Home > Advanta Bank Corp. > Income and Expense

Advanta Bank Corp., Income and Expense

2009-12-31 (YTD Data)Rank
Total interest income$127,119,000277
Total interest expense$86,539,000141
Net interest income$40,580,000530
Provision for loan and lease losses$278,896,00075
Total noninterest income$-16,258,0008,007
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$-16,258,0008,016
Total noninterest expense$227,305,000124
Salaries and employee benefits$49,063,000183
Premises and equipment expense$5,801,000460
Additional noninterest expense$172,441,00085
Pre-tax net operating income$-481,879,0008,001
Securities gains (losses)$-6,580,0007,916
Applicable income taxes$-37,165,0007,956
Income before extraordinary items$-451,294,0007,993
Extraordinary gains, net$034
Net income$-451,294,0007,992
Minority interest net income$0115
Net income of bank and minority interests.$-451,294,0007,992
Net charge-offs$201,296,00076
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-445,240,4007,994
2009-09-30 (YTD Data)Rank
Total interest income$90,226,000305
Total interest expense$70,449,000148
Net interest income$19,777,000827
Provision for loan and lease losses$149,016,00095
Total noninterest income$-28,691,0008,096
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$-28,691,0008,104
Total noninterest expense$205,560,000113
Salaries and employee benefits$46,674,000153
Premises and equipment expense$4,736,000445
Additional noninterest expense$154,150,00082
Pre-tax net operating income$-363,490,0008,082
Securities gains (losses)$-6,341,0008,021
Applicable income taxes$-54,659,0008,067
Income before extraordinary items$-315,172,0008,073
Extraordinary gains, net$027
Net income$-315,172,0008,072
Minority interest net income$0118
Net income of bank and minority interests.$-315,172,0008,072
Net charge-offs$133,812,00088
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-309,782,1508,075
2009-06-30 (YTD Data)Rank
Total interest income$57,252,000323
Total interest expense$49,082,000154
Net interest income$8,170,0001,366
Provision for loan and lease losses$88,850,000105
Total noninterest income$-46,559,0008,191
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$-46,559,0008,201
Total noninterest expense$168,091,00098
Salaries and employee benefits$34,982,000143
Premises and equipment expense$3,397,000418
Additional noninterest expense$129,712,00078
Pre-tax net operating income$-295,330,0008,178
Securities gains (losses)$-7,927,0008,139
Applicable income taxes$-54,018,0008,167
Income before extraordinary items$-249,239,0008,172
Extraordinary gains, net$021
Net income$-249,239,0008,171
Minority interest net income$0112
Net income of bank and minority interests.$-249,239,0008,171
Net charge-offs$98,757,00077
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-242,738,8608,168
2009-03-31 (YTD Data)Rank
Total interest income$25,162,000366
Total interest expense$25,551,000156
Net interest income$-389,0008,243
Provision for loan and lease losses$39,178,000124
Total noninterest income$26,694,000125
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$26,694,000103
Total noninterest expense$80,160,000100
Salaries and employee benefits$23,750,000117
Premises and equipment expense$1,925,000367
Additional noninterest expense$54,485,00080
Pre-tax net operating income$-93,033,0008,219
Securities gains (losses)$-1,334,0008,148
Applicable income taxes$-35,558,0008,219
Income before extraordinary items$-58,809,0008,204
Extraordinary gains, net$015
Net income$-58,809,0008,204
Minority interest net income$0102
Net income of bank and minority interests.$-58,809,0008,204
Net charge-offs$26,100,000109
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-57,955,2408,204
2008-12-31 (YTD Data)Rank
Total interest income$142,544,000291
Total interest expense$94,300,000192
Net interest income$48,244,000465
Provision for loan and lease losses$112,508,000108
Total noninterest income$411,872,00053
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$411,872,00046
Total noninterest expense$361,776,00085
Salaries and employee benefits$87,042,000123
Premises and equipment expense$6,380,000429
Additional noninterest expense$268,354,00072
Pre-tax net operating income$-14,168,0008,048
Securities gains (losses)$23,746,00028
Applicable income taxes$3,258,000439
Income before extraordinary items$6,320,000631
Extraordinary gains, net$039
Net income$6,320,000631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,564,00087
Cash dividends$20,000,000170
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-9,352,3608,018
2008-09-30 (YTD Data)Rank
Total interest income$108,578,000304
Total interest expense$67,846,000216
Net interest income$40,732,000424
Provision for loan and lease losses$80,719,000105
Total noninterest income$320,102,00057
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$320,102,00047
Total noninterest expense$270,989,00088
Salaries and employee benefits$64,249,000127
Premises and equipment expense$4,925,000427
Additional noninterest expense$201,815,00069
Pre-tax net operating income$9,126,000549
Securities gains (losses)$23,745,00026
Applicable income taxes$12,196,000156
Income before extraordinary items$20,675,000196
Extraordinary gains, net$031
Net income$20,675,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,067,00091
Cash dividends$20,000,000147
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,478,200699
2008-06-30 (YTD Data)Rank
Total interest income$71,406,000314
Total interest expense$45,591,000224
Net interest income$25,815,000448
Provision for loan and lease losses$53,235,000103
Total noninterest income$221,485,00058
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$221,485,00050
Total noninterest expense$166,294,00094
Salaries and employee benefits$45,466,000130
Premises and equipment expense$3,328,000423
Additional noninterest expense$117,500,00075
Pre-tax net operating income$27,771,000164
Securities gains (losses)$18,823,00026
Applicable income taxes$17,269,000103
Income before extraordinary items$29,325,000128
Extraordinary gains, net$021
Net income$29,325,000128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,509,00086
Cash dividends$10,000,000179
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$17,278,280186
2008-03-31 (YTD Data)Rank
Total interest income$30,620,000361
Total interest expense$21,952,000240
Net interest income$8,668,000635
Provision for loan and lease losses$25,219,000100
Total noninterest income$115,965,00059
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$115,965,00046
Total noninterest expense$78,246,00098
Salaries and employee benefits$21,599,000130
Premises and equipment expense$1,662,000426
Additional noninterest expense$54,985,00074
Pre-tax net operating income$21,168,000129
Securities gains (losses)$4,607,00054
Applicable income taxes$9,423,000113
Income before extraordinary items$16,352,000129
Extraordinary gains, net$015
Net income$16,352,000129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,443,00092
Cash dividends$10,000,000109
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$13,403,520146
2007-12-31 (YTD Data)Rank
Total interest income$135,117,000345
Total interest expense$74,639,000297
Net interest income$60,478,000401
Provision for loan and lease losses$60,867,00085
Total noninterest income$439,208,00051
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$439,208,00039
Total noninterest expense$283,930,000100
Salaries and employee benefits$79,465,000136
Premises and equipment expense$6,721,000400
Additional noninterest expense$197,744,00071
Pre-tax net operating income$154,889,000100
Securities gains (losses)$6,202,00054
Applicable income taxes$60,468,00088
Income before extraordinary items$100,623,000102
Extraordinary gains, net$039
Net income$100,623,000101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,997,00074
Cash dividends$95,000,00086
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$96,653,720104
2007-09-30 (YTD Data)Rank
Total interest income$99,871,000351
Total interest expense$53,238,000309
Net interest income$46,633,000393
Provision for loan and lease losses$41,149,00072
Total noninterest income$328,197,00054
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$328,197,00043
Total noninterest expense$208,105,000100
Salaries and employee benefits$58,459,000139
Premises and equipment expense$5,022,000401
Additional noninterest expense$144,624,00075
Pre-tax net operating income$125,576,000107
Securities gains (losses)$2,873,00079
Applicable income taxes$48,066,00097
Income before extraordinary items$80,383,000110
Extraordinary gains, net$033
Net income$80,383,000109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,725,00064
Cash dividends$60,000,00099
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$78,544,280110
2007-06-30 (YTD Data)Rank
Total interest income$65,633,000365
Total interest expense$33,963,000324
Net interest income$31,670,000395
Provision for loan and lease losses$24,828,00068
Total noninterest income$214,860,00058
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$214,860,00043
Total noninterest expense$135,697,000114
Salaries and employee benefits$39,320,000150
Premises and equipment expense$3,089,000443
Additional noninterest expense$93,288,00081
Pre-tax net operating income$86,005,000120
Securities gains (losses)$2,0001,203
Applicable income taxes$31,775,000114
Income before extraordinary items$54,232,000127
Extraordinary gains, net$029
Net income$54,232,000127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,923,00064
Cash dividends$40,000,000108
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$54,230,720126
2007-03-31 (YTD Data)Rank
Total interest income$33,167,000359
Total interest expense$16,554,000327
Net interest income$16,613,000376
Provision for loan and lease losses$12,205,00064
Total noninterest income$103,229,00057
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$103,229,00040
Total noninterest expense$65,812,000111
Salaries and employee benefits$19,774,000145
Premises and equipment expense$1,460,000469
Additional noninterest expense$44,578,00083
Pre-tax net operating income$41,825,000116
Securities gains (losses)$2,000969
Applicable income taxes$15,115,000115
Income before extraordinary items$26,712,000122
Extraordinary gains, net$022
Net income$26,712,000122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,244,00057
Cash dividends$25,000,00077
Sale, conversion, retirement of capital stock, net$0885
Net operating income$26,710,720120
2006-12-31 (YTD Data)Rank
Total interest income$117,684,000374
Total interest expense$52,785,000349
Net interest income$64,899,000365
Provision for loan and lease losses$46,898,00058
Total noninterest income$395,125,00059
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$395,125,00043
Total noninterest expense$248,991,000116
Salaries and employee benefits$76,197,000143
Premises and equipment expense$5,243,000491
Additional noninterest expense$167,551,00080
Pre-tax net operating income$164,135,000119
Securities gains (losses)$2,440,00094
Applicable income taxes$59,429,000112
Income before extraordinary items$107,146,000123
Extraordinary gains, net$051
Net income$107,146,000125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,686,00054
Cash dividends$75,000,000106
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$105,584,400121
2006-09-30 (YTD Data)Rank
Total interest income$85,597,000392
Total interest expense$36,473,000378
Net interest income$49,124,000379
Provision for loan and lease losses$34,488,00061
Total noninterest income$291,803,00069
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$291,803,00049
Total noninterest expense$179,475,000130
Salaries and employee benefits$56,218,000158
Premises and equipment expense$3,723,000520
Additional noninterest expense$119,534,00092
Pre-tax net operating income$126,964,000127
Securities gains (losses)$2,440,00082
Applicable income taxes$46,487,000122
Income before extraordinary items$82,917,000132
Extraordinary gains, net$045
Net income$82,917,000135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,507,00058
Cash dividends$45,000,000116
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$81,355,400130
2006-06-30 (YTD Data)Rank
Total interest income$53,855,000404
Total interest expense$22,583,000386
Net interest income$31,272,000401
Provision for loan and lease losses$23,365,00058
Total noninterest income$192,899,00070
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$192,899,00051
Total noninterest expense$115,613,000133
Salaries and employee benefits$37,362,000160
Premises and equipment expense$2,454,000525
Additional noninterest expense$75,797,00095
Pre-tax net operating income$85,193,000129
Securities gains (losses)$2,440,00063
Applicable income taxes$31,830,000125
Income before extraordinary items$55,803,000132
Extraordinary gains, net$039
Net income$55,803,000133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,444,00059
Cash dividends$40,000,00092
Sale, conversion, retirement of capital stock, net$0887
Net operating income$54,241,400131
2006-03-31 (YTD Data)Rank
Total interest income$25,971,000404
Total interest expense$10,644,000387
Net interest income$15,327,000407
Provision for loan and lease losses$11,308,00057
Total noninterest income$94,125,00072
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$94,125,00051
Total noninterest expense$56,048,000132
Salaries and employee benefits$18,735,000159
Premises and equipment expense$1,148,000557
Additional noninterest expense$36,165,00095
Pre-tax net operating income$42,096,000134
Securities gains (losses)$0955
Applicable income taxes$15,221,000127
Income before extraordinary items$26,875,000139
Extraordinary gains, net$021
Net income$26,875,000140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,108,00058
Cash dividends$20,000,00083
Sale, conversion, retirement of capital stock, net$0648
Net operating income$26,875,000137
2005-12-31 (YTD Data)Rank
Total interest income$94,779,000389
Total interest expense$34,012,000376
Net interest income$60,767,000398
Provision for loan and lease losses$49,579,00056
Total noninterest income$338,531,00077
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$338,531,00058
Total noninterest expense$221,522,000135
Salaries and employee benefits$75,352,000150
Premises and equipment expense$4,613,000531
Additional noninterest expense$141,557,00092
Pre-tax net operating income$128,197,000150
Securities gains (losses)$1,0002,117
Applicable income taxes$46,894,000147
Income before extraordinary items$81,304,000162
Extraordinary gains, net$046
Net income$81,304,000162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,451,00054
Cash dividends$35,000,000165
Sale, conversion, retirement of capital stock, net$0934
Net operating income$81,303,360157
2005-09-30 (YTD Data)Rank
Total interest income$66,391,000390
Total interest expense$23,730,000380
Net interest income$42,661,000411
Provision for loan and lease losses$36,956,00053
Total noninterest income$260,110,00073
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$260,110,00053
Total noninterest expense$166,535,000134
Salaries and employee benefits$57,747,000150
Premises and equipment expense$3,416,000534
Additional noninterest expense$105,372,00093
Pre-tax net operating income$99,280,000149
Securities gains (losses)$1,0002,135
Applicable income taxes$36,636,000144
Income before extraordinary items$62,645,000160
Extraordinary gains, net$035
Net income$62,645,000160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,785,00056
Cash dividends$25,000,000163
Sale, conversion, retirement of capital stock, net$0769
Net operating income$62,644,360154
2005-06-30 (YTD Data)Rank
Total interest income$42,799,000394
Total interest expense$14,319,000388
Net interest income$28,480,000408
Provision for loan and lease losses$23,177,00056
Total noninterest income$170,252,00071
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$170,252,00053
Total noninterest expense$111,087,000132
Salaries and employee benefits$39,774,000148
Premises and equipment expense$2,263,000531
Additional noninterest expense$69,050,00093
Pre-tax net operating income$64,468,000153
Securities gains (losses)$1,0001,973
Applicable income taxes$23,815,000148
Income before extraordinary items$40,654,000163
Extraordinary gains, net$030
Net income$40,654,000163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,405,00058
Cash dividends$25,000,000110
Sale, conversion, retirement of capital stock, net$0643
Net operating income$40,653,360157
2005-03-31 (YTD Data)Rank
Total interest income$23,495,000357
Total interest expense$6,581,000394
Net interest income$16,914,000348
Provision for loan and lease losses$13,022,00053
Total noninterest income$82,919,00071
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$82,919,00054
Total noninterest expense$53,772,000137
Salaries and employee benefits$18,504,000156
Premises and equipment expense$1,115,000539
Additional noninterest expense$34,153,00094
Pre-tax net operating income$33,039,000153
Securities gains (losses)$1,0001,514
Applicable income taxes$12,153,000143
Income before extraordinary items$20,887,000159
Extraordinary gains, net$024
Net income$20,887,000159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,921,00053
Cash dividends$25,000,00055
Sale, conversion, retirement of capital stock, net$0491
Net operating income$20,886,360154
2004-12-31 (YTD Data)Rank
Total interest income$71,591,000414
Total interest expense$19,967,000427
Net interest income$51,624,000418
Provision for loan and lease losses$50,734,00063
Total noninterest income$334,833,00071
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$334,833,00056
Total noninterest expense$212,693,000140
Salaries and employee benefits$75,337,000148
Premises and equipment expense$4,640,000505
Additional noninterest expense$132,716,000104
Pre-tax net operating income$123,030,000143
Securities gains (losses)$4,0003,277
Applicable income taxes$44,133,000146
Income before extraordinary items$78,901,000155
Extraordinary gains, net$034
Net income$78,901,000155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,930,00062
Cash dividends$32,017,000170
Sale, conversion, retirement of capital stock, net$0872
Net operating income$78,898,440146
2004-09-30 (YTD Data)Rank
Total interest income$49,076,000447
Total interest expense$14,180,000442
Net interest income$34,896,000447
Provision for loan and lease losses$37,309,00065
Total noninterest income$252,246,00075
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$252,246,00056
Total noninterest expense$159,012,000143
Salaries and employee benefits$56,055,000153
Premises and equipment expense$3,480,000510
Additional noninterest expense$99,477,000104
Pre-tax net operating income$90,821,000147
Securities gains (losses)$4,0003,145
Applicable income taxes$32,408,000148
Income before extraordinary items$58,417,000155
Extraordinary gains, net$026
Net income$58,417,000156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,669,00065
Cash dividends$30,000,000136
Sale, conversion, retirement of capital stock, net$0738
Net operating income$58,414,440147
2004-06-30 (YTD Data)Rank
Total interest income$29,665,000480
Total interest expense$9,220,000449
Net interest income$20,445,000490
Provision for loan and lease losses$23,856,00070
Total noninterest income$167,853,00078
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$167,853,00060
Total noninterest expense$106,486,000142
Salaries and employee benefits$37,608,000151
Premises and equipment expense$2,410,000491
Additional noninterest expense$66,468,000105
Pre-tax net operating income$57,956,000156
Securities gains (losses)$3,0002,926
Applicable income taxes$21,701,000150
Income before extraordinary items$36,258,000163
Extraordinary gains, net$021
Net income$36,258,000164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,691,00067
Cash dividends$25,000,000116
Sale, conversion, retirement of capital stock, net$0638
Net operating income$36,256,080158
2004-03-31 (YTD Data)Rank
Total interest income$13,565,000527
Total interest expense$4,684,000452
Net interest income$8,881,000564
Provision for loan and lease losses$11,572,00071
Total noninterest income$82,721,00077
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$82,721,00054
Total noninterest expense$50,880,000144
Salaries and employee benefits$17,903,000159
Premises and equipment expense$1,337,000449
Additional noninterest expense$31,640,000109
Pre-tax net operating income$29,150,000150
Securities gains (losses)$3,0002,499
Applicable income taxes$11,515,000138
Income before extraordinary items$17,638,000163
Extraordinary gains, net$016
Net income$17,638,000163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,471,00071
Cash dividends$20,000,00070
Sale, conversion, retirement of capital stock, net$0464
Net operating income$17,636,080153
2003-12-31 (YTD Data)Rank
Total interest income$61,829,000465
Total interest expense$27,438,000352
Net interest income$34,391,000556
Provision for loan and lease losses$56,007,00072
Total noninterest income$310,487,00088
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$310,487,00068
Total noninterest expense$192,579,000147
Salaries and employee benefits$52,755,000191
Premises and equipment expense$4,647,000502
Additional noninterest expense$135,177,000104
Pre-tax net operating income$96,292,000154
Securities gains (losses)$109,0001,813
Applicable income taxes$34,678,000162
Income before extraordinary items$61,723,000169
Extraordinary gains, net$054
Net income$61,723,000170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,491,00076
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$61,653,240156
2003-09-30 (YTD Data)Rank
Total interest income$45,509,000486
Total interest expense$21,990,000351
Net interest income$23,519,000622
Provision for loan and lease losses$43,003,00080
Total noninterest income$226,141,00087
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$226,141,00067
Total noninterest expense$141,760,000150
Salaries and employee benefits$38,539,000194
Premises and equipment expense$3,451,000520
Additional noninterest expense$99,770,000107
Pre-tax net operating income$64,897,000172
Securities gains (losses)$95,0001,798
Applicable income taxes$23,386,000179
Income before extraordinary items$41,606,000190
Extraordinary gains, net$040
Net income$41,606,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,465,00075
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$41,545,200177
2003-06-30 (YTD Data)Rank
Total interest income$22,741,000638
Total interest expense$14,461,000366
Net interest income$8,280,0001,183
Provision for loan and lease losses$22,686,00091
Total noninterest income$150,815,00083
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$150,815,00063
Total noninterest expense$94,552,000152
Salaries and employee benefits$26,094,000191
Premises and equipment expense$2,286,000527
Additional noninterest expense$66,172,000106
Pre-tax net operating income$41,857,000173
Securities gains (losses)$2,0003,460
Applicable income taxes$15,069,000180
Income before extraordinary items$26,790,000194
Extraordinary gains, net$030
Net income$26,790,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,652,00082
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$26,788,720177
2003-03-31 (YTD Data)Rank
Total interest income$9,393,000786
Total interest expense$6,617,000395
Net interest income$2,776,0001,746
Provision for loan and lease losses$12,005,00091
Total noninterest income$72,871,00085
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$72,871,00063
Total noninterest expense$43,483,000157
Salaries and employee benefits$13,192,000189
Premises and equipment expense$1,146,000529
Additional noninterest expense$29,145,000109
Pre-tax net operating income$20,159,000175
Securities gains (losses)$2,0002,590
Applicable income taxes$7,258,000184
Income before extraordinary items$12,903,000194
Extraordinary gains, net$021
Net income$12,903,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,696,00093
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$12,901,720179
2002-12-31 (YTD Data)Rank
Total interest income$45,671,000667
Total interest expense$26,411,000454
Net interest income$19,260,0001,010
Provision for loan and lease losses$40,807,000114
Total noninterest income$278,982,00081
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$278,982,00062
Total noninterest expense$161,454,000163
Salaries and employee benefits$51,602,000193
Premises and equipment expense$4,568,000506
Additional noninterest expense$105,284,000117
Pre-tax net operating income$95,981,000155
Securities gains (losses)$210,0001,128
Applicable income taxes$34,579,000158
Income before extraordinary items$61,612,000166
Extraordinary gains, net$070
Net income$61,612,000166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,472,000110
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$61,477,600157
2001-12-31 (YTD Data)Rank
Total interest income$59,444,000595
Total interest expense$40,643,000448
Net interest income$18,801,000951
Provision for loan and lease losses$35,376,000121
Total noninterest income$210,325,000102
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$210,325,00079
Total noninterest expense$126,985,000191
Salaries and employee benefits$32,543,000257
Premises and equipment expense$4,268,000524
Additional noninterest expense$90,174,000141
Pre-tax net operating income$66,765,000187
Securities gains (losses)$50,0002,347
Applicable income taxes$23,999,000181
Income before extraordinary items$42,816,000205
Extraordinary gains, net$0105
Net income$42,816,000205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,621,000120
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$42,784,000192
2000-12-31 (YTD Data)Rank
Total interest income$92,417,000435
Total interest expense$42,928,000475
Net interest income$49,489,000407
Provision for loan and lease losses$43,258,000100
Total noninterest income$223,822,00099
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$223,822,00076
Total noninterest expense$132,735,000189
Salaries and employee benefits$8,737,000805
Premises and equipment expense$3,903,000568
Additional noninterest expense$120,095,000120
Pre-tax net operating income$97,318,000158
Securities gains (losses)$-59,0009,258
Applicable income taxes$35,250,000145
Income before extraordinary items$62,009,000153
Extraordinary gains, net$038
Net income$62,009,000153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,638,000136
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$62,046,760158
1999-12-31 (YTD Data)Rank
Total interest income$41,256,000822
Total interest expense$18,100,000872
Net interest income$23,156,000768
Provision for loan and lease losses$20,025,000140
Total noninterest income$148,415,000129
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$148,415,00093
Total noninterest expense$71,722,000277
Salaries and employee benefits$6,468,0001,062
Premises and equipment expense$1,961,0001,031
Additional noninterest expense$63,293,000176
Pre-tax net operating income$79,824,000188
Securities gains (losses)$03,155
Applicable income taxes$31,235,000174
Income before extraordinary items$48,589,000197
Extraordinary gains, net$035
Net income$48,589,000198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,222,000173
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$48,589,000195
1998-12-31 (YTD Data)Rank
Total interest income$20,515,0001,583
Total interest expense$9,832,0001,557
Net interest income$10,683,0001,582
Provision for loan and lease losses$10,681,000208
Total noninterest income$33,086,000276
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$33,086,000221
Total noninterest expense$22,239,000679
Salaries and employee benefits$6,428,0001,018
Premises and equipment expense$1,984,000977
Additional noninterest expense$13,827,000462
Pre-tax net operating income$10,849,000728
Securities gains (losses)$04,449
Applicable income taxes$3,456,000771
Income before extraordinary items$7,393,000754
Extraordinary gains, net$032
Net income$7,393,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,364,000187
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$7,393,000730
1997-12-31 (YTD Data)Rank
Total interest income$29,056,0001,156
Total interest expense$12,122,0001,310
Net interest income$16,934,0001,040
Provision for loan and lease losses$10,925,000199
Total noninterest income$16,761,000402
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$16,761,000292
Total noninterest expense$15,341,000917
Salaries and employee benefits$5,322,0001,235
Premises and equipment expense$1,721,0001,161
Additional noninterest expense$8,298,000671
Pre-tax net operating income$7,429,0001,083
Securities gains (losses)$03,944
Applicable income taxes$2,337,0001,158
Income before extraordinary items$5,092,0001,086
Extraordinary gains, net$044
Net income$5,092,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,511,000245
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,092,0001,055
1996-12-31 (YTD Data)Rank
Total interest income$13,982,0002,386
Total interest expense$6,324,0002,442
Net interest income$7,658,0002,355
Provision for loan and lease losses$4,269,000366
Total noninterest income$15,992,000443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$15,992,000331
Total noninterest expense$8,347,0001,701
Salaries and employee benefits$2,751,0002,419
Premises and equipment expense$794,0002,470
Additional noninterest expense$4,802,0001,174
Pre-tax net operating income$11,034,000729
Securities gains (losses)$04,148
Applicable income taxes$3,875,000715
Income before extraordinary items$7,159,000762
Extraordinary gains, net$053
Net income$7,159,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,691,000479
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,159,000739
1995-12-31 (YTD Data)Rank
Total interest income$8,585,0003,772
Total interest expense$3,246,0004,434
Net interest income$5,339,0003,322
Provision for loan and lease losses$1,993,000582
Total noninterest income$2,279,0001,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$2,279,0001,048
Total noninterest expense$4,845,0002,794
Salaries and employee benefits$1,257,0005,009
Premises and equipment expense$453,0004,092
Additional noninterest expense$3,135,0001,641
Pre-tax net operating income$780,0006,914
Securities gains (losses)$03,831
Applicable income taxes$120,0008,792
Income before extraordinary items$660,0006,240
Extraordinary gains, net$065
Net income$660,0006,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,467,000701
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$660,0006,225
1994-12-31 (YTD Data)Rank
Total interest income$5,261,0005,428
Total interest expense$1,589,0006,631
Net interest income$3,672,0004,727
Provision for loan and lease losses$686,0001,221
Total noninterest income$97,00010,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$97,0007,607
Total noninterest expense$2,799,0004,682
Salaries and employee benefits$606,0008,572
Premises and equipment expense$206,0007,296
Additional noninterest expense$1,987,0002,590
Pre-tax net operating income$284,00010,251
Securities gains (losses)$03,600
Applicable income taxes$52,00010,415
Income before extraordinary items$232,0009,896
Extraordinary gains, net$0249
Net income$232,0009,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,236
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$232,0009,969
1993-12-31 (YTD Data)Rank
Total interest income$2,991,0008,352
Total interest expense$1,422,0007,461
Net interest income$1,569,0008,900
Provision for loan and lease losses$694,0001,678
Total noninterest income$245,0008,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$245,0005,063
Total noninterest expense$1,287,0008,559
Salaries and employee benefits$383,00010,808
Premises and equipment expense$150,0008,908
Additional noninterest expense$754,0006,211
Pre-tax net operating income$-162,00012,664
Securities gains (losses)$97,0002,547
Applicable income taxes$-205,00013,043
Income before extraordinary items$140,00011,333
Extraordinary gains, net$03,149
Net income$140,00011,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$77,92011,853
1992-12-31 (YTD Data)Rank
Total interest income$1,233,00012,524
Total interest expense$916,00010,785
Net interest income$317,00013,590
Provision for loan and lease losses$17,00010,772
Total noninterest income$013,876
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,764
Trading account gains and feesNANA
Additional Noninterest Income$013,866
Total noninterest expense$944,00010,240
Salaries and employee benefits$292,00012,098
Premises and equipment expense$133,0009,598
Additional noninterest expense$519,0008,275
Pre-tax net operating income$-644,00013,367
Securities gains (losses)$08,369
Applicable income taxes$-43,00013,486
Income before extraordinary items$-601,00013,419
Extraordinary gains, net$01,422
Net income$-601,00013,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-601,00013,325

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.