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Advantage Bank, Income and Expense

2013-12-31 (YTD Data)Rank
Total interest income$28,668,000872
Total interest expense$5,411,000600
Net interest income$23,257,000929
Provision for loan and lease losses$-1,109,0006,689
Total noninterest income$5,353,0001,075
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$915,0001,473
Trading account gains and fees$0184
Additional Noninterest Income$4,438,000881
Total noninterest expense$26,127,000778
Salaries and employee benefits$13,384,000807
Premises and equipment expense$2,681,000898
Additional noninterest expense$10,062,000693
Pre-tax net operating income$3,592,0001,867
Securities gains (losses)$53,0001,750
Applicable income taxes$-4,693,0006,765
Income before extraordinary items$8,338,000768
Extraordinary gains, net$029
Net income$8,338,000767
Minority interest net income$090
Net income of bank and minority interests.$8,338,000769
Net charge-offs$2,762,000581
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,285,000748
2013-09-30 (YTD Data)Rank
Total interest income$21,317,000890
Total interest expense$4,178,000590
Net interest income$17,139,000946
Provision for loan and lease losses$-509,0006,726
Total noninterest income$4,475,0001,017
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$684,0001,487
Trading account gains and fees$0180
Additional Noninterest Income$3,791,000816
Total noninterest expense$19,883,000769
Salaries and employee benefits$10,159,000799
Premises and equipment expense$2,005,000904
Additional noninterest expense$7,719,000672
Pre-tax net operating income$2,240,0002,234
Securities gains (losses)$61,0001,522
Applicable income taxes$-5,526,0006,864
Income before extraordinary items$7,827,000627
Extraordinary gains, net$025
Net income$7,827,000629
Minority interest net income$084
Net income of bank and minority interests.$7,827,000629
Net charge-offs$1,967,000603
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,766,000616
2013-06-30 (YTD Data)Rank
Total interest income$14,159,000880
Total interest expense$2,839,000592
Net interest income$11,320,000944
Provision for loan and lease losses$100,0002,924
Total noninterest income$3,109,000987
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$451,0001,478
Trading account gains and fees$0157
Additional Noninterest Income$2,658,000803
Total noninterest expense$13,217,000778
Salaries and employee benefits$6,636,000822
Premises and equipment expense$1,323,000915
Additional noninterest expense$5,258,000648
Pre-tax net operating income$1,112,0002,701
Securities gains (losses)$61,0001,397
Applicable income taxes$-5,697,0006,925
Income before extraordinary items$6,870,000492
Extraordinary gains, net$022
Net income$6,870,000491
Minority interest net income$082
Net income of bank and minority interests.$6,870,000494
Net charge-offs$1,691,000521
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,809,000480
2013-03-31 (YTD Data)Rank
Total interest income$7,070,000883
Total interest expense$1,434,000608
Net interest income$5,636,000948
Provision for loan and lease losses$100,0002,044
Total noninterest income$1,620,000971
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$210,0001,558
Trading account gains and fees$0148
Additional Noninterest Income$1,410,000780
Total noninterest expense$6,455,000795
Salaries and employee benefits$3,313,000828
Premises and equipment expense$669,000922
Additional noninterest expense$2,473,000695
Pre-tax net operating income$701,0002,267
Securities gains (losses)$61,000843
Applicable income taxes$55,0002,929
Income before extraordinary items$707,0001,990
Extraordinary gains, net$010
Net income$707,0001,991
Minority interest net income$076
Net income of bank and minority interests.$707,0001,992
Net charge-offs$715,000602
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$650,2702,036
2012-12-31 (YTD Data)Rank
Total interest income$32,673,000801
Total interest expense$7,308,000575
Net interest income$25,365,000842
Provision for loan and lease losses$144,0004,330
Total noninterest income$5,346,0001,098
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$984,0001,430
Trading account gains and fees$0166
Additional Noninterest Income$4,362,000908
Total noninterest expense$25,650,000778
Salaries and employee benefits$12,097,000863
Premises and equipment expense$2,613,000920
Additional noninterest expense$10,940,000651
Pre-tax net operating income$4,917,0001,394
Securities gains (losses)$125,0002,093
Applicable income taxes$-40,0006,627
Income before extraordinary items$5,082,0001,164
Extraordinary gains, net$029
Net income$5,082,0001,165
Minority interest net income$093
Net income of bank and minority interests.$5,082,0001,165
Net charge-offs$2,529,000970
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,957,0001,131
2012-09-30 (YTD Data)Rank
Total interest income$24,731,000811
Total interest expense$5,770,000576
Net interest income$18,961,000852
Provision for loan and lease losses$1,599,0001,029
Total noninterest income$4,000,0001,089
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$723,0001,472
Trading account gains and fees$0157
Additional Noninterest Income$3,277,000883
Total noninterest expense$19,407,000777
Salaries and employee benefits$9,069,000860
Premises and equipment expense$1,921,000943
Additional noninterest expense$8,417,000639
Pre-tax net operating income$1,955,0002,401
Securities gains (losses)$03,575
Applicable income taxes$-78,0006,891
Income before extraordinary items$2,033,0002,077
Extraordinary gains, net$020
Net income$2,033,0002,075
Minority interest net income$086
Net income of bank and minority interests.$2,033,0002,078
Net charge-offs$1,623,0001,060
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,033,0001,957
2012-06-30 (YTD Data)Rank
Total interest income$16,778,000805
Total interest expense$4,075,000571
Net interest income$12,703,000855
Provision for loan and lease losses$1,142,000991
Total noninterest income$2,945,000998
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$470,0001,492
Trading account gains and fees$0153
Additional Noninterest Income$2,475,000800
Total noninterest expense$13,208,000758
Salaries and employee benefits$6,042,000861
Premises and equipment expense$1,282,000940
Additional noninterest expense$5,884,000606
Pre-tax net operating income$1,298,0002,373
Securities gains (losses)$03,178
Applicable income taxes$-26,0006,895
Income before extraordinary items$1,324,0002,096
Extraordinary gains, net$019
Net income$1,324,0002,095
Minority interest net income$084
Net income of bank and minority interests.$1,324,0002,096
Net charge-offs$1,489,000863
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,324,0001,987
2012-03-31 (YTD Data)Rank
Total interest income$8,687,000780
Total interest expense$2,138,000558
Net interest income$6,549,000839
Provision for loan and lease losses$1,005,000610
Total noninterest income$1,568,000947
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$231,0001,504
Trading account gains and fees$0148
Additional Noninterest Income$1,337,000733
Total noninterest expense$6,465,000766
Salaries and employee benefits$2,972,000872
Premises and equipment expense$625,000971
Additional noninterest expense$2,868,000610
Pre-tax net operating income$647,0002,392
Securities gains (losses)$02,210
Applicable income taxes$37,0003,289
Income before extraordinary items$610,0002,221
Extraordinary gains, net$019
Net income$610,0002,223
Minority interest net income$078
Net income of bank and minority interests.$610,0002,224
Net charge-offs$583,000995
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$610,0002,115
2011-12-31 (YTD Data)Rank
Total interest income$36,786,000772
Total interest expense$10,031,000567
Net interest income$26,755,000821
Provision for loan and lease losses$2,279,0001,430
Total noninterest income$2,079,0001,944
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,119,0001,325
Trading account gains and fees$0146
Additional Noninterest Income$960,0002,194
Total noninterest expense$25,947,000761
Salaries and employee benefits$11,456,000861
Premises and equipment expense$2,559,000975
Additional noninterest expense$11,932,000610
Pre-tax net operating income$608,0004,494
Securities gains (losses)$1,276,000340
Applicable income taxes$538,0001,964
Income before extraordinary items$1,346,0002,990
Extraordinary gains, net$029
Net income$1,346,0002,991
Minority interest net income$096
Net income of bank and minority interests.$1,346,0002,991
Net charge-offs$4,617,000863
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$440,0404,689
2011-09-30 (YTD Data)Rank
Total interest income$27,982,000776
Total interest expense$7,800,000568
Net interest income$20,182,000818
Provision for loan and lease losses$3,038,000927
Total noninterest income$2,260,0001,481
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$849,0001,315
Trading account gains and fees$0145
Additional Noninterest Income$1,411,0001,400
Total noninterest expense$19,866,000738
Salaries and employee benefits$8,833,000843
Premises and equipment expense$1,931,000987
Additional noninterest expense$9,102,000592
Pre-tax net operating income$-462,0006,584
Securities gains (losses)$1,276,000269
Applicable income taxes$537,0001,675
Income before extraordinary items$277,0005,165
Extraordinary gains, net$021
Net income$277,0005,166
Minority interest net income$087
Net income of bank and minority interests.$277,0005,166
Net charge-offs$2,293,0001,115
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-539,6406,664
2011-06-30 (YTD Data)Rank
Total interest income$18,924,000773
Total interest expense$5,465,000565
Net interest income$13,459,000827
Provision for loan and lease losses$2,810,000720
Total noninterest income$1,727,0001,354
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$552,0001,318
Trading account gains and fees$0153
Additional Noninterest Income$1,175,0001,203
Total noninterest expense$13,289,000746
Salaries and employee benefits$5,994,000836
Premises and equipment expense$1,272,0001,006
Additional noninterest expense$6,023,000610
Pre-tax net operating income$-913,0006,952
Securities gains (losses)$1,276,000158
Applicable income taxes$536,0001,256
Income before extraordinary items$-173,0006,596
Extraordinary gains, net$015
Net income$-173,0006,596
Minority interest net income$089
Net income of bank and minority interests.$-173,0006,596
Net charge-offs$1,329,0001,229
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-989,6407,007
2011-03-31 (YTD Data)Rank
Total interest income$9,716,000750
Total interest expense$2,906,000551
Net interest income$6,810,000812
Provision for loan and lease losses$1,013,000845
Total noninterest income$1,198,0001,072
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$271,0001,312
Trading account gains and fees$0158
Additional Noninterest Income$927,000873
Total noninterest expense$6,743,000737
Salaries and employee benefits$3,064,000829
Premises and equipment expense$662,000994
Additional noninterest expense$3,017,000595
Pre-tax net operating income$252,0003,812
Securities gains (losses)$1,278,00083
Applicable income taxes$548,000688
Income before extraordinary items$982,0001,259
Extraordinary gains, net$09
Net income$982,0001,257
Minority interest net income$086
Net income of bank and minority interests.$982,0001,259
Net charge-offs$473,0001,375
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$164,0804,255
2010-12-31 (YTD Data)Rank
Total interest income$41,209,000731
Total interest expense$14,091,000560
Net interest income$27,118,000814
Provision for loan and lease losses$18,460,000398
Total noninterest income$4,287,0001,205
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,337,0001,123
Trading account gains and fees$0175
Additional Noninterest Income$2,950,0001,078
Total noninterest expense$26,150,000760
Salaries and employee benefits$11,580,000852
Premises and equipment expense$2,643,000974
Additional noninterest expense$11,927,000643
Pre-tax net operating income$-13,205,0007,428
Securities gains (losses)$03,793
Applicable income taxes$-242,0007,005
Income before extraordinary items$-12,963,0007,445
Extraordinary gains, net$029
Net income$-12,963,0007,445
Minority interest net income$0111
Net income of bank and minority interests.$-12,963,0007,445
Net charge-offs$17,689,000372
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-12,963,0007,433
2010-09-30 (YTD Data)Rank
Total interest income$30,876,000740
Total interest expense$10,963,000560
Net interest income$19,913,000826
Provision for loan and lease losses$17,524,000312
Total noninterest income$3,229,0001,194
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,023,0001,130
Trading account gains and fees$0165
Additional Noninterest Income$2,206,0001,037
Total noninterest expense$19,907,000737
Salaries and employee benefits$8,943,000820
Premises and equipment expense$1,982,000981
Additional noninterest expense$8,982,000606
Pre-tax net operating income$-14,289,0007,616
Securities gains (losses)$03,651
Applicable income taxes$-303,0007,281
Income before extraordinary items$-13,986,0007,626
Extraordinary gains, net$023
Net income$-13,986,0007,626
Minority interest net income$0110
Net income of bank and minority interests.$-13,986,0007,626
Net charge-offs$16,768,000298
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-13,986,0007,623
2010-06-30 (YTD Data)Rank
Total interest income$20,483,000748
Total interest expense$7,507,000562
Net interest income$12,976,000842
Provision for loan and lease losses$6,117,000538
Total noninterest income$2,490,0001,045
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$658,0001,184
Trading account gains and fees$0152
Additional Noninterest Income$1,832,000855
Total noninterest expense$12,870,000760
Salaries and employee benefits$5,877,000825
Premises and equipment expense$1,327,000994
Additional noninterest expense$5,666,000645
Pre-tax net operating income$-3,521,0007,444
Securities gains (losses)$03,184
Applicable income taxes$83,0002,935
Income before extraordinary items$-3,604,0007,494
Extraordinary gains, net$019
Net income$-3,604,0007,493
Minority interest net income$0105
Net income of bank and minority interests.$-3,604,0007,494
Net charge-offs$6,540,000467
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,604,0007,486
2010-03-31 (YTD Data)Rank
Total interest income$10,272,000761
Total interest expense$3,856,000582
Net interest income$6,416,000862
Provision for loan and lease losses$904,0001,243
Total noninterest income$1,345,000958
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$300,0001,305
Trading account gains and fees$0175
Additional Noninterest Income$1,045,000768
Total noninterest expense$6,431,000766
Salaries and employee benefits$2,999,000819
Premises and equipment expense$662,0001,026
Additional noninterest expense$2,770,000660
Pre-tax net operating income$426,0002,726
Securities gains (losses)$02,284
Applicable income taxes$103,0002,089
Income before extraordinary items$323,0002,993
Extraordinary gains, net$016
Net income$323,0002,989
Minority interest net income$091
Net income of bank and minority interests.$323,0002,993
Net charge-offs$1,182,000926
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$323,0002,886
2009-12-31 (YTD Data)Rank
Total interest income$45,157,000736
Total interest expense$20,251,000564
Net interest income$24,906,000871
Provision for loan and lease losses$21,792,000461
Total noninterest income$6,088,000938
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,408,0001,223
Trading account gains and fees$0211
Additional Noninterest Income$4,680,000758
Total noninterest expense$25,693,000817
Salaries and employee benefits$11,083,000891
Premises and equipment expense$2,970,000907
Additional noninterest expense$11,640,000698
Pre-tax net operating income$-16,491,0007,662
Securities gains (losses)$03,754
Applicable income taxes$-5,936,0007,799
Income before extraordinary items$-10,555,0007,579
Extraordinary gains, net$034
Net income$-10,555,0007,577
Minority interest net income$0115
Net income of bank and minority interests.$-10,555,0007,578
Net charge-offs$21,440,000391
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-10,555,0007,578
2009-09-30 (YTD Data)Rank
Total interest income$34,434,000741
Total interest expense$15,942,000569
Net interest income$18,492,000885
Provision for loan and lease losses$1,877,0001,994
Total noninterest income$4,319,000984
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,038,0001,244
Trading account gains and fees$0212
Additional Noninterest Income$3,281,000808
Total noninterest expense$19,399,000808
Salaries and employee benefits$8,547,000875
Premises and equipment expense$2,264,000908
Additional noninterest expense$8,588,000668
Pre-tax net operating income$1,535,0002,020
Securities gains (losses)$03,497
Applicable income taxes$417,0001,583
Income before extraordinary items$1,118,0002,284
Extraordinary gains, net$027
Net income$1,118,0002,281
Minority interest net income$0118
Net income of bank and minority interests.$1,118,0002,284
Net charge-offs$5,119,000800
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,118,0002,245
2009-06-30 (YTD Data)Rank
Total interest income$23,359,000745
Total interest expense$11,220,000565
Net interest income$12,139,000899
Provision for loan and lease losses$1,438,0001,681
Total noninterest income$3,103,000938
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$649,0001,306
Trading account gains and fees$0193
Additional Noninterest Income$2,454,000749
Total noninterest expense$12,718,000839
Salaries and employee benefits$5,861,000868
Premises and equipment expense$1,436,000978
Additional noninterest expense$5,421,000714
Pre-tax net operating income$1,086,0001,981
Securities gains (losses)$03,136
Applicable income taxes$549,000999
Income before extraordinary items$537,0002,966
Extraordinary gains, net$021
Net income$537,0002,964
Minority interest net income$0112
Net income of bank and minority interests.$537,0002,965
Net charge-offs$1,719,0001,241
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$537,0002,861
2009-03-31 (YTD Data)Rank
Total interest income$11,983,000725
Total interest expense$5,956,000554
Net interest income$6,027,000896
Provision for loan and lease losses$648,0001,533
Total noninterest income$1,582,000898
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$302,0001,366
Trading account gains and fees$0171
Additional Noninterest Income$1,280,000698
Total noninterest expense$6,596,000756
Salaries and employee benefits$3,203,000790
Premises and equipment expense$728,000986
Additional noninterest expense$2,665,000642
Pre-tax net operating income$365,0002,988
Securities gains (losses)$02,434
Applicable income taxes$-4,0007,115
Income before extraordinary items$369,0002,727
Extraordinary gains, net$015
Net income$369,0002,725
Minority interest net income$0102
Net income of bank and minority interests.$369,0002,728
Net charge-offs$535,0001,321
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$369,0002,590
2008-12-31 (YTD Data)Rank
Total interest income$57,217,000646
Total interest expense$30,632,000520
Net interest income$26,585,000809
Provision for loan and lease losses$14,793,000455
Total noninterest income$1,292,0002,906
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,533,0001,171
Trading account gains and fees$0154
Additional Noninterest Income$-241,0008,179
Total noninterest expense$31,749,000628
Salaries and employee benefits$12,125,000818
Premises and equipment expense$3,144,000881
Additional noninterest expense$16,480,000446
Pre-tax net operating income$-18,665,0008,094
Securities gains (losses)$2,0002,962
Applicable income taxes$-4,495,0008,085
Income before extraordinary items$-14,168,0008,056
Extraordinary gains, net$039
Net income$-14,168,0008,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,669,000614
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-14,169,5208,080
2008-09-30 (YTD Data)Rank
Total interest income$43,857,000661
Total interest expense$23,638,000531
Net interest income$20,219,000813
Provision for loan and lease losses$3,762,000792
Total noninterest income$3,882,0001,074
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,156,0001,177
Trading account gains and fees$0148
Additional Noninterest Income$2,726,000877
Total noninterest expense$18,864,000775
Salaries and employee benefits$9,142,000838
Premises and equipment expense$2,378,000876
Additional noninterest expense$7,344,000656
Pre-tax net operating income$1,475,0002,873
Securities gains (losses)$2,0002,845
Applicable income taxes$192,0002,957
Income before extraordinary items$1,285,0002,628
Extraordinary gains, net$031
Net income$1,285,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,920,000652
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,283,2602,761
2008-06-30 (YTD Data)Rank
Total interest income$29,641,000654
Total interest expense$16,283,000531
Net interest income$13,358,000815
Provision for loan and lease losses$3,172,000582
Total noninterest income$2,392,0001,149
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$762,0001,171
Trading account gains and fees$0149
Additional Noninterest Income$1,630,000980
Total noninterest expense$12,866,000756
Salaries and employee benefits$6,279,000820
Premises and equipment expense$1,605,000856
Additional noninterest expense$4,982,000626
Pre-tax net operating income$-288,0007,426
Securities gains (losses)$2,0002,957
Applicable income taxes$-197,0007,980
Income before extraordinary items$-89,0007,231
Extraordinary gains, net$021
Net income$-89,0007,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,621,000632
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-90,2807,199
2008-03-31 (YTD Data)Rank
Total interest income$15,216,000658
Total interest expense$8,519,000552
Net interest income$6,697,000817
Provision for loan and lease losses$2,322,000365
Total noninterest income$942,0001,395
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$383,0001,147
Trading account gains and fees$0158
Additional Noninterest Income$559,0001,304
Total noninterest expense$6,650,000724
Salaries and employee benefits$3,279,000784
Premises and equipment expense$875,000796
Additional noninterest expense$2,496,000590
Pre-tax net operating income$-1,333,0008,317
Securities gains (losses)$2,0002,447
Applicable income taxes$-542,0008,364
Income before extraordinary items$-789,0008,269
Extraordinary gains, net$015
Net income$-789,0008,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,092,000437
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-790,2808,254
2007-12-31 (YTD Data)Rank
Total interest income$65,318,000645
Total interest expense$36,279,000554
Net interest income$29,039,000755
Provision for loan and lease losses$1,495,0001,057
Total noninterest income$4,942,0001,115
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,698,0001,050
Trading account gains and fees$0178
Additional Noninterest Income$3,244,000950
Total noninterest expense$25,343,000738
Salaries and employee benefits$12,085,000815
Premises and equipment expense$3,391,000784
Additional noninterest expense$9,867,000589
Pre-tax net operating income$7,143,0001,183
Securities gains (losses)$02,146
Applicable income taxes$2,074,0001,107
Income before extraordinary items$5,069,0001,261
Extraordinary gains, net$039
Net income$5,069,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,016,000614
Cash dividends$3,000,0001,163
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,069,0001,250
2007-09-30 (YTD Data)Rank
Total interest income$49,088,000638
Total interest expense$27,277,000552
Net interest income$21,811,000760
Provision for loan and lease losses$515,0001,535
Total noninterest income$3,465,0001,157
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,250,0001,053
Trading account gains and fees$0184
Additional Noninterest Income$2,215,0001,025
Total noninterest expense$18,928,000732
Salaries and employee benefits$9,147,000809
Premises and equipment expense$2,578,000768
Additional noninterest expense$7,203,000583
Pre-tax net operating income$5,833,0001,169
Securities gains (losses)$01,655
Applicable income taxes$1,744,0001,073
Income before extraordinary items$4,089,0001,260
Extraordinary gains, net$033
Net income$4,089,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,406,000518
Cash dividends$2,250,0001,112
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,089,0001,248
2007-06-30 (YTD Data)Rank
Total interest income$32,699,000653
Total interest expense$17,888,000571
Net interest income$14,811,000767
Provision for loan and lease losses$315,0001,486
Total noninterest income$2,147,0001,258
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$796,0001,109
Trading account gains and fees$0168
Additional Noninterest Income$1,351,0001,136
Total noninterest expense$12,124,000769
Salaries and employee benefits$5,870,000862
Premises and equipment expense$1,705,000799
Additional noninterest expense$4,549,000621
Pre-tax net operating income$4,519,0001,061
Securities gains (losses)$01,444
Applicable income taxes$1,437,000954
Income before extraordinary items$3,082,0001,158
Extraordinary gains, net$029
Net income$3,082,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,000781
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,082,0001,139
2007-03-31 (YTD Data)Rank
Total interest income$16,181,000647
Total interest expense$8,803,000573
Net interest income$7,378,000760
Provision for loan and lease losses$195,0001,191
Total noninterest income$1,319,0001,056
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$372,0001,155
Trading account gains and fees$0195
Additional Noninterest Income$947,000878
Total noninterest expense$6,124,000767
Salaries and employee benefits$3,064,000828
Premises and equipment expense$849,000795
Additional noninterest expense$2,211,000626
Pre-tax net operating income$2,378,000991
Securities gains (losses)$01,187
Applicable income taxes$759,000912
Income before extraordinary items$1,619,0001,089
Extraordinary gains, net$022
Net income$1,619,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,000707
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,619,0001,074
2006-12-31 (YTD Data)Rank
Total interest income$62,182,000630
Total interest expense$32,774,000530
Net interest income$29,408,000751
Provision for loan and lease losses$1,440,000738
Total noninterest income$4,375,0001,220
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,448,0001,232
Trading account gains and fees$0130
Additional Noninterest Income$2,927,0001,016
Total noninterest expense$22,973,000771
Salaries and employee benefits$11,202,000869
Premises and equipment expense$3,088,000806
Additional noninterest expense$8,683,000631
Pre-tax net operating income$9,370,0001,048
Securities gains (losses)$01,687
Applicable income taxes$3,002,000942
Income before extraordinary items$6,368,0001,156
Extraordinary gains, net$051
Net income$6,368,0001,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,255,000566
Cash dividends$4,800,000736
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,368,0001,144
2006-09-30 (YTD Data)Rank
Total interest income$46,082,000652
Total interest expense$24,031,000538
Net interest income$22,051,000768
Provision for loan and lease losses$1,080,000709
Total noninterest income$3,535,0001,151
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,084,0001,234
Trading account gains and fees$0126
Additional Noninterest Income$2,451,000952
Total noninterest expense$17,085,000787
Salaries and employee benefits$8,388,000876
Premises and equipment expense$2,311,000829
Additional noninterest expense$6,386,000651
Pre-tax net operating income$7,421,0001,032
Securities gains (losses)$01,388
Applicable income taxes$2,412,000932
Income before extraordinary items$5,009,0001,151
Extraordinary gains, net$045
Net income$5,009,0001,151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$955,000483
Cash dividends$4,800,000539
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,009,0001,140
2006-06-30 (YTD Data)Rank
Total interest income$30,263,000647
Total interest expense$15,383,000531
Net interest income$14,880,000756
Provision for loan and lease losses$720,000700
Total noninterest income$2,479,0001,115
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$756,0001,175
Trading account gains and fees$0126
Additional Noninterest Income$1,723,000933
Total noninterest expense$11,204,000799
Salaries and employee benefits$5,531,000892
Premises and equipment expense$1,511,000846
Additional noninterest expense$4,162,000667
Pre-tax net operating income$5,435,000948
Securities gains (losses)$01,185
Applicable income taxes$1,717,000886
Income before extraordinary items$3,718,0001,031
Extraordinary gains, net$039
Net income$3,718,0001,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0002,743
Cash dividends$3,400,000519
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,718,0001,016
2006-03-31 (YTD Data)Rank
Total interest income$14,915,000640
Total interest expense$7,374,000516
Net interest income$7,541,000745
Provision for loan and lease losses$360,000670
Total noninterest income$1,263,0001,074
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$337,0001,278
Trading account gains and fees$0115
Additional Noninterest Income$926,000851
Total noninterest expense$5,766,000779
Salaries and employee benefits$2,879,000852
Premises and equipment expense$756,000843
Additional noninterest expense$2,131,000652
Pre-tax net operating income$2,678,000942
Securities gains (losses)$0955
Applicable income taxes$863,000880
Income before extraordinary items$1,815,0001,046
Extraordinary gains, net$021
Net income$1,815,0001,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$1,800,000459
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,815,0001,028
2005-12-31 (YTD Data)Rank
Total interest income$57,036,000593
Total interest expense$26,531,000454
Net interest income$30,505,000688
Provision for loan and lease losses$1,480,000728
Total noninterest income$5,387,0001,028
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,414,0001,254
Trading account gains and fees$0138
Additional Noninterest Income$3,973,000806
Total noninterest expense$20,894,000805
Salaries and employee benefits$10,388,000876
Premises and equipment expense$2,952,000813
Additional noninterest expense$7,554,000700
Pre-tax net operating income$13,518,000731
Securities gains (losses)$02,296
Applicable income taxes$4,373,000716
Income before extraordinary items$9,145,000791
Extraordinary gains, net$046
Net income$9,145,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$997,000680
Cash dividends$7,000,000500
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,145,000779
2005-09-30 (YTD Data)Rank
Total interest income$42,047,000586
Total interest expense$19,472,000438
Net interest income$22,575,000688
Provision for loan and lease losses$960,000788
Total noninterest income$3,839,0001,073
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,033,0001,274
Trading account gains and fees$0126
Additional Noninterest Income$2,806,000860
Total noninterest expense$15,703,000805
Salaries and employee benefits$7,785,000866
Premises and equipment expense$2,266,000792
Additional noninterest expense$5,652,000701
Pre-tax net operating income$9,751,000760
Securities gains (losses)$02,317
Applicable income taxes$3,148,000745
Income before extraordinary items$6,603,000809
Extraordinary gains, net$035
Net income$6,603,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$794,000586
Cash dividends$5,500,000436
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,603,000796
2005-06-30 (YTD Data)Rank
Total interest income$27,526,000572
Total interest expense$12,570,000423
Net interest income$14,956,000684
Provision for loan and lease losses$600,000816
Total noninterest income$2,766,000997
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$669,0001,279
Trading account gains and fees$0116
Additional Noninterest Income$2,097,000784
Total noninterest expense$10,453,000796
Salaries and employee benefits$5,123,000872
Premises and equipment expense$1,509,000788
Additional noninterest expense$3,821,000694
Pre-tax net operating income$6,669,000733
Securities gains (losses)$02,146
Applicable income taxes$2,153,000728
Income before extraordinary items$4,516,000786
Extraordinary gains, net$030
Net income$4,516,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$536,000562
Cash dividends$4,000,000396
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,516,000764
2005-03-31 (YTD Data)Rank
Total interest income$13,565,000572
Total interest expense$6,138,000413
Net interest income$7,427,000678
Provision for loan and lease losses$240,000955
Total noninterest income$1,421,000945
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$307,0001,338
Trading account gains and fees$0115
Additional Noninterest Income$1,114,000728
Total noninterest expense$5,115,000813
Salaries and employee benefits$2,643,000841
Premises and equipment expense$770,000780
Additional noninterest expense$1,702,000745
Pre-tax net operating income$3,493,000700
Securities gains (losses)$01,685
Applicable income taxes$1,132,000692
Income before extraordinary items$2,361,000744
Extraordinary gains, net$024
Net income$2,361,000745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0001,295
Cash dividends$2,000,000351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,361,000721
2004-12-31 (YTD Data)Rank
Total interest income$52,704,000554
Total interest expense$27,513,000323
Net interest income$25,191,000783
Provision for loan and lease losses$1,620,000667
Total noninterest income$12,723,000521
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,277,0001,388
Trading account gains and fees$0138
Additional Noninterest Income$11,446,000378
Total noninterest expense$39,874,000451
Salaries and employee benefits$9,852,000872
Premises and equipment expense$3,288,000701
Additional noninterest expense$26,734,000275
Pre-tax net operating income$-3,580,0008,939
Securities gains (losses)$91,0001,309
Applicable income taxes$-1,393,0008,948
Income before extraordinary items$-2,096,0008,919
Extraordinary gains, net$034
Net income$-2,096,0008,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,408,000596
Cash dividends$3,500,000848
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-2,154,2408,907
2004-09-30 (YTD Data)Rank
Total interest income$39,005,000555
Total interest expense$20,435,000321
Net interest income$18,570,000794
Provision for loan and lease losses$765,000996
Total noninterest income$4,374,000955
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$899,0001,475
Trading account gains and fees$0134
Additional Noninterest Income$3,475,000726
Total noninterest expense$15,835,000764
Salaries and employee benefits$7,476,000861
Premises and equipment expense$2,493,000699
Additional noninterest expense$5,866,000665
Pre-tax net operating income$6,344,0001,040
Securities gains (losses)$91,0001,235
Applicable income taxes$2,036,000999
Income before extraordinary items$4,399,0001,119
Extraordinary gains, net$026
Net income$4,399,0001,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000794
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,337,1201,099
2004-06-30 (YTD Data)Rank
Total interest income$1,437,0006,594
Total interest expense$474,0005,801
Net interest income$963,0006,759
Provision for loan and lease losses$30,0005,293
Total noninterest income$81,0007,572
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$53,0006,439
Trading account gains and fees$0130
Additional Noninterest Income$28,0007,329
Total noninterest expense$708,0007,055
Salaries and employee benefits$363,0007,206
Premises and equipment expense$57,0007,822
Additional noninterest expense$288,0006,101
Pre-tax net operating income$306,0006,463
Securities gains (losses)$03,413
Applicable income taxes$94,0004,923
Income before extraordinary items$212,0006,784
Extraordinary gains, net$021
Net income$212,0006,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,778
Cash dividends$50,0004,651
Sale, conversion, retirement of capital stock, net$67,000445
Net operating income$212,0006,698
2004-03-31 (YTD Data)Rank
Total interest income$708,0006,680
Total interest expense$237,0005,848
Net interest income$471,0006,860
Provision for loan and lease losses$15,0005,048
Total noninterest income$39,0007,637
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$24,0006,539
Trading account gains and fees$0121
Additional Noninterest Income$15,0007,252
Total noninterest expense$371,0006,973
Salaries and employee benefits$180,0007,262
Premises and equipment expense$30,0007,774
Additional noninterest expense$161,0005,784
Pre-tax net operating income$124,0006,805
Securities gains (losses)$02,934
Applicable income taxes$37,0005,183
Income before extraordinary items$87,0007,109
Extraordinary gains, net$016
Net income$87,0007,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,764
Cash dividends$50,0003,361
Sale, conversion, retirement of capital stock, net$67,000288
Net operating income$87,0007,024
2003-12-31 (YTD Data)Rank
Total interest income$3,161,0006,364
Total interest expense$1,092,0005,857
Net interest income$2,069,0006,486
Provision for loan and lease losses$60,0005,969
Total noninterest income$160,0007,715
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$93,0006,661
Trading account gains and fees$0160
Additional Noninterest Income$67,0007,177
Total noninterest expense$1,401,0007,072
Salaries and employee benefits$723,0007,222
Premises and equipment expense$118,0007,833
Additional noninterest expense$560,0006,194
Pre-tax net operating income$768,0005,801
Securities gains (losses)$04,500
Applicable income taxes$299,0004,290
Income before extraordinary items$469,0006,479
Extraordinary gains, net$054
Net income$469,0006,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,809
Cash dividends$1,287,0001,964
Sale, conversion, retirement of capital stock, net$79,000687
Net operating income$469,0006,322
2003-09-30 (YTD Data)Rank
Total interest income$2,387,0006,403
Total interest expense$844,0005,917
Net interest income$1,543,0006,550
Provision for loan and lease losses$45,0005,860
Total noninterest income$124,0007,712
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$69,0006,736
Trading account gains and fees$0153
Additional Noninterest Income$55,0007,077
Total noninterest expense$1,013,0007,174
Salaries and employee benefits$541,0007,181
Premises and equipment expense$84,0007,926
Additional noninterest expense$388,0006,431
Pre-tax net operating income$609,0005,840
Securities gains (losses)$04,204
Applicable income taxes$186,0004,765
Income before extraordinary items$423,0006,227
Extraordinary gains, net$040
Net income$423,0006,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,905
Cash dividends$1,287,0001,448
Sale, conversion, retirement of capital stock, net$0722
Net operating income$423,0006,061
2003-06-30 (YTD Data)Rank
Total interest income$1,577,0006,478
Total interest expense$584,0005,932
Net interest income$993,0006,661
Provision for loan and lease losses$30,0005,740
Total noninterest income$68,0007,995
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$47,0006,687
Trading account gains and fees$0150
Additional Noninterest Income$21,0007,777
Total noninterest expense$674,0007,190
Salaries and employee benefits$361,0007,205
Premises and equipment expense$60,0007,826
Additional noninterest expense$253,0006,495
Pre-tax net operating income$357,0006,129
Securities gains (losses)$03,782
Applicable income taxes$107,0005,036
Income before extraordinary items$250,0006,521
Extraordinary gains, net$030
Net income$250,0006,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$1,277,0001,067
Sale, conversion, retirement of capital stock, net$0589
Net operating income$250,0006,318
2003-03-31 (YTD Data)Rank
Total interest income$783,0006,531
Total interest expense$301,0005,928
Net interest income$482,0006,756
Provision for loan and lease losses$15,0005,504
Total noninterest income$35,0007,955
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$23,0006,666
Trading account gains and fees$0134
Additional Noninterest Income$12,0007,671
Total noninterest expense$337,0007,221
Salaries and employee benefits$179,0007,250
Premises and equipment expense$28,0007,948
Additional noninterest expense$130,0006,413
Pre-tax net operating income$165,0006,274
Securities gains (losses)$02,891
Applicable income taxes$49,0005,135
Income before extraordinary items$116,0006,615
Extraordinary gains, net$021
Net income$116,0006,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$116,0006,447
2002-12-31 (YTD Data)Rank
Total interest income$3,196,0006,651
Total interest expense$1,368,0006,016
Net interest income$1,828,0006,902
Provision for loan and lease losses$60,0006,444
Total noninterest income$128,0008,085
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$84,0006,861
Trading account gains and fees$0153
Additional Noninterest Income$44,0007,759
Total noninterest expense$1,241,0007,388
Salaries and employee benefits$684,0007,346
Premises and equipment expense$107,0008,078
Additional noninterest expense$450,0006,816
Pre-tax net operating income$655,0006,229
Securities gains (losses)$04,537
Applicable income taxes$196,0005,150
Income before extraordinary items$459,0006,579
Extraordinary gains, net$070
Net income$459,0006,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,374
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$57,000703
Net operating income$459,0006,452
2001-12-31 (YTD Data)Rank
Total interest income$3,698,0006,587
Total interest expense$1,802,0006,410
Net interest income$1,896,0006,605
Provision for loan and lease losses$60,0006,353
Total noninterest income$118,0008,259
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$73,0007,109
Trading account gains and fees$0177
Additional Noninterest Income$45,0007,826
Total noninterest expense$1,245,0007,344
Salaries and employee benefits$645,0007,448
Premises and equipment expense$99,0008,324
Additional noninterest expense$501,0006,429
Pre-tax net operating income$709,0005,783
Securities gains (losses)$04,612
Applicable income taxes$262,0004,537
Income before extraordinary items$447,0006,321
Extraordinary gains, net$0105
Net income$447,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,648
Cash dividends$240,0004,738
Sale, conversion, retirement of capital stock, net$58,000719
Net operating income$447,0006,203
2000-12-31 (YTD Data)Rank
Total interest income$3,575,0006,846
Total interest expense$1,824,0006,552
Net interest income$1,751,0007,008
Provision for loan and lease losses$60,0006,179
Total noninterest income$101,0008,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$66,0007,272
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,337
Total noninterest expense$1,110,0007,712
Salaries and employee benefits$578,0007,814
Premises and equipment expense$94,0008,550
Additional noninterest expense$438,0006,864
Pre-tax net operating income$682,0006,297
Securities gains (losses)$01,956
Applicable income taxes$207,0005,320
Income before extraordinary items$475,0006,453
Extraordinary gains, net$038
Net income$475,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,623
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$70,000732
Net operating income$475,0006,470
1999-12-31 (YTD Data)Rank
Total interest income$3,239,0007,110
Total interest expense$1,614,0006,697
Net interest income$1,625,0007,343
Provision for loan and lease losses$44,0006,764
Total noninterest income$80,0009,141
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0007,732
Trading account gains and feesNANA
Additional Noninterest Income$26,0009,007
Total noninterest expense$1,125,0007,773
Salaries and employee benefits$564,0007,945
Premises and equipment expense$98,0008,667
Additional noninterest expense$463,0006,796
Pre-tax net operating income$536,0006,977
Securities gains (losses)$03,155
Applicable income taxes$186,0005,858
Income before extraordinary items$350,0007,286
Extraordinary gains, net$035
Net income$350,0007,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0007,619
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$350,0007,259
1998-12-31 (YTD Data)Rank
Total interest income$2,962,0007,577
Total interest expense$1,589,0006,997
Net interest income$1,373,0007,964
Provision for loan and lease losses$29,0007,397
Total noninterest income$92,0009,151
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$92,0006,828
Total noninterest expense$902,0008,423
Salaries and employee benefits$510,0008,297
Premises and equipment expense$136,0007,956
Additional noninterest expense$256,0008,548
Pre-tax net operating income$534,0007,207
Securities gains (losses)$04,449
Applicable income taxes$162,0006,678
Income before extraordinary items$372,0007,396
Extraordinary gains, net$032
Net income$372,0007,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$54,000851
Net operating income$372,0007,322
1997-12-31 (YTD Data)Rank
Total interest income$2,842,0007,950
Total interest expense$1,506,0007,331
Net interest income$1,336,0008,397
Provision for loan and lease losses$2,0008,765
Total noninterest income$79,0009,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$79,0007,409
Total noninterest expense$806,0009,010
Salaries and employee benefits$427,0009,087
Premises and equipment expense$120,0008,493
Additional noninterest expense$259,0008,743
Pre-tax net operating income$607,0007,386
Securities gains (losses)$03,944
Applicable income taxes$195,0006,948
Income before extraordinary items$412,0007,563
Extraordinary gains, net$044
Net income$412,0007,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$412,0007,508
1996-12-31 (YTD Data)Rank
Total interest income$2,710,0008,408
Total interest expense$1,477,0007,631
Net interest income$1,233,0008,952
Provision for loan and lease losses$09,041
Total noninterest income$74,00010,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$74,0007,943
Total noninterest expense$977,0008,753
Salaries and employee benefits$422,0009,455
Premises and equipment expense$126,0008,634
Additional noninterest expense$429,0007,636
Pre-tax net operating income$330,0008,922
Securities gains (losses)$04,148
Applicable income taxes$105,0008,669
Income before extraordinary items$225,0009,053
Extraordinary gains, net$053
Net income$225,0009,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$225,0008,989
1995-12-31 (YTD Data)Rank
Total interest income$2,431,0009,075
Total interest expense$1,472,0007,781
Net interest income$959,00010,047
Provision for loan and lease losses$08,958
Total noninterest income$81,00010,708
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$81,0007,917
Total noninterest expense$813,0009,716
Salaries and employee benefits$407,0009,889
Premises and equipment expense$134,0008,673
Additional noninterest expense$272,0009,576
Pre-tax net operating income$227,00010,287
Securities gains (losses)$03,831
Applicable income taxes$83,0009,520
Income before extraordinary items$144,00010,517
Extraordinary gains, net$065
Net income$144,00010,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$144,00010,486
1994-12-31 (YTD Data)Rank
Total interest income$2,167,0009,489
Total interest expense$1,130,0008,184
Net interest income$1,037,00010,268
Provision for loan and lease losses$2,0009,032
Total noninterest income$79,00011,271
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$79,0008,286
Total noninterest expense$750,00010,467
Salaries and employee benefits$398,00010,303
Premises and equipment expense$120,0009,390
Additional noninterest expense$232,00010,746
Pre-tax net operating income$364,0009,634
Securities gains (losses)$03,600
Applicable income taxes$120,0008,923
Income before extraordinary items$244,0009,763
Extraordinary gains, net$0249
Net income$244,0009,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,352
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$244,0009,838
1993-12-31 (YTD Data)Rank
Total interest income$2,275,0009,624
Total interest expense$1,170,0008,400
Net interest income$1,105,00010,390
Provision for loan and lease losses$18,0009,198
Total noninterest income$71,00012,043
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$71,0009,036
Total noninterest expense$704,00011,145
Salaries and employee benefits$358,00011,061
Premises and equipment expense$116,0009,911
Additional noninterest expense$230,00011,318
Pre-tax net operating income$454,0008,994
Securities gains (losses)$07,477
Applicable income taxes$146,0008,742
Income before extraordinary items$308,0009,383
Extraordinary gains, net$03,149
Net income$308,0009,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$308,0009,125
1992-12-31 (YTD Data)Rank
Total interest income$2,649,0009,631
Total interest expense$1,427,0008,745
Net interest income$1,222,00010,252
Provision for loan and lease losses$25,00010,242
Total noninterest income$79,00012,309
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$79,0008,899
Total noninterest expense$657,00011,753
Salaries and employee benefits$337,00011,580
Premises and equipment expense$111,00010,343
Additional noninterest expense$209,00012,115
Pre-tax net operating income$619,0007,582
Securities gains (losses)$08,369
Applicable income taxes$203,0007,497
Income before extraordinary items$416,0008,052
Extraordinary gains, net$01,422
Net income$416,0008,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0009,616
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$416,0007,705

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.