Home > Advance Financial Savings Bank, FSB > Income and Expense
Advance Financial Savings Bank, FSB, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,479,000 | 1,698 |
| Total interest expense | $5,147,000 | 1,159 |
| Net interest income | $7,332,000 | 2,058 |
| Provision for loan and lease losses | $708,000 | 1,074 |
| Total noninterest income | $1,112,000 | 2,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,112,000 | 1,644 |
| Total noninterest expense | $5,103,000 | 2,333 |
| Salaries and employee benefits | $2,716,000 | 2,385 |
| Premises and equipment expense | $1,094,000 | 1,599 |
| Additional noninterest expense | $1,293,000 | 2,715 |
| Pre-tax net operating income | $2,633,000 | 2,289 |
| Securities gains (losses) | $88,000 | 1,272 |
| Applicable income taxes | $951,000 | 1,860 |
| Income before extraordinary items | $1,770,000 | 2,588 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,770,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,310 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,712,800 | 2,590 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,392,000 | 1,673 |
| Total interest expense | $3,481,000 | 1,129 |
| Net interest income | $4,911,000 | 2,031 |
| Provision for loan and lease losses | $497,000 | 1,010 |
| Total noninterest income | $749,000 | 2,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $749,000 | 1,632 |
| Total noninterest expense | $3,419,000 | 2,324 |
| Salaries and employee benefits | $1,800,000 | 2,394 |
| Premises and equipment expense | $731,000 | 1,584 |
| Additional noninterest expense | $888,000 | 2,657 |
| Pre-tax net operating income | $1,744,000 | 2,293 |
| Securities gains (losses) | $71,000 | 1,244 |
| Applicable income taxes | $657,000 | 1,793 |
| Income before extraordinary items | $1,158,000 | 2,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,158,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,402 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,112,560 | 2,612 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 1,655 |
| Total interest expense | $1,780,000 | 1,125 |
| Net interest income | $2,480,000 | 2,008 |
| Provision for loan and lease losses | $233,000 | 1,019 |
| Total noninterest income | $345,000 | 2,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $345,000 | 1,702 |
| Total noninterest expense | $1,721,000 | 2,312 |
| Salaries and employee benefits | $899,000 | 2,418 |
| Premises and equipment expense | $371,000 | 1,579 |
| Additional noninterest expense | $451,000 | 2,602 |
| Pre-tax net operating income | $871,000 | 2,266 |
| Securities gains (losses) | $42,000 | 1,294 |
| Applicable income taxes | $322,000 | 1,828 |
| Income before extraordinary items | $591,000 | 2,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $591,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,122 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $563,700 | 2,566 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,684,000 | 1,708 |
| Total interest expense | $7,564,000 | 1,180 |
| Net interest income | $9,120,000 | 2,135 |
| Provision for loan and lease losses | $917,000 | 1,290 |
| Total noninterest income | $1,769,000 | 2,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,769,000 | 1,599 |
| Total noninterest expense | $6,593,000 | 2,379 |
| Salaries and employee benefits | $3,299,000 | 2,540 |
| Premises and equipment expense | $1,491,000 | 1,527 |
| Additional noninterest expense | $1,803,000 | 2,635 |
| Pre-tax net operating income | $3,379,000 | 2,278 |
| Securities gains (losses) | $850,000 | 531 |
| Applicable income taxes | $1,435,000 | 1,682 |
| Income before extraordinary items | $2,794,000 | 2,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,794,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,876 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,233,000 | 2,505 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,298,000 | 1,764 |
| Total interest expense | $5,719,000 | 1,218 |
| Net interest income | $6,579,000 | 2,217 |
| Provision for loan and lease losses | $567,000 | 1,494 |
| Total noninterest income | $1,325,000 | 2,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,325,000 | 1,681 |
| Total noninterest expense | $4,872,000 | 2,421 |
| Salaries and employee benefits | $2,413,000 | 2,609 |
| Premises and equipment expense | $1,125,000 | 1,524 |
| Additional noninterest expense | $1,334,000 | 2,651 |
| Pre-tax net operating income | $2,465,000 | 2,414 |
| Securities gains (losses) | $346,000 | 880 |
| Applicable income taxes | $934,000 | 1,964 |
| Income before extraordinary items | $1,877,000 | 2,462 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,877,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,645,180 | 2,619 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 1,826 |
| Total interest expense | $3,857,000 | 1,242 |
| Net interest income | $4,145,000 | 2,340 |
| Provision for loan and lease losses | $245,000 | 2,166 |
| Total noninterest income | $842,000 | 2,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $842,000 | 1,716 |
| Total noninterest expense | $3,247,000 | 2,409 |
| Salaries and employee benefits | $1,613,000 | 2,608 |
| Premises and equipment expense | $753,000 | 1,522 |
| Additional noninterest expense | $881,000 | 2,663 |
| Pre-tax net operating income | $1,495,000 | 2,605 |
| Securities gains (losses) | $213,000 | 1,010 |
| Applicable income taxes | $561,000 | 2,151 |
| Income before extraordinary items | $1,147,000 | 2,679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,147,000 | 2,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,176 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,004,290 | 2,814 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 1,922 |
| Total interest expense | $1,869,000 | 1,306 |
| Net interest income | $1,953,000 | 2,487 |
| Provision for loan and lease losses | $122,000 | 2,018 |
| Total noninterest income | $395,000 | 2,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $395,000 | 1,755 |
| Total noninterest expense | $1,650,000 | 2,355 |
| Salaries and employee benefits | $785,000 | 2,660 |
| Premises and equipment expense | $373,000 | 1,536 |
| Additional noninterest expense | $492,000 | 2,365 |
| Pre-tax net operating income | $576,000 | 3,171 |
| Securities gains (losses) | $85,000 | 1,087 |
| Applicable income taxes | $210,000 | 2,601 |
| Income before extraordinary items | $451,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $451,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,365 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $393,200 | 3,330 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,976,000 | 2,201 |
| Total interest expense | $6,849,000 | 1,667 |
| Net interest income | $7,127,000 | 2,679 |
| Provision for loan and lease losses | $251,000 | 3,851 |
| Total noninterest income | $1,097,000 | 3,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,097,000 | 2,056 |
| Total noninterest expense | $5,375,000 | 2,742 |
| Salaries and employee benefits | $2,690,000 | 2,924 |
| Premises and equipment expense | $1,278,000 | 1,727 |
| Additional noninterest expense | $1,407,000 | 3,117 |
| Pre-tax net operating income | $2,598,000 | 2,808 |
| Securities gains (losses) | $280,000 | 943 |
| Applicable income taxes | $989,000 | 2,227 |
| Income before extraordinary items | $1,889,000 | 2,934 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,889,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,890 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,704,200 | 3,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,081,000 | 2,437 |
| Total interest expense | $7,872,000 | 2,054 |
| Net interest income | $6,209,000 | 2,862 |
| Provision for loan and lease losses | $269,000 | 3,461 |
| Total noninterest income | $1,050,000 | 3,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,050,000 | 1,970 |
| Total noninterest expense | $5,036,000 | 2,808 |
| Salaries and employee benefits | $2,690,000 | 2,767 |
| Premises and equipment expense | $1,170,000 | 1,843 |
| Additional noninterest expense | $1,176,000 | 3,562 |
| Pre-tax net operating income | $1,954,000 | 3,224 |
| Securities gains (losses) | $202,000 | 1,184 |
| Applicable income taxes | $786,000 | 2,462 |
| Income before extraordinary items | $1,370,000 | 3,455 |
| Extraordinary gains, net | $201,000 | 52 |
| Net income | $1,571,000 | 3,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,857 |
| Cash dividends | $7,300,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,240,720 | 3,600 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,306,000 | 3,055 |
| Total interest expense | $6,327,000 | 2,640 |
| Net interest income | $4,979,000 | 3,486 |
| Provision for loan and lease losses | $171,000 | 4,128 |
| Total noninterest income | $785,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $785,000 | 2,174 |
| Total noninterest expense | $4,066,000 | 3,290 |
| Salaries and employee benefits | $2,232,000 | 3,143 |
| Premises and equipment expense | $923,000 | 2,231 |
| Additional noninterest expense | $911,000 | 4,293 |
| Pre-tax net operating income | $1,527,000 | 4,025 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $609,000 | 3,073 |
| Income before extraordinary items | $930,000 | 4,586 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $930,000 | 4,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,089 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $922,320 | 4,612 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,798,000 | 3,281 |
| Total interest expense | $5,121,000 | 2,851 |
| Net interest income | $4,677,000 | 3,667 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $715,000 | 3,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $715,000 | 2,339 |
| Total noninterest expense | $3,821,000 | 3,454 |
| Salaries and employee benefits | $2,036,000 | 3,386 |
| Premises and equipment expense | $807,000 | 2,517 |
| Additional noninterest expense | $978,000 | 4,091 |
| Pre-tax net operating income | $1,419,000 | 4,252 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $551,000 | 3,418 |
| Income before extraordinary items | $895,000 | 4,762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $895,000 | 4,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,671 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $877,720 | 4,771 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,631 |
| Total interest expense | $4,589,000 | 3,240 |
| Net interest income | $4,147,000 | 4,009 |
| Provision for loan and lease losses | $284,000 | 2,751 |
| Total noninterest income | $661,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $661,000 | 2,485 |
| Total noninterest expense | $3,356,000 | 3,740 |
| Salaries and employee benefits | $1,813,000 | 3,645 |
| Premises and equipment expense | $672,000 | 2,869 |
| Additional noninterest expense | $871,000 | 4,398 |
| Pre-tax net operating income | $1,168,000 | 4,973 |
| Securities gains (losses) | $129,000 | 1,130 |
| Applicable income taxes | $507,000 | 3,799 |
| Income before extraordinary items | $790,000 | 5,230 |
| Extraordinary gains, net | $-5,000 | 10,396 |
| Net income | $785,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $707,440 | 5,471 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 3,973 |
| Total interest expense | $4,093,000 | 3,592 |
| Net interest income | $3,892,000 | 4,340 |
| Provision for loan and lease losses | $81,000 | 5,633 |
| Total noninterest income | $415,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $415,000 | 3,214 |
| Total noninterest expense | $2,747,000 | 4,412 |
| Salaries and employee benefits | $1,428,000 | 4,431 |
| Premises and equipment expense | $520,000 | 3,580 |
| Additional noninterest expense | $799,000 | 4,725 |
| Pre-tax net operating income | $1,479,000 | 4,543 |
| Securities gains (losses) | $49,000 | 1,354 |
| Applicable income taxes | $570,000 | 3,832 |
| Income before extraordinary items | $958,000 | 4,848 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $958,000 | 4,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,041 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $926,640 | 4,901 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 4,627 |
| Total interest expense | $3,934,000 | 3,770 |
| Net interest income | $2,980,000 | 5,470 |
| Provision for loan and lease losses | $155,000 | 3,992 |
| Total noninterest income | $338,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $338,000 | 3,787 |
| Total noninterest expense | $2,706,000 | 4,698 |
| Salaries and employee benefits | $1,011,000 | 5,939 |
| Premises and equipment expense | $468,000 | 3,984 |
| Additional noninterest expense | $1,227,000 | 3,712 |
| Pre-tax net operating income | $457,000 | 8,182 |
| Securities gains (losses) | $34,000 | 1,599 |
| Applicable income taxes | $202,000 | 7,112 |
| Income before extraordinary items | $289,000 | 8,520 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $289,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $267,240 | 8,625 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 5,014 |
| Total interest expense | $3,534,000 | 4,120 |
| Net interest income | $2,723,000 | 5,933 |
| Provision for loan and lease losses | $131,000 | 3,921 |
| Total noninterest income | $263,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $263,000 | 4,353 |
| Total noninterest expense | $1,958,000 | 6,086 |
| Salaries and employee benefits | $912,000 | 6,502 |
| Premises and equipment expense | $364,000 | 4,892 |
| Additional noninterest expense | $682,000 | 5,977 |
| Pre-tax net operating income | $897,000 | 6,431 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $334,000 | 5,611 |
| Income before extraordinary items | $563,000 | 6,828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $563,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,053 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $563,000 | 6,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,587,000 | 5,169 |
| Total interest expense | $2,743,000 | 4,278 |
| Net interest income | $2,844,000 | 5,841 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $263,000 | 7,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $263,000 | 4,452 |
| Total noninterest expense | $1,811,000 | 6,661 |
| Salaries and employee benefits | $814,000 | 7,130 |
| Premises and equipment expense | $362,000 | 4,971 |
| Additional noninterest expense | $635,000 | 6,774 |
| Pre-tax net operating income | $1,225,000 | 5,165 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $375,000 | 5,004 |
| Income before extraordinary items | $850,000 | 5,118 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $850,000 | 5,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $850,000 | 5,165 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 5,571 |
| Total interest expense | $2,470,000 | 4,870 |
| Net interest income | $2,743,000 | 6,085 |
| Provision for loan and lease losses | $43,000 | 7,841 |
| Total noninterest income | $249,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $249,000 | 5,015 |
| Total noninterest expense | $1,669,000 | 7,292 |
| Salaries and employee benefits | $729,000 | 7,787 |
| Premises and equipment expense | $338,000 | 5,366 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $1,280,000 | 4,926 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $442,000 | 4,647 |
| Income before extraordinary items | $838,000 | 5,371 |
| Extraordinary gains, net | $133,000 | 1,341 |
| Net income | $971,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $838,000 | 5,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,294,000 | 6,091 |
| Total interest expense | $3,065,000 | 5,066 |
| Net interest income | $2,229,000 | 7,179 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $338,000 | 7,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $338,000 | 4,117 |
| Total noninterest expense | $1,510,000 | 7,873 |
| Salaries and employee benefits | $643,000 | 8,429 |
| Premises and equipment expense | $329,000 | 5,606 |
| Additional noninterest expense | $538,000 | 8,106 |
| Pre-tax net operating income | $1,012,000 | 5,571 |
| Securities gains (losses) | $-72,000 | 13,733 |
| Applicable income taxes | $354,000 | 5,302 |
| Income before extraordinary items | $584,000 | 6,670 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $584,000 | 6,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $630,080 | 6,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.