Home > Adell State Bank > Income and Expense
Adell State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 10,049 |
| Total interest expense | $789,000 | 9,654 |
| Net interest income | $1,076,000 | 10,156 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $670,000 | 10,828 |
| Salaries and employee benefits | $399,000 | 10,294 |
| Premises and equipment expense | $62,000 | 11,231 |
| Additional noninterest expense | $209,000 | 11,024 |
| Pre-tax net operating income | $484,000 | 8,770 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $296,000 | 9,190 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $296,000 | 9,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $296,000 | 9,250 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 10,517 |
| Total interest expense | $802,000 | 10,046 |
| Net interest income | $1,036,000 | 10,653 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $650,000 | 11,379 |
| Salaries and employee benefits | $387,000 | 10,776 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $217,000 | 11,505 |
| Pre-tax net operating income | $425,000 | 9,214 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $208,000 | 7,473 |
| Income before extraordinary items | $217,000 | 10,453 |
| Extraordinary gains, net | $60,000 | 2,033 |
| Net income | $277,000 | 9,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $217,000 | 10,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 11,072 |
| Total interest expense | $1,013,000 | 10,327 |
| Net interest income | $899,000 | 11,522 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $82,000 | 12,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 10,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $602,000 | 12,053 |
| Salaries and employee benefits | $298,000 | 12,031 |
| Premises and equipment expense | $68,000 | 11,957 |
| Additional noninterest expense | $236,000 | 11,725 |
| Pre-tax net operating income | $340,000 | 9,776 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $232,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.