Home > ADP Savings Association > Income and Expense
ADP Savings Association, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,877 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $219,000 | 8,444 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $8,000 | 9,300 |
| Salaries and employee benefits | $0 | 9,285 |
| Premises and equipment expense | $0 | 9,263 |
| Additional noninterest expense | $8,000 | 9,283 |
| Pre-tax net operating income | $212,000 | 5,704 |
| Securities gains (losses) | $-30,000 | 9,210 |
| Applicable income taxes | $63,000 | 4,744 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $138,500 | 6,034 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 7,386 |
| Total interest expense | $1,942,000 | 4,884 |
| Net interest income | $530,000 | 8,967 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $41,000 | 9,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 7,847 |
| Total noninterest expense | $229,000 | 9,286 |
| Salaries and employee benefits | $0 | 9,330 |
| Premises and equipment expense | $0 | 9,317 |
| Additional noninterest expense | $229,000 | 8,336 |
| Pre-tax net operating income | $342,000 | 7,390 |
| Securities gains (losses) | $-65,000 | 9,095 |
| Applicable income taxes | $32,000 | 6,809 |
| Income before extraordinary items | $245,000 | 7,593 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $245,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $302,200 | 7,205 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 6,083 |
| Total interest expense | $1,784,000 | 6,434 |
| Net interest income | $2,540,000 | 5,665 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $109,000 | 8,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $109,000 | 6,235 |
| Total noninterest expense | $404,000 | 9,358 |
| Salaries and employee benefits | $46,000 | 9,581 |
| Premises and equipment expense | $81,000 | 8,604 |
| Additional noninterest expense | $277,000 | 8,024 |
| Pre-tax net operating income | $2,245,000 | 2,908 |
| Securities gains (losses) | $-116,000 | 9,508 |
| Applicable income taxes | $737,000 | 2,583 |
| Income before extraordinary items | $1,392,000 | 3,413 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,392,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,467,400 | 3,172 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 4,859 |
| Total interest expense | $1,787,000 | 6,614 |
| Net interest income | $4,650,000 | 3,693 |
| Provision for loan and lease losses | $-145,000 | 9,826 |
| Total noninterest income | $328,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,731 |
| Total noninterest expense | $749,000 | 8,701 |
| Salaries and employee benefits | $202,000 | 9,630 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $292,000 | 8,010 |
| Pre-tax net operating income | $4,374,000 | 1,680 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $1,625,000 | 1,404 |
| Income before extraordinary items | $2,732,000 | 1,904 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,732,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 9,794 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,742,880 | 1,899 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 3,752 |
| Total interest expense | $1,533,000 | 6,895 |
| Net interest income | $6,838,000 | 2,567 |
| Provision for loan and lease losses | $-81,000 | 10,089 |
| Total noninterest income | $1,865,000 | 1,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,865,000 | 1,211 |
| Total noninterest expense | $3,171,000 | 4,032 |
| Salaries and employee benefits | $747,000 | 7,000 |
| Premises and equipment expense | $620,000 | 3,162 |
| Additional noninterest expense | $1,804,000 | 2,417 |
| Pre-tax net operating income | $5,613,000 | 1,360 |
| Securities gains (losses) | $-38,000 | 9,727 |
| Applicable income taxes | $2,111,000 | 1,175 |
| Income before extraordinary items | $3,464,000 | 1,544 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,464,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,206 |
| Cash dividends | $5,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,488,320 | 1,503 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,058,000 | 3,524 |
| Total interest expense | $1,354,000 | 7,531 |
| Net interest income | $7,704,000 | 2,217 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $2,677,000 | 1,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,677,000 | 972 |
| Total noninterest expense | $5,049,000 | 2,587 |
| Salaries and employee benefits | $1,362,000 | 4,592 |
| Premises and equipment expense | $862,000 | 2,264 |
| Additional noninterest expense | $2,825,000 | 1,528 |
| Pre-tax net operating income | $5,220,000 | 1,420 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,218,000 | 1,132 |
| Income before extraordinary items | $3,002,000 | 1,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,002,000 | 1,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $610,000 | 1,075 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,002,000 | 1,675 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 4,497 |
| Total interest expense | $1,247,000 | 7,989 |
| Net interest income | $5,762,000 | 3,025 |
| Provision for loan and lease losses | $440,000 | 1,956 |
| Total noninterest income | $4,257,000 | 1,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $4,257,000 | 688 |
| Total noninterest expense | $6,225,000 | 2,079 |
| Salaries and employee benefits | $2,322,000 | 2,855 |
| Premises and equipment expense | $1,261,000 | 1,542 |
| Additional noninterest expense | $2,642,000 | 1,621 |
| Pre-tax net operating income | $3,354,000 | 2,253 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,382,000 | 1,842 |
| Income before extraordinary items | $1,972,000 | 2,618 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,972,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,972,000 | 2,572 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 6,664 |
| Total interest expense | $1,139,000 | 8,568 |
| Net interest income | $3,071,000 | 5,344 |
| Provision for loan and lease losses | $367,000 | 2,222 |
| Total noninterest income | $4,816,000 | 973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,816,000 | 662 |
| Total noninterest expense | $4,372,000 | 3,093 |
| Salaries and employee benefits | $1,924,000 | 3,460 |
| Premises and equipment expense | $847,000 | 2,325 |
| Additional noninterest expense | $1,601,000 | 2,962 |
| Pre-tax net operating income | $3,148,000 | 2,269 |
| Securities gains (losses) | $-142,000 | 11,262 |
| Applicable income taxes | $1,039,000 | 2,275 |
| Income before extraordinary items | $1,967,000 | 2,498 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,967,000 | 2,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,059,300 | 2,343 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 8,162 |
| Total interest expense | $974,000 | 9,347 |
| Net interest income | $2,058,000 | 7,177 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,729,000 | 2,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,729,000 | 1,248 |
| Total noninterest expense | $2,240,000 | 5,474 |
| Salaries and employee benefits | $1,282,000 | 4,918 |
| Premises and equipment expense | $462,000 | 4,030 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $1,307,000 | 4,945 |
| Securities gains (losses) | $700,000 | 281 |
| Applicable income taxes | $854,000 | 2,729 |
| Income before extraordinary items | $1,153,000 | 4,083 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,153,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $705,000 | 5,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 12,582 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $100,000 | 12,565 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $11,000 | 12,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $754,000 | 10,447 |
| Salaries and employee benefits | $527,000 | 9,150 |
| Premises and equipment expense | $121,000 | 9,362 |
| Additional noninterest expense | $106,000 | 12,248 |
| Pre-tax net operating income | $-643,000 | 12,410 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-252,000 | 12,414 |
| Income before extraordinary items | $-391,000 | 12,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-391,000 | 12,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 380 |
| Net operating income | $-391,000 | 12,325 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.