Home > Advance Bank > Income and Expense
Advance Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,409 |
| Total interest expense | $306,000 | 4,959 |
| Net interest income | $1,785,000 | 5,406 |
| Provision for loan and lease losses | $-75,000 | 6,535 |
| Total noninterest income | $143,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $54,000 | 5,698 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $89,000 | 5,286 |
| Total noninterest expense | $2,135,000 | 4,750 |
| Salaries and employee benefits | $914,000 | 5,251 |
| Premises and equipment expense | $315,000 | 4,154 |
| Additional noninterest expense | $906,000 | 4,185 |
| Pre-tax net operating income | $-132,000 | 6,441 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-62,000 | 6,647 |
| Income before extraordinary items | $-70,000 | 6,433 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-70,000 | 6,435 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-70,000 | 6,434 |
| Net charge-offs | $72,000 | 3,578 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-70,000 | 6,395 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 5,394 |
| Total interest expense | $212,000 | 4,948 |
| Net interest income | $1,218,000 | 5,397 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $88,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $35,000 | 5,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,445 |
| Total noninterest expense | $1,440,000 | 4,751 |
| Salaries and employee benefits | $617,000 | 5,243 |
| Premises and equipment expense | $216,000 | 4,120 |
| Additional noninterest expense | $607,000 | 4,159 |
| Pre-tax net operating income | $-134,000 | 6,502 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-58,000 | 6,711 |
| Income before extraordinary items | $-76,000 | 6,496 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-76,000 | 6,497 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-76,000 | 6,497 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-76,000 | 6,456 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 5,418 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $611,000 | 5,427 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $6,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $18,000 | 5,710 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-12,000 | 6,807 |
| Total noninterest expense | $718,000 | 4,796 |
| Salaries and employee benefits | $321,000 | 5,218 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $286,000 | 4,330 |
| Pre-tax net operating income | $-101,000 | 6,621 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-41,000 | 6,849 |
| Income before extraordinary items | $-60,000 | 6,612 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-60,000 | 6,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-60,000 | 6,613 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-60,000 | 6,569 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 5,355 |
| Total interest expense | $498,000 | 5,126 |
| Net interest income | $2,696,000 | 5,322 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $346,000 | 5,021 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $87,000 | 5,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $259,000 | 4,256 |
| Total noninterest expense | $2,750,000 | 4,934 |
| Salaries and employee benefits | $1,255,000 | 5,291 |
| Premises and equipment expense | $424,000 | 4,188 |
| Additional noninterest expense | $1,071,000 | 4,630 |
| Pre-tax net operating income | $267,000 | 5,504 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $216,000 | 2,948 |
| Income before extraordinary items | $57,000 | 6,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 6,164 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $57,000 | 6,166 |
| Net charge-offs | $173,000 | 3,916 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $53,160 | 6,024 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,417 |
| Total interest expense | $380,000 | 5,218 |
| Net interest income | $2,052,000 | 5,376 |
| Provision for loan and lease losses | $10,000 | 5,570 |
| Total noninterest income | $275,000 | 5,003 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $63,000 | 5,739 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $212,000 | 4,165 |
| Total noninterest expense | $2,056,000 | 4,993 |
| Salaries and employee benefits | $944,000 | 5,307 |
| Premises and equipment expense | $316,000 | 4,245 |
| Additional noninterest expense | $796,000 | 4,680 |
| Pre-tax net operating income | $261,000 | 5,446 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $78,000 | 3,528 |
| Income before extraordinary items | $183,000 | 5,794 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $183,000 | 5,793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $183,000 | 5,793 |
| Net charge-offs | $110,000 | 3,878 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $183,000 | 5,617 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 5,434 |
| Total interest expense | $258,000 | 5,289 |
| Net interest income | $1,391,000 | 5,371 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $186,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,155 |
| Total noninterest expense | $1,374,000 | 5,018 |
| Salaries and employee benefits | $636,000 | 5,320 |
| Premises and equipment expense | $210,000 | 4,273 |
| Additional noninterest expense | $528,000 | 4,707 |
| Pre-tax net operating income | $113,000 | 5,807 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $83,000 | 6,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $83,000 | 6,043 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $83,000 | 6,043 |
| Net charge-offs | $90,000 | 3,515 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $83,000 | 5,889 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 5,441 |
| Total interest expense | $133,000 | 5,330 |
| Net interest income | $706,000 | 5,371 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $105,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $25,000 | 5,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,027 |
| Total noninterest expense | $712,000 | 4,956 |
| Salaries and employee benefits | $330,000 | 5,273 |
| Premises and equipment expense | $108,000 | 4,246 |
| Additional noninterest expense | $274,000 | 4,614 |
| Pre-tax net operating income | $54,000 | 5,888 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $40,000 | 6,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 6,090 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $40,000 | 6,091 |
| Net charge-offs | $39,000 | 3,220 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $40,000 | 5,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,424 |
| Total interest expense | $609,000 | 5,491 |
| Net interest income | $2,930,000 | 5,322 |
| Provision for loan and lease losses | $1,043,000 | 2,365 |
| Total noninterest income | $375,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,060 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $137,000 | 4,957 |
| Total noninterest expense | $3,619,000 | 4,399 |
| Salaries and employee benefits | $1,695,000 | 4,620 |
| Premises and equipment expense | $989,000 | 2,431 |
| Additional noninterest expense | $935,000 | 5,054 |
| Pre-tax net operating income | $-1,357,000 | 6,679 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $606,000 | 1,838 |
| Income before extraordinary items | $-1,963,000 | 6,826 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,963,000 | 6,826 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,963,000 | 6,826 |
| Net charge-offs | $829,000 | 2,584 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,963,000 | 6,803 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 5,461 |
| Total interest expense | $467,000 | 5,568 |
| Net interest income | $2,206,000 | 5,348 |
| Provision for loan and lease losses | $851,000 | 2,177 |
| Total noninterest income | $219,000 | 5,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 3,945 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $29,000 | 6,188 |
| Total noninterest expense | $2,702,000 | 4,419 |
| Salaries and employee benefits | $1,275,000 | 4,619 |
| Premises and equipment expense | $729,000 | 2,481 |
| Additional noninterest expense | $698,000 | 5,101 |
| Pre-tax net operating income | $-1,128,000 | 6,829 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-424,000 | 7,189 |
| Income before extraordinary items | $-704,000 | 6,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-704,000 | 6,771 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-704,000 | 6,771 |
| Net charge-offs | $687,000 | 2,301 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-704,000 | 6,728 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 5,491 |
| Total interest expense | $314,000 | 5,657 |
| Net interest income | $1,481,000 | 5,366 |
| Provision for loan and lease losses | $626,000 | 2,007 |
| Total noninterest income | $104,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 3,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-23,000 | 7,075 |
| Total noninterest expense | $1,761,000 | 4,517 |
| Salaries and employee benefits | $819,000 | 4,762 |
| Premises and equipment expense | $479,000 | 2,536 |
| Additional noninterest expense | $463,000 | 5,193 |
| Pre-tax net operating income | $-802,000 | 6,915 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-298,000 | 7,268 |
| Income before extraordinary items | $-504,000 | 6,848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-504,000 | 6,847 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-504,000 | 6,848 |
| Net charge-offs | $493,000 | 2,160 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-504,000 | 6,836 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,543 |
| Total interest expense | $159,000 | 5,734 |
| Net interest income | $732,000 | 5,402 |
| Provision for loan and lease losses | $220,000 | 2,338 |
| Total noninterest income | $82,000 | 5,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $952,000 | 4,321 |
| Salaries and employee benefits | $413,000 | 4,780 |
| Premises and equipment expense | $251,000 | 2,494 |
| Additional noninterest expense | $288,000 | 4,638 |
| Pre-tax net operating income | $-358,000 | 6,994 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-134,000 | 7,328 |
| Income before extraordinary items | $-224,000 | 6,916 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-224,000 | 6,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-224,000 | 6,916 |
| Net charge-offs | $26,000 | 3,862 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-224,000 | 6,905 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 5,482 |
| Total interest expense | $793,000 | 5,728 |
| Net interest income | $3,066,000 | 5,300 |
| Provision for loan and lease losses | $663,000 | 3,689 |
| Total noninterest income | $512,000 | 4,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $512,000 | 3,161 |
| Total noninterest expense | $3,877,000 | 4,290 |
| Salaries and employee benefits | $1,896,000 | 4,386 |
| Premises and equipment expense | $1,000,000 | 2,478 |
| Additional noninterest expense | $981,000 | 5,145 |
| Pre-tax net operating income | $-962,000 | 6,460 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $-334,000 | 7,079 |
| Income before extraordinary items | $-530,000 | 6,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-530,000 | 6,384 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-530,000 | 6,384 |
| Net charge-offs | $509,000 | 3,632 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-592,720 | 6,376 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 5,549 |
| Total interest expense | $613,000 | 5,821 |
| Net interest income | $2,312,000 | 5,350 |
| Provision for loan and lease losses | $552,000 | 3,374 |
| Total noninterest income | $412,000 | 4,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $412,000 | 3,062 |
| Total noninterest expense | $2,947,000 | 4,290 |
| Salaries and employee benefits | $1,475,000 | 4,316 |
| Premises and equipment expense | $761,000 | 2,493 |
| Additional noninterest expense | $711,000 | 5,225 |
| Pre-tax net operating income | $-775,000 | 6,685 |
| Securities gains (losses) | $98,000 | 1,957 |
| Applicable income taxes | $-261,000 | 7,254 |
| Income before extraordinary items | $-416,000 | 6,618 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-416,000 | 6,618 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-416,000 | 6,618 |
| Net charge-offs | $403,000 | 3,345 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-478,720 | 6,591 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 5,594 |
| Total interest expense | $424,000 | 5,843 |
| Net interest income | $1,530,000 | 5,388 |
| Provision for loan and lease losses | $522,000 | 2,797 |
| Total noninterest income | $287,000 | 4,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $287,000 | 2,910 |
| Total noninterest expense | $2,006,000 | 4,222 |
| Salaries and employee benefits | $1,019,000 | 4,234 |
| Premises and equipment expense | $520,000 | 2,451 |
| Additional noninterest expense | $467,000 | 5,268 |
| Pre-tax net operating income | $-711,000 | 6,875 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $-246,000 | 7,360 |
| Income before extraordinary items | $-438,000 | 6,815 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-438,000 | 6,817 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-438,000 | 6,816 |
| Net charge-offs | $261,000 | 3,217 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-455,280 | 6,785 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 5,683 |
| Total interest expense | $218,000 | 5,905 |
| Net interest income | $751,000 | 5,475 |
| Provision for loan and lease losses | $502,000 | 1,807 |
| Total noninterest income | $180,000 | 3,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 2,545 |
| Total noninterest expense | $1,018,000 | 4,229 |
| Salaries and employee benefits | $522,000 | 4,236 |
| Premises and equipment expense | $281,000 | 2,346 |
| Additional noninterest expense | $215,000 | 5,514 |
| Pre-tax net operating income | $-589,000 | 7,233 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-212,000 | 7,568 |
| Income before extraordinary items | $-377,000 | 7,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-377,000 | 7,160 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-377,000 | 7,159 |
| Net charge-offs | $243,000 | 2,246 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-377,000 | 7,130 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 5,676 |
| Total interest expense | $1,182,000 | 5,685 |
| Net interest income | $2,882,000 | 5,484 |
| Provision for loan and lease losses | $1,038,000 | 3,445 |
| Total noninterest income | $1,058,000 | 3,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,058,000 | 2,081 |
| Total noninterest expense | $4,527,000 | 3,984 |
| Salaries and employee benefits | $2,345,000 | 3,876 |
| Premises and equipment expense | $1,093,000 | 2,392 |
| Additional noninterest expense | $1,089,000 | 4,999 |
| Pre-tax net operating income | $-1,625,000 | 6,499 |
| Securities gains (losses) | $109,000 | 2,070 |
| Applicable income taxes | $-551,000 | 7,073 |
| Income before extraordinary items | $-965,000 | 6,346 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-965,000 | 6,346 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-965,000 | 6,346 |
| Net charge-offs | $885,000 | 3,018 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,034,760 | 6,389 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 5,724 |
| Total interest expense | $946,000 | 5,688 |
| Net interest income | $2,107,000 | 5,577 |
| Provision for loan and lease losses | $861,000 | 3,005 |
| Total noninterest income | $711,000 | 3,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $711,000 | 2,278 |
| Total noninterest expense | $3,250,000 | 4,119 |
| Salaries and employee benefits | $1,697,000 | 4,009 |
| Premises and equipment expense | $770,000 | 2,547 |
| Additional noninterest expense | $783,000 | 5,123 |
| Pre-tax net operating income | $-1,293,000 | 6,780 |
| Securities gains (losses) | $109,000 | 1,768 |
| Applicable income taxes | $-426,000 | 7,301 |
| Income before extraordinary items | $-758,000 | 6,602 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-758,000 | 6,603 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-758,000 | 6,603 |
| Net charge-offs | $828,000 | 2,426 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-827,760 | 6,641 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 5,839 |
| Total interest expense | $658,000 | 5,714 |
| Net interest income | $1,331,000 | 5,714 |
| Provision for loan and lease losses | $357,000 | 3,450 |
| Total noninterest income | $281,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $281,000 | 3,109 |
| Total noninterest expense | $2,054,000 | 4,319 |
| Salaries and employee benefits | $1,107,000 | 4,115 |
| Premises and equipment expense | $482,000 | 2,730 |
| Additional noninterest expense | $465,000 | 5,439 |
| Pre-tax net operating income | $-799,000 | 6,897 |
| Securities gains (losses) | $109,000 | 1,432 |
| Applicable income taxes | $-248,000 | 7,367 |
| Income before extraordinary items | $-442,000 | 6,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-442,000 | 6,697 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-442,000 | 6,697 |
| Net charge-offs | $346,000 | 2,769 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-511,760 | 6,760 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,869 |
| Total interest expense | $313,000 | 5,927 |
| Net interest income | $685,000 | 5,654 |
| Provision for loan and lease losses | $340,000 | 2,170 |
| Total noninterest income | $79,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $961,000 | 4,430 |
| Salaries and employee benefits | $551,000 | 4,156 |
| Premises and equipment expense | $233,000 | 2,845 |
| Additional noninterest expense | $177,000 | 5,904 |
| Pre-tax net operating income | $-537,000 | 7,359 |
| Securities gains (losses) | $108,000 | 962 |
| Applicable income taxes | $-154,000 | 7,655 |
| Income before extraordinary items | $-275,000 | 7,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-275,000 | 7,158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-275,000 | 7,159 |
| Net charge-offs | $349,000 | 1,650 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-344,120 | 7,226 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 5,771 |
| Total interest expense | $1,320,000 | 6,234 |
| Net interest income | $3,119,000 | 5,313 |
| Provision for loan and lease losses | $96,000 | 6,102 |
| Total noninterest income | $437,000 | 5,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $437,000 | 3,432 |
| Total noninterest expense | $3,536,000 | 4,608 |
| Salaries and employee benefits | $1,946,000 | 4,544 |
| Premises and equipment expense | $959,000 | 2,727 |
| Additional noninterest expense | $631,000 | 6,104 |
| Pre-tax net operating income | $-76,000 | 6,428 |
| Securities gains (losses) | $90,000 | 1,208 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $9,000 | 6,188 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,900 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-48,600 | 6,450 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 5,853 |
| Total interest expense | $974,000 | 6,397 |
| Net interest income | $2,338,000 | 5,346 |
| Provision for loan and lease losses | $81,000 | 5,423 |
| Total noninterest income | $348,000 | 5,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $348,000 | 3,425 |
| Total noninterest expense | $2,573,000 | 4,691 |
| Salaries and employee benefits | $1,391,000 | 4,722 |
| Premises and equipment expense | $712,000 | 2,764 |
| Additional noninterest expense | $470,000 | 6,079 |
| Pre-tax net operating income | $32,000 | 6,645 |
| Securities gains (losses) | $-13,000 | 7,359 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $12,000 | 6,556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $12,000 | 6,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $20,320 | 6,700 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 5,913 |
| Total interest expense | $637,000 | 6,564 |
| Net interest income | $1,577,000 | 5,315 |
| Provision for loan and lease losses | $107,000 | 4,169 |
| Total noninterest income | $260,000 | 4,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $260,000 | 3,282 |
| Total noninterest expense | $1,654,000 | 4,819 |
| Salaries and employee benefits | $905,000 | 4,832 |
| Premises and equipment expense | $466,000 | 2,808 |
| Additional noninterest expense | $283,000 | 6,329 |
| Pre-tax net operating income | $76,000 | 6,530 |
| Securities gains (losses) | $-12,000 | 8,136 |
| Applicable income taxes | $25,000 | 4,536 |
| Income before extraordinary items | $39,000 | 6,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $46,680 | 6,659 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 5,992 |
| Total interest expense | $334,000 | 6,628 |
| Net interest income | $774,000 | 5,398 |
| Provision for loan and lease losses | $64,000 | 3,423 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 4,225 |
| Total noninterest expense | $833,000 | 4,809 |
| Salaries and employee benefits | $457,000 | 4,841 |
| Premises and equipment expense | $241,000 | 2,732 |
| Additional noninterest expense | $135,000 | 6,447 |
| Pre-tax net operating income | $-44,000 | 7,371 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $-15,000 | 7,874 |
| Income before extraordinary items | $-27,000 | 7,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-27,000 | 7,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-28,280 | 7,361 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 5,885 |
| Total interest expense | $1,341,000 | 6,655 |
| Net interest income | $3,341,000 | 5,196 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $289,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $289,000 | 4,310 |
| Total noninterest expense | $3,459,000 | 4,563 |
| Salaries and employee benefits | $1,817,000 | 4,721 |
| Premises and equipment expense | $1,002,000 | 2,562 |
| Additional noninterest expense | $640,000 | 5,966 |
| Pre-tax net operating income | $162,000 | 6,969 |
| Securities gains (losses) | $36,000 | 908 |
| Applicable income taxes | $71,000 | 4,715 |
| Income before extraordinary items | $127,000 | 7,042 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $127,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,067 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $103,960 | 7,097 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 5,905 |
| Total interest expense | $987,000 | 6,712 |
| Net interest income | $2,539,000 | 5,160 |
| Provision for loan and lease losses | $2,000 | 6,474 |
| Total noninterest income | $204,000 | 6,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,454 |
| Total noninterest expense | $2,636,000 | 4,490 |
| Salaries and employee benefits | $1,394,000 | 4,601 |
| Premises and equipment expense | $763,000 | 2,522 |
| Additional noninterest expense | $479,000 | 5,924 |
| Pre-tax net operating income | $105,000 | 7,302 |
| Securities gains (losses) | $28,000 | 749 |
| Applicable income taxes | $53,000 | 4,907 |
| Income before extraordinary items | $80,000 | 7,359 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $80,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,005 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $62,080 | 7,420 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 5,952 |
| Total interest expense | $625,000 | 6,828 |
| Net interest income | $1,701,000 | 5,164 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $135,000 | 6,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $135,000 | 4,518 |
| Total noninterest expense | $1,771,000 | 4,486 |
| Salaries and employee benefits | $947,000 | 4,590 |
| Premises and equipment expense | $513,000 | 2,523 |
| Additional noninterest expense | $311,000 | 6,029 |
| Pre-tax net operating income | $65,000 | 7,438 |
| Securities gains (losses) | $23,000 | 680 |
| Applicable income taxes | $37,000 | 4,979 |
| Income before extraordinary items | $51,000 | 7,482 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $51,000 | 7,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 7,938 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $36,280 | 7,568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 6,025 |
| Total interest expense | $282,000 | 7,037 |
| Net interest income | $849,000 | 5,184 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $870,000 | 4,541 |
| Salaries and employee benefits | $473,000 | 4,615 |
| Premises and equipment expense | $260,000 | 2,490 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $40,000 | 7,414 |
| Securities gains (losses) | $18,000 | 586 |
| Applicable income taxes | $21,000 | 4,889 |
| Income before extraordinary items | $37,000 | 7,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,074 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $25,480 | 7,528 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 6,064 |
| Total interest expense | $987,000 | 6,968 |
| Net interest income | $3,103,000 | 5,423 |
| Provision for loan and lease losses | $-33,000 | 8,366 |
| Total noninterest income | $310,000 | 6,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 4,240 |
| Total noninterest expense | $3,380,000 | 4,502 |
| Salaries and employee benefits | $1,708,000 | 4,786 |
| Premises and equipment expense | $1,032,000 | 2,395 |
| Additional noninterest expense | $640,000 | 5,878 |
| Pre-tax net operating income | $66,000 | 7,804 |
| Securities gains (losses) | $37,000 | 748 |
| Applicable income taxes | $30,000 | 5,757 |
| Income before extraordinary items | $73,000 | 7,777 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $73,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $46,730 | 7,846 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 6,099 |
| Total interest expense | $719,000 | 7,015 |
| Net interest income | $2,316,000 | 5,485 |
| Provision for loan and lease losses | $-33,000 | 8,505 |
| Total noninterest income | $242,000 | 6,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $242,000 | 4,151 |
| Total noninterest expense | $2,538,000 | 4,486 |
| Salaries and employee benefits | $1,272,000 | 4,781 |
| Premises and equipment expense | $801,000 | 2,323 |
| Additional noninterest expense | $465,000 | 5,972 |
| Pre-tax net operating income | $53,000 | 7,964 |
| Securities gains (losses) | $23,000 | 711 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $47,000 | 7,973 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $47,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $32,280 | 8,013 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 6,107 |
| Total interest expense | $468,000 | 6,985 |
| Net interest income | $1,532,000 | 5,529 |
| Provision for loan and lease losses | $-32,000 | 8,555 |
| Total noninterest income | $137,000 | 6,409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 4,474 |
| Total noninterest expense | $1,714,000 | 4,470 |
| Salaries and employee benefits | $856,000 | 4,783 |
| Premises and equipment expense | $533,000 | 2,325 |
| Additional noninterest expense | $325,000 | 5,834 |
| Pre-tax net operating income | $-13,000 | 8,209 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $-1,000 | 8,427 |
| Income before extraordinary items | $-2,000 | 8,182 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-8,700 | 8,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,118 |
| Total interest expense | $230,000 | 6,951 |
| Net interest income | $760,000 | 5,570 |
| Provision for loan and lease losses | $-33,000 | 8,595 |
| Total noninterest income | $65,000 | 6,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,564 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $438,000 | 4,734 |
| Premises and equipment expense | $270,000 | 2,304 |
| Additional noninterest expense | $145,000 | 6,156 |
| Pre-tax net operating income | $5,000 | 8,161 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $6,000 | 8,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,260 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,800 | 8,167 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,950,000 | 5,865 |
| Total interest expense | $815,000 | 6,739 |
| Net interest income | $3,135,000 | 5,371 |
| Provision for loan and lease losses | $44,000 | 5,895 |
| Total noninterest income | $348,000 | 6,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $348,000 | 4,035 |
| Total noninterest expense | $3,521,000 | 4,273 |
| Salaries and employee benefits | $1,835,000 | 4,402 |
| Premises and equipment expense | $1,077,000 | 2,220 |
| Additional noninterest expense | $609,000 | 6,011 |
| Pre-tax net operating income | $-82,000 | 8,324 |
| Securities gains (losses) | $393,000 | 340 |
| Applicable income taxes | $129,000 | 5,149 |
| Income before extraordinary items | $182,000 | 7,666 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $182,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-69,520 | 8,319 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 5,859 |
| Total interest expense | $600,000 | 6,711 |
| Net interest income | $2,342,000 | 5,394 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $262,000 | 6,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $262,000 | 4,046 |
| Total noninterest expense | $2,644,000 | 4,224 |
| Salaries and employee benefits | $1,390,000 | 4,341 |
| Premises and equipment expense | $800,000 | 2,228 |
| Additional noninterest expense | $454,000 | 5,994 |
| Pre-tax net operating income | $-40,000 | 8,379 |
| Securities gains (losses) | $372,000 | 326 |
| Applicable income taxes | $128,000 | 5,002 |
| Income before extraordinary items | $204,000 | 7,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-34,080 | 8,365 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 5,877 |
| Total interest expense | $387,000 | 6,683 |
| Net interest income | $1,521,000 | 5,460 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $192,000 | 5,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $1,795,000 | 4,161 |
| Salaries and employee benefits | $943,000 | 4,266 |
| Premises and equipment expense | $537,000 | 2,210 |
| Additional noninterest expense | $315,000 | 5,858 |
| Pre-tax net operating income | $-82,000 | 8,465 |
| Securities gains (losses) | $341,000 | 299 |
| Applicable income taxes | $100,000 | 4,812 |
| Income before extraordinary items | $159,000 | 7,275 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $159,000 | 7,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-59,240 | 8,450 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 5,922 |
| Total interest expense | $194,000 | 6,619 |
| Net interest income | $746,000 | 5,543 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $106,000 | 5,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $851,000 | 4,349 |
| Salaries and employee benefits | $424,000 | 4,641 |
| Premises and equipment expense | $281,000 | 2,133 |
| Additional noninterest expense | $146,000 | 6,094 |
| Pre-tax net operating income | $1,000 | 8,411 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $2,000 | 8,433 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $660 | 8,423 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 5,742 |
| Total interest expense | $827,000 | 6,168 |
| Net interest income | $2,949,000 | 5,462 |
| Provision for loan and lease losses | $-54,000 | 8,748 |
| Total noninterest income | $522,000 | 5,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $522,000 | 3,234 |
| Total noninterest expense | $3,520,000 | 4,160 |
| Salaries and employee benefits | $1,685,000 | 4,555 |
| Premises and equipment expense | $1,089,000 | 2,114 |
| Additional noninterest expense | $746,000 | 5,324 |
| Pre-tax net operating income | $5,000 | 8,369 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $25,000 | 8,360 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $25,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,960 | 8,397 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 5,702 |
| Total interest expense | $638,000 | 6,090 |
| Net interest income | $2,211,000 | 5,453 |
| Provision for loan and lease losses | $-54,000 | 8,842 |
| Total noninterest income | $439,000 | 4,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $439,000 | 3,031 |
| Total noninterest expense | $2,730,000 | 4,008 |
| Salaries and employee benefits | $1,317,000 | 4,381 |
| Premises and equipment expense | $813,000 | 2,110 |
| Additional noninterest expense | $600,000 | 5,056 |
| Pre-tax net operating income | $-26,000 | 8,519 |
| Securities gains (losses) | $36,000 | 1,910 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $6,000 | 8,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $6,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-17,040 | 8,502 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,955,000 | 5,619 |
| Total interest expense | $448,000 | 5,967 |
| Net interest income | $1,507,000 | 5,383 |
| Provision for loan and lease losses | $-24,000 | 8,891 |
| Total noninterest income | $324,000 | 4,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 2,854 |
| Total noninterest expense | $1,856,000 | 3,980 |
| Salaries and employee benefits | $885,000 | 4,383 |
| Premises and equipment expense | $541,000 | 2,113 |
| Additional noninterest expense | $430,000 | 4,825 |
| Pre-tax net operating income | $-1,000 | 8,523 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $12,000 | 6,573 |
| Income before extraordinary items | $19,000 | 8,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,480 | 8,528 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 5,512 |
| Total interest expense | $252,000 | 5,686 |
| Net interest income | $772,000 | 5,329 |
| Provision for loan and lease losses | $-24,000 | 8,960 |
| Total noninterest income | $139,000 | 4,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $139,000 | 3,072 |
| Total noninterest expense | $922,000 | 4,018 |
| Salaries and employee benefits | $442,000 | 4,404 |
| Premises and equipment expense | $263,000 | 2,185 |
| Additional noninterest expense | $217,000 | 4,781 |
| Pre-tax net operating income | $13,000 | 8,398 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $8,000 | 8,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $8,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $8,000 | 8,435 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 5,025 |
| Total interest expense | $1,426,000 | 5,026 |
| Net interest income | $3,383,000 | 4,909 |
| Provision for loan and lease losses | $170,000 | 4,359 |
| Total noninterest income | $782,000 | 4,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $782,000 | 2,775 |
| Total noninterest expense | $5,028,000 | 3,033 |
| Salaries and employee benefits | $1,926,000 | 4,056 |
| Premises and equipment expense | $1,701,000 | 1,342 |
| Additional noninterest expense | $1,401,000 | 3,280 |
| Pre-tax net operating income | $-1,033,000 | 8,981 |
| Securities gains (losses) | $391,000 | 894 |
| Applicable income taxes | $-255,000 | 9,042 |
| Income before extraordinary items | $-387,000 | 8,859 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-387,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 4,091 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-637,240 | 8,895 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 4,897 |
| Total interest expense | $1,159,000 | 4,918 |
| Net interest income | $2,650,000 | 4,768 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $689,000 | 3,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $689,000 | 2,589 |
| Total noninterest expense | $3,618,000 | 3,144 |
| Salaries and employee benefits | $1,401,000 | 4,151 |
| Premises and equipment expense | $1,297,000 | 1,328 |
| Additional noninterest expense | $920,000 | 3,647 |
| Pre-tax net operating income | $-449,000 | 8,937 |
| Securities gains (losses) | $391,000 | 804 |
| Applicable income taxes | $-29,000 | 8,980 |
| Income before extraordinary items | $-29,000 | 8,776 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-29,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-279,240 | 8,871 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 4,685 |
| Total interest expense | $803,000 | 4,918 |
| Net interest income | $1,931,000 | 4,500 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $619,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $619,000 | 2,152 |
| Total noninterest expense | $2,866,000 | 2,709 |
| Salaries and employee benefits | $982,000 | 3,977 |
| Premises and equipment expense | $1,055,000 | 1,090 |
| Additional noninterest expense | $829,000 | 2,798 |
| Pre-tax net operating income | $-486,000 | 9,061 |
| Securities gains (losses) | $391,000 | 678 |
| Applicable income taxes | $-43,000 | 9,072 |
| Income before extraordinary items | $-52,000 | 8,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-52,000 | 8,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-302,240 | 9,001 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,422 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $462,000 | 6,878 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $556,000 | 5,596 |
| Salaries and employee benefits | $291,000 | 5,726 |
| Premises and equipment expense | $156,000 | 3,382 |
| Additional noninterest expense | $109,000 | 6,915 |
| Pre-tax net operating income | $-63,000 | 8,920 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-24,000 | 9,124 |
| Income before extraordinary items | $-39,000 | 8,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-39,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-39,000 | 8,839 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 7,415 |
| Total interest expense | $587,000 | 8,141 |
| Net interest income | $1,849,000 | 6,865 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $139,000 | 7,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,767 |
| Total noninterest expense | $2,484,000 | 5,104 |
| Salaries and employee benefits | $1,403,000 | 4,932 |
| Premises and equipment expense | $615,000 | 3,342 |
| Additional noninterest expense | $466,000 | 6,706 |
| Pre-tax net operating income | $-511,000 | 8,984 |
| Securities gains (losses) | $217,000 | 1,107 |
| Applicable income taxes | $-113,000 | 9,074 |
| Income before extraordinary items | $-181,000 | 8,893 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-181,000 | 8,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-319,880 | 8,921 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 7,607 |
| Total interest expense | $835,000 | 8,364 |
| Net interest income | $1,797,000 | 6,785 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $169,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $169,000 | 5,279 |
| Total noninterest expense | $1,675,000 | 6,394 |
| Salaries and employee benefits | $940,000 | 6,204 |
| Premises and equipment expense | $427,000 | 4,393 |
| Additional noninterest expense | $308,000 | 7,792 |
| Pre-tax net operating income | $269,000 | 7,550 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $95,000 | 6,066 |
| Income before extraordinary items | $174,000 | 7,901 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $174,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $174,000 | 7,787 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 7,524 |
| Total interest expense | $982,000 | 8,264 |
| Net interest income | $1,908,000 | 6,717 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $163,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $163,000 | 5,275 |
| Total noninterest expense | $1,757,000 | 6,143 |
| Salaries and employee benefits | $929,000 | 6,206 |
| Premises and equipment expense | $528,000 | 3,631 |
| Additional noninterest expense | $300,000 | 7,949 |
| Pre-tax net operating income | $314,000 | 7,848 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $120,000 | 6,281 |
| Income before extraordinary items | $194,000 | 8,101 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $194,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $194,000 | 8,103 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 7,613 |
| Total interest expense | $974,000 | 8,240 |
| Net interest income | $1,812,000 | 6,989 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $206,000 | 7,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $206,000 | 4,869 |
| Total noninterest expense | $1,664,000 | 6,374 |
| Salaries and employee benefits | $879,000 | 6,405 |
| Premises and equipment expense | $411,000 | 4,437 |
| Additional noninterest expense | $374,000 | 7,500 |
| Pre-tax net operating income | $354,000 | 7,816 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $137,000 | 6,439 |
| Income before extraordinary items | $217,000 | 8,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $217,000 | 8,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $217,000 | 8,139 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 7,767 |
| Total interest expense | $1,022,000 | 8,363 |
| Net interest income | $1,771,000 | 7,111 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $294,000 | 6,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $294,000 | 4,083 |
| Total noninterest expense | $1,595,000 | 6,438 |
| Salaries and employee benefits | $875,000 | 6,328 |
| Premises and equipment expense | $370,000 | 4,705 |
| Additional noninterest expense | $350,000 | 7,664 |
| Pre-tax net operating income | $470,000 | 7,531 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $283,000 | 8,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $283,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $285,560 | 7,922 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 7,992 |
| Total interest expense | $1,011,000 | 8,658 |
| Net interest income | $1,796,000 | 7,332 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $130,000 | 8,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $130,000 | 6,075 |
| Total noninterest expense | $1,544,000 | 6,677 |
| Salaries and employee benefits | $847,000 | 6,553 |
| Premises and equipment expense | $365,000 | 4,751 |
| Additional noninterest expense | $332,000 | 7,985 |
| Pre-tax net operating income | $382,000 | 8,534 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $234,000 | 8,878 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $234,000 | 8,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $234,000 | 8,847 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,121 |
| Total interest expense | $1,014,000 | 8,955 |
| Net interest income | $1,892,000 | 7,367 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $252,000 | 7,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $252,000 | 4,511 |
| Total noninterest expense | $1,835,000 | 6,308 |
| Salaries and employee benefits | $832,000 | 6,820 |
| Premises and equipment expense | $306,000 | 5,514 |
| Additional noninterest expense | $697,000 | 5,764 |
| Pre-tax net operating income | $259,000 | 9,417 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $201,000 | 9,288 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $201,000 | 9,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $201,000 | 9,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,017,000 | 8,179 |
| Total interest expense | $1,001,000 | 9,253 |
| Net interest income | $2,016,000 | 7,267 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $148,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $1,487,000 | 7,314 |
| Salaries and employee benefits | $798,000 | 7,110 |
| Premises and equipment expense | $222,000 | 6,802 |
| Additional noninterest expense | $467,000 | 7,543 |
| Pre-tax net operating income | $664,000 | 7,522 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $256,000 | 6,556 |
| Income before extraordinary items | $408,000 | 7,987 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $408,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $408,000 | 7,950 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 8,113 |
| Total interest expense | $988,000 | 8,746 |
| Net interest income | $1,976,000 | 7,626 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $238,000 | 4,730 |
| Total noninterest expense | $1,456,000 | 7,747 |
| Salaries and employee benefits | $776,000 | 7,343 |
| Premises and equipment expense | $223,000 | 7,003 |
| Additional noninterest expense | $457,000 | 8,259 |
| Pre-tax net operating income | $702,000 | 7,371 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $272,000 | 6,230 |
| Income before extraordinary items | $430,000 | 7,901 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $430,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $430,000 | 7,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 8,274 |
| Total interest expense | $1,088,000 | 8,735 |
| Net interest income | $1,948,000 | 7,841 |
| Provision for loan and lease losses | $27,000 | 8,602 |
| Total noninterest income | $421,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $421,000 | 3,638 |
| Total noninterest expense | $1,549,000 | 7,658 |
| Salaries and employee benefits | $795,000 | 7,357 |
| Premises and equipment expense | $292,000 | 5,990 |
| Additional noninterest expense | $462,000 | 8,595 |
| Pre-tax net operating income | $793,000 | 6,849 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $623,000 | 6,611 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $623,000 | 6,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 11,891 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $623,000 | 6,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 8,465 |
| Total interest expense | $1,483,000 | 8,560 |
| Net interest income | $1,821,000 | 8,282 |
| Provision for loan and lease losses | $219,000 | 4,999 |
| Total noninterest income | $609,000 | 4,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $609,000 | 2,805 |
| Total noninterest expense | $1,769,000 | 7,046 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $884,000 | 5,606 |
| Pre-tax net operating income | $442,000 | 8,870 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $388,000 | 4,904 |
| Income before extraordinary items | $62,000 | 12,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $62,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 4,180 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $56,880 | 12,223 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.