Home > Advantage Bank > Assets and Liabilities
Advantage Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 45 | 3,666 |
| Assets and Liabilities | ||
| Total Assets: | $168,082,000 | 3,421 |
| Cash and due from depository institutions | $10,879,000 | 3,666 |
| Interest-bearing balances | $4,786,000 | 1,137 |
| Securities | $28,890,000 | 3,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $124,534,000 | 3,111 |
| Loan loss allowance | $1,266,000 | 3,485 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,671,000 | 4,808 |
| Other real estate owned | $0 | 3,666 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,108,000 | 4,935 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $168,082,000 | 3,421 |
| Total liabilities | $153,678,000 | 3,360 |
| Total deposits | $152,104,000 | 3,137 |
| Interest-bearing deposits | $121,691,000 | 3,257 |
| Deposits held in domestic offices | $152,104,000 | 3,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,205,000 | 2,655 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $369,000 | 5,818 |
| Total equity capital | $14,404,000 | 3,949 |
| Total bank equity capital | $14,404,000 | 3,949 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,196,000 | 440 |
| Surplus | $4,496,000 | 3,958 |
| Undivided profits | $712,000 | 7,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,308,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $805,000 | 4,159 |
| Earning assets | $158,210,000 | 3,338 |
| Long-term assets (5+ years) | $23,793,000 | 2,963 |
| Average Assets, year-to-date | $161,163,800 | 3,407 |
| Average Assets, quarterly | $169,011,500 | 3,367 |
| Volatile liabilities | $32,006,000 | 3,332 |
| Insider loans | $4,238,000 | 1,563 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,224,000 | 2,427 |
| Tier 1 (core) risk-based capital | $14,668,000 | 3,838 |
| Tier 2 risk-based capital | $1,266,000 | 3,299 |
| Total risk weighted assets | $130,983,000 | 3,140 |
| Total unused commitments | $32,224,000 | 2,427 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $169,941,000 | 3,345 |
| Cash and due from depository institutions | $9,965,000 | 3,655 |
| Interest-bearing balances | $5,422,000 | 1,030 |
| Securities | $29,428,000 | 3,592 |
| Federal funds sold & reverse repurchase agreements | $6,910,000 | 1,791 |
| Net loans & leases | $120,084,000 | 3,175 |
| Loan loss allowance | $1,214,000 | 3,573 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,703,000 | 4,728 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,851,000 | 5,245 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $169,941,000 | 3,345 |
| Total liabilities | $155,845,000 | 3,279 |
| Total deposits | $155,272,000 | 3,025 |
| Interest-bearing deposits | $127,491,000 | 3,089 |
| Deposits held in domestic offices | $155,272,000 | 3,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $573,000 | 4,818 |
| Total equity capital | $14,096,000 | 3,995 |
| Total bank equity capital | $14,096,000 | 3,995 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,037,000 | 428 |
| Surplus | $4,340,000 | 3,987 |
| Undivided profits | $719,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,677,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $756,000 | 4,338 |
| Earning assets | $161,844,000 | 3,229 |
| Long-term assets (5+ years) | $21,483,000 | 3,175 |
| Average Assets, year-to-date | $159,434,250 | 3,412 |
| Average Assets, quarterly | $167,961,000 | 3,337 |
| Volatile liabilities | $31,589,000 | 3,276 |
| Insider loans | $4,154,000 | 1,576 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,781,000 | 2,470 |
| Tier 1 (core) risk-based capital | $14,308,000 | 3,851 |
| Tier 2 risk-based capital | $1,214,000 | 3,372 |
| Total risk weighted assets | $128,168,000 | 3,138 |
| Total unused commitments | $30,781,000 | 2,473 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $165,981,000 | 3,340 |
| Cash and due from depository institutions | $9,774,000 | 3,663 |
| Interest-bearing balances | $5,347,000 | 996 |
| Securities | $28,532,000 | 3,715 |
| Federal funds sold & reverse repurchase agreements | $8,330,000 | 1,393 |
| Net loans & leases | $115,964,000 | 3,195 |
| Loan loss allowance | $1,172,000 | 3,607 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,596,000 | 4,865 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,785,000 | 5,184 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $165,981,000 | 3,340 |
| Total liabilities | $152,071,000 | 3,272 |
| Total deposits | $151,640,000 | 3,025 |
| Interest-bearing deposits | $125,271,000 | 3,080 |
| Deposits held in domestic offices | $151,640,000 | 3,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $431,000 | 5,247 |
| Total equity capital | $13,910,000 | 3,971 |
| Total bank equity capital | $13,910,000 | 3,971 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,037,000 | 403 |
| Surplus | $4,340,000 | 3,945 |
| Undivided profits | $533,000 | 7,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 2,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $753,000 | 4,016 |
| Earning assets | $158,173,000 | 3,226 |
| Long-term assets (5+ years) | $19,685,000 | 3,386 |
| Average Assets, year-to-date | $155,932,000 | 3,456 |
| Average Assets, quarterly | $160,488,000 | 3,408 |
| Volatile liabilities | $29,150,000 | 3,358 |
| Insider loans | $3,906,000 | 1,644 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,421,000 | 2,601 |
| Tier 1 (core) risk-based capital | $14,087,000 | 3,817 |
| Tier 2 risk-based capital | $1,172,000 | 3,408 |
| Total risk weighted assets | $124,900,000 | 3,134 |
| Total unused commitments | $27,421,000 | 2,604 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $154,995,000 | 3,520 |
| Cash and due from depository institutions | $10,752,000 | 3,833 |
| Interest-bearing balances | $5,283,000 | 1,040 |
| Securities | $24,245,000 | 4,193 |
| Federal funds sold & reverse repurchase agreements | $3,565,000 | 2,992 |
| Net loans & leases | $113,113,000 | 3,204 |
| Loan loss allowance | $1,144,000 | 3,684 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,729,000 | 4,669 |
| Other real estate owned | $0 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,591,000 | 5,474 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $154,995,000 | 3,520 |
| Total liabilities | $141,391,000 | 3,471 |
| Total deposits | $140,920,000 | 3,229 |
| Interest-bearing deposits | $114,266,000 | 3,321 |
| Deposits held in domestic offices | $140,920,000 | 3,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $471,000 | 4,941 |
| Total equity capital | $13,604,000 | 3,951 |
| Total bank equity capital | $13,604,000 | 3,951 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,037,000 | 387 |
| Surplus | $4,339,000 | 3,930 |
| Undivided profits | $228,000 | 7,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $643,000 | 4,445 |
| Earning assets | $146,206,000 | 3,443 |
| Long-term assets (5+ years) | $20,481,000 | 3,381 |
| Average Assets, year-to-date | $150,907,500 | 3,571 |
| Average Assets, quarterly | $150,907,500 | 3,571 |
| Volatile liabilities | $23,076,000 | 3,832 |
| Insider loans | $3,846,000 | 1,616 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $26,467,000 | 2,600 |
| Tier 1 (core) risk-based capital | $13,889,000 | 3,816 |
| Tier 2 risk-based capital | $1,144,000 | 3,475 |
| Total risk weighted assets | $119,880,000 | 3,191 |
| Total unused commitments | $26,467,000 | 2,605 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $146,820,000 | 3,663 |
| Cash and due from depository institutions | $8,402,000 | 3,860 |
| Interest-bearing balances | $5,639,000 | 1,001 |
| Securities | $25,927,000 | 4,010 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,196 |
| Net loans & leases | $108,553,000 | 3,321 |
| Loan loss allowance | $1,098,000 | 3,757 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,782,000 | 4,584 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,456,000 | 5,650 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $146,820,000 | 3,663 |
| Total liabilities | $133,270,000 | 3,633 |
| Total deposits | $132,820,000 | 3,377 |
| Interest-bearing deposits | $108,140,000 | 3,439 |
| Deposits held in domestic offices | $132,820,000 | 3,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $450,000 | 4,993 |
| Total equity capital | $13,550,000 | 3,972 |
| Total bank equity capital | $13,550,000 | 3,972 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,037,000 | 372 |
| Surplus | $4,339,000 | 3,892 |
| Undivided profits | $174,000 | 8,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,608,000 | 1,586 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $587,000 | 4,773 |
| Earning assets | $140,819,000 | 3,535 |
| Long-term assets (5+ years) | $18,445,000 | 3,628 |
| Average Assets, year-to-date | $138,871,000 | 3,724 |
| Average Assets, quarterly | $147,195,500 | 3,635 |
| Volatile liabilities | $19,942,000 | 4,131 |
| Insider loans | $3,785,000 | 1,618 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $30,755,000 | 2,277 |
| Tier 1 (core) risk-based capital | $13,717,000 | 3,802 |
| Tier 2 risk-based capital | $1,098,000 | 3,546 |
| Total risk weighted assets | $116,610,000 | 3,250 |
| Total unused commitments | $30,755,000 | 2,277 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $147,571,000 | 3,627 |
| Cash and due from depository institutions | $8,812,000 | 3,854 |
| Interest-bearing balances | $5,861,000 | 983 |
| Securities | $23,191,000 | 4,321 |
| Federal funds sold & reverse repurchase agreements | $8,390,000 | 1,353 |
| Net loans & leases | $104,030,000 | 3,378 |
| Loan loss allowance | $1,052,000 | 3,875 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,839,000 | 4,455 |
| Other real estate owned | $0 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,309,000 | 5,911 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $147,571,000 | 3,627 |
| Total liabilities | $134,375,000 | 3,590 |
| Total deposits | $133,878,000 | 3,328 |
| Interest-bearing deposits | $108,480,000 | 3,389 |
| Deposits held in domestic offices | $133,878,000 | 3,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $497,000 | 4,930 |
| Total equity capital | $13,196,000 | 4,031 |
| Total bank equity capital | $13,196,000 | 4,031 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,607,000 | 389 |
| Surplus | $4,313,000 | 3,860 |
| Undivided profits | $276,000 | 8,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $746,000 | 3,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $513,000 | 5,403 |
| Earning assets | $141,472,000 | 3,486 |
| Long-term assets (5+ years) | $17,392,000 | 3,830 |
| Average Assets, year-to-date | $136,883,750 | 3,760 |
| Average Assets, quarterly | $141,992,500 | 3,716 |
| Volatile liabilities | $23,188,000 | 3,738 |
| Insider loans | $3,717,000 | 1,579 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,938,000 | 2,343 |
| Tier 1 (core) risk-based capital | $13,385,000 | 3,852 |
| Tier 2 risk-based capital | $1,052,000 | 3,637 |
| Total risk weighted assets | $113,767,000 | 3,278 |
| Total unused commitments | $28,938,000 | 2,347 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 44 | 3,753 |
| Assets and Liabilities | ||
| Total Assets: | $136,414,000 | 3,845 |
| Cash and due from depository institutions | $9,229,000 | 3,753 |
| Interest-bearing balances | $4,425,000 | 1,277 |
| Securities | $18,598,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 2,795 |
| Net loans & leases | $102,214,000 | 3,380 |
| Loan loss allowance | $1,034,000 | 3,917 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,897,000 | 4,361 |
| Other real estate owned | $0 | 3,753 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,426,000 | 5,697 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $136,414,000 | 3,845 |
| Total liabilities | $123,636,000 | 3,814 |
| Total deposits | $123,154,000 | 3,540 |
| Interest-bearing deposits | $98,570,000 | 3,707 |
| Deposits held in domestic offices | $123,154,000 | 3,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $482,000 | 4,652 |
| Total equity capital | $12,778,000 | 4,029 |
| Total bank equity capital | $12,778,000 | 4,029 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,607,000 | 384 |
| Surplus | $4,313,000 | 3,824 |
| Undivided profits | $-142,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $474,000 | 5,453 |
| Earning assets | $128,287,000 | 3,758 |
| Long-term assets (5+ years) | $21,750,000 | 3,474 |
| Average Assets, year-to-date | $133,321,330 | 3,861 |
| Average Assets, quarterly | $135,880,500 | 3,832 |
| Volatile liabilities | $21,148,000 | 3,874 |
| Insider loans | $3,450,000 | 1,679 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,773,000 | 2,588 |
| Tier 1 (core) risk-based capital | $13,166,000 | 3,869 |
| Tier 2 risk-based capital | $1,034,000 | 3,651 |
| Total risk weighted assets | $109,298,000 | 3,344 |
| Total unused commitments | $24,773,000 | 2,592 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 44 | 3,742 |
| Assets and Liabilities | ||
| Total Assets: | $135,347,000 | 3,848 |
| Cash and due from depository institutions | $8,530,000 | 3,742 |
| Interest-bearing balances | $4,924,000 | 1,331 |
| Securities | $21,021,000 | 4,635 |
| Federal funds sold & reverse repurchase agreements | $6,660,000 | 2,222 |
| Net loans & leases | $96,064,000 | 3,474 |
| Loan loss allowance | $972,000 | 4,044 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,832,000 | 4,422 |
| Other real estate owned | $0 | 3,742 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,240,000 | 5,893 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $135,347,000 | 3,848 |
| Total liabilities | $122,455,000 | 3,816 |
| Total deposits | $121,941,000 | 3,558 |
| Interest-bearing deposits | $98,750,000 | 3,697 |
| Deposits held in domestic offices | $121,941,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $514,000 | 4,803 |
| Total equity capital | $12,892,000 | 4,090 |
| Total bank equity capital | $12,892,000 | 4,090 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,482,000 | 382 |
| Surplus | $4,431,000 | 3,723 |
| Undivided profits | $-21,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 6,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $584,000 | 4,628 |
| Earning assets | $128,669,000 | 3,732 |
| Long-term assets (5+ years) | $18,387,000 | 3,756 |
| Average Assets, year-to-date | $131,775,000 | 3,908 |
| Average Assets, quarterly | $131,775,000 | 3,908 |
| Volatile liabilities | $21,352,000 | 3,760 |
| Insider loans | $3,542,000 | 1,617 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $25,460,000 | 2,487 |
| Tier 1 (core) risk-based capital | $12,962,000 | 3,890 |
| Tier 2 risk-based capital | $972,000 | 3,754 |
| Total risk weighted assets | $106,225,000 | 3,359 |
| Total unused commitments | $25,460,000 | 2,496 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 41 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $128,203,000 | 3,990 |
| Cash and due from depository institutions | $8,963,000 | 3,960 |
| Interest-bearing balances | $5,588,000 | 1,089 |
| Securities | $19,880,000 | 4,831 |
| Federal funds sold & reverse repurchase agreements | $2,870,000 | 3,385 |
| Net loans & leases | $93,498,000 | 3,521 |
| Loan loss allowance | $946,000 | 4,115 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,921,000 | 4,297 |
| Other real estate owned | $0 | 3,960 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,071,000 | 6,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,203,000 | 3,990 |
| Total liabilities | $115,616,000 | 3,978 |
| Total deposits | $115,201,000 | 3,714 |
| Interest-bearing deposits | $91,398,000 | 3,899 |
| Deposits held in domestic offices | $115,201,000 | 3,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $415,000 | 5,218 |
| Total equity capital | $12,587,000 | 4,110 |
| Total bank equity capital | $12,587,000 | 4,110 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,928,000 | 420 |
| Surplus | $4,759,000 | 3,514 |
| Undivided profits | $-100,000 | 8,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $158,000 | 6,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $454,000 | 5,669 |
| Earning assets | $121,836,000 | 3,872 |
| Long-term assets (5+ years) | $21,186,000 | 3,485 |
| Average Assets, year-to-date | $118,166,800 | 4,138 |
| Average Assets, quarterly | $128,188,000 | 3,970 |
| Volatile liabilities | $18,593,000 | 4,102 |
| Insider loans | $3,662,000 | 1,527 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $150,000 | 1,579 |
| Unused loan commitments | $22,986,000 | 2,584 |
| Tier 1 (core) risk-based capital | $12,793,000 | 3,881 |
| Tier 2 risk-based capital | $946,000 | 3,824 |
| Total risk weighted assets | $102,614,000 | 3,456 |
| Total unused commitments | $22,986,000 | 2,588 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 37 | 4,333 |
| Assets and Liabilities | ||
| Total Assets: | $128,173,000 | 3,972 |
| Cash and due from depository institutions | $12,897,000 | 4,333 |
| Interest-bearing balances | $6,000,000 | 1,165 |
| Securities | $18,863,000 | 4,893 |
| Federal funds sold & reverse repurchase agreements | $3,360,000 | 3,410 |
| Net loans & leases | $90,307,000 | 3,606 |
| Loan loss allowance | $914,000 | 4,223 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,974,000 | 4,220 |
| Other real estate owned | $0 | 4,333 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $772,000 | 7,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,173,000 | 3,972 |
| Total liabilities | $115,923,000 | 3,942 |
| Total deposits | $115,618,000 | 3,686 |
| Interest-bearing deposits | $88,804,000 | 3,987 |
| Deposits held in domestic offices | $115,618,000 | 3,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $305,000 | 6,388 |
| Total equity capital | $12,250,000 | 4,183 |
| Total bank equity capital | $12,250,000 | 4,183 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,928,000 | 418 |
| Surplus | $4,759,000 | 3,445 |
| Undivided profits | $-437,000 | 8,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 5,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $422,000 | 6,077 |
| Earning assets | $118,530,000 | 3,947 |
| Long-term assets (5+ years) | $22,224,000 | 3,393 |
| Average Assets, year-to-date | $115,657,750 | 4,220 |
| Average Assets, quarterly | $125,992,000 | 4,004 |
| Volatile liabilities | $15,874,000 | 4,471 |
| Insider loans | $3,303,000 | 1,693 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,086,000 | 2,829 |
| Tier 1 (core) risk-based capital | $12,397,000 | 3,981 |
| Tier 2 risk-based capital | $914,000 | 3,922 |
| Total risk weighted assets | $100,090,000 | 3,487 |
| Total unused commitments | $20,086,000 | 2,831 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $123,811,000 | 4,075 |
| Cash and due from depository institutions | $11,921,000 | 4,085 |
| Interest-bearing balances | $8,125,000 | 1,011 |
| Securities | $15,040,000 | 5,478 |
| Federal funds sold & reverse repurchase agreements | $14,825,000 | 1,055 |
| Net loans & leases | $79,372,000 | 3,952 |
| Loan loss allowance | $809,000 | 4,553 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,033,000 | 4,097 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $620,000 | 7,612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,811,000 | 4,075 |
| Total liabilities | $111,521,000 | 4,062 |
| Total deposits | $111,085,000 | 3,798 |
| Interest-bearing deposits | $89,440,000 | 3,959 |
| Deposits held in domestic offices | $111,085,000 | 3,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $436,000 | 5,457 |
| Total equity capital | $12,290,000 | 4,170 |
| Total bank equity capital | $12,290,000 | 4,170 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,928,000 | 407 |
| Surplus | $4,759,000 | 3,418 |
| Undivided profits | $-397,000 | 8,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $383,000 | 6,266 |
| Earning assets | $117,362,000 | 3,944 |
| Long-term assets (5+ years) | $8,076,000 | 5,337 |
| Average Assets, year-to-date | $111,486,000 | 4,341 |
| Average Assets, quarterly | $116,488,000 | 4,231 |
| Volatile liabilities | $14,721,000 | 4,640 |
| Insider loans | $3,373,000 | 1,637 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,043,000 | 2,907 |
| Tier 1 (core) risk-based capital | $12,305,000 | 3,943 |
| Tier 2 risk-based capital | $809,000 | 4,253 |
| Total risk weighted assets | $90,912,000 | 3,718 |
| Total unused commitments | $19,043,000 | 2,918 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $109,165,000 | 4,431 |
| Cash and due from depository institutions | $16,474,000 | 4,051 |
| Interest-bearing balances | $12,188,000 | 705 |
| Securities | $4,595,000 | 7,928 |
| Federal funds sold & reverse repurchase agreements | $6,595,000 | 2,547 |
| Net loans & leases | $78,796,000 | 3,933 |
| Loan loss allowance | $797,000 | 4,566 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,083,000 | 4,007 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $622,000 | 7,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,165,000 | 4,431 |
| Total liabilities | $98,695,000 | 4,384 |
| Total deposits | $98,359,000 | 4,144 |
| Interest-bearing deposits | $78,356,000 | 4,375 |
| Deposits held in domestic offices | $98,359,000 | 4,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $336,000 | 6,242 |
| Total equity capital | $10,470,000 | 4,605 |
| Total bank equity capital | $10,470,000 | 4,605 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,942,000 | 484 |
| Surplus | $3,964,000 | 3,832 |
| Undivided profits | $-436,000 | 8,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,049 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $334,000 | 6,741 |
| Earning assets | $102,174,000 | 4,372 |
| Long-term assets (5+ years) | $6,461,000 | 5,689 |
| Average Assets, year-to-date | $105,323,500 | 4,505 |
| Average Assets, quarterly | $105,323,500 | 4,505 |
| Volatile liabilities | $13,296,000 | 4,890 |
| Insider loans | $3,915,000 | 1,379 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,764,000 | 2,822 |
| Tier 1 (core) risk-based capital | $10,457,000 | 4,406 |
| Tier 2 risk-based capital | $797,000 | 4,262 |
| Total risk weighted assets | $87,671,000 | 3,783 |
| Total unused commitments | $18,764,000 | 2,833 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $101,482,000 | 4,632 |
| Cash and due from depository institutions | $14,040,000 | 4,206 |
| Interest-bearing balances | $9,899,000 | 798 |
| Securities | $8,110,000 | 6,990 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,526 |
| Net loans & leases | $75,260,000 | 4,057 |
| Loan loss allowance | $761,000 | 4,643 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,153,000 | 3,894 |
| Other real estate owned | $0 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $619,000 | 7,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,482,000 | 4,632 |
| Total liabilities | $91,071,000 | 4,617 |
| Total deposits | $90,810,000 | 4,350 |
| Interest-bearing deposits | $69,221,000 | 4,756 |
| Deposits held in domestic offices | $90,810,000 | 4,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $261,000 | 6,969 |
| Total equity capital | $10,411,000 | 4,581 |
| Total bank equity capital | $10,411,000 | 4,581 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,489,000 | 512 |
| Surplus | $4,418,000 | 3,511 |
| Undivided profits | $-496,000 | 8,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $372,000 | 6,603 |
| Earning assets | $94,569,000 | 4,577 |
| Long-term assets (5+ years) | $9,494,000 | 4,909 |
| Average Assets, year-to-date | $88,958,800 | 4,896 |
| Average Assets, quarterly | $100,330,500 | 4,628 |
| Volatile liabilities | $12,398,000 | 5,093 |
| Insider loans | $3,815,000 | 1,389 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,543,000 | 2,872 |
| Tier 1 (core) risk-based capital | $10,393,000 | 4,371 |
| Tier 2 risk-based capital | $761,000 | 4,366 |
| Total risk weighted assets | $82,488,000 | 3,934 |
| Total unused commitments | $17,543,000 | 2,878 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $76,406,000 | 5,520 |
| Cash and due from depository institutions | $5,247,000 | 5,528 |
| Interest-bearing balances | $2,272,000 | 2,128 |
| Securities | $8,090,000 | 7,013 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 6,805 |
| Net loans & leases | $60,476,000 | 4,643 |
| Loan loss allowance | $610,000 | 5,179 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,912,000 | 4,156 |
| Other real estate owned | $0 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $466,000 | 8,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,406,000 | 5,520 |
| Total liabilities | $66,236,000 | 5,615 |
| Total deposits | $65,992,000 | 5,360 |
| Interest-bearing deposits | $47,338,000 | 5,972 |
| Deposits held in domestic offices | $65,992,000 | 5,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $244,000 | 7,445 |
| Total equity capital | $10,170,000 | 4,438 |
| Total bank equity capital | $10,170,000 | 4,438 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,123,000 | 537 |
| Surplus | $4,785,000 | 3,241 |
| Undivided profits | $-738,000 | 9,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $375,000 | 6,871 |
| Earning assets | $71,053,000 | 5,457 |
| Long-term assets (5+ years) | $6,578,000 | 5,655 |
| Average Assets, year-to-date | $73,239,800 | 5,459 |
| Average Assets, quarterly | $77,987,000 | 5,383 |
| Volatile liabilities | $13,218,000 | 4,837 |
| Insider loans | $4,139,000 | 1,188 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,340,000 | 2,996 |
| Tier 1 (core) risk-based capital | $10,167,000 | 4,295 |
| Tier 2 risk-based capital | $610,000 | 4,868 |
| Total risk weighted assets | $66,503,000 | 4,490 |
| Total unused commitments | $15,340,000 | 3,004 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 27 | 5,474 |
| Assets and Liabilities | ||
| Total Assets: | $66,011,000 | 5,897 |
| Cash and due from depository institutions | $4,658,000 | 5,474 |
| Interest-bearing balances | $1,164,000 | 2,227 |
| Securities | $10,946,000 | 6,514 |
| Federal funds sold & reverse repurchase agreements | $9,017,000 | 1,331 |
| Net loans & leases | $40,182,000 | 5,902 |
| Loan loss allowance | $375,000 | 6,663 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $728,000 | 6,709 |
| Other real estate owned | $0 | 5,474 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $480,000 | 8,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,011,000 | 5,897 |
| Total liabilities | $58,212,000 | 5,929 |
| Total deposits | $57,940,000 | 5,676 |
| Interest-bearing deposits | $45,335,000 | 6,007 |
| Deposits held in domestic offices | $57,940,000 | 5,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $272,000 | 7,556 |
| Total equity capital | $7,799,000 | 5,351 |
| Total bank equity capital | $7,799,000 | 5,351 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,659,000 | 791 |
| Surplus | $4,026,000 | 3,552 |
| Undivided profits | $-886,000 | 9,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 8,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $189,000 | 8,074 |
| Earning assets | $61,309,000 | 5,852 |
| Long-term assets (5+ years) | $570,000 | 8,266 |
| Average Assets, year-to-date | $50,111,400 | 6,661 |
| Average Assets, quarterly | $63,492,500 | 5,969 |
| Volatile liabilities | $16,583,000 | 4,182 |
| Insider loans | $3,165,000 | 1,541 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,422,000 | 597 |
| Unused loan commitments | $12,297,000 | 3,283 |
| Tier 1 (core) risk-based capital | $7,799,000 | 5,253 |
| Tier 2 risk-based capital | $375,000 | 6,349 |
| Total risk weighted assets | $46,447,100 | 5,575 |
| Total unused commitments | $12,297,000 | 3,285 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $36,839,000 | 7,912 |
| Cash and due from depository institutions | $2,322,000 | 7,085 |
| Interest-bearing balances | $1,943,000 | 1,775 |
| Securities | $10,902,000 | 6,808 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 2,505 |
| Net loans & leases | $19,105,000 | 8,090 |
| Loan loss allowance | $193,000 | 8,523 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $576,000 | 7,408 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $309,000 | 9,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,839,000 | 7,912 |
| Total liabilities | $29,058,000 | 8,273 |
| Total deposits | $28,960,000 | 8,115 |
| Interest-bearing deposits | $22,948,000 | 8,297 |
| Deposits held in domestic offices | $28,960,000 | 8,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $98,000 | 9,417 |
| Total equity capital | $7,781,000 | 5,223 |
| Total bank equity capital | $7,781,000 | 5,223 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,438,000 | 859 |
| Surplus | $4,247,000 | 3,411 |
| Undivided profits | $-904,000 | 9,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 8,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $90,000 | 9,288 |
| Earning assets | $35,575,000 | 7,732 |
| Long-term assets (5+ years) | $166,000 | 8,866 |
| Average Assets, year-to-date | $24,087,250 | 8,893 |
| Average Assets, quarterly | $31,503,000 | 8,350 |
| Volatile liabilities | $5,308,000 | 7,189 |
| Insider loans | $2,826,000 | 1,660 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $300,000 | 1,079 |
| Unused loan commitments | $10,415,000 | 3,656 |
| Tier 1 (core) risk-based capital | $7,781,000 | 5,232 |
| Tier 2 risk-based capital | $193,000 | 8,261 |
| Total risk weighted assets | $24,478,700 | 7,615 |
| Total unused commitments | $10,415,000 | 3,660 |
| Derivatives | $0 | 488 |