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Advance Bank, s.b., Assets and Liabilities

1998-12-31Rank
# of Employees:1051,619
Assets and Liabilities
Total Assets:$295,035,0001,552
Cash and due from depository institutions$6,587,0001,619
Interest-bearing balances$30,0005,826
Securities$133,268,000882
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$145,352,0001,923
Loan loss allowance$2,486,0001,457
Trading account assets$0197
Bank premises and fixed assets$6,080,0001,317
Other real estate owned$01,619
Goodwill and other intangibles$931,0001,475
All other assets$2,817,0002,620
Life insurance assets$01
Total liabilities and capital$295,035,0001,552
Total liabilities$260,699,0001,580
Total deposits$242,771,0001,528
Interest-bearing deposits$226,073,0001,401
Deposits held in domestic offices$242,771,0001,523
% insured0.00%1
Federal funds purchased & repurchase agreements$4,000,0001,548
Trading liabilities$069
Other borrowed funds$11,100,0001,459
Subordinated debt$0255
All other liabilities$2,828,0001,490
Total equity capital$34,336,0001,314
Total bank equity capital$34,336,0001,314
Perpetual preferred stock$0199
Common stock$6,000,000570
Surplus$19,900,000877
Undivided profits$8,436,0002,988
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,831,0001,397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$710,0003,289
Earning assets$278,650,0001,505
Long-term assets (5+ years)$181,261,000539
Average Assets, year-to-date$290,912,0001,484
Average Assets, quarterly$289,475,0001,547
Volatile liabilities$17,441,0003,392
Insider loans$313,0006,351
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$11,966,0003,237
Tier 1 (core) risk-based capital$31,525,8001,343
Tier 2 risk-based capital$1,678,0901,901
Total risk weighted assets$133,436,4902,134
Total unused commitments$11,966,0003,241
Derivatives$0527
1997-12-31Rank
# of Employees:1071,632
Assets and Liabilities
Total Assets:$303,088,0001,513
Cash and due from depository institutions$11,075,0001,632
Interest-bearing balances$5,263,000853
Securities$143,599,000827
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$137,637,0002,040
Loan loss allowance$2,154,0001,666
Trading account assets$0203
Bank premises and fixed assets$5,903,0001,314
Other real estate owned$01,632
Goodwill and other intangibles$1,916,0001,014
All other assets$2,958,0002,423
Life insurance assets$01
Total liabilities and capital$303,088,0001,513
Total liabilities$269,758,0001,524
Total deposits$252,722,0001,459
Interest-bearing deposits$236,889,0001,359
Deposits held in domestic offices$252,722,0001,451
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$15,000,0001,119
Subordinated debt$0260
All other liabilities$2,036,0001,989
Total equity capital$33,330,0001,347
Total bank equity capital$33,330,0001,347
Perpetual preferred stock$0223
Common stock$6,000,000583
Surplus$19,900,000873
Undivided profits$7,430,0003,288
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$881,0002,725
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$827,0002,793
Earning assets$286,499,0001,476
Long-term assets (5+ years)$162,773,000488
Average Assets, year-to-date$304,023,6001,436
Average Assets, quarterly$301,061,0001,497
Volatile liabilities$24,194,0002,550
Insider loans$38,0009,215
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$11,465,0003,136
Tier 1 (core) risk-based capital$30,205,7001,413
Tier 2 risk-based capital$1,643,8401,848
Total risk weighted assets$130,997,1402,131
Total unused commitments$11,465,0003,140
Derivatives$0533
1996-12-31Rank
# of Employees:1121,672
Assets and Liabilities
Total Assets:$307,737,0001,540
Cash and due from depository institutions$11,379,0001,672
Interest-bearing balances$3,014,0001,236
Securities$134,981,000912
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$149,117,0001,943
Loan loss allowance$1,620,0002,279
Trading account assets$0240
Bank premises and fixed assets$5,817,0001,352
Other real estate owned$01,672
Goodwill and other intangibles$2,905,000748
All other assets$3,538,0002,134
Life insurance assets$01
Total liabilities and capital$307,737,0001,540
Total liabilities$276,330,0001,544
Total deposits$274,095,0001,391
Interest-bearing deposits$260,916,0001,277
Deposits held in domestic offices$274,095,0001,386
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$2,235,0001,853
Total equity capital$31,407,0001,440
Total bank equity capital$31,407,0001,440
Perpetual preferred stock$0250
Common stock$6,000,000615
Surplus$19,900,000929
Undivided profits$5,507,0004,133
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,466,0001,968
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$855,0002,662
Earning assets$287,112,0001,517
Long-term assets (5+ years)$155,095,000501
Average Assets, year-to-date$317,989,4001,430
Average Assets, quarterly$307,668,5001,522
Volatile liabilities$13,779,0003,867
Insider loans$47,0009,538
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$22,712,0001,875
Tier 1 (core) risk-based capital$29,284,0001,462
Tier 2 risk-based capital$1,620,0001,909
Total risk weighted assets$143,004,0001,963
Total unused commitments$22,712,0001,889
Derivatives$0549
1995-12-31Rank
# of Employees:1101,744
Assets and Liabilities
Total Assets:$329,864,0001,434
Cash and due from depository institutions$21,929,0001,744
Interest-bearing balances$11,617,000391
Securities$166,947,000784
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$120,449,0002,299
Loan loss allowance$615,0005,205
Trading account assets$0261
Bank premises and fixed assets$6,089,0001,245
Other real estate owned$01,744
Goodwill and other intangibles$3,916,000601
All other assets$10,534,000916
Life insurance assets$01
Total liabilities and capital$329,864,0001,434
Total liabilities$296,832,0001,447
Total deposits$293,900,0001,328
Interest-bearing deposits$279,961,0001,222
Deposits held in domestic offices$293,900,0001,315
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$2,932,0001,563
Total equity capital$33,032,0001,375
Total bank equity capital$33,032,0001,375
Perpetual preferred stock$0288
Common stock$6,000,000615
Surplus$19,900,000923
Undivided profits$7,132,0003,438
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,224,0001,406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$1,246,0001,813
Earning assets$299,013,0001,465
Long-term assets (5+ years)$144,310,000497
Average Assets, year-to-date$329,477,6001,385
Average Assets, quarterly$331,212,5001,417
Volatile liabilities$23,458,0002,315
Insider loans$174,0008,270
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$5,835,0004,567
Tier 1 (core) risk-based capital$29,234,0001,474
Tier 2 risk-based capital$615,0004,480
Total risk weighted assets$117,681,2002,311
Total unused commitments$5,835,0004,581
Derivatives$0628
1994-12-31Rank
# of Employees:1281,551
Assets and Liabilities
Total Assets:$332,465,0001,392
Cash and due from depository institutions$14,725,0001,551
Interest-bearing balances$3,702,000973
Securities$189,734,000723
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$110,439,0002,450
Loan loss allowance$618,0005,286
Trading account assets$0286
Bank premises and fixed assets$6,229,0001,171
Other real estate owned$105,0001,551
Goodwill and other intangibles$4,944,000467
All other assets$6,289,0001,383
Life insurance assets$01
Total liabilities and capital$332,465,0001,392
Total liabilities$304,492,0001,385
Total deposits$301,776,0001,250
Interest-bearing deposits$288,617,0001,146
Deposits held in domestic offices$301,776,0001,240
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$2,716,0001,408
Total equity capital$27,973,0001,471
Total bank equity capital$27,973,0001,471
Perpetual preferred stock$0310
Common stock$6,000,000601
Surplus$19,900,000866
Undivided profits$2,073,0007,054
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,241,0001,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$1,175,0001,666
Earning assets$303,875,0001,389
Long-term assets (5+ years)$94,471,000705
Average Assets, year-to-date$349,259,0001,301
Average Assets, quarterly$336,229,0001,377
Volatile liabilities$15,327,0003,132
Insider loans$318,0007,002
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$5,141,0004,849
Tier 1 (core) risk-based capital$28,723,0001,444
Tier 2 risk-based capital$618,0004,426
Total risk weighted assets$107,542,0002,474
Total unused commitments$5,141,0004,857
Derivatives$0687
1993-12-31Rank
# of Employees:1341,563
Assets and Liabilities
Total Assets:$363,867,0001,315
Cash and due from depository institutions$14,209,0001,563
Interest-bearing balances$5,720,0001,086
Securities$219,338,000673
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$113,525,0002,330
Loan loss allowance$594,0005,639
Trading account assets$0330
Bank premises and fixed assets$6,119,0001,187
Other real estate owned$44,0001,563
Goodwill and other intangibles$5,953,000377
All other assets$4,679,0001,666
Life insurance assets$01
Total liabilities and capital$363,867,0001,315
Total liabilities$331,976,0001,319
Total deposits$328,714,0001,205
Interest-bearing deposits$316,830,0001,095
Deposits held in domestic offices$328,714,0001,194
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$3,262,0001,263
Total equity capital$31,891,0001,290
Total bank equity capital$31,891,0001,290
Perpetual preferred stock$0343
Common stock$6,000,000588
Surplus$19,900,000826
Undivided profits$5,991,0003,778
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,601,0001,245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,273,0001,346
Earning assets$338,583,0001,299
Long-term assets (5+ years)$154,258,000458
Average Assets, year-to-date$371,935,8001,259
Average Assets, quarterly$363,967,0001,300
Volatile liabilities$18,390,0002,552
Insider loans$162,0008,806
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$4,166,0005,406
Tier 1 (core) risk-based capital$26,057,0001,531
Tier 2 risk-based capital$594,0004,570
Total risk weighted assets$111,231,5002,368
Total unused commitments$4,166,0005,426
Derivatives$0714
1992-12-31Rank
# of Employees:1391,560
Assets and Liabilities
Total Assets:$381,241,0001,279
Cash and due from depository institutions$11,585,0001,560
Interest-bearing balances$3,020,0002,084
Securities$232,533,000615
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$119,126,0002,309
Loan loss allowance$585,0005,749
Trading account assets$0344
Bank premises and fixed assets$5,970,0001,217
Other real estate owned$244,0001,560
Goodwill and other intangibles$7,492,000327
All other assets$4,291,0001,871
Life insurance assets$01
Total liabilities and capital$381,241,0001,279
Total liabilities$351,165,0001,280
Total deposits$347,587,0001,189
Interest-bearing deposits$337,418,0001,084
Deposits held in domestic offices$347,587,0001,180
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$3,578,0001,186
Total equity capital$30,076,0001,291
Total bank equity capital$30,076,0001,291
Perpetual preferred stock$0346
Common stock$6,000,000591
Surplus$19,900,000796
Undivided profits$4,176,0004,786
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,479,0001,505
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,714,0001,116
Earning assets$354,679,0001,256
Long-term assets (5+ years)$159,546,000429
Average Assets, year-to-date$381,503,2001,259
Average Assets, quarterly$380,415,0001,271
Volatile liabilities$28,541,0001,779
Insider loans$97,0005,790
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$2,934,0006,151
Tier 1 (core) risk-based capital$22,775,0001,663
Tier 2 risk-based capital$585,0004,585
Total risk weighted assets$115,112,5002,364
Total unused commitments$2,934,0006,181
Derivatives$0651