Home > Adelphi Bank > Assets and Liabilities
Adelphi Bank, Assets and Liabilities
| 2025-03-31 | Rank | |
| # of Employees: | 24 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $77,743,000 | 4,017 |
| Cash and due from depository institutions | $663,000 | 3,301 |
| Interest-bearing balances | $0 | 4,407 |
| Securities | $700,000 | 4,271 |
| Federal funds sold & reverse repurchase agreements | $14,253,000 | 373 |
| Net loans & leases | $59,967,000 | 3,686 |
| Loan loss allowance | $951,000 | 3,461 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,649,000 | 3,216 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 2,242 |
| All other assets | $511,000 | 4,336 |
| Life insurance assets | $0 | 2,984 |
| Total liabilities and capital | $77,743,000 | 3,991 |
| Total liabilities | $58,690,000 | 4,054 |
| Total deposits | $57,226,000 | 4,068 |
| Interest-bearing deposits | $50,584,000 | 3,906 |
| Deposits held in domestic offices | $57,226,000 | 4,068 |
| % insured | 89.80% | 468 |
| Federal funds purchased & repurchase agreements | $0 | 874 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,578 |
| Subordinated debt | $0 | 64 |
| All other liabilities | $1,464,000 | 2,810 |
| Total equity capital | $19,053,000 | 3,099 |
| Total bank equity capital | $19,053,000 | 3,132 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,450,000 | 822 |
| Surplus | $22,792,000 | 1,375 |
| Undivided profits | $-6,189,000 | 4,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 139 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 582 |
| Income earned, not collected on loans | $331,000 | 4,058 |
| Earning assets | $74,920,000 | 3,950 |
| Long-term assets (5+ years) | $5,887,000 | 4,099 |
| Average Assets, year-to-date | $72,948,500 | 4,016 |
| Average Assets, quarterly | $72,948,500 | 4,016 |
| Volatile liabilities | $0 | 4,350 |
| Insider loans | $0 | 3,851 |
| FHLB advances | $0 | 2,381 |
| Loans and leases held for sale | $0 | 1,097 |
| Unused loan commitments | $12,775,000 | 3,160 |
| Tier 1 (core) risk-based capital | $19,053,000 | 3,294 |
| Tier 2 risk-based capital | $0 | 2,663 |
| Total risk weighted assets | $0 | 2,740 |
| Total unused commitments | $12,775,000 | 3,160 |
| Derivatives | $0 | 1,188 |
| 2024-12-31 | Rank | |
| # of Employees: | 24 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $68,154,000 | 4,118 |
| Cash and due from depository institutions | $518,000 | 3,316 |
| Interest-bearing balances | $0 | 4,424 |
| Securities | $0 | 4,363 |
| Federal funds sold & reverse repurchase agreements | $14,684,000 | 300 |
| Net loans & leases | $50,986,000 | 3,822 |
| Loan loss allowance | $833,000 | 3,573 |
| Trading account assets | $0 | 218 |
| Bank premises and fixed assets | $1,502,000 | 3,303 |
| Other real estate owned | $0 | 3,316 |
| Goodwill and other intangibles | $0 | 2,257 |
| All other assets | $464,000 | 4,380 |
| Life insurance assets | $0 | 3,000 |
| Total liabilities and capital | $68,154,000 | 4,077 |
| Total liabilities | $48,694,000 | 4,162 |
| Total deposits | $47,670,000 | 4,172 |
| Interest-bearing deposits | $40,388,000 | 4,044 |
| Deposits held in domestic offices | $47,670,000 | 4,172 |
| % insured | 85.88% | 874 |
| Federal funds purchased & repurchase agreements | $0 | 983 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,697 |
| Subordinated debt | $0 | 63 |
| All other liabilities | $1,024,000 | 3,156 |
| Total equity capital | $19,460,000 | 3,033 |
| Total bank equity capital | $19,460,000 | 3,058 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,450,000 | 820 |
| Surplus | $22,726,000 | 1,379 |
| Undivided profits | $-5,716,000 | 4,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 141 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 597 |
| Income earned, not collected on loans | $318,000 | 4,096 |
| Earning assets | $65,670,000 | 4,056 |
| Long-term assets (5+ years) | $3,659,000 | 4,215 |
| Average Assets, year-to-date | $55,417,400 | 4,182 |
| Average Assets, quarterly | $65,719,500 | 4,101 |
| Volatile liabilities | $0 | 4,369 |
| Insider loans | $0 | 3,880 |
| FHLB advances | $0 | 2,480 |
| Loans and leases held for sale | $0 | 1,099 |
| Unused loan commitments | $10,541,000 | 3,292 |
| Tier 1 (core) risk-based capital | $19,460,000 | 3,262 |
| Tier 2 risk-based capital | $0 | 2,717 |
| Total risk weighted assets | $0 | 2,791 |
| Total unused commitments | $10,541,000 | 3,293 |
| Derivatives | $0 | 1,188 |
| 2024-09-30 | Rank | |
| # of Employees: | 23 | 3,381 |
| Assets and Liabilities | ||
| Total Assets: | $63,285,000 | 4,180 |
| Cash and due from depository institutions | $587,000 | 3,381 |
| Interest-bearing balances | $0 | 4,458 |
| Securities | $0 | 4,394 |
| Federal funds sold & reverse repurchase agreements | $22,705,000 | 171 |
| Net loans & leases | $38,163,000 | 4,007 |
| Loan loss allowance | $657,000 | 3,771 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,485,000 | 3,322 |
| Other real estate owned | $0 | 3,381 |
| Goodwill and other intangibles | $0 | 2,282 |
| All other assets | $345,000 | 4,446 |
| Life insurance assets | $0 | 3,029 |
| Total liabilities and capital | $63,285,000 | 4,137 |
| Total liabilities | $43,575,000 | 4,234 |
| Total deposits | $42,240,000 | 4,250 |
| Interest-bearing deposits | $39,538,000 | 4,072 |
| Deposits held in domestic offices | $42,240,000 | 4,250 |
| % insured | 88.77% | 588 |
| Federal funds purchased & repurchase agreements | $0 | 984 |
| Trading liabilities | $0 | 203 |
| Other borrowed funds | $0 | 2,870 |
| Subordinated debt | $0 | 69 |
| All other liabilities | $1,335,000 | 3,002 |
| Total equity capital | $19,710,000 | 3,077 |
| Total bank equity capital | $19,710,000 | 3,110 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,450,000 | 828 |
| Surplus | $22,664,000 | 1,376 |
| Undivided profits | $-5,404,000 | 4,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $207,000 | 4,279 |
| Earning assets | $60,868,000 | 4,119 |
| Long-term assets (5+ years) | $3,050,000 | 4,267 |
| Average Assets, year-to-date | $52,233,250 | 4,236 |
| Average Assets, quarterly | $57,590,500 | 4,184 |
| Volatile liabilities | $0 | 4,403 |
| Insider loans | $0 | 3,904 |
| FHLB advances | $0 | 2,544 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $14,269,000 | 3,063 |
| Tier 1 (core) risk-based capital | $19,710,000 | 3,242 |
| Tier 2 risk-based capital | $0 | 2,756 |
| Total risk weighted assets | $0 | 2,831 |
| Total unused commitments | $14,269,000 | 3,064 |
| Derivatives | $0 | 1,205 |
| 2024-06-30 | Rank | |
| # of Employees: | 21 | 3,499 |
| Assets and Liabilities | ||
| Total Assets: | $51,896,000 | 4,310 |
| Cash and due from depository institutions | $703,000 | 3,499 |
| Interest-bearing balances | $0 | 4,472 |
| Securities | $0 | 4,415 |
| Federal funds sold & reverse repurchase agreements | $18,141,000 | 218 |
| Net loans & leases | $31,278,000 | 4,112 |
| Loan loss allowance | $559,000 | 3,886 |
| Trading account assets | $0 | 220 |
| Bank premises and fixed assets | $1,489,000 | 3,330 |
| Other real estate owned | $0 | 3,499 |
| Goodwill and other intangibles | $0 | 2,284 |
| All other assets | $285,000 | 4,482 |
| Life insurance assets | $0 | 3,043 |
| Total liabilities and capital | $51,896,000 | 4,265 |
| Total liabilities | $31,806,000 | 4,346 |
| Total deposits | $30,601,000 | 4,370 |
| Interest-bearing deposits | $28,338,000 | 4,244 |
| Deposits held in domestic offices | $30,601,000 | 4,370 |
| % insured | 78.84% | 1,961 |
| Federal funds purchased & repurchase agreements | $0 | 1,057 |
| Trading liabilities | $0 | 206 |
| Other borrowed funds | $0 | 2,992 |
| Subordinated debt | $0 | 66 |
| All other liabilities | $1,205,000 | 3,029 |
| Total equity capital | $20,090,000 | 2,958 |
| Total bank equity capital | $20,090,000 | 2,994 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,450,000 | 836 |
| Surplus | $22,567,000 | 1,374 |
| Undivided profits | $-4,927,000 | 4,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 586 |
| Income earned, not collected on loans | $167,000 | 4,343 |
| Earning assets | $49,419,000 | 4,250 |
| Long-term assets (5+ years) | $2,891,000 | 4,285 |
| Average Assets, year-to-date | $48,575,333 | 4,283 |
| Average Assets, quarterly | $50,588,500 | 4,276 |
| Volatile liabilities | $0 | 4,416 |
| Insider loans | $0 | 3,923 |
| FHLB advances | $0 | 2,615 |
| Loans and leases held for sale | $0 | 1,161 |
| Unused loan commitments | $12,427,000 | 3,205 |
| Tier 1 (core) risk-based capital | $20,089,000 | 3,211 |
| Tier 2 risk-based capital | $0 | 2,777 |
| Total risk weighted assets | $0 | 2,854 |
| Total unused commitments | $12,427,000 | 3,205 |
| Derivatives | $0 | 1,209 |
| 2024-03-31 | Rank | |
| # of Employees: | 21 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $49,281,000 | 4,348 |
| Cash and due from depository institutions | $417,000 | 3,508 |
| Interest-bearing balances | $0 | 4,502 |
| Securities | $0 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $24,113,000 | 177 |
| Net loans & leases | $23,623,000 | 4,236 |
| Loan loss allowance | $432,000 | 4,026 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $956,000 | 3,655 |
| Other real estate owned | $0 | 3,508 |
| Goodwill and other intangibles | $0 | 2,296 |
| All other assets | $172,000 | 4,533 |
| Life insurance assets | $0 | 3,066 |
| Total liabilities and capital | $49,281,000 | 4,303 |
| Total liabilities | $28,699,000 | 4,394 |
| Total deposits | $28,320,000 | 4,411 |
| Interest-bearing deposits | $24,311,000 | 4,328 |
| Deposits held in domestic offices | $28,320,000 | 4,411 |
| % insured | 67.08% | 3,448 |
| Federal funds purchased & repurchase agreements | $0 | 987 |
| Trading liabilities | $0 | 166 |
| Other borrowed funds | $0 | 2,975 |
| Subordinated debt | $0 | 67 |
| All other liabilities | $379,000 | 3,941 |
| Total equity capital | $20,582,000 | 2,949 |
| Total bank equity capital | $20,582,000 | 2,942 |
| Perpetual preferred stock | $0 | 117 |
| Common stock | $2,450,000 | 799 |
| Surplus | $22,446,000 | 1,374 |
| Undivided profits | $-4,314,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 149 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,833 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 591 |
| Income earned, not collected on loans | $100,000 | 4,426 |
| Earning assets | $47,736,000 | 4,267 |
| Long-term assets (5+ years) | $1,962,000 | 4,360 |
| Average Assets, year-to-date | $46,915,000 | 4,324 |
| Average Assets, quarterly | $46,915,000 | 4,323 |
| Volatile liabilities | $0 | 4,437 |
| Insider loans | $0 | 3,933 |
| FHLB advances | $0 | 2,533 |
| Loans and leases held for sale | $0 | 1,118 |
| Unused loan commitments | $10,446,000 | 3,379 |
| Tier 1 (core) risk-based capital | $20,584,000 | 3,177 |
| Tier 2 risk-based capital | $0 | 2,800 |
| Total risk weighted assets | $0 | 2,879 |
| Total unused commitments | $10,446,000 | 3,379 |
| Derivatives | $0 | 1,191 |
| 2023-09-30 | Rank | |
| # of Employees: | 22 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $34,827,000 | 4,494 |
| Cash and due from depository institutions | $341,000 | 3,475 |
| Interest-bearing balances | $0 | 4,544 |
| Securities | $0 | 4,483 |
| Federal funds sold & reverse repurchase agreements | $20,293,000 | 192 |
| Net loans & leases | $12,946,000 | 4,402 |
| Loan loss allowance | $240,000 | 4,294 |
| Trading account assets | $0 | 216 |
| Bank premises and fixed assets | $1,029,000 | 3,639 |
| Other real estate owned | $0 | 3,475 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $218,000 | 4,571 |
| Life insurance assets | $0 | 3,103 |
| Total liabilities and capital | $34,827,000 | 4,449 |
| Total liabilities | $13,907,000 | 4,514 |
| Total deposits | $13,143,000 | 4,537 |
| Interest-bearing deposits | $12,631,000 | 4,459 |
| Deposits held in domestic offices | $13,143,000 | 4,537 |
| % insured | 50.28% | 4,298 |
| Federal funds purchased & repurchase agreements | $0 | 1,178 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 70 |
| All other liabilities | $764,000 | 3,416 |
| Total equity capital | $20,920,000 | 2,802 |
| Total bank equity capital | $20,920,000 | 2,796 |
| Perpetual preferred stock | $0 | 116 |
| Common stock | $2,450,000 | 807 |
| Surplus | $22,252,000 | 1,378 |
| Undivided profits | $-3,782,000 | 4,331 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 146 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 574 |
| Income earned, not collected on loans | $51,000 | 4,513 |
| Earning assets | $33,239,000 | 4,415 |
| Long-term assets (5+ years) | $2,052,000 | 4,407 |
| Average Assets, year-to-date | $29,898,333 | 4,487 |
| Average Assets, quarterly | $33,250,000 | 4,463 |
| Volatile liabilities | $0 | 4,435 |
| Insider loans | $0 | 3,972 |
| FHLB advances | $0 | 2,657 |
| Loans and leases held for sale | $0 | 1,153 |
| Unused loan commitments | $7,471,000 | 3,642 |
| Tier 1 (core) risk-based capital | $20,920,000 | 3,165 |
| Tier 2 risk-based capital | $0 | 2,835 |
| Total risk weighted assets | $0 | 2,915 |
| Total unused commitments | $7,471,000 | 3,642 |
| Derivatives | $0 | 1,168 |
| 2023-06-30 | Rank | |
| # of Employees: | 18 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $31,673,000 | 4,544 |
| Cash and due from depository institutions | $316,000 | 3,730 |
| Interest-bearing balances | $0 | 4,569 |
| Securities | $0 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $21,671,000 | 183 |
| Net loans & leases | $8,464,000 | 4,482 |
| Loan loss allowance | $176,000 | 4,398 |
| Trading account assets | $0 | 212 |
| Bank premises and fixed assets | $1,034,000 | 3,641 |
| Other real estate owned | $0 | 3,730 |
| Goodwill and other intangibles | $0 | 2,313 |
| All other assets | $188,000 | 4,598 |
| Life insurance assets | $0 | 3,127 |
| Total liabilities and capital | $31,673,000 | 4,497 |
| Total liabilities | $10,251,000 | 4,555 |
| Total deposits | $9,517,000 | 4,581 |
| Interest-bearing deposits | $8,910,000 | 4,506 |
| Deposits held in domestic offices | $9,517,000 | 4,581 |
| % insured | 31.68% | 4,513 |
| Federal funds purchased & repurchase agreements | $0 | 1,196 |
| Trading liabilities | $0 | 155 |
| Other borrowed funds | $0 | 3,023 |
| Subordinated debt | $0 | 71 |
| All other liabilities | $734,000 | 3,317 |
| Total equity capital | $21,422,000 | 2,808 |
| Total bank equity capital | $21,422,000 | 2,803 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,450,000 | 799 |
| Surplus | $22,052,000 | 1,384 |
| Undivided profits | $-3,080,000 | 4,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 148 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 581 |
| Income earned, not collected on loans | $13,000 | 4,576 |
| Earning assets | $30,135,000 | 4,466 |
| Long-term assets (5+ years) | $631,000 | 4,504 |
| Average Assets, year-to-date | $27,434,000 | 4,533 |
| Average Assets, quarterly | $27,434,000 | 4,526 |
| Volatile liabilities | $0 | 4,464 |
| Insider loans | $0 | 3,997 |
| FHLB advances | $0 | 2,663 |
| Loans and leases held for sale | $0 | 1,186 |
| Unused loan commitments | $5,778,000 | 3,806 |
| Tier 1 (core) risk-based capital | $21,422,000 | 3,121 |
| Tier 2 risk-based capital | $0 | 2,865 |
| Total risk weighted assets | $0 | 2,942 |
| Total unused commitments | $5,778,000 | 3,807 |
| Derivatives | $0 | 1,164 |
| 2023-03-31 | Rank | |
| # of Employees: | 17 | 3,828 |
| Assets and Liabilities | ||
| Total Assets: | $23,195,000 | 4,619 |
| Cash and due from depository institutions | $74,000 | 3,828 |
| Interest-bearing balances | $0 | 4,597 |
| Securities | $0 | 4,584 |
| Federal funds sold & reverse repurchase agreements | $20,437,000 | 203 |
| Net loans & leases | $1,454,000 | 4,601 |
| Loan loss allowance | $19,000 | 4,574 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,062,000 | 3,628 |
| Other real estate owned | $0 | 3,828 |
| Goodwill and other intangibles | $0 | 2,327 |
| All other assets | $168,000 | 4,668 |
| Life insurance assets | $0 | 3,143 |
| Total liabilities and capital | $23,195,000 | 4,619 |
| Total liabilities | $1,012,000 | 4,676 |
| Total deposits | $443,000 | 4,641 |
| Interest-bearing deposits | $345,000 | 4,613 |
| Deposits held in domestic offices | $443,000 | 4,641 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 1,096 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 2,785 |
| Subordinated debt | $0 | 68 |
| All other liabilities | $569,000 | 3,479 |
| Total equity capital | $22,183,000 | 2,752 |
| Total bank equity capital | $22,183,000 | 2,752 |
| Perpetual preferred stock | $0 | 77 |
| Common stock | $2,450,000 | 811 |
| Surplus | $22,052,000 | 1,405 |
| Undivided profits | $-2,319,000 | 4,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 104 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 577 |
| Income earned, not collected on loans | $1,000 | 4,647 |
| Earning assets | $21,891,000 | 4,588 |
| Long-term assets (5+ years) | $184,000 | 4,595 |
| Average Assets, year-to-date | $23,195,000 | 4,622 |
| Average Assets, quarterly | $23,195,000 | 4,622 |
| Volatile liabilities | $0 | 4,515 |
| Insider loans | $0 | 4,013 |
| FHLB advances | $0 | 2,522 |
| Loans and leases held for sale | $0 | 1,096 |
| Unused loan commitments | $0 | 4,555 |
| Tier 1 (core) risk-based capital | $22,183,000 | 3,084 |
| Tier 2 risk-based capital | $0 | 2,947 |
| Total risk weighted assets | $0 | 3,020 |
| Total unused commitments | $0 | 4,555 |
| Derivatives | $0 | 1,166 |