Home > Adams National Bank > Assets and Liabilities
Adams National Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 50 | 2,999 |
| Assets and Liabilities | ||
| Total Assets: | $271,059,000 | 2,384 |
| Cash and due from depository institutions | $39,785,000 | 2,999 |
| Interest-bearing balances | $37,805,000 | 1,037 |
| Securities | $58,339,000 | 2,212 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $153,459,000 | 2,595 |
| Loan loss allowance | $1,786,000 | 3,446 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $590,000 | 5,926 |
| Other real estate owned | $5,848,000 | 2,999 |
| Goodwill and other intangibles | $1,261,000 | 1,455 |
| All other assets | $11,777,000 | 1,664 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $271,059,000 | 2,384 |
| Total liabilities | $239,456,000 | 2,419 |
| Total deposits | $221,636,000 | 2,452 |
| Interest-bearing deposits | $148,227,000 | 3,043 |
| Deposits held in domestic offices | $221,636,000 | 2,451 |
| % insured | 84.45% | 5,671 |
| Federal funds purchased & repurchase agreements | $6,672,000 | 1,121 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,229,000 | 2,073 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $919,000 | 3,315 |
| Total equity capital | $31,603,000 | 2,100 |
| Total bank equity capital | $31,603,000 | 2,099 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $28,338,000 | 1,176 |
| Undivided profits | $2,265,000 | 5,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $37,245,000 | 468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,923,000 | 192 |
| Income earned, not collected on loans | $680,000 | 4,019 |
| Earning assets | $249,603,000 | 2,363 |
| Long-term assets (5+ years) | $57,957,000 | 2,255 |
| Average Assets, year-to-date | $277,566,500 | 2,323 |
| Average Assets, quarterly | $277,566,500 | 2,323 |
| Volatile liabilities | $35,342,000 | 1,483 |
| Insider loans | $0 | 6,813 |
| FHLB advances | $10,229,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $13,566,000 | 3,319 |
| Tier 1 (core) risk-based capital | $25,143,000 | 2,443 |
| Tier 2 risk-based capital | $1,786,000 | 2,738 |
| Total risk weighted assets | $164,721,000 | 2,582 |
| Total unused commitments | $13,566,000 | 3,320 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 52 | 2,930 |
| Assets and Liabilities | ||
| Total Assets: | $284,074,000 | 2,296 |
| Cash and due from depository institutions | $47,986,000 | 2,930 |
| Interest-bearing balances | $46,058,000 | 805 |
| Securities | $58,598,000 | 2,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $157,622,000 | 2,582 |
| Loan loss allowance | $1,641,000 | 3,643 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $663,000 | 5,861 |
| Other real estate owned | $5,843,000 | 2,930 |
| Goodwill and other intangibles | $1,326,000 | 1,432 |
| All other assets | $12,036,000 | 1,668 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $284,074,000 | 2,296 |
| Total liabilities | $253,304,000 | 2,297 |
| Total deposits | $226,552,000 | 2,375 |
| Interest-bearing deposits | $157,618,000 | 2,872 |
| Deposits held in domestic offices | $226,552,000 | 2,374 |
| % insured | 81.35% | 6,236 |
| Federal funds purchased & repurchase agreements | $15,593,000 | 762 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,292,000 | 2,225 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $867,000 | 3,472 |
| Total equity capital | $30,770,000 | 2,144 |
| Total bank equity capital | $30,770,000 | 2,142 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $28,338,000 | 1,162 |
| Undivided profits | $1,432,000 | 5,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $36,504,000 | 494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,504,000 | 236 |
| Income earned, not collected on loans | $694,000 | 4,070 |
| Earning assets | $262,278,000 | 2,263 |
| Long-term assets (5+ years) | $57,773,000 | 2,197 |
| Average Assets, year-to-date | $275,235,600 | 2,318 |
| Average Assets, quarterly | $280,109,000 | 2,310 |
| Volatile liabilities | $67,987,000 | 1,952 |
| Insider loans | $0 | 6,907 |
| FHLB advances | $10,292,000 | 2,106 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $9,812,000 | 3,897 |
| Tier 1 (core) risk-based capital | $25,578,000 | 2,412 |
| Tier 2 risk-based capital | $1,641,000 | 2,969 |
| Total risk weighted assets | $169,054,000 | 2,564 |
| Total unused commitments | $9,812,000 | 3,898 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 50 | 3,042 |
| Assets and Liabilities | ||
| Total Assets: | $276,144,000 | 2,374 |
| Cash and due from depository institutions | $44,063,000 | 3,042 |
| Interest-bearing balances | $42,089,000 | 867 |
| Securities | $49,360,000 | 2,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $162,380,000 | 2,567 |
| Loan loss allowance | $1,590,000 | 3,746 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $740,000 | 5,814 |
| Other real estate owned | $5,770,000 | 3,042 |
| Goodwill and other intangibles | $1,468,000 | 1,371 |
| All other assets | $12,363,000 | 1,661 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $276,144,000 | 2,374 |
| Total liabilities | $244,403,000 | 2,410 |
| Total deposits | $218,883,000 | 2,463 |
| Interest-bearing deposits | $170,988,000 | 2,713 |
| Deposits held in domestic offices | $218,883,000 | 2,460 |
| % insured | 70.54% | 7,084 |
| Federal funds purchased & repurchase agreements | $13,854,000 | 834 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,354,000 | 2,323 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,312,000 | 2,979 |
| Total equity capital | $31,741,000 | 2,139 |
| Total bank equity capital | $31,741,000 | 2,138 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $28,338,000 | 1,145 |
| Undivided profits | $2,403,000 | 5,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $37,386,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,889,000 | 200 |
| Income earned, not collected on loans | $747,000 | 4,115 |
| Earning assets | $253,829,000 | 2,360 |
| Long-term assets (5+ years) | $46,915,000 | 2,527 |
| Average Assets, year-to-date | $273,026,000 | 2,369 |
| Average Assets, quarterly | $269,500,500 | 2,416 |
| Volatile liabilities | $55,801,000 | 2,363 |
| Insider loans | $0 | 6,998 |
| FHLB advances | $10,354,000 | 2,214 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $11,618,000 | 3,640 |
| Tier 1 (core) risk-based capital | $25,331,000 | 2,462 |
| Tier 2 risk-based capital | $1,590,000 | 3,087 |
| Total risk weighted assets | $176,289,000 | 2,524 |
| Total unused commitments | $11,618,000 | 3,643 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 52 | 2,972 |
| Assets and Liabilities | ||
| Total Assets: | $262,857,000 | 2,496 |
| Cash and due from depository institutions | $28,417,000 | 2,972 |
| Interest-bearing balances | $26,369,000 | 1,276 |
| Securities | $46,960,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $165,635,000 | 2,557 |
| Loan loss allowance | $1,439,000 | 3,941 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $810,000 | 5,754 |
| Other real estate owned | $6,512,000 | 2,972 |
| Goodwill and other intangibles | $1,548,000 | 1,348 |
| All other assets | $12,975,000 | 1,630 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $262,857,000 | 2,496 |
| Total liabilities | $231,980,000 | 2,533 |
| Total deposits | $212,555,000 | 2,546 |
| Interest-bearing deposits | $170,021,000 | 2,756 |
| Deposits held in domestic offices | $212,555,000 | 2,544 |
| % insured | 75.24% | 6,803 |
| Federal funds purchased & repurchase agreements | $7,833,000 | 1,084 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,417,000 | 2,413 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,175,000 | 3,110 |
| Total equity capital | $30,877,000 | 2,183 |
| Total bank equity capital | $30,877,000 | 2,182 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $28,338,000 | 1,142 |
| Undivided profits | $1,539,000 | 5,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $37,277,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $813,000 | 3,785 |
| Earning assets | $238,964,000 | 2,509 |
| Long-term assets (5+ years) | $42,650,000 | 2,709 |
| Average Assets, year-to-date | $271,986,670 | 2,402 |
| Average Assets, quarterly | $263,031,500 | 2,485 |
| Volatile liabilities | $52,870,000 | 2,498 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $10,417,000 | 2,304 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $14,764,000 | 3,208 |
| Tier 1 (core) risk-based capital | $24,346,000 | 2,528 |
| Tier 2 risk-based capital | $1,439,000 | 3,353 |
| Total risk weighted assets | $180,955,000 | 2,494 |
| Total unused commitments | $14,764,000 | 3,214 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 50 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $263,206,000 | 2,540 |
| Cash and due from depository institutions | $12,325,000 | 3,101 |
| Interest-bearing balances | $10,268,000 | 2,594 |
| Securities | $49,725,000 | 2,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $178,803,000 | 2,454 |
| Loan loss allowance | $448,000 | 6,364 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $834,000 | 5,797 |
| Other real estate owned | $6,887,000 | 3,101 |
| Goodwill and other intangibles | $1,628,000 | 1,327 |
| All other assets | $13,004,000 | 1,654 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $263,206,000 | 2,540 |
| Total liabilities | $232,347,000 | 2,582 |
| Total deposits | $211,162,000 | 2,605 |
| Interest-bearing deposits | $161,122,000 | 2,926 |
| Deposits held in domestic offices | $211,162,000 | 2,603 |
| % insured | 74.74% | 6,919 |
| Federal funds purchased & repurchase agreements | $9,494,000 | 1,037 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,479,000 | 2,549 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,212,000 | 3,011 |
| Total equity capital | $30,859,000 | 2,174 |
| Total bank equity capital | $30,859,000 | 2,173 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $28,338,000 | 1,163 |
| Undivided profits | $1,521,000 | 5,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $36,462,000 | 538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $844,000 | 3,765 |
| Earning assets | $238,796,000 | 2,561 |
| Long-term assets (5+ years) | $42,159,000 | 2,725 |
| Average Assets, year-to-date | $276,551,500 | 2,416 |
| Average Assets, quarterly | $276,551,500 | 2,416 |
| Volatile liabilities | $53,817,000 | 2,553 |
| Insider loans | $0 | 7,167 |
| FHLB advances | $10,479,000 | 2,430 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,090,000 | 2,942 |
| Tier 1 (core) risk-based capital | $24,291,000 | 2,565 |
| Tier 2 risk-based capital | $448,000 | 6,079 |
| Total risk weighted assets | $192,380,000 | 2,412 |
| Total unused commitments | $18,090,000 | 2,946 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 68 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $289,897,000 | 2,329 |
| Cash and due from depository institutions | $31,399,000 | 2,391 |
| Interest-bearing balances | $30,095,000 | 965 |
| Securities | $50,005,000 | 2,369 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $184,465,000 | 2,432 |
| Loan loss allowance | $98,000 | 7,749 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $884,000 | 5,758 |
| Other real estate owned | $7,475,000 | 2,391 |
| Goodwill and other intangibles | $1,709,000 | 1,303 |
| All other assets | $13,960,000 | 1,618 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $289,897,000 | 2,329 |
| Total liabilities | $260,959,000 | 2,335 |
| Total deposits | $236,485,000 | 2,328 |
| Interest-bearing deposits | $186,293,000 | 2,538 |
| Deposits held in domestic offices | $236,485,000 | 2,326 |
| % insured | 71.79% | 7,189 |
| Federal funds purchased & repurchase agreements | $12,625,000 | 922 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,849,000 | 2,269 |
| Total equity capital | $28,938,000 | 2,276 |
| Total bank equity capital | $28,938,000 | 2,273 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $27,287,000 | 1,206 |
| Undivided profits | $651,000 | 6,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $34,446,000 | 556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,315,000 | 260 |
| Income earned, not collected on loans | $1,062,000 | 3,169 |
| Earning assets | $264,565,000 | 2,335 |
| Long-term assets (5+ years) | $53,034,000 | 2,271 |
| Average Assets, year-to-date | $299,753,800 | 2,217 |
| Average Assets, quarterly | $286,033,000 | 2,338 |
| Volatile liabilities | $67,282,000 | 2,135 |
| Insider loans | $0 | 7,233 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $20,262,000 | 2,725 |
| Tier 1 (core) risk-based capital | $25,097,000 | 2,472 |
| Tier 2 risk-based capital | $98,000 | 7,703 |
| Total risk weighted assets | $205,454,000 | 2,302 |
| Total unused commitments | $20,262,000 | 2,726 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 64 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $282,169,000 | 2,383 |
| Cash and due from depository institutions | $8,206,000 | 2,552 |
| Interest-bearing balances | $5,557,000 | 2,904 |
| Securities | $50,779,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $208,399,000 | 2,209 |
| Loan loss allowance | $9,044,000 | 906 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $961,000 | 5,704 |
| Other real estate owned | $2,899,000 | 2,552 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,925,000 | 1,745 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $282,169,000 | 2,383 |
| Total liabilities | $253,622,000 | 2,390 |
| Total deposits | $222,452,000 | 2,441 |
| Interest-bearing deposits | $171,952,000 | 2,742 |
| Deposits held in domestic offices | $222,452,000 | 2,439 |
| % insured | 83.73% | 5,781 |
| Federal funds purchased & repurchase agreements | $16,433,000 | 823 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,450,000 | 2,475 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,287,000 | 3,216 |
| Total equity capital | $28,547,000 | 2,392 |
| Total bank equity capital | $28,547,000 | 2,390 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $14,332,000 | 2,043 |
| Undivided profits | $13,215,000 | 2,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $50,361,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,553,000 | 206 |
| Income earned, not collected on loans | $1,059,000 | 3,380 |
| Earning assets | $264,735,000 | 2,345 |
| Long-term assets (5+ years) | $58,355,000 | 2,095 |
| Average Assets, year-to-date | $302,218,000 | 2,214 |
| Average Assets, quarterly | $287,786,000 | 2,334 |
| Volatile liabilities | $78,307,000 | 1,921 |
| Insider loans | $0 | 7,285 |
| FHLB advances | $13,450,000 | 2,361 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,886,000 | 2,963 |
| Tier 1 (core) risk-based capital | $28,121,000 | 2,269 |
| Tier 2 risk-based capital | $2,903,000 | 1,955 |
| Total risk weighted assets | $226,124,000 | 2,146 |
| Total unused commitments | $18,886,000 | 2,964 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 66 | 2,520 |
| Assets and Liabilities | ||
| Total Assets: | $293,403,000 | 2,317 |
| Cash and due from depository institutions | $9,345,000 | 2,520 |
| Interest-bearing balances | $5,689,000 | 2,598 |
| Securities | $53,003,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $214,515,000 | 2,186 |
| Loan loss allowance | $9,791,000 | 828 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,065,000 | 5,601 |
| Other real estate owned | $3,994,000 | 2,520 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,481,000 | 1,710 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $293,403,000 | 2,317 |
| Total liabilities | $264,451,000 | 2,314 |
| Total deposits | $225,990,000 | 2,400 |
| Interest-bearing deposits | $180,754,000 | 2,598 |
| Deposits held in domestic offices | $225,990,000 | 2,398 |
| % insured | 65.60% | 6,676 |
| Federal funds purchased & repurchase agreements | $7,501,000 | 1,253 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,725,000 | 1,520 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,235,000 | 3,353 |
| Total equity capital | $28,952,000 | 2,333 |
| Total bank equity capital | $28,952,000 | 2,332 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $14,332,000 | 2,050 |
| Undivided profits | $13,620,000 | 2,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $49,276,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,428,000 | 219 |
| Income earned, not collected on loans | $1,190,000 | 2,938 |
| Earning assets | $273,207,000 | 2,280 |
| Long-term assets (5+ years) | $61,061,000 | 2,009 |
| Average Assets, year-to-date | $308,901,000 | 2,210 |
| Average Assets, quarterly | $298,346,500 | 2,275 |
| Volatile liabilities | $56,875,000 | 2,468 |
| Insider loans | $0 | 7,346 |
| FHLB advances | $29,725,000 | 1,425 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,438,000 | 2,371 |
| Tier 1 (core) risk-based capital | $28,890,000 | 2,238 |
| Tier 2 risk-based capital | $3,075,000 | 1,847 |
| Total risk weighted assets | $239,263,000 | 2,075 |
| Total unused commitments | $27,438,000 | 2,376 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $303,290,000 | 2,263 |
| Cash and due from depository institutions | $9,142,000 | 2,513 |
| Interest-bearing balances | $188,000 | 5,692 |
| Securities | $50,908,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 5,455 |
| Net loans & leases | $226,487,000 | 2,100 |
| Loan loss allowance | $9,545,000 | 798 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,145,000 | 5,523 |
| Other real estate owned | $4,051,000 | 2,513 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,524,000 | 1,683 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $303,290,000 | 2,263 |
| Total liabilities | $274,984,000 | 2,247 |
| Total deposits | $241,987,000 | 2,257 |
| Interest-bearing deposits | $198,000,000 | 2,395 |
| Deposits held in domestic offices | $241,987,000 | 2,255 |
| % insured | 65.31% | 6,742 |
| Federal funds purchased & repurchase agreements | $4,664,000 | 1,566 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $27,000,000 | 1,658 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,333,000 | 3,107 |
| Total equity capital | $28,306,000 | 2,408 |
| Total bank equity capital | $28,306,000 | 2,407 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $14,332,000 | 2,040 |
| Undivided profits | $12,974,000 | 2,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $46,395,000 | 386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,099,000 | 246 |
| Income earned, not collected on loans | $924,000 | 3,695 |
| Earning assets | $277,616,000 | 2,267 |
| Long-term assets (5+ years) | $60,137,000 | 2,022 |
| Average Assets, year-to-date | $316,650,000 | 2,176 |
| Average Assets, quarterly | $316,650,000 | 2,176 |
| Volatile liabilities | $53,091,000 | 2,629 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $27,000,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $51,572,000 | 1,499 |
| Tier 1 (core) risk-based capital | $27,922,000 | 2,319 |
| Tier 2 risk-based capital | $3,176,000 | 1,780 |
| Total risk weighted assets | $247,752,000 | 2,016 |
| Total unused commitments | $51,572,000 | 1,501 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 74 | 2,293 |
| Assets and Liabilities | ||
| Total Assets: | $330,010,000 | 2,102 |
| Cash and due from depository institutions | $14,189,000 | 2,293 |
| Interest-bearing balances | $2,559,000 | 2,681 |
| Securities | $52,852,000 | 2,208 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 5,243 |
| Net loans & leases | $247,185,000 | 1,967 |
| Loan loss allowance | $9,332,000 | 772 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,228,000 | 5,462 |
| Other real estate owned | $4,124,000 | 2,293 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,399,000 | 1,836 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $330,010,000 | 2,102 |
| Total liabilities | $300,838,000 | 2,069 |
| Total deposits | $265,112,000 | 2,046 |
| Interest-bearing deposits | $210,819,000 | 2,200 |
| Deposits held in domestic offices | $265,112,000 | 2,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,727,000 | 1,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $26,750,000 | 1,827 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,249,000 | 3,237 |
| Total equity capital | $29,172,000 | 2,326 |
| Total bank equity capital | $29,172,000 | 2,326 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $14,332,000 | 2,015 |
| Undivided profits | $13,840,000 | 2,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,990,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $357,000 | 473 |
| Income earned, not collected on loans | $1,278,000 | 2,912 |
| Earning assets | $302,629,000 | 2,097 |
| Long-term assets (5+ years) | $77,574,000 | 1,625 |
| Average Assets, year-to-date | $345,653,200 | 1,926 |
| Average Assets, quarterly | $337,207,000 | 2,035 |
| Volatile liabilities | $47,294,000 | 2,869 |
| Insider loans | $69,000 | 7,019 |
| FHLB advances | $26,750,000 | 1,726 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $63,493,000 | 1,294 |
| Tier 1 (core) risk-based capital | $28,227,000 | 2,284 |
| Tier 2 risk-based capital | $3,468,000 | 1,648 |
| Total risk weighted assets | $271,556,000 | 1,884 |
| Total unused commitments | $63,493,000 | 1,295 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 76 | 2,241 |
| Assets and Liabilities | ||
| Total Assets: | $344,404,000 | 1,994 |
| Cash and due from depository institutions | $13,113,000 | 2,241 |
| Interest-bearing balances | $1,070,000 | 2,943 |
| Securities | $55,390,000 | 2,067 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 5,749 |
| Net loans & leases | $259,270,000 | 1,889 |
| Loan loss allowance | $8,328,000 | 770 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,314,000 | 5,369 |
| Other real estate owned | $1,772,000 | 2,241 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,512,000 | 1,479 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $344,404,000 | 1,994 |
| Total liabilities | $318,270,000 | 1,942 |
| Total deposits | $271,758,000 | 1,966 |
| Interest-bearing deposits | $223,481,000 | 2,066 |
| Deposits held in domestic offices | $271,758,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,488,000 | 1,312 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $35,539,000 | 1,493 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,485,000 | 2,935 |
| Total equity capital | $26,134,000 | 2,579 |
| Total bank equity capital | $26,134,000 | 2,579 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $10,082,000 | 2,604 |
| Undivided profits | $15,052,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,495,000 | 759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,121,000 | 207 |
| Income earned, not collected on loans | $1,596,000 | 2,509 |
| Earning assets | $315,763,000 | 1,985 |
| Long-term assets (5+ years) | $74,148,000 | 1,650 |
| Average Assets, year-to-date | $349,564,000 | 1,912 |
| Average Assets, quarterly | $350,106,500 | 1,932 |
| Volatile liabilities | $59,025,000 | 2,335 |
| Insider loans | $71,000 | 7,058 |
| FHLB advances | $35,539,000 | 1,414 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $89,381,000 | 1,047 |
| Tier 1 (core) risk-based capital | $28,161,000 | 2,326 |
| Tier 2 risk-based capital | $3,795,000 | 1,492 |
| Total risk weighted assets | $302,526,000 | 1,706 |
| Total unused commitments | $89,381,000 | 1,048 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 74 | 2,343 |
| Assets and Liabilities | ||
| Total Assets: | $355,809,000 | 1,912 |
| Cash and due from depository institutions | $17,705,000 | 2,343 |
| Interest-bearing balances | $5,772,000 | 1,102 |
| Securities | $61,276,000 | 1,928 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 5,832 |
| Net loans & leases | $266,548,000 | 1,822 |
| Loan loss allowance | $2,810,000 | 2,007 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,364,000 | 5,344 |
| Other real estate owned | $1,965,000 | 2,343 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,917,000 | 2,471 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $355,809,000 | 1,912 |
| Total liabilities | $329,386,000 | 1,872 |
| Total deposits | $291,268,000 | 1,843 |
| Interest-bearing deposits | $238,052,000 | 1,946 |
| Deposits held in domestic offices | $291,268,000 | 1,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,968,000 | 1,064 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $20,677,000 | 2,128 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,473,000 | 1,959 |
| Total equity capital | $26,423,000 | 2,564 |
| Total bank equity capital | $26,423,000 | 2,564 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $6,882,000 | 3,414 |
| Undivided profits | $18,541,000 | 1,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,282,000 | 998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,237,000 | 200 |
| Income earned, not collected on loans | $1,706,000 | 2,256 |
| Earning assets | $333,630,000 | 1,861 |
| Long-term assets (5+ years) | $76,890,000 | 1,593 |
| Average Assets, year-to-date | $351,284,000 | 1,905 |
| Average Assets, quarterly | $348,486,500 | 1,935 |
| Volatile liabilities | $90,321,000 | 1,588 |
| Insider loans | $74,000 | 7,090 |
| FHLB advances | $20,677,000 | 2,032 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $88,071,000 | 1,090 |
| Tier 1 (core) risk-based capital | $27,631,000 | 2,359 |
| Tier 2 risk-based capital | $2,810,000 | 1,876 |
| Total risk weighted assets | $303,979,000 | 1,699 |
| Total unused commitments | $88,071,000 | 1,090 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 75 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $341,164,000 | 1,981 |
| Cash and due from depository institutions | $13,076,000 | 2,298 |
| Interest-bearing balances | $254,000 | 4,225 |
| Securities | $63,347,000 | 1,866 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 6,555 |
| Net loans & leases | $255,773,000 | 1,845 |
| Loan loss allowance | $3,361,000 | 1,681 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,414,000 | 5,287 |
| Other real estate owned | $1,781,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,740,000 | 2,762 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $341,164,000 | 1,981 |
| Total liabilities | $313,724,000 | 1,939 |
| Total deposits | $293,785,000 | 1,819 |
| Interest-bearing deposits | $242,119,000 | 1,924 |
| Deposits held in domestic offices | $293,785,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,572,000 | 1,505 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,114,000 | 2,866 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,253,000 | 1,696 |
| Total equity capital | $27,440,000 | 2,540 |
| Total bank equity capital | $27,440,000 | 2,540 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $6,882,000 | 3,381 |
| Undivided profits | $19,558,000 | 1,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,191,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,301,000 | 180 |
| Income earned, not collected on loans | $1,569,000 | 2,498 |
| Earning assets | $319,407,000 | 1,939 |
| Long-term assets (5+ years) | $79,267,000 | 1,495 |
| Average Assets, year-to-date | $349,021,500 | 1,918 |
| Average Assets, quarterly | $349,021,500 | 1,918 |
| Volatile liabilities | $71,231,000 | 1,947 |
| Insider loans | $76,000 | 7,086 |
| FHLB advances | $10,114,000 | 2,754 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $90,602,000 | 1,105 |
| Tier 1 (core) risk-based capital | $27,863,000 | 2,345 |
| Tier 2 risk-based capital | $3,361,000 | 1,589 |
| Total risk weighted assets | $290,204,000 | 1,733 |
| Total unused commitments | $90,602,000 | 1,106 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 72 | 2,407 |
| Assets and Liabilities | ||
| Total Assets: | $356,879,000 | 1,903 |
| Cash and due from depository institutions | $27,689,000 | 2,407 |
| Interest-bearing balances | $14,280,000 | 416 |
| Securities | $64,475,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $7,883,000 | 1,732 |
| Net loans & leases | $247,981,000 | 1,897 |
| Loan loss allowance | $3,167,000 | 1,731 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,499,000 | 5,201 |
| Other real estate owned | $0 | 2,407 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,352,000 | 2,307 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $356,879,000 | 1,903 |
| Total liabilities | $330,164,000 | 1,841 |
| Total deposits | $307,768,000 | 1,740 |
| Interest-bearing deposits | $245,907,000 | 1,875 |
| Deposits held in domestic offices | $307,768,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,493,000 | 1,419 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,351,000 | 2,678 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,552,000 | 1,549 |
| Total equity capital | $26,715,000 | 2,566 |
| Total bank equity capital | $26,715,000 | 2,566 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $6,882,000 | 3,362 |
| Undivided profits | $18,833,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,583,000 | 578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,379,000 | 163 |
| Income earned, not collected on loans | $1,741,000 | 2,449 |
| Earning assets | $334,619,000 | 1,862 |
| Long-term assets (5+ years) | $65,775,000 | 1,627 |
| Average Assets, year-to-date | $343,247,200 | 1,879 |
| Average Assets, quarterly | $349,600,000 | 1,898 |
| Volatile liabilities | $70,562,000 | 1,963 |
| Insider loans | $79,000 | 7,095 |
| FHLB advances | $10,351,000 | 2,568 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $87,502,000 | 1,143 |
| Tier 1 (core) risk-based capital | $27,481,000 | 2,370 |
| Tier 2 risk-based capital | $3,167,000 | 1,653 |
| Total risk weighted assets | $284,984,000 | 1,754 |
| Total unused commitments | $87,502,000 | 1,143 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $342,321,000 | 1,929 |
| Cash and due from depository institutions | $19,770,000 | 2,403 |
| Interest-bearing balances | $7,797,000 | 675 |
| Securities | $64,384,000 | 1,822 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 6,119 |
| Net loans & leases | $250,858,000 | 1,835 |
| Loan loss allowance | $3,664,000 | 1,471 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,575,000 | 5,084 |
| Other real estate owned | $0 | 2,403 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,701,000 | 2,796 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $342,321,000 | 1,929 |
| Total liabilities | $315,339,000 | 1,882 |
| Total deposits | $297,776,000 | 1,779 |
| Interest-bearing deposits | $244,238,000 | 1,873 |
| Deposits held in domestic offices | $297,776,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,979,000 | 1,887 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,586,000 | 2,524 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,998,000 | 1,786 |
| Total equity capital | $26,982,000 | 2,522 |
| Total bank equity capital | $26,982,000 | 2,522 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $6,882,000 | 3,308 |
| Undivided profits | $19,100,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,687,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $761,000 | 241 |
| Income earned, not collected on loans | $1,949,000 | 2,345 |
| Earning assets | $323,072,000 | 1,875 |
| Long-term assets (5+ years) | $70,461,000 | 1,492 |
| Average Assets, year-to-date | $339,839,250 | 1,891 |
| Average Assets, quarterly | $351,553,500 | 1,868 |
| Volatile liabilities | $68,065,000 | 1,979 |
| Insider loans | $81,000 | 7,110 |
| FHLB advances | $10,586,000 | 2,403 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $93,808,000 | 1,092 |
| Tier 1 (core) risk-based capital | $27,399,000 | 2,376 |
| Tier 2 risk-based capital | $3,581,000 | 1,465 |
| Total risk weighted assets | $286,418,000 | 1,701 |
| Total unused commitments | $93,808,000 | 1,093 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $360,786,000 | 1,856 |
| Cash and due from depository institutions | $24,385,000 | 2,370 |
| Interest-bearing balances | $10,367,000 | 561 |
| Securities | $56,541,000 | 2,026 |
| Federal funds sold & reverse repurchase agreements | $10,620,000 | 1,507 |
| Net loans & leases | $261,429,000 | 1,787 |
| Loan loss allowance | $3,573,000 | 1,505 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,650,000 | 4,992 |
| Other real estate owned | $0 | 2,370 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,161,000 | 2,612 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $360,786,000 | 1,856 |
| Total liabilities | $334,136,000 | 1,798 |
| Total deposits | $317,592,000 | 1,695 |
| Interest-bearing deposits | $259,406,000 | 1,795 |
| Deposits held in domestic offices | $317,592,000 | 1,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,267,000 | 2,214 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,821,000 | 2,401 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,456,000 | 1,542 |
| Total equity capital | $26,650,000 | 2,526 |
| Total bank equity capital | $26,650,000 | 2,526 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $6,882,000 | 3,305 |
| Undivided profits | $18,768,000 | 1,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,430,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $936,000 | 206 |
| Income earned, not collected on loans | $1,983,000 | 2,127 |
| Earning assets | $338,957,000 | 1,809 |
| Long-term assets (5+ years) | $68,951,000 | 1,508 |
| Average Assets, year-to-date | $339,012,000 | 1,922 |
| Average Assets, quarterly | $347,104,000 | 1,904 |
| Volatile liabilities | $65,921,000 | 2,017 |
| Insider loans | $85,000 | 7,118 |
| FHLB advances | $10,821,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $98,301,000 | 1,073 |
| Tier 1 (core) risk-based capital | $27,321,000 | 2,385 |
| Tier 2 risk-based capital | $3,573,000 | 1,489 |
| Total risk weighted assets | $300,751,000 | 1,654 |
| Total unused commitments | $98,301,000 | 1,073 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 75 | 2,327 |
| Assets and Liabilities | ||
| Total Assets: | $333,422,000 | 1,970 |
| Cash and due from depository institutions | $23,304,000 | 2,327 |
| Interest-bearing balances | $11,440,000 | 560 |
| Securities | $48,222,000 | 2,379 |
| Federal funds sold & reverse repurchase agreements | $154,000 | 6,595 |
| Net loans & leases | $254,913,000 | 1,804 |
| Loan loss allowance | $3,492,000 | 1,525 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,657,000 | 4,954 |
| Other real estate owned | $0 | 2,327 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,172,000 | 2,908 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $333,422,000 | 1,970 |
| Total liabilities | $306,399,000 | 1,933 |
| Total deposits | $287,710,000 | 1,863 |
| Interest-bearing deposits | $231,647,000 | 1,980 |
| Deposits held in domestic offices | $287,710,000 | 1,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,986,000 | 1,563 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,055,000 | 2,295 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,648,000 | 1,958 |
| Total equity capital | $27,023,000 | 2,507 |
| Total bank equity capital | $27,023,000 | 2,507 |
| Perpetual preferred stock | $250,000 | 99 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,882,000 | 3,256 |
| Undivided profits | $18,891,000 | 1,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,104,000 | 1,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $782,000 | 222 |
| Income earned, not collected on loans | $1,743,000 | 2,355 |
| Earning assets | $314,729,000 | 1,923 |
| Long-term assets (5+ years) | $68,064,000 | 1,489 |
| Average Assets, year-to-date | $328,125,000 | 1,984 |
| Average Assets, quarterly | $328,125,000 | 1,984 |
| Volatile liabilities | $75,603,000 | 1,769 |
| Insider loans | $2,000 | 7,690 |
| FHLB advances | $11,055,000 | 2,180 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $96,176,000 | 1,097 |
| Tier 1 (core) risk-based capital | $27,217,000 | 2,369 |
| Tier 2 risk-based capital | $3,742,000 | 1,405 |
| Total risk weighted assets | $298,933,000 | 1,642 |
| Total unused commitments | $96,176,000 | 1,097 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $322,828,000 | 2,013 |
| Cash and due from depository institutions | $17,022,000 | 2,401 |
| Interest-bearing balances | $5,723,000 | 970 |
| Securities | $48,160,000 | 2,417 |
| Federal funds sold & reverse repurchase agreements | $144,000 | 6,164 |
| Net loans & leases | $251,370,000 | 1,803 |
| Loan loss allowance | $3,477,000 | 1,505 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,702,000 | 4,869 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,430,000 | 3,271 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $322,828,000 | 2,013 |
| Total liabilities | $296,160,000 | 1,980 |
| Total deposits | $290,545,000 | 1,818 |
| Interest-bearing deposits | $229,392,000 | 1,959 |
| Deposits held in domestic offices | $290,545,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,378,000 | 2,132 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,288,000 | 4,769 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,949,000 | 2,432 |
| Total equity capital | $26,668,000 | 2,474 |
| Total bank equity capital | $26,668,000 | 2,474 |
| Perpetual preferred stock | $250,000 | 97 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $6,882,000 | 3,216 |
| Undivided profits | $18,536,000 | 1,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,082,000 | 1,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,084,000 | 168 |
| Income earned, not collected on loans | $1,828,000 | 2,299 |
| Earning assets | $305,397,000 | 1,953 |
| Long-term assets (5+ years) | $63,985,000 | 1,560 |
| Average Assets, year-to-date | $292,983,600 | 2,124 |
| Average Assets, quarterly | $314,018,000 | 2,041 |
| Volatile liabilities | $65,582,000 | 2,132 |
| Insider loans | $2,000 | 7,706 |
| FHLB advances | $1,288,000 | 4,586 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $106,216,000 | 968 |
| Tier 1 (core) risk-based capital | $26,883,000 | 2,348 |
| Tier 2 risk-based capital | $3,727,000 | 1,399 |
| Total risk weighted assets | $297,443,000 | 1,633 |
| Total unused commitments | $106,216,000 | 968 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 74 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $305,208,000 | 2,114 |
| Cash and due from depository institutions | $11,732,000 | 2,378 |
| Interest-bearing balances | $1,466,000 | 2,063 |
| Securities | $49,378,000 | 2,371 |
| Federal funds sold & reverse repurchase agreements | $155,000 | 5,716 |
| Net loans & leases | $236,527,000 | 1,906 |
| Loan loss allowance | $3,175,000 | 1,649 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,796,000 | 4,734 |
| Other real estate owned | $0 | 2,378 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,620,000 | 2,758 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $305,208,000 | 2,114 |
| Total liabilities | $279,312,000 | 2,068 |
| Total deposits | $245,767,000 | 2,106 |
| Interest-bearing deposits | $187,630,000 | 2,313 |
| Deposits held in domestic offices | $245,767,000 | 2,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,326,000 | 1,123 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,221,000 | 1,759 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,998,000 | 2,344 |
| Total equity capital | $25,896,000 | 2,526 |
| Total bank equity capital | $25,896,000 | 2,526 |
| Perpetual preferred stock | $250,000 | 103 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,882,000 | 3,181 |
| Undivided profits | $17,764,000 | 1,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $702,000 | 235 |
| Income earned, not collected on loans | $1,690,000 | 2,502 |
| Earning assets | $287,526,000 | 2,074 |
| Long-term assets (5+ years) | $62,243,000 | 1,575 |
| Average Assets, year-to-date | $285,522,500 | 2,189 |
| Average Assets, quarterly | $298,511,500 | 2,138 |
| Volatile liabilities | $80,840,000 | 1,787 |
| Insider loans | $2,000 | 7,781 |
| FHLB advances | $20,221,000 | 1,656 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $111,950,000 | 951 |
| Tier 1 (core) risk-based capital | $26,156,000 | 2,398 |
| Tier 2 risk-based capital | $3,425,000 | 1,507 |
| Total risk weighted assets | $280,459,000 | 1,719 |
| Total unused commitments | $111,950,000 | 952 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 73 | 2,422 |
| Assets and Liabilities | ||
| Total Assets: | $291,815,000 | 2,188 |
| Cash and due from depository institutions | $10,146,000 | 2,422 |
| Interest-bearing balances | $123,000 | 4,546 |
| Securities | $48,658,000 | 2,398 |
| Federal funds sold & reverse repurchase agreements | $162,000 | 5,547 |
| Net loans & leases | $225,479,000 | 1,965 |
| Loan loss allowance | $3,276,000 | 1,571 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,830,000 | 4,651 |
| Other real estate owned | $0 | 2,422 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,540,000 | 2,783 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $291,815,000 | 2,188 |
| Total liabilities | $266,384,000 | 2,148 |
| Total deposits | $231,734,000 | 2,218 |
| Interest-bearing deposits | $170,590,000 | 2,513 |
| Deposits held in domestic offices | $231,734,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,602,000 | 859 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $14,252,000 | 2,206 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,796,000 | 2,331 |
| Total equity capital | $25,431,000 | 2,475 |
| Total bank equity capital | $25,431,000 | 2,475 |
| Perpetual preferred stock | $250,000 | 103 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $6,882,000 | 3,127 |
| Undivided profits | $17,299,000 | 1,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $979,000 | 190 |
| Income earned, not collected on loans | $1,396,000 | 2,683 |
| Earning assets | $274,422,000 | 2,141 |
| Long-term assets (5+ years) | $60,866,000 | 1,587 |
| Average Assets, year-to-date | $278,960,670 | 2,246 |
| Average Assets, quarterly | $283,382,500 | 2,230 |
| Volatile liabilities | $82,101,000 | 1,742 |
| Insider loans | $2,000 | 7,829 |
| FHLB advances | $14,252,000 | 2,096 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $93,027,000 | 1,110 |
| Tier 1 (core) risk-based capital | $26,009,000 | 2,372 |
| Tier 2 risk-based capital | $3,516,000 | 1,451 |
| Total risk weighted assets | $261,415,000 | 1,794 |
| Total unused commitments | $93,027,000 | 1,112 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 73 | 2,408 |
| Assets and Liabilities | ||
| Total Assets: | $274,950,000 | 2,290 |
| Cash and due from depository institutions | $10,669,000 | 2,408 |
| Interest-bearing balances | $308,000 | 3,702 |
| Securities | $49,086,000 | 2,400 |
| Federal funds sold & reverse repurchase agreements | $184,000 | 6,026 |
| Net loans & leases | $207,912,000 | 2,074 |
| Loan loss allowance | $3,159,000 | 1,597 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,550,000 | 5,009 |
| Other real estate owned | $0 | 2,408 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,549,000 | 2,696 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $274,950,000 | 2,290 |
| Total liabilities | $249,558,000 | 2,260 |
| Total deposits | $214,618,000 | 2,364 |
| Interest-bearing deposits | $159,082,000 | 2,646 |
| Deposits held in domestic offices | $214,618,000 | 2,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,668,000 | 1,168 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,483,000 | 1,556 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,789,000 | 2,361 |
| Total equity capital | $25,392,000 | 2,448 |
| Total bank equity capital | $25,392,000 | 2,448 |
| Perpetual preferred stock | $250,000 | 103 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $6,882,000 | 3,062 |
| Undivided profits | $17,260,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $543,000 | 3,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $518,000 | 318 |
| Income earned, not collected on loans | $1,259,000 | 2,823 |
| Earning assets | $257,490,000 | 2,244 |
| Long-term assets (5+ years) | $58,400,000 | 1,620 |
| Average Assets, year-to-date | $272,533,500 | 2,291 |
| Average Assets, quarterly | $272,533,500 | 2,291 |
| Volatile liabilities | $77,268,000 | 1,742 |
| Insider loans | $2,000 | 7,858 |
| FHLB advances | $23,483,000 | 1,476 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $101,984,000 | 1,012 |
| Tier 1 (core) risk-based capital | $25,868,000 | 2,338 |
| Tier 2 risk-based capital | $3,357,000 | 1,485 |
| Total risk weighted assets | $248,533,000 | 1,816 |
| Total unused commitments | $101,984,000 | 1,013 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 73 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $270,117,000 | 2,316 |
| Cash and due from depository institutions | $9,864,000 | 2,385 |
| Interest-bearing balances | $341,000 | 3,701 |
| Securities | $49,594,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $197,000 | 5,810 |
| Net loans & leases | $204,861,000 | 2,062 |
| Loan loss allowance | $2,993,000 | 1,668 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,438,000 | 5,173 |
| Other real estate owned | $0 | 2,385 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,163,000 | 3,303 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $270,117,000 | 2,316 |
| Total liabilities | $244,633,000 | 2,289 |
| Total deposits | $228,195,000 | 2,206 |
| Interest-bearing deposits | $164,397,000 | 2,549 |
| Deposits held in domestic offices | $228,195,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,256,000 | 1,291 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,213,000 | 3,338 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,969,000 | 2,169 |
| Total equity capital | $25,484,000 | 2,418 |
| Total bank equity capital | $25,484,000 | 2,418 |
| Perpetual preferred stock | $250,000 | 103 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $6,882,000 | 3,019 |
| Undivided profits | $17,352,000 | 1,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $370,000 | 387 |
| Income earned, not collected on loans | $1,258,000 | 2,828 |
| Earning assets | $254,993,000 | 2,236 |
| Long-term assets (5+ years) | $58,184,000 | 1,595 |
| Average Assets, year-to-date | $256,856,000 | 2,311 |
| Average Assets, quarterly | $264,555,500 | 2,328 |
| Volatile liabilities | $53,900,000 | 2,316 |
| Insider loans | $2,000 | 7,870 |
| FHLB advances | $6,213,000 | 3,180 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $90,762,000 | 1,084 |
| Tier 1 (core) risk-based capital | $25,818,000 | 2,312 |
| Tier 2 risk-based capital | $3,243,000 | 1,505 |
| Total risk weighted assets | $240,186,000 | 1,843 |
| Total unused commitments | $90,762,000 | 1,084 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 71 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $258,994,000 | 2,365 |
| Cash and due from depository institutions | $9,722,000 | 2,441 |
| Interest-bearing balances | $746,000 | 3,005 |
| Securities | $48,206,000 | 2,424 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 5,584 |
| Net loans & leases | $194,884,000 | 2,128 |
| Loan loss allowance | $2,889,000 | 1,684 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,250,000 | 5,453 |
| Other real estate owned | $0 | 2,441 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,737,000 | 2,957 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $258,994,000 | 2,365 |
| Total liabilities | $233,540,000 | 2,364 |
| Total deposits | $222,500,000 | 2,219 |
| Interest-bearing deposits | $159,774,000 | 2,564 |
| Deposits held in domestic offices | $222,500,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,793,000 | 2,098 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,443,000 | 3,351 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,804,000 | 2,251 |
| Total equity capital | $25,454,000 | 2,401 |
| Total bank equity capital | $25,454,000 | 2,401 |
| Perpetual preferred stock | $250,000 | 101 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $6,882,000 | 2,963 |
| Undivided profits | $17,322,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $157,000 | 649 |
| Income earned, not collected on loans | $1,360,000 | 2,587 |
| Earning assets | $244,031,000 | 2,296 |
| Long-term assets (5+ years) | $54,513,000 | 1,656 |
| Average Assets, year-to-date | $253,540,750 | 2,325 |
| Average Assets, quarterly | $258,395,500 | 2,344 |
| Volatile liabilities | $52,383,000 | 2,298 |
| Insider loans | $7,000 | 7,863 |
| FHLB advances | $6,443,000 | 3,196 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $82,386,000 | 1,163 |
| Tier 1 (core) risk-based capital | $25,636,000 | 2,298 |
| Tier 2 risk-based capital | $3,104,000 | 1,544 |
| Total risk weighted assets | $228,261,000 | 1,880 |
| Total unused commitments | $82,386,000 | 1,164 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $257,797,000 | 2,329 |
| Cash and due from depository institutions | $14,308,000 | 2,460 |
| Interest-bearing balances | $4,925,000 | 1,081 |
| Securities | $49,079,000 | 2,405 |
| Federal funds sold & reverse repurchase agreements | $195,000 | 5,397 |
| Net loans & leases | $188,490,000 | 2,147 |
| Loan loss allowance | $2,708,000 | 1,773 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,245,000 | 5,434 |
| Other real estate owned | $0 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,480,000 | 2,957 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $257,797,000 | 2,329 |
| Total liabilities | $232,338,000 | 2,319 |
| Total deposits | $222,416,000 | 2,167 |
| Interest-bearing deposits | $159,073,000 | 2,522 |
| Deposits held in domestic offices | $222,416,000 | 2,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,756,000 | 2,458 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,671,000 | 3,239 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,495,000 | 2,433 |
| Total equity capital | $25,459,000 | 2,350 |
| Total bank equity capital | $25,459,000 | 2,350 |
| Perpetual preferred stock | $250,000 | 102 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $6,882,000 | 2,913 |
| Undivided profits | $17,327,000 | 1,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $292,000 | 457 |
| Income earned, not collected on loans | $1,252,000 | 2,539 |
| Earning assets | $242,689,000 | 2,257 |
| Long-term assets (5+ years) | $51,565,000 | 1,741 |
| Average Assets, year-to-date | $251,723,000 | 2,320 |
| Average Assets, quarterly | $251,970,000 | 2,346 |
| Volatile liabilities | $50,705,000 | 2,254 |
| Insider loans | $7,000 | 7,884 |
| FHLB advances | $6,671,000 | 3,094 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $76,326,000 | 1,185 |
| Tier 1 (core) risk-based capital | $25,401,000 | 2,254 |
| Tier 2 risk-based capital | $2,958,000 | 1,586 |
| Total risk weighted assets | $223,751,000 | 1,884 |
| Total unused commitments | $76,326,000 | 1,185 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 71 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $246,143,000 | 2,397 |
| Cash and due from depository institutions | $17,274,000 | 2,423 |
| Interest-bearing balances | $5,674,000 | 980 |
| Securities | $49,830,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $2,183,000 | 3,906 |
| Net loans & leases | $171,505,000 | 2,281 |
| Loan loss allowance | $2,721,000 | 1,739 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,228,000 | 5,474 |
| Other real estate owned | $0 | 2,423 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,123,000 | 3,117 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $246,143,000 | 2,397 |
| Total liabilities | $221,242,000 | 2,405 |
| Total deposits | $210,813,000 | 2,265 |
| Interest-bearing deposits | $149,265,000 | 2,681 |
| Deposits held in domestic offices | $210,813,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,207,000 | 2,109 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,899,000 | 3,103 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,323,000 | 2,628 |
| Total equity capital | $24,901,000 | 2,325 |
| Total bank equity capital | $24,901,000 | 2,325 |
| Perpetual preferred stock | $250,000 | 104 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $6,882,000 | 2,877 |
| Undivided profits | $16,769,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 2,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $379,000 | 394 |
| Income earned, not collected on loans | $1,067,000 | 2,881 |
| Earning assets | $229,192,000 | 2,365 |
| Long-term assets (5+ years) | $43,744,000 | 2,014 |
| Average Assets, year-to-date | $248,686,000 | 2,354 |
| Average Assets, quarterly | $248,686,000 | 2,354 |
| Volatile liabilities | $44,170,000 | 2,408 |
| Insider loans | $5,000 | 7,944 |
| FHLB advances | $6,899,000 | 2,980 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $68,354,000 | 1,282 |
| Tier 1 (core) risk-based capital | $25,089,000 | 2,225 |
| Tier 2 risk-based capital | $2,822,000 | 1,625 |
| Total risk weighted assets | $205,607,000 | 1,984 |
| Total unused commitments | $68,354,000 | 1,282 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $251,229,000 | 2,320 |
| Cash and due from depository institutions | $7,720,000 | 2,537 |
| Interest-bearing balances | $2,611,000 | 1,750 |
| Securities | $50,835,000 | 2,383 |
| Federal funds sold & reverse repurchase agreements | $10,374,000 | 1,129 |
| Net loans & leases | $177,714,000 | 2,202 |
| Loan loss allowance | $2,558,000 | 1,837 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,136,000 | 5,620 |
| Other real estate owned | $0 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,450,000 | 3,469 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $251,229,000 | 2,320 |
| Total liabilities | $226,485,000 | 2,320 |
| Total deposits | $215,734,000 | 2,179 |
| Interest-bearing deposits | $155,883,000 | 2,543 |
| Deposits held in domestic offices | $215,734,000 | 2,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,667,000 | 2,073 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,127,000 | 3,069 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $957,000 | 3,196 |
| Total equity capital | $24,744,000 | 2,342 |
| Total bank equity capital | $24,744,000 | 2,342 |
| Perpetual preferred stock | $250,000 | 103 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $6,882,000 | 2,826 |
| Undivided profits | $16,612,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,877,000 | 1,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,241,000 | 147 |
| Income earned, not collected on loans | $1,030,000 | 2,963 |
| Earning assets | $241,534,000 | 2,218 |
| Long-term assets (5+ years) | $42,090,000 | 2,101 |
| Average Assets, year-to-date | $236,112,800 | 2,370 |
| Average Assets, quarterly | $245,002,500 | 2,369 |
| Volatile liabilities | $38,852,000 | 2,591 |
| Insider loans | $5,000 | 7,993 |
| FHLB advances | $7,127,000 | 2,924 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $55,956,000 | 1,454 |
| Tier 1 (core) risk-based capital | $24,576,000 | 2,246 |
| Tier 2 risk-based capital | $2,808,000 | 1,613 |
| Total risk weighted assets | $208,202,000 | 1,948 |
| Total unused commitments | $55,956,000 | 1,454 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $238,776,000 | 2,420 |
| Cash and due from depository institutions | $13,577,000 | 2,573 |
| Interest-bearing balances | $5,440,000 | 1,053 |
| Securities | $49,315,000 | 2,429 |
| Federal funds sold & reverse repurchase agreements | $6,356,000 | 1,734 |
| Net loans & leases | $165,160,000 | 2,294 |
| Loan loss allowance | $2,457,000 | 1,904 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,162,000 | 5,551 |
| Other real estate owned | $0 | 2,573 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,206,000 | 3,598 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $238,776,000 | 2,420 |
| Total liabilities | $214,725,000 | 2,425 |
| Total deposits | $202,532,000 | 2,309 |
| Interest-bearing deposits | $141,203,000 | 2,771 |
| Deposits held in domestic offices | $202,532,000 | 2,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,901,000 | 1,841 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $7,354,000 | 3,032 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $938,000 | 3,351 |
| Total equity capital | $24,051,000 | 2,380 |
| Total bank equity capital | $24,051,000 | 2,380 |
| Perpetual preferred stock | $250,000 | 107 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $6,882,000 | 2,789 |
| Undivided profits | $15,919,000 | 2,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,608,000 | 1,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,733,000 | 118 |
| Income earned, not collected on loans | $952,000 | 3,285 |
| Earning assets | $226,271,000 | 2,348 |
| Long-term assets (5+ years) | $41,204,000 | 2,164 |
| Average Assets, year-to-date | $232,333,750 | 2,396 |
| Average Assets, quarterly | $238,688,500 | 2,392 |
| Volatile liabilities | $34,968,000 | 2,769 |
| Insider loans | $5,000 | 8,021 |
| FHLB advances | $7,354,000 | 2,899 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $51,391,000 | 1,539 |
| Tier 1 (core) risk-based capital | $23,874,000 | 2,282 |
| Tier 2 risk-based capital | $2,671,000 | 1,667 |
| Total risk weighted assets | $193,614,000 | 2,050 |
| Total unused commitments | $51,391,000 | 1,540 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $238,601,000 | 2,384 |
| Cash and due from depository institutions | $20,096,000 | 2,662 |
| Interest-bearing balances | $10,598,000 | 583 |
| Securities | $43,519,000 | 2,743 |
| Federal funds sold & reverse repurchase agreements | $9,136,000 | 1,187 |
| Net loans & leases | $160,971,000 | 2,300 |
| Loan loss allowance | $2,307,000 | 2,006 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,377,000 | 5,161 |
| Other real estate owned | $0 | 2,662 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,502,000 | 3,390 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $238,601,000 | 2,384 |
| Total liabilities | $215,643,000 | 2,383 |
| Total deposits | $201,899,000 | 2,276 |
| Interest-bearing deposits | $136,445,000 | 2,829 |
| Deposits held in domestic offices | $201,899,000 | 2,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,505,000 | 1,932 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,580,000 | 2,638 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $659,000 | 3,903 |
| Total equity capital | $22,958,000 | 2,393 |
| Total bank equity capital | $22,958,000 | 2,393 |
| Perpetual preferred stock | $250,000 | 108 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $6,882,000 | 2,747 |
| Undivided profits | $14,826,000 | 2,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,170,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,199,000 | 93 |
| Income earned, not collected on loans | $899,000 | 3,240 |
| Earning assets | $224,224,000 | 2,332 |
| Long-term assets (5+ years) | $43,112,000 | 2,144 |
| Average Assets, year-to-date | $230,186,330 | 2,412 |
| Average Assets, quarterly | $229,381,000 | 2,449 |
| Volatile liabilities | $37,307,000 | 2,560 |
| Insider loans | $5,000 | 8,119 |
| FHLB advances | $9,580,000 | 2,520 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $40,856,000 | 1,819 |
| Tier 1 (core) risk-based capital | $23,307,000 | 2,291 |
| Tier 2 risk-based capital | $2,557,000 | 1,721 |
| Total risk weighted assets | $192,050,000 | 2,011 |
| Total unused commitments | $40,856,000 | 1,824 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $220,161,000 | 2,545 |
| Cash and due from depository institutions | $10,377,000 | 2,639 |
| Interest-bearing balances | $3,734,000 | 1,612 |
| Securities | $48,481,000 | 2,522 |
| Federal funds sold & reverse repurchase agreements | $134,000 | 6,594 |
| Net loans & leases | $156,082,000 | 2,305 |
| Loan loss allowance | $2,232,000 | 2,055 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,444,000 | 5,028 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,643,000 | 3,137 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $220,161,000 | 2,545 |
| Total liabilities | $196,747,000 | 2,546 |
| Total deposits | $182,690,000 | 2,485 |
| Interest-bearing deposits | $124,821,000 | 3,024 |
| Deposits held in domestic offices | $182,690,000 | 2,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,044,000 | 1,840 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,805,000 | 2,486 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,208,000 | 2,823 |
| Total equity capital | $23,414,000 | 2,402 |
| Total bank equity capital | $23,414,000 | 2,402 |
| Perpetual preferred stock | $250,000 | 111 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $6,882,000 | 2,715 |
| Undivided profits | $15,282,000 | 2,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,823,000 | 794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,842,000 | 77 |
| Income earned, not collected on loans | $1,013,000 | 2,863 |
| Earning assets | $208,431,000 | 2,474 |
| Long-term assets (5+ years) | $53,191,000 | 1,813 |
| Average Assets, year-to-date | $225,979,000 | 2,451 |
| Average Assets, quarterly | $225,979,000 | 2,451 |
| Volatile liabilities | $34,378,000 | 2,675 |
| Insider loans | $5,000 | 8,109 |
| FHLB advances | $9,805,000 | 2,370 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $30,818,000 | 2,178 |
| Tier 1 (core) risk-based capital | $22,837,000 | 2,305 |
| Tier 2 risk-based capital | $2,482,000 | 1,740 |
| Total risk weighted assets | $184,820,000 | 2,047 |
| Total unused commitments | $30,818,000 | 2,182 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 62 | 2,777 |
| Assets and Liabilities | ||
| Total Assets: | $231,797,000 | 2,414 |
| Cash and due from depository institutions | $20,066,000 | 2,777 |
| Interest-bearing balances | $10,321,000 | 626 |
| Securities | $44,417,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $8,691,000 | 1,374 |
| Net loans & leases | $153,915,000 | 2,310 |
| Loan loss allowance | $2,119,000 | 2,144 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,476,000 | 4,982 |
| Other real estate owned | $0 | 2,777 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,232,000 | 3,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,797,000 | 2,414 |
| Total liabilities | $209,049,000 | 2,416 |
| Total deposits | $193,041,000 | 2,348 |
| Interest-bearing deposits | $136,181,000 | 2,794 |
| Deposits held in domestic offices | $193,041,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,390,000 | 1,554 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,030,000 | 2,407 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $588,000 | 4,321 |
| Total equity capital | $22,748,000 | 2,417 |
| Total bank equity capital | $22,748,000 | 2,417 |
| Perpetual preferred stock | $250,000 | 112 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $6,882,000 | 2,689 |
| Undivided profits | $14,616,000 | 2,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,873,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,056,000 | 99 |
| Income earned, not collected on loans | $919,000 | 3,244 |
| Earning assets | $217,344,000 | 2,368 |
| Long-term assets (5+ years) | $47,984,000 | 1,971 |
| Average Assets, year-to-date | $218,529,600 | 2,482 |
| Average Assets, quarterly | $231,142,000 | 2,409 |
| Volatile liabilities | $35,951,000 | 2,574 |
| Insider loans | $105,000 | 7,345 |
| FHLB advances | $10,030,000 | 2,264 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $33,926,000 | 1,978 |
| Tier 1 (core) risk-based capital | $22,375,000 | 2,327 |
| Tier 2 risk-based capital | $2,369,000 | 1,803 |
| Total risk weighted assets | $181,115,000 | 2,071 |
| Total unused commitments | $33,926,000 | 1,980 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $230,487,000 | 2,438 |
| Cash and due from depository institutions | $32,863,000 | 2,872 |
| Interest-bearing balances | $24,668,000 | 308 |
| Securities | $45,223,000 | 2,649 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 5,609 |
| Net loans & leases | $147,032,000 | 2,394 |
| Loan loss allowance | $2,398,000 | 1,904 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,488,000 | 4,945 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,091,000 | 3,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,487,000 | 2,438 |
| Total liabilities | $208,405,000 | 2,442 |
| Total deposits | $191,150,000 | 2,375 |
| Interest-bearing deposits | $123,383,000 | 3,047 |
| Deposits held in domestic offices | $191,150,000 | 2,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,307,000 | 1,398 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,254,000 | 2,330 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $694,000 | 4,106 |
| Total equity capital | $22,082,000 | 2,492 |
| Total bank equity capital | $22,082,000 | 2,492 |
| Perpetual preferred stock | $250,000 | 112 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,882,000 | 2,637 |
| Undivided profits | $13,950,000 | 2,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,940,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,694,000 | 82 |
| Income earned, not collected on loans | $932,000 | 3,355 |
| Earning assets | $217,713,000 | 2,361 |
| Long-term assets (5+ years) | $47,943,000 | 1,953 |
| Average Assets, year-to-date | $215,212,750 | 2,532 |
| Average Assets, quarterly | $223,579,500 | 2,493 |
| Volatile liabilities | $33,631,000 | 2,655 |
| Insider loans | $105,000 | 7,396 |
| FHLB advances | $10,254,000 | 2,191 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $40,001,000 | 1,749 |
| Tier 1 (core) risk-based capital | $21,965,000 | 2,377 |
| Tier 2 risk-based capital | $2,450,000 | 1,742 |
| Total risk weighted assets | $175,726,000 | 2,102 |
| Total unused commitments | $40,001,000 | 1,752 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $216,672,000 | 2,557 |
| Cash and due from depository institutions | $21,879,000 | 3,017 |
| Interest-bearing balances | $13,019,000 | 629 |
| Securities | $32,143,000 | 3,372 |
| Federal funds sold & reverse repurchase agreements | $10,021,000 | 1,579 |
| Net loans & leases | $148,278,000 | 2,339 |
| Loan loss allowance | $2,298,000 | 1,955 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,417,000 | 5,039 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,934,000 | 3,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,672,000 | 2,557 |
| Total liabilities | $194,663,000 | 2,563 |
| Total deposits | $177,583,000 | 2,511 |
| Interest-bearing deposits | $125,180,000 | 2,983 |
| Deposits held in domestic offices | $177,583,000 | 2,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,717,000 | 1,391 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,478,000 | 2,271 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $885,000 | 3,591 |
| Total equity capital | $22,009,000 | 2,492 |
| Total bank equity capital | $22,009,000 | 2,492 |
| Perpetual preferred stock | $250,000 | 114 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,882,000 | 2,604 |
| Undivided profits | $13,877,000 | 2,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,925,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,707,000 | 85 |
| Income earned, not collected on loans | $792,000 | 3,731 |
| Earning assets | $203,461,000 | 2,501 |
| Long-term assets (5+ years) | $35,732,000 | 2,322 |
| Average Assets, year-to-date | $210,121,330 | 2,582 |
| Average Assets, quarterly | $212,766,500 | 2,583 |
| Volatile liabilities | $33,943,000 | 2,601 |
| Insider loans | $105,000 | 7,463 |
| FHLB advances | $10,478,000 | 2,127 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $34,983,000 | 1,883 |
| Tier 1 (core) risk-based capital | $21,511,000 | 2,375 |
| Tier 2 risk-based capital | $2,371,000 | 1,755 |
| Total risk weighted assets | $169,470,000 | 2,147 |
| Total unused commitments | $34,983,000 | 1,893 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 58 | 2,953 |
| Assets and Liabilities | ||
| Total Assets: | $208,861,000 | 2,606 |
| Cash and due from depository institutions | $15,741,000 | 2,953 |
| Interest-bearing balances | $7,580,000 | 1,089 |
| Securities | $25,452,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $13,195,000 | 1,249 |
| Net loans & leases | $149,837,000 | 2,278 |
| Loan loss allowance | $2,377,000 | 1,845 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,447,000 | 4,957 |
| Other real estate owned | $0 | 2,953 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,189,000 | 3,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,861,000 | 2,606 |
| Total liabilities | $187,287,000 | 2,623 |
| Total deposits | $168,968,000 | 2,617 |
| Interest-bearing deposits | $121,278,000 | 3,048 |
| Deposits held in domestic offices | $168,968,000 | 2,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,210,000 | 1,261 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,701,000 | 2,185 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,408,000 | 2,644 |
| Total equity capital | $21,574,000 | 2,469 |
| Total bank equity capital | $21,574,000 | 2,469 |
| Perpetual preferred stock | $250,000 | 115 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $6,882,000 | 2,559 |
| Undivided profits | $13,442,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,437,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,033,000 | 209 |
| Income earned, not collected on loans | $826,000 | 3,616 |
| Earning assets | $196,064,000 | 2,555 |
| Long-term assets (5+ years) | $32,926,000 | 2,403 |
| Average Assets, year-to-date | $206,846,000 | 2,605 |
| Average Assets, quarterly | $206,846,000 | 2,605 |
| Volatile liabilities | $33,578,000 | 2,572 |
| Insider loans | $105,000 | 7,471 |
| FHLB advances | $10,701,000 | 2,061 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,543,000 | 2,074 |
| Tier 1 (core) risk-based capital | $21,193,000 | 2,368 |
| Tier 2 risk-based capital | $2,359,000 | 1,728 |
| Total risk weighted assets | $168,553,000 | 2,112 |
| Total unused commitments | $29,543,000 | 2,081 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 55 | 3,068 |
| Assets and Liabilities | ||
| Total Assets: | $204,831,000 | 2,615 |
| Cash and due from depository institutions | $11,182,000 | 3,068 |
| Interest-bearing balances | $3,675,000 | 1,735 |
| Securities | $26,545,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $8,469,000 | 1,727 |
| Net loans & leases | $154,239,000 | 2,200 |
| Loan loss allowance | $2,297,000 | 1,865 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,212,000 | 5,399 |
| Other real estate owned | $0 | 3,068 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,184,000 | 3,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,831,000 | 2,615 |
| Total liabilities | $183,801,000 | 2,623 |
| Total deposits | $175,081,000 | 2,483 |
| Interest-bearing deposits | $128,118,000 | 2,864 |
| Deposits held in domestic offices | $175,081,000 | 2,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,313,000 | 1,220 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $724,000 | 5,091 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $683,000 | 4,332 |
| Total equity capital | $21,030,000 | 2,499 |
| Total bank equity capital | $21,030,000 | 2,499 |
| Perpetual preferred stock | $250,000 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,882,000 | 2,517 |
| Undivided profits | $12,898,000 | 2,379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $653,000 | 3,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $390,000 | 424 |
| Income earned, not collected on loans | $827,000 | 3,768 |
| Earning assets | $192,928,000 | 2,534 |
| Long-term assets (5+ years) | $30,939,000 | 2,486 |
| Average Assets, year-to-date | $189,575,200 | 2,660 |
| Average Assets, quarterly | $200,049,000 | 2,651 |
| Volatile liabilities | $39,313,000 | 2,235 |
| Insider loans | $105,000 | 7,491 |
| FHLB advances | $724,000 | 4,764 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $31,682,000 | 1,880 |
| Tier 1 (core) risk-based capital | $20,592,000 | 2,393 |
| Tier 2 risk-based capital | $2,415,000 | 1,645 |
| Total risk weighted assets | $173,258,000 | 2,034 |
| Total unused commitments | $31,682,000 | 1,886 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $178,058,000 | 2,812 |
| Cash and due from depository institutions | $10,121,000 | 2,963 |
| Interest-bearing balances | $4,513,000 | 1,361 |
| Securities | $24,413,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $4,164,000 | 3,173 |
| Net loans & leases | $136,065,000 | 2,374 |
| Loan loss allowance | $1,911,000 | 2,085 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $670,000 | 6,782 |
| Other real estate owned | $0 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,625,000 | 3,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $178,058,000 | 2,812 |
| Total liabilities | $159,408,000 | 2,838 |
| Total deposits | $153,488,000 | 2,660 |
| Interest-bearing deposits | $112,718,000 | 3,066 |
| Deposits held in domestic offices | $153,488,000 | 2,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,437,000 | 1,586 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $810,000 | 4,816 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $673,000 | 4,544 |
| Total equity capital | $18,650,000 | 2,614 |
| Total bank equity capital | $18,650,000 | 2,614 |
| Perpetual preferred stock | $250,000 | 126 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $6,882,000 | 2,394 |
| Undivided profits | $10,518,000 | 2,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $386,000 | 4,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 505 |
| Income earned, not collected on loans | $892,000 | 3,843 |
| Earning assets | $169,155,000 | 2,720 |
| Long-term assets (5+ years) | $21,645,000 | 3,140 |
| Average Assets, year-to-date | $165,010,800 | 2,871 |
| Average Assets, quarterly | $173,129,000 | 2,859 |
| Volatile liabilities | $41,867,000 | 2,050 |
| Insider loans | $105,000 | 7,640 |
| FHLB advances | $810,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,873,000 | 2,703 |
| Tier 1 (core) risk-based capital | $18,354,000 | 2,540 |
| Tier 2 risk-based capital | $2,134,000 | 1,735 |
| Total risk weighted assets | $150,758,000 | 2,220 |
| Total unused commitments | $17,873,000 | 2,713 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 55 | 3,075 |
| Assets and Liabilities | ||
| Total Assets: | $159,984,000 | 2,989 |
| Cash and due from depository institutions | $10,489,000 | 3,075 |
| Interest-bearing balances | $5,306,000 | 815 |
| Securities | $25,151,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $4,741,000 | 2,483 |
| Net loans & leases | $116,786,000 | 2,641 |
| Loan loss allowance | $1,654,000 | 2,255 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $795,000 | 6,519 |
| Other real estate owned | $0 | 3,075 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,022,000 | 3,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,984,000 | 2,989 |
| Total liabilities | $143,381,000 | 2,998 |
| Total deposits | $138,363,000 | 2,828 |
| Interest-bearing deposits | $94,719,000 | 3,480 |
| Deposits held in domestic offices | $138,363,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,617,000 | 1,835 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $887,000 | 4,724 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $514,000 | 5,698 |
| Total equity capital | $16,603,000 | 2,809 |
| Total bank equity capital | $16,603,000 | 2,809 |
| Perpetual preferred stock | $250,000 | 136 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $6,882,000 | 2,322 |
| Undivided profits | $8,471,000 | 2,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 4,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $742,000 | 3,664 |
| Earning assets | $151,984,000 | 2,900 |
| Long-term assets (5+ years) | $8,955,000 | 4,823 |
| Average Assets, year-to-date | $151,128,400 | 2,999 |
| Average Assets, quarterly | $160,561,500 | 2,937 |
| Volatile liabilities | $29,646,000 | 2,691 |
| Insider loans | $107,000 | 7,812 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,395,000 | 2,155 |
| Tier 1 (core) risk-based capital | $16,339,000 | 2,749 |
| Tier 2 risk-based capital | $1,891,790 | 1,873 |
| Total risk weighted assets | $131,330,890 | 2,408 |
| Total unused commitments | $22,395,000 | 2,160 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 52 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $141,802,000 | 3,256 |
| Cash and due from depository institutions | $14,795,000 | 3,332 |
| Interest-bearing balances | $10,088,000 | 387 |
| Securities | $16,766,000 | 5,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $107,610,000 | 2,733 |
| Loan loss allowance | $1,137,000 | 3,059 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $979,000 | 6,100 |
| Other real estate owned | $0 | 3,332 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,652,000 | 4,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,802,000 | 3,256 |
| Total liabilities | $128,343,000 | 3,252 |
| Total deposits | $121,300,000 | 3,130 |
| Interest-bearing deposits | $84,498,000 | 3,789 |
| Deposits held in domestic offices | $121,300,000 | 3,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,193,000 | 2,075 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $958,000 | 4,650 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,892,000 | 1,399 |
| Total equity capital | $13,459,000 | 3,275 |
| Total bank equity capital | $13,459,000 | 3,275 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $6,882,000 | 2,281 |
| Undivided profits | $5,577,000 | 3,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $511,000 | 4,492 |
| Earning assets | $134,464,000 | 3,153 |
| Long-term assets (5+ years) | $10,053,000 | 4,838 |
| Average Assets, year-to-date | $133,354,000 | 3,320 |
| Average Assets, quarterly | $137,169,500 | 3,327 |
| Volatile liabilities | $21,371,000 | 3,328 |
| Insider loans | $5,000 | 9,058 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,003,000 | 2,369 |
| Tier 1 (core) risk-based capital | $13,847,000 | 3,159 |
| Tier 2 risk-based capital | $1,137,000 | 2,800 |
| Total risk weighted assets | $117,246,700 | 2,586 |
| Total unused commitments | $20,003,000 | 2,373 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $128,937,000 | 3,490 |
| Cash and due from depository institutions | $7,825,000 | 3,309 |
| Interest-bearing balances | $1,989,000 | 2,158 |
| Securities | $21,799,000 | 4,567 |
| Federal funds sold & reverse repurchase agreements | $3,793,000 | 4,201 |
| Net loans & leases | $93,086,000 | 2,935 |
| Loan loss allowance | $1,134,000 | 2,992 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,160,000 | 5,510 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,274,000 | 5,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,937,000 | 3,490 |
| Total liabilities | $116,917,000 | 3,448 |
| Total deposits | $109,850,000 | 3,406 |
| Interest-bearing deposits | $78,138,000 | 4,046 |
| Deposits held in domestic offices | $109,850,000 | 3,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,647,000 | 1,459 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,023,000 | 3,719 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,397,000 | 2,683 |
| Total equity capital | $12,020,000 | 3,701 |
| Total bank equity capital | $12,020,000 | 3,701 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $6,882,000 | 2,191 |
| Undivided profits | $4,138,000 | 4,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $448,000 | 5,019 |
| Earning assets | $120,667,000 | 3,429 |
| Long-term assets (5+ years) | $6,471,000 | 5,693 |
| Average Assets, year-to-date | $129,390,200 | 3,302 |
| Average Assets, quarterly | $130,727,000 | 3,385 |
| Volatile liabilities | $22,806,000 | 2,703 |
| Insider loans | $5,000 | 9,220 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $24,582,000 | 1,911 |
| Tier 1 (core) risk-based capital | $12,016,000 | 3,539 |
| Tier 2 risk-based capital | $1,134,000 | 2,725 |
| Total risk weighted assets | $108,476,900 | 2,614 |
| Total unused commitments | $24,582,000 | 1,918 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $128,708,000 | 3,425 |
| Cash and due from depository institutions | $9,435,000 | 4,118 |
| Interest-bearing balances | $1,781,000 | 1,914 |
| Securities | $27,962,000 | 3,851 |
| Federal funds sold & reverse repurchase agreements | $6,450,000 | 2,143 |
| Net loans & leases | $82,163,000 | 3,291 |
| Loan loss allowance | $1,117,000 | 3,056 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,252,000 | 5,292 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,446,000 | 4,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,708,000 | 3,425 |
| Total liabilities | $120,112,000 | 3,309 |
| Total deposits | $114,655,000 | 3,247 |
| Interest-bearing deposits | $87,259,000 | 3,667 |
| Deposits held in domestic offices | $114,655,000 | 3,241 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,489,000 | 1,753 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,086,000 | 3,398 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $882,000 | 3,941 |
| Total equity capital | $8,596,000 | 4,923 |
| Total bank equity capital | $8,596,000 | 4,923 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,772,000 | 2,904 |
| Undivided profits | $2,824,000 | 6,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 922 |
| Income earned, not collected on loans | $427,000 | 5,392 |
| Earning assets | $118,356,000 | 3,425 |
| Long-term assets (5+ years) | $1,099,000 | 8,422 |
| Average Assets, year-to-date | $118,466,800 | 3,543 |
| Average Assets, quarterly | $124,840,500 | 3,477 |
| Volatile liabilities | $28,744,000 | 2,217 |
| Insider loans | $131,000 | 8,083 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,861,000 | 2,119 |
| Tier 1 (core) risk-based capital | $8,610,000 | 4,764 |
| Tier 2 risk-based capital | $1,117,000 | 2,649 |
| Total risk weighted assets | $91,886,100 | 3,003 |
| Total unused commitments | $19,861,000 | 2,125 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $109,964,000 | 4,046 |
| Cash and due from depository institutions | $11,264,000 | 4,213 |
| Interest-bearing balances | $1,479,000 | 1,956 |
| Securities | $22,846,000 | 4,832 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,057 |
| Net loans & leases | $69,795,000 | 3,851 |
| Loan loss allowance | $1,023,000 | 3,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $840,000 | 6,579 |
| Other real estate owned | $0 | 4,213 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,119,000 | 5,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,964,000 | 4,046 |
| Total liabilities | $102,768,000 | 3,922 |
| Total deposits | $98,979,000 | 3,810 |
| Interest-bearing deposits | $75,234,000 | 4,304 |
| Deposits held in domestic offices | $98,979,000 | 3,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,917,000 | 2,283 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,139,000 | 3,218 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $733,000 | 4,502 |
| Total equity capital | $7,196,000 | 5,688 |
| Total bank equity capital | $7,196,000 | 5,688 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,422,000 | 3,173 |
| Undivided profits | $1,774,000 | 7,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,116,000 | 2,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $607,000 | 232 |
| Income earned, not collected on loans | $367,000 | 6,023 |
| Earning assets | $98,220,000 | 4,170 |
| Long-term assets (5+ years) | $2,280,000 | 7,583 |
| Average Assets, year-to-date | $97,811,000 | 4,353 |
| Average Assets, quarterly | $109,996,500 | 4,011 |
| Volatile liabilities | $17,575,000 | 3,228 |
| Insider loans | $1,237,000 | 3,093 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $19,150,000 | 2,107 |
| Tier 1 (core) risk-based capital | $7,230,000 | 5,563 |
| Tier 2 risk-based capital | $983,470 | 3,017 |
| Total risk weighted assets | $78,638,270 | 3,473 |
| Total unused commitments | $19,150,000 | 2,120 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $92,355,000 | 4,732 |
| Cash and due from depository institutions | $5,440,000 | 5,163 |
| Interest-bearing balances | $487,000 | 3,367 |
| Securities | $13,701,000 | 7,054 |
| Federal funds sold & reverse repurchase agreements | $9,475,000 | 1,538 |
| Net loans & leases | $62,318,000 | 4,134 |
| Loan loss allowance | $1,274,000 | 2,842 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $278,000 | 9,694 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,143,000 | 5,801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,355,000 | 4,732 |
| Total liabilities | $85,990,000 | 4,604 |
| Total deposits | $83,333,000 | 4,514 |
| Interest-bearing deposits | $59,844,000 | 5,302 |
| Deposits held in domestic offices | $83,333,000 | 4,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,785,000 | 2,282 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $186,000 | 322 |
| All other liabilities | $686,000 | 4,962 |
| Total equity capital | $6,365,000 | 6,273 |
| Total bank equity capital | $6,365,000 | 6,273 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,422,000 | 3,170 |
| Undivided profits | $943,000 | 9,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,567,000 | 1,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $875,000 | 155 |
| Income earned, not collected on loans | $352,000 | 6,398 |
| Earning assets | $85,981,000 | 4,688 |
| Long-term assets (5+ years) | $3,913,000 | 6,426 |
| Average Assets, year-to-date | $84,143,800 | 4,940 |
| Average Assets, quarterly | $85,598,500 | 5,017 |
| Volatile liabilities | $15,376,000 | 3,258 |
| Insider loans | $316,000 | 6,912 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,279,000 | 2,395 |
| Tier 1 (core) risk-based capital | $6,405,000 | 6,118 |
| Tier 2 risk-based capital | $881,940 | 3,280 |
| Total risk weighted assets | $67,749,640 | 3,892 |
| Total unused commitments | $15,279,000 | 2,407 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $82,341,000 | 5,174 |
| Cash and due from depository institutions | $4,840,000 | 5,491 |
| Interest-bearing balances | $491,000 | 3,392 |
| Securities | $15,090,000 | 7,100 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $59,440,000 | 4,226 |
| Loan loss allowance | $1,290,000 | 2,882 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $369,000 | 9,361 |
| Other real estate owned | $0 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,302,000 | 5,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,341,000 | 5,174 |
| Total liabilities | $76,656,000 | 5,044 |
| Total deposits | $75,485,000 | 4,883 |
| Interest-bearing deposits | $55,807,000 | 5,578 |
| Deposits held in domestic offices | $75,485,000 | 4,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $361,000 | 4,168 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $261,000 | 341 |
| All other liabilities | $549,000 | 4,904 |
| Total equity capital | $5,685,000 | 6,520 |
| Total bank equity capital | $5,685,000 | 6,520 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,422,000 | 3,070 |
| Undivided profits | $263,000 | 10,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,247,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $973,000 | 131 |
| Income earned, not collected on loans | $325,000 | 6,153 |
| Earning assets | $76,321,000 | 5,129 |
| Long-term assets (5+ years) | $2,162,000 | 8,117 |
| Average Assets, year-to-date | $81,257,400 | 5,132 |
| Average Assets, quarterly | $80,931,000 | 5,211 |
| Volatile liabilities | $14,012,000 | 3,377 |
| Insider loans | $715,000 | 4,625 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,952,000 | 2,617 |
| Tier 1 (core) risk-based capital | $5,765,000 | 6,548 |
| Tier 2 risk-based capital | $861,790 | 3,322 |
| Total risk weighted assets | $63,071,790 | 4,059 |
| Total unused commitments | $12,952,000 | 2,627 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 39 | 5,184 |
| Assets and Liabilities | ||
| Total Assets: | $79,624,000 | 5,453 |
| Cash and due from depository institutions | $4,209,000 | 5,184 |
| Interest-bearing balances | $491,000 | 4,418 |
| Securities | $15,561,000 | 7,223 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,198 |
| Net loans & leases | $53,492,000 | 4,521 |
| Loan loss allowance | $1,386,000 | 2,815 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $339,000 | 9,878 |
| Other real estate owned | $729,000 | 5,184 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $994,000 | 6,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,624,000 | 5,453 |
| Total liabilities | $74,220,000 | 5,314 |
| Total deposits | $72,635,000 | 5,211 |
| Interest-bearing deposits | $55,433,000 | 5,820 |
| Deposits held in domestic offices | $72,635,000 | 5,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $195,000 | 3,678 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $317,000 | 360 |
| All other liabilities | $1,073,000 | 2,970 |
| Total equity capital | $5,404,000 | 6,876 |
| Total bank equity capital | $5,404,000 | 6,876 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,422,000 | 3,012 |
| Undivided profits | $-18,000 | 12,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,822,000 | 2,048 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,151,000 | 122 |
| Income earned, not collected on loans | $260,000 | 6,798 |
| Earning assets | $73,844,000 | 5,397 |
| Long-term assets (5+ years) | $2,086,000 | 8,679 |
| Average Assets, year-to-date | $72,626,600 | 5,750 |
| Average Assets, quarterly | $78,608,500 | 5,450 |
| Volatile liabilities | $17,448,000 | 2,674 |
| Insider loans | $416,000 | 6,279 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $128,000 | 1,530 |
| Unused loan commitments | $9,584,000 | 3,191 |
| Tier 1 (core) risk-based capital | $5,404,000 | 6,780 |
| Tier 2 risk-based capital | $850,420 | 3,342 |
| Total risk weighted assets | $57,826,320 | 4,322 |
| Total unused commitments | $9,584,000 | 3,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $68,272,000 | 6,259 |
| Cash and due from depository institutions | $5,505,000 | 5,417 |
| Interest-bearing balances | $396,000 | 5,287 |
| Securities | $18,146,000 | 6,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $42,138,000 | 5,523 |
| Loan loss allowance | $1,320,000 | 2,985 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $435,000 | 9,383 |
| Other real estate owned | $733,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,315,000 | 5,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,272,000 | 6,259 |
| Total liabilities | $63,587,000 | 6,141 |
| Total deposits | $61,143,000 | 6,153 |
| Interest-bearing deposits | $45,330,000 | 6,993 |
| Deposits held in domestic offices | $61,143,000 | 6,143 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,595,000 | 2,215 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $355,000 | 400 |
| All other liabilities | $494,000 | 5,878 |
| Total equity capital | $4,685,000 | 7,404 |
| Total bank equity capital | $4,685,000 | 7,404 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,422,000 | 2,894 |
| Undivided profits | $-737,000 | 13,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,134,000 | 3,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $216,000 | 8,288 |
| Earning assets | $60,680,000 | 6,390 |
| Long-term assets (5+ years) | $2,412,000 | 8,505 |
| Average Assets, year-to-date | $71,277,200 | 5,912 |
| Average Assets, quarterly | $69,319,000 | 6,135 |
| Volatile liabilities | $11,839,000 | 3,627 |
| Insider loans | $26,000 | 8,093 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,170,000 | 2,573 |
| Tier 1 (core) risk-based capital | $4,685,000 | 7,336 |
| Tier 2 risk-based capital | $778,050 | 3,623 |
| Total risk weighted assets | $46,895,050 | 5,207 |
| Total unused commitments | $12,170,000 | 2,590 |
| Derivatives | $0 | 651 |