Home > Adel Banking Company > Income and Expense
Adel Banking Company, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 5,521 |
| Total interest expense | $948,000 | 5,590 |
| Net interest income | $2,355,000 | 5,374 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $369,000 | 5,297 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $333,000 | 3,320 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,455 |
| Total noninterest expense | $1,431,000 | 6,239 |
| Salaries and employee benefits | $751,000 | 6,346 |
| Premises and equipment expense | $147,000 | 6,762 |
| Additional noninterest expense | $533,000 | 5,521 |
| Pre-tax net operating income | $1,293,000 | 4,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $1,289,000 | 3,505 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,289,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $764,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,289,000 | 3,470 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 5,531 |
| Total interest expense | $599,000 | 5,574 |
| Net interest income | $1,550,000 | 5,392 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $238,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $210,000 | 3,396 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $974,000 | 6,168 |
| Salaries and employee benefits | $511,000 | 6,270 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $367,000 | 5,377 |
| Pre-tax net operating income | $814,000 | 4,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $810,000 | 3,615 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $810,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,656 |
| Cash dividends | $446,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $810,000 | 3,567 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 5,596 |
| Total interest expense | $288,000 | 5,591 |
| Net interest income | $756,000 | 5,512 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $123,000 | 5,206 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $101,000 | 3,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $503,000 | 6,084 |
| Salaries and employee benefits | $261,000 | 6,240 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $376,000 | 4,432 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $251,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $374,000 | 3,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,713,000 | 5,797 |
| Total interest expense | $1,043,000 | 5,538 |
| Net interest income | $2,670,000 | 5,791 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $579,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $531,000 | 3,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $1,869,000 | 6,247 |
| Salaries and employee benefits | $1,028,000 | 6,189 |
| Premises and equipment expense | $231,000 | 6,396 |
| Additional noninterest expense | $610,000 | 5,916 |
| Pre-tax net operating income | $1,380,000 | 4,469 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $1,378,000 | 3,838 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,378,000 | 3,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $922,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,378,000 | 3,779 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 5,899 |
| Total interest expense | $771,000 | 5,554 |
| Net interest income | $1,911,000 | 5,950 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $404,000 | 2,987 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 7,283 |
| Total noninterest expense | $1,413,000 | 6,164 |
| Salaries and employee benefits | $766,000 | 6,165 |
| Premises and equipment expense | $180,000 | 6,281 |
| Additional noninterest expense | $467,000 | 5,828 |
| Pre-tax net operating income | $944,000 | 4,742 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $942,000 | 4,156 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $942,000 | 4,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,559 |
| Cash dividends | $542,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $942,000 | 4,085 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 6,048 |
| Total interest expense | $504,000 | 5,621 |
| Net interest income | $1,208,000 | 6,130 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $295,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $258,000 | 3,067 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $971,000 | 6,091 |
| Salaries and employee benefits | $512,000 | 6,210 |
| Premises and equipment expense | $125,000 | 6,210 |
| Additional noninterest expense | $334,000 | 5,640 |
| Pre-tax net operating income | $532,000 | 5,148 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $530,000 | 4,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $530,000 | 4,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,637 |
| Cash dividends | $291,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $530,000 | 4,497 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,140 |
| Total interest expense | $250,000 | 5,710 |
| Net interest income | $585,000 | 6,233 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $131,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $483,000 | 6,156 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $233,000 | 5,455 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $154,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $231,000 | 4,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 6,090 |
| Total interest expense | $1,089,000 | 5,866 |
| Net interest income | $2,351,000 | 6,099 |
| Provision for loan and lease losses | $35,000 | 6,678 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $437,000 | 3,451 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $89,000 | 6,724 |
| Total noninterest expense | $1,851,000 | 6,251 |
| Salaries and employee benefits | $1,007,000 | 6,240 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $597,000 | 6,006 |
| Pre-tax net operating income | $991,000 | 5,201 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $990,000 | 4,672 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $990,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $677,000 | 2,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $990,000 | 4,503 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 6,133 |
| Total interest expense | $838,000 | 5,933 |
| Net interest income | $1,777,000 | 6,093 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $396,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $325,000 | 3,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 6,675 |
| Total noninterest expense | $1,363,000 | 6,285 |
| Salaries and employee benefits | $724,000 | 6,367 |
| Premises and equipment expense | $186,000 | 6,196 |
| Additional noninterest expense | $453,000 | 5,958 |
| Pre-tax net operating income | $775,000 | 5,225 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $774,000 | 4,694 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $774,000 | 4,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $487,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $774,000 | 4,508 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 6,077 |
| Total interest expense | $575,000 | 5,966 |
| Net interest income | $1,217,000 | 6,023 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $215,000 | 3,448 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $901,000 | 6,332 |
| Salaries and employee benefits | $474,000 | 6,450 |
| Premises and equipment expense | $121,000 | 6,238 |
| Additional noninterest expense | $306,000 | 5,922 |
| Pre-tax net operating income | $548,000 | 5,084 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $547,000 | 4,562 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $547,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $316,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $547,000 | 4,343 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,055 |
| Total interest expense | $297,000 | 5,962 |
| Net interest income | $616,000 | 5,982 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $130,000 | 5,256 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $458,000 | 6,288 |
| Salaries and employee benefits | $241,000 | 6,396 |
| Premises and equipment expense | $67,000 | 5,985 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $273,000 | 5,039 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $273,000 | 4,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $188,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $273,000 | 4,294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,774 |
| Total interest expense | $1,592,000 | 5,540 |
| Net interest income | $2,580,000 | 5,801 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $504,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $425,000 | 3,383 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,904 |
| Total noninterest expense | $1,739,000 | 6,376 |
| Salaries and employee benefits | $908,000 | 6,491 |
| Premises and equipment expense | $249,000 | 6,167 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $1,225,000 | 4,652 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-32,000 | 8,948 |
| Income before extraordinary items | $1,257,000 | 3,956 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,257,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,374 |
| Cash dividends | $862,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,257,000 | 3,858 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 5,434 |
| Total interest expense | $2,830,000 | 4,945 |
| Net interest income | $2,453,000 | 5,773 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $500,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $413,000 | 3,296 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $87,000 | 6,726 |
| Total noninterest expense | $1,803,000 | 6,125 |
| Salaries and employee benefits | $948,000 | 6,176 |
| Premises and equipment expense | $251,000 | 6,079 |
| Additional noninterest expense | $604,000 | 5,813 |
| Pre-tax net operating income | $1,050,000 | 4,790 |
| Securities gains (losses) | $161,000 | 1,358 |
| Applicable income taxes | $32,000 | 7,036 |
| Income before extraordinary items | $1,179,000 | 3,858 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,179,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $1,462,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,022,830 | 4,109 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 5,213 |
| Total interest expense | $2,710,000 | 5,297 |
| Net interest income | $3,073,000 | 5,069 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $514,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,202 |
| Total noninterest expense | $1,673,000 | 6,318 |
| Salaries and employee benefits | $903,000 | 6,309 |
| Premises and equipment expense | $232,000 | 6,291 |
| Additional noninterest expense | $538,000 | 6,141 |
| Pre-tax net operating income | $1,843,000 | 3,514 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,000 | 8,274 |
| Income before extraordinary items | $1,841,000 | 2,757 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,841,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $632,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,841,000 | 2,758 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,827,000 | 5,687 |
| Total interest expense | $2,186,000 | 5,674 |
| Net interest income | $2,641,000 | 5,613 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $434,000 | 5,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,153 |
| Total noninterest expense | $1,556,000 | 6,640 |
| Salaries and employee benefits | $794,000 | 6,777 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $539,000 | 6,227 |
| Pre-tax net operating income | $1,519,000 | 4,056 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,000 | 8,512 |
| Income before extraordinary items | $1,510,000 | 3,225 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,510,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $499,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,510,000 | 3,192 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,848,000 | 5,801 |
| Total interest expense | $2,218,000 | 5,805 |
| Net interest income | $2,630,000 | 5,652 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $506,000 | 4,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,122 |
| Total noninterest expense | $1,449,000 | 6,828 |
| Salaries and employee benefits | $761,000 | 6,858 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $501,000 | 6,428 |
| Pre-tax net operating income | $1,687,000 | 3,827 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $18,000 | 8,924 |
| Income before extraordinary items | $1,669,000 | 2,974 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,669,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $833,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,669,000 | 2,889 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 6,067 |
| Total interest expense | $2,056,000 | 6,159 |
| Net interest income | $2,618,000 | 5,866 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,610 |
| Total noninterest expense | $1,417,000 | 6,993 |
| Salaries and employee benefits | $778,000 | 6,896 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $481,000 | 6,666 |
| Pre-tax net operating income | $1,617,000 | 4,200 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $234,000 | 6,444 |
| Income before extraordinary items | $1,383,000 | 3,605 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,383,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $1,323,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,383,000 | 3,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 6,475 |
| Total interest expense | $1,926,000 | 6,574 |
| Net interest income | $2,493,000 | 6,206 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $371,000 | 6,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,315,000 | 7,619 |
| Salaries and employee benefits | $727,000 | 7,369 |
| Premises and equipment expense | $149,000 | 8,083 |
| Additional noninterest expense | $439,000 | 7,557 |
| Pre-tax net operating income | $1,549,000 | 4,219 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $509,000 | 4,095 |
| Income before extraordinary items | $1,040,000 | 4,336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,040,000 | 4,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,040,000 | 4,283 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 6,887 |
| Total interest expense | $1,702,000 | 7,136 |
| Net interest income | $2,392,000 | 6,501 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $316,000 | 6,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,414,000 | 7,540 |
| Salaries and employee benefits | $808,000 | 7,064 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $460,000 | 7,608 |
| Pre-tax net operating income | $1,294,000 | 4,983 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $383,000 | 5,099 |
| Income before extraordinary items | $911,000 | 4,944 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $911,000 | 4,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $357,000 | 4,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $911,000 | 4,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 7,663 |
| Total interest expense | $1,194,000 | 7,930 |
| Net interest income | $2,077,000 | 7,382 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $297,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,358,000 | 8,046 |
| Salaries and employee benefits | $707,000 | 7,816 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $490,000 | 7,947 |
| Pre-tax net operating income | $1,016,000 | 5,884 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $301,000 | 5,865 |
| Income before extraordinary items | $715,000 | 5,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $715,000 | 5,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $285,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $715,000 | 5,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 8,092 |
| Total interest expense | $1,225,000 | 8,163 |
| Net interest income | $1,926,000 | 7,904 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $303,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,943 |
| Total noninterest expense | $1,291,000 | 8,545 |
| Salaries and employee benefits | $636,000 | 8,513 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $938,000 | 6,173 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $282,000 | 6,308 |
| Income before extraordinary items | $667,000 | 6,304 |
| Extraordinary gains, net | $-29,000 | 12,546 |
| Net income | $638,000 | 6,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $834,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $659,300 | 6,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 8,647 |
| Total interest expense | $1,438,000 | 8,711 |
| Net interest income | $1,755,000 | 8,486 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $308,000 | 7,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,289,000 | 8,699 |
| Salaries and employee benefits | $639,000 | 8,464 |
| Premises and equipment expense | $190,000 | 8,078 |
| Additional noninterest expense | $460,000 | 8,867 |
| Pre-tax net operating income | $774,000 | 6,691 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $233,000 | 6,949 |
| Income before extraordinary items | $535,000 | 7,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $535,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $221,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $539,200 | 6,642 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.