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Adelphi Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$1,203,0003,781
Total interest expense$290,0003,852
Net interest income$913,0003,698
Provision for loan and lease losses$119,0001,353
Total noninterest income$21,0004,178
Gross Fiduciary activities income$0918
Service charges on deposit accounts$21,0003,407
Trading account gains and feesNANA
Additional Noninterest Income$04,315
Total noninterest expense$1,289,0003,060
Salaries and employee benefits$882,0002,793
Premises and equipment expense$106,0003,164
Additional noninterest expense$04,356
Pre-tax net operating income$-474,0004,391
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$-474,0004,369
Extraordinary gains, net$047
Net income$-474,0004,367
Minority interest net income$065
Net income of bank and minority interests.$-474,0004,369
Net charge-offs$1,0002,169
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$67,000337
Net operating income$-474,0004,382
2024-12-31 (YTD Data)Rank
Total interest income$3,633,0003,980
Total interest expense$623,0004,141
Net interest income$3,010,0003,836
Provision for loan and lease losses$476,0001,425
Total noninterest income$48,0004,328
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$47,0003,770
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,359
Total noninterest expense$4,289,0003,271
Salaries and employee benefits$2,833,0003,032
Premises and equipment expense$351,0003,405
Additional noninterest expense$1,0004,399
Pre-tax net operating income$-1,707,0004,410
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$-1,707,0004,386
Extraordinary gains, net$053
Net income$-1,707,0004,386
Minority interest net income$090
Net income of bank and minority interests.$-1,707,0004,386
Net charge-offs$03,072
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$350,000341
Net operating income$-1,707,0004,399
2024-09-30 (YTD Data)Rank
Total interest income$2,551,0004,043
Total interest expense$380,0004,214
Net interest income$2,171,0003,885
Provision for loan and lease losses$300,0001,452
Total noninterest income$33,0004,363
Gross Fiduciary activities income$0972
Service charges on deposit accounts$32,0003,857
Trading account gains and feesNANA
Additional Noninterest Income$1,0004,394
Total noninterest expense$3,297,0003,229
Salaries and employee benefits$2,218,0002,965
Premises and equipment expense$262,0003,408
Additional noninterest expense$1,0004,432
Pre-tax net operating income$-1,393,0004,453
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$-1,393,0004,432
Extraordinary gains, net$051
Net income$-1,393,0004,432
Minority interest net income$082
Net income of bank and minority interests.$-1,393,0004,433
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$286,000315
Net operating income$-1,393,0004,442
2024-06-30 (YTD Data)Rank
Total interest income$1,564,0004,103
Total interest expense$202,0004,275
Net interest income$1,362,0003,946
Provision for loan and lease losses$202,0001,363
Total noninterest income$20,0004,385
Gross Fiduciary activities income$0962
Service charges on deposit accounts$20,0003,887
Trading account gains and feesNANA
Additional Noninterest Income$04,414
Total noninterest expense$2,099,0003,280
Salaries and employee benefits$1,422,0003,021
Premises and equipment expense$165,0003,471
Additional noninterest expense$04,458
Pre-tax net operating income$-919,0004,478
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$-919,0004,458
Extraordinary gains, net$052
Net income$-919,0004,460
Minority interest net income$084
Net income of bank and minority interests.$-919,0004,460
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$113,000357
Net operating income$-919,0004,469
2024-03-31 (YTD Data)Rank
Total interest income$709,0004,180
Total interest expense$84,0004,346
Net interest income$625,0004,026
Provision for loan and lease losses$75,0001,383
Total noninterest income$9,0004,401
Gross Fiduciary activities income$0895
Service charges on deposit accounts$9,0003,934
Trading account gains and feesNANA
Additional Noninterest Income$04,439
Total noninterest expense$944,0003,415
Salaries and employee benefits$632,0003,171
Premises and equipment expense$81,0003,486
Additional noninterest expense$04,475
Pre-tax net operating income$-385,0004,477
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$-385,0004,462
Extraordinary gains, net$051
Net income$-385,0004,462
Minority interest net income$072
Net income of bank and minority interests.$-385,0004,462
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-385,0004,468
2023-09-30 (YTD Data)Rank
Total interest income$1,064,0004,420
Total interest expense$47,0004,467
Net interest income$1,017,0004,385
Provision for loan and lease losses$241,0001,510
Total noninterest income$834,0002,610
Gross Fiduciary activities income$0950
Service charges on deposit accounts$9,0004,286
Trading account gains and feesNANA
Additional Noninterest Income$825,0002,189
Total noninterest expense$5,395,0002,504
Salaries and employee benefits$3,342,0002,358
Premises and equipment expense$312,0003,209
Additional noninterest expense$825,0002,189
Pre-tax net operating income$-3,785,0004,567
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$-3,785,0004,585
Extraordinary gains, net$052
Net income$-3,785,0004,584
Minority interest net income$081
Net income of bank and minority interests.$-3,785,0004,585
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$24,705,00016
Net operating income$-3,785,0004,590
2023-06-30 (YTD Data)Rank
Total interest income$582,0004,482
Total interest expense$8,0004,574
Net interest income$574,0004,476
Provision for loan and lease losses$176,0001,435
Total noninterest income$828,0002,158
Gross Fiduciary activities income$0931
Service charges on deposit accounts$3,0004,381
Trading account gains and feesNANA
Additional Noninterest Income$825,0001,721
Total noninterest expense$4,306,0002,209
Salaries and employee benefits$2,552,0002,155
Premises and equipment expense$232,0003,077
Additional noninterest expense$825,0001,719
Pre-tax net operating income$-3,080,0004,602
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$-3,080,0004,623
Extraordinary gains, net$051
Net income$-3,080,0004,621
Minority interest net income$081
Net income of bank and minority interests.$-3,080,0004,622
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$24,502,0009
Net operating income$-3,080,0004,626
2023-03-31 (YTD Data)Rank
Total interest income$210,0004,593
Total interest expense$2,0004,606
Net interest income$208,0004,566
Provision for loan and lease losses$19,0002,153
Total noninterest income$825,0001,458
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$825,0001,111
Total noninterest expense$3,333,0001,683
Salaries and employee benefits$1,893,0001,695
Premises and equipment expense$156,0002,686
Additional noninterest expense$825,0001,111
Pre-tax net operating income$-2,319,0004,662
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-2,319,0004,645
Extraordinary gains, net$04
Net income$-2,319,0004,644
Minority interest net income$048
Net income of bank and minority interests.$-2,319,0004,645
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$24,502,0008
Net operating income$-2,319,0004,650

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.