Home > Advantage Bank > Net charge- offs to loans
Advantage Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4718% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4656% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0061% | 610 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7550% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2626% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8474% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 4,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2685% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2685% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4565% | 1,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4319% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 5,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2740% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0084% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6705% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2833% | 857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7434% | 699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 5,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1541% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1541% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5937% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5880% | 950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4208% | 980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0125% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8836% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3484% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9850% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1700% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1700% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5046% | 1,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4866% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 5,581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3081% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0250% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7425% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6441% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7612% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2977% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.2977% | 65 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4090% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4253% | 2,201 |
| Percentage Net Loans Charged-off:Construction & development | 1.5125% | 1,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3537% | 6,830 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0012% | 5,419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8461% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3797% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9392% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1153% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1153% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0129% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3482% | 2,367 |
| Percentage Net Loans Charged-off:Construction & development | 1.5809% | 1,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5060% | 6,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7674% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2792% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8659% | 1,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0246% | 5,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0027% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0027% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5083% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 2.2993% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 2,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0049% | 587 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7150% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3372% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7929% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0691% | 5,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0286% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3829% | 1,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 5,983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 6,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0141% | 380 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7331% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6417% | 627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7526% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6902% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7427% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.3158% | 6,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1600% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2745% | 839 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8137% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 1,894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9908% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1527% | 6,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8074% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7657% | 1,825 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 5,914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -12.6904% | 1,430 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4559% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4858% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | -0.3038% | 6,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8715% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1144% | 5,684 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5742% | 1,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0288% | 1,653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6975% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2082% | 6,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0275% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8968% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 5,965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.8486% | 1,410 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3951% | 2,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4277% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.4141% | 6,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6535% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2024% | 5,721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5987% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 1,401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7255% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5343% | 6,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9453% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6967% | 440 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0295% | 6,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -29.2593% | 1,382 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2792% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3462% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | -1.7354% | 6,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4903% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0292% | 5,704 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6351% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7808% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1236% | 7,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0574% | 6,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -43.8584% | 1,357 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5491% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2132% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 10.2104% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3252% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3394% | 485 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7066% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0523% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9110% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.7955% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1116% | 6,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 605.0168% | 7 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2148% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7610% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 16.5955% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0474% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3109% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9782% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2019% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2355% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.7425% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5050% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1198% | 6,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 780.7416% | 3 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8910% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0981% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 4.9580% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3321% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3827% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1733% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4755% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0729% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 22.5158% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3624% | 3,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0438% | 6,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1,051.6956% | 3 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6852% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7092% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | -0.0436% | 6,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6056% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1720% | 409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8400% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2975% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6883% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3186% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7313% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.3836% | 24 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9621% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8247% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 11.5313% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3027% | 142 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2571% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5262% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0593% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6772% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3972% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4183% | 4,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4161% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 292.4743% | 11 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9280% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7721% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 1.6216% | 1,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6336% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0548% | 415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7504% | 1,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9243% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7119% | 513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1697% | 4,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5561% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 189.7262% | 18 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4603% | 2,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4357% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0705% | 2,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 7,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2502% | 291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5177% | 1,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2364% | 1,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6076% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0903% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0422% | 5,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8579% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 36.5690% | 24 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2813% | 2,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 7,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0109% | 301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3797% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2952% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4067% | 1,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 2,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7459% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7090% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6420% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 4.8621% | 524 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0943% | 1,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0614% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3677% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2151% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4131% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7892% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1597% | 7,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1614% | 722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 34.6878% | 14 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4833% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3849% | 1,419 |
| Percentage Net Loans Charged-off:Construction & development | 1.4002% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1185% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1025% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3943% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2002% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4512% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8128% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3179% | 7,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 41.0702% | 14 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4005% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2346% | 1,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1864% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2800% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3160% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2695% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6526% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4894% | 7,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 49.8532% | 10 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5365% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 7,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1172% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0808% | 6,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2231% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3852% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1757% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2357% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3201% | 7,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7442% | 16 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 2,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2503% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0337% | 1,409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1398% | 946 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8563% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2073% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1764% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 3,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2220% | 4,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 1,522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2313% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0433% | 896 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2090% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1969% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1534% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1485% | 4,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0913% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 2,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1066% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 1,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1616% | 3,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1426% | 1,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 0.1181% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 7,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1410% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1183% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0601% | 6,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3112% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1449% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0176% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0820% | 7,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8808% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 2,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1300% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4809% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1168% | 7,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0672% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0921% | 6,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0307% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 6,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 2,183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,428 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,014 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1790% | 6,179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0625% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2319% | 7,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7289% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2605% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 483 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6896% | 1,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9917% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 2,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1290% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9374% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3188% | 1,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1323% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2753% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3508% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3165% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1234% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0929% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0415% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1726% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8970% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0703% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.1368% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0561% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8494% | 790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2532% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5802% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0356% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5071% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3648% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9818% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 6,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6126% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3101% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 5,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2743% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 5,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3257% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 7,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0838% | 6,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 6,533 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 7,683 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 7,349 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 9,821 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 8,084 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 8,430 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0552% | 9,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |