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Advantage Bank, Income and Expense

2019-06-30 (YTD Data)Rank
Total interest income$8,938,0001,683
Total interest expense$1,528,0001,767
Net interest income$7,410,0001,647
Provision for loan and lease losses$-221,0005,217
Total noninterest income$230,0003,785
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$56,0003,888
Trading account gains and feesNANA
Additional Noninterest Income$174,0003,438
Total noninterest expense$3,399,0002,525
Salaries and employee benefits$1,930,0002,529
Premises and equipment expense$506,0002,047
Additional noninterest expense$963,0002,656
Pre-tax net operating income$4,462,0001,142
Securities gains (losses)$-14,0004,995
Applicable income taxes$1,136,000841
Income before extraordinary items$3,312,0001,287
Extraordinary gains, net$011
Net income$3,312,0001,287
Minority interest net income$069
Net income of bank and minority interests.$3,312,0001,287
Net charge-offs$-218,0005,161
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$84,000374
Net operating income$3,323,0601,268
2019-03-31 (YTD Data)Rank
Total interest income$4,357,0001,725
Total interest expense$759,0001,736
Net interest income$3,598,0001,703
Provision for loan and lease losses$-221,0005,302
Total noninterest income$98,0003,952
Gross Fiduciary activities income$0972
Service charges on deposit accounts$25,0004,020
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,610
Total noninterest expense$1,837,0002,406
Salaries and employee benefits$1,032,0002,432
Premises and equipment expense$245,0002,109
Additional noninterest expense$560,0002,394
Pre-tax net operating income$2,080,0001,175
Securities gains (losses)$-14,0005,136
Applicable income taxes$552,000843
Income before extraordinary items$1,514,0001,348
Extraordinary gains, net$05
Net income$1,514,0001,347
Minority interest net income$052
Net income of bank and minority interests.$1,514,0001,347
Net charge-offs$-221,0005,278
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$60,000293
Net operating income$1,525,0601,314
2018-12-31 (YTD Data)Rank
Total interest income$17,106,0001,662
Total interest expense$2,405,0001,695
Net interest income$14,701,0001,633
Provision for loan and lease losses$152,0002,613
Total noninterest income$912,0002,976
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$121,0003,937
Trading account gains and feesNANA
Additional Noninterest Income$791,0002,511
Total noninterest expense$7,759,0002,296
Salaries and employee benefits$4,312,0002,334
Premises and equipment expense$1,033,0002,001
Additional noninterest expense$2,414,0002,279
Pre-tax net operating income$7,702,0001,258
Securities gains (losses)$-80,0004,952
Applicable income taxes$1,416,0001,090
Income before extraordinary items$6,206,0001,328
Extraordinary gains, net$06
Net income$6,206,0001,327
Minority interest net income$072
Net income of bank and minority interests.$6,206,0001,327
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$903,000241
Net operating income$6,270,8001,302
2018-09-30 (YTD Data)Rank
Total interest income$12,671,0001,664
Total interest expense$1,700,0001,696
Net interest income$10,971,0001,639
Provision for loan and lease losses$152,0002,246
Total noninterest income$458,0003,553
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$89,0003,999
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,116
Total noninterest expense$5,677,0002,337
Salaries and employee benefits$3,268,0002,320
Premises and equipment expense$775,0002,009
Additional noninterest expense$1,634,0002,446
Pre-tax net operating income$5,600,0001,300
Securities gains (losses)$-12,0004,815
Applicable income taxes$853,0001,308
Income before extraordinary items$4,735,0001,323
Extraordinary gains, net$05
Net income$4,735,0001,322
Minority interest net income$066
Net income of bank and minority interests.$4,735,0001,322
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$787,000205
Net operating income$4,745,2001,307
2018-06-30 (YTD Data)Rank
Total interest income$8,344,0001,665
Total interest expense$1,077,0001,683
Net interest income$7,267,0001,644
Provision for loan and lease losses$152,0001,756
Total noninterest income$107,0004,694
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$60,0003,998
Trading account gains and feesNANA
Additional Noninterest Income$47,0004,714
Total noninterest expense$3,722,0002,378
Salaries and employee benefits$2,148,0002,358
Premises and equipment expense$493,0002,097
Additional noninterest expense$1,081,0002,467
Pre-tax net operating income$3,500,0001,335
Securities gains (losses)$-12,0005,029
Applicable income taxes$342,0001,747
Income before extraordinary items$3,146,0001,313
Extraordinary gains, net$06
Net income$3,146,0001,312
Minority interest net income$065
Net income of bank and minority interests.$3,146,0001,312
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$251,000263
Net operating income$3,156,8001,301
2018-03-31 (YTD Data)Rank
Total interest income$3,976,0001,716
Total interest expense$505,0001,702
Net interest income$3,471,0001,715
Provision for loan and lease losses$152,0001,099
Total noninterest income$223,0003,017
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$31,0003,973
Trading account gains and feesNANA
Additional Noninterest Income$192,0002,538
Total noninterest expense$2,003,0002,277
Salaries and employee benefits$1,110,0002,321
Premises and equipment expense$233,0002,208
Additional noninterest expense$660,0002,132
Pre-tax net operating income$1,539,0001,454
Securities gains (losses)$-12,0005,248
Applicable income taxes$367,0001,069
Income before extraordinary items$1,160,0001,626
Extraordinary gains, net$07
Net income$1,160,0001,626
Minority interest net income$052
Net income of bank and minority interests.$1,160,0001,626
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$161,000213
Net operating income$1,169,4801,598
2017-12-31 (YTD Data)Rank
Total interest income$14,870,0001,782
Total interest expense$1,793,0001,669
Net interest income$13,077,0001,772
Provision for loan and lease losses$2,657,000401
Total noninterest income$1,836,0002,147
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$112,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$1,724,0001,674
Total noninterest expense$7,364,0002,428
Salaries and employee benefits$4,124,0002,423
Premises and equipment expense$1,112,0001,955
Additional noninterest expense$2,128,0002,539
Pre-tax net operating income$4,892,0001,752
Securities gains (losses)$-4,0004,949
Applicable income taxes$815,0002,051
Income before extraordinary items$4,073,0001,596
Extraordinary gains, net$09
Net income$4,073,0001,596
Minority interest net income$076
Net income of bank and minority interests.$4,073,0001,596
Net charge-offs$2,362,000357
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$225,000393
Net operating income$4,076,3201,574
2017-09-30 (YTD Data)Rank
Total interest income$11,104,0001,790
Total interest expense$1,299,0001,698
Net interest income$9,805,0001,774
Provision for loan and lease losses$2,507,000328
Total noninterest income$1,684,0001,914
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$84,0004,254
Trading account gains and fees$0145
Additional Noninterest Income$1,600,0001,487
Total noninterest expense$5,377,0002,482
Salaries and employee benefits$3,054,0002,450
Premises and equipment expense$859,0001,919
Additional noninterest expense$1,464,0002,709
Pre-tax net operating income$3,605,0001,795
Securities gains (losses)$-4,0005,286
Applicable income taxes$230,0002,668
Income before extraordinary items$3,371,0001,573
Extraordinary gains, net$09
Net income$3,371,0001,572
Minority interest net income$071
Net income of bank and minority interests.$3,371,0001,573
Net charge-offs$2,370,000265
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$171,000366
Net operating income$3,374,7601,551
2017-06-30 (YTD Data)Rank
Total interest income$7,302,0001,797
Total interest expense$833,0001,720
Net interest income$6,469,0001,777
Provision for loan and lease losses$2,357,000247
Total noninterest income$1,564,0001,549
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$56,0004,266
Trading account gains and fees$0139
Additional Noninterest Income$1,508,0001,183
Total noninterest expense$3,472,0002,530
Salaries and employee benefits$2,074,0002,434
Premises and equipment expense$586,0001,896
Additional noninterest expense$812,0003,073
Pre-tax net operating income$2,204,0001,884
Securities gains (losses)$-4,0005,393
Applicable income taxes$04,189
Income before extraordinary items$2,200,0001,573
Extraordinary gains, net$011
Net income$2,200,0001,573
Minority interest net income$071
Net income of bank and minority interests.$2,200,0001,573
Net charge-offs$2,231,000211
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$113,000343
Net operating income$2,204,0001,551
2017-03-31 (YTD Data)Rank
Total interest income$3,491,0001,864
Total interest expense$402,0001,749
Net interest income$3,089,0001,848
Provision for loan and lease losses$250,000786
Total noninterest income$94,0004,347
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$26,0004,343
Trading account gains and fees$0142
Additional Noninterest Income$68,0003,979
Total noninterest expense$2,041,0002,271
Salaries and employee benefits$1,025,0002,478
Premises and equipment expense$302,0001,872
Additional noninterest expense$714,0002,014
Pre-tax net operating income$892,0002,115
Securities gains (losses)$-4,0005,562
Applicable income taxes$04,086
Income before extraordinary items$888,0001,810
Extraordinary gains, net$08
Net income$888,0001,810
Minority interest net income$055
Net income of bank and minority interests.$888,0001,810
Net charge-offs$75,0001,089
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$60,000301
Net operating income$892,0001,795
2016-12-31 (YTD Data)Rank
Total interest income$13,786,0001,843
Total interest expense$1,510,0001,795
Net interest income$12,276,0001,818
Provision for loan and lease losses$922,000971
Total noninterest income$-51,0005,881
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$120,0004,298
Trading account gains and fees$0170
Additional Noninterest Income$-171,0005,888
Total noninterest expense$8,061,0002,274
Salaries and employee benefits$3,771,0002,609
Premises and equipment expense$1,179,0001,897
Additional noninterest expense$3,111,0001,918
Pre-tax net operating income$3,242,0002,271
Securities gains (losses)$4,0002,928
Applicable income taxes$04,278
Income before extraordinary items$3,246,0001,960
Extraordinary gains, net$05
Net income$3,246,0001,959
Minority interest net income$082
Net income of bank and minority interests.$3,246,0001,959
Net charge-offs$139,0002,299
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$131,000464
Net operating income$3,242,0001,920
2016-09-30 (YTD Data)Rank
Total interest income$10,317,0001,846
Total interest expense$1,110,0001,821
Net interest income$9,207,0001,826
Provision for loan and lease losses$822,000808
Total noninterest income$-294,0005,963
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$95,0004,260
Trading account gains and fees$0169
Additional Noninterest Income$-389,0005,970
Total noninterest expense$5,696,0002,393
Salaries and employee benefits$2,878,0002,561
Premises and equipment expense$867,0001,925
Additional noninterest expense$1,951,0002,223
Pre-tax net operating income$2,395,0002,323
Securities gains (losses)$4,0002,856
Applicable income taxes$04,325
Income before extraordinary items$2,399,0002,008
Extraordinary gains, net$05
Net income$2,399,0002,008
Minority interest net income$071
Net income of bank and minority interests.$2,399,0002,008
Net charge-offs$41,0002,719
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$93,000435
Net operating income$2,395,0001,955
2016-06-30 (YTD Data)Rank
Total interest income$6,973,0001,821
Total interest expense$708,0001,889
Net interest income$6,265,0001,792
Provision for loan and lease losses$747,000629
Total noninterest income$282,0003,935
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$69,0004,142
Trading account gains and fees$0157
Additional Noninterest Income$213,0003,510
Total noninterest expense$4,251,0002,190
Salaries and employee benefits$1,923,0002,579
Premises and equipment expense$556,0001,977
Additional noninterest expense$1,772,0001,713
Pre-tax net operating income$1,549,0002,350
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,549,0002,068
Extraordinary gains, net$016
Net income$1,549,0002,068
Minority interest net income$071
Net income of bank and minority interests.$1,549,0002,068
Net charge-offs$22,0002,715
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$55,000435
Net operating income$1,549,0002,004
2016-03-31 (YTD Data)Rank
Total interest income$3,440,0001,847
Total interest expense$350,0001,911
Net interest income$3,090,0001,818
Provision for loan and lease losses$252,000786
Total noninterest income$150,0003,821
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$40,0003,910
Trading account gains and fees$0142
Additional Noninterest Income$110,0003,417
Total noninterest expense$2,257,0002,095
Salaries and employee benefits$962,0002,590
Premises and equipment expense$279,0001,978
Additional noninterest expense$1,016,0001,501
Pre-tax net operating income$731,0002,410
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$731,0002,137
Extraordinary gains, net$012
Net income$731,0002,137
Minority interest net income$062
Net income of bank and minority interests.$731,0002,137
Net charge-offs$22,0001,923
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$18,000457
Net operating income$731,0002,082
2015-12-31 (YTD Data)Rank
Total interest income$13,274,0001,861
Total interest expense$1,214,0002,100
Net interest income$12,060,0001,815
Provision for loan and lease losses$1,094,000767
Total noninterest income$-403,0006,164
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$122,0004,436
Trading account gains and fees$0159
Additional Noninterest Income$-525,0006,170
Total noninterest expense$8,294,0002,226
Salaries and employee benefits$3,284,0002,868
Premises and equipment expense$1,181,0001,915
Additional noninterest expense$3,829,0001,591
Pre-tax net operating income$2,269,0002,793
Securities gains (losses)$03,216
Applicable income taxes$-193,0006,040
Income before extraordinary items$2,462,0002,371
Extraordinary gains, net$023
Net income$2,462,0002,372
Minority interest net income$081
Net income of bank and minority interests.$2,462,0002,373
Net charge-offs$495,0001,172
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$4,536,00090
Net operating income$2,462,0002,331
2015-09-30 (YTD Data)Rank
Total interest income$9,676,0001,920
Total interest expense$892,0002,151
Net interest income$8,784,0001,879
Provision for loan and lease losses$748,000748
Total noninterest income$-620,0006,259
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$83,0004,623
Trading account gains and fees$0153
Additional Noninterest Income$-703,0006,265
Total noninterest expense$5,980,0002,299
Salaries and employee benefits$2,426,0002,911
Premises and equipment expense$883,0001,946
Additional noninterest expense$2,671,0001,698
Pre-tax net operating income$1,436,0003,160
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$1,436,0002,851
Extraordinary gains, net$021
Net income$1,436,0002,850
Minority interest net income$078
Net income of bank and minority interests.$1,436,0002,852
Net charge-offs$345,0001,108
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$18,000646
Net operating income$1,436,0002,796
2015-06-30 (YTD Data)Rank
Total interest income$6,248,0001,980
Total interest expense$572,0002,229
Net interest income$5,676,0001,928
Provision for loan and lease losses$447,000867
Total noninterest income$251,0004,217
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$42,0004,986
Trading account gains and fees$0157
Additional Noninterest Income$209,0003,571
Total noninterest expense$4,264,0002,191
Salaries and employee benefits$1,595,0002,947
Premises and equipment expense$583,0001,964
Additional noninterest expense$2,086,0001,480
Pre-tax net operating income$1,216,0002,711
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,216,0002,412
Extraordinary gains, net$022
Net income$1,216,0002,414
Minority interest net income$075
Net income of bank and minority interests.$1,216,0002,414
Net charge-offs$84,0001,879
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,216,0002,358
2015-03-31 (YTD Data)Rank
Total interest income$2,933,0002,075
Total interest expense$284,0002,257
Net interest income$2,649,0002,029
Provision for loan and lease losses$85,0001,614
Total noninterest income$440,0002,281
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$14,0005,415
Trading account gains and fees$0152
Additional Noninterest Income$426,0001,689
Total noninterest expense$2,389,0001,990
Salaries and employee benefits$790,0002,995
Premises and equipment expense$287,0002,008
Additional noninterest expense$1,312,0001,205
Pre-tax net operating income$615,0002,642
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$615,0002,352
Extraordinary gains, net$013
Net income$615,0002,353
Minority interest net income$064
Net income of bank and minority interests.$615,0002,353
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$615,0002,286
2014-12-31 (YTD Data)Rank
Total interest income$6,311,0003,405
Total interest expense$469,0004,149
Net interest income$5,842,0003,315
Provision for loan and lease losses$322,0001,914
Total noninterest income$252,0005,185
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$28,0006,038
Trading account gains and fees$0180
Additional Noninterest Income$224,0004,386
Total noninterest expense$3,947,0003,872
Salaries and employee benefits$1,411,0004,770
Premises and equipment expense$538,0003,473
Additional noninterest expense$1,998,0002,883
Pre-tax net operating income$1,825,0003,151
Securities gains (losses)$-4,0005,927
Applicable income taxes$193,0002,986
Income before extraordinary items$1,628,0003,093
Extraordinary gains, net$017
Net income$1,628,0003,093
Minority interest net income$084
Net income of bank and minority interests.$1,628,0003,094
Net charge-offs$04,970
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,631,5603,037
2014-09-30 (YTD Data)Rank
Total interest income$3,189,0004,379
Total interest expense$192,0005,269
Net interest income$2,997,0004,236
Provision for loan and lease losses$88,0002,990
Total noninterest income$58,0006,193
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$13,0006,244
Trading account gains and fees$0174
Additional Noninterest Income$45,0005,703
Total noninterest expense$1,648,0005,142
Salaries and employee benefits$640,0005,633
Premises and equipment expense$249,0004,535
Additional noninterest expense$759,0004,453
Pre-tax net operating income$1,319,0003,268
Securities gains (losses)$-4,0006,036
Applicable income taxes$246,0002,639
Income before extraordinary items$1,069,0003,366
Extraordinary gains, net$015
Net income$1,069,0003,367
Minority interest net income$081
Net income of bank and minority interests.$1,069,0003,367
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,072,2403,322
2014-06-30 (YTD Data)Rank
Total interest income$4,974,0002,416
Total interest expense$874,0001,699
Net interest income$4,100,0002,579
Provision for loan and lease losses$04,196
Total noninterest income$542,0002,975
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$35,0005,486
Trading account gains and fees$0172
Additional Noninterest Income$507,0002,293
Total noninterest expense$4,364,0002,162
Salaries and employee benefits$1,654,0002,899
Premises and equipment expense$638,0001,844
Additional noninterest expense$2,072,0001,512
Pre-tax net operating income$278,0004,995
Securities gains (losses)$-358,0006,607
Applicable income taxes$04,568
Income before extraordinary items$-80,0006,333
Extraordinary gains, net$020
Net income$-80,0006,334
Minority interest net income$080
Net income of bank and minority interests.$-80,0006,335
Net charge-offs$7,0003,864
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$278,0004,788
2014-03-31 (YTD Data)Rank
Total interest income$2,400,0002,501
Total interest expense$435,0001,723
Net interest income$1,965,0002,670
Provision for loan and lease losses$03,817
Total noninterest income$66,0005,179
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$47,0004,642
Total noninterest expense$2,027,0002,311
Salaries and employee benefits$854,0002,852
Premises and equipment expense$301,0001,977
Additional noninterest expense$872,0001,751
Pre-tax net operating income$4,0006,166
Securities gains (losses)$-370,0006,697
Applicable income taxes$04,445
Income before extraordinary items$-366,0006,604
Extraordinary gains, net$016
Net income$-366,0006,604
Minority interest net income$066
Net income of bank and minority interests.$-366,0006,604
Net charge-offs$11,0002,795
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,0006,175
2013-12-31 (YTD Data)Rank
Total interest income$9,988,0002,430
Total interest expense$1,799,0001,872
Net interest income$8,189,0002,546
Provision for loan and lease losses$2,625,000500
Total noninterest income$-3,090,0006,805
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$67,0005,718
Trading account gains and fees$0184
Additional Noninterest Income$-3,157,0006,808
Total noninterest expense$8,930,0002,130
Salaries and employee benefits$3,461,0002,826
Premises and equipment expense$1,045,0002,159
Additional noninterest expense$4,424,0001,495
Pre-tax net operating income$-6,456,0006,774
Securities gains (losses)$-3,0006,132
Applicable income taxes$04,631
Income before extraordinary items$-6,459,0006,765
Extraordinary gains, net$029
Net income$-6,459,0006,766
Minority interest net income$090
Net income of bank and minority interests.$-6,459,0006,766
Net charge-offs$4,165,000393
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-6,456,0006,765
2013-09-30 (YTD Data)Rank
Total interest income$7,438,0002,463
Total interest expense$1,366,0001,910
Net interest income$6,072,0002,589
Provision for loan and lease losses$325,0001,984
Total noninterest income$-1,373,0006,882
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$49,0005,796
Trading account gains and fees$0180
Additional Noninterest Income$-1,422,0006,879
Total noninterest expense$6,826,0002,072
Salaries and employee benefits$2,624,0002,813
Premises and equipment expense$794,0002,163
Additional noninterest expense$3,408,0001,450
Pre-tax net operating income$-2,452,0006,813
Securities gains (losses)$141,0001,011
Applicable income taxes$04,713
Income before extraordinary items$-2,311,0006,808
Extraordinary gains, net$025
Net income$-2,311,0006,809
Minority interest net income$084
Net income of bank and minority interests.$-2,311,0006,809
Net charge-offs$3,472,000370
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,452,0006,809
2013-06-30 (YTD Data)Rank
Total interest income$4,942,0002,456
Total interest expense$912,0001,932
Net interest income$4,030,0002,589
Provision for loan and lease losses$04,788
Total noninterest income$-135,0006,870
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$35,0005,735
Trading account gains and fees$0157
Additional Noninterest Income$-170,0006,842
Total noninterest expense$4,822,0001,962
Salaries and employee benefits$1,807,0002,749
Premises and equipment expense$545,0002,102
Additional noninterest expense$2,470,0001,339
Pre-tax net operating income$-927,0006,778
Securities gains (losses)$114,0001,028
Applicable income taxes$04,679
Income before extraordinary items$-813,0006,783
Extraordinary gains, net$022
Net income$-813,0006,785
Minority interest net income$082
Net income of bank and minority interests.$-813,0006,784
Net charge-offs$3,371,000291
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-927,0006,786
2013-03-31 (YTD Data)Rank
Total interest income$2,550,0002,417
Total interest expense$456,0001,974
Net interest income$2,094,0002,510
Provision for loan and lease losses$04,409
Total noninterest income$125,0004,489
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$19,0005,651
Trading account gains and fees$0148
Additional Noninterest Income$106,0003,670
Total noninterest expense$2,461,0001,942
Salaries and employee benefits$922,0002,710
Premises and equipment expense$276,0002,115
Additional noninterest expense$1,263,0001,307
Pre-tax net operating income$-242,0006,758
Securities gains (losses)$114,000638
Applicable income taxes$04,602
Income before extraordinary items$-128,0006,688
Extraordinary gains, net$010
Net income$-128,0006,689
Minority interest net income$076
Net income of bank and minority interests.$-128,0006,689
Net charge-offs$1,675,000295
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-242,0006,768
2012-12-31 (YTD Data)Rank
Total interest income$11,787,0002,208
Total interest expense$3,384,0001,320
Net interest income$8,403,0002,560
Provision for loan and lease losses$1,750,0001,184
Total noninterest income$-2,699,0007,059
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$103,0005,388
Trading account gains and fees$0166
Additional Noninterest Income$-2,802,0007,056
Total noninterest expense$10,010,0001,911
Salaries and employee benefits$3,971,0002,471
Premises and equipment expense$1,224,0001,910
Additional noninterest expense$4,815,0001,413
Pre-tax net operating income$-6,056,0006,977
Securities gains (losses)$304,0001,358
Applicable income taxes$04,751
Income before extraordinary items$-5,752,0006,977
Extraordinary gains, net$029
Net income$-5,752,0006,976
Minority interest net income$093
Net income of bank and minority interests.$-5,752,0006,976
Net charge-offs$2,983,000845
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-6,056,0006,973
2012-09-30 (YTD Data)Rank
Total interest income$8,999,0002,223
Total interest expense$2,832,0001,246
Net interest income$6,167,0002,651
Provision for loan and lease losses$1,405,0001,138
Total noninterest income$-1,118,0007,136
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$82,0005,377
Trading account gains and fees$0157
Additional Noninterest Income$-1,200,0007,130
Total noninterest expense$7,357,0001,942
Salaries and employee benefits$3,046,0002,419
Premises and equipment expense$960,0001,856
Additional noninterest expense$3,351,0001,509
Pre-tax net operating income$-3,713,0007,059
Securities gains (losses)$186,0001,492
Applicable income taxes$04,802
Income before extraordinary items$-3,527,0007,065
Extraordinary gains, net$020
Net income$-3,527,0007,065
Minority interest net income$086
Net income of bank and minority interests.$-3,527,0007,065
Net charge-offs$2,691,000740
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-3,713,0007,057
2012-06-30 (YTD Data)Rank
Total interest income$6,051,0002,209
Total interest expense$1,997,0001,226
Net interest income$4,054,0002,690
Provision for loan and lease losses$05,619
Total noninterest income$-235,0007,153
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$57,0005,318
Trading account gains and fees$0153
Additional Noninterest Income$-292,0007,115
Total noninterest expense$5,006,0001,916
Salaries and employee benefits$2,128,0002,330
Premises and equipment expense$659,0001,804
Additional noninterest expense$2,219,0001,527
Pre-tax net operating income$-1,187,0007,003
Securities gains (losses)$66,0001,866
Applicable income taxes$04,770
Income before extraordinary items$-1,121,0007,021
Extraordinary gains, net$019
Net income$-1,121,0007,020
Minority interest net income$084
Net income of bank and minority interests.$-1,121,0007,021
Net charge-offs$764,0001,368
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-1,187,0007,010
2012-03-31 (YTD Data)Rank
Total interest income$3,123,0002,160
Total interest expense$1,060,0001,203
Net interest income$2,063,0002,650
Provision for loan and lease losses$05,254
Total noninterest income$-191,0007,243
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$30,0005,232
Trading account gains and fees$0148
Additional Noninterest Income$-221,0007,217
Total noninterest expense$2,475,0001,940
Salaries and employee benefits$1,121,0002,227
Premises and equipment expense$377,0001,579
Additional noninterest expense$977,0001,705
Pre-tax net operating income$-603,0007,086
Securities gains (losses)$66,0001,111
Applicable income taxes$04,704
Income before extraordinary items$-537,0007,079
Extraordinary gains, net$019
Net income$-537,0007,078
Minority interest net income$078
Net income of bank and minority interests.$-537,0007,079
Net charge-offs$349,0001,361
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-603,0007,093
2011-12-31 (YTD Data)Rank
Total interest income$13,035,0002,135
Total interest expense$4,974,0001,214
Net interest income$8,061,0002,710
Provision for loan and lease losses$3,400,0001,073
Total noninterest income$-1,900,0007,294
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$106,0005,428
Trading account gains and fees$0146
Additional Noninterest Income$-2,006,0007,276
Total noninterest expense$10,272,0001,863
Salaries and employee benefits$4,595,0002,100
Premises and equipment expense$1,404,0001,767
Additional noninterest expense$4,273,0001,600
Pre-tax net operating income$-7,511,0007,156
Securities gains (losses)$380,000967
Applicable income taxes$5,168,000403
Income before extraordinary items$-12,299,0007,241
Extraordinary gains, net$029
Net income$-12,299,0007,241
Minority interest net income$096
Net income of bank and minority interests.$-12,299,0007,241
Net charge-offs$3,456,0001,086
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-12,679,0007,242
2011-09-30 (YTD Data)Rank
Total interest income$9,831,0002,149
Total interest expense$3,750,0001,268
Net interest income$6,081,0002,706
Provision for loan and lease losses$3,400,000845
Total noninterest income$-1,908,0007,387
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$83,0005,407
Trading account gains and fees$0145
Additional Noninterest Income$-1,991,0007,376
Total noninterest expense$7,562,0001,900
Salaries and employee benefits$3,497,0002,074
Premises and equipment expense$1,055,0001,780
Additional noninterest expense$3,010,0001,689
Pre-tax net operating income$-6,789,0007,283
Securities gains (losses)$380,000773
Applicable income taxes$5,168,000329
Income before extraordinary items$-11,577,0007,353
Extraordinary gains, net$021
Net income$-11,577,0007,353
Minority interest net income$087
Net income of bank and minority interests.$-11,577,0007,353
Net charge-offs$1,877,0001,276
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-11,957,0007,353
2011-06-30 (YTD Data)Rank
Total interest income$6,895,0002,060
Total interest expense$2,488,0001,320
Net interest income$4,407,0002,506
Provision for loan and lease losses$1,600,0001,064
Total noninterest income$-55,0007,277
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$56,0005,379
Trading account gains and fees$0153
Additional Noninterest Income$-111,0007,216
Total noninterest expense$5,118,0001,890
Salaries and employee benefits$2,360,0002,064
Premises and equipment expense$667,0001,898
Additional noninterest expense$2,091,0001,646
Pre-tax net operating income$-2,366,0007,218
Securities gains (losses)$254,000617
Applicable income taxes$5,169,000247
Income before extraordinary items$-7,281,0007,416
Extraordinary gains, net$015
Net income$-7,281,0007,416
Minority interest net income$089
Net income of bank and minority interests.$-7,281,0007,416
Net charge-offs$1,455,0001,151
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-7,535,0007,417
2011-03-31 (YTD Data)Rank
Total interest income$3,546,0002,022
Total interest expense$1,238,0001,373
Net interest income$2,308,0002,373
Provision for loan and lease losses$1,000,000850
Total noninterest income$-110,0007,429
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$27,0005,395
Trading account gains and fees$0158
Additional Noninterest Income$-137,0007,395
Total noninterest expense$2,587,0001,889
Salaries and employee benefits$1,216,0002,014
Premises and equipment expense$301,0002,131
Additional noninterest expense$1,070,0001,621
Pre-tax net operating income$-1,389,0007,339
Securities gains (losses)$151,000414
Applicable income taxes$1,828,000299
Income before extraordinary items$-3,066,0007,457
Extraordinary gains, net$09
Net income$-3,066,0007,457
Minority interest net income$086
Net income of bank and minority interests.$-3,066,0007,457
Net charge-offs$746,0001,033
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-3,217,0007,466
2010-12-31 (YTD Data)Rank
Total interest income$16,902,0001,787
Total interest expense$6,252,0001,324
Net interest income$10,650,0002,050
Provision for loan and lease losses$12,421,000555
Total noninterest income$-3,826,0007,631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$149,0004,905
Trading account gains and fees$0175
Additional Noninterest Income$-3,975,0007,624
Total noninterest expense$12,161,0001,638
Salaries and employee benefits$4,931,0001,966
Premises and equipment expense$1,515,0001,698
Additional noninterest expense$5,715,0001,291
Pre-tax net operating income$-17,758,0007,500
Securities gains (losses)$733,000637
Applicable income taxes$-6,287,0007,600
Income before extraordinary items$-10,738,0007,396
Extraordinary gains, net$029
Net income$-10,738,0007,395
Minority interest net income$0111
Net income of bank and minority interests.$-10,738,0007,396
Net charge-offs$10,182,000604
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$8,0001,173
Net operating income$-11,207,1207,393
2010-09-30 (YTD Data)Rank
Total interest income$13,287,0001,740
Total interest expense$4,925,0001,316
Net interest income$8,362,0001,980
Provision for loan and lease losses$9,671,000511
Total noninterest income$-2,074,0007,724
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$113,0004,974
Trading account gains and fees$0165
Additional Noninterest Income$-2,187,0007,713
Total noninterest expense$9,133,0001,619
Salaries and employee benefits$3,724,0001,946
Premises and equipment expense$1,132,0001,727
Additional noninterest expense$4,277,0001,263
Pre-tax net operating income$-12,516,0007,597
Securities gains (losses)$618,000622
Applicable income taxes$-4,395,0007,688
Income before extraordinary items$-7,503,0007,527
Extraordinary gains, net$023
Net income$-7,503,0007,527
Minority interest net income$0110
Net income of bank and minority interests.$-7,503,0007,527
Net charge-offs$6,691,000642
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$7,0001,080
Net operating income$-7,898,5207,524
2010-06-30 (YTD Data)Rank
Total interest income$9,176,0001,705
Total interest expense$3,513,0001,265
Net interest income$5,663,0001,964
Provision for loan and lease losses$9,670,000372
Total noninterest income$-1,822,0007,803
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$80,0004,881
Trading account gains and fees$0152
Additional Noninterest Income$-1,902,0007,796
Total noninterest expense$6,570,0001,501
Salaries and employee benefits$2,502,0001,945
Premises and equipment expense$809,0001,621
Additional noninterest expense$3,259,0001,091
Pre-tax net operating income$-12,399,0007,711
Securities gains (losses)$339,000646
Applicable income taxes$-4,460,0007,770
Income before extraordinary items$-7,600,0007,657
Extraordinary gains, net$019
Net income$-7,600,0007,657
Minority interest net income$0105
Net income of bank and minority interests.$-7,600,0007,657
Net charge-offs$6,598,000463
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$7,000992
Net operating income$-7,816,9607,662
2010-03-31 (YTD Data)Rank
Total interest income$4,736,0001,707
Total interest expense$1,925,0001,215
Net interest income$2,811,0001,996
Provision for loan and lease losses$1,600,000858
Total noninterest income$-564,0007,886
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$39,0004,918
Trading account gains and fees$0175
Additional Noninterest Income$-603,0007,879
Total noninterest expense$3,194,0001,571
Salaries and employee benefits$1,254,0001,969
Premises and equipment expense$408,0001,659
Additional noninterest expense$1,532,0001,152
Pre-tax net operating income$-2,547,0007,657
Securities gains (losses)$173,000568
Applicable income taxes$-873,0007,776
Income before extraordinary items$-1,501,0007,573
Extraordinary gains, net$016
Net income$-1,501,0007,574
Minority interest net income$091
Net income of bank and minority interests.$-1,501,0007,574
Net charge-offs$939,0001,083
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,611,7207,586
2009-12-31 (YTD Data)Rank
Total interest income$23,258,0001,476
Total interest expense$11,829,000999
Net interest income$11,429,0001,941
Provision for loan and lease losses$6,175,0001,215
Total noninterest income$-885,0007,915
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$164,0004,998
Trading account gains and fees$0211
Additional Noninterest Income$-1,049,0007,878
Total noninterest expense$11,113,0001,837
Salaries and employee benefits$5,102,0001,933
Premises and equipment expense$1,590,0001,697
Additional noninterest expense$4,421,0001,673
Pre-tax net operating income$-6,744,0007,333
Securities gains (losses)$246,0001,391
Applicable income taxes$-2,395,0007,563
Income before extraordinary items$-4,103,0007,168
Extraordinary gains, net$034
Net income$-4,103,0007,167
Minority interest net income$0115
Net income of bank and minority interests.$-4,103,0007,167
Net charge-offs$4,744,0001,194
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$1,0001,334
Net operating income$-4,260,4407,188
2009-09-30 (YTD Data)Rank
Total interest income$18,050,0001,455
Total interest expense$9,310,0001,011
Net interest income$8,740,0001,895
Provision for loan and lease losses$4,075,0001,210
Total noninterest income$-256,0007,969
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$122,0005,049
Trading account gains and fees$0212
Additional Noninterest Income$-378,0007,936
Total noninterest expense$8,237,0001,847
Salaries and employee benefits$3,903,0001,915
Premises and equipment expense$1,168,0001,749
Additional noninterest expense$3,166,0001,702
Pre-tax net operating income$-3,828,0007,399
Securities gains (losses)$190,0001,324
Applicable income taxes$-1,340,0007,633
Income before extraordinary items$-2,298,0007,247
Extraordinary gains, net$027
Net income$-2,298,0007,246
Minority interest net income$0118
Net income of bank and minority interests.$-2,298,0007,247
Net charge-offs$2,877,0001,211
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$1,0001,230
Net operating income$-2,419,6007,270
2009-06-30 (YTD Data)Rank
Total interest income$12,378,0001,436
Total interest expense$6,309,0001,050
Net interest income$6,069,0001,827
Provision for loan and lease losses$3,025,0001,080
Total noninterest income$-57,0008,021
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$77,0005,132
Trading account gains and fees$0193
Additional Noninterest Income$-134,0007,986
Total noninterest expense$5,475,0001,879
Salaries and employee benefits$2,637,0001,921
Premises and equipment expense$770,0001,802
Additional noninterest expense$2,068,0001,760
Pre-tax net operating income$-2,488,0007,496
Securities gains (losses)$80,0001,628
Applicable income taxes$-888,0007,721
Income before extraordinary items$-1,520,0007,331
Extraordinary gains, net$021
Net income$-1,520,0007,330
Minority interest net income$0112
Net income of bank and minority interests.$-1,520,0007,329
Net charge-offs$1,916,0001,150
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,0001,182
Net operating income$-1,571,2007,353
2009-03-31 (YTD Data)Rank
Total interest income$6,252,0001,438
Total interest expense$3,104,0001,105
Net interest income$3,148,0001,758
Provision for loan and lease losses$1,500,000913
Total noninterest income$74,0005,725
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$37,0005,310
Total noninterest expense$2,628,0001,890
Salaries and employee benefits$1,446,0001,790
Premises and equipment expense$433,0001,634
Additional noninterest expense$749,0002,103
Pre-tax net operating income$-906,0007,598
Securities gains (losses)$02,434
Applicable income taxes$-331,0007,814
Income before extraordinary items$-575,0007,505
Extraordinary gains, net$015
Net income$-575,0007,506
Minority interest net income$0102
Net income of bank and minority interests.$-575,0007,506
Net charge-offs$852,0001,048
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$1,0001,052
Net operating income$-575,0007,483
2008-12-31 (YTD Data)Rank
Total interest income$27,244,0001,420
Total interest expense$13,064,0001,244
Net interest income$14,180,0001,580
Provision for loan and lease losses$2,270,0001,667
Total noninterest income$447,0005,068
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$151,0005,305
Trading account gains and fees$0154
Additional Noninterest Income$296,0004,131
Total noninterest expense$10,330,0001,872
Salaries and employee benefits$6,004,0001,703
Premises and equipment expense$1,726,0001,604
Additional noninterest expense$2,600,0002,266
Pre-tax net operating income$2,027,0002,425
Securities gains (losses)$170,000790
Applicable income taxes$838,0001,355
Income before extraordinary items$1,359,0002,695
Extraordinary gains, net$039
Net income$1,359,0002,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,117,0001,841
Cash dividends$901,0002,468
Sale, conversion, retirement of capital stock, net$128,000901
Net operating income$1,250,2002,978
2008-09-30 (YTD Data)Rank
Total interest income$20,683,0001,438
Total interest expense$9,860,0001,290
Net interest income$10,823,0001,563
Provision for loan and lease losses$1,370,0001,516
Total noninterest income$236,0005,826
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$107,0005,444
Trading account gains and fees$0148
Additional Noninterest Income$129,0005,202
Total noninterest expense$7,692,0001,869
Salaries and employee benefits$4,589,0001,697
Premises and equipment expense$1,187,0001,738
Additional noninterest expense$1,916,0002,246
Pre-tax net operating income$1,997,0002,315
Securities gains (losses)$149,000745
Applicable income taxes$817,0001,351
Income before extraordinary items$1,329,0002,561
Extraordinary gains, net$031
Net income$1,329,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,805
Cash dividends$801,0002,093
Sale, conversion, retirement of capital stock, net$127,000704
Net operating income$1,233,6402,848
2008-06-30 (YTD Data)Rank
Total interest income$13,870,0001,451
Total interest expense$6,735,0001,305
Net interest income$7,135,0001,573
Provision for loan and lease losses$720,0001,500
Total noninterest income$76,0007,031
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$62,0005,653
Trading account gains and fees$0149
Additional Noninterest Income$14,0007,482
Total noninterest expense$5,126,0001,875
Salaries and employee benefits$3,080,0001,695
Premises and equipment expense$780,0001,755
Additional noninterest expense$1,266,0002,239
Pre-tax net operating income$1,365,0002,373
Securities gains (losses)$149,000739
Applicable income taxes$578,0001,435
Income before extraordinary items$936,0002,721
Extraordinary gains, net$021
Net income$936,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,007
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$27,000894
Net operating income$840,6402,904
2008-03-31 (YTD Data)Rank
Total interest income$7,127,0001,446
Total interest expense$3,493,0001,340
Net interest income$3,634,0001,529
Provision for loan and lease losses$305,0001,357
Total noninterest income$6,0008,165
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$31,0005,641
Trading account gains and fees$0158
Additional Noninterest Income$-25,0008,425
Total noninterest expense$2,528,0001,887
Salaries and employee benefits$1,555,0001,690
Premises and equipment expense$397,0001,737
Additional noninterest expense$576,0002,399
Pre-tax net operating income$807,0002,141
Securities gains (losses)$02,688
Applicable income taxes$305,0001,457
Income before extraordinary items$502,0002,678
Extraordinary gains, net$015
Net income$502,0002,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,569
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$16,000748
Net operating income$502,0002,611
2007-12-31 (YTD Data)Rank
Total interest income$30,065,0001,432
Total interest expense$14,671,0001,371
Net interest income$15,394,0001,471
Provision for loan and lease losses$460,0002,465
Total noninterest income$293,0006,064
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$108,0005,924
Trading account gains and fees$0178
Additional Noninterest Income$185,0005,221
Total noninterest expense$9,578,0001,934
Salaries and employee benefits$5,632,0001,796
Premises and equipment expense$1,555,0001,692
Additional noninterest expense$2,391,0002,258
Pre-tax net operating income$5,649,0001,480
Securities gains (losses)$02,146
Applicable income taxes$2,121,0001,080
Income before extraordinary items$3,528,0001,780
Extraordinary gains, net$039
Net income$3,528,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$723,0001,303
Cash dividends$500,0003,679
Sale, conversion, retirement of capital stock, net$26,0001,144
Net operating income$3,528,0001,774
2007-09-30 (YTD Data)Rank
Total interest income$22,856,0001,413
Total interest expense$11,044,0001,363
Net interest income$11,812,0001,423
Provision for loan and lease losses$175,0003,251
Total noninterest income$228,0006,060
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$82,0005,941
Trading account gains and fees$0184
Additional Noninterest Income$146,0005,142
Total noninterest expense$7,367,0001,856
Salaries and employee benefits$4,368,0001,724
Premises and equipment expense$1,142,0001,719
Additional noninterest expense$1,857,0002,153
Pre-tax net operating income$4,498,0001,505
Securities gains (losses)$01,655
Applicable income taxes$1,687,0001,111
Income before extraordinary items$2,811,0001,792
Extraordinary gains, net$033
Net income$2,811,0001,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,000994
Cash dividends$200,0004,096
Sale, conversion, retirement of capital stock, net$11,0001,061
Net operating income$2,811,0001,781
2007-06-30 (YTD Data)Rank
Total interest income$15,413,0001,410
Total interest expense$7,366,0001,360
Net interest income$8,047,0001,422
Provision for loan and lease losses$145,0002,710
Total noninterest income$152,0006,110
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$152,0004,063
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$4,942,0001,865
Salaries and employee benefits$2,891,0001,775
Premises and equipment expense$779,0001,706
Additional noninterest expense$1,272,0002,110
Pre-tax net operating income$3,112,0001,488
Securities gains (losses)$01,444
Applicable income taxes$1,160,0001,143
Income before extraordinary items$1,952,0001,773
Extraordinary gains, net$029
Net income$1,952,0001,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,000642
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,952,0001,760
2007-03-31 (YTD Data)Rank
Total interest income$7,713,0001,392
Total interest expense$3,673,0001,351
Net interest income$4,040,0001,412
Provision for loan and lease losses$115,0001,841
Total noninterest income$82,0005,936
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$82,0003,854
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$2,350,0001,967
Salaries and employee benefits$1,424,0001,813
Premises and equipment expense$395,0001,688
Additional noninterest expense$531,0002,476
Pre-tax net operating income$1,657,0001,406
Securities gains (losses)$01,187
Applicable income taxes$622,0001,084
Income before extraordinary items$1,035,0001,663
Extraordinary gains, net$022
Net income$1,035,0001,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$171,000819
Cash dividends$200,0002,393
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,035,0001,653
2006-12-31 (YTD Data)Rank
Total interest income$29,205,0001,362
Total interest expense$12,601,0001,336
Net interest income$16,604,0001,371
Provision for loan and lease losses$1,505,000706
Total noninterest income$224,0006,725
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$98,0006,179
Trading account gains and fees$0130
Additional Noninterest Income$126,0005,927
Total noninterest expense$8,400,0002,098
Salaries and employee benefits$4,989,0001,946
Premises and equipment expense$1,351,0001,862
Additional noninterest expense$2,060,0002,512
Pre-tax net operating income$6,923,0001,422
Securities gains (losses)$-21,0007,568
Applicable income taxes$2,579,0001,070
Income before extraordinary items$4,323,0001,667
Extraordinary gains, net$051
Net income$4,323,0001,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,000818
Cash dividends$800,0002,936
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,336,4401,651
2006-09-30 (YTD Data)Rank
Total interest income$21,443,0001,383
Total interest expense$8,805,0001,385
Net interest income$12,638,0001,366
Provision for loan and lease losses$1,165,000658
Total noninterest income$150,0006,960
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$74,0006,250
Trading account gains and fees$0126
Additional Noninterest Income$76,0006,304
Total noninterest expense$6,208,0002,142
Salaries and employee benefits$3,737,0001,945
Premises and equipment expense$994,0001,912
Additional noninterest expense$1,477,0002,605
Pre-tax net operating income$5,415,0001,410
Securities gains (losses)$-21,0007,861
Applicable income taxes$2,014,0001,094
Income before extraordinary items$3,380,0001,644
Extraordinary gains, net$045
Net income$3,380,0001,645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$655,000658
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,393,4401,619
2006-06-30 (YTD Data)Rank
Total interest income$13,765,0001,407
Total interest expense$5,495,0001,401
Net interest income$8,270,0001,396
Provision for loan and lease losses$865,000597
Total noninterest income$100,0006,982
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$49,0006,273
Trading account gains and fees$0126
Additional Noninterest Income$51,0006,354
Total noninterest expense$4,103,0002,156
Salaries and employee benefits$2,474,0001,961
Premises and equipment expense$651,0001,937
Additional noninterest expense$978,0002,620
Pre-tax net operating income$3,402,0001,485
Securities gains (losses)$01,185
Applicable income taxes$1,269,0001,145
Income before extraordinary items$2,133,0001,707
Extraordinary gains, net$039
Net income$2,133,0001,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$504,000557
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,133,0001,691
2006-03-31 (YTD Data)Rank
Total interest income$6,577,0001,435
Total interest expense$2,516,0001,461
Net interest income$4,061,0001,417
Provision for loan and lease losses$415,000596
Total noninterest income$49,0006,973
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$23,0006,323
Trading account gains and fees$0115
Additional Noninterest Income$26,0006,300
Total noninterest expense$2,007,0002,207
Salaries and employee benefits$1,242,0001,971
Premises and equipment expense$304,0002,070
Additional noninterest expense$461,0002,748
Pre-tax net operating income$1,688,0001,462
Securities gains (losses)$0955
Applicable income taxes$629,0001,147
Income before extraordinary items$1,059,0001,690
Extraordinary gains, net$021
Net income$1,059,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,000654
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,059,0001,678
2005-12-31 (YTD Data)Rank
Total interest income$19,841,0001,697
Total interest expense$6,852,0001,664
Net interest income$12,989,0001,688
Provision for loan and lease losses$960,0001,083
Total noninterest income$166,0007,346
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$95,0006,353
Trading account gains and fees$0138
Additional Noninterest Income$71,0006,919
Total noninterest expense$7,876,0002,114
Salaries and employee benefits$4,607,0001,997
Premises and equipment expense$1,588,0001,533
Additional noninterest expense$1,681,0002,947
Pre-tax net operating income$4,319,0002,100
Securities gains (losses)$02,296
Applicable income taxes$1,615,0001,622
Income before extraordinary items$2,704,0002,441
Extraordinary gains, net$046
Net income$2,704,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,287
Cash dividends$150,0005,171
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,704,0002,410
2005-09-30 (YTD Data)Rank
Total interest income$13,980,0001,757
Total interest expense$4,600,0001,747
Net interest income$9,380,0001,739
Provision for loan and lease losses$768,000973
Total noninterest income$122,0007,395
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$71,0006,407
Trading account gains and fees$0126
Additional Noninterest Income$51,0007,043
Total noninterest expense$5,726,0002,166
Salaries and employee benefits$3,337,0002,049
Premises and equipment expense$1,234,0001,470
Additional noninterest expense$1,155,0003,132
Pre-tax net operating income$3,008,0002,238
Securities gains (losses)$02,317
Applicable income taxes$1,125,0001,727
Income before extraordinary items$1,883,0002,595
Extraordinary gains, net$035
Net income$1,883,0002,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0003,450
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,883,0002,571
2005-06-30 (YTD Data)Rank
Total interest income$8,626,0001,848
Total interest expense$2,741,0001,834
Net interest income$5,885,0001,844
Provision for loan and lease losses$440,0001,100
Total noninterest income$75,0007,500
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$43,0006,506
Trading account gains and fees$0116
Additional Noninterest Income$32,0007,096
Total noninterest expense$3,783,0002,162
Salaries and employee benefits$2,178,0002,084
Premises and equipment expense$878,0001,380
Additional noninterest expense$727,0003,262
Pre-tax net operating income$1,737,0002,436
Securities gains (losses)$02,146
Applicable income taxes$650,0001,890
Income before extraordinary items$1,087,0002,906
Extraordinary gains, net$030
Net income$1,087,0002,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,087,0002,860
2005-03-31 (YTD Data)Rank
Total interest income$4,000,0001,944
Total interest expense$1,220,0001,941
Net interest income$2,780,0001,937
Provision for loan and lease losses$160,0001,329
Total noninterest income$35,0007,613
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$21,0006,536
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$1,843,0002,249
Salaries and employee benefits$1,068,0002,136
Premises and equipment expense$434,0001,400
Additional noninterest expense$341,0003,442
Pre-tax net operating income$812,0002,542
Securities gains (losses)$01,685
Applicable income taxes$304,0001,957
Income before extraordinary items$508,0003,011
Extraordinary gains, net$024
Net income$508,0003,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,435
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$508,0002,971
2004-12-31 (YTD Data)Rank
Total interest income$12,683,0002,259
Total interest expense$3,670,0002,207
Net interest income$9,013,0002,266
Provision for loan and lease losses$548,0001,825
Total noninterest income$113,0007,935
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$68,0006,989
Trading account gains and fees$0138
Additional Noninterest Income$45,0007,534
Total noninterest expense$5,953,0002,674
Salaries and employee benefits$3,450,0002,526
Premises and equipment expense$1,221,0001,879
Additional noninterest expense$1,282,0003,563
Pre-tax net operating income$2,625,0002,874
Securities gains (losses)$03,819
Applicable income taxes$986,0002,180
Income before extraordinary items$1,639,0003,416
Extraordinary gains, net$034
Net income$1,639,0003,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,654
Cash dividends$250,0004,586
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,639,0003,353
2004-09-30 (YTD Data)Rank
Total interest income$9,176,0002,318
Total interest expense$2,590,0002,278
Net interest income$6,586,0002,291
Provision for loan and lease losses$458,0001,559
Total noninterest income$82,0008,035
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$52,0007,015
Trading account gains and fees$0134
Additional Noninterest Income$30,0007,707
Total noninterest expense$4,295,0002,738
Salaries and employee benefits$2,546,0002,540
Premises and equipment expense$839,0002,062
Additional noninterest expense$910,0003,685
Pre-tax net operating income$1,915,0002,993
Securities gains (losses)$03,710
Applicable income taxes$719,0002,265
Income before extraordinary items$1,196,0003,544
Extraordinary gains, net$026
Net income$1,196,0003,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,196,0003,473
2004-06-30 (YTD Data)Rank
Total interest income$5,786,0002,428
Total interest expense$1,649,0002,353
Net interest income$4,137,0002,417
Provision for loan and lease losses$272,0001,712
Total noninterest income$53,0008,120
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$34,0007,049
Trading account gains and fees$0130
Additional Noninterest Income$19,0007,792
Total noninterest expense$2,767,0002,827
Salaries and employee benefits$1,677,0002,566
Premises and equipment expense$514,0002,222
Additional noninterest expense$576,0003,869
Pre-tax net operating income$1,151,0003,208
Securities gains (losses)$03,413
Applicable income taxes$430,0002,440
Income before extraordinary items$721,0003,789
Extraordinary gains, net$021
Net income$721,0003,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,531
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$721,0003,699
2004-03-31 (YTD Data)Rank
Total interest income$2,809,0002,488
Total interest expense$802,0002,441
Net interest income$2,007,0002,483
Provision for loan and lease losses$160,0001,360
Total noninterest income$27,0008,089
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$19,0006,877
Trading account gains and fees$0121
Additional Noninterest Income$8,0007,967
Total noninterest expense$1,356,0002,884
Salaries and employee benefits$831,0002,597
Premises and equipment expense$256,0002,253
Additional noninterest expense$269,0004,077
Pre-tax net operating income$518,0003,427
Securities gains (losses)$02,934
Applicable income taxes$194,0002,626
Income before extraordinary items$324,0004,063
Extraordinary gains, net$016
Net income$324,0004,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$324,0003,925
2003-12-31 (YTD Data)Rank
Total interest income$9,195,0003,054
Total interest expense$2,968,0002,902
Net interest income$6,227,0003,084
Provision for loan and lease losses$433,0002,435
Total noninterest income$75,0008,562
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$53,0007,383
Trading account gains and fees$0160
Additional Noninterest Income$22,0008,373
Total noninterest expense$4,422,0003,396
Salaries and employee benefits$2,680,0003,075
Premises and equipment expense$714,0003,036
Additional noninterest expense$1,028,0004,181
Pre-tax net operating income$1,447,0004,210
Securities gains (losses)$04,500
Applicable income taxes$545,0003,235
Income before extraordinary items$902,0004,934
Extraordinary gains, net$054
Net income$902,0004,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$200,0004,908
Sale, conversion, retirement of capital stock, net$0868
Net operating income$902,0004,775
2003-09-30 (YTD Data)Rank
Total interest income$6,690,0003,176
Total interest expense$2,213,0003,002
Net interest income$4,477,0003,208
Provision for loan and lease losses$333,0002,327
Total noninterest income$53,0008,672
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$38,0007,484
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,465
Total noninterest expense$3,212,0003,494
Salaries and employee benefits$1,974,0003,124
Premises and equipment expense$468,0003,405
Additional noninterest expense$770,0004,168
Pre-tax net operating income$985,0004,582
Securities gains (losses)$04,204
Applicable income taxes$371,0003,537
Income before extraordinary items$614,0005,339
Extraordinary gains, net$040
Net income$614,0005,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$614,0005,155
2003-06-30 (YTD Data)Rank
Total interest income$4,234,0003,334
Total interest expense$1,501,0003,044
Net interest income$2,733,0003,447
Provision for loan and lease losses$203,0002,489
Total noninterest income$33,0008,738
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$23,0007,567
Trading account gains and fees$0150
Additional Noninterest Income$10,0008,463
Total noninterest expense$1,992,0003,705
Salaries and employee benefits$1,251,0003,271
Premises and equipment expense$248,0004,072
Additional noninterest expense$493,0004,293
Pre-tax net operating income$571,0004,966
Securities gains (losses)$03,782
Applicable income taxes$215,0003,820
Income before extraordinary items$356,0005,685
Extraordinary gains, net$030
Net income$356,0005,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$356,0005,477
2003-03-31 (YTD Data)Rank
Total interest income$2,085,0003,402
Total interest expense$723,0003,222
Net interest income$1,362,0003,435
Provision for loan and lease losses$122,0002,018
Total noninterest income$16,0008,775
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,0007,514
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$931,0003,887
Salaries and employee benefits$603,0003,353
Premises and equipment expense$80,0005,448
Additional noninterest expense$248,0004,243
Pre-tax net operating income$325,0004,584
Securities gains (losses)$02,891
Applicable income taxes$122,0003,591
Income before extraordinary items$203,0005,294
Extraordinary gains, net$021
Net income$203,0005,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$203,0005,104
2002-12-31 (YTD Data)Rank
Total interest income$5,977,0004,577
Total interest expense$2,205,0004,508
Net interest income$3,772,0004,528
Provision for loan and lease losses$391,0002,889
Total noninterest income$51,0008,949
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$36,0007,759
Trading account gains and fees$0153
Additional Noninterest Income$15,0008,719
Total noninterest expense$2,612,0004,936
Salaries and employee benefits$1,674,0004,315
Premises and equipment expense$175,0007,092
Additional noninterest expense$763,0005,100
Pre-tax net operating income$820,0005,707
Securities gains (losses)$04,537
Applicable income taxes$312,0004,373
Income before extraordinary items$508,0006,362
Extraordinary gains, net$070
Net income$508,0006,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$508,0006,210
2001-12-31 (YTD Data)Rank
Total interest income$3,564,0006,719
Total interest expense$1,409,0007,175
Net interest income$2,155,0006,192
Provision for loan and lease losses$413,0002,556
Total noninterest income$32,0009,340
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$20,0008,125
Trading account gains and fees$0177
Additional Noninterest Income$12,0009,046
Total noninterest expense$1,682,0006,380
Salaries and employee benefits$1,071,0005,748
Premises and equipment expense$129,0007,863
Additional noninterest expense$482,0006,558
Pre-tax net operating income$92,0008,366
Securities gains (losses)$04,612
Applicable income taxes$-95,0009,254
Income before extraordinary items$187,0007,821
Extraordinary gains, net$0105
Net income$187,0007,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,439
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$187,0007,707
2000-12-31 (YTD Data)Rank
Total interest income$420,0009,738
Total interest expense$134,0009,718
Net interest income$286,0009,713
Provision for loan and lease losses$126,0004,747
Total noninterest income$59,0009,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,500
Total noninterest expense$571,0009,190
Salaries and employee benefits$291,0009,300
Premises and equipment expense$64,0009,098
Additional noninterest expense$216,0008,637
Pre-tax net operating income$-352,0009,459
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-352,0009,487
Extraordinary gains, net$038
Net income$-352,0009,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$5,800,000179
Net operating income$-352,0009,489

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.