Home > Advantage Bank > Income and Expense
Advantage Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 3,467 |
| Total interest expense | $2,984,000 | 3,340 |
| Net interest income | $5,880,000 | 3,484 |
| Provision for loan and lease losses | $252,000 | 3,138 |
| Total noninterest income | $340,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $184,000 | 5,211 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $156,000 | 5,658 |
| Total noninterest expense | $4,674,000 | 3,422 |
| Salaries and employee benefits | $2,454,000 | 3,542 |
| Premises and equipment expense | $738,000 | 3,108 |
| Additional noninterest expense | $1,482,000 | 3,258 |
| Pre-tax net operating income | $1,294,000 | 4,735 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $529,000 | 3,278 |
| Income before extraordinary items | $765,000 | 5,450 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $765,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,598 |
| Cash dividends | $128,000 | 5,319 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 584 |
| Net operating income | $765,000 | 5,421 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 3,496 |
| Total interest expense | $2,093,000 | 3,393 |
| Net interest income | $4,346,000 | 3,511 |
| Provision for loan and lease losses | $116,000 | 3,949 |
| Total noninterest income | $275,000 | 5,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 5,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $3,505,000 | 3,392 |
| Salaries and employee benefits | $1,855,000 | 3,483 |
| Premises and equipment expense | $532,000 | 3,184 |
| Additional noninterest expense | $1,118,000 | 3,212 |
| Pre-tax net operating income | $1,000,000 | 4,771 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $408,000 | 3,289 |
| Income before extraordinary items | $592,000 | 5,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,774 |
| Net operating income | $592,000 | 5,444 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 3,534 |
| Total interest expense | $1,276,000 | 3,479 |
| Net interest income | $2,846,000 | 3,555 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $183,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $100,000 | 5,027 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $2,331,000 | 3,375 |
| Salaries and employee benefits | $1,222,000 | 3,510 |
| Premises and equipment expense | $348,000 | 3,213 |
| Additional noninterest expense | $761,000 | 3,152 |
| Pre-tax net operating income | $626,000 | 4,901 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $254,000 | 3,383 |
| Income before extraordinary items | $372,000 | 5,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 8,805 |
| Net operating income | $372,000 | 5,590 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,638 |
| Total interest expense | $561,000 | 3,700 |
| Net interest income | $1,415,000 | 3,575 |
| Provision for loan and lease losses | $44,000 | 3,508 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,190,000 | 3,331 |
| Salaries and employee benefits | $614,000 | 3,498 |
| Premises and equipment expense | $177,000 | 3,187 |
| Additional noninterest expense | $399,000 | 3,017 |
| Pre-tax net operating income | $292,000 | 5,061 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $118,000 | 3,499 |
| Income before extraordinary items | $174,000 | 5,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $174,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,878 |
| Net operating income | $174,000 | 5,715 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,139,000 | 3,748 |
| Total interest expense | $1,659,000 | 4,222 |
| Net interest income | $5,480,000 | 3,547 |
| Provision for loan and lease losses | $183,000 | 3,855 |
| Total noninterest income | $415,000 | 5,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $240,000 | 4,827 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $175,000 | 5,383 |
| Total noninterest expense | $4,337,000 | 3,510 |
| Salaries and employee benefits | $2,289,000 | 3,582 |
| Premises and equipment expense | $717,000 | 3,068 |
| Additional noninterest expense | $1,331,000 | 3,455 |
| Pre-tax net operating income | $1,375,000 | 4,479 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $525,000 | 3,270 |
| Income before extraordinary items | $859,000 | 5,094 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $859,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $86,000 | 5,607 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 603 |
| Net operating income | $853,240 | 5,039 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 3,805 |
| Total interest expense | $1,193,000 | 4,305 |
| Net interest income | $4,009,000 | 3,594 |
| Provision for loan and lease losses | $129,000 | 3,875 |
| Total noninterest income | $309,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $174,000 | 4,932 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 5,352 |
| Total noninterest expense | $3,231,000 | 3,512 |
| Salaries and employee benefits | $1,724,000 | 3,555 |
| Premises and equipment expense | $536,000 | 3,076 |
| Additional noninterest expense | $971,000 | 3,506 |
| Pre-tax net operating income | $958,000 | 4,702 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $377,000 | 3,410 |
| Income before extraordinary items | $590,000 | 5,406 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $590,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,743 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 708 |
| Net operating income | $584,240 | 5,353 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 3,893 |
| Total interest expense | $755,000 | 4,456 |
| Net interest income | $2,614,000 | 3,642 |
| Provision for loan and lease losses | $91,000 | 3,628 |
| Total noninterest income | $204,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $2,135,000 | 3,553 |
| Salaries and employee benefits | $1,140,000 | 3,592 |
| Premises and equipment expense | $355,000 | 3,087 |
| Additional noninterest expense | $640,000 | 3,547 |
| Pre-tax net operating income | $592,000 | 4,873 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $231,000 | 3,521 |
| Income before extraordinary items | $370,000 | 5,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 5,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 602 |
| Net operating income | $364,240 | 5,479 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,665,000 | 3,932 |
| Total interest expense | $378,000 | 4,484 |
| Net interest income | $1,287,000 | 3,678 |
| Provision for loan and lease losses | $29,000 | 4,417 |
| Total noninterest income | $99,000 | 5,796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $1,069,000 | 3,574 |
| Salaries and employee benefits | $568,000 | 3,622 |
| Premises and equipment expense | $171,000 | 3,220 |
| Additional noninterest expense | $330,000 | 3,467 |
| Pre-tax net operating income | $288,000 | 4,902 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $115,000 | 3,550 |
| Income before extraordinary items | $173,000 | 5,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,073 |
| Net operating income | $173,000 | 5,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 4,259 |
| Total interest expense | $1,563,000 | 4,758 |
| Net interest income | $4,547,000 | 3,969 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $389,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $204,000 | 5,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $185,000 | 5,449 |
| Total noninterest expense | $4,014,000 | 3,713 |
| Salaries and employee benefits | $2,109,000 | 3,762 |
| Premises and equipment expense | $716,000 | 3,028 |
| Additional noninterest expense | $1,189,000 | 3,754 |
| Pre-tax net operating income | $732,000 | 5,904 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $123,000 | 5,506 |
| Income before extraordinary items | $619,000 | 5,884 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $619,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,780,000 | 357 |
| Net operating income | $610,700 | 5,738 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 4,391 |
| Total interest expense | $1,180,000 | 4,867 |
| Net interest income | $3,271,000 | 4,117 |
| Provision for loan and lease losses | $157,000 | 3,820 |
| Total noninterest income | $264,000 | 6,286 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 5,813 |
| Total noninterest expense | $3,006,000 | 3,705 |
| Salaries and employee benefits | $1,590,000 | 3,729 |
| Premises and equipment expense | $534,000 | 3,040 |
| Additional noninterest expense | $882,000 | 3,760 |
| Pre-tax net operating income | $372,000 | 6,836 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $148,000 | 5,112 |
| Income before extraordinary items | $224,000 | 7,428 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $224,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $1,780,000 | 253 |
| Net operating income | $224,000 | 7,272 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,856,000 | 4,533 |
| Total interest expense | $776,000 | 5,026 |
| Net interest income | $2,080,000 | 4,275 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $185,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $79,000 | 5,734 |
| Total noninterest expense | $1,998,000 | 3,697 |
| Salaries and employee benefits | $1,048,000 | 3,772 |
| Premises and equipment expense | $361,000 | 3,003 |
| Additional noninterest expense | $589,000 | 3,750 |
| Pre-tax net operating income | $219,000 | 7,053 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $87,000 | 5,305 |
| Income before extraordinary items | $132,000 | 7,637 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $132,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,780,000 | 160 |
| Net operating income | $132,000 | 7,457 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,590 |
| Total interest expense | $373,000 | 5,244 |
| Net interest income | $1,039,000 | 4,281 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $89,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $984,000 | 3,716 |
| Salaries and employee benefits | $515,000 | 3,819 |
| Premises and equipment expense | $179,000 | 3,031 |
| Additional noninterest expense | $290,000 | 3,754 |
| Pre-tax net operating income | $108,000 | 7,072 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $65,000 | 7,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $65,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $65,000 | 7,429 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,068 |
| Total interest expense | $1,491,000 | 5,734 |
| Net interest income | $3,675,000 | 4,609 |
| Provision for loan and lease losses | $151,000 | 4,899 |
| Total noninterest income | $408,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $173,000 | 5,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 4,710 |
| Total noninterest expense | $3,680,000 | 3,788 |
| Salaries and employee benefits | $1,818,000 | 4,052 |
| Premises and equipment expense | $712,000 | 2,963 |
| Additional noninterest expense | $1,150,000 | 3,742 |
| Pre-tax net operating income | $252,000 | 7,741 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $25,000 | 6,930 |
| Income before extraordinary items | $227,000 | 7,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $227,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $227,000 | 7,600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,599 |
| Total interest expense | $1,995,000 | 6,107 |
| Net interest income | $3,024,000 | 5,040 |
| Provision for loan and lease losses | $228,000 | 3,858 |
| Total noninterest income | $256,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $141,000 | 5,922 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $2,907,000 | 4,435 |
| Salaries and employee benefits | $1,473,000 | 4,579 |
| Premises and equipment expense | $572,000 | 3,508 |
| Additional noninterest expense | $862,000 | 4,541 |
| Pre-tax net operating income | $145,000 | 8,120 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $145,000 | 8,058 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $145,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,223,000 | 285 |
| Net operating income | $145,000 | 7,941 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 6,658 |
| Total interest expense | $1,463,000 | 7,239 |
| Net interest income | $2,327,000 | 6,068 |
| Provision for loan and lease losses | $212,000 | 3,614 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $2,245,000 | 5,261 |
| Salaries and employee benefits | $1,135,000 | 5,436 |
| Premises and equipment expense | $393,000 | 4,562 |
| Additional noninterest expense | $717,000 | 5,088 |
| Pre-tax net operating income | $18,000 | 9,056 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $18,000 | 9,078 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $18,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,482 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $18,000 | 9,065 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 9,283 |
| Total interest expense | $377,000 | 9,688 |
| Net interest income | $949,000 | 8,739 |
| Provision for loan and lease losses | $213,000 | 3,422 |
| Total noninterest income | $57,000 | 9,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $1,556,000 | 6,640 |
| Salaries and employee benefits | $810,000 | 6,708 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $-763,000 | 9,990 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-763,000 | 10,020 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-763,000 | 10,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,544,000 | 108 |
| Net operating income | $-763,000 | 10,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.