Home > Adirondack Bank > Income and Expense

Adirondack Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$10,412,0001,223
Total interest expense$1,929,0001,926
Net interest income$8,483,0001,015
Provision for loan and lease losses$210,000995
Total noninterest income$1,371,0001,091
Gross Fiduciary activities income$0918
Service charges on deposit accounts$373,000747
Trading account gains and fees$0116
Additional Noninterest Income$998,000957
Total noninterest expense$8,866,000812
Salaries and employee benefits$4,825,000833
Premises and equipment expense$1,062,000664
Additional noninterest expense$998,000957
Pre-tax net operating income$778,0002,515
Securities gains (losses)$0665
Applicable income taxes$101,0002,039
Income before extraordinary items$677,0002,487
Extraordinary gains, net$047
Net income$677,0002,515
Minority interest net income$065
Net income of bank and minority interests.$677,0002,487
Net charge-offs$-18,0004,168
Cash dividends$190,0001,912
Sale, conversion, retirement of capital stock, net$1,000465
Net operating income$677,0002,498
2024-12-31 (YTD Data)Rank
Total interest income$40,624,0001,229
Total interest expense$8,682,0001,819
Net interest income$31,942,0001,017
Provision for loan and lease losses$256,0001,855
Total noninterest income$5,459,0001,115
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,525,000731
Trading account gains and fees$0138
Additional Noninterest Income$3,934,0001,009
Total noninterest expense$33,659,000830
Salaries and employee benefits$18,850,000825
Premises and equipment expense$4,075,000664
Additional noninterest expense$3,934,0001,009
Pre-tax net operating income$3,486,0002,303
Securities gains (losses)$0940
Applicable income taxes$363,0002,050
Income before extraordinary items$3,123,0002,249
Extraordinary gains, net$053
Net income$3,123,0002,272
Minority interest net income$090
Net income of bank and minority interests.$3,123,0002,250
Net charge-offs$117,0001,651
Cash dividends$2,416,0001,460
Sale, conversion, retirement of capital stock, net$3,000556
Net operating income$3,123,0002,256
2024-09-30 (YTD Data)Rank
Total interest income$30,308,0001,221
Total interest expense$6,543,0001,811
Net interest income$23,765,0001,017
Provision for loan and lease losses$134,0002,027
Total noninterest income$3,969,0001,138
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,133,000734
Trading account gains and fees$0139
Additional Noninterest Income$2,836,0001,042
Total noninterest expense$25,442,000813
Salaries and employee benefits$14,258,000811
Premises and equipment expense$3,034,000673
Additional noninterest expense$2,836,0001,042
Pre-tax net operating income$2,158,0002,486
Securities gains (losses)$0930
Applicable income taxes$378,0001,849
Income before extraordinary items$1,780,0002,538
Extraordinary gains, net$051
Net income$1,780,0002,566
Minority interest net income$082
Net income of bank and minority interests.$1,780,0002,540
Net charge-offs$17,0002,172
Cash dividends$1,022,0001,743
Sale, conversion, retirement of capital stock, net$2,000520
Net operating income$1,780,0002,537
2024-06-30 (YTD Data)Rank
Total interest income$20,137,0001,214
Total interest expense$4,294,0001,796
Net interest income$15,843,0001,007
Provision for loan and lease losses$50,0002,263
Total noninterest income$2,642,0001,133
Gross Fiduciary activities income$0962
Service charges on deposit accounts$737,000742
Trading account gains and fees$0145
Additional Noninterest Income$1,905,0001,034
Total noninterest expense$16,942,000818
Salaries and employee benefits$9,573,000811
Premises and equipment expense$2,014,000680
Additional noninterest expense$1,905,0001,034
Pre-tax net operating income$1,493,0002,436
Securities gains (losses)$0628
Applicable income taxes$262,0001,806
Income before extraordinary items$1,231,0002,491
Extraordinary gains, net$052
Net income$1,231,0002,523
Minority interest net income$084
Net income of bank and minority interests.$1,231,0002,494
Net charge-offs$59,0001,334
Cash dividends$836,0001,580
Sale, conversion, retirement of capital stock, net$1,000493
Net operating income$1,231,0002,492
2024-03-31 (YTD Data)Rank
Total interest income$9,987,0001,212
Total interest expense$2,114,0001,804
Net interest income$7,873,0001,009
Provision for loan and lease losses$02,578
Total noninterest income$1,250,0001,161
Gross Fiduciary activities income$0895
Service charges on deposit accounts$368,000740
Trading account gains and fees$0121
Additional Noninterest Income$882,0001,068
Total noninterest expense$8,412,000824
Salaries and employee benefits$4,667,000828
Premises and equipment expense$1,035,000673
Additional noninterest expense$882,0001,068
Pre-tax net operating income$711,0002,428
Securities gains (losses)$0689
Applicable income taxes$125,0001,804
Income before extraordinary items$586,0002,503
Extraordinary gains, net$051
Net income$586,0002,532
Minority interest net income$072
Net income of bank and minority interests.$586,0002,503
Net charge-offs$30,0001,135
Cash dividends$186,0001,844
Sale, conversion, retirement of capital stock, net$1,000408
Net operating income$586,0002,504
2023-09-30 (YTD Data)Rank
Total interest income$28,440,0001,146
Total interest expense$2,473,0002,401
Net interest income$25,967,000926
Provision for loan and lease losses$7,0002,988
Total noninterest income$3,684,0001,212
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,089,000751
Trading account gains and fees$0125
Additional Noninterest Income$2,595,0001,146
Total noninterest expense$25,065,000809
Salaries and employee benefits$13,902,000831
Premises and equipment expense$2,921,000692
Additional noninterest expense$2,595,0001,146
Pre-tax net operating income$4,579,0001,761
Securities gains (losses)$0849
Applicable income taxes$778,0001,449
Income before extraordinary items$3,801,0001,773
Extraordinary gains, net$052
Net income$3,801,0001,787
Minority interest net income$081
Net income of bank and minority interests.$3,801,0001,773
Net charge-offs$149,0001,015
Cash dividends$514,0002,217
Sale, conversion, retirement of capital stock, net$7,000474
Net operating income$3,801,0001,795
2023-06-30 (YTD Data)Rank
Total interest income$18,716,0001,133
Total interest expense$1,072,0002,736
Net interest income$17,644,000918
Provision for loan and lease losses$7,0002,805
Total noninterest income$2,438,0001,157
Gross Fiduciary activities income$0931
Service charges on deposit accounts$701,000758
Trading account gains and fees$0112
Additional Noninterest Income$1,737,0001,081
Total noninterest expense$16,736,000794
Salaries and employee benefits$9,292,000817
Premises and equipment expense$1,951,000681
Additional noninterest expense$1,737,0001,080
Pre-tax net operating income$3,339,0001,639
Securities gains (losses)$0938
Applicable income taxes$568,0001,404
Income before extraordinary items$2,771,0001,649
Extraordinary gains, net$051
Net income$2,771,0001,668
Minority interest net income$081
Net income of bank and minority interests.$2,771,0001,648
Net charge-offs$103,000906
Cash dividends$334,0002,241
Sale, conversion, retirement of capital stock, net$6,000455
Net operating income$2,771,0001,662
2023-03-31 (YTD Data)Rank
Total interest income$9,122,0001,142
Total interest expense$360,0002,981
Net interest income$8,762,000931
Provision for loan and lease losses$-68,0004,523
Total noninterest income$1,265,0001,133
Gross Fiduciary activities income$0913
Service charges on deposit accounts$341,000782
Trading account gains and fees$097
Additional Noninterest Income$924,0001,027
Total noninterest expense$8,430,000799
Salaries and employee benefits$4,735,000815
Premises and equipment expense$987,000703
Additional noninterest expense$924,0001,027
Pre-tax net operating income$1,665,0001,669
Securities gains (losses)$0950
Applicable income taxes$283,0001,439
Income before extraordinary items$1,382,0001,691
Extraordinary gains, net$04
Net income$1,382,0001,690
Minority interest net income$048
Net income of bank and minority interests.$1,382,0001,691
Net charge-offs$37,000901
Cash dividends$162,0001,899
Sale, conversion, retirement of capital stock, net$5,000407
Net operating income$1,382,0001,710
2022-12-31 (YTD Data)Rank
Total interest income$30,537,0001,131
Total interest expense$1,127,0002,257
Net interest income$29,410,0001,048
Provision for loan and lease losses$03,012
Total noninterest income$5,237,0001,175
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,513,000732
Trading account gains and fees$0116
Additional Noninterest Income$3,724,0001,101
Total noninterest expense$30,351,000868
Salaries and employee benefits$16,745,000876
Premises and equipment expense$3,889,000680
Additional noninterest expense$3,724,0001,101
Pre-tax net operating income$4,296,0002,213
Securities gains (losses)$0691
Applicable income taxes$572,0001,939
Income before extraordinary items$3,724,0002,197
Extraordinary gains, net$05
Net income$3,724,0002,196
Minority interest net income$063
Net income of bank and minority interests.$3,724,0002,196
Net charge-offs$-396,0004,563
Cash dividends$394,0002,856
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,724,0002,224
2022-09-30 (YTD Data)Rank
Total interest income$21,603,0001,139
Total interest expense$849,0001,968
Net interest income$20,754,0001,088
Provision for loan and lease losses$02,835
Total noninterest income$4,001,0001,168
Gross Fiduciary activities income$0968
Service charges on deposit accounts$990,000833
Trading account gains and fees$0111
Additional Noninterest Income$3,011,0001,065
Total noninterest expense$22,129,000877
Salaries and employee benefits$12,142,000895
Premises and equipment expense$2,893,000688
Additional noninterest expense$3,011,0001,065
Pre-tax net operating income$2,626,0002,458
Securities gains (losses)$0740
Applicable income taxes$446,0001,917
Income before extraordinary items$2,180,0002,475
Extraordinary gains, net$04
Net income$2,180,0002,474
Minority interest net income$057
Net income of bank and minority interests.$2,180,0002,474
Net charge-offs$-465,0004,618
Cash dividends$259,0002,596
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,180,0002,513
2022-06-30 (YTD Data)Rank
Total interest income$13,500,0001,156
Total interest expense$586,0001,767
Net interest income$12,914,0001,125
Provision for loan and lease losses$02,599
Total noninterest income$2,758,0001,133
Gross Fiduciary activities income$0925
Service charges on deposit accounts$656,000822
Trading account gains and fees$0108
Additional Noninterest Income$2,102,0001,064
Total noninterest expense$14,570,000864
Salaries and employee benefits$7,980,000891
Premises and equipment expense$1,948,000683
Additional noninterest expense$4,642,000815
Pre-tax net operating income$1,102,0002,900
Securities gains (losses)$0687
Applicable income taxes$187,0002,190
Income before extraordinary items$915,0002,922
Extraordinary gains, net$04
Net income$915,0002,921
Minority interest net income$060
Net income of bank and minority interests.$915,0002,922
Net charge-offs$-592,0004,693
Cash dividends$153,0002,580
Sale, conversion, retirement of capital stock, net$0494
Net operating income$915,0002,957
2022-03-31 (YTD Data)Rank
Total interest income$6,477,0001,164
Total interest expense$331,0001,542
Net interest income$6,146,0001,135
Provision for loan and lease losses$02,285
Total noninterest income$1,450,0001,084
Gross Fiduciary activities income$0892
Service charges on deposit accounts$312,000844
Trading account gains and fees$0103
Additional Noninterest Income$1,138,0001,006
Total noninterest expense$7,195,000876
Salaries and employee benefits$3,993,000901
Premises and equipment expense$1,105,000616
Additional noninterest expense$2,097,000883
Pre-tax net operating income$401,0003,127
Securities gains (losses)$0623
Applicable income taxes$68,0002,325
Income before extraordinary items$333,0003,167
Extraordinary gains, net$04
Net income$333,0003,165
Minority interest net income$050
Net income of bank and minority interests.$333,0003,167
Net charge-offs$-555,0004,748
Cash dividends$71,0002,087
Sale, conversion, retirement of capital stock, net$0453
Net operating income$333,0003,185
2021-12-31 (YTD Data)Rank
Total interest income$26,554,0001,171
Total interest expense$1,807,0001,433
Net interest income$24,747,0001,141
Provision for loan and lease losses$-800,0004,502
Total noninterest income$5,660,0001,206
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,078,000924
Trading account gains and fees$0132
Additional Noninterest Income$4,582,0001,136
Total noninterest expense$27,168,000922
Salaries and employee benefits$15,128,000929
Premises and equipment expense$4,221,000633
Additional noninterest expense$7,819,000950
Pre-tax net operating income$4,039,0002,313
Securities gains (losses)$02,062
Applicable income taxes$666,0001,905
Income before extraordinary items$3,373,0002,398
Extraordinary gains, net$010
Net income$3,373,0002,397
Minority interest net income$074
Net income of bank and minority interests.$3,373,0002,399
Net charge-offs$1,002,000418
Cash dividends$286,0003,139
Sale, conversion, retirement of capital stock, net$6,000568
Net operating income$3,373,0002,369
2021-09-30 (YTD Data)Rank
Total interest income$20,040,0001,188
Total interest expense$1,431,0001,450
Net interest income$18,609,0001,163
Provision for loan and lease losses$-800,0004,600
Total noninterest income$4,151,0001,252
Gross Fiduciary activities income$0957
Service charges on deposit accounts$756,000965
Trading account gains and fees$0132
Additional Noninterest Income$3,395,0001,178
Total noninterest expense$20,039,000936
Salaries and employee benefits$11,286,000937
Premises and equipment expense$3,104,000653
Additional noninterest expense$5,649,000977
Pre-tax net operating income$3,521,0002,224
Securities gains (losses)$02,015
Applicable income taxes$528,0001,943
Income before extraordinary items$2,993,0002,257
Extraordinary gains, net$08
Net income$2,993,0002,255
Minority interest net income$069
Net income of bank and minority interests.$2,993,0002,257
Net charge-offs$609,000447
Cash dividends$215,0002,828
Sale, conversion, retirement of capital stock, net$6,000529
Net operating income$2,993,0002,228
2021-06-30 (YTD Data)Rank
Total interest income$13,533,0001,170
Total interest expense$999,0001,461
Net interest income$12,534,0001,142
Provision for loan and lease losses$02,862
Total noninterest income$2,757,0001,244
Gross Fiduciary activities income$0951
Service charges on deposit accounts$470,000987
Trading account gains and fees$0133
Additional Noninterest Income$2,287,0001,174
Total noninterest expense$13,284,000934
Salaries and employee benefits$7,446,000941
Premises and equipment expense$2,057,000654
Additional noninterest expense$3,781,000972
Pre-tax net operating income$2,007,0002,395
Securities gains (losses)$01,818
Applicable income taxes$314,0001,987
Income before extraordinary items$1,693,0002,459
Extraordinary gains, net$06
Net income$1,693,0002,459
Minority interest net income$067
Net income of bank and minority interests.$1,693,0002,459
Net charge-offs$603,000352
Cash dividends$144,0002,734
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,693,0002,420
2021-03-31 (YTD Data)Rank
Total interest income$6,900,0001,153
Total interest expense$500,0001,520
Net interest income$6,400,0001,111
Provision for loan and lease losses$02,741
Total noninterest income$1,395,0001,236
Gross Fiduciary activities income$0922
Service charges on deposit accounts$229,000988
Trading account gains and fees$0127
Additional Noninterest Income$1,166,0001,154
Total noninterest expense$6,620,000925
Salaries and employee benefits$3,789,000927
Premises and equipment expense$1,043,000661
Additional noninterest expense$1,788,000991
Pre-tax net operating income$1,175,0002,178
Securities gains (losses)$01,392
Applicable income taxes$193,0001,840
Income before extraordinary items$982,0002,243
Extraordinary gains, net$03
Net income$982,0002,244
Minority interest net income$055
Net income of bank and minority interests.$982,0002,243
Net charge-offs$01,930
Cash dividends$72,0002,223
Sale, conversion, retirement of capital stock, net$0482
Net operating income$982,0002,201
2020-12-31 (YTD Data)Rank
Total interest income$30,001,0001,047
Total interest expense$3,594,0001,282
Net interest income$26,407,0001,017
Provision for loan and lease losses$3,040,000791
Total noninterest income$5,530,0001,185
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$874,0001,067
Trading account gains and fees$0133
Additional Noninterest Income$4,656,0001,069
Total noninterest expense$25,338,000940
Salaries and employee benefits$13,179,0001,004
Premises and equipment expense$4,280,000614
Additional noninterest expense$7,879,000889
Pre-tax net operating income$3,559,0002,199
Securities gains (losses)$296,000833
Applicable income taxes$578,0001,843
Income before extraordinary items$3,277,0002,175
Extraordinary gains, net$04
Net income$3,277,0002,175
Minority interest net income$072
Net income of bank and minority interests.$3,277,0002,175
Net charge-offs$-21,0004,393
Cash dividends$408,0002,969
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,025,4002,247
2020-09-30 (YTD Data)Rank
Total interest income$22,702,0001,043
Total interest expense$2,804,0001,312
Net interest income$19,898,0001,009
Provision for loan and lease losses$3,040,000693
Total noninterest income$3,878,0001,205
Gross Fiduciary activities income$0981
Service charges on deposit accounts$598,0001,132
Trading account gains and fees$0125
Additional Noninterest Income$3,280,0001,089
Total noninterest expense$18,594,000938
Salaries and employee benefits$9,242,0001,041
Premises and equipment expense$3,205,000595
Additional noninterest expense$6,147,000847
Pre-tax net operating income$2,142,0002,481
Securities gains (losses)$296,000721
Applicable income taxes$364,0001,944
Income before extraordinary items$2,074,0002,401
Extraordinary gains, net$04
Net income$2,074,0002,401
Minority interest net income$065
Net income of bank and minority interests.$2,074,0002,401
Net charge-offs$-4,0004,037
Cash dividends$335,0002,644
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,822,4002,531
2020-06-30 (YTD Data)Rank
Total interest income$15,317,0001,047
Total interest expense$1,942,0001,342
Net interest income$13,375,0001,009
Provision for loan and lease losses$3,040,000550
Total noninterest income$2,220,0001,273
Gross Fiduciary activities income$0970
Service charges on deposit accounts$356,0001,236
Trading account gains and fees$0123
Additional Noninterest Income$1,864,0001,136
Total noninterest expense$11,879,000955
Salaries and employee benefits$5,508,0001,125
Premises and equipment expense$2,174,000587
Additional noninterest expense$4,197,000825
Pre-tax net operating income$676,0003,427
Securities gains (losses)$246,000619
Applicable income taxes$137,0002,334
Income before extraordinary items$785,0003,130
Extraordinary gains, net$04
Net income$785,0003,129
Minority interest net income$065
Net income of bank and minority interests.$785,0003,130
Net charge-offs$24,0002,109
Cash dividends$257,0002,517
Sale, conversion, retirement of capital stock, net$0504
Net operating income$575,9003,443
2020-03-31 (YTD Data)Rank
Total interest income$7,534,0001,067
Total interest expense$1,014,0001,402
Net interest income$6,520,0001,008
Provision for loan and lease losses$540,000852
Total noninterest income$1,148,0001,177
Gross Fiduciary activities income$0941
Service charges on deposit accounts$310,000920
Trading account gains and fees$0106
Additional Noninterest Income$838,0001,101
Total noninterest expense$6,724,000877
Salaries and employee benefits$3,656,000906
Premises and equipment expense$1,125,000582
Additional noninterest expense$1,943,000891
Pre-tax net operating income$404,0003,050
Securities gains (losses)$01,705
Applicable income taxes$59,0002,299
Income before extraordinary items$345,0003,107
Extraordinary gains, net$04
Net income$345,0003,107
Minority interest net income$056
Net income of bank and minority interests.$345,0003,108
Net charge-offs$-1,0003,618
Cash dividends$164,0002,046
Sale, conversion, retirement of capital stock, net$0482
Net operating income$345,0003,078
2019-12-31 (YTD Data)Rank
Total interest income$32,404,0001,015
Total interest expense$4,997,0001,248
Net interest income$27,407,000970
Provision for loan and lease losses$03,973
Total noninterest income$4,923,0001,135
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,453,000823
Trading account gains and fees$0135
Additional Noninterest Income$3,470,0001,084
Total noninterest expense$28,434,000798
Salaries and employee benefits$16,450,000800
Premises and equipment expense$4,249,000599
Additional noninterest expense$7,735,000875
Pre-tax net operating income$3,896,0002,090
Securities gains (losses)$1,665,000168
Applicable income taxes$865,0001,542
Income before extraordinary items$4,696,0001,676
Extraordinary gains, net$011
Net income$4,696,0001,678
Minority interest net income$076
Net income of bank and minority interests.$4,696,0001,678
Net charge-offs$566,000958
Cash dividends$612,0002,811
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,297,4002,123
2019-09-30 (YTD Data)Rank
Total interest income$24,339,0001,015
Total interest expense$3,842,0001,219
Net interest income$20,497,000974
Provision for loan and lease losses$03,836
Total noninterest income$3,735,0001,121
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,067,000835
Trading account gains and fees$0129
Additional Noninterest Income$2,668,0001,039
Total noninterest expense$19,418,000883
Salaries and employee benefits$10,675,000896
Premises and equipment expense$3,093,000615
Additional noninterest expense$5,650,000891
Pre-tax net operating income$4,814,0001,484
Securities gains (losses)$1,234,000170
Applicable income taxes$977,0001,247
Income before extraordinary items$5,071,0001,302
Extraordinary gains, net$011
Net income$5,071,0001,304
Minority interest net income$072
Net income of bank and minority interests.$5,071,0001,304
Net charge-offs$390,000880
Cash dividends$440,0002,608
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,034,4401,505
2019-06-30 (YTD Data)Rank
Total interest income$16,206,0001,011
Total interest expense$2,509,0001,221
Net interest income$13,697,000973
Provision for loan and lease losses$03,685
Total noninterest income$2,503,0001,098
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$698,000845
Trading account gains and fees$0131
Additional Noninterest Income$1,805,0001,007
Total noninterest expense$12,982,000875
Salaries and employee benefits$7,107,000895
Premises and equipment expense$2,080,000612
Additional noninterest expense$3,795,000898
Pre-tax net operating income$3,218,0001,459
Securities gains (losses)$892,000157
Applicable income taxes$634,0001,254
Income before extraordinary items$3,476,0001,242
Extraordinary gains, net$011
Net income$3,476,0001,242
Minority interest net income$069
Net income of bank and minority interests.$3,476,0001,242
Net charge-offs$239,000890
Cash dividends$247,0002,739
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,717,8001,465
2019-03-31 (YTD Data)Rank
Total interest income$7,950,0001,019
Total interest expense$1,186,0001,246
Net interest income$6,764,000988
Provision for loan and lease losses$03,406
Total noninterest income$1,281,0001,042
Gross Fiduciary activities income$0972
Service charges on deposit accounts$340,000855
Trading account gains and fees$0126
Additional Noninterest Income$941,000935
Total noninterest expense$6,480,000869
Salaries and employee benefits$3,580,000889
Premises and equipment expense$1,052,000607
Additional noninterest expense$1,848,000899
Pre-tax net operating income$1,565,0001,468
Securities gains (losses)$01,087
Applicable income taxes$227,0001,474
Income before extraordinary items$1,338,0001,487
Extraordinary gains, net$05
Net income$1,338,0001,486
Minority interest net income$052
Net income of bank and minority interests.$1,338,0001,486
Net charge-offs$31,0001,479
Cash dividends$124,0002,333
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,338,0001,462
2018-12-31 (YTD Data)Rank
Total interest income$29,229,0001,034
Total interest expense$3,242,0001,347
Net interest income$25,987,0001,001
Provision for loan and lease losses$580,0001,332
Total noninterest income$4,996,0001,091
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,444,000844
Trading account gains and fees$0126
Additional Noninterest Income$3,552,0001,014
Total noninterest expense$24,377,000904
Salaries and employee benefits$13,193,000935
Premises and equipment expense$3,848,000660
Additional noninterest expense$7,336,000913
Pre-tax net operating income$6,026,0001,506
Securities gains (losses)$01,125
Applicable income taxes$673,0001,721
Income before extraordinary items$5,353,0001,491
Extraordinary gains, net$06
Net income$5,353,0001,490
Minority interest net income$072
Net income of bank and minority interests.$5,353,0001,490
Net charge-offs$215,0001,595
Cash dividends$2,100,0001,411
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,353,0001,486
2018-09-30 (YTD Data)Rank
Total interest income$21,494,0001,035
Total interest expense$2,241,0001,363
Net interest income$19,253,0001,008
Provision for loan and lease losses$520,0001,103
Total noninterest income$3,722,0001,099
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,071,000850
Trading account gains and fees$0138
Additional Noninterest Income$2,651,0001,021
Total noninterest expense$18,061,000906
Salaries and employee benefits$9,869,000936
Premises and equipment expense$2,873,000661
Additional noninterest expense$5,319,000930
Pre-tax net operating income$4,394,0001,560
Securities gains (losses)$01,118
Applicable income taxes$497,0001,786
Income before extraordinary items$3,897,0001,555
Extraordinary gains, net$05
Net income$3,897,0001,554
Minority interest net income$066
Net income of bank and minority interests.$3,897,0001,554
Net charge-offs$274,0001,054
Cash dividends$683,0002,077
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,897,0001,540
2018-06-30 (YTD Data)Rank
Total interest income$14,005,0001,045
Total interest expense$1,419,0001,349
Net interest income$12,586,0001,021
Provision for loan and lease losses$340,0001,089
Total noninterest income$2,515,0001,093
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$711,000847
Trading account gains and fees$0130
Additional Noninterest Income$1,804,0001,012
Total noninterest expense$12,109,000914
Salaries and employee benefits$6,509,000948
Premises and equipment expense$1,935,000661
Additional noninterest expense$3,665,000894
Pre-tax net operating income$2,652,0001,679
Securities gains (losses)$0961
Applicable income taxes$296,0001,874
Income before extraordinary items$2,356,0001,658
Extraordinary gains, net$06
Net income$2,356,0001,657
Minority interest net income$065
Net income of bank and minority interests.$2,356,0001,657
Net charge-offs$149,0001,083
Cash dividends$262,0002,599
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,356,0001,640
2018-03-31 (YTD Data)Rank
Total interest income$6,901,0001,055
Total interest expense$655,0001,383
Net interest income$6,246,0001,027
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,313,0001,059
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$359,000844
Trading account gains and fees$0123
Additional Noninterest Income$954,000962
Total noninterest expense$6,161,000905
Salaries and employee benefits$3,262,000953
Premises and equipment expense$1,003,000629
Additional noninterest expense$1,896,000865
Pre-tax net operating income$1,248,0001,731
Securities gains (losses)$0735
Applicable income taxes$165,0001,746
Income before extraordinary items$1,083,0001,726
Extraordinary gains, net$07
Net income$1,083,0001,726
Minority interest net income$052
Net income of bank and minority interests.$1,083,0001,726
Net charge-offs$72,0001,004
Cash dividends$103,0002,309
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,083,0001,712
2017-12-31 (YTD Data)Rank
Total interest income$26,640,0001,055
Total interest expense$2,621,0001,228
Net interest income$24,019,0001,039
Provision for loan and lease losses$374,0001,731
Total noninterest income$5,228,0001,086
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,417,000862
Trading account gains and fees$0151
Additional Noninterest Income$3,811,000982
Total noninterest expense$23,206,000925
Salaries and employee benefits$12,197,000987
Premises and equipment expense$4,007,000615
Additional noninterest expense$7,002,000938
Pre-tax net operating income$5,667,0001,546
Securities gains (losses)$02,243
Applicable income taxes$1,506,0001,537
Income before extraordinary items$4,161,0001,560
Extraordinary gains, net$09
Net income$4,161,0001,560
Minority interest net income$076
Net income of bank and minority interests.$4,161,0001,560
Net charge-offs$616,000968
Cash dividends$540,0002,879
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,161,0001,546
2017-09-30 (YTD Data)Rank
Total interest income$19,928,0001,061
Total interest expense$1,979,0001,203
Net interest income$17,949,0001,043
Provision for loan and lease losses$303,0001,605
Total noninterest income$3,874,0001,107
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,031,000899
Trading account gains and fees$0145
Additional Noninterest Income$2,843,0001,015
Total noninterest expense$17,777,000906
Salaries and employee benefits$9,168,000983
Premises and equipment expense$3,018,000623
Additional noninterest expense$5,591,000879
Pre-tax net operating income$3,743,0001,737
Securities gains (losses)$02,274
Applicable income taxes$708,0001,776
Income before extraordinary items$3,035,0001,721
Extraordinary gains, net$09
Net income$3,035,0001,722
Minority interest net income$071
Net income of bank and minority interests.$3,035,0001,722
Net charge-offs$693,000636
Cash dividends$442,0002,532
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,035,0001,704
2017-06-30 (YTD Data)Rank
Total interest income$13,217,0001,064
Total interest expense$1,307,0001,162
Net interest income$11,910,0001,045
Provision for loan and lease losses$232,0001,451
Total noninterest income$2,697,0001,079
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$680,000891
Trading account gains and fees$0139
Additional Noninterest Income$2,017,000966
Total noninterest expense$11,806,000913
Salaries and employee benefits$6,093,000990
Premises and equipment expense$2,021,000618
Additional noninterest expense$3,692,000892
Pre-tax net operating income$2,569,0001,666
Securities gains (losses)$01,906
Applicable income taxes$461,0001,767
Income before extraordinary items$2,108,0001,628
Extraordinary gains, net$011
Net income$2,108,0001,628
Minority interest net income$071
Net income of bank and minority interests.$2,108,0001,628
Net charge-offs$653,000466
Cash dividends$185,0002,884
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,108,0001,608
2017-03-31 (YTD Data)Rank
Total interest income$6,536,0001,066
Total interest expense$624,0001,191
Net interest income$5,912,0001,049
Provision for loan and lease losses$133,0001,257
Total noninterest income$1,199,0001,160
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$328,000925
Trading account gains and fees$0142
Additional Noninterest Income$871,0001,057
Total noninterest expense$5,765,000937
Salaries and employee benefits$2,965,0001,022
Premises and equipment expense$1,018,000616
Additional noninterest expense$1,782,000908
Pre-tax net operating income$1,213,0001,706
Securities gains (losses)$01,153
Applicable income taxes$258,0001,632
Income before extraordinary items$955,0001,732
Extraordinary gains, net$08
Net income$955,0001,731
Minority interest net income$055
Net income of bank and minority interests.$955,0001,732
Net charge-offs$290,000477
Cash dividends$89,0002,453
Sale, conversion, retirement of capital stock, net$0632
Net operating income$955,0001,716
2016-12-31 (YTD Data)Rank
Total interest income$25,100,0001,068
Total interest expense$2,711,0001,062
Net interest income$22,389,0001,058
Provision for loan and lease losses$925,000967
Total noninterest income$6,667,000944
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,401,000899
Trading account gains and fees$0170
Additional Noninterest Income$5,266,000812
Total noninterest expense$22,857,000926
Salaries and employee benefits$11,716,0001,003
Premises and equipment expense$3,971,000620
Additional noninterest expense$7,170,000923
Pre-tax net operating income$5,274,0001,559
Securities gains (losses)$21,0002,341
Applicable income taxes$1,177,0001,496
Income before extraordinary items$4,118,0001,614
Extraordinary gains, net$05
Net income$4,118,0001,612
Minority interest net income$082
Net income of bank and minority interests.$4,118,0001,613
Net charge-offs$701,000866
Cash dividends$339,0003,349
Sale, conversion, retirement of capital stock, net$416,000305
Net operating income$4,101,6201,589
2016-09-30 (YTD Data)Rank
Total interest income$18,800,0001,073
Total interest expense$2,034,0001,060
Net interest income$16,766,0001,066
Provision for loan and lease losses$538,0001,096
Total noninterest income$5,305,000891
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,036,000906
Trading account gains and fees$0169
Additional Noninterest Income$4,269,000766
Total noninterest expense$17,169,000923
Salaries and employee benefits$8,743,0001,003
Premises and equipment expense$2,888,000645
Additional noninterest expense$5,538,000894
Pre-tax net operating income$4,364,0001,458
Securities gains (losses)$11,0002,550
Applicable income taxes$1,026,0001,381
Income before extraordinary items$3,349,0001,535
Extraordinary gains, net$05
Net income$3,349,0001,534
Minority interest net income$071
Net income of bank and minority interests.$3,349,0001,535
Net charge-offs$302,0001,122
Cash dividends$251,0003,004
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,340,5301,503
2016-06-30 (YTD Data)Rank
Total interest income$12,441,0001,078
Total interest expense$1,352,0001,062
Net interest income$11,089,0001,075
Provision for loan and lease losses$338,0001,153
Total noninterest income$3,936,000824
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$657,000938
Trading account gains and fees$0157
Additional Noninterest Income$3,279,000689
Total noninterest expense$11,344,000932
Salaries and employee benefits$5,804,0001,002
Premises and equipment expense$1,902,000653
Additional noninterest expense$3,638,000911
Pre-tax net operating income$3,343,0001,310
Securities gains (losses)$02,835
Applicable income taxes$832,0001,219
Income before extraordinary items$2,511,0001,392
Extraordinary gains, net$016
Net income$2,511,0001,391
Minority interest net income$071
Net income of bank and minority interests.$2,511,0001,392
Net charge-offs$154,0001,300
Cash dividends$165,0002,981
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,511,0001,351
2016-03-31 (YTD Data)Rank
Total interest income$6,091,0001,098
Total interest expense$660,0001,083
Net interest income$5,431,0001,096
Provision for loan and lease losses$188,0001,012
Total noninterest income$2,102,000769
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$314,000964
Trading account gains and fees$0142
Additional Noninterest Income$1,788,000623
Total noninterest expense$5,655,000933
Salaries and employee benefits$2,895,0001,018
Premises and equipment expense$949,000663
Additional noninterest expense$1,811,000903
Pre-tax net operating income$1,690,0001,273
Securities gains (losses)$02,077
Applicable income taxes$469,0001,106
Income before extraordinary items$1,221,0001,389
Extraordinary gains, net$012
Net income$1,221,0001,390
Minority interest net income$062
Net income of bank and minority interests.$1,221,0001,391
Net charge-offs$53,0001,395
Cash dividends$80,0002,495
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,221,0001,352
2015-12-31 (YTD Data)Rank
Total interest income$22,963,0001,114
Total interest expense$2,425,0001,150
Net interest income$20,538,0001,110
Provision for loan and lease losses$860,000926
Total noninterest income$5,578,0001,038
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,216,0001,029
Trading account gains and fees$0159
Additional Noninterest Income$4,362,000885
Total noninterest expense$21,318,000969
Salaries and employee benefits$10,889,0001,041
Premises and equipment expense$3,843,000642
Additional noninterest expense$6,586,0001,003
Pre-tax net operating income$3,938,0001,890
Securities gains (losses)$247,000641
Applicable income taxes$506,0002,213
Income before extraordinary items$3,679,0001,726
Extraordinary gains, net$023
Net income$3,679,0001,727
Minority interest net income$081
Net income of bank and minority interests.$3,679,0001,728
Net charge-offs$876,000768
Cash dividends$1,665,0001,533
Sale, conversion, retirement of capital stock, net$196,000425
Net operating income$3,461,6401,782
2015-09-30 (YTD Data)Rank
Total interest income$17,103,0001,130
Total interest expense$1,811,0001,166
Net interest income$15,292,0001,118
Provision for loan and lease losses$701,000789
Total noninterest income$4,161,0001,059
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$867,0001,088
Trading account gains and fees$0153
Additional Noninterest Income$3,294,000888
Total noninterest expense$15,920,000981
Salaries and employee benefits$8,189,0001,045
Premises and equipment expense$2,841,000670
Additional noninterest expense$4,890,0001,012
Pre-tax net operating income$2,832,0002,001
Securities gains (losses)$229,000579
Applicable income taxes$263,0002,602
Income before extraordinary items$2,798,0001,730
Extraordinary gains, net$021
Net income$2,798,0001,732
Minority interest net income$078
Net income of bank and minority interests.$2,798,0001,733
Net charge-offs$951,000518
Cash dividends$1,587,0001,162
Sale, conversion, retirement of capital stock, net$197,000360
Net operating income$2,589,6101,806
2015-06-30 (YTD Data)Rank
Total interest income$11,253,0001,141
Total interest expense$1,199,0001,175
Net interest income$10,054,0001,137
Provision for loan and lease losses$526,000726
Total noninterest income$2,111,0001,283
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$552,0001,111
Trading account gains and fees$0157
Additional Noninterest Income$1,559,0001,154
Total noninterest expense$10,543,000991
Salaries and employee benefits$5,476,0001,037
Premises and equipment expense$1,907,000670
Additional noninterest expense$3,160,0001,042
Pre-tax net operating income$1,096,0002,904
Securities gains (losses)$230,000472
Applicable income taxes$152,0002,702
Income before extraordinary items$1,174,0002,475
Extraordinary gains, net$022
Net income$1,174,0002,477
Minority interest net income$075
Net income of bank and minority interests.$1,174,0002,477
Net charge-offs$672,000494
Cash dividends$923,0001,324
Sale, conversion, retirement of capital stock, net$0751
Net operating income$969,3002,752
2015-03-31 (YTD Data)Rank
Total interest income$5,650,0001,131
Total interest expense$592,0001,188
Net interest income$5,058,0001,130
Provision for loan and lease losses$326,000585
Total noninterest income$1,008,0001,280
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$273,0001,100
Trading account gains and fees$0152
Additional Noninterest Income$735,0001,162
Total noninterest expense$5,360,000968
Salaries and employee benefits$2,911,000974
Premises and equipment expense$937,000680
Additional noninterest expense$1,512,0001,064
Pre-tax net operating income$380,0003,465
Securities gains (losses)$02,027
Applicable income taxes$-27,0006,297
Income before extraordinary items$407,0003,092
Extraordinary gains, net$013
Net income$407,0003,095
Minority interest net income$064
Net income of bank and minority interests.$407,0003,095
Net charge-offs$93,0001,166
Cash dividends$75,0002,465
Sale, conversion, retirement of capital stock, net$0697
Net operating income$407,0003,026
2014-12-31 (YTD Data)Rank
Total interest income$22,914,0001,121
Total interest expense$2,358,0001,231
Net interest income$20,556,0001,093
Provision for loan and lease losses$460,0001,543
Total noninterest income$4,697,0001,145
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,219,0001,083
Trading account gains and fees$0180
Additional Noninterest Income$3,478,000997
Total noninterest expense$20,195,0001,006
Salaries and employee benefits$10,281,0001,059
Premises and equipment expense$3,719,000662
Additional noninterest expense$6,195,0001,073
Pre-tax net operating income$4,598,0001,638
Securities gains (losses)$271,000656
Applicable income taxes$1,160,0001,394
Income before extraordinary items$3,709,0001,680
Extraordinary gains, net$017
Net income$3,709,0001,680
Minority interest net income$084
Net income of bank and minority interests.$3,709,0001,679
Net charge-offs$799,0001,070
Cash dividends$303,0003,361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,503,0401,732
2014-09-30 (YTD Data)Rank
Total interest income$17,027,0001,142
Total interest expense$1,769,0001,250
Net interest income$15,258,0001,110
Provision for loan and lease losses$360,0001,463
Total noninterest income$3,516,0001,147
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$894,0001,115
Trading account gains and fees$0174
Additional Noninterest Income$2,622,0001,001
Total noninterest expense$15,381,000990
Salaries and employee benefits$7,767,0001,049
Premises and equipment expense$2,779,000661
Additional noninterest expense$4,835,0001,014
Pre-tax net operating income$3,033,0001,830
Securities gains (losses)$271,000513
Applicable income taxes$740,0001,589
Income before extraordinary items$2,564,0001,811
Extraordinary gains, net$015
Net income$2,564,0001,811
Minority interest net income$081
Net income of bank and minority interests.$2,564,0001,810
Net charge-offs$558,0001,061
Cash dividends$227,0002,978
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,352,6201,894
2014-06-30 (YTD Data)Rank
Total interest income$11,273,0001,143
Total interest expense$1,182,0001,255
Net interest income$10,091,0001,107
Provision for loan and lease losses$360,0001,088
Total noninterest income$2,151,0001,220
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$582,0001,118
Trading account gains and fees$0172
Additional Noninterest Income$1,569,0001,060
Total noninterest expense$10,350,000969
Salaries and employee benefits$5,132,0001,063
Premises and equipment expense$1,868,000662
Additional noninterest expense$3,350,000965
Pre-tax net operating income$1,532,0002,239
Securities gains (losses)$271,000393
Applicable income taxes$338,0001,946
Income before extraordinary items$1,465,0002,026
Extraordinary gains, net$020
Net income$1,465,0002,029
Minority interest net income$080
Net income of bank and minority interests.$1,465,0002,028
Net charge-offs$519,000846
Cash dividends$151,0002,915
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,245,4902,229
2014-03-31 (YTD Data)Rank
Total interest income$5,606,0001,144
Total interest expense$583,0001,287
Net interest income$5,023,0001,111
Provision for loan and lease losses$274,000780
Total noninterest income$891,0001,355
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$284,0001,135
Trading account gains and fees$0147
Additional Noninterest Income$607,0001,232
Total noninterest expense$5,357,000943
Salaries and employee benefits$2,539,0001,090
Premises and equipment expense$934,000682
Additional noninterest expense$1,884,000843
Pre-tax net operating income$283,0003,906
Securities gains (losses)$01,715
Applicable income taxes$-67,0006,597
Income before extraordinary items$350,0003,252
Extraordinary gains, net$016
Net income$350,0003,255
Minority interest net income$066
Net income of bank and minority interests.$350,0003,255
Net charge-offs$456,000541
Cash dividends$76,0002,386
Sale, conversion, retirement of capital stock, net$0747
Net operating income$350,0003,220
2013-12-31 (YTD Data)Rank
Total interest income$21,520,0001,191
Total interest expense$2,248,0001,514
Net interest income$19,272,0001,140
Provision for loan and lease losses$352,0002,258
Total noninterest income$3,713,0001,385
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,260,0001,097
Trading account gains and fees$0184
Additional Noninterest Income$2,453,0001,309
Total noninterest expense$18,330,0001,115
Salaries and employee benefits$10,266,0001,055
Premises and equipment expense$3,319,000732
Additional noninterest expense$4,745,0001,405
Pre-tax net operating income$4,303,0001,620
Securities gains (losses)$105,0001,290
Applicable income taxes$929,0001,539
Income before extraordinary items$3,479,0001,686
Extraordinary gains, net$029
Net income$3,479,0001,690
Minority interest net income$090
Net income of bank and minority interests.$3,479,0001,690
Net charge-offs$366,0002,351
Cash dividends$306,0003,256
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,396,0501,677
2013-09-30 (YTD Data)Rank
Total interest income$15,931,0001,214
Total interest expense$1,709,0001,539
Net interest income$14,222,0001,156
Provision for loan and lease losses$352,0001,914
Total noninterest income$2,811,0001,407
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$957,0001,086
Trading account gains and fees$0180
Additional Noninterest Income$1,854,0001,333
Total noninterest expense$13,762,0001,108
Salaries and employee benefits$7,629,0001,065
Premises and equipment expense$2,493,000734
Additional noninterest expense$3,640,0001,377
Pre-tax net operating income$2,919,0001,776
Securities gains (losses)$03,040
Applicable income taxes$547,0001,824
Income before extraordinary items$2,372,0001,854
Extraordinary gains, net$025
Net income$2,372,0001,858
Minority interest net income$084
Net income of bank and minority interests.$2,372,0001,859
Net charge-offs$294,0002,143
Cash dividends$231,0002,837
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,372,0001,798
2013-06-30 (YTD Data)Rank
Total interest income$10,475,0001,219
Total interest expense$1,172,0001,529
Net interest income$9,303,0001,165
Provision for loan and lease losses$502,0001,158
Total noninterest income$2,131,0001,304
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$667,0001,012
Trading account gains and fees$0157
Additional Noninterest Income$1,464,0001,221
Total noninterest expense$9,130,0001,117
Salaries and employee benefits$5,069,0001,065
Premises and equipment expense$1,676,000727
Additional noninterest expense$2,385,0001,391
Pre-tax net operating income$1,802,0001,887
Securities gains (losses)$02,791
Applicable income taxes$311,0001,977
Income before extraordinary items$1,491,0001,933
Extraordinary gains, net$022
Net income$1,491,0001,939
Minority interest net income$082
Net income of bank and minority interests.$1,491,0001,939
Net charge-offs$236,0001,930
Cash dividends$153,0002,727
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,491,0001,863
2013-03-31 (YTD Data)Rank
Total interest income$5,203,0001,240
Total interest expense$614,0001,510
Net interest income$4,589,0001,184
Provision for loan and lease losses$349,000897
Total noninterest income$1,108,0001,259
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$348,000951
Trading account gains and fees$0148
Additional Noninterest Income$760,0001,192
Total noninterest expense$4,724,0001,090
Salaries and employee benefits$2,509,0001,089
Premises and equipment expense$853,000731
Additional noninterest expense$1,362,0001,209
Pre-tax net operating income$624,0002,488
Securities gains (losses)$01,966
Applicable income taxes$47,0003,024
Income before extraordinary items$577,0002,315
Extraordinary gains, net$010
Net income$577,0002,317
Minority interest net income$076
Net income of bank and minority interests.$577,0002,317
Net charge-offs$87,0002,003
Cash dividends$78,0002,198
Sale, conversion, retirement of capital stock, net$0789
Net operating income$577,0002,232
2012-12-31 (YTD Data)Rank
Total interest income$21,902,0001,213
Total interest expense$2,862,0001,549
Net interest income$19,040,0001,158
Provision for loan and lease losses$884,0001,921
Total noninterest income$4,450,0001,238
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,295,0001,100
Trading account gains and fees$0166
Additional Noninterest Income$3,155,0001,119
Total noninterest expense$17,936,0001,114
Salaries and employee benefits$9,895,0001,059
Premises and equipment expense$3,158,000761
Additional noninterest expense$4,883,0001,390
Pre-tax net operating income$4,670,0001,460
Securities gains (losses)$246,0001,516
Applicable income taxes$1,094,0001,382
Income before extraordinary items$3,822,0001,510
Extraordinary gains, net$029
Net income$3,822,0001,512
Minority interest net income$093
Net income of bank and minority interests.$3,822,0001,511
Net charge-offs$708,0002,218
Cash dividends$323,0003,224
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,630,1201,488
2012-09-30 (YTD Data)Rank
Total interest income$16,443,0001,236
Total interest expense$2,189,0001,591
Net interest income$14,254,0001,170
Provision for loan and lease losses$650,0001,939
Total noninterest income$2,992,0001,337
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$951,0001,127
Trading account gains and fees$0157
Additional Noninterest Income$2,041,0001,243
Total noninterest expense$13,388,0001,117
Salaries and employee benefits$7,289,0001,069
Premises and equipment expense$2,344,000780
Additional noninterest expense$3,755,0001,353
Pre-tax net operating income$3,208,0001,612
Securities gains (losses)$18,0002,910
Applicable income taxes$654,0001,658
Income before extraordinary items$2,572,0001,709
Extraordinary gains, net$020
Net income$2,572,0001,708
Minority interest net income$086
Net income of bank and minority interests.$2,572,0001,710
Net charge-offs$551,0002,063
Cash dividends$243,0002,758
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,557,6001,606
2012-06-30 (YTD Data)Rank
Total interest income$11,053,0001,239
Total interest expense$1,491,0001,613
Net interest income$9,562,0001,164
Provision for loan and lease losses$553,0001,695
Total noninterest income$2,000,0001,328
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$639,0001,112
Trading account gains and fees$0153
Additional Noninterest Income$1,361,0001,220
Total noninterest expense$8,943,0001,111
Salaries and employee benefits$4,920,0001,065
Premises and equipment expense$1,552,000774
Additional noninterest expense$2,471,0001,376
Pre-tax net operating income$2,066,0001,652
Securities gains (losses)$18,0002,529
Applicable income taxes$417,0001,677
Income before extraordinary items$1,667,0001,732
Extraordinary gains, net$019
Net income$1,667,0001,730
Minority interest net income$084
Net income of bank and minority interests.$1,667,0001,732
Net charge-offs$495,0001,781
Cash dividends$162,0002,683
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,652,6001,662
2012-03-31 (YTD Data)Rank
Total interest income$5,609,0001,226
Total interest expense$763,0001,647
Net interest income$4,846,0001,148
Provision for loan and lease losses$306,0001,481
Total noninterest income$1,006,0001,320
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$321,0001,089
Trading account gains and fees$0148
Additional Noninterest Income$685,0001,198
Total noninterest expense$4,458,0001,125
Salaries and employee benefits$2,489,0001,043
Premises and equipment expense$772,000782
Additional noninterest expense$1,197,0001,409
Pre-tax net operating income$1,088,0001,564
Securities gains (losses)$02,210
Applicable income taxes$233,0001,554
Income before extraordinary items$855,0001,703
Extraordinary gains, net$019
Net income$855,0001,704
Minority interest net income$078
Net income of bank and minority interests.$855,0001,704
Net charge-offs$216,0001,769
Cash dividends$83,0002,195
Sale, conversion, retirement of capital stock, net$0861
Net operating income$855,0001,600
2011-12-31 (YTD Data)Rank
Total interest income$22,300,0001,281
Total interest expense$3,377,0001,752
Net interest income$18,923,0001,180
Provision for loan and lease losses$892,0002,593
Total noninterest income$3,215,0001,422
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,297,0001,129
Trading account gains and fees$0146
Additional Noninterest Income$1,918,0001,408
Total noninterest expense$17,221,0001,144
Salaries and employee benefits$9,317,0001,059
Premises and equipment expense$3,178,000780
Additional noninterest expense$4,726,0001,451
Pre-tax net operating income$4,025,0001,425
Securities gains (losses)$74,0002,291
Applicable income taxes$1,052,0001,296
Income before extraordinary items$3,047,0001,586
Extraordinary gains, net$029
Net income$3,047,0001,587
Minority interest net income$096
Net income of bank and minority interests.$3,047,0001,587
Net charge-offs$2,207,0001,465
Cash dividends$361,0002,808
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,992,2401,542
2011-09-30 (YTD Data)Rank
Total interest income$16,675,0001,298
Total interest expense$2,590,0001,776
Net interest income$14,085,0001,191
Provision for loan and lease losses$841,0002,203
Total noninterest income$2,270,0001,473
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$965,0001,145
Trading account gains and fees$0145
Additional Noninterest Income$1,305,0001,474
Total noninterest expense$12,982,0001,137
Salaries and employee benefits$6,943,0001,066
Premises and equipment expense$2,380,000794
Additional noninterest expense$3,659,0001,414
Pre-tax net operating income$2,532,0001,711
Securities gains (losses)$70,0002,079
Applicable income taxes$632,0001,526
Income before extraordinary items$1,970,0001,863
Extraordinary gains, net$021
Net income$1,970,0001,863
Minority interest net income$087
Net income of bank and minority interests.$1,970,0001,863
Net charge-offs$2,093,0001,182
Cash dividends$284,0002,406
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,916,8001,811
2011-06-30 (YTD Data)Rank
Total interest income$11,160,0001,304
Total interest expense$1,753,0001,822
Net interest income$9,407,0001,190
Provision for loan and lease losses$168,0003,767
Total noninterest income$1,491,0001,484
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$648,0001,130
Trading account gains and fees$0153
Additional Noninterest Income$843,0001,508
Total noninterest expense$8,638,0001,161
Salaries and employee benefits$4,545,0001,102
Premises and equipment expense$1,598,000799
Additional noninterest expense$2,495,0001,406
Pre-tax net operating income$2,092,0001,394
Securities gains (losses)$70,0001,374
Applicable income taxes$606,0001,143
Income before extraordinary items$1,556,0001,569
Extraordinary gains, net$015
Net income$1,556,0001,569
Minority interest net income$089
Net income of bank and minority interests.$1,556,0001,569
Net charge-offs$246,0002,903
Cash dividends$206,0002,252
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,505,6001,545
2011-03-31 (YTD Data)Rank
Total interest income$5,467,0001,343
Total interest expense$887,0001,864
Net interest income$4,580,0001,217
Provision for loan and lease losses$103,0003,324
Total noninterest income$636,0001,681
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$310,0001,157
Trading account gains and fees$0158
Additional Noninterest Income$326,0001,806
Total noninterest expense$4,209,0001,190
Salaries and employee benefits$2,243,0001,131
Premises and equipment expense$798,000820
Additional noninterest expense$1,168,0001,493
Pre-tax net operating income$904,0001,583
Securities gains (losses)$01,772
Applicable income taxes$241,0001,311
Income before extraordinary items$663,0001,760
Extraordinary gains, net$09
Net income$663,0001,760
Minority interest net income$086
Net income of bank and minority interests.$663,0001,760
Net charge-offs$176,0002,217
Cash dividends$132,0001,713
Sale, conversion, retirement of capital stock, net$0925
Net operating income$663,0001,713
2010-12-31 (YTD Data)Rank
Total interest income$22,574,0001,362
Total interest expense$4,158,0001,930
Net interest income$18,416,0001,219
Provision for loan and lease losses$2,469,0001,815
Total noninterest income$2,945,0001,572
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,097,0001,391
Trading account gains and fees$0175
Additional Noninterest Income$1,848,0001,475
Total noninterest expense$16,351,0001,230
Salaries and employee benefits$8,589,0001,140
Premises and equipment expense$3,042,000845
Additional noninterest expense$4,720,0001,525
Pre-tax net operating income$2,541,0001,861
Securities gains (losses)$489,000909
Applicable income taxes$745,0001,489
Income before extraordinary items$2,285,0001,801
Extraordinary gains, net$029
Net income$2,285,0001,802
Minority interest net income$0111
Net income of bank and minority interests.$2,285,0001,803
Net charge-offs$1,085,0002,571
Cash dividends$312,0002,869
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,918,2502,022
2010-09-30 (YTD Data)Rank
Total interest income$17,030,0001,374
Total interest expense$3,169,0001,975
Net interest income$13,861,0001,229
Provision for loan and lease losses$979,0002,542
Total noninterest income$2,023,0001,674
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$822,0001,428
Trading account gains and fees$0165
Additional Noninterest Income$1,201,0001,595
Total noninterest expense$12,335,0001,215
Salaries and employee benefits$6,288,0001,167
Premises and equipment expense$2,273,000852
Additional noninterest expense$3,774,0001,405
Pre-tax net operating income$2,570,0001,535
Securities gains (losses)$252,0001,201
Applicable income taxes$784,0001,223
Income before extraordinary items$2,038,0001,623
Extraordinary gains, net$023
Net income$2,038,0001,626
Minority interest net income$0110
Net income of bank and minority interests.$2,038,0001,626
Net charge-offs$825,0002,422
Cash dividends$233,0002,574
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,856,5601,682
2010-06-30 (YTD Data)Rank
Total interest income$11,399,0001,385
Total interest expense$2,126,0002,039
Net interest income$9,273,0001,229
Provision for loan and lease losses$788,0002,206
Total noninterest income$1,337,0001,630
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$573,0001,370
Trading account gains and fees$0152
Additional Noninterest Income$764,0001,571
Total noninterest expense$8,174,0001,217
Salaries and employee benefits$4,188,0001,176
Premises and equipment expense$1,497,000875
Additional noninterest expense$2,489,0001,428
Pre-tax net operating income$1,648,0001,577
Securities gains (losses)$252,000802
Applicable income taxes$539,0001,150
Income before extraordinary items$1,361,0001,605
Extraordinary gains, net$019
Net income$1,361,0001,604
Minority interest net income$0105
Net income of bank and minority interests.$1,361,0001,605
Net charge-offs$614,0002,212
Cash dividends$152,0002,526
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,179,5601,757
2010-03-31 (YTD Data)Rank
Total interest income$5,706,0001,419
Total interest expense$1,067,0002,134
Net interest income$4,639,0001,239
Provision for loan and lease losses$665,0001,527
Total noninterest income$662,0001,665
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$295,0001,326
Trading account gains and fees$0175
Additional Noninterest Income$367,0001,595
Total noninterest expense$4,053,0001,240
Salaries and employee benefits$2,075,0001,191
Premises and equipment expense$758,000883
Additional noninterest expense$1,220,0001,450
Pre-tax net operating income$583,0002,140
Securities gains (losses)$02,284
Applicable income taxes$131,0001,861
Income before extraordinary items$452,0002,326
Extraordinary gains, net$016
Net income$452,0002,325
Minority interest net income$091
Net income of bank and minority interests.$452,0002,326
Net charge-offs$215,0002,350
Cash dividends$76,0002,066
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$452,0002,242
2009-12-31 (YTD Data)Rank
Total interest income$25,057,0001,367
Total interest expense$5,764,0001,982
Net interest income$19,293,0001,144
Provision for loan and lease losses$1,889,0002,558
Total noninterest income$3,215,0001,531
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,249,0001,381
Trading account gains and fees$0211
Additional Noninterest Income$1,966,0001,391
Total noninterest expense$16,453,0001,262
Salaries and employee benefits$8,377,0001,167
Premises and equipment expense$2,938,000920
Additional noninterest expense$5,138,0001,453
Pre-tax net operating income$4,166,000998
Securities gains (losses)$546,000829
Applicable income taxes$1,296,000798
Income before extraordinary items$3,416,000993
Extraordinary gains, net$034
Net income$3,416,000991
Minority interest net income$0115
Net income of bank and minority interests.$3,416,000992
Net charge-offs$1,756,0002,197
Cash dividends$457,0002,664
Sale, conversion, retirement of capital stock, net$142,000803
Net operating income$3,022,8801,106
2009-09-30 (YTD Data)Rank
Total interest income$19,096,0001,373
Total interest expense$4,586,0001,970
Net interest income$14,510,0001,139
Provision for loan and lease losses$1,140,0002,586
Total noninterest income$2,467,0001,529
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$965,0001,336
Trading account gains and fees$0212
Additional Noninterest Income$1,502,0001,397
Total noninterest expense$12,677,0001,221
Salaries and employee benefits$6,285,0001,183
Premises and equipment expense$2,206,000933
Additional noninterest expense$4,186,0001,301
Pre-tax net operating income$3,160,0001,037
Securities gains (losses)$360,000872
Applicable income taxes$956,000875
Income before extraordinary items$2,564,0001,069
Extraordinary gains, net$027
Net income$2,564,0001,068
Minority interest net income$0118
Net income of bank and minority interests.$2,564,0001,069
Net charge-offs$1,177,0002,023
Cash dividends$377,0002,353
Sale, conversion, retirement of capital stock, net$143,000656
Net operating income$2,301,2001,155
2009-06-30 (YTD Data)Rank
Total interest income$12,868,0001,389
Total interest expense$3,239,0001,958
Net interest income$9,629,0001,155
Provision for loan and lease losses$744,0002,423
Total noninterest income$1,752,0001,467
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$650,0001,302
Trading account gains and fees$0193
Additional Noninterest Income$1,102,0001,338
Total noninterest expense$8,554,0001,218
Salaries and employee benefits$4,192,0001,206
Premises and equipment expense$1,480,000951
Additional noninterest expense$2,882,0001,294
Pre-tax net operating income$2,083,0001,090
Securities gains (losses)$-10,0007,471
Applicable income taxes$514,0001,063
Income before extraordinary items$1,559,0001,205
Extraordinary gains, net$021
Net income$1,559,0001,203
Minority interest net income$0112
Net income of bank and minority interests.$1,559,0001,204
Net charge-offs$800,0001,835
Cash dividends$290,0002,270
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,566,5001,170
2009-03-31 (YTD Data)Rank
Total interest income$6,444,0001,403
Total interest expense$1,718,0001,927
Net interest income$4,726,0001,169
Provision for loan and lease losses$331,0002,192
Total noninterest income$859,0001,469
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$332,0001,244
Trading account gains and fees$0171
Additional Noninterest Income$527,0001,345
Total noninterest expense$4,197,0001,192
Salaries and employee benefits$2,126,0001,206
Premises and equipment expense$761,000938
Additional noninterest expense$1,310,0001,254
Pre-tax net operating income$1,057,0001,221
Securities gains (losses)$02,434
Applicable income taxes$266,0001,170
Income before extraordinary items$791,0001,389
Extraordinary gains, net$015
Net income$791,0001,390
Minority interest net income$0102
Net income of bank and minority interests.$791,0001,391
Net charge-offs$639,0001,210
Cash dividends$160,0001,875
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$791,0001,312
2008-12-31 (YTD Data)Rank
Total interest income$26,188,0001,483
Total interest expense$9,164,0001,763
Net interest income$17,024,0001,305
Provision for loan and lease losses$1,800,0001,925
Total noninterest income$2,547,0001,778
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,359,0001,327
Trading account gains and fees$0154
Additional Noninterest Income$1,188,0001,888
Total noninterest expense$15,626,0001,256
Salaries and employee benefits$8,002,0001,260
Premises and equipment expense$2,938,000940
Additional noninterest expense$4,686,0001,344
Pre-tax net operating income$2,145,0002,323
Securities gains (losses)$828,000250
Applicable income taxes$509,0001,841
Income before extraordinary items$2,464,0001,638
Extraordinary gains, net$039
Net income$2,464,0001,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,694,0001,080
Cash dividends$972,0002,371
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,776,7602,344
2008-09-30 (YTD Data)Rank
Total interest income$19,700,0001,520
Total interest expense$7,175,0001,760
Net interest income$12,525,0001,353
Provision for loan and lease losses$679,0002,309
Total noninterest income$1,861,0001,868
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$999,0001,362
Trading account gains and fees$0148
Additional Noninterest Income$862,0002,023
Total noninterest expense$11,905,0001,221
Salaries and employee benefits$6,008,0001,278
Premises and equipment expense$2,192,000948
Additional noninterest expense$3,705,0001,236
Pre-tax net operating income$1,802,0002,486
Securities gains (losses)$292,000475
Applicable income taxes$299,0002,462
Income before extraordinary items$1,795,0001,957
Extraordinary gains, net$031
Net income$1,795,0001,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,676,000945
Cash dividends$754,0002,170
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,543,8802,388
2008-06-30 (YTD Data)Rank
Total interest income$13,075,0001,549
Total interest expense$5,076,0001,737
Net interest income$7,999,0001,393
Provision for loan and lease losses$361,0002,280
Total noninterest income$1,212,0001,938
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$661,0001,351
Trading account gains and fees$0149
Additional Noninterest Income$551,0002,100
Total noninterest expense$7,896,0001,230
Salaries and employee benefits$4,014,0001,291
Premises and equipment expense$1,434,000965
Additional noninterest expense$2,448,0001,216
Pre-tax net operating income$954,0003,042
Securities gains (losses)$292,000456
Applicable income taxes$105,0003,404
Income before extraordinary items$1,141,0002,305
Extraordinary gains, net$021
Net income$1,141,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,565,000645
Cash dividends$535,0002,186
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$872,3602,814
2008-03-31 (YTD Data)Rank
Total interest income$6,537,0001,591
Total interest expense$2,783,0001,691
Net interest income$3,754,0001,478
Provision for loan and lease losses$130,0002,351
Total noninterest income$622,0001,902
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$334,0001,309
Trading account gains and fees$0158
Additional Noninterest Income$288,0002,023
Total noninterest expense$3,874,0001,249
Salaries and employee benefits$2,018,0001,298
Premises and equipment expense$721,000961
Additional noninterest expense$1,135,0001,266
Pre-tax net operating income$372,0003,697
Securities gains (losses)$292,000334
Applicable income taxes$35,0003,907
Income before extraordinary items$629,0002,221
Extraordinary gains, net$015
Net income$629,0002,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,521,000351
Cash dividends$299,0001,915
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$351,6003,378
2007-12-31 (YTD Data)Rank
Total interest income$25,695,0001,682
Total interest expense$11,683,0001,712
Net interest income$14,012,0001,612
Provision for loan and lease losses$1,067,0001,362
Total noninterest income$2,566,0001,844
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,307,0001,368
Trading account gains and fees$0178
Additional Noninterest Income$1,259,0001,900
Total noninterest expense$14,406,0001,287
Salaries and employee benefits$7,442,0001,355
Premises and equipment expense$2,622,000993
Additional noninterest expense$4,342,0001,296
Pre-tax net operating income$1,105,0004,532
Securities gains (losses)$34,000927
Applicable income taxes$-283,0008,201
Income before extraordinary items$1,422,0003,554
Extraordinary gains, net$039
Net income$1,422,0003,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,788
Cash dividends$1,288,0002,245
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,388,0003,590
2007-09-30 (YTD Data)Rank
Total interest income$19,117,0001,693
Total interest expense$8,703,0001,718
Net interest income$10,414,0001,632
Provision for loan and lease losses$404,0001,853
Total noninterest income$1,935,0001,831
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$970,0001,359
Trading account gains and fees$0184
Additional Noninterest Income$965,0001,875
Total noninterest expense$10,596,0001,300
Salaries and employee benefits$5,524,0001,369
Premises and equipment expense$1,932,0001,008
Additional noninterest expense$3,140,0001,308
Pre-tax net operating income$1,349,0003,696
Securities gains (losses)$5,0001,185
Applicable income taxes$50,0004,943
Income before extraordinary items$1,304,0003,272
Extraordinary gains, net$033
Net income$1,304,0003,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,054
Cash dividends$960,0002,066
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,299,2003,266
2007-06-30 (YTD Data)Rank
Total interest income$12,677,0001,716
Total interest expense$5,779,0001,737
Net interest income$6,898,0001,667
Provision for loan and lease losses$283,0001,638
Total noninterest income$1,293,0001,852
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$653,0001,349
Trading account gains and fees$0168
Additional Noninterest Income$640,0001,891
Total noninterest expense$7,020,0001,333
Salaries and employee benefits$3,654,0001,407
Premises and equipment expense$1,271,0001,034
Additional noninterest expense$2,095,0001,316
Pre-tax net operating income$888,0003,791
Securities gains (losses)$5,0001,010
Applicable income taxes$50,0004,769
Income before extraordinary items$843,0003,405
Extraordinary gains, net$029
Net income$843,0003,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,925
Cash dividends$646,0002,080
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$838,3003,394
2007-03-31 (YTD Data)Rank
Total interest income$6,288,0001,724
Total interest expense$2,858,0001,746
Net interest income$3,430,0001,677
Provision for loan and lease losses$150,0001,427
Total noninterest income$705,0001,729
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$330,0001,308
Trading account gains and fees$0195
Additional Noninterest Income$375,0001,667
Total noninterest expense$3,527,0001,320
Salaries and employee benefits$1,850,0001,396
Premises and equipment expense$652,0001,011
Additional noninterest expense$1,025,0001,308
Pre-tax net operating income$458,0003,705
Securities gains (losses)$5,000805
Applicable income taxes$38,0004,407
Income before extraordinary items$425,0003,357
Extraordinary gains, net$022
Net income$425,0003,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0002,431
Cash dividends$326,0001,896
Sale, conversion, retirement of capital stock, net$0885
Net operating income$420,4003,352
2006-12-31 (YTD Data)Rank
Total interest income$24,211,0001,663
Total interest expense$10,378,0001,623
Net interest income$13,833,0001,657
Provision for loan and lease losses$525,0001,821
Total noninterest income$2,770,0001,737
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,349,0001,323
Trading account gains and fees$0130
Additional Noninterest Income$1,421,0001,730
Total noninterest expense$14,541,0001,235
Salaries and employee benefits$7,410,0001,320
Premises and equipment expense$2,577,000971
Additional noninterest expense$4,554,0001,175
Pre-tax net operating income$1,537,0004,235
Securities gains (losses)$47,000696
Applicable income taxes$15,0006,025
Income before extraordinary items$1,569,0003,676
Extraordinary gains, net$-135,0008,657
Net income$1,434,0003,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,358
Cash dividends$1,231,0002,222
Sale, conversion, retirement of capital stock, net$458,000619
Net operating income$1,522,4703,712
2006-09-30 (YTD Data)Rank
Total interest income$17,852,0001,679
Total interest expense$7,552,0001,626
Net interest income$10,300,0001,681
Provision for loan and lease losses$495,0001,399
Total noninterest income$2,084,0001,749
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,016,0001,319
Trading account gains and fees$0126
Additional Noninterest Income$1,068,0001,741
Total noninterest expense$10,824,0001,257
Salaries and employee benefits$5,506,0001,346
Premises and equipment expense$1,943,000977
Additional noninterest expense$3,375,0001,197
Pre-tax net operating income$1,065,0004,589
Securities gains (losses)$47,000571
Applicable income taxes$58,0005,341
Income before extraordinary items$1,054,0004,047
Extraordinary gains, net$045
Net income$1,054,0004,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,646
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,009,3504,135
2006-06-30 (YTD Data)Rank
Total interest income$11,558,0001,692
Total interest expense$4,755,0001,640
Net interest income$6,803,0001,707
Provision for loan and lease losses$330,0001,354
Total noninterest income$1,377,0001,754
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$698,0001,270
Trading account gains and fees$0126
Additional Noninterest Income$679,0001,803
Total noninterest expense$7,165,0001,273
Salaries and employee benefits$3,689,0001,342
Premises and equipment expense$1,312,000960
Additional noninterest expense$2,164,0001,251
Pre-tax net operating income$685,0004,681
Securities gains (losses)$47,000466
Applicable income taxes$52,0005,200
Income before extraordinary items$680,0004,142
Extraordinary gains, net$039
Net income$680,0004,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,906
Cash dividends$582,0002,175
Sale, conversion, retirement of capital stock, net$0887
Net operating income$636,2904,291
2006-03-31 (YTD Data)Rank
Total interest income$5,526,0001,723
Total interest expense$2,213,0001,672
Net interest income$3,313,0001,735
Provision for loan and lease losses$165,0001,317
Total noninterest income$685,0001,733
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$338,0001,275
Trading account gains and fees$0115
Additional Noninterest Income$347,0001,736
Total noninterest expense$3,563,0001,287
Salaries and employee benefits$1,814,0001,367
Premises and equipment expense$686,000924
Additional noninterest expense$1,063,0001,251
Pre-tax net operating income$270,0005,209
Securities gains (losses)$47,000358
Applicable income taxes$25,0005,191
Income before extraordinary items$292,0004,487
Extraordinary gains, net$021
Net income$292,0004,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,605
Cash dividends$281,0002,041
Sale, conversion, retirement of capital stock, net$0648
Net operating income$248,7604,855
2005-12-31 (YTD Data)Rank
Total interest income$19,214,0001,741
Total interest expense$6,195,0001,830
Net interest income$13,019,0001,682
Provision for loan and lease losses$469,0002,010
Total noninterest income$2,704,0001,756
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,170,0001,498
Trading account gains and fees$0138
Additional Noninterest Income$1,534,0001,631
Total noninterest expense$13,880,0001,240
Salaries and employee benefits$7,084,0001,312
Premises and equipment expense$2,474,000972
Additional noninterest expense$4,322,0001,196
Pre-tax net operating income$1,374,0004,595
Securities gains (losses)$196,000511
Applicable income taxes$58,0005,768
Income before extraordinary items$1,512,0003,773
Extraordinary gains, net$046
Net income$1,512,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$255,0001,944
Cash dividends$948,0002,586
Sale, conversion, retirement of capital stock, net$70,000766
Net operating income$1,323,8404,076
2005-09-30 (YTD Data)Rank
Total interest income$14,127,0001,739
Total interest expense$4,403,0001,814
Net interest income$9,724,0001,667
Provision for loan and lease losses$349,0001,954
Total noninterest income$1,939,0001,828
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$860,0001,506
Trading account gains and fees$0126
Additional Noninterest Income$1,079,0001,728
Total noninterest expense$10,320,0001,247
Salaries and employee benefits$5,262,0001,319
Premises and equipment expense$1,854,000959
Additional noninterest expense$3,204,0001,189
Pre-tax net operating income$994,0004,784
Securities gains (losses)$196,000479
Applicable income taxes$151,0004,798
Income before extraordinary items$1,039,0004,059
Extraordinary gains, net$035
Net income$1,039,0004,059
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,622
Cash dividends$685,0002,342
Sale, conversion, retirement of capital stock, net$70,000599
Net operating income$868,4804,507
2005-06-30 (YTD Data)Rank
Total interest income$9,282,0001,717
Total interest expense$2,860,0001,772
Net interest income$6,422,0001,670
Provision for loan and lease losses$229,0001,936
Total noninterest income$1,291,0001,820
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$583,0001,451
Trading account gains and fees$0116
Additional Noninterest Income$708,0001,739
Total noninterest expense$6,813,0001,247
Salaries and employee benefits$3,476,0001,315
Premises and equipment expense$1,241,000941
Additional noninterest expense$2,096,0001,196
Pre-tax net operating income$671,0004,724
Securities gains (losses)$202,000404
Applicable income taxes$124,0004,519
Income before extraordinary items$749,0003,785
Extraordinary gains, net$030
Net income$749,0003,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,019
Cash dividends$437,0002,422
Sale, conversion, retirement of capital stock, net$70,000466
Net operating income$575,2804,472
2005-03-31 (YTD Data)Rank
Total interest income$4,503,0001,735
Total interest expense$1,311,0001,814
Net interest income$3,192,0001,673
Provision for loan and lease losses$129,0001,651
Total noninterest income$608,0001,860
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$286,0001,438
Trading account gains and fees$0115
Additional Noninterest Income$322,0001,815
Total noninterest expense$3,337,0001,275
Salaries and employee benefits$1,711,0001,354
Premises and equipment expense$612,000968
Additional noninterest expense$1,014,0001,229
Pre-tax net operating income$334,0004,721
Securities gains (losses)$-27,0008,705
Applicable income taxes$55,0004,637
Income before extraordinary items$252,0004,847
Extraordinary gains, net$024
Net income$252,0004,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,446
Cash dividends$211,0002,130
Sale, conversion, retirement of capital stock, net$70,000292
Net operating income$274,1404,576
2004-12-31 (YTD Data)Rank
Total interest income$14,716,0001,932
Total interest expense$3,989,0002,043
Net interest income$10,727,0001,890
Provision for loan and lease losses$595,0001,687
Total noninterest income$2,116,0002,116
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$980,0001,793
Trading account gains and fees$0138
Additional Noninterest Income$1,136,0001,980
Total noninterest expense$11,173,0001,457
Salaries and employee benefits$5,740,0001,549
Premises and equipment expense$1,833,0001,248
Additional noninterest expense$3,600,0001,381
Pre-tax net operating income$1,075,0005,049
Securities gains (losses)$615,000396
Applicable income taxes$159,0005,031
Income before extraordinary items$1,531,0003,583
Extraordinary gains, net$034
Net income$1,531,0003,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,742
Cash dividends$360,0004,067
Sale, conversion, retirement of capital stock, net$6,490,000182
Net operating income$971,3504,711
2004-09-30 (YTD Data)Rank
Total interest income$10,614,0001,975
Total interest expense$2,880,0002,078
Net interest income$7,734,0001,951
Provision for loan and lease losses$460,0001,551
Total noninterest income$1,565,0002,154
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$721,0001,835
Trading account gains and fees$0134
Additional Noninterest Income$844,0002,000
Total noninterest expense$7,991,0001,523
Salaries and employee benefits$4,242,0001,563
Premises and equipment expense$1,308,0001,314
Additional noninterest expense$2,441,0001,502
Pre-tax net operating income$848,0005,031
Securities gains (losses)$615,000373
Applicable income taxes$297,0003,823
Income before extraordinary items$1,166,0003,617
Extraordinary gains, net$026
Net income$1,166,0003,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,340
Cash dividends$250,0003,676
Sale, conversion, retirement of capital stock, net$0738
Net operating income$674,0004,965
2004-06-30 (YTD Data)Rank
Total interest income$6,918,0002,008
Total interest expense$1,849,0002,135
Net interest income$5,069,0001,962
Provision for loan and lease losses$315,0001,472
Total noninterest income$1,122,0002,029
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$486,0001,802
Trading account gains and fees$0130
Additional Noninterest Income$636,0001,841
Total noninterest expense$5,225,0001,550
Salaries and employee benefits$2,756,0001,602
Premises and equipment expense$850,0001,358
Additional noninterest expense$1,619,0001,494
Pre-tax net operating income$651,0004,629
Securities gains (losses)$309,000474
Applicable income taxes$199,0003,794
Income before extraordinary items$761,0003,653
Extraordinary gains, net$021
Net income$761,0003,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0001,402
Cash dividends$150,0003,776
Sale, conversion, retirement of capital stock, net$0638
Net operating income$516,8904,566
2004-03-31 (YTD Data)Rank
Total interest income$3,458,0002,024
Total interest expense$925,0002,153
Net interest income$2,533,0001,977
Provision for loan and lease losses$165,0001,332
Total noninterest income$417,0002,468
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$234,0001,818
Trading account gains and fees$0121
Additional Noninterest Income$183,0002,624
Total noninterest expense$2,628,0001,545
Salaries and employee benefits$1,375,0001,620
Premises and equipment expense$438,0001,327
Additional noninterest expense$815,0001,476
Pre-tax net operating income$157,0006,347
Securities gains (losses)$309,000370
Applicable income taxes$106,0003,688
Income before extraordinary items$360,0003,779
Extraordinary gains, net$016
Net income$360,0003,778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0008,928
Cash dividends$50,0003,361
Sale, conversion, retirement of capital stock, net$0464
Net operating income$122,0706,361
2003-12-31 (YTD Data)Rank
Total interest income$13,337,0002,136
Total interest expense$3,699,0002,391
Net interest income$9,638,0002,033
Provision for loan and lease losses$510,0002,129
Total noninterest income$1,918,0002,386
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$978,0001,752
Trading account gains and fees$0160
Additional Noninterest Income$940,0002,478
Total noninterest expense$9,561,0001,674
Salaries and employee benefits$4,894,0001,752
Premises and equipment expense$1,531,0001,486
Additional noninterest expense$3,136,0001,576
Pre-tax net operating income$1,485,0004,145
Securities gains (losses)$733,000589
Applicable income taxes$382,0003,877
Income before extraordinary items$1,836,0003,058
Extraordinary gains, net$054
Net income$1,836,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$474,0001,671
Cash dividends$379,0004,035
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,227,6103,900
2003-09-30 (YTD Data)Rank
Total interest income$9,893,0002,196
Total interest expense$2,812,0002,439
Net interest income$7,081,0002,083
Provision for loan and lease losses$375,0002,114
Total noninterest income$1,424,0002,442
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$744,0001,740
Trading account gains and fees$0153
Additional Noninterest Income$680,0002,616
Total noninterest expense$6,867,0001,746
Salaries and employee benefits$3,507,0001,848
Premises and equipment expense$1,146,0001,495
Additional noninterest expense$2,214,0001,647
Pre-tax net operating income$1,263,0003,935
Securities gains (losses)$641,000586
Applicable income taxes$430,0003,304
Income before extraordinary items$1,474,0003,006
Extraordinary gains, net$040
Net income$1,474,0003,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$371,0001,468
Cash dividends$330,0003,328
Sale, conversion, retirement of capital stock, net$4,958,000134
Net operating income$980,4303,860
2003-06-30 (YTD Data)Rank
Total interest income$6,621,0002,201
Total interest expense$1,974,0002,399
Net interest income$4,647,0002,102
Provision for loan and lease losses$240,0002,189
Total noninterest income$998,0002,365
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$492,0001,721
Trading account gains and fees$0150
Additional Noninterest Income$506,0002,425
Total noninterest expense$4,468,0001,772
Salaries and employee benefits$2,263,0001,896
Premises and equipment expense$772,0001,483
Additional noninterest expense$1,433,0001,682
Pre-tax net operating income$937,0003,664
Securities gains (losses)$525,000558
Applicable income taxes$317,0003,141
Income before extraordinary items$1,145,0002,684
Extraordinary gains, net$030
Net income$1,145,0002,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0001,132
Cash dividends$140,0003,948
Sale, conversion, retirement of capital stock, net$108,000385
Net operating income$735,5003,534
2003-03-31 (YTD Data)Rank
Total interest income$3,271,0002,250
Total interest expense$1,036,0002,361
Net interest income$2,235,0002,182
Provision for loan and lease losses$75,0002,805
Total noninterest income$462,0002,432
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0001,748
Trading account gains and fees$0134
Additional Noninterest Income$229,0002,483
Total noninterest expense$2,075,0001,892
Salaries and employee benefits$1,060,0002,005
Premises and equipment expense$387,0001,495
Additional noninterest expense$628,0001,872
Pre-tax net operating income$547,0003,296
Securities gains (losses)$93,0001,041
Applicable income taxes$169,0003,000
Income before extraordinary items$471,0003,079
Extraordinary gains, net$021
Net income$471,0003,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,000904
Cash dividends$70,0003,223
Sale, conversion, retirement of capital stock, net$0419
Net operating income$402,1803,278
2002-12-31 (YTD Data)Rank
Total interest income$13,269,0002,317
Total interest expense$4,601,0002,416
Net interest income$8,668,0002,233
Provision for loan and lease losses$528,0002,298
Total noninterest income$1,593,0002,524
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$885,0001,818
Trading account gains and fees$0153
Additional Noninterest Income$708,0002,688
Total noninterest expense$7,722,0001,955
Salaries and employee benefits$3,752,0002,133
Premises and equipment expense$1,363,0001,616
Additional noninterest expense$2,607,0001,789
Pre-tax net operating income$2,011,0003,412
Securities gains (losses)$165,0001,298
Applicable income taxes$485,0003,507
Income before extraordinary items$1,691,0003,201
Extraordinary gains, net$070
Net income$1,691,0003,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,393
Cash dividends$202,0004,865
Sale, conversion, retirement of capital stock, net$4,000842
Net operating income$1,562,3003,287
2001-12-31 (YTD Data)Rank
Total interest income$13,981,0002,454
Total interest expense$6,223,0002,570
Net interest income$7,758,0002,304
Provision for loan and lease losses$532,0002,106
Total noninterest income$1,349,0002,708
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$830,0001,841
Trading account gains and fees$0177
Additional Noninterest Income$519,0003,063
Total noninterest expense$7,013,0002,049
Salaries and employee benefits$3,198,0002,346
Premises and equipment expense$1,256,0001,722
Additional noninterest expense$2,559,0001,786
Pre-tax net operating income$1,562,0003,751
Securities gains (losses)$315,000875
Applicable income taxes$521,0003,257
Income before extraordinary items$1,356,0003,486
Extraordinary gains, net$0105
Net income$1,356,0003,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,797
Cash dividends$663,0002,960
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,129,2003,834
2000-12-31 (YTD Data)Rank
Total interest income$13,786,0002,530
Total interest expense$6,521,0002,563
Net interest income$7,265,0002,441
Provision for loan and lease losses$765,0001,312
Total noninterest income$1,045,0003,038
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$631,0002,187
Trading account gains and fees$0180
Additional Noninterest Income$414,0003,262
Total noninterest expense$6,484,0002,123
Salaries and employee benefits$2,853,0002,505
Premises and equipment expense$1,176,0001,779
Additional noninterest expense$2,455,0001,806
Pre-tax net operating income$1,061,0005,112
Securities gains (losses)$01,956
Applicable income taxes$232,0005,124
Income before extraordinary items$829,0004,950
Extraordinary gains, net$038
Net income$829,0004,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,617
Cash dividends$243,0004,825
Sale, conversion, retirement of capital stock, net$1,004,000442
Net operating income$829,0004,939
1999-12-31 (YTD Data)Rank
Total interest income$11,756,0002,745
Total interest expense$5,161,0002,829
Net interest income$6,595,0002,653
Provision for loan and lease losses$540,0001,662
Total noninterest income$996,0003,103
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$688,0001,938
Trading account gains and fees$0173
Additional Noninterest Income$308,0003,963
Total noninterest expense$6,112,0002,242
Salaries and employee benefits$2,808,0002,499
Premises and equipment expense$1,051,0001,951
Additional noninterest expense$2,253,0001,934
Pre-tax net operating income$939,0005,492
Securities gains (losses)$03,155
Applicable income taxes$275,0005,006
Income before extraordinary items$664,0005,616
Extraordinary gains, net$035
Net income$664,0005,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$640,0001,002
Cash dividends$244,0004,916
Sale, conversion, retirement of capital stock, net$600,000583
Net operating income$664,0005,576
1998-12-31 (YTD Data)Rank
Total interest income$11,310,0002,853
Total interest expense$5,370,0002,804
Net interest income$5,940,0002,903
Provision for loan and lease losses$456,0001,850
Total noninterest income$1,148,0002,783
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$639,0002,013
Trading account gains and fees$0224
Additional Noninterest Income$509,0002,953
Total noninterest expense$5,586,0002,346
Salaries and employee benefits$2,266,0002,973
Premises and equipment expense$908,0002,131
Additional noninterest expense$2,412,0001,761
Pre-tax net operating income$1,046,0005,284
Securities gains (losses)$206,000903
Applicable income taxes$352,0004,752
Income before extraordinary items$900,0004,825
Extraordinary gains, net$032
Net income$900,0004,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,0001,475
Cash dividends$146,0005,851
Sale, conversion, retirement of capital stock, net$750,000501
Net operating income$751,6805,288
1997-12-31 (YTD Data)Rank
Total interest income$10,226,0003,172
Total interest expense$4,818,0003,091
Net interest income$5,408,0003,232
Provision for loan and lease losses$372,0002,206
Total noninterest income$1,239,0002,559
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$564,0002,327
Trading account gains and fees$0239
Additional Noninterest Income$675,0002,270
Total noninterest expense$4,762,0002,691
Salaries and employee benefits$1,898,0003,465
Premises and equipment expense$822,0002,358
Additional noninterest expense$2,042,0002,050
Pre-tax net operating income$1,513,0004,472
Securities gains (losses)$03,944
Applicable income taxes$469,0004,408
Income before extraordinary items$1,044,0004,539
Extraordinary gains, net$044
Net income$1,044,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,565
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,044,0004,482
1996-12-31 (YTD Data)Rank
Total interest income$9,084,0003,582
Total interest expense$4,245,0003,508
Net interest income$4,839,0003,646
Provision for loan and lease losses$245,0002,976
Total noninterest income$1,220,0002,652
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$507,0002,692
Trading account gains and fees$0262
Additional Noninterest Income$713,0002,270
Total noninterest expense$5,128,0002,656
Salaries and employee benefits$1,778,0003,710
Premises and equipment expense$722,0002,707
Additional noninterest expense$2,628,0001,934
Pre-tax net operating income$686,0006,999
Securities gains (losses)$04,148
Applicable income taxes$178,0007,462
Income before extraordinary items$508,0006,843
Extraordinary gains, net$053
Net income$508,0006,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,444
Cash dividends$8,0008,240
Sale, conversion, retirement of capital stock, net$5,000900
Net operating income$508,0006,782
1995-12-31 (YTD Data)Rank
Total interest income$8,394,0003,851
Total interest expense$3,853,0003,795
Net interest income$4,541,0003,874
Provision for loan and lease losses$275,0002,402
Total noninterest income$1,074,0002,946
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$385,0003,476
Trading account gains and fees$0522
Additional Noninterest Income$689,0002,314
Total noninterest expense$4,309,0003,111
Salaries and employee benefits$1,642,0003,952
Premises and equipment expense$720,0002,738
Additional noninterest expense$1,947,0002,453
Pre-tax net operating income$1,031,0005,868
Securities gains (losses)$23,0001,804
Applicable income taxes$358,0005,348
Income before extraordinary items$696,0006,019
Extraordinary gains, net$065
Net income$696,0006,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,297
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$722,000336
Net operating income$680,8206,088
1994-12-31 (YTD Data)Rank
Total interest income$6,591,0004,471
Total interest expense$2,625,0004,446
Net interest income$3,966,0004,420
Provision for loan and lease losses$480,0001,589
Total noninterest income$833,0003,593
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$833,0002,085
Total noninterest expense$3,671,0003,684
Salaries and employee benefits$1,574,0004,107
Premises and equipment expense$893,0002,261
Additional noninterest expense$1,204,0004,043
Pre-tax net operating income$648,0007,730
Securities gains (losses)$-20,00010,331
Applicable income taxes$214,0007,113
Income before extraordinary items$414,0008,069
Extraordinary gains, net$0249
Net income$414,0008,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,942
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$115,000781
Net operating income$427,2007,966
1993-12-31 (YTD Data)Rank
Total interest income$6,087,0004,888
Total interest expense$2,857,0004,292
Net interest income$3,230,0005,309
Provision for loan and lease losses$238,0003,555
Total noninterest income$856,0003,785
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$856,0002,280
Total noninterest expense$3,432,0003,980
Salaries and employee benefits$1,468,0004,359
Premises and equipment expense$811,0002,528
Additional noninterest expense$1,153,0004,344
Pre-tax net operating income$416,0009,286
Securities gains (losses)$317,0001,248
Applicable income taxes$280,0006,335
Income before extraordinary items$453,0007,946
Extraordinary gains, net$03,149
Net income$453,0008,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,986
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$250,1209,793
1992-12-31 (YTD Data)Rank
Total interest income$6,550,0005,112
Total interest expense$3,652,0004,400
Net interest income$2,898,0005,879
Provision for loan and lease losses$453,0003,209
Total noninterest income$939,0003,495
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$939,0002,089
Total noninterest expense$3,055,0004,449
Salaries and employee benefits$1,373,0004,585
Premises and equipment expense$698,0002,930
Additional noninterest expense$984,0005,112
Pre-tax net operating income$329,0009,882
Securities gains (losses)$124,0002,671
Applicable income taxes$188,0007,803
Income before extraordinary items$265,0009,725
Extraordinary gains, net$01,422
Net income$265,0009,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$666,0002,044
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$185,64010,461

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.