $1,614,432,200 | 426 |
| Average Assets, quarterly | $1,624,593,000 | 431 |
| Volatile liabilities | $357,506,000 | 429 |
| Insider loans | $26,594,000 | 197 |
| FHLB advances | $100,000,000 | 417 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $176,181,000 | 477 |
| Tier 1 (core) risk-based capital | $121,153,000 | 501 |
| Tier 2 risk-based capital | $16,602,000 | 400 |
| Total risk weighted assets | $1,315,099,000 | 394 |
| Total unused commitments | $176,181,000 | 477 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank |
| # of Employees: | 252 | 593 |
| Assets and Liabilities |
| Total Assets: | $1,706,080,000 | 432 |
| Cash and due from depository institutions | $47,733,000 | 593 |
| Interest-bearing balances | $28,363,000 | 921 |
| Securities | $149,353,000 | 865 |
| Federal funds sold & reverse repurchase agreements | $116,243,000 | 77 |
| Net loans & leases | $1,260,888,000 | 395 |
| Loan loss allowance | $26,220,000 | 369 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $44,660,000 | 217 |
| Other real estate owned | $20,799,000 | 593 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $66,404,000 | 392 |
| Life insurance assets | $34,028,000 | 192 |
| Total liabilities and capital | $1,706,080,000 | 432 |
| Total liabilities | $1,574,914,000 | 421 |
| Total deposits | $1,406,688,000 | 392 |
| Interest-bearing deposits | $1,229,553,000 | 402 |
| Deposits held in domestic offices | $1,406,688,000 | 390 |
| % insured | 84.00% | 5,711 |
| Federal funds purchased & repurchase agreements | $31,988,000 | 527 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $125,000,000 | 437 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,238,000 | 597 |
| Total equity capital | $131,166,000 | 533 |
| Total bank equity capital | $131,166,000 | 533 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,661,000 | 2,134 |
| Surplus | $97,279,000 | 409 |
| Undivided profits | $32,226,000 | 1,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda |
| Noncurrent loans and leases | $51,966,000 | 405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $6,885,000 | 450 |
| Earning assets | $1,554,847,000 | 427 |
| Long-term assets (5+ years) | $191,409,000 | 704 |
| Average Assets, year-to-date | $1,632,263,750 | 435 |
| Average Assets, quarterly | $1,663,872,000 | 432 |
| Volatile liabilities | $388,940,000 | 416 |
| Insider loans | $26,900,000 | 197 |
| FHLB advances | $125,000,000 | 369 |
| Loans and leases held for sale | $2,151,000 | 639 |
| Unused loan commitments | $180,995,000 | 501 |
| Tier 1 (core) risk-based capital | $127,376,000 | 494 |
| Tier 2 risk-based capital | $17,282,000 | 405 |
| Total risk weighted assets | $1,373,530,000 | 395 |
| Total unused commitments | $180,995,000 | 502 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank |
| # of Employees: | 253 | 607 |
| Assets and Liabilities |
| Total Assets: | $1,621,664,000 | 444 |
| Cash and due from depository institutions | $34,541,000 | 607 |
| Interest-bearing balances | $16,815,000 | 1,242 |
| Securities | $164,668,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $739,000 | 4,254 |
| Net loans & leases | $1,285,350,000 | 400 |
| Loan loss allowance | $25,504,000 | 373 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $45,011,000 | 220 |
| Other real estate owned | $26,595,000 | 607 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $64,760,000 | 399 |
| Life insurance assets | $34,065,000 | 195 |
| Total liabilities and capital | $1,621,664,000 | 444 |
| Total liabilities | $1,487,147,000 | 439 |
| Total deposits | $1,371,942,000 | 406 |
| Interest-bearing deposits | $1,197,741,000 | 409 |
| Deposits held in domestic offices | $1,371,942,000 | 404 |
| % insured | 75.74% | 4,864 |
| Federal funds purchased & repurchase agreements | $27,128,000 | 593 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,000,000 | 715 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,077,000 | 546 |
| Total equity capital | $134,517,000 | 521 |
| Total bank equity capital | $134,517,000 | 520 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,661,000 | 2,166 |
| Surplus | $92,243,000 | 432 |
| Undivided profits | $40,613,000 | 806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda |
| Noncurrent loans and leases | $53,441,000 | 374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $7,070,000 | 437 |
| Earning assets | $1,467,572,000 | 450 |
| Long-term assets (5+ years) | $186,821,000 | 727 |
| Average Assets, year-to-date | $1,607,658,330 | 452 |
| Average Assets, quarterly | $1,611,294,000 | 451 |
| Volatile liabilities | $337,136,000 | 492 |
| Insider loans | $26,870,000 | 207 |
| FHLB advances | $75,000,000 | 638 |
| Loans and leases held for sale | $627,000 | 1,417 |
| Unused loan commitments | $189,113,000 | 501 |
| Tier 1 (core) risk-based capital | $131,009,000 | 489 |
| Tier 2 risk-based capital | $17,453,000 | 400 |
| Total risk weighted assets | $1,388,138,000 | 400 |
| Total unused commitments | $189,113,000 | 501 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank |
| # of Employees: | 260 | 588 |
| Assets and Liabilities |
| Total Assets: | $1,600,924,000 | 456 |
| Cash and due from depository institutions | $21,703,000 | 588 |
| Interest-bearing balances | $86,000 | 6,202 |
| Securities | $167,073,000 | 750 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $1,292,501,000 | 403 |
| Loan loss allowance | $19,413,000 | 427 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $45,554,000 | 221 |
| Other real estate owned | $12,786,000 | 588 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $61,307,000 | 414 |
| Life insurance assets | $34,108,000 | 196 |
| Total liabilities and capital | $1,600,924,000 | 456 |
| Total liabilities | $1,460,171,000 | 451 |
| Total deposits | $1,324,896,000 | 421 |
| Interest-bearing deposits | $1,151,518,000 | 426 |
| Deposits held in domestic offices | $1,324,896,000 | 419 |
| % insured | 72.94% | 5,573 |
| Federal funds purchased & repurchase agreements | $33,420,000 | 558 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $90,000,000 | 655 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $11,855,000 | 588 |
| Total equity capital | $140,753,000 | 504 |
| Total bank equity capital | $140,753,000 | 503 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,661,000 | 2,181 |
| Surplus | $92,174,000 | 429 |
| Undivided profits | $46,918,000 | 711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda |
| Noncurrent loans and leases | $71,161,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $6,920,000 | 462 |
| Earning assets | $1,459,660,000 | 458 |
| Long-term assets (5+ years) | $178,625,000 | 758 |
| Average Assets, year-to-date | $1,600,655,500 | 457 |
| Average Assets, quarterly | $1,600,655,500 | 457 |
| Volatile liabilities | $350,195,000 | 480 |
| Insider loans | $27,014,000 | 205 |
| FHLB advances | $90,000,000 | 571 |
| Loans and leases held for sale | $444,000 | 1,438 |
| Unused loan commitments | $194,806,000 | 518 |
| Tier 1 (core) risk-based capital | $136,510,000 | 479 |
| Tier 2 risk-based capital | $17,355,000 | 397 |
| Total risk weighted assets | $1,386,336,000 | 408 |
| Total unused commitments | $194,806,000 | 520 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank |
| # of Employees: | 273 | 549 |
| Assets and Liabilities |
| Total Assets: | $1,600,387,000 | 458 |
| Cash and due from depository institutions | $21,397,000 | 549 |
| Interest-bearing balances | $66,000 | 6,007 |
| Securities | $176,415,000 | 691 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $1,286,497,000 | 412 |
| Loan loss allowance | $17,231,000 | 464 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $45,826,000 | 219 |
| Other real estate owned | $10,498,000 | 549 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $59,754,000 | 422 |
| Life insurance assets | $34,082,000 | 194 |
| Total liabilities and capital | $1,600,387,000 | 458 |
| Total liabilities | $1,456,579,000 | 451 |
| Total deposits | $1,278,918,000 | 420 |
| Interest-bearing deposits | $1,115,336,000 | 420 |
| Deposits held in domestic offices | $1,278,918,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,338,000 | 476 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $120,000,000 | 560 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $12,323,000 | 585 |
| Total equity capital | $143,808,000 | 487 |
| Total bank equity capital | $143,808,000 | 487 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,661,000 | 2,187 |
| Surplus | $92,119,000 | 417 |
| Undivided profits | $50,028,000 | 654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $56,564,000 | 281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $7,124,000 | 476 |
| Earning assets | $1,462,978,000 | 452 |
| Long-term assets (5+ years) | $180,778,000 | 740 |
| Average Assets, year-to-date | $1,592,744,600 | 441 |
| Average Assets, quarterly | $1,609,583,000 | 450 |
| Volatile liabilities | $379,453,000 | 444 |
| Insider loans | $22,075,000 | 286 |
| FHLB advances | $120,000,000 | 482 |
| Loans and leases held for sale | $240,000 | 1,401 |
| Unused loan commitments | $245,773,000 | 458 |
| Tier 1 (core) risk-based capital | $139,458,000 | 461 |
| Tier 2 risk-based capital | $17,291,000 | 407 |
| Total risk weighted assets | $1,383,041,000 | 407 |
| Total unused commitments | $245,773,000 | 458 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank |
| # of Employees: | 287 | 537 |
| Assets and Liabilities |
| Total Assets: | $1,618,779,000 | 446 |
| Cash and due from depository institutions | $23,450,000 | 537 |
| Interest-bearing balances | $89,000 | 5,294 |
| Securities | $172,552,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $1,301,785,000 | 408 |
| Loan loss allowance | $16,344,000 | 436 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $44,810,000 | 224 |
| Other real estate owned | $14,739,000 | 537 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $61,443,000 | 397 |
| Life insurance assets | $33,856,000 | 201 |
| Total liabilities and capital | $1,618,779,000 | 446 |
| Total liabilities | $1,484,398,000 | 436 |
| Total deposits | $1,271,852,000 | 412 |
| Interest-bearing deposits | $1,204,179,000 | 383 |
| Deposits held in domestic offices | $1,271,852,000 | 410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,789,000 | 344 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $120,000,000 | 562 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $11,757,000 | 579 |
| Total equity capital | $134,381,000 | 525 |
| Total bank equity capital | $134,381,000 | 525 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,661,000 | 2,206 |
| Surplus | $82,037,000 | 452 |
| Undivided profits | $50,683,000 | 677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $49,647,000 | 270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $8,181,000 | 427 |
| Earning assets | $1,474,426,000 | 445 |
| Long-term assets (5+ years) | $163,886,000 | 814 |
| Average Assets, year-to-date | $1,590,834,000 | 440 |
| Average Assets, quarterly | $1,610,424,500 | 443 |
| Volatile liabilities | $363,678,000 | 448 |
| Insider loans | $27,126,000 | 216 |
| FHLB advances | $120,000,000 | 505 |
| Loans and leases held for sale | $185,000 | 1,374 |
| Unused loan commitments | $265,613,000 | 460 |
| Tier 1 (core) risk-based capital | $133,487,000 | 479 |
| Tier 2 risk-based capital | $16,397,000 | 415 |
| Total risk weighted assets | $1,407,745,000 | 400 |
| Total unused commitments | $265,613,000 | 460 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank |
| # of Employees: | 239 | 675 |
| Assets and Liabilities |
| Total Assets: | $1,353,797,000 | 519 |
| Cash and due from depository institutions | $24,666,000 | 675 |
| Interest-bearing balances | $120,000 | 4,820 |
| Securities | $146,848,000 | 816 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $1,079,818,000 | 474 |
| Loan loss allowance | $12,062,000 | 535 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $38,751,000 | 267 |
| Other real estate owned | $9,755,000 | 675 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $53,959,000 | 429 |
| Life insurance assets | $32,137,000 | 211 |
| Total liabilities and capital | $1,353,797,000 | 519 |
| Total liabilities | $1,237,944,000 | 512 |
| Total deposits | $1,082,581,000 | 482 |
| Interest-bearing deposits | $1,024,188,000 | 443 |
| Deposits held in domestic offices | $1,082,581,000 | 480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,013,000 | 566 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $105,000,000 | 611 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,350,000 | 698 |
| Total equity capital | $115,853,000 | 597 |
| Total bank equity capital | $115,853,000 | 597 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $851,000 | 3,289 |
| Surplus | $80,533,000 | 461 |
| Undivided profits | $34,469,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $37,576,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,716,000 | 502 |
| Earning assets | $1,226,786,000 | 525 |
| Long-term assets (5+ years) | $140,496,000 | 930 |
| Average Assets, year-to-date | $1,331,701,330 | 517 |
| Average Assets, quarterly | $1,342,515,500 | 519 |
| Volatile liabilities | $270,392,000 | 584 |
| Insider loans | $30,237,000 | 183 |
| FHLB advances | $105,000,000 | 547 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $238,231,000 | 511 |
| Tier 1 (core) risk-based capital | $115,253,000 | 545 |
| Tier 2 risk-based capital | $12,112,000 | 512 |
| Total risk weighted assets | $1,187,589,000 | 459 |
| Total unused commitments | $238,231,000 | 511 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank |
| # of Employees: | 235 | 675 |
| Assets and Liabilities |
| Total Assets: | $1,331,234,000 | 527 |
| Cash and due from depository institutions | $21,805,000 | 675 |
| Interest-bearing balances | $132,000 | 4,741 |
| Securities | $141,159,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $1,076,210,000 | 470 |
| Loan loss allowance | $12,552,000 | 473 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $33,880,000 | 321 |
| Other real estate owned | $6,244,000 | 675 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $51,936,000 | 437 |
| Life insurance assets | $31,810,000 | 210 |
| Total liabilities and capital | $1,331,234,000 | 527 |
| Total liabilities | $1,214,399,000 | 514 |
| Total deposits | $1,015,228,000 | 509 |
| Interest-bearing deposits | $948,954,000 | 488 |
| Deposits held in domestic offices | $1,015,228,000 | 507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $83,186,000 | 358 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $105,000,000 | 577 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $10,985,000 | 658 |
| Total equity capital | $116,835,000 | 603 |
| Total bank equity capital | $116,835,000 | 603 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $851,000 | 3,304 |
| Surplus | $68,441,000 | 514 |
| Undivided profits | $47,543,000 | 779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $28,067,000 | 307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,862,000 | 456 |
| Earning assets | $1,217,501,000 | 520 |
| Long-term assets (5+ years) | $139,823,000 | 896 |
| Average Assets, year-to-date | $1,320,653,500 | 523 |
| Average Assets, quarterly | $1,320,653,500 | 523 |
| Volatile liabilities | $300,983,000 | 517 |
| Insider loans | $30,562,000 | 179 |
| FHLB advances | $105,000,000 | 517 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $278,811,000 | 482 |
| Tier 1 (core) risk-based capital | $114,301,000 | 550 |
| Tier 2 risk-based capital | $12,552,000 | 487 |
| Total risk weighted assets | $1,165,781,000 | 459 |
| Total unused commitments | $278,811,000 | 483 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank |
| # of Employees: | 244 | 657 |
| Assets and Liabilities |
| Total Assets: | $1,310,073,000 | 531 |
| Cash and due from depository institutions | $24,674,000 | 657 |
| Interest-bearing balances | $97,000 | 4,886 |
| Securities | $123,410,000 | 974 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $1,072,766,000 | 476 |
| Loan loss allowance | $12,630,000 | 448 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $29,827,000 | 373 |
| Other real estate owned | $4,928,000 | 657 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $54,468,000 | 421 |
| Life insurance assets | $31,433,000 | 212 |
| Total liabilities and capital | $1,310,073,000 | 531 |
| Total liabilities | $1,195,639,000 | 515 |
| Total deposits | $981,756,000 | 520 |
| Interest-bearing deposits | $928,339,000 | 489 |
| Deposits held in domestic offices | $981,756,000 | 516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,376,000 | 306 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $94,526,000 | 598 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,981,000 | 592 |
| Total equity capital | $114,434,000 | 609 |
| Total bank equity capital | $114,434,000 | 609 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $851,000 | 3,310 |
| Surplus | $68,346,000 | 512 |
| Undivided profits | $45,237,000 | 824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $22,639,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $9,249,000 | 425 |
| Earning assets | $1,196,273,000 | 527 |
| Long-term assets (5+ years) | $117,941,000 | 1,000 |
| Average Assets, year-to-date | $1,244,810,800 | 532 |
| Average Assets, quarterly | $1,292,319,500 | 534 |
| Volatile liabilities | $317,885,000 | 508 |
| Insider loans | $30,148,000 | 173 |
| FHLB advances | $94,526,000 | 543 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $232,564,000 | 538 |
| Tier 1 (core) risk-based capital | $113,700,000 | 549 |
| Tier 2 risk-based capital | $12,630,000 | 472 |
| Total risk weighted assets | $1,162,923,000 | 458 |
| Total unused commitments | $232,564,000 | 538 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank |
| # of Employees: | 245 | 646 |
| Assets and Liabilities |
| Total Assets: | $1,274,566,000 | 536 |
| Cash and due from depository institutions | $25,989,000 | 646 |
| Interest-bearing balances | $91,000 | 4,805 |
| Securities | $132,822,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $1,030,671,000 | 473 |
| Loan loss allowance | $11,705,000 | 455 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $24,181,000 | 432 |
| Other real estate owned | $6,491,000 | 646 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $54,412,000 | 413 |
| Life insurance assets | $31,032,000 | 208 |
| Total liabilities and capital | $1,274,566,000 | 536 |
| Total liabilities | $1,161,355,000 | 523 |
| Total deposits | $923,655,000 | 542 |
| Interest-bearing deposits | $866,154,000 | 515 |
| Deposits held in domestic offices | $923,655,000 | 538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,362,000 | 267 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $105,055,000 | 496 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,283,000 | 664 |
| Total equity capital | $113,211,000 | 610 |
| Total bank equity capital | $113,211,000 | 610 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $851,000 | 3,296 |
| Surplus | $68,255,000 | 498 |
| Undivided profits | $44,105,000 | 846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $9,927,000 | 489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $9,472,000 | 432 |
| Earning assets | $1,163,584,000 | 534 |
| Long-term assets (5+ years) | $110,836,000 | 1,029 |
| Average Assets, year-to-date | $1,228,495,250 | 537 |
| Average Assets, quarterly | $1,254,038,500 | 539 |
| Volatile liabilities | $312,716,000 | 487 |
| Insider loans | $31,987,000 | 167 |
| FHLB advances | $105,055,000 | 442 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $247,871,000 | 529 |
| Tier 1 (core) risk-based capital | $113,117,000 | 553 |
| Tier 2 risk-based capital | $11,705,000 | 488 |
| Total risk weighted assets | $1,124,541,000 | 464 |
| Total unused commitments | $247,871,000 | 529 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank |
| # of Employees: | 243 | 670 |
| Assets and Liabilities |
| Total Assets: | $1,233,511,000 | 560 |
| Cash and due from depository institutions | $25,224,000 | 670 |
| Interest-bearing balances | $126,000 | 4,415 |
| Securities | $131,210,000 | 905 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $1,029,188,000 | 477 |
| Loan loss allowance | $11,134,000 | 486 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,086,000 | 538 |
| Other real estate owned | $4,656,000 | 670 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $23,147,000 | 842 |
| Life insurance assets | $624,000 | 3,283 |
| Total liabilities and capital | $1,233,511,000 | 560 |
| Total liabilities | $1,122,748,000 | 546 |
| Total deposits | $956,722,000 | 537 |
| Interest-bearing deposits | $856,810,000 | 531 |
| Deposits held in domestic offices | $956,722,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,853,000 | 475 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $105,083,000 | 470 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,090,000 | 575 |
| Total equity capital | $110,763,000 | 625 |
| Total bank equity capital | $110,763,000 | 625 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $851,000 | 3,303 |
| Surplus | $68,165,000 | 516 |
| Undivided profits | $41,747,000 | 876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,844,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $8,883,000 | 438 |
| Earning assets | $1,160,524,000 | 543 |
| Long-term assets (5+ years) | $103,381,000 | 1,079 |
| Average Assets, year-to-date | $1,213,138,330 | 557 |
| Average Assets, quarterly | $1,226,528,500 | 553 |
| Volatile liabilities | $219,218,000 | 673 |
| Insider loans | $32,866,000 | 153 |
| FHLB advances | $105,083,000 | 409 |
| Loans and leases held for sale | $1,000 | 1,801 |
| Unused loan commitments | $235,429,000 | 552 |
| Tier 1 (core) risk-based capital | $111,792,000 | 560 |
| Tier 2 risk-based capital | $11,134,000 | 523 |
| Total risk weighted assets | $1,107,939,000 | 473 |
| Total unused commitments | $235,429,000 | 552 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank |
| # of Employees: | 239 | 668 |
| Assets and Liabilities |
| Total Assets: | $1,219,546,000 | 558 |
| Cash and due from depository institutions | $32,065,000 | 668 |
| Interest-bearing balances | $93,000 | 4,929 |
| Securities | $130,479,000 | 914 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $1,013,052,000 | 484 |
| Loan loss allowance | $11,764,000 | 456 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $18,904,000 | 577 |
| Other real estate owned | $3,529,000 | 668 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $21,517,000 | 857 |
| Life insurance assets | $618,000 | 3,291 |
| Total liabilities and capital | $1,219,546,000 | 558 |
| Total liabilities | $1,109,704,000 | 547 |
| Total deposits | $952,402,000 | 536 |
| Interest-bearing deposits | $850,953,000 | 526 |
| Deposits held in domestic offices | $952,402,000 | 534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,529,000 | 531 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $105,111,000 | 457 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $11,662,000 | 616 |
| Total equity capital | $109,842,000 | 620 |
| Total bank equity capital | $109,842,000 | 620 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $851,000 | 3,299 |
| Surplus | $68,058,000 | 493 |
| Undivided profits | $40,933,000 | 909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $11,754,000 | 327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $8,809,000 | 437 |
| Earning assets | $1,143,624,000 | 549 |
| Long-term assets (5+ years) | $100,585,000 | 1,087 |
| Average Assets, year-to-date | $1,202,952,000 | 560 |
| Average Assets, quarterly | $1,202,952,000 | 560 |
| Volatile liabilities | $211,972,000 | 695 |
| Insider loans | $33,357,000 | 155 |
| FHLB advances | $105,111,000 | 400 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $262,252,000 | 521 |
| Tier 1 (core) risk-based capital | $110,202,000 | 559 |
| Tier 2 risk-based capital | $11,764,000 | 491 |
| Total risk weighted assets | $1,095,495,000 | 473 |
| Total unused commitments | $262,252,000 | 521 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank |
| # of Employees: | 231 | 687 |
| Assets and Liabilities |
| Total Assets: | $1,186,358,000 | 564 |
| Cash and due from depository institutions | $28,571,000 | 687 |
| Interest-bearing balances | $104,000 | 4,673 |
| Securities | $131,244,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $984,127,000 | 492 |
| Loan loss allowance | $11,404,000 | 458 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $16,959,000 | 635 |
| Other real estate owned | $3,482,000 | 687 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $21,975,000 | 845 |
| Life insurance assets | $612,000 | 3,274 |
| Total liabilities and capital | $1,186,358,000 | 564 |
| Total liabilities | $1,081,271,000 | 555 |
| Total deposits | $891,253,000 | 559 |
| Interest-bearing deposits | $799,613,000 | 553 |
| Deposits held in domestic offices | $891,253,000 | 558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $111,874,000 | 293 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $65,139,000 | 709 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $13,005,000 | 550 |
| Total equity capital | $105,087,000 | 629 |
| Total bank equity capital | $105,087,000 | 629 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $851,000 | 3,298 |
| Surplus | $67,904,000 | 478 |
| Undivided profits | $36,332,000 | 1,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,915,000 | 815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $8,910,000 | 443 |
| Earning assets | $1,115,475,000 | 554 |
| Long-term assets (5+ years) | $95,745,000 | 1,124 |
| Average Assets, year-to-date | $1,112,807,000 | 571 |
| Average Assets, quarterly | $1,169,457,500 | 561 |
| Volatile liabilities | $297,883,000 | 575 |
| Insider loans | $34,201,000 | 144 |
| FHLB advances | $65,139,000 | 640 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $367,466,000 | 400 |
| Tier 1 (core) risk-based capital | $105,716,000 | 566 |
| Tier 2 risk-based capital | $11,404,000 | 498 |
| Total risk weighted assets | $1,140,296,000 | 457 |
| Total unused commitments | $367,466,000 | 400 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank |
| # of Employees: | 227 | 719 |
| Assets and Liabilities |
| Total Assets: | $1,152,557,000 | 574 |
| Cash and due from depository institutions | $24,598,000 | 719 |
| Interest-bearing balances | $102,000 | 4,717 |
| Securities | $129,048,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $958,734,000 | 499 |
| Loan loss allowance | $11,299,000 | 465 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $16,563,000 | 642 |
| Other real estate owned | $4,414,000 | 719 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $19,200,000 | 974 |
| Life insurance assets | $605,000 | 3,256 |
| Total liabilities and capital | $1,152,557,000 | 574 |
| Total liabilities | $1,051,339,000 | 569 |
| Total deposits | $972,954,000 | 519 |
| Interest-bearing deposits | $878,783,000 | 495 |
| Deposits held in domestic offices | $972,954,000 | 518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,677,000 | 933 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $50,166,000 | 925 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,542,000 | 575 |
| Total equity capital | $101,218,000 | 651 |
| Total bank equity capital | $101,218,000 | 651 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $851,000 | 3,319 |
| Surplus | $67,716,000 | 478 |
| Undivided profits | $32,651,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,596,000 | 1,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $8,215,000 | 470 |
| Earning assets | $1,087,884,000 | 566 |
| Long-term assets (5+ years) | $91,923,000 | 1,163 |
| Average Assets, year-to-date | $1,094,419,250 | 590 |
| Average Assets, quarterly | $1,148,246,500 | 574 |
| Volatile liabilities | $302,060,000 | 577 |
| Insider loans | $36,228,000 | 140 |
| FHLB advances | $50,166,000 | 844 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $388,526,000 | 398 |
| Tier 1 (core) risk-based capital | $102,028,000 | 595 |
| Tier 2 risk-based capital | $11,299,000 | 507 |
| Total risk weighted assets | $1,084,022,000 | 479 |
| Total unused commitments | $388,526,000 | 398 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank |
| # of Employees: | 235 | 697 |
| Assets and Liabilities |
| Total Assets: | $1,143,936,000 | 580 |
| Cash and due from depository institutions | $31,329,000 | 697 |
| Interest-bearing balances | $191,000 | 4,181 |
| Securities | $127,861,000 | 957 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $947,989,000 | 496 |
| Loan loss allowance | $10,914,000 | 469 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $14,478,000 | 724 |
| Other real estate owned | $3,410,000 | 697 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,869,000 | 979 |
| Life insurance assets | $601,000 | 3,225 |
| Total liabilities and capital | $1,143,936,000 | 580 |
| Total liabilities | $1,051,052,000 | 565 |
| Total deposits | $928,675,000 | 530 |
| Interest-bearing deposits | $823,257,000 | 521 |
| Deposits held in domestic offices | $928,675,000 | 529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,576,000 | 428 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $50,192,000 | 934 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,609,000 | 609 |
| Total equity capital | $92,884,000 | 694 |
| Total bank equity capital | $92,884,000 | 694 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $851,000 | 3,314 |
| Surplus | $65,778,000 | 486 |
| Undivided profits | $26,255,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,086,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $7,789,000 | 455 |
| Earning assets | $1,076,041,000 | 564 |
| Long-term assets (5+ years) | $79,609,000 | 1,283 |
| Average Assets, year-to-date | $1,075,040,000 | 596 |
| Average Assets, quarterly | $1,096,782,500 | 592 |
| Volatile liabilities | $338,189,000 | 536 |
| Insider loans | $29,552,000 | 175 |
| FHLB advances | $50,192,000 | 852 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $362,572,000 | 419 |
| Tier 1 (core) risk-based capital | $94,930,000 | 625 |
| Tier 2 risk-based capital | $10,920,000 | 509 |
| Total risk weighted assets | $1,040,778,000 | 490 |
| Total unused commitments | $362,572,000 | 419 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank |
| # of Employees: | 213 | 755 |
| Assets and Liabilities |
| Total Assets: | $1,049,629,000 | 608 |
| Cash and due from depository institutions | $21,070,000 | 755 |
| Interest-bearing balances | $102,000 | 4,863 |
| Securities | $127,119,000 | 976 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $867,384,000 | 521 |
| Loan loss allowance | $9,940,000 | 515 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,368,000 | 716 |
| Other real estate owned | $4,055,000 | 755 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $15,633,000 | 1,135 |
| Life insurance assets | $596,000 | 3,193 |
| Total liabilities and capital | $1,049,629,000 | 608 |
| Total liabilities | $963,014,000 | 597 |
| Total deposits | $835,234,000 | 571 |
| Interest-bearing deposits | $737,974,000 | 567 |
| Deposits held in domestic offices | $835,234,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $58,424,000 | 428 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $60,218,000 | 774 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,138,000 | 669 |
| Total equity capital | $86,615,000 | 734 |
| Total bank equity capital | $86,615,000 | 734 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $851,000 | 3,300 |
| Surplus | $62,964,000 | 492 |
| Undivided profits | $22,800,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,055,000 | 1,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,558,000 | 506 |
| Earning assets | $994,605,000 | 592 |
| Long-term assets (5+ years) | $68,132,000 | 1,431 |
| Average Assets, year-to-date | $1,040,592,000 | 610 |
| Average Assets, quarterly | $1,040,592,000 | 610 |
| Volatile liabilities | $255,658,000 | 630 |
| Insider loans | $35,852,000 | 136 |
| FHLB advances | $60,218,000 | 704 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $369,255,000 | 405 |
| Tier 1 (core) risk-based capital | $88,260,000 | 663 |
| Tier 2 risk-based capital | $9,947,000 | 545 |
| Total risk weighted assets | $957,703,000 | 511 |
| Total unused commitments | $369,255,000 | 405 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank |
| # of Employees: | 222 | 715 |
| Assets and Liabilities |
| Total Assets: | $1,031,555,000 | 614 |
| Cash and due from depository institutions | $19,980,000 | 715 |
| Interest-bearing balances | $143,000 | 4,587 |
| Securities | $124,224,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $850,928,000 | 524 |
| Loan loss allowance | $9,994,000 | 502 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,548,000 | 759 |
| Other real estate owned | $3,141,000 | 715 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $19,734,000 | 889 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,031,555,000 | 614 |
| Total liabilities | $946,717,000 | 599 |
| Total deposits | $798,420,000 | 594 |
| Interest-bearing deposits | $708,287,000 | 576 |
| Deposits held in domestic offices | $798,420,000 | 593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,414,000 | 506 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $95,244,000 | 554 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,639,000 | 626 |
| Total equity capital | $84,838,000 | 735 |
| Total bank equity capital | $84,838,000 | 735 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $851,000 | 3,308 |
| Surplus | $62,856,000 | 481 |
| Undivided profits | $21,131,000 | 1,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,543,000 | 1,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $6,777,000 | 500 |
| Earning assets | $975,295,000 | 590 |
| Long-term assets (5+ years) | $66,497,000 | 1,429 |
| Average Assets, year-to-date | $1,014,203,800 | 601 |
| Average Assets, quarterly | $1,021,093,000 | 617 |
| Volatile liabilities | $237,336,000 | 668 |
| Insider loans | $32,989,000 | 138 |
| FHLB advances | $95,244,000 | 483 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $337,719,000 | 420 |
| Tier 1 (core) risk-based capital | $86,023,000 | 671 |
| Tier 2 risk-based capital | $10,000,000 | 532 |
| Total risk weighted assets | $928,004,000 | 513 |
| Total unused commitments | $337,719,000 | 420 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank |
| # of Employees: | 210 | 758 |
| Assets and Liabilities |
| Total Assets: | $1,010,631,000 | 617 |
| Cash and due from depository institutions | $21,888,000 | 758 |
| Interest-bearing balances | $132,000 | 4,705 |
| Securities | $123,090,000 | 1,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $834,191,000 | 515 |
| Loan loss allowance | $9,886,000 | 498 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $13,332,000 | 747 |
| Other real estate owned | $1,007,000 | 758 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $17,123,000 | 1,005 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,010,631,000 | 617 |
| Total liabilities | $925,002,000 | 607 |
| Total deposits | $774,533,000 | 599 |
| Interest-bearing deposits | $684,126,000 | 587 |
| Deposits held in domestic offices | $774,533,000 | 597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,815,000 | 694 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $118,269,000 | 466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,385,000 | 669 |
| Total equity capital | $85,629,000 | 716 |
| Total bank equity capital | $85,629,000 | 716 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $851,000 | 3,289 |
| Surplus | $52,846,000 | 538 |
| Undivided profits | $31,932,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,913,000 | 687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,845,000 | 522 |
| Earning assets | $957,413,000 | 598 |
| Long-term assets (5+ years) | $72,120,000 | 1,317 |
| Average Assets, year-to-date | $1,009,866,000 | 596 |
| Average Assets, quarterly | $1,018,797,500 | 609 |
| Volatile liabilities | $206,670,000 | 726 |
| Insider loans | $32,537,000 | 139 |
| FHLB advances | $118,269,000 | 409 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $281,954,000 | 453 |
| Tier 1 (core) risk-based capital | $86,374,000 | 655 |
| Tier 2 risk-based capital | $9,894,000 | 520 |
| Total risk weighted assets | $890,408,000 | 520 |
| Total unused commitments | $281,954,000 | 453 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank |
| # of Employees: | 206 | 770 |
| Assets and Liabilities |
| Total Assets: | $1,026,964,000 | 600 |
| Cash and due from depository institutions | $22,027,000 | 770 |
| Interest-bearing balances | $93,000 | 5,228 |
| Securities | $118,251,000 | 1,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $852,500,000 | 498 |
| Loan loss allowance | $10,050,000 | 489 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,466,000 | 721 |
| Other real estate owned | $2,214,000 | 770 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $18,506,000 | 906 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,026,964,000 | 600 |
| Total liabilities | $943,732,000 | 589 |
| Total deposits | $770,121,000 | 586 |
| Interest-bearing deposits | $684,247,000 | 564 |
| Deposits held in domestic offices | $770,121,000 | 585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,865,000 | 462 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $118,294,000 | 480 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,452,000 | 697 |
| Total equity capital | $83,232,000 | 720 |
| Total bank equity capital | $83,232,000 | 720 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $851,000 | 3,273 |
| Surplus | $52,815,000 | 519 |
| Undivided profits | $29,566,000 | 1,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,800,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $271,000 | 476 |
| Income earned, not collected on loans | $5,998,000 | 480 |
| Earning assets | $970,844,000 | 582 |
| Long-term assets (5+ years) | $80,689,000 | 1,189 |
| Average Assets, year-to-date | $1,009,611,000 | 589 |
| Average Assets, quarterly | $1,018,190,000 | 589 |
| Volatile liabilities | $238,538,000 | 626 |
| Insider loans | $32,930,000 | 135 |
| FHLB advances | $118,294,000 | 418 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $292,517,000 | 433 |
| Tier 1 (core) risk-based capital | $83,426,000 | 667 |
| Tier 2 risk-based capital | $10,057,000 | 500 |
| Total risk weighted assets | $908,860,000 | 497 |
| Total unused commitments | $292,517,000 | 433 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank |
| # of Employees: | 205 | 766 |
| Assets and Liabilities |
| Total Assets: | $1,009,416,000 | 593 |
| Cash and due from depository institutions | $18,610,000 | 766 |
| Interest-bearing balances | $104,000 | 4,979 |
| Securities | $124,937,000 | 1,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $831,997,000 | 503 |
| Loan loss allowance | $10,108,000 | 484 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $13,594,000 | 697 |
| Other real estate owned | $3,524,000 | 766 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $16,754,000 | 982 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,009,416,000 | 593 |
| Total liabilities | $929,809,000 | 582 |
| Total deposits | $748,289,000 | 590 |
| Interest-bearing deposits | $662,327,000 | 577 |
| Deposits held in domestic offices | $748,289,000 | 589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,398,000 | 420 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $118,319,000 | 463 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,803,000 | 746 |
| Total equity capital | $79,607,000 | 731 |
| Total bank equity capital | $79,607,000 | 731 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $851,000 | 3,283 |
| Surplus | $52,732,000 | 511 |
| Undivided profits | $26,024,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,564,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $379,000 | 394 |
| Income earned, not collected on loans | $5,422,000 | 508 |
| Earning assets | $957,038,000 | 579 |
| Long-term assets (5+ years) | $89,507,000 | 1,121 |
| Average Assets, year-to-date | $1,000,934,500 | 592 |
| Average Assets, quarterly | $1,000,934,500 | 592 |
| Volatile liabilities | $228,048,000 | 623 |
| Insider loans | $35,159,000 | 129 |
| FHLB advances | $118,319,000 | 407 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $254,563,000 | 463 |
| Tier 1 (core) risk-based capital | $80,329,000 | 678 |
| Tier 2 risk-based capital | $10,108,000 | 503 |
| Total risk weighted assets | $884,049,000 | 500 |
| Total unused commitments | $254,563,000 | 463 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank |
| # of Employees: | 207 | 766 |
| Assets and Liabilities |
| Total Assets: | $992,453,000 | 606 |
| Cash and due from depository institutions | $17,620,000 | 766 |
| Interest-bearing balances | $166,000 | 4,559 |
| Securities | $124,152,000 | 1,030 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $817,632,000 | 512 |
| Loan loss allowance | $10,058,000 | 498 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,664,000 | 687 |
| Other real estate owned | $1,600,000 | 766 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,785,000 | 912 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $992,453,000 | 606 |
| Total liabilities | $915,086,000 | 593 |
| Total deposits | $705,960,000 | 619 |
| Interest-bearing deposits | $622,277,000 | 606 |
| Deposits held in domestic offices | $705,960,000 | 618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,664,000 | 336 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $118,343,000 | 467 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $8,119,000 | 639 |
| Total equity capital | $77,367,000 | 758 |
| Total bank equity capital | $77,367,000 | 758 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $851,000 | 3,281 |
| Surplus | $51,682,000 | 521 |
| Undivided profits | $24,834,000 | 1,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $5,151,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $108,000 | 737 |
| Income earned, not collected on loans | $5,381,000 | 503 |
| Earning assets | $941,950,000 | 588 |
| Long-term assets (5+ years) | $94,984,000 | 1,096 |
| Average Assets, year-to-date | $932,570,000 | 614 |
| Average Assets, quarterly | $980,257,000 | 606 |
| Volatile liabilities | $222,391,000 | 609 |
| Insider loans | $35,602,000 | 122 |
| FHLB advances | $118,343,000 | 405 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $281,282,000 | 429 |
| Tier 1 (core) risk-based capital | $77,142,000 | 696 |
| Tier 2 risk-based capital | $10,058,000 | 514 |
| Total risk weighted assets | $855,714,000 | 516 |
| Total unused commitments | $281,282,000 | 429 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank |
| # of Employees: | 205 | 768 |
| Assets and Liabilities |
| Total Assets: | $968,061,000 | 613 |
| Cash and due from depository institutions | $20,891,000 | 768 |
| Interest-bearing balances | $132,000 | 4,841 |
| Securities | $123,424,000 | 1,032 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $794,279,000 | 513 |
| Loan loss allowance | $10,015,000 | 493 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $13,671,000 | 657 |
| Other real estate owned | $1,109,000 | 768 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $14,687,000 | 1,050 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $968,061,000 | 613 |
| Total liabilities | $892,452,000 | 600 |
| Total deposits | $693,010,000 | 620 |
| Interest-bearing deposits | $611,932,000 | 607 |
| Deposits held in domestic offices | $693,010,000 | 616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,176,000 | 310 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $103,366,000 | 521 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,900,000 | 714 |
| Total equity capital | $75,609,000 | 764 |
| Total bank equity capital | $75,609,000 | 764 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $851,000 | 3,287 |
| Surplus | $51,664,000 | 511 |
| Undivided profits | $23,094,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,764,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,637,000 | 581 |
| Earning assets | $917,835,000 | 600 |
| Long-term assets (5+ years) | $103,435,000 | 1,019 |
| Average Assets, year-to-date | $917,599,250 | 624 |
| Average Assets, quarterly | $947,412,000 | 622 |
| Volatile liabilities | $208,971,000 | 626 |
| Insider loans | $34,270,000 | 116 |
| FHLB advances | $103,366,000 | 452 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $277,526,000 | 425 |
| Tier 1 (core) risk-based capital | $74,788,000 | 707 |
| Tier 2 risk-based capital | $10,015,000 | 504 |
| Total risk weighted assets | $817,498,000 | 524 |
| Total unused commitments | $277,526,000 | 425 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank |
| # of Employees: | 207 | 767 |
| Assets and Liabilities |
| Total Assets: | $926,763,000 | 633 |
| Cash and due from depository institutions | $17,109,000 | 767 |
| Interest-bearing balances | $106,000 | 5,098 |
| Securities | $121,570,000 | 1,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $757,709,000 | 513 |
| Loan loss allowance | $9,553,000 | 513 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $13,763,000 | 638 |
| Other real estate owned | $1,351,000 | 767 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $15,261,000 | 1,018 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $926,763,000 | 633 |
| Total liabilities | $858,467,000 | 613 |
| Total deposits | $674,421,000 | 635 |
| Interest-bearing deposits | $593,298,000 | 618 |
| Deposits held in domestic offices | $674,421,000 | 632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,625,000 | 353 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $103,490,000 | 518 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,931,000 | 765 |
| Total equity capital | $68,296,000 | 805 |
| Total bank equity capital | $68,296,000 | 805 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $851,000 | 3,304 |
| Surplus | $49,045,000 | 510 |
| Undivided profits | $18,400,000 | 1,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $4,240,000 | 688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,621,000 | 549 |
| Earning assets | $879,385,000 | 608 |
| Long-term assets (5+ years) | $107,477,000 | 1,019 |
| Average Assets, year-to-date | $900,778,670 | 628 |
| Average Assets, quarterly | $913,933,000 | 630 |
| Volatile liabilities | $177,514,000 | 693 |
| Insider loans | $35,663,000 | 114 |
| FHLB advances | $103,490,000 | 457 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $276,844,000 | 423 |
| Tier 1 (core) risk-based capital | $68,413,000 | 757 |
| Tier 2 risk-based capital | $9,553,000 | 522 |
| Total risk weighted assets | $777,512,000 | 531 |
| Total unused commitments | $276,844,000 | 423 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank |
| # of Employees: | 212 | 751 |
| Assets and Liabilities |
| Total Assets: | $901,103,000 | 639 |
| Cash and due from depository institutions | $18,610,000 | 751 |
| Interest-bearing balances | $105,000 | 5,200 |
| Securities | $128,432,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $727,342,000 | 522 |
| Loan loss allowance | $9,179,000 | 526 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $13,805,000 | 620 |
| Other real estate owned | $923,000 | 751 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $11,991,000 | 1,208 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $901,103,000 | 639 |
| Total liabilities | $833,887,000 | 623 |
| Total deposits | $657,054,000 | 647 |
| Interest-bearing deposits | $584,095,000 | 631 |
| Deposits held in domestic offices | $657,054,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,179,000 | 367 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $103,512,000 | 493 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,142,000 | 935 |
| Total equity capital | $67,216,000 | 839 |
| Total bank equity capital | $67,216,000 | 839 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $851,000 | 3,306 |
| Surplus | $48,938,000 | 506 |
| Undivided profits | $17,427,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,719,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,359,000 | 573 |
| Earning assets | $855,879,000 | 615 |
| Long-term assets (5+ years) | $113,066,000 | 934 |
| Average Assets, year-to-date | $887,786,500 | 639 |
| Average Assets, quarterly | $887,786,500 | 639 |
| Volatile liabilities | $168,772,000 | 699 |
| Insider loans | $35,928,000 | 110 |
| FHLB advances | $103,512,000 | 432 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $248,755,000 | 452 |
| Tier 1 (core) risk-based capital | $65,524,000 | 787 |
| Tier 2 risk-based capital | $9,179,000 | 542 |
| Total risk weighted assets | $737,873,000 | 550 |
| Total unused commitments | $248,755,000 | 452 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank |
| # of Employees: | 212 | 760 |
| Assets and Liabilities |
| Total Assets: | $874,470,000 | 653 |
| Cash and due from depository institutions | $18,029,000 | 760 |
| Interest-bearing balances | $95,000 | 5,441 |
| Securities | $118,237,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $709,200,000 | 523 |
| Loan loss allowance | $8,942,000 | 544 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $13,872,000 | 613 |
| Other real estate owned | $421,000 | 760 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $14,711,000 | 1,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $874,470,000 | 653 |
| Total liabilities | $808,576,000 | 638 |
| Total deposits | $657,749,000 | 648 |
| Interest-bearing deposits | $586,747,000 | 625 |
| Deposits held in domestic offices | $657,749,000 | 646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,999,000 | 473 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $99,135,000 | 536 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,693,000 | 749 |
| Total equity capital | $65,894,000 | 840 |
| Total bank equity capital | $65,894,000 | 840 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $851,000 | 3,336 |
| Surplus | $48,938,000 | 510 |
| Undivided profits | $16,105,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,481,000 | 1,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,510,000 | 566 |
| Earning assets | $827,532,000 | 633 |
| Long-term assets (5+ years) | $111,829,000 | 977 |
| Average Assets, year-to-date | $859,958,400 | 637 |
| Average Assets, quarterly | $869,040,500 | 651 |
| Volatile liabilities | $156,894,000 | 741 |
| Insider loans | $36,131,000 | 108 |
| FHLB advances | $99,135,000 | 466 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $210,878,000 | 488 |
| Tier 1 (core) risk-based capital | $64,308,000 | 791 |
| Tier 2 risk-based capital | $8,673,000 | 564 |
| Total risk weighted assets | $693,548,000 | 574 |
| Total unused commitments | $210,878,000 | 488 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank |
| # of Employees: | 213 | 770 |
| Assets and Liabilities |
| Total Assets: | $863,611,000 | 672 |
| Cash and due from depository institutions | $18,160,000 | 770 |
| Interest-bearing balances | $112,000 | 5,159 |
| Securities | $124,607,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $692,596,000 | 533 |
| Loan loss allowance | $8,748,000 | 568 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,934,000 | 601 |
| Other real estate owned | $921,000 | 770 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $13,393,000 | 1,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $863,611,000 | 672 |
| Total liabilities | $797,870,000 | 653 |
| Total deposits | $638,564,000 | 681 |
| Interest-bearing deposits | $568,258,000 | 658 |
| Deposits held in domestic offices | $638,564,000 | 679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,752,000 | 424 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $99,157,000 | 516 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,397,000 | 810 |
| Total equity capital | $65,741,000 | 854 |
| Total bank equity capital | $65,741,000 | 854 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $851,000 | 3,358 |
| Surplus | $48,827,000 | 525 |
| Undivided profits | $16,063,000 | 2,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $3,099,000 | 1,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $4,477,000 | 591 |
| Earning assets | $817,315,000 | 648 |
| Long-term assets (5+ years) | $121,457,000 | 899 |
| Average Assets, year-to-date | $856,330,500 | 654 |
| Average Assets, quarterly | $866,519,000 | 664 |
| Volatile liabilities | $163,330,000 | 714 |
| Insider loans | $33,357,000 | 119 |
| FHLB advances | $99,157,000 | 448 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $188,099,000 | 539 |
| Tier 1 (core) risk-based capital | $63,740,000 | 803 |
| Tier 2 risk-based capital | $8,547,000 | 576 |
| Total risk weighted assets | $683,597,000 | 580 |
| Total unused commitments | $188,099,000 | 541 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank |
| # of Employees: | 209 | 781 |
| Assets and Liabilities |
| Total Assets: | $869,427,000 | 650 |
| Cash and due from depository institutions | $19,452,000 | 781 |
| Interest-bearing balances | $110,000 | 5,243 |
| Securities | $129,840,000 | 1,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $692,475,000 | 526 |
| Loan loss allowance | $8,730,000 | 567 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,370,000 | 622 |
| Other real estate owned | $1,285,000 | 781 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $13,005,000 | 1,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $869,427,000 | 650 |
| Total liabilities | $803,552,000 | 638 |
| Total deposits | $651,757,000 | 657 |
| Interest-bearing deposits | $584,362,000 | 631 |
| Deposits held in domestic offices | $651,757,000 | 655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,694,000 | 475 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $105,279,000 | 496 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,822,000 | 906 |
| Total equity capital | $65,875,000 | 847 |
| Total bank equity capital | $65,875,000 | 847 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $851,000 | 3,360 |
| Surplus | $48,827,000 | 506 |
| Undivided profits | $16,197,000 | 2,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,314,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $4,815,000 | 541 |
| Earning assets | $822,425,000 | 633 |
| Long-term assets (5+ years) | $124,845,000 | 836 |
| Average Assets, year-to-date | $853,903,670 | 650 |
| Average Assets, quarterly | $865,279,500 | 651 |
| Volatile liabilities | $155,083,000 | 737 |
| Insider loans | $35,088,000 | 111 |
| FHLB advances | $105,279,000 | 425 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $171,546,000 | 580 |
| Tier 1 (core) risk-based capital | $62,913,000 | 799 |
| Tier 2 risk-based capital | $8,507,000 | 560 |
| Total risk weighted assets | $680,304,000 | 569 |
| Total unused commitments | $171,546,000 | 582 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank |
| # of Employees: | 204 | 791 |
| Assets and Liabilities |
| Total Assets: | $861,132,000 | 646 |
| Cash and due from depository institutions | $28,183,000 | 791 |
| Interest-bearing balances | $101,000 | 5,221 |
| Securities | $128,619,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $677,432,000 | 530 |
| Loan loss allowance | $8,540,000 | 576 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,976,000 | 640 |
| Other real estate owned | $1,431,000 | 791 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $12,491,000 | 1,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $861,132,000 | 646 |
| Total liabilities | $796,477,000 | 631 |
| Total deposits | $635,072,000 | 658 |
| Interest-bearing deposits | $568,195,000 | 638 |
| Deposits held in domestic offices | $635,072,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,324,000 | 436 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $105,300,000 | 483 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,781,000 | 747 |
| Total equity capital | $64,655,000 | 846 |
| Total bank equity capital | $64,655,000 | 846 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $851,000 | 3,377 |
| Surplus | $48,827,000 | 504 |
| Undivided profits | $14,977,000 | 2,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,161,000 | 2,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $4,626,000 | 569 |
| Earning assets | $806,152,000 | 632 |
| Long-term assets (5+ years) | $140,710,000 | 715 |
| Average Assets, year-to-date | $846,142,000 | 653 |
| Average Assets, quarterly | $846,142,000 | 653 |
| Volatile liabilities | $154,642,000 | 726 |
| Insider loans | $39,934,000 | 94 |
| FHLB advances | $105,300,000 | 411 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $178,729,000 | 556 |
| Tier 1 (core) risk-based capital | $61,619,000 | 800 |
| Tier 2 risk-based capital | $8,378,000 | 561 |
| Total risk weighted assets | $670,045,000 | 568 |
| Total unused commitments | $178,729,000 | 558 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank |
| # of Employees: | 207 | 784 |
| Assets and Liabilities |
| Total Assets: | $831,152,000 | 658 |
| Cash and due from depository institutions | $24,981,000 | 784 |
| Interest-bearing balances | $109,000 | 5,044 |
| Securities | $136,581,000 | 915 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $643,855,000 | 552 |
| Loan loss allowance | $8,118,000 | 590 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,736,000 | 658 |
| Other real estate owned | $1,651,000 | 784 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,348,000 | 1,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $831,152,000 | 658 |
| Total liabilities | $767,937,000 | 645 |
| Total deposits | $585,405,000 | 703 |
| Interest-bearing deposits | $522,759,000 | 688 |
| Deposits held in domestic offices | $585,405,000 | 700 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $86,703,000 | 312 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $89,900,000 | 557 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,929,000 | 878 |
| Total equity capital | $63,215,000 | 849 |
| Total bank equity capital | $63,215,000 | 849 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $851,000 | 3,375 |
| Surplus | $48,827,000 | 493 |
| Undivided profits | $13,537,000 | 2,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $844,000 | 3,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $4,808,000 | 571 |
| Earning assets | $780,545,000 | 640 |
| Long-term assets (5+ years) | $134,741,000 | 738 |
| Average Assets, year-to-date | $782,738,400 | 660 |
| Average Assets, quarterly | $829,857,000 | 651 |
| Volatile liabilities | $162,319,000 | 708 |
| Insider loans | $40,085,000 | 90 |
| FHLB advances | $89,900,000 | 478 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $179,028,000 | 525 |
| Tier 1 (core) risk-based capital | $59,853,000 | 806 |
| Tier 2 risk-based capital | $8,118,000 | 564 |
| Total risk weighted assets | $654,271,000 | 571 |
| Total unused commitments | $179,028,000 | 525 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank |
| # of Employees: | 204 | 787 |
| Assets and Liabilities |
| Total Assets: | $729,601,000 | 702 |
| Cash and due from depository institutions | $20,471,000 | 787 |
| Interest-bearing balances | $101,000 | 5,034 |
| Securities | $134,548,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $551,174,000 | 619 |
| Loan loss allowance | $7,175,000 | 622 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,200,000 | 662 |
| Other real estate owned | $184,000 | 787 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $11,024,000 | 1,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $729,601,000 | 702 |
| Total liabilities | $670,502,000 | 696 |
| Total deposits | $551,328,000 | 706 |
| Interest-bearing deposits | $477,220,000 | 702 |
| Deposits held in domestic offices | $551,328,000 | 701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,821,000 | 482 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $69,600,000 | 618 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,753,000 | 806 |
| Total equity capital | $59,099,000 | 839 |
| Total bank equity capital | $59,099,000 | 839 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $851,000 | 3,439 |
| Surplus | $47,661,000 | 490 |
| Undivided profits | $10,587,000 | 2,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,573,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,386 |
| Income earned, not collected on loans | $5,170,000 | 582 |
| Earning assets | $685,823,000 | 685 |
| Long-term assets (5+ years) | $142,708,000 | 690 |
| Average Assets, year-to-date | $702,796,200 | 702 |
| Average Assets, quarterly | $718,372,500 | 704 |
| Volatile liabilities | $105,093,000 | 955 |
| Insider loans | $33,005,000 | 105 |
| FHLB advances | $69,600,000 | 538 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $144,953,000 | 577 |
| Tier 1 (core) risk-based capital | $57,377,000 | 800 |
| Tier 2 risk-based capital | $6,982,000 | 606 |
| Total risk weighted assets | $558,341,000 | 637 |
| Total unused commitments | $144,953,000 | 577 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank |
| # of Employees: | 192 | 832 |
| Assets and Liabilities |
| Total Assets: | $687,322,000 | 736 |
| Cash and due from depository institutions | $25,670,000 | 832 |
| Interest-bearing balances | $99,000 | 4,814 |
| Securities | $136,985,000 | 829 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $502,616,000 | 655 |
| Loan loss allowance | $6,544,000 | 656 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,703,000 | 669 |
| Other real estate owned | $103,000 | 832 |
| Goodwill and other intangibles | $345,000 | 2,046 |
| All other assets | $9,900,000 | 1,015 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $687,322,000 | 736 |
| Total liabilities | $631,399,000 | 722 |
| Total deposits | $530,941,000 | 717 |
| Interest-bearing deposits | $467,471,000 | 706 |
| Deposits held in domestic offices | $530,941,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,885,000 | 548 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $59,800,000 | 659 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $6,773,000 | 795 |
| Total equity capital | $55,923,000 | 845 |
| Total bank equity capital | $55,923,000 | 845 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $851,000 | 3,535 |
| Surplus | $41,380,000 | 522 |
| Undivided profits | $13,692,000 | 1,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $623,000 | 3,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,582,000 | 561 |
| Earning assets | $639,700,000 | 722 |
| Long-term assets (5+ years) | $122,367,000 | 743 |
| Average Assets, year-to-date | $652,578,800 | 731 |
| Average Assets, quarterly | $673,378,000 | 739 |
| Volatile liabilities | $100,388,000 | 987 |
| Insider loans | $25,282,000 | 153 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $136,854,000 | 573 |
| Tier 1 (core) risk-based capital | $55,003,000 | 810 |
| Tier 2 risk-based capital | $6,544,000 | 632 |
| Total risk weighted assets | $530,495,200 | 654 |
| Total unused commitments | $136,854,000 | 573 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank |
| # of Employees: | 199 | 839 |
| Assets and Liabilities |
| Total Assets: | $626,567,000 | 787 |
| Cash and due from depository institutions | $17,850,000 | 839 |
| Interest-bearing balances | $82,000 | 5,098 |
| Securities | $129,038,000 | 898 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $456,816,000 | 713 |
| Loan loss allowance | $5,875,000 | 725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,001,000 | 633 |
| Other real estate owned | $241,000 | 839 |
| Goodwill and other intangibles | $1,096,000 | 1,432 |
| All other assets | $9,525,000 | 1,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,567,000 | 787 |
| Total liabilities | $574,469,000 | 784 |
| Total deposits | $488,339,000 | 756 |
| Interest-bearing deposits | $427,401,000 | 756 |
| Deposits held in domestic offices | $488,339,000 | 753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,262,000 | 523 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $34,000,000 | 960 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,868,000 | 843 |
| Total equity capital | $52,098,000 | 871 |
| Total bank equity capital | $52,098,000 | 871 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $851,000 | 3,623 |
| Surplus | $41,217,000 | 522 |
| Undivided profits | $10,030,000 | 2,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,248,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,396,000 | 637 |
| Earning assets | $585,936,000 | 771 |
| Long-term assets (5+ years) | $93,236,000 | 1,021 |
| Average Assets, year-to-date | $597,417,400 | 791 |
| Average Assets, quarterly | $610,773,500 | 795 |
| Volatile liabilities | $107,324,000 | 922 |
| Insider loans | $19,319,000 | 217 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $3,451,000 | 391 |
| Unused loan commitments | $123,033,000 | 636 |
| Tier 1 (core) risk-based capital | $52,847,000 | 842 |
| Tier 2 risk-based capital | $5,532,610 | 718 |
| Total risk weighted assets | $442,266,010 | 741 |
| Total unused commitments | $123,033,000 | 636 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank |
| # of Employees: | 195 | 863 |
| Assets and Liabilities |
| Total Assets: | $591,984,000 | 807 |
| Cash and due from depository institutions | $24,013,000 | 863 |
| Interest-bearing balances | $2,749,000 | 1,830 |
| Securities | $130,697,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 2,068 |
| Net loans & leases | $405,806,000 | 736 |
| Loan loss allowance | $5,873,000 | 706 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,405,000 | 582 |
| Other real estate owned | $205,000 | 863 |
| Goodwill and other intangibles | $1,978,000 | 1,036 |
| All other assets | $8,580,000 | 992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $591,984,000 | 807 |
| Total liabilities | $538,629,000 | 803 |
| Total deposits | $511,762,000 | 716 |
| Interest-bearing deposits | $452,153,000 | 703 |
| Deposits held in domestic offices | $511,762,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,962,000 | 1,039 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,200,000 | 1,452 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,705,000 | 908 |
| Total equity capital | $53,355,000 | 859 |
| Total bank equity capital | $53,355,000 | 859 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $851,000 | 3,639 |
| Surplus | $41,067,000 | 513 |
| Undivided profits | $11,437,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,570,000 | 1,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,232 |
| Income earned, not collected on loans | $3,330,000 | 624 |
| Earning assets | $547,552,000 | 803 |
| Long-term assets (5+ years) | $114,151,000 | 787 |
| Average Assets, year-to-date | $588,132,400 | 764 |
| Average Assets, quarterly | $585,398,000 | 802 |
| Volatile liabilities | $57,848,000 | 1,237 |
| Insider loans | $16,724,000 | 218 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,716,000 | 394 |
| Unused loan commitments | $99,648,000 | 707 |
| Tier 1 (core) risk-based capital | $50,625,000 | 837 |
| Tier 2 risk-based capital | $5,084,680 | 725 |
| Total risk weighted assets | $405,986,180 | 749 |
| Total unused commitments | $99,648,000 | 712 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank |
| # of Employees: | 182 | 964 |
| Assets and Liabilities |
| Total Assets: | $540,673,000 | 881 |
| Cash and due from depository institutions | $12,095,000 | 964 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $127,327,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $10,684,000 | 1,265 |
| Net loans & leases | $368,219,000 | 820 |
| Loan loss allowance | $5,620,000 | 753 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,353,000 | 600 |
| Other real estate owned | $383,000 | 964 |
| Goodwill and other intangibles | $2,948,000 | 772 |
| All other assets | $6,664,000 | 1,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $540,673,000 | 881 |
| Total liabilities | $494,249,000 | 873 |
| Total deposits | $466,655,000 | 797 |
| Interest-bearing deposits | $424,499,000 | 753 |
| Deposits held in domestic offices | $466,655,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,701,000 | 1,411 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $16,600,000 | 1,063 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,293,000 | 959 |
| Total equity capital | $46,424,000 | 978 |
| Total bank equity capital | $46,424,000 | 978 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $40,501,000 | 510 |
| Undivided profits | $5,922,000 | 3,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,309,000 | 1,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,666,000 | 810 |
| Earning assets | $506,230,000 | 864 |
| Long-term assets (5+ years) | $95,613,000 | 814 |
| Average Assets, year-to-date | $539,191,600 | 844 |
| Average Assets, quarterly | $544,209,500 | 860 |
| Volatile liabilities | $58,110,000 | 1,251 |
| Insider loans | $5,938,000 | 680 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $3,052,000 | 473 |
| Unused loan commitments | $75,915,000 | 803 |
| Tier 1 (core) risk-based capital | $43,088,000 | 982 |
| Tier 2 risk-based capital | $4,580,980 | 765 |
| Total risk weighted assets | $365,439,280 | 825 |
| Total unused commitments | $75,915,000 | 808 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank |
| # of Employees: | 174 | 1,074 |
| Assets and Liabilities |
| Total Assets: | $527,962,000 | 928 |
| Cash and due from depository institutions | $11,954,000 | 1,074 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $123,173,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $154,000 | 8,183 |
| Net loans & leases | $369,114,000 | 849 |
| Loan loss allowance | $5,553,000 | 807 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,208,000 | 619 |
| Other real estate owned | $1,005,000 | 1,074 |
| Goodwill and other intangibles | $3,988,000 | 614 |
| All other assets | $6,366,000 | 1,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $527,962,000 | 928 |
| Total liabilities | $482,237,000 | 923 |
| Total deposits | $412,940,000 | 946 |
| Interest-bearing deposits | $376,090,000 | 904 |
| Deposits held in domestic offices | $412,940,000 | 938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,624,000 | 529 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $15,960,000 | 1,041 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,713,000 | 1,250 |
| Total equity capital | $45,725,000 | 1,003 |
| Total bank equity capital | $45,725,000 | 1,003 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $40,501,000 | 511 |
| Undivided profits | $5,223,000 | 4,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,059,000 | 1,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,596,000 | 851 |
| Earning assets | $492,441,000 | 918 |
| Long-term assets (5+ years) | $63,918,000 | 1,047 |
| Average Assets, year-to-date | $520,657,000 | 911 |
| Average Assets, quarterly | $526,775,000 | 927 |
| Volatile liabilities | $102,439,000 | 857 |
| Insider loans | $11,858,000 | 368 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,199,000 | 358 |
| Unused loan commitments | $70,015,000 | 855 |
| Tier 1 (core) risk-based capital | $41,972,000 | 1,021 |
| Tier 2 risk-based capital | $4,521,970 | 796 |
| Total risk weighted assets | $360,726,870 | 851 |
| Total unused commitments | $70,015,000 | 862 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 171 | 1,115 |
| Assets and Liabilities |
| Total Assets: | $517,677,000 | 964 |
| Cash and due from depository institutions | $11,855,000 | 1,115 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $110,138,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $185,000 | 8,981 |
| Net loans & leases | $372,441,000 | 842 |
| Loan loss allowance | $4,918,000 | 912 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,939,000 | 622 |
| Other real estate owned | $973,000 | 1,115 |
| Goodwill and other intangibles | $5,090,000 | 511 |
| All other assets | $5,056,000 | 1,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,677,000 | 964 |
| Total liabilities | $473,923,000 | 952 |
| Total deposits | $401,980,000 | 990 |
| Interest-bearing deposits | $370,563,000 | 951 |
| Deposits held in domestic offices | $401,980,000 | 980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,052,000 | 579 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $26,300,000 | 745 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,591,000 | 1,102 |
| Total equity capital | $43,754,000 | 1,061 |
| Total bank equity capital | $43,754,000 | 1,061 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $40,427,000 | 530 |
| Undivided profits | $3,326,000 | 5,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $2,064,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,476,000 | 928 |
| Earning assets | $482,764,000 | 956 |
| Long-term assets (5+ years) | $45,021,000 | 1,298 |
| Average Assets, year-to-date | $487,117,600 | 978 |
| Average Assets, quarterly | $498,549,500 | 988 |
| Volatile liabilities | $78,037,000 | 960 |
| Insider loans | $6,500,000 | 682 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,146,000 | 459 |
| Unused loan commitments | $64,009,000 | 897 |
| Tier 1 (core) risk-based capital | $38,577,000 | 1,126 |
| Tier 2 risk-based capital | $4,386,440 | 819 |
| Total risk weighted assets | $350,383,540 | 878 |
| Total unused commitments | $64,009,000 | 901 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 172 | 1,141 |
| Assets and Liabilities |
| Total Assets: | $478,217,000 | 998 |
| Cash and due from depository institutions | $11,138,000 | 1,141 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $84,998,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $1,582,000 | 4,380 |
| Net loans & leases | $356,021,000 | 856 |
| Loan loss allowance | $4,642,000 | 968 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $11,384,000 | 640 |
| Other real estate owned | $1,084,000 | 1,141 |
| Goodwill and other intangibles | $6,538,000 | 400 |
| All other assets | $5,472,000 | 1,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $478,217,000 | 998 |
| Total liabilities | $437,352,000 | 1,000 |
| Total deposits | $386,295,000 | 990 |
| Interest-bearing deposits | $357,978,000 | 937 |
| Deposits held in domestic offices | $386,295,000 | 980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,663,000 | 996 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $31,640,000 | 697 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,754,000 | 1,111 |
| Total equity capital | $40,865,000 | 1,021 |
| Total bank equity capital | $40,865,000 | 1,021 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $40,427,000 | 507 |
| Undivided profits | $437,000 | 10,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,690,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,226,000 | 898 |
| Earning assets | $442,601,000 | 992 |
| Long-term assets (5+ years) | $46,632,000 | 1,244 |
| Average Assets, year-to-date | $480,441,000 | 969 |
| Average Assets, quarterly | $481,347,000 | 985 |
| Volatile liabilities | $49,851,000 | 1,264 |
| Insider loans | $4,706,000 | 898 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $47,839,000 | 1,020 |
| Tier 1 (core) risk-based capital | $36,272,000 | 1,136 |
| Tier 2 risk-based capital | $4,077,260 | 840 |
| Total risk weighted assets | $325,615,860 | 898 |
| Total unused commitments | $47,839,000 | 1,028 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 187 | 1,102 |
| Assets and Liabilities |
| Total Assets: | $480,512,000 | 1,003 |
| Cash and due from depository institutions | $8,666,000 | 1,102 |
| Interest-bearing balances | $25,000 | 7,244 |
| Securities | $93,979,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $2,647,000 | 4,813 |
| Net loans & leases | $351,728,000 | 840 |
| Loan loss allowance | $4,591,000 | 1,046 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $11,159,000 | 651 |
| Other real estate owned | $1,198,000 | 1,102 |
| Goodwill and other intangibles | $8,139,000 | 315 |
| All other assets | $2,996,000 | 2,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $480,512,000 | 1,003 |
| Total liabilities | $433,487,000 | 1,020 |
| Total deposits | $373,877,000 | 1,064 |
| Interest-bearing deposits | $351,144,000 | 993 |
| Deposits held in domestic offices | $373,877,000 | 1,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,646,000 | 1,302 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $50,117,000 | 474 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,847,000 | 1,391 |
| Total equity capital | $47,025,000 | 892 |
| Total bank equity capital | $47,025,000 | 892 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $40,427,000 | 479 |
| Undivided profits | $6,597,000 | 3,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,347,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,789,000 | 960 |
| Earning assets | $448,379,000 | 986 |
| Long-term assets (5+ years) | $35,357,000 | 1,641 |
| Average Assets, year-to-date | $490,375,200 | 961 |
| Average Assets, quarterly | $483,746,000 | 986 |
| Volatile liabilities | $82,042,000 | 871 |
| Insider loans | $1,784,000 | 2,291 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $35,386,000 | 1,268 |
| Tier 1 (core) risk-based capital | $38,838,000 | 1,038 |
| Tier 2 risk-based capital | $3,909,240 | 879 |
| Total risk weighted assets | $312,057,740 | 932 |
| Total unused commitments | $35,386,000 | 1,287 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 187 | 1,136 |
| Assets and Liabilities |
| Total Assets: | $494,348,000 | 1,003 |
| Cash and due from depository institutions | $5,611,000 | 1,136 |
| Interest-bearing balances | $25,000 | 7,785 |
| Securities | $93,364,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $6,354,000 | 2,604 |
| Net loans & leases | $362,550,000 | 835 |
| Loan loss allowance | $4,685,000 | 1,047 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,507,000 | 639 |
| Other real estate owned | $1,810,000 | 1,136 |
| Goodwill and other intangibles | $9,235,000 | 289 |
| All other assets | $3,917,000 | 2,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $494,348,000 | 1,003 |
| Total liabilities | $449,209,000 | 1,024 |
| Total deposits | $388,781,000 | 1,074 |
| Interest-bearing deposits | $378,066,000 | 983 |
| Deposits held in domestic offices | $388,781,000 | 1,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,572,000 | 1,139 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $50,098,000 | 429 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,758,000 | 1,468 |
| Total equity capital | $45,139,000 | 886 |
| Total bank equity capital | $45,139,000 | 886 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $40,427,000 | 465 |
| Undivided profits | $4,711,000 | 4,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $1,258,000 | 3,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,700,000 | 1,125 |
| Earning assets | $462,293,000 | 975 |
| Long-term assets (5+ years) | $43,045,000 | 1,348 |
| Average Assets, year-to-date | $496,806,200 | 986 |
| Average Assets, quarterly | $497,490,500 | 995 |
| Volatile liabilities | $93,009,000 | 781 |
| Insider loans | $480,000 | 1,911 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,107,000 | 1,387 |
| Tier 1 (core) risk-based capital | $36,918,000 | 1,032 |
| Tier 2 risk-based capital | $3,845,920 | 906 |
| Total risk weighted assets | $306,834,520 | 981 |
| Total unused commitments | $29,107,000 | 1,402 |
| Derivatives | $0 | 651 |
