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Advanta Bank, Income and Expense

2010-03-31 (YTD Data)Rank
Total interest income$43,0007,909
Total interest expense$07,914
Net interest income$43,0007,891
Provision for loan and lease losses$06,552
Total noninterest income$93,0005,177
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$93,0003,649
Total noninterest expense$5,576,000890
Salaries and employee benefits$131,0007,292
Premises and equipment expense$16,0007,572
Additional noninterest expense$5,429,000349
Pre-tax net operating income$-5,440,0007,778
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-5,440,0007,801
Extraordinary gains, net$016
Net income$-5,440,0007,802
Minority interest net income$091
Net income of bank and minority interests.$-5,440,0007,802
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-5,440,0007,795
2009-12-31 (YTD Data)Rank
Total interest income$269,0007,967
Total interest expense$08,000
Net interest income$269,0007,938
Provision for loan and lease losses$-17,0007,966
Total noninterest income$984,0003,370
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$984,0002,159
Total noninterest expense$2,637,0005,543
Salaries and employee benefits$1,622,0004,961
Premises and equipment expense$37,0007,863
Additional noninterest expense$978,0005,297
Pre-tax net operating income$-1,367,0006,396
Securities gains (losses)$03,754
Applicable income taxes$6,433,000226
Income before extraordinary items$-7,800,0007,476
Extraordinary gains, net$034
Net income$-7,800,0007,474
Minority interest net income$0115
Net income of bank and minority interests.$-7,800,0007,475
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,800,0007,485
2009-09-30 (YTD Data)Rank
Total interest income$216,0008,051
Total interest expense$08,084
Net interest income$216,0008,015
Provision for loan and lease losses$-17,0008,050
Total noninterest income$895,0003,041
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$895,0001,976
Total noninterest expense$2,564,0004,799
Salaries and employee benefits$1,598,0004,191
Premises and equipment expense$28,0007,943
Additional noninterest expense$938,0004,599
Pre-tax net operating income$-1,436,0006,839
Securities gains (losses)$03,497
Applicable income taxes$2,233,000427
Income before extraordinary items$-3,669,0007,447
Extraordinary gains, net$027
Net income$-3,669,0007,447
Minority interest net income$0118
Net income of bank and minority interests.$-3,669,0007,447
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,669,0007,459
2009-06-30 (YTD Data)Rank
Total interest income$156,0008,135
Total interest expense$08,178
Net interest income$156,0008,088
Provision for loan and lease losses$-2,0008,134
Total noninterest income$763,0002,593
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$763,0001,711
Total noninterest expense$2,017,0004,367
Salaries and employee benefits$1,275,0003,714
Premises and equipment expense$19,0008,019
Additional noninterest expense$723,0004,172
Pre-tax net operating income$-1,096,0007,064
Securities gains (losses)$03,136
Applicable income taxes$-418,0007,531
Income before extraordinary items$-678,0006,929
Extraordinary gains, net$021
Net income$-678,0006,929
Minority interest net income$0112
Net income of bank and minority interests.$-678,0006,929
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-678,0006,909
2009-03-31 (YTD Data)Rank
Total interest income$85,0008,184
Total interest expense$08,229
Net interest income$85,0008,133
Provision for loan and lease losses$06,744
Total noninterest income$447,0002,306
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$447,0001,496
Total noninterest expense$1,477,0003,184
Salaries and employee benefits$1,051,0002,431
Premises and equipment expense$9,0008,068
Additional noninterest expense$417,0003,462
Pre-tax net operating income$-945,0007,617
Securities gains (losses)$02,434
Applicable income taxes$-360,0007,840
Income before extraordinary items$-585,0007,514
Extraordinary gains, net$015
Net income$-585,0007,515
Minority interest net income$0102
Net income of bank and minority interests.$-585,0007,515
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-585,0007,493
2008-12-31 (YTD Data)Rank
Total interest income$801,0008,087
Total interest expense$123,0008,170
Net interest income$678,0007,929
Provision for loan and lease losses$-20,0008,218
Total noninterest income$1,633,0002,466
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$1,633,0001,504
Total noninterest expense$3,439,0004,696
Salaries and employee benefits$2,886,0003,362
Premises and equipment expense$39,0008,138
Additional noninterest expense$514,0006,572
Pre-tax net operating income$-1,108,0007,061
Securities gains (losses)$03,220
Applicable income taxes$-423,0007,430
Income before extraordinary items$-685,0006,825
Extraordinary gains, net$039
Net income$-685,0006,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-685,0006,948
2008-09-30 (YTD Data)Rank
Total interest income$692,0008,117
Total interest expense$110,0008,240
Net interest income$582,0007,914
Provision for loan and lease losses$-20,0008,285
Total noninterest income$673,0003,725
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$673,0002,374
Total noninterest expense$2,644,0004,602
Salaries and employee benefits$2,150,0003,419
Premises and equipment expense$28,0008,206
Additional noninterest expense$466,0006,099
Pre-tax net operating income$-1,369,0007,692
Securities gains (losses)$03,106
Applicable income taxes$-538,0007,899
Income before extraordinary items$-831,0007,424
Extraordinary gains, net$031
Net income$-831,0007,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-831,0007,543
2008-06-30 (YTD Data)Rank
Total interest income$483,0008,166
Total interest expense$80,0008,293
Net interest income$403,0007,924
Provision for loan and lease losses$06,671
Total noninterest income$51,0007,473
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$51,0006,108
Total noninterest expense$1,889,0004,422
Salaries and employee benefits$1,587,0003,168
Premises and equipment expense$19,0008,260
Additional noninterest expense$283,0006,329
Pre-tax net operating income$-1,435,0008,063
Securities gains (losses)$03,233
Applicable income taxes$-547,0008,193
Income before extraordinary items$-888,0007,954
Extraordinary gains, net$021
Net income$-888,0007,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-888,0007,939
2008-03-31 (YTD Data)Rank
Total interest income$273,0008,155
Total interest expense$51,0008,309
Net interest income$222,0007,877
Provision for loan and lease losses$06,080
Total noninterest income$-10,0008,430
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$-10,0008,402
Total noninterest expense$907,0004,545
Salaries and employee benefits$740,0003,398
Premises and equipment expense$9,0008,302
Additional noninterest expense$158,0006,037
Pre-tax net operating income$-695,0008,194
Securities gains (losses)$02,688
Applicable income taxes$-243,0008,289
Income before extraordinary items$-452,0008,118
Extraordinary gains, net$015
Net income$-452,0008,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-452,0008,104
2007-12-31 (YTD Data)Rank
Total interest income$1,875,0007,650
Total interest expense$262,0008,249
Net interest income$1,613,0006,981
Provision for loan and lease losses$-51,0008,325
Total noninterest income$4,467,0001,196
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$4,467,000759
Total noninterest expense$2,068,0006,136
Salaries and employee benefits$1,480,0005,344
Premises and equipment expense$42,0008,313
Additional noninterest expense$546,0006,377
Pre-tax net operating income$4,063,0001,953
Securities gains (losses)$02,146
Applicable income taxes$337,0003,228
Income before extraordinary items$3,726,0001,699
Extraordinary gains, net$039
Net income$3,726,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$39,100,000157
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,726,0001,685
2007-09-30 (YTD Data)Rank
Total interest income$1,529,0007,575
Total interest expense$186,0008,302
Net interest income$1,343,0006,804
Provision for loan and lease losses$-25,0008,341
Total noninterest income$3,456,0001,159
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$3,456,000743
Total noninterest expense$1,050,0007,049
Salaries and employee benefits$674,0006,681
Premises and equipment expense$31,0008,313
Additional noninterest expense$345,0006,777
Pre-tax net operating income$3,774,0001,752
Securities gains (losses)$01,655
Applicable income taxes$206,0003,688
Income before extraordinary items$3,568,0001,430
Extraordinary gains, net$033
Net income$3,568,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$39,100,000128
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,568,0001,422
2007-06-30 (YTD Data)Rank
Total interest income$1,200,0007,371
Total interest expense$123,0008,369
Net interest income$1,077,0006,419
Provision for loan and lease losses$-25,0008,396
Total noninterest income$2,835,0001,008
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$2,835,000638
Total noninterest expense$349,0008,103
Salaries and employee benefits$127,0008,404
Premises and equipment expense$21,0008,351
Additional noninterest expense$201,0007,056
Pre-tax net operating income$3,588,0001,318
Securities gains (losses)$01,444
Applicable income taxes$-254,0008,486
Income before extraordinary items$3,842,000940
Extraordinary gains, net$029
Net income$3,842,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$39,100,000110
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,842,000928
2007-03-31 (YTD Data)Rank
Total interest income$885,0006,604
Total interest expense$71,0008,379
Net interest income$814,0005,335
Provision for loan and lease losses$-25,0008,476
Total noninterest income$913,0001,399
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$913,000902
Total noninterest expense$168,0008,183
Salaries and employee benefits$52,0008,528
Premises and equipment expense$11,0008,362
Additional noninterest expense$105,0007,004
Pre-tax net operating income$1,584,0001,470
Securities gains (losses)$01,187
Applicable income taxes$604,0001,115
Income before extraordinary items$980,0001,747
Extraordinary gains, net$022
Net income$980,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$39,100,00054
Sale, conversion, retirement of capital stock, net$0885
Net operating income$980,0001,732
2006-12-31 (YTD Data)Rank
Total interest income$5,351,0005,361
Total interest expense$801,0007,321
Net interest income$4,550,0004,305
Provision for loan and lease losses$-60,0008,415
Total noninterest income$899,0003,780
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$899,0002,396
Total noninterest expense$623,0008,284
Salaries and employee benefits$208,0008,539
Premises and equipment expense$50,0008,352
Additional noninterest expense$365,0007,233
Pre-tax net operating income$4,886,0001,925
Securities gains (losses)$01,687
Applicable income taxes$-7,153,0008,671
Income before extraordinary items$12,039,000628
Extraordinary gains, net$051
Net income$12,039,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$12,039,000621
2006-09-30 (YTD Data)Rank
Total interest income$4,138,0005,258
Total interest expense$711,0007,034
Net interest income$3,427,0004,316
Provision for loan and lease losses$-60,0008,541
Total noninterest income$591,0004,099
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$591,0002,593
Total noninterest expense$455,0008,328
Salaries and employee benefits$154,0008,596
Premises and equipment expense$38,0008,405
Additional noninterest expense$263,0007,323
Pre-tax net operating income$3,623,0001,999
Securities gains (losses)$01,388
Applicable income taxes$-7,766,0008,739
Income before extraordinary items$11,389,000537
Extraordinary gains, net$045
Net income$11,389,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,389,000528
2006-06-30 (YTD Data)Rank
Total interest income$2,768,0005,222
Total interest expense$570,0006,598
Net interest income$2,198,0004,450
Provision for loan and lease losses$-60,0008,593
Total noninterest income$596,0003,134
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$596,0001,971
Total noninterest expense$309,0008,344
Salaries and employee benefits$100,0008,646
Premises and equipment expense$27,0008,391
Additional noninterest expense$182,0007,274
Pre-tax net operating income$2,545,0001,921
Securities gains (losses)$01,185
Applicable income taxes$971,0001,436
Income before extraordinary items$1,574,0002,252
Extraordinary gains, net$039
Net income$1,574,0002,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,574,0002,238
2006-03-31 (YTD Data)Rank
Total interest income$1,468,0004,954
Total interest expense$419,0005,567
Net interest income$1,049,0004,575
Provision for loan and lease losses$-60,0008,638
Total noninterest income$-24,0008,777
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$-24,0008,777
Total noninterest expense$147,0008,413
Salaries and employee benefits$40,0008,703
Premises and equipment expense$15,0008,314
Additional noninterest expense$92,0007,245
Pre-tax net operating income$938,0002,388
Securities gains (losses)$0955
Applicable income taxes$358,0001,792
Income before extraordinary items$580,0002,814
Extraordinary gains, net$021
Net income$580,0002,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$580,0002,801
2005-12-31 (YTD Data)Rank
Total interest income$4,650,0005,387
Total interest expense$1,380,0005,457
Net interest income$3,270,0005,222
Provision for loan and lease losses$-68,0008,601
Total noninterest income$19,208,000417
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$19,208,000295
Total noninterest expense$433,0008,640
Salaries and employee benefits$158,0008,735
Premises and equipment expense$72,0008,203
Additional noninterest expense$203,0008,212
Pre-tax net operating income$22,113,000497
Securities gains (losses)$02,296
Applicable income taxes$6,430,000533
Income before extraordinary items$15,683,000497
Extraordinary gains, net$046
Net income$15,683,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,683,000482
2005-09-30 (YTD Data)Rank
Total interest income$3,271,0005,544
Total interest expense$949,0005,583
Net interest income$2,322,0005,414
Provision for loan and lease losses$-68,0008,682
Total noninterest income$18,570,000339
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$18,570,000260
Total noninterest expense$356,0008,586
Salaries and employee benefits$116,0008,760
Premises and equipment expense$55,0008,199
Additional noninterest expense$185,0007,941
Pre-tax net operating income$20,604,000434
Securities gains (losses)$02,317
Applicable income taxes$5,996,000459
Income before extraordinary items$14,608,000425
Extraordinary gains, net$035
Net income$14,608,000425
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$14,608,000412
2005-06-30 (YTD Data)Rank
Total interest income$1,982,0005,765
Total interest expense$545,0005,818
Net interest income$1,437,0005,632
Provision for loan and lease losses$06,626
Total noninterest income$18,566,000252
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$18,566,000201
Total noninterest expense$141,0008,788
Salaries and employee benefits$74,0008,781
Premises and equipment expense$11,0008,735
Additional noninterest expense$56,0008,674
Pre-tax net operating income$19,862,000328
Securities gains (losses)$02,146
Applicable income taxes$5,780,000356
Income before extraordinary items$14,082,000319
Extraordinary gains, net$030
Net income$14,082,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$14,082,000314
2005-03-31 (YTD Data)Rank
Total interest income$875,0006,122
Total interest expense$258,0005,885
Net interest income$617,0006,138
Provision for loan and lease losses$06,226
Total noninterest income$17,783,000183
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$17,783,000146
Total noninterest expense$73,0008,851
Salaries and employee benefits$36,0008,854
Premises and equipment expense$5,0008,804
Additional noninterest expense$32,0008,653
Pre-tax net operating income$18,327,000219
Securities gains (losses)$01,685
Applicable income taxes$4,826,000244
Income before extraordinary items$13,501,000208
Extraordinary gains, net$024
Net income$13,501,000208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$13,501,000203
2004-12-31 (YTD Data)Rank
Total interest income$1,595,0007,787
Total interest expense$569,0007,066
Net interest income$1,026,0007,978
Provision for loan and lease losses$-175,0008,832
Total noninterest income$1,658,0002,498
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$1,658,0001,523
Total noninterest expense$297,0008,887
Salaries and employee benefits$164,0008,862
Premises and equipment expense$-22,0008,973
Additional noninterest expense$155,0008,563
Pre-tax net operating income$2,562,0002,951
Securities gains (losses)$03,819
Applicable income taxes$850,0002,425
Income before extraordinary items$1,712,0003,299
Extraordinary gains, net$034
Net income$1,712,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,712,0003,227
2004-09-30 (YTD Data)Rank
Total interest income$1,032,0008,071
Total interest expense$443,0006,984
Net interest income$589,0008,360
Provision for loan and lease losses$-125,0008,889
Total noninterest income$755,0003,549
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$755,0002,149
Total noninterest expense$197,0008,949
Salaries and employee benefits$123,0008,908
Premises and equipment expense$-27,0009,022
Additional noninterest expense$101,0008,691
Pre-tax net operating income$1,272,0004,010
Securities gains (losses)$03,710
Applicable income taxes$490,0002,940
Income before extraordinary items$782,0004,687
Extraordinary gains, net$026
Net income$782,0004,687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$782,0004,605
2004-06-30 (YTD Data)Rank
Total interest income$611,0008,283
Total interest expense$369,0006,477
Net interest income$242,0008,777
Provision for loan and lease losses$-75,0008,948
Total noninterest income$762,0002,675
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$762,0001,604
Total noninterest expense$145,0008,989
Salaries and employee benefits$79,0008,972
Premises and equipment expense$-5,0009,073
Additional noninterest expense$71,0008,702
Pre-tax net operating income$934,0003,694
Securities gains (losses)$03,413
Applicable income taxes$369,0002,709
Income before extraordinary items$565,0004,401
Extraordinary gains, net$021
Net income$565,0004,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$565,0004,316
2004-03-31 (YTD Data)Rank
Total interest income$319,0008,273
Total interest expense$344,0004,759
Net interest income$-25,0009,112
Provision for loan and lease losses$06,501
Total noninterest income$446,0002,363
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$446,0001,402
Total noninterest expense$68,0009,040
Salaries and employee benefits$37,0009,025
Premises and equipment expense$-5,0009,109
Additional noninterest expense$36,0008,729
Pre-tax net operating income$353,0004,415
Securities gains (losses)$02,934
Applicable income taxes$136,0003,265
Income before extraordinary items$217,0005,137
Extraordinary gains, net$016
Net income$217,0005,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$217,0005,003
2003-12-31 (YTD Data)Rank
Total interest income$2,165,0007,389
Total interest expense$4,060,0002,189
Net interest income$-1,895,0009,179
Provision for loan and lease losses$-430,0009,115
Total noninterest income$3,911,0001,366
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$3,911,000914
Total noninterest expense$371,0009,007
Salaries and employee benefits$138,0009,084
Premises and equipment expense$24,0009,049
Additional noninterest expense$209,0008,385
Pre-tax net operating income$2,075,0003,309
Securities gains (losses)$04,500
Applicable income taxes$793,0002,548
Income before extraordinary items$1,282,0003,966
Extraordinary gains, net$054
Net income$1,282,0003,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,909
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,282,0003,793
2003-09-30 (YTD Data)Rank
Total interest income$1,706,0007,362
Total interest expense$2,956,0002,329
Net interest income$-1,250,0009,234
Provision for loan and lease losses$-310,0009,181
Total noninterest income$3,036,0001,356
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$3,036,000918
Total noninterest expense$317,0008,985
Salaries and employee benefits$103,0009,141
Premises and equipment expense$32,0008,898
Additional noninterest expense$182,0008,162
Pre-tax net operating income$1,779,0003,101
Securities gains (losses)$04,204
Applicable income taxes$684,0002,427
Income before extraordinary items$1,095,0003,756
Extraordinary gains, net$040
Net income$1,095,0003,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,146
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,095,0003,584
2003-06-30 (YTD Data)Rank
Total interest income$1,244,0007,188
Total interest expense$1,858,0002,536
Net interest income$-614,0009,266
Provision for loan and lease losses$-310,0009,232
Total noninterest income$2,078,0001,330
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$2,078,000894
Total noninterest expense$218,0008,985
Salaries and employee benefits$71,0009,172
Premises and equipment expense$35,0008,530
Additional noninterest expense$112,0008,274
Pre-tax net operating income$1,556,0002,511
Securities gains (losses)$03,782
Applicable income taxes$594,0002,061
Income before extraordinary items$962,0003,059
Extraordinary gains, net$030
Net income$962,0003,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,336
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$962,0002,897
2003-03-31 (YTD Data)Rank
Total interest income$614,0007,252
Total interest expense$612,0003,685
Net interest income$2,0009,299
Provision for loan and lease losses$06,934
Total noninterest income$448,0002,482
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$448,0001,597
Total noninterest expense$130,0008,893
Salaries and employee benefits$35,0009,223
Premises and equipment expense$35,0007,597
Additional noninterest expense$60,0008,208
Pre-tax net operating income$320,0004,624
Securities gains (losses)$02,891
Applicable income taxes$122,0003,591
Income before extraordinary items$198,0005,361
Extraordinary gains, net$021
Net income$198,0005,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,468
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$198,0005,169
2002-12-31 (YTD Data)Rank
Total interest income$3,705,0006,150
Total interest expense$5,493,0002,049
Net interest income$-1,788,0009,352
Provision for loan and lease losses$191,0004,468
Total noninterest income$-434,0009,341
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$-434,0009,348
Total noninterest expense$456,0009,055
Salaries and employee benefits$137,0009,251
Premises and equipment expense$50,0008,901
Additional noninterest expense$269,0008,037
Pre-tax net operating income$-2,869,0009,277
Securities gains (losses)$04,537
Applicable income taxes$-1,002,0009,290
Income before extraordinary items$-1,867,0009,268
Extraordinary gains, net$070
Net income$-1,867,0009,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,685
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,867,0009,243
2001-12-31 (YTD Data)Rank
Total interest income$21,591,0001,569
Total interest expense$21,418,000766
Net interest income$173,0009,509
Provision for loan and lease losses$600,0001,892
Total noninterest income$162,0007,717
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$0177
Additional Noninterest Income$162,0005,371
Total noninterest expense$2,880,0004,478
Salaries and employee benefits$37,0009,585
Premises and equipment expense$427,0004,393
Additional noninterest expense$2,416,0001,875
Pre-tax net operating income$-3,145,0009,534
Securities gains (losses)$2,773,000197
Applicable income taxes$-135,0009,314
Income before extraordinary items$-237,0009,084
Extraordinary gains, net$4,037,00011
Net income$3,800,0001,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$893,0001,018
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-2,011,7209,504
2000-12-31 (YTD Data)Rank
Total interest income$142,195,000328
Total interest expense$107,712,000243
Net interest income$34,483,000545
Provision for loan and lease losses$24,817,000138
Total noninterest income$-3,332,0009,902
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$08,617
Trading account gains and fees$0180
Additional Noninterest Income$-3,332,0009,919
Total noninterest expense$168,391,000163
Salaries and employee benefits$68,360,000150
Premises and equipment expense$20,727,000149
Additional noninterest expense$79,304,000161
Pre-tax net operating income$-162,057,0009,916
Securities gains (losses)$-2,452,0009,807
Applicable income taxes$08,362
Income before extraordinary items$-164,509,0009,901
Extraordinary gains, net$038
Net income$-164,509,0009,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,773,000170
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-162,057,0009,902
1999-12-31 (YTD Data)Rank
Total interest income$146,022,000298
Total interest expense$112,453,000211
Net interest income$33,569,000576
Provision for loan and lease losses$10,611,000191
Total noninterest income$158,101,000121
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$-675,0004,555
Additional Noninterest Income$158,776,00091
Total noninterest expense$176,596,000153
Salaries and employee benefits$82,450,000128
Premises and equipment expense$11,847,000223
Additional noninterest expense$82,299,000147
Pre-tax net operating income$4,463,0001,687
Securities gains (losses)$-230,00010,051
Applicable income taxes$-48,286,00010,222
Income before extraordinary items$52,519,000183
Extraordinary gains, net$035
Net income$52,519,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,888,000267
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$52,749,000183
1998-12-31 (YTD Data)Rank
Total interest income$128,885,000318
Total interest expense$110,842,000209
Net interest income$18,043,000936
Provision for loan and lease losses$38,498,00093
Total noninterest income$247,448,00094
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$2,313,00075
Additional Noninterest Income$245,135,00068
Total noninterest expense$194,728,000149
Salaries and employee benefits$77,616,000133
Premises and equipment expense$1,134,0001,740
Additional noninterest expense$115,978,000129
Pre-tax net operating income$32,265,000308
Securities gains (losses)$1,741,000258
Applicable income taxes$14,245,000266
Income before extraordinary items$19,761,000334
Extraordinary gains, net$534,494,0001
Net income$554,255,00019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,794,000101
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$18,646,760338
1997-12-31 (YTD Data)Rank
Total interest income$308,429,000175
Total interest expense$228,136,000125
Net interest income$80,293,000274
Provision for loan and lease losses$159,740,00031
Total noninterest income$644,600,00034
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$16,0009,200
Trading account gains and fees$0239
Additional Noninterest Income$644,584,00025
Total noninterest expense$429,069,00067
Salaries and employee benefits$86,564,000114
Premises and equipment expense$1,601,0001,234
Additional noninterest expense$340,904,00042
Pre-tax net operating income$136,084,000110
Securities gains (losses)$215,000674
Applicable income taxes$50,810,000114
Income before extraordinary items$85,489,000118
Extraordinary gains, net$044
Net income$85,489,000118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,463,00035
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$85,351,400114
1996-12-31 (YTD Data)Rank
Total interest income$110,551,000397
Total interest expense$82,389,000295
Net interest income$28,162,000689
Provision for loan and lease losses$82,970,00043
Total noninterest income$459,349,00038
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$19,0009,595
Trading account gains and fees$0262
Additional Noninterest Income$459,330,00026
Total noninterest expense$214,651,000138
Salaries and employee benefits$193,00011,052
Premises and equipment expense$2,066,0001,023
Additional noninterest expense$212,392,00066
Pre-tax net operating income$189,890,00084
Securities gains (losses)$-60,00011,084
Applicable income taxes$72,420,00078
Income before extraordinary items$117,410,00093
Extraordinary gains, net$053
Net income$117,410,00092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,775,00078
Cash dividends$107,000,00082
Sale, conversion, retirement of capital stock, net$0953
Net operating income$117,448,40088
1995-12-31 (YTD Data)Rank
Total interest income$130,542,000366
Total interest expense$80,162,000315
Net interest income$50,380,000449
Provision for loan and lease losses$34,578,00079
Total noninterest income$371,048,00043
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$26,0009,888
Trading account gains and fees$0522
Additional Noninterest Income$371,022,00026
Total noninterest expense$273,111,000109
Salaries and employee benefits$181,00011,592
Premises and equipment expense$2,035,0001,048
Additional noninterest expense$270,895,00049
Pre-tax net operating income$113,739,000132
Securities gains (losses)$-275,00011,739
Applicable income taxes$42,600,000120
Income before extraordinary items$70,864,000140
Extraordinary gains, net$065
Net income$70,864,000139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,854,000103
Cash dividends$63,000,000103
Sale, conversion, retirement of capital stock, net$0809
Net operating income$71,040,000136
1994-12-31 (YTD Data)Rank
Total interest income$111,588,000372
Total interest expense$61,150,000320
Net interest income$50,438,000439
Provision for loan and lease losses$14,792,000148
Total noninterest income$320,302,00043
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$10,00010,723
Trading account gains and fees$0475
Additional Noninterest Income$320,292,00024
Total noninterest expense$236,298,000117
Salaries and employee benefits$37,112,000247
Premises and equipment expense$10,252,000288
Additional noninterest expense$188,934,00072
Pre-tax net operating income$119,650,000118
Securities gains (losses)$-136,00011,732
Applicable income taxes$44,844,000104
Income before extraordinary items$74,670,000130
Extraordinary gains, net$0249
Net income$74,670,000130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,613,000115
Cash dividends$24,000,000193
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$74,757,040128
1993-12-31 (YTD Data)Rank
Total interest income$129,006,000327
Total interest expense$56,646,000327
Net interest income$72,360,000325
Provision for loan and lease losses$14,937,000205
Total noninterest income$238,907,00055
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$19,00011,023
Trading account gains and fees$0532
Additional Noninterest Income$238,888,00029
Total noninterest expense$186,542,000142
Salaries and employee benefits$29,871,000292
Premises and equipment expense$8,497,000330
Additional noninterest expense$148,174,00088
Pre-tax net operating income$109,788,000109
Securities gains (losses)$2,512,000267
Applicable income taxes$40,775,000100
Income before extraordinary items$71,525,000123
Extraordinary gains, net$03,149
Net income$71,525,000122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,147,000138
Cash dividends$75,000,00064
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$69,917,320121
1992-12-31 (YTD Data)Rank
Total interest income$147,828,000331
Total interest expense$69,005,000336
Net interest income$78,823,000302
Provision for loan and lease losses$42,768,000120
Total noninterest income$180,055,00068
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$33,00010,969
Trading account gains and fees$0504
Additional Noninterest Income$180,022,00037
Total noninterest expense$146,890,000170
Salaries and employee benefits$23,846,000333
Premises and equipment expense$7,697,000368
Additional noninterest expense$115,347,000100
Pre-tax net operating income$69,220,000126
Securities gains (losses)$1,955,000420
Applicable income taxes$27,917,000105
Income before extraordinary items$43,258,000152
Extraordinary gains, net$01,422
Net income$43,258,000153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,556,000124
Cash dividends$30,500,00088
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$42,006,800142

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.