Home > Adrian State Bank > Assets and Liabilities
Adrian State Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $171,324,000 | 2,689 |
| Cash and due from depository institutions | $7,988,000 | 2,264 |
| Interest-bearing balances | $14,000 | 6,181 |
| Securities | $22,170,000 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,831 |
| Net loans & leases | $134,327,000 | 2,086 |
| Loan loss allowance | $2,055,000 | 1,718 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,740,000 | 2,937 |
| Other real estate owned | $0 | 2,264 |
| Goodwill and other intangibles | $1,187,000 | 1,329 |
| All other assets | $1,762,000 | 3,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,324,000 | 2,689 |
| Total liabilities | $159,150,000 | 2,602 |
| Total deposits | $141,713,000 | 2,692 |
| Interest-bearing deposits | $123,788,000 | 2,621 |
| Deposits held in domestic offices | $141,713,000 | 2,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,255,000 | 1,682 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $13,000,000 | 1,343 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,182,000 | 3,074 |
| Total equity capital | $12,174,000 | 3,659 |
| Total bank equity capital | $12,174,000 | 3,659 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,189,000 | 2,844 |
| Surplus | $8,066,000 | 1,916 |
| Undivided profits | $2,919,000 | 5,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $695,000 | 3,360 |
| Earning assets | $157,661,000 | 2,686 |
| Long-term assets (5+ years) | $31,924,000 | 2,264 |
| Average Assets, year-to-date | $173,901,800 | 2,483 |
| Average Assets, quarterly | $173,234,500 | 2,596 |
| Volatile liabilities | $40,400,000 | 1,684 |
| Insider loans | $2,862,000 | 1,512 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $3,388,000 | 646 |
| Unused loan commitments | $22,610,000 | 2,065 |
| Tier 1 (core) risk-based capital | $11,388,100 | 3,739 |
| Tier 2 risk-based capital | $1,549,170 | 2,053 |
| Total risk weighted assets | $121,204,520 | 2,364 |
| Total unused commitments | $22,610,000 | 2,069 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 85 | 2,092 |
| Assets and Liabilities | ||
| Total Assets: | $168,957,000 | 2,650 |
| Cash and due from depository institutions | $6,264,000 | 2,092 |
| Interest-bearing balances | $114,000 | 4,399 |
| Securities | $27,649,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $129,744,000 | 2,150 |
| Loan loss allowance | $1,483,000 | 2,365 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,874,000 | 2,738 |
| Other real estate owned | $0 | 2,092 |
| Goodwill and other intangibles | $1,100,000 | 1,284 |
| All other assets | $1,326,000 | 4,942 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,957,000 | 2,650 |
| Total liabilities | $157,061,000 | 2,570 |
| Total deposits | $125,430,000 | 2,974 |
| Interest-bearing deposits | $106,967,000 | 3,006 |
| Deposits held in domestic offices | $125,430,000 | 2,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,482,000 | 886 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $16,000,000 | 1,081 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,149,000 | 3,174 |
| Total equity capital | $11,896,000 | 3,681 |
| Total bank equity capital | $11,896,000 | 3,681 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,189,000 | 2,900 |
| Surplus | $8,066,000 | 1,883 |
| Undivided profits | $2,641,000 | 6,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $643,000 | 3,690 |
| Earning assets | $157,507,000 | 2,616 |
| Long-term assets (5+ years) | $26,456,000 | 2,289 |
| Average Assets, year-to-date | $162,222,000 | 2,636 |
| Average Assets, quarterly | $169,045,000 | 2,609 |
| Volatile liabilities | $44,455,000 | 1,549 |
| Insider loans | $3,929,000 | 1,061 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $583,000 | 999 |
| Unused loan commitments | $33,349,000 | 1,447 |
| Tier 1 (core) risk-based capital | $11,067,200 | 3,803 |
| Tier 2 risk-based capital | $1,461,520 | 2,063 |
| Total risk weighted assets | $116,900,420 | 2,389 |
| Total unused commitments | $33,349,000 | 1,451 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 130 | 1,431 |
| Assets and Liabilities | ||
| Total Assets: | $145,461,000 | 3,124 |
| Cash and due from depository institutions | $7,915,000 | 1,431 |
| Interest-bearing balances | $719,000 | 2,696 |
| Securities | $15,380,000 | 6,317 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $116,416,000 | 2,415 |
| Loan loss allowance | $1,310,000 | 2,757 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,792,000 | 2,788 |
| Other real estate owned | $0 | 1,431 |
| Goodwill and other intangibles | $707,000 | 1,480 |
| All other assets | $2,251,000 | 3,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,461,000 | 3,124 |
| Total liabilities | $135,661,000 | 3,034 |
| Total deposits | $128,147,000 | 2,971 |
| Interest-bearing deposits | $115,293,000 | 2,858 |
| Deposits held in domestic offices | $128,147,000 | 2,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,236,000 | 1,433 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,278,000 | 2,915 |
| Total equity capital | $9,800,000 | 4,413 |
| Total bank equity capital | $9,800,000 | 4,413 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,189,000 | 3,091 |
| Surplus | $5,966,000 | 2,472 |
| Undivided profits | $2,645,000 | 6,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $555,000 | 4,147 |
| Earning assets | $132,515,000 | 3,134 |
| Long-term assets (5+ years) | $33,881,000 | 1,792 |
| Average Assets, year-to-date | $140,799,600 | 3,093 |
| Average Assets, quarterly | $144,787,000 | 3,101 |
| Volatile liabilities | $23,852,000 | 2,528 |
| Insider loans | $4,373,000 | 984 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $906,000 | 779 |
| Unused loan commitments | $31,081,000 | 1,509 |
| Tier 1 (core) risk-based capital | $8,993,000 | 4,635 |
| Tier 2 risk-based capital | $1,253,410 | 2,412 |
| Total risk weighted assets | $100,216,510 | 2,778 |
| Total unused commitments | $31,081,000 | 1,522 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $136,780,000 | 3,292 |
| Cash and due from depository institutions | $7,659,000 | 2,631 |
| Interest-bearing balances | $1,103,000 | 2,426 |
| Securities | $22,579,000 | 5,102 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 7,813 |
| Net loans & leases | $99,881,000 | 2,710 |
| Loan loss allowance | $1,200,000 | 3,007 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,791,000 | 2,721 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $814,000 | 1,285 |
| All other assets | $2,306,000 | 3,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,780,000 | 3,292 |
| Total liabilities | $126,597,000 | 3,222 |
| Total deposits | $124,812,000 | 3,076 |
| Interest-bearing deposits | $110,757,000 | 2,988 |
| Deposits held in domestic offices | $124,812,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $838,000 | 2,803 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $947,000 | 3,800 |
| Total equity capital | $10,183,000 | 4,274 |
| Total bank equity capital | $10,183,000 | 4,274 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,189,000 | 3,212 |
| Surplus | $5,966,000 | 2,475 |
| Undivided profits | $3,028,000 | 6,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $303,000 | 5,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $527,000 | 4,498 |
| Earning assets | $124,313,000 | 3,329 |
| Long-term assets (5+ years) | $28,527,000 | 1,900 |
| Average Assets, year-to-date | $130,815,200 | 3,312 |
| Average Assets, quarterly | $135,608,500 | 3,292 |
| Volatile liabilities | $17,372,000 | 2,962 |
| Insider loans | $4,467,000 | 999 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $494,000 | 1,030 |
| Unused loan commitments | $14,858,000 | 2,445 |
| Tier 1 (core) risk-based capital | $8,914,000 | 4,645 |
| Tier 2 risk-based capital | $1,015,670 | 2,865 |
| Total risk weighted assets | $81,069,270 | 3,289 |
| Total unused commitments | $14,858,000 | 2,458 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 70 | 2,877 |
| Assets and Liabilities | ||
| Total Assets: | $127,686,000 | 3,484 |
| Cash and due from depository institutions | $7,262,000 | 2,877 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,491,000 | 5,776 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,308 |
| Net loans & leases | $92,075,000 | 2,834 |
| Loan loss allowance | $1,168,000 | 3,100 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,919,000 | 3,783 |
| Other real estate owned | $0 | 2,877 |
| Goodwill and other intangibles | $925,000 | 1,110 |
| All other assets | $1,214,000 | 5,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,686,000 | 3,484 |
| Total liabilities | $118,017,000 | 3,433 |
| Total deposits | $116,667,000 | 3,261 |
| Interest-bearing deposits | $101,323,000 | 3,217 |
| Deposits held in domestic offices | $116,667,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $536,000 | 3,892 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $814,000 | 3,573 |
| Total equity capital | $9,669,000 | 4,197 |
| Total bank equity capital | $9,669,000 | 4,197 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $967,000 | 4,135 |
| Surplus | $3,565,000 | 3,667 |
| Undivided profits | $5,137,000 | 4,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $423,000 | 4,943 |
| Earning assets | $116,366,000 | 3,492 |
| Long-term assets (5+ years) | $26,048,000 | 2,058 |
| Average Assets, year-to-date | $124,738,800 | 3,472 |
| Average Assets, quarterly | $126,038,500 | 3,498 |
| Volatile liabilities | $7,444,000 | 5,348 |
| Insider loans | $1,831,000 | 2,249 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,662,000 | 3,190 |
| Tier 1 (core) risk-based capital | $8,864,000 | 4,577 |
| Tier 2 risk-based capital | $900,170 | 3,195 |
| Total risk weighted assets | $71,745,470 | 3,588 |
| Total unused commitments | $9,662,000 | 3,201 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 76 | 2,754 |
| Assets and Liabilities | ||
| Total Assets: | $123,657,000 | 3,650 |
| Cash and due from depository institutions | $4,479,000 | 2,754 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,316,000 | 5,009 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,081 |
| Net loans & leases | $83,316,000 | 3,046 |
| Loan loss allowance | $891,000 | 4,101 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,126,000 | 3,417 |
| Other real estate owned | $581,000 | 2,754 |
| Goodwill and other intangibles | $1,040,000 | 988 |
| All other assets | $1,299,000 | 4,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,657,000 | 3,650 |
| Total liabilities | $112,988,000 | 3,648 |
| Total deposits | $111,532,000 | 3,507 |
| Interest-bearing deposits | $99,486,000 | 3,414 |
| Deposits held in domestic offices | $111,532,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $662,000 | 3,067 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $794,000 | 3,759 |
| Total equity capital | $10,669,000 | 3,828 |
| Total bank equity capital | $10,669,000 | 3,828 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $967,000 | 4,292 |
| Surplus | $3,565,000 | 3,611 |
| Undivided profits | $6,137,000 | 3,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 4,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $384,000 | 4,832 |
| Earning assets | $114,132,000 | 3,636 |
| Long-term assets (5+ years) | $25,679,000 | 2,163 |
| Average Assets, year-to-date | $122,089,200 | 3,613 |
| Average Assets, quarterly | $122,364,500 | 3,666 |
| Volatile liabilities | $6,427,000 | 5,619 |
| Insider loans | $1,761,000 | 2,325 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,694,000 | 3,716 |
| Tier 1 (core) risk-based capital | $8,869,000 | 4,477 |
| Tier 2 risk-based capital | $886,160 | 3,226 |
| Total risk weighted assets | $70,887,960 | 3,604 |
| Total unused commitments | $7,694,000 | 3,734 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $124,117,000 | 3,728 |
| Cash and due from depository institutions | $5,081,000 | 2,939 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,833,000 | 4,618 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,324 |
| Net loans & leases | $82,483,000 | 3,166 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,179,000 | 3,326 |
| Other real estate owned | $383,000 | 2,939 |
| Goodwill and other intangibles | $1,333,000 | 875 |
| All other assets | $1,075,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,117,000 | 3,728 |
| Total liabilities | $116,149,000 | 3,652 |
| Total deposits | $115,310,000 | 3,525 |
| Interest-bearing deposits | $101,092,000 | 3,490 |
| Deposits held in domestic offices | $115,310,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $190,000 | 3,473 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $649,000 | 4,722 |
| Total equity capital | $7,968,000 | 4,800 |
| Total bank equity capital | $7,968,000 | 4,800 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $967,000 | 4,497 |
| Surplus | $2,637,000 | 4,445 |
| Undivided profits | $4,364,000 | 4,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 8,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $291,000 | 6,665 |
| Earning assets | $114,066,000 | 3,706 |
| Long-term assets (5+ years) | $51,455,000 | 1,147 |
| Average Assets, year-to-date | $107,632,600 | 4,135 |
| Average Assets, quarterly | $123,534,000 | 3,719 |
| Volatile liabilities | $7,301,000 | 5,148 |
| Insider loans | $166,000 | 4,407 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,507,000 | 3,914 |
| Tier 1 (core) risk-based capital | $6,645,000 | 5,560 |
| Tier 2 risk-based capital | $857,700 | 3,317 |
| Total risk weighted assets | $68,597,600 | 3,782 |
| Total unused commitments | $6,507,000 | 3,935 |
| Derivatives | $0 | 651 |