Home > Adams Bank & Trust > Income and Expense

Adams Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$85,763,000603
Total interest expense$27,951,000620
Net interest income$57,812,000594
Provision for loan and lease losses$2,009,000556
Total noninterest income$6,984,000951
Gross Fiduciary activities income$1,000,000510
Service charges on deposit accounts$1,722,000643
Trading account gains and feesNANA
Additional Noninterest Income$4,262,000975
Total noninterest expense$41,160,000672
Salaries and employee benefits$24,068,000635
Premises and equipment expense$4,761,000583
Additional noninterest expense$4,262,000975
Pre-tax net operating income$21,627,000639
Securities gains (losses)$-270,0004,044
Applicable income taxes$4,331,000595
Income before extraordinary items$17,026,000656
Extraordinary gains, net$054
Net income$17,026,000666
Minority interest net income$088
Net income of bank and minority interests.$17,026,000659
Net charge-offs$152,0001,290
Cash dividends$2,250,0001,425
Sale, conversion, retirement of capital stock, net$18,000,00030
Net operating income$17,242,000658
2023-09-30 (YTD Data)Rank
Total interest income$62,270,000610
Total interest expense$19,104,000627
Net interest income$43,166,000604
Provision for loan and lease losses$1,424,000539
Total noninterest income$5,331,000949
Gross Fiduciary activities income$745,000505
Service charges on deposit accounts$1,297,000637
Trading account gains and feesNANA
Additional Noninterest Income$3,289,000973
Total noninterest expense$30,838,000676
Salaries and employee benefits$18,205,000633
Premises and equipment expense$3,484,000596
Additional noninterest expense$3,289,000973
Pre-tax net operating income$16,235,000666
Securities gains (losses)$-270,0004,264
Applicable income taxes$3,198,000622
Income before extraordinary items$12,767,000676
Extraordinary gains, net$052
Net income$12,767,000680
Minority interest net income$081
Net income of bank and minority interests.$12,767,000676
Net charge-offs$227,000841
Cash dividends$2,250,0001,081
Sale, conversion, retirement of capital stock, net$18,000,00022
Net operating income$12,983,000679
2023-06-30 (YTD Data)Rank
Total interest income$39,844,000605
Total interest expense$11,055,000634
Net interest income$28,789,000609
Provision for loan and lease losses$839,000568
Total noninterest income$3,521,000911
Gross Fiduciary activities income$524,000488
Service charges on deposit accounts$847,000645
Trading account gains and feesNANA
Additional Noninterest Income$2,150,000917
Total noninterest expense$20,064,000674
Salaries and employee benefits$11,982,000630
Premises and equipment expense$2,233,000606
Additional noninterest expense$2,150,000916
Pre-tax net operating income$11,407,000630
Securities gains (losses)$0938
Applicable income taxes$2,253,000603
Income before extraordinary items$9,154,000639
Extraordinary gains, net$051
Net income$9,154,000650
Minority interest net income$081
Net income of bank and minority interests.$9,154,000639
Net charge-offs$127,000837
Cash dividends$2,250,000795
Sale, conversion, retirement of capital stock, net$15,000,00018
Net operating income$9,154,000645
2022-12-31 (YTD Data)Rank
Total interest income$64,003,000605
Total interest expense$6,737,000619
Net interest income$57,266,000609
Provision for loan and lease losses$909,000872
Total noninterest income$7,151,000947
Gross Fiduciary activities income$851,000543
Service charges on deposit accounts$1,743,000655
Trading account gains and feesNANA
Additional Noninterest Income$4,557,000970
Total noninterest expense$37,824,000705
Salaries and employee benefits$22,588,000664
Premises and equipment expense$4,287,000631
Additional noninterest expense$4,557,000970
Pre-tax net operating income$25,684,000633
Securities gains (losses)$0691
Applicable income taxes$5,615,000557
Income before extraordinary items$20,069,000646
Extraordinary gains, net$05
Net income$20,069,000647
Minority interest net income$063
Net income of bank and minority interests.$20,069,000647
Net charge-offs$254,000830
Cash dividends$5,000,000771
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,069,000655
2022-09-30 (YTD Data)Rank
Total interest income$45,381,000608
Total interest expense$3,587,000627
Net interest income$41,794,000605
Provision for loan and lease losses$784,000735
Total noninterest income$5,623,000936
Gross Fiduciary activities income$636,000540
Service charges on deposit accounts$1,320,000649
Trading account gains and feesNANA
Additional Noninterest Income$3,667,000941
Total noninterest expense$27,752,000711
Salaries and employee benefits$16,558,000682
Premises and equipment expense$2,913,000685
Additional noninterest expense$3,667,000941
Pre-tax net operating income$18,881,000642
Securities gains (losses)$0740
Applicable income taxes$4,024,000584
Income before extraordinary items$14,857,000649
Extraordinary gains, net$04
Net income$14,857,000649
Minority interest net income$057
Net income of bank and minority interests.$14,857,000649
Net charge-offs$249,000628
Cash dividends$3,750,000714
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,857,000657
2022-06-30 (YTD Data)Rank
Total interest income$28,442,000609
Total interest expense$1,815,000653
Net interest income$26,627,000606
Provision for loan and lease losses$509,000678
Total noninterest income$3,988,000886
Gross Fiduciary activities income$424,000508
Service charges on deposit accounts$865,000659
Trading account gains and feesNANA
Additional Noninterest Income$2,699,000892
Total noninterest expense$18,207,000711
Salaries and employee benefits$10,768,000687
Premises and equipment expense$1,855,000702
Additional noninterest expense$5,584,000704
Pre-tax net operating income$11,899,000629
Securities gains (losses)$0687
Applicable income taxes$2,534,000569
Income before extraordinary items$9,365,000632
Extraordinary gains, net$04
Net income$9,365,000632
Minority interest net income$060
Net income of bank and minority interests.$9,365,000632
Net charge-offs$160,000591
Cash dividends$2,500,000707
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,365,000644
2022-03-31 (YTD Data)Rank
Total interest income$13,499,000616
Total interest expense$802,000690
Net interest income$12,697,000610
Provision for loan and lease losses$233,000601
Total noninterest income$1,898,000918
Gross Fiduciary activities income$212,000508
Service charges on deposit accounts$434,000647
Trading account gains and feesNANA
Additional Noninterest Income$1,252,000941
Total noninterest expense$8,879,000725
Salaries and employee benefits$5,343,000696
Premises and equipment expense$874,000740
Additional noninterest expense$2,662,000730
Pre-tax net operating income$5,483,000640
Securities gains (losses)$0623
Applicable income taxes$1,063,000625
Income before extraordinary items$4,420,000642
Extraordinary gains, net$04
Net income$4,420,000642
Minority interest net income$050
Net income of bank and minority interests.$4,420,000642
Net charge-offs$37,000768
Cash dividends$1,250,000658
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,420,000648
2021-12-31 (YTD Data)Rank
Total interest income$49,327,000687
Total interest expense$3,615,000756
Net interest income$45,712,000681
Provision for loan and lease losses$338,0001,325
Total noninterest income$9,381,000875
Gross Fiduciary activities income$889,000501
Service charges on deposit accounts$1,592,000646
Trading account gains and feesNANA
Additional Noninterest Income$6,900,000856
Total noninterest expense$34,148,000754
Salaries and employee benefits$21,199,000693
Premises and equipment expense$3,049,000846
Additional noninterest expense$9,900,000789
Pre-tax net operating income$20,607,000717
Securities gains (losses)$-1,433,0004,819
Applicable income taxes$3,753,000750
Income before extraordinary items$15,421,000794
Extraordinary gains, net$010
Net income$15,421,000795
Minority interest net income$074
Net income of bank and minority interests.$15,421,000795
Net charge-offs$-91,0004,328
Cash dividends$6,000,000685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,567,400731
2021-09-30 (YTD Data)Rank
Total interest income$34,545,000743
Total interest expense$2,794,000781
Net interest income$31,751,000739
Provision for loan and lease losses$338,0001,086
Total noninterest income$6,922,000909
Gross Fiduciary activities income$615,000509
Service charges on deposit accounts$1,175,000652
Trading account gains and feesNANA
Additional Noninterest Income$5,132,000882
Total noninterest expense$24,492,000786
Salaries and employee benefits$15,204,000736
Premises and equipment expense$2,248,000878
Additional noninterest expense$7,040,000823
Pre-tax net operating income$13,843,000831
Securities gains (losses)$-793,0004,893
Applicable income taxes$2,427,000861
Income before extraordinary items$10,623,000904
Extraordinary gains, net$08
Net income$10,623,000904
Minority interest net income$069
Net income of bank and minority interests.$10,623,000904
Net charge-offs$-97,0004,447
Cash dividends$4,750,000619
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,265,330838
2021-06-30 (YTD Data)Rank
Total interest income$21,877,000765
Total interest expense$1,928,000797
Net interest income$19,949,000769
Provision for loan and lease losses$298,000931
Total noninterest income$4,782,000879
Gross Fiduciary activities income$419,000503
Service charges on deposit accounts$764,000642
Trading account gains and feesNANA
Additional Noninterest Income$3,599,000866
Total noninterest expense$16,146,000793
Salaries and employee benefits$10,073,000736
Premises and equipment expense$1,365,000944
Additional noninterest expense$4,708,000812
Pre-tax net operating income$8,287,000888
Securities gains (losses)$-455,0004,927
Applicable income taxes$1,345,000956
Income before extraordinary items$6,487,000966
Extraordinary gains, net$06
Net income$6,487,000966
Minority interest net income$067
Net income of bank and minority interests.$6,487,000966
Net charge-offs$-9,0003,778
Cash dividends$3,500,000553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,864,650892
2021-03-31 (YTD Data)Rank
Total interest income$10,811,000773
Total interest expense$1,007,000807
Net interest income$9,804,000772
Provision for loan and lease losses$233,000719
Total noninterest income$2,376,000885
Gross Fiduciary activities income$168,000538
Service charges on deposit accounts$387,000624
Trading account gains and feesNANA
Additional Noninterest Income$1,821,000860
Total noninterest expense$7,807,000805
Salaries and employee benefits$4,942,000742
Premises and equipment expense$708,000925
Additional noninterest expense$2,157,000848
Pre-tax net operating income$4,140,000888
Securities gains (losses)$-645,0004,957
Applicable income taxes$520,0001,108
Income before extraordinary items$2,975,0001,034
Extraordinary gains, net$03
Net income$2,975,0001,034
Minority interest net income$055
Net income of bank and minority interests.$2,975,0001,034
Net charge-offs$5,0001,528
Cash dividends$2,250,000427
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,523,250879
2020-12-31 (YTD Data)Rank
Total interest income$42,576,000787
Total interest expense$5,380,000879
Net interest income$37,196,000774
Provision for loan and lease losses$1,192,0001,451
Total noninterest income$8,430,000900
Gross Fiduciary activities income$666,000536
Service charges on deposit accounts$1,623,000621
Trading account gains and feesNANA
Additional Noninterest Income$6,141,000892
Total noninterest expense$30,196,000812
Salaries and employee benefits$18,510,000765
Premises and equipment expense$2,878,000887
Additional noninterest expense$8,808,000817
Pre-tax net operating income$14,238,000776
Securities gains (losses)$18,0002,145
Applicable income taxes$1,867,000975
Income before extraordinary items$12,389,000780
Extraordinary gains, net$04
Net income$12,389,000780
Minority interest net income$072
Net income of bank and minority interests.$12,389,000780
Net charge-offs$137,0001,783
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,373,340751
2020-09-30 (YTD Data)Rank
Total interest income$31,963,000787
Total interest expense$4,215,000908
Net interest income$27,748,000770
Provision for loan and lease losses$1,027,0001,335
Total noninterest income$5,691,000941
Gross Fiduciary activities income$532,000520
Service charges on deposit accounts$1,220,000616
Trading account gains and feesNANA
Additional Noninterest Income$3,939,000953
Total noninterest expense$21,826,000822
Salaries and employee benefits$13,482,000775
Premises and equipment expense$2,087,000897
Additional noninterest expense$6,257,000835
Pre-tax net operating income$10,586,000753
Securities gains (losses)$02,494
Applicable income taxes$1,975,000736
Income before extraordinary items$8,611,000811
Extraordinary gains, net$04
Net income$8,611,000811
Minority interest net income$065
Net income of bank and minority interests.$8,611,000811
Net charge-offs$261,0001,098
Cash dividends$4,750,000589
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,611,000783
2020-06-30 (YTD Data)Rank
Total interest income$21,118,000801
Total interest expense$2,966,000936
Net interest income$18,152,000786
Provision for loan and lease losses$676,0001,354
Total noninterest income$3,486,000942
Gross Fiduciary activities income$350,000518
Service charges on deposit accounts$804,000626
Trading account gains and feesNANA
Additional Noninterest Income$2,332,000962
Total noninterest expense$14,231,000830
Salaries and employee benefits$8,736,000788
Premises and equipment expense$1,369,000912
Additional noninterest expense$4,126,000835
Pre-tax net operating income$6,731,000720
Securities gains (losses)$02,249
Applicable income taxes$1,200,000724
Income before extraordinary items$5,531,000770
Extraordinary gains, net$04
Net income$5,531,000770
Minority interest net income$065
Net income of bank and minority interests.$5,531,000770
Net charge-offs$65,0001,580
Cash dividends$3,500,000556
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,531,000742
2020-03-31 (YTD Data)Rank
Total interest income$10,707,000789
Total interest expense$1,632,000939
Net interest income$9,075,000762
Provision for loan and lease losses$324,0001,140
Total noninterest income$1,499,000987
Gross Fiduciary activities income$168,000534
Service charges on deposit accounts$451,000664
Trading account gains and feesNANA
Additional Noninterest Income$880,0001,069
Total noninterest expense$7,289,000820
Salaries and employee benefits$4,293,000798
Premises and equipment expense$693,000915
Additional noninterest expense$2,303,000774
Pre-tax net operating income$2,961,000746
Securities gains (losses)$01,705
Applicable income taxes$452,000797
Income before extraordinary items$2,509,000766
Extraordinary gains, net$04
Net income$2,509,000766
Minority interest net income$056
Net income of bank and minority interests.$2,509,000766
Net charge-offs$29,0001,453
Cash dividends$1,250,000702
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,509,000747
2019-12-31 (YTD Data)Rank
Total interest income$43,465,000785
Total interest expense$7,386,000889
Net interest income$36,079,000763
Provision for loan and lease losses$1,109,000847
Total noninterest income$6,362,000956
Gross Fiduciary activities income$635,000545
Service charges on deposit accounts$1,869,000671
Trading account gains and feesNANA
Additional Noninterest Income$3,858,000990
Total noninterest expense$28,196,000808
Salaries and employee benefits$16,695,000794
Premises and equipment expense$2,959,000869
Additional noninterest expense$8,542,000806
Pre-tax net operating income$13,136,000837
Securities gains (losses)$02,379
Applicable income taxes$2,432,000796
Income before extraordinary items$10,704,000895
Extraordinary gains, net$011
Net income$10,704,000896
Minority interest net income$076
Net income of bank and minority interests.$10,704,000896
Net charge-offs$136,0001,995
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,704,000872
2019-09-30 (YTD Data)Rank
Total interest income$32,453,000790
Total interest expense$5,589,000890
Net interest income$26,864,000770
Provision for loan and lease losses$1,109,000636
Total noninterest income$4,788,000940
Gross Fiduciary activities income$577,000503
Service charges on deposit accounts$1,401,000669
Trading account gains and feesNANA
Additional Noninterest Income$2,810,0001,003
Total noninterest expense$20,933,000808
Salaries and employee benefits$12,566,000785
Premises and equipment expense$2,180,000881
Additional noninterest expense$6,187,000822
Pre-tax net operating income$9,610,000875
Securities gains (losses)$02,167
Applicable income taxes$1,760,000837
Income before extraordinary items$7,850,000916
Extraordinary gains, net$011
Net income$7,850,000917
Minority interest net income$072
Net income of bank and minority interests.$7,850,000917
Net charge-offs$272,0001,095
Cash dividends$2,750,000938
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,850,000903
2019-06-30 (YTD Data)Rank
Total interest income$21,241,000797
Total interest expense$3,657,000889
Net interest income$17,584,000777
Provision for loan and lease losses$806,000578
Total noninterest income$3,177,000940
Gross Fiduciary activities income$394,000502
Service charges on deposit accounts$935,000663
Trading account gains and feesNANA
Additional Noninterest Income$1,848,000981
Total noninterest expense$14,016,000808
Salaries and employee benefits$8,345,000779
Premises and equipment expense$1,480,000871
Additional noninterest expense$4,191,000825
Pre-tax net operating income$5,939,000911
Securities gains (losses)$01,702
Applicable income taxes$1,009,000904
Income before extraordinary items$4,930,000933
Extraordinary gains, net$011
Net income$4,930,000933
Minority interest net income$069
Net income of bank and minority interests.$4,930,000933
Net charge-offs$253,000869
Cash dividends$2,500,000742
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,930,000915
2019-03-31 (YTD Data)Rank
Total interest income$10,463,000809
Total interest expense$1,771,000880
Net interest income$8,692,000788
Provision for loan and lease losses$403,000553
Total noninterest income$1,458,000965
Gross Fiduciary activities income$197,000500
Service charges on deposit accounts$459,000663
Trading account gains and feesNANA
Additional Noninterest Income$802,0001,047
Total noninterest expense$6,918,000812
Salaries and employee benefits$4,166,000777
Premises and equipment expense$779,000828
Additional noninterest expense$1,973,000845
Pre-tax net operating income$2,829,000909
Securities gains (losses)$01,087
Applicable income taxes$365,0001,111
Income before extraordinary items$2,464,000922
Extraordinary gains, net$05
Net income$2,464,000920
Minority interest net income$052
Net income of bank and minority interests.$2,464,000921
Net charge-offs$79,000998
Cash dividends$1,250,000706
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,464,000906
2018-12-31 (YTD Data)Rank
Total interest income$39,914,000790
Total interest expense$5,968,000797
Net interest income$33,946,000785
Provision for loan and lease losses$1,588,000599
Total noninterest income$6,151,000962
Gross Fiduciary activities income$615,000556
Service charges on deposit accounts$1,876,000683
Trading account gains and feesNANA
Additional Noninterest Income$3,660,000989
Total noninterest expense$26,349,000835
Salaries and employee benefits$15,232,000822
Premises and equipment expense$2,861,000876
Additional noninterest expense$8,256,000825
Pre-tax net operating income$12,160,000892
Securities gains (losses)$01,125
Applicable income taxes$2,208,000822
Income before extraordinary items$9,952,000923
Extraordinary gains, net$06
Net income$9,952,000922
Minority interest net income$072
Net income of bank and minority interests.$9,952,000922
Net charge-offs$1,046,000560
Cash dividends$5,000,000730
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,952,000922
2018-09-30 (YTD Data)Rank
Total interest income$29,422,000791
Total interest expense$4,203,000800
Net interest income$25,219,000782
Provision for loan and lease losses$1,588,000455
Total noninterest income$4,713,000953
Gross Fiduciary activities income$574,000505
Service charges on deposit accounts$1,391,000683
Trading account gains and feesNANA
Additional Noninterest Income$2,748,000992
Total noninterest expense$19,196,000858
Salaries and employee benefits$11,475,000818
Premises and equipment expense$2,020,000920
Additional noninterest expense$5,701,000867
Pre-tax net operating income$9,148,000901
Securities gains (losses)$01,118
Applicable income taxes$1,612,000847
Income before extraordinary items$7,536,000911
Extraordinary gains, net$05
Net income$7,536,000909
Minority interest net income$066
Net income of bank and minority interests.$7,536,000910
Net charge-offs$737,000549
Cash dividends$4,750,000565
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,536,000907
2018-06-30 (YTD Data)Rank
Total interest income$19,062,000799
Total interest expense$2,501,000827
Net interest income$16,561,000787
Provision for loan and lease losses$1,050,000448
Total noninterest income$3,085,000964
Gross Fiduciary activities income$383,000508
Service charges on deposit accounts$912,000685
Trading account gains and feesNANA
Additional Noninterest Income$1,790,0001,021
Total noninterest expense$12,718,000864
Salaries and employee benefits$7,688,000811
Premises and equipment expense$1,335,000927
Additional noninterest expense$3,695,000889
Pre-tax net operating income$5,878,000913
Securities gains (losses)$0961
Applicable income taxes$929,000924
Income before extraordinary items$4,949,000917
Extraordinary gains, net$06
Net income$4,949,000915
Minority interest net income$065
Net income of bank and minority interests.$4,949,000916
Net charge-offs$221,000875
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,949,000907
2018-03-31 (YTD Data)Rank
Total interest income$9,251,000815
Total interest expense$1,153,000839
Net interest income$8,098,000806
Provision for loan and lease losses$504,000456
Total noninterest income$1,488,000974
Gross Fiduciary activities income$191,000519
Service charges on deposit accounts$454,000690
Trading account gains and feesNANA
Additional Noninterest Income$843,0001,041
Total noninterest expense$6,291,000886
Salaries and employee benefits$3,826,000828
Premises and equipment expense$647,000951
Additional noninterest expense$1,818,000894
Pre-tax net operating income$2,791,000918
Securities gains (losses)$0735
Applicable income taxes$346,0001,106
Income before extraordinary items$2,445,000892
Extraordinary gains, net$07
Net income$2,445,000892
Minority interest net income$052
Net income of bank and minority interests.$2,445,000892
Net charge-offs$211,000562
Cash dividends$250,0001,729
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,445,000888
2017-12-31 (YTD Data)Rank
Total interest income$36,063,000786
Total interest expense$4,041,000830
Net interest income$32,022,000789
Provision for loan and lease losses$665,0001,186
Total noninterest income$6,482,000920
Gross Fiduciary activities income$722,000514
Service charges on deposit accounts$2,023,000632
Trading account gains and feesNANA
Additional Noninterest Income$3,737,000998
Total noninterest expense$25,375,000858
Salaries and employee benefits$15,254,000804
Premises and equipment expense$2,638,000920
Additional noninterest expense$7,483,000875
Pre-tax net operating income$12,464,000817
Securities gains (losses)$6,0001,742
Applicable income taxes$4,557,000706
Income before extraordinary items$7,913,000914
Extraordinary gains, net$09
Net income$7,913,000914
Minority interest net income$076
Net income of bank and minority interests.$7,913,000914
Net charge-offs$-318,0005,511
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,909,160900
2017-09-30 (YTD Data)Rank
Total interest income$26,223,000811
Total interest expense$2,943,000841
Net interest income$23,280,000815
Provision for loan and lease losses$665,000966
Total noninterest income$4,879,000939
Gross Fiduciary activities income$528,000525
Service charges on deposit accounts$1,547,000617
Trading account gains and feesNANA
Additional Noninterest Income$2,804,0001,023
Total noninterest expense$18,744,000868
Salaries and employee benefits$11,283,000816
Premises and equipment expense$1,945,000942
Additional noninterest expense$5,516,000889
Pre-tax net operating income$8,750,000886
Securities gains (losses)$02,274
Applicable income taxes$2,501,000785
Income before extraordinary items$6,249,000950
Extraordinary gains, net$09
Net income$6,249,000950
Minority interest net income$071
Net income of bank and minority interests.$6,249,000950
Net charge-offs$-913,0005,685
Cash dividends$2,750,000819
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,249,000933
2017-06-30 (YTD Data)Rank
Total interest income$17,030,000830
Total interest expense$1,855,000851
Net interest income$15,175,000826
Provision for loan and lease losses$532,000819
Total noninterest income$3,224,000940
Gross Fiduciary activities income$352,000529
Service charges on deposit accounts$1,027,000605
Trading account gains and feesNANA
Additional Noninterest Income$1,845,0001,028
Total noninterest expense$12,559,000869
Salaries and employee benefits$7,538,000812
Premises and equipment expense$1,298,000943
Additional noninterest expense$3,723,000881
Pre-tax net operating income$5,308,000945
Securities gains (losses)$01,906
Applicable income taxes$1,427,000861
Income before extraordinary items$3,881,0001,000
Extraordinary gains, net$011
Net income$3,881,0001,001
Minority interest net income$071
Net income of bank and minority interests.$3,881,0001,000
Net charge-offs$-1,082,0005,758
Cash dividends$1,500,000954
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,881,000985
2017-03-31 (YTD Data)Rank
Total interest income$8,366,000843
Total interest expense$883,000861
Net interest income$7,483,000831
Provision for loan and lease losses$312,000656
Total noninterest income$1,540,000966
Gross Fiduciary activities income$176,000534
Service charges on deposit accounts$514,000608
Trading account gains and feesNANA
Additional Noninterest Income$850,0001,078
Total noninterest expense$6,083,000891
Salaries and employee benefits$3,713,000833
Premises and equipment expense$629,000968
Additional noninterest expense$1,741,000932
Pre-tax net operating income$2,628,000922
Securities gains (losses)$01,153
Applicable income taxes$633,000923
Income before extraordinary items$1,995,000945
Extraordinary gains, net$08
Net income$1,995,000946
Minority interest net income$055
Net income of bank and minority interests.$1,995,000945
Net charge-offs$-1,002,0005,840
Cash dividends$250,0001,772
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,995,000934
2016-12-31 (YTD Data)Rank
Total interest income$32,331,000834
Total interest expense$3,574,000824
Net interest income$28,757,000824
Provision for loan and lease losses$940,000956
Total noninterest income$5,849,0001,026
Gross Fiduciary activities income$689,000526
Service charges on deposit accounts$1,707,000752
Trading account gains and fees$0170
Additional Noninterest Income$3,453,0001,093
Total noninterest expense$22,234,000951
Salaries and employee benefits$13,230,000894
Premises and equipment expense$2,576,000939
Additional noninterest expense$6,428,0001,023
Pre-tax net operating income$11,432,000823
Securities gains (losses)$5,0002,878
Applicable income taxes$3,253,000735
Income before extraordinary items$8,184,000909
Extraordinary gains, net$05
Net income$8,184,000908
Minority interest net income$082
Net income of bank and minority interests.$8,184,000908
Net charge-offs$04,281
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,180,400882
2016-09-30 (YTD Data)Rank
Total interest income$23,943,000836
Total interest expense$2,689,000813
Net interest income$21,254,000825
Provision for loan and lease losses$780,000835
Total noninterest income$4,317,0001,031
Gross Fiduciary activities income$504,000530
Service charges on deposit accounts$1,256,000761
Trading account gains and fees$0169
Additional Noninterest Income$2,557,0001,110
Total noninterest expense$16,621,000954
Salaries and employee benefits$9,981,000885
Premises and equipment expense$1,893,000956
Additional noninterest expense$4,747,0001,045
Pre-tax net operating income$8,170,000869
Securities gains (losses)$5,0002,808
Applicable income taxes$2,265,000802
Income before extraordinary items$5,910,000945
Extraordinary gains, net$05
Net income$5,910,000945
Minority interest net income$071
Net income of bank and minority interests.$5,910,000945
Net charge-offs$-204,0005,732
Cash dividends$4,750,000523
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,906,400922
2016-06-30 (YTD Data)Rank
Total interest income$15,742,000849
Total interest expense$1,754,000834
Net interest income$13,988,000840
Provision for loan and lease losses$520,000825
Total noninterest income$2,803,0001,046
Gross Fiduciary activities income$334,000537
Service charges on deposit accounts$828,000762
Trading account gains and fees$0157
Additional Noninterest Income$1,641,0001,113
Total noninterest expense$11,034,000960
Salaries and employee benefits$6,680,000885
Premises and equipment expense$1,197,000996
Additional noninterest expense$3,157,0001,035
Pre-tax net operating income$5,237,000893
Securities gains (losses)$5,0002,477
Applicable income taxes$1,403,000836
Income before extraordinary items$3,839,000952
Extraordinary gains, net$016
Net income$3,839,000951
Minority interest net income$071
Net income of bank and minority interests.$3,839,000951
Net charge-offs$-114,0005,729
Cash dividends$4,500,000393
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,835,350917
2016-03-31 (YTD Data)Rank
Total interest income$7,780,000859
Total interest expense$853,000852
Net interest income$6,927,000847
Provision for loan and lease losses$260,000768
Total noninterest income$1,271,0001,089
Gross Fiduciary activities income$165,000546
Service charges on deposit accounts$406,000772
Trading account gains and fees$0142
Additional Noninterest Income$700,0001,213
Total noninterest expense$5,439,000968
Salaries and employee benefits$3,318,000891
Premises and equipment expense$589,0001,024
Additional noninterest expense$1,532,0001,069
Pre-tax net operating income$2,499,000908
Securities gains (losses)$02,077
Applicable income taxes$563,000966
Income before extraordinary items$1,936,000923
Extraordinary gains, net$012
Net income$1,936,000924
Minority interest net income$062
Net income of bank and minority interests.$1,936,000924
Net charge-offs$-17,0005,410
Cash dividends$4,250,000227
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,936,000894
2015-12-31 (YTD Data)Rank
Total interest income$30,653,000840
Total interest expense$3,355,000831
Net interest income$27,298,000831
Provision for loan and lease losses$1,155,000716
Total noninterest income$5,852,0001,015
Gross Fiduciary activities income$632,000553
Service charges on deposit accounts$1,599,000803
Trading account gains and fees$0159
Additional Noninterest Income$3,621,0001,022
Total noninterest expense$20,955,000983
Salaries and employee benefits$12,548,000899
Premises and equipment expense$2,591,000932
Additional noninterest expense$5,816,0001,110
Pre-tax net operating income$11,040,000807
Securities gains (losses)$03,216
Applicable income taxes$2,950,000761
Income before extraordinary items$8,090,000881
Extraordinary gains, net$023
Net income$8,090,000881
Minority interest net income$081
Net income of bank and minority interests.$8,090,000881
Net charge-offs$12,0003,950
Cash dividends$6,000,000560
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,090,000864
2015-09-30 (YTD Data)Rank
Total interest income$22,728,000852
Total interest expense$2,502,000845
Net interest income$20,226,000844
Provision for loan and lease losses$1,155,000525
Total noninterest income$4,303,0001,030
Gross Fiduciary activities income$397,000583
Service charges on deposit accounts$1,193,000813
Trading account gains and fees$0153
Additional Noninterest Income$2,713,0001,046
Total noninterest expense$15,361,0001,017
Salaries and employee benefits$9,480,000907
Premises and equipment expense$1,873,000976
Additional noninterest expense$4,008,0001,197
Pre-tax net operating income$8,013,000832
Securities gains (losses)$03,031
Applicable income taxes$2,178,000794
Income before extraordinary items$5,835,000918
Extraordinary gains, net$021
Net income$5,835,000918
Minority interest net income$078
Net income of bank and minority interests.$5,835,000918
Net charge-offs$18,0003,406
Cash dividends$750,0001,886
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,835,000888
2015-06-30 (YTD Data)Rank
Total interest income$14,883,000866
Total interest expense$1,657,000858
Net interest income$13,226,000853
Provision for loan and lease losses$875,000485
Total noninterest income$2,769,0001,056
Gross Fiduciary activities income$266,000591
Service charges on deposit accounts$766,000835
Trading account gains and fees$0157
Additional Noninterest Income$1,737,0001,076
Total noninterest expense$9,997,0001,042
Salaries and employee benefits$6,169,000921
Premises and equipment expense$1,248,000984
Additional noninterest expense$2,580,0001,241
Pre-tax net operating income$5,123,000867
Securities gains (losses)$02,636
Applicable income taxes$1,333,000838
Income before extraordinary items$3,790,000941
Extraordinary gains, net$022
Net income$3,790,000941
Minority interest net income$075
Net income of bank and minority interests.$3,790,000941
Net charge-offs$70,0002,041
Cash dividends$500,0001,914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,790,000912
2015-03-31 (YTD Data)Rank
Total interest income$7,328,000876
Total interest expense$827,000860
Net interest income$6,501,000864
Provision for loan and lease losses$480,000428
Total noninterest income$1,269,0001,088
Gross Fiduciary activities income$135,000595
Service charges on deposit accounts$376,000825
Trading account gains and fees$0152
Additional Noninterest Income$758,0001,137
Total noninterest expense$4,770,0001,079
Salaries and employee benefits$2,959,000957
Premises and equipment expense$608,0001,008
Additional noninterest expense$1,203,0001,304
Pre-tax net operating income$2,520,000860
Securities gains (losses)$02,027
Applicable income taxes$578,000923
Income before extraordinary items$1,942,000890
Extraordinary gains, net$013
Net income$1,942,000890
Minority interest net income$064
Net income of bank and minority interests.$1,942,000890
Net charge-offs$67,0001,361
Cash dividends$250,0001,664
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,942,000857
2014-12-31 (YTD Data)Rank
Total interest income$29,297,000852
Total interest expense$3,209,000933
Net interest income$26,088,000849
Provision for loan and lease losses$1,040,000848
Total noninterest income$5,078,0001,092
Gross Fiduciary activities income$504,000608
Service charges on deposit accounts$1,759,000769
Trading account gains and fees$0180
Additional Noninterest Income$2,815,0001,133
Total noninterest expense$20,057,0001,012
Salaries and employee benefits$11,374,000958
Premises and equipment expense$2,563,000948
Additional noninterest expense$6,120,0001,084
Pre-tax net operating income$10,069,000823
Securities gains (losses)$-37,0006,212
Applicable income taxes$2,699,000780
Income before extraordinary items$7,333,000911
Extraordinary gains, net$017
Net income$7,333,000910
Minority interest net income$084
Net income of bank and minority interests.$7,333,000910
Net charge-offs$102,0003,168
Cash dividends$5,500,000555
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,360,010882
2014-09-30 (YTD Data)Rank
Total interest income$21,783,000866
Total interest expense$2,346,000972
Net interest income$19,437,000852
Provision for loan and lease losses$680,000905
Total noninterest income$3,803,0001,101
Gross Fiduciary activities income$326,000635
Service charges on deposit accounts$1,354,000758
Trading account gains and fees$0174
Additional Noninterest Income$2,123,0001,161
Total noninterest expense$14,713,0001,040
Salaries and employee benefits$8,588,000949
Premises and equipment expense$1,794,0001,013
Additional noninterest expense$4,331,0001,142
Pre-tax net operating income$7,847,000803
Securities gains (losses)$-37,0006,315
Applicable income taxes$2,112,000765
Income before extraordinary items$5,698,000872
Extraordinary gains, net$015
Net income$5,698,000871
Minority interest net income$081
Net income of bank and minority interests.$5,698,000871
Net charge-offs$-67,0006,119
Cash dividends$1,250,0001,313
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,725,010847
2014-06-30 (YTD Data)Rank
Total interest income$14,072,000896
Total interest expense$1,534,000988
Net interest income$12,538,000867
Provision for loan and lease losses$520,000821
Total noninterest income$2,648,0001,039
Gross Fiduciary activities income$230,000630
Service charges on deposit accounts$890,000752
Trading account gains and fees$0172
Additional Noninterest Income$1,528,0001,085
Total noninterest expense$9,810,0001,039
Salaries and employee benefits$5,816,000934
Premises and equipment expense$1,156,0001,053
Additional noninterest expense$2,838,0001,145
Pre-tax net operating income$4,856,000833
Securities gains (losses)$-37,0006,456
Applicable income taxes$1,265,000809
Income before extraordinary items$3,554,000908
Extraordinary gains, net$020
Net income$3,554,000908
Minority interest net income$080
Net income of bank and minority interests.$3,554,000908
Net charge-offs$93,0002,250
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,581,380882
2014-03-31 (YTD Data)Rank
Total interest income$6,848,000927
Total interest expense$750,0001,015
Net interest income$6,098,000894
Provision for loan and lease losses$324,000658
Total noninterest income$1,090,0001,162
Gross Fiduciary activities income$88,000680
Service charges on deposit accounts$440,000743
Trading account gains and fees$0147
Additional Noninterest Income$562,0001,296
Total noninterest expense$5,269,000963
Salaries and employee benefits$2,964,000931
Premises and equipment expense$727,000870
Additional noninterest expense$1,578,0001,024
Pre-tax net operating income$1,595,0001,189
Securities gains (losses)$-37,0006,561
Applicable income taxes$413,0001,061
Income before extraordinary items$1,145,0001,321
Extraordinary gains, net$016
Net income$1,145,0001,322
Minority interest net income$066
Net income of bank and minority interests.$1,145,0001,323
Net charge-offs$3,0003,257
Cash dividends$250,0001,571
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,172,0101,264
2013-12-31 (YTD Data)Rank
Total interest income$27,458,000924
Total interest expense$2,944,0001,146
Net interest income$24,514,000879
Provision for loan and lease losses$735,0001,429
Total noninterest income$4,829,0001,162
Gross Fiduciary activities income$421,000639
Service charges on deposit accounts$1,934,000721
Trading account gains and fees$0184
Additional Noninterest Income$2,474,0001,302
Total noninterest expense$19,692,0001,039
Salaries and employee benefits$10,804,000997
Premises and equipment expense$3,035,000804
Additional noninterest expense$5,853,0001,154
Pre-tax net operating income$8,916,000867
Securities gains (losses)$03,182
Applicable income taxes$2,474,000770
Income before extraordinary items$6,442,000961
Extraordinary gains, net$029
Net income$6,442,000964
Minority interest net income$090
Net income of bank and minority interests.$6,442,000964
Net charge-offs$705,0001,636
Cash dividends$6,200,000474
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,442,000934
2013-09-30 (YTD Data)Rank
Total interest income$20,307,000943
Total interest expense$2,206,0001,188
Net interest income$18,101,000894
Provision for loan and lease losses$615,0001,297
Total noninterest income$3,589,0001,191
Gross Fiduciary activities income$308,000647
Service charges on deposit accounts$1,440,000732
Trading account gains and fees$0180
Additional Noninterest Income$1,841,0001,341
Total noninterest expense$14,395,0001,066
Salaries and employee benefits$8,011,0001,000
Premises and equipment expense$2,186,000843
Additional noninterest expense$4,198,0001,188
Pre-tax net operating income$6,680,000883
Securities gains (losses)$03,040
Applicable income taxes$1,921,000764
Income before extraordinary items$4,759,000978
Extraordinary gains, net$025
Net income$4,759,000981
Minority interest net income$084
Net income of bank and minority interests.$4,759,000981
Net charge-offs$431,0001,757
Cash dividends$1,450,0001,130
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,759,000953
2013-06-30 (YTD Data)Rank
Total interest income$13,291,000950
Total interest expense$1,467,0001,216
Net interest income$11,824,000903
Provision for loan and lease losses$300,0001,629
Total noninterest income$2,366,0001,208
Gross Fiduciary activities income$193,000660
Service charges on deposit accounts$939,000735
Trading account gains and fees$0157
Additional Noninterest Income$1,234,0001,370
Total noninterest expense$9,267,0001,096
Salaries and employee benefits$5,052,0001,070
Premises and equipment expense$1,528,000804
Additional noninterest expense$2,687,0001,236
Pre-tax net operating income$4,623,000829
Securities gains (losses)$02,791
Applicable income taxes$1,263,000762
Income before extraordinary items$3,360,000919
Extraordinary gains, net$022
Net income$3,360,000920
Minority interest net income$082
Net income of bank and minority interests.$3,360,000921
Net charge-offs$24,0003,889
Cash dividends$1,000,0001,071
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,360,000879
2013-03-31 (YTD Data)Rank
Total interest income$6,378,000996
Total interest expense$734,0001,255
Net interest income$5,644,000944
Provision for loan and lease losses$240,0001,184
Total noninterest income$1,181,0001,197
Gross Fiduciary activities income$95,000668
Service charges on deposit accounts$461,000748
Trading account gains and fees$0148
Additional Noninterest Income$625,0001,349
Total noninterest expense$4,378,0001,167
Salaries and employee benefits$2,489,0001,097
Premises and equipment expense$592,0001,038
Additional noninterest expense$1,297,0001,275
Pre-tax net operating income$2,207,000849
Securities gains (losses)$01,966
Applicable income taxes$589,000788
Income before extraordinary items$1,618,000946
Extraordinary gains, net$010
Net income$1,618,000947
Minority interest net income$076
Net income of bank and minority interests.$1,618,000948
Net charge-offs$-24,0006,505
Cash dividends$250,0001,457
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,618,000901
2012-12-31 (YTD Data)Rank
Total interest income$26,866,000975
Total interest expense$3,348,0001,331
Net interest income$23,518,000923
Provision for loan and lease losses$2,869,000800
Total noninterest income$4,834,0001,182
Gross Fiduciary activities income$387,000654
Service charges on deposit accounts$1,916,000746
Trading account gains and fees$0166
Additional Noninterest Income$2,531,0001,319
Total noninterest expense$18,254,0001,095
Salaries and employee benefits$10,031,0001,050
Premises and equipment expense$2,491,000956
Additional noninterest expense$5,732,0001,200
Pre-tax net operating income$7,229,000979
Securities gains (losses)$03,810
Applicable income taxes$2,122,000833
Income before extraordinary items$5,107,0001,150
Extraordinary gains, net$029
Net income$5,107,0001,151
Minority interest net income$093
Net income of bank and minority interests.$5,107,0001,151
Net charge-offs$4,731,000600
Cash dividends$4,500,000632
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,107,0001,090
2012-09-30 (YTD Data)Rank
Total interest income$20,228,000991
Total interest expense$2,573,0001,357
Net interest income$17,655,000928
Provision for loan and lease losses$2,489,000712
Total noninterest income$3,603,0001,170
Gross Fiduciary activities income$291,000657
Service charges on deposit accounts$1,441,000748
Trading account gains and fees$0157
Additional Noninterest Income$1,871,0001,333
Total noninterest expense$13,469,0001,104
Salaries and employee benefits$7,499,0001,045
Premises and equipment expense$1,779,0001,007
Additional noninterest expense$4,191,0001,224
Pre-tax net operating income$5,300,0001,014
Securities gains (losses)$03,575
Applicable income taxes$1,564,000876
Income before extraordinary items$3,736,0001,205
Extraordinary gains, net$020
Net income$3,736,0001,206
Minority interest net income$086
Net income of bank and minority interests.$3,736,0001,206
Net charge-offs$3,942,000557
Cash dividends$4,250,000415
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,736,0001,136
2012-06-30 (YTD Data)Rank
Total interest income$13,397,0001,005
Total interest expense$1,771,0001,368
Net interest income$11,626,000943
Provision for loan and lease losses$1,514,000791
Total noninterest income$2,387,0001,165
Gross Fiduciary activities income$185,000671
Service charges on deposit accounts$919,000770
Trading account gains and fees$0153
Additional Noninterest Income$1,283,0001,276
Total noninterest expense$8,531,0001,184
Salaries and employee benefits$4,783,0001,089
Premises and equipment expense$1,104,0001,083
Additional noninterest expense$2,644,0001,283
Pre-tax net operating income$3,968,000915
Securities gains (losses)$03,178
Applicable income taxes$1,116,000812
Income before extraordinary items$2,852,0001,055
Extraordinary gains, net$019
Net income$2,852,0001,055
Minority interest net income$084
Net income of bank and minority interests.$2,852,0001,055
Net charge-offs$2,170,000650
Cash dividends$2,000,000523
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,852,000992
2012-03-31 (YTD Data)Rank
Total interest income$6,690,0001,014
Total interest expense$935,0001,350
Net interest income$5,755,000953
Provision for loan and lease losses$728,000802
Total noninterest income$1,141,0001,205
Gross Fiduciary activities income$89,000682
Service charges on deposit accounts$454,000772
Trading account gains and fees$0148
Additional Noninterest Income$598,0001,325
Total noninterest expense$4,194,0001,192
Salaries and employee benefits$2,421,0001,075
Premises and equipment expense$542,0001,106
Additional noninterest expense$1,231,0001,371
Pre-tax net operating income$1,974,000904
Securities gains (losses)$02,210
Applicable income taxes$566,000792
Income before extraordinary items$1,408,0001,060
Extraordinary gains, net$019
Net income$1,408,0001,061
Minority interest net income$078
Net income of bank and minority interests.$1,408,0001,061
Net charge-offs$783,000798
Cash dividends$1,000,000457
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,408,000992
2011-12-31 (YTD Data)Rank
Total interest income$27,621,0001,010
Total interest expense$4,585,0001,332
Net interest income$23,036,000950
Provision for loan and lease losses$3,270,0001,114
Total noninterest income$4,545,0001,124
Gross Fiduciary activities income$378,000617
Service charges on deposit accounts$1,896,000767
Trading account gains and fees$0146
Additional Noninterest Income$2,271,0001,245
Total noninterest expense$18,067,0001,088
Salaries and employee benefits$9,415,0001,046
Premises and equipment expense$2,259,0001,105
Additional noninterest expense$6,393,0001,101
Pre-tax net operating income$6,244,000956
Securities gains (losses)$03,838
Applicable income taxes$1,949,000803
Income before extraordinary items$4,295,0001,169
Extraordinary gains, net$029
Net income$4,295,0001,169
Minority interest net income$096
Net income of bank and minority interests.$4,295,0001,169
Net charge-offs$3,012,0001,196
Cash dividends$2,429,000813
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,295,0001,106
2011-09-30 (YTD Data)Rank
Total interest income$20,642,0001,029
Total interest expense$3,595,0001,327
Net interest income$17,047,000975
Provision for loan and lease losses$2,100,0001,194
Total noninterest income$3,344,0001,142
Gross Fiduciary activities income$288,000606
Service charges on deposit accounts$1,396,000785
Trading account gains and fees$0145
Additional Noninterest Income$1,660,0001,256
Total noninterest expense$13,425,0001,098
Salaries and employee benefits$7,151,0001,026
Premises and equipment expense$1,691,0001,129
Additional noninterest expense$4,583,0001,143
Pre-tax net operating income$4,866,000954
Securities gains (losses)$03,555
Applicable income taxes$1,622,000741
Income before extraordinary items$3,244,0001,188
Extraordinary gains, net$021
Net income$3,244,0001,188
Minority interest net income$087
Net income of bank and minority interests.$3,244,0001,188
Net charge-offs$1,745,0001,344
Cash dividends$2,237,000588
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,244,0001,126
2011-06-30 (YTD Data)Rank
Total interest income$13,806,0001,040
Total interest expense$2,469,0001,330
Net interest income$11,337,000977
Provision for loan and lease losses$1,610,0001,060
Total noninterest income$2,260,0001,129
Gross Fiduciary activities income$192,000618
Service charges on deposit accounts$894,000817
Trading account gains and fees$0153
Additional Noninterest Income$1,174,0001,205
Total noninterest expense$9,036,0001,105
Salaries and employee benefits$4,664,0001,067
Premises and equipment expense$1,126,0001,135
Additional noninterest expense$3,246,0001,097
Pre-tax net operating income$2,951,0001,027
Securities gains (losses)$02,914
Applicable income taxes$949,000793
Income before extraordinary items$2,002,0001,253
Extraordinary gains, net$015
Net income$2,002,0001,253
Minority interest net income$089
Net income of bank and minority interests.$2,002,0001,253
Net charge-offs$1,349,0001,213
Cash dividends$125,0002,645
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,002,0001,193
2011-03-31 (YTD Data)Rank
Total interest income$6,780,0001,067
Total interest expense$1,256,0001,355
Net interest income$5,524,0001,000
Provision for loan and lease losses$928,000910
Total noninterest income$1,080,0001,142
Gross Fiduciary activities income$96,000623
Service charges on deposit accounts$421,000845
Trading account gains and fees$0158
Additional Noninterest Income$563,0001,251
Total noninterest expense$4,461,0001,130
Salaries and employee benefits$2,403,0001,042
Premises and equipment expense$574,0001,146
Additional noninterest expense$1,484,0001,199
Pre-tax net operating income$1,215,0001,200
Securities gains (losses)$01,772
Applicable income taxes$230,0001,354
Income before extraordinary items$985,0001,256
Extraordinary gains, net$09
Net income$985,0001,254
Minority interest net income$086
Net income of bank and minority interests.$985,0001,256
Net charge-offs$1,312,000709
Cash dividends$125,0001,739
Sale, conversion, retirement of capital stock, net$0925
Net operating income$985,0001,221
2010-12-31 (YTD Data)Rank
Total interest income$29,383,0001,045
Total interest expense$6,166,0001,344
Net interest income$23,217,000950
Provision for loan and lease losses$5,354,0001,082
Total noninterest income$4,808,0001,124
Gross Fiduciary activities income$366,000625
Service charges on deposit accounts$2,051,000735
Trading account gains and fees$0175
Additional Noninterest Income$2,391,0001,243
Total noninterest expense$17,575,0001,142
Salaries and employee benefits$9,116,0001,081
Premises and equipment expense$2,405,0001,079
Additional noninterest expense$6,054,0001,220
Pre-tax net operating income$5,096,0001,014
Securities gains (losses)$03,793
Applicable income taxes$1,328,000983
Income before extraordinary items$3,768,0001,152
Extraordinary gains, net$029
Net income$3,768,0001,154
Minority interest net income$0111
Net income of bank and minority interests.$3,768,0001,155
Net charge-offs$3,924,0001,228
Cash dividends$750,0001,830
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,768,0001,097
2010-09-30 (YTD Data)Rank
Total interest income$22,120,0001,054
Total interest expense$4,651,0001,392
Net interest income$17,469,000951
Provision for loan and lease losses$4,551,000938
Total noninterest income$3,620,0001,096
Gross Fiduciary activities income$287,000611
Service charges on deposit accounts$1,556,000742
Trading account gains and fees$0165
Additional Noninterest Income$1,777,0001,207
Total noninterest expense$12,801,0001,176
Salaries and employee benefits$6,818,0001,083
Premises and equipment expense$1,744,0001,131
Additional noninterest expense$4,239,0001,272
Pre-tax net operating income$3,737,0001,091
Securities gains (losses)$03,651
Applicable income taxes$933,0001,057
Income before extraordinary items$2,804,0001,201
Extraordinary gains, net$023
Net income$2,804,0001,205
Minority interest net income$0110
Net income of bank and minority interests.$2,804,0001,205
Net charge-offs$3,185,0001,092
Cash dividends$475,0001,832
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,804,0001,148
2010-06-30 (YTD Data)Rank
Total interest income$14,637,0001,078
Total interest expense$3,230,0001,385
Net interest income$11,407,000971
Provision for loan and lease losses$3,632,000819
Total noninterest income$2,325,0001,101
Gross Fiduciary activities income$184,000624
Service charges on deposit accounts$1,030,000746
Trading account gains and fees$0152
Additional Noninterest Income$1,111,0001,205
Total noninterest expense$8,297,0001,199
Salaries and employee benefits$4,379,0001,124
Premises and equipment expense$1,097,0001,208
Additional noninterest expense$2,821,0001,268
Pre-tax net operating income$1,803,0001,447
Securities gains (losses)$03,184
Applicable income taxes$753,000881
Income before extraordinary items$1,050,0002,026
Extraordinary gains, net$019
Net income$1,050,0002,024
Minority interest net income$0105
Net income of bank and minority interests.$1,050,0002,026
Net charge-offs$2,482,000959
Cash dividends$250,0002,089
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,050,0001,942
2010-03-31 (YTD Data)Rank
Total interest income$7,200,0001,122
Total interest expense$1,654,0001,421
Net interest income$5,546,0001,011
Provision for loan and lease losses$933,0001,223
Total noninterest income$1,122,0001,112
Gross Fiduciary activities income$89,000640
Service charges on deposit accounts$498,000779
Trading account gains and fees$0175
Additional Noninterest Income$535,0001,226
Total noninterest expense$4,289,0001,172
Salaries and employee benefits$2,331,0001,053
Premises and equipment expense$553,0001,231
Additional noninterest expense$1,405,0001,258
Pre-tax net operating income$1,446,000936
Securities gains (losses)$02,284
Applicable income taxes$476,000735
Income before extraordinary items$970,0001,119
Extraordinary gains, net$016
Net income$970,0001,119
Minority interest net income$091
Net income of bank and minority interests.$970,0001,121
Net charge-offs$404,0001,771
Cash dividends$125,0001,726
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$970,0001,085
2009-12-31 (YTD Data)Rank
Total interest income$30,326,0001,125
Total interest expense$7,284,0001,625
Net interest income$23,042,000938
Provision for loan and lease losses$2,670,0002,109
Total noninterest income$4,622,0001,172
Gross Fiduciary activities income$379,000611
Service charges on deposit accounts$2,086,000825
Trading account gains and fees$0211
Additional Noninterest Income$2,157,0001,300
Total noninterest expense$16,994,0001,226
Salaries and employee benefits$9,311,0001,054
Premises and equipment expense$2,749,000987
Additional noninterest expense$4,934,0001,509
Pre-tax net operating income$8,000,000536
Securities gains (losses)$03,754
Applicable income taxes$2,624,000450
Income before extraordinary items$5,376,000625
Extraordinary gains, net$034
Net income$5,376,000624
Minority interest net income$0115
Net income of bank and minority interests.$5,376,000626
Net charge-offs$2,248,0001,898
Cash dividends$1,062,0001,562
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,376,000630
2009-09-30 (YTD Data)Rank
Total interest income$22,481,0001,164
Total interest expense$5,592,0001,657
Net interest income$16,889,000966
Provision for loan and lease losses$1,729,0002,071
Total noninterest income$3,360,0001,213
Gross Fiduciary activities income$291,000596
Service charges on deposit accounts$1,550,000827
Trading account gains and fees$0212
Additional Noninterest Income$1,519,0001,378
Total noninterest expense$12,757,0001,211
Salaries and employee benefits$7,140,0001,046
Premises and equipment expense$1,906,0001,087
Additional noninterest expense$3,711,0001,459
Pre-tax net operating income$5,763,000595
Securities gains (losses)$03,497
Applicable income taxes$2,071,000453
Income before extraordinary items$3,692,000734
Extraordinary gains, net$027
Net income$3,692,000732
Minority interest net income$0118
Net income of bank and minority interests.$3,692,000735
Net charge-offs$1,078,0002,124
Cash dividends$937,0001,328
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,692,000722
2009-06-30 (YTD Data)Rank
Total interest income$14,764,0001,208
Total interest expense$3,858,0001,687
Net interest income$10,906,000993
Provision for loan and lease losses$1,091,0001,971
Total noninterest income$2,245,0001,227
Gross Fiduciary activities income$216,000576
Service charges on deposit accounts$1,022,000823
Trading account gains and fees$0193
Additional Noninterest Income$1,007,0001,426
Total noninterest expense$8,226,0001,270
Salaries and employee benefits$4,738,0001,069
Premises and equipment expense$1,292,0001,090
Additional noninterest expense$2,196,0001,655
Pre-tax net operating income$3,834,000585
Securities gains (losses)$03,136
Applicable income taxes$1,367,000457
Income before extraordinary items$2,467,000752
Extraordinary gains, net$021
Net income$2,467,000749
Minority interest net income$0112
Net income of bank and minority interests.$2,467,000752
Net charge-offs$728,0001,944
Cash dividends$562,0001,496
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,467,000729
2009-03-31 (YTD Data)Rank
Total interest income$7,280,0001,244
Total interest expense$1,977,0001,716
Net interest income$5,303,0001,016
Provision for loan and lease losses$460,0001,857
Total noninterest income$1,045,0001,234
Gross Fiduciary activities income$70,000700
Service charges on deposit accounts$499,000815
Trading account gains and fees$0171
Additional Noninterest Income$476,0001,441
Total noninterest expense$4,016,0001,253
Salaries and employee benefits$2,270,0001,119
Premises and equipment expense$636,0001,123
Additional noninterest expense$1,110,0001,463
Pre-tax net operating income$1,872,000660
Securities gains (losses)$02,434
Applicable income taxes$718,000458
Income before extraordinary items$1,154,000923
Extraordinary gains, net$015
Net income$1,154,000923
Minority interest net income$0102
Net income of bank and minority interests.$1,154,000925
Net charge-offs$177,0002,247
Cash dividends$250,0001,500
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,154,000867
2008-12-31 (YTD Data)Rank
Total interest income$30,000,0001,291
Total interest expense$10,106,0001,614
Net interest income$19,894,0001,099
Provision for loan and lease losses$1,071,0002,600
Total noninterest income$4,448,0001,173
Gross Fiduciary activities income$336,000653
Service charges on deposit accounts$2,340,000737
Trading account gains and fees$0154
Additional Noninterest Income$1,772,0001,418
Total noninterest expense$17,098,0001,149
Salaries and employee benefits$9,401,0001,053
Premises and equipment expense$3,087,000894
Additional noninterest expense$4,610,0001,363
Pre-tax net operating income$6,173,000908
Securities gains (losses)$03,220
Applicable income taxes$1,922,000704
Income before extraordinary items$4,251,000961
Extraordinary gains, net$039
Net income$4,251,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$895,0002,087
Cash dividends$2,050,0001,310
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,251,0001,039
2008-09-30 (YTD Data)Rank
Total interest income$22,359,0001,322
Total interest expense$7,816,0001,613
Net interest income$14,543,0001,161
Provision for loan and lease losses$708,0002,250
Total noninterest income$3,394,0001,190
Gross Fiduciary activities income$188,000733
Service charges on deposit accounts$1,782,000739
Trading account gains and fees$0148
Additional Noninterest Income$1,424,0001,413
Total noninterest expense$12,712,0001,146
Salaries and employee benefits$7,176,0001,065
Premises and equipment expense$2,208,000938
Additional noninterest expense$3,328,0001,349
Pre-tax net operating income$4,517,0001,124
Securities gains (losses)$03,106
Applicable income taxes$1,568,000800
Income before extraordinary items$2,949,0001,258
Extraordinary gains, net$031
Net income$2,949,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,0001,997
Cash dividends$1,750,0001,162
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,949,0001,329
2008-06-30 (YTD Data)Rank
Total interest income$14,719,0001,357
Total interest expense$5,288,0001,661
Net interest income$9,431,0001,180
Provision for loan and lease losses$314,0002,469
Total noninterest income$2,263,0001,197
Gross Fiduciary activities income$106,000790
Service charges on deposit accounts$1,180,000733
Trading account gains and fees$0149
Additional Noninterest Income$977,0001,423
Total noninterest expense$8,281,0001,172
Salaries and employee benefits$4,804,0001,077
Premises and equipment expense$1,441,000961
Additional noninterest expense$2,036,0001,443
Pre-tax net operating income$3,099,0001,142
Securities gains (losses)$03,233
Applicable income taxes$967,000973
Income before extraordinary items$2,132,0001,294
Extraordinary gains, net$021
Net income$2,132,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,384
Cash dividends$1,750,000877
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,132,0001,271
2008-03-31 (YTD Data)Rank
Total interest income$7,462,0001,382
Total interest expense$2,848,0001,650
Net interest income$4,614,0001,200
Provision for loan and lease losses$114,0002,554
Total noninterest income$1,092,0001,243
Gross Fiduciary activities income$53,000790
Service charges on deposit accounts$591,000731
Trading account gains and fees$0158
Additional Noninterest Income$448,0001,514
Total noninterest expense$3,976,0001,217
Salaries and employee benefits$2,339,0001,107
Premises and equipment expense$724,000952
Additional noninterest expense$913,0001,573
Pre-tax net operating income$1,616,0001,171
Securities gains (losses)$02,688
Applicable income taxes$420,0001,159
Income before extraordinary items$1,196,0001,260
Extraordinary gains, net$015
Net income$1,196,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,000928
Cash dividends$1,750,000481
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,196,0001,221
2007-12-31 (YTD Data)Rank
Total interest income$31,956,0001,335
Total interest expense$13,557,0001,477
Net interest income$18,399,0001,212
Provision for loan and lease losses$754,0001,739
Total noninterest income$5,539,0001,018
Gross Fiduciary activities income$444,000620
Service charges on deposit accounts$2,485,000716
Trading account gains and fees$0178
Additional Noninterest Income$2,610,0001,121
Total noninterest expense$15,833,0001,181
Salaries and employee benefits$9,011,0001,114
Premises and equipment expense$2,559,0001,037
Additional noninterest expense$4,263,0001,317
Pre-tax net operating income$7,351,0001,147
Securities gains (losses)$02,146
Applicable income taxes$2,236,0001,033
Income before extraordinary items$5,115,0001,250
Extraordinary gains, net$039
Net income$5,115,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,0001,297
Cash dividends$1,100,0002,478
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,115,0001,241
2007-09-30 (YTD Data)Rank
Total interest income$23,981,0001,342
Total interest expense$10,272,0001,454
Net interest income$13,709,0001,225
Provision for loan and lease losses$646,0001,278
Total noninterest income$3,961,0001,049
Gross Fiduciary activities income$349,000603
Service charges on deposit accounts$1,841,000705
Trading account gains and fees$0184
Additional Noninterest Income$1,771,0001,228
Total noninterest expense$11,634,0001,198
Salaries and employee benefits$6,906,0001,086
Premises and equipment expense$1,780,0001,120
Additional noninterest expense$2,948,0001,368
Pre-tax net operating income$5,390,0001,262
Securities gains (losses)$01,655
Applicable income taxes$1,603,0001,157
Income before extraordinary items$3,787,0001,351
Extraordinary gains, net$033
Net income$3,787,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$691,000850
Cash dividends$500,0002,910
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,787,0001,341
2007-06-30 (YTD Data)Rank
Total interest income$15,819,0001,364
Total interest expense$6,766,0001,476
Net interest income$9,053,0001,262
Provision for loan and lease losses$514,0001,005
Total noninterest income$2,383,0001,164
Gross Fiduciary activities income$120,000767
Service charges on deposit accounts$1,178,000753
Trading account gains and fees$0168
Additional Noninterest Income$1,085,0001,325
Total noninterest expense$7,728,0001,225
Salaries and employee benefits$4,617,0001,104
Premises and equipment expense$1,163,0001,156
Additional noninterest expense$1,948,0001,386
Pre-tax net operating income$3,194,0001,451
Securities gains (losses)$01,444
Applicable income taxes$1,048,0001,233
Income before extraordinary items$2,146,0001,619
Extraordinary gains, net$029
Net income$2,146,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,000944
Cash dividends$250,0003,343
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,146,0001,603
2007-03-31 (YTD Data)Rank
Total interest income$7,804,0001,376
Total interest expense$3,342,0001,482
Net interest income$4,462,0001,284
Provision for loan and lease losses$338,000723
Total noninterest income$1,107,0001,207
Gross Fiduciary activities income$71,000735
Service charges on deposit accounts$547,000779
Trading account gains and fees$0195
Additional Noninterest Income$489,0001,382
Total noninterest expense$3,922,0001,196
Salaries and employee benefits$2,377,0001,079
Premises and equipment expense$596,0001,127
Additional noninterest expense$949,0001,413
Pre-tax net operating income$1,309,0001,743
Securities gains (losses)$01,187
Applicable income taxes$441,0001,417
Income before extraordinary items$868,0001,928
Extraordinary gains, net$022
Net income$868,0001,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,372
Cash dividends$250,0002,166
Sale, conversion, retirement of capital stock, net$0885
Net operating income$868,0001,918
2006-12-31 (YTD Data)Rank
Total interest income$29,501,0001,351
Total interest expense$12,307,0001,363
Net interest income$17,194,0001,331
Provision for loan and lease losses$889,0001,167
Total noninterest income$4,353,0001,223
Gross Fiduciary activities income$187,000819
Service charges on deposit accounts$2,327,000761
Trading account gains and fees$0130
Additional Noninterest Income$1,839,0001,448
Total noninterest expense$15,254,0001,183
Salaries and employee benefits$8,792,0001,100
Premises and equipment expense$2,438,0001,029
Additional noninterest expense$4,024,0001,325
Pre-tax net operating income$5,404,0001,763
Securities gains (losses)$01,687
Applicable income taxes$1,777,0001,460
Income before extraordinary items$3,627,0001,945
Extraordinary gains, net$051
Net income$3,627,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$828,000816
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,627,0001,937
2006-09-30 (YTD Data)Rank
Total interest income$21,529,0001,380
Total interest expense$8,823,0001,382
Net interest income$12,706,0001,359
Provision for loan and lease losses$660,0001,109
Total noninterest income$3,206,0001,251
Gross Fiduciary activities income$110,000864
Service charges on deposit accounts$1,734,000769
Trading account gains and fees$0126
Additional Noninterest Income$1,362,0001,454
Total noninterest expense$11,484,0001,188
Salaries and employee benefits$6,685,0001,100
Premises and equipment expense$1,772,0001,083
Additional noninterest expense$3,027,0001,321
Pre-tax net operating income$3,768,0001,934
Securities gains (losses)$01,388
Applicable income taxes$1,293,0001,553
Income before extraordinary items$2,475,0002,164
Extraordinary gains, net$045
Net income$2,475,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0001,086
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,475,0002,150
2006-06-30 (YTD Data)Rank
Total interest income$14,053,0001,381
Total interest expense$5,424,0001,424
Net interest income$8,629,0001,339
Provision for loan and lease losses$476,0001,026
Total noninterest income$2,132,0001,256
Gross Fiduciary activities income$82,000848
Service charges on deposit accounts$1,129,000775
Trading account gains and fees$0126
Additional Noninterest Income$921,0001,442
Total noninterest expense$7,656,0001,193
Salaries and employee benefits$4,526,0001,084
Premises and equipment expense$1,160,0001,100
Additional noninterest expense$1,970,0001,359
Pre-tax net operating income$2,629,0001,875
Securities gains (losses)$01,185
Applicable income taxes$875,0001,547
Income before extraordinary items$1,754,0002,057
Extraordinary gains, net$039
Net income$1,754,0002,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,000784
Cash dividends$250,0003,368
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,754,0002,046
2006-03-31 (YTD Data)Rank
Total interest income$6,681,0001,419
Total interest expense$2,519,0001,458
Net interest income$4,162,0001,383
Provision for loan and lease losses$237,000984
Total noninterest income$1,003,0001,275
Gross Fiduciary activities income$38,000873
Service charges on deposit accounts$541,000784
Trading account gains and fees$0115
Additional Noninterest Income$424,0001,508
Total noninterest expense$3,902,0001,167
Salaries and employee benefits$2,368,0001,037
Premises and equipment expense$569,0001,123
Additional noninterest expense$965,0001,363
Pre-tax net operating income$1,026,0002,232
Securities gains (losses)$0955
Applicable income taxes$342,0001,838
Income before extraordinary items$684,0002,485
Extraordinary gains, net$021
Net income$684,0002,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,011
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$684,0002,467
2005-12-31 (YTD Data)Rank
Total interest income$24,584,0001,351
Total interest expense$7,961,0001,427
Net interest income$16,623,0001,312
Provision for loan and lease losses$958,0001,088
Total noninterest income$3,350,0001,467
Gross Fiduciary activities income$127,000906
Service charges on deposit accounts$1,737,0001,012
Trading account gains and fees$0138
Additional Noninterest Income$1,486,0001,673
Total noninterest expense$14,592,0001,193
Salaries and employee benefits$8,453,0001,095
Premises and equipment expense$2,426,000992
Additional noninterest expense$3,713,0001,375
Pre-tax net operating income$4,423,0002,059
Securities gains (losses)$02,296
Applicable income taxes$1,504,0001,702
Income before extraordinary items$2,919,0002,306
Extraordinary gains, net$046
Net income$2,919,0002,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$905,000730
Cash dividends$2,250,0001,337
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,919,0002,270
2005-09-30 (YTD Data)Rank
Total interest income$17,928,0001,363
Total interest expense$5,657,0001,419
Net interest income$12,271,0001,327
Provision for loan and lease losses$745,0001,008
Total noninterest income$2,414,0001,516
Gross Fiduciary activities income$94,000895
Service charges on deposit accounts$1,268,0001,042
Trading account gains and fees$0126
Additional Noninterest Income$1,052,0001,756
Total noninterest expense$10,673,0001,208
Salaries and employee benefits$6,401,0001,072
Premises and equipment expense$1,655,0001,090
Additional noninterest expense$2,617,0001,436
Pre-tax net operating income$3,267,0002,093
Securities gains (losses)$02,317
Applicable income taxes$1,020,0001,850
Income before extraordinary items$2,247,0002,263
Extraordinary gains, net$035
Net income$2,247,0002,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$2,250,000953
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,247,0002,228
2005-06-30 (YTD Data)Rank
Total interest income$11,534,0001,371
Total interest expense$3,522,0001,422
Net interest income$8,012,0001,343
Provision for loan and lease losses$516,000950
Total noninterest income$1,545,0001,555
Gross Fiduciary activities income$57,000918
Service charges on deposit accounts$808,0001,069
Trading account gains and fees$0116
Additional Noninterest Income$680,0001,779
Total noninterest expense$6,970,0001,220
Salaries and employee benefits$4,166,0001,094
Premises and equipment expense$1,047,0001,143
Additional noninterest expense$1,757,0001,422
Pre-tax net operating income$2,071,0002,122
Securities gains (losses)$1,0001,973
Applicable income taxes$604,0001,995
Income before extraordinary items$1,468,0002,269
Extraordinary gains, net$030
Net income$1,468,0002,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,526
Cash dividends$1,250,0001,079
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,467,2902,238
2005-03-31 (YTD Data)Rank
Total interest income$5,616,0001,376
Total interest expense$1,646,0001,450
Net interest income$3,970,0001,351
Provision for loan and lease losses$254,000910
Total noninterest income$674,0001,705
Gross Fiduciary activities income$30,000918
Service charges on deposit accounts$388,0001,076
Trading account gains and fees$0115
Additional Noninterest Income$256,0002,115
Total noninterest expense$3,590,0001,179
Salaries and employee benefits$2,152,0001,047
Premises and equipment expense$522,0001,161
Additional noninterest expense$916,0001,351
Pre-tax net operating income$800,0002,573
Securities gains (losses)$1,0001,514
Applicable income taxes$260,0002,206
Income before extraordinary items$541,0002,858
Extraordinary gains, net$024
Net income$541,0002,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,152
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$540,3202,809
2004-12-31 (YTD Data)Rank
Total interest income$20,788,0001,372
Total interest expense$5,209,0001,574
Net interest income$15,579,0001,298
Provision for loan and lease losses$976,0001,057
Total noninterest income$3,235,0001,497
Gross Fiduciary activities income$173,000823
Service charges on deposit accounts$1,775,000999
Trading account gains and fees$0138
Additional Noninterest Income$1,287,0001,820
Total noninterest expense$13,725,0001,188
Salaries and employee benefits$7,148,0001,225
Premises and equipment expense$2,475,000904
Additional noninterest expense$4,102,0001,197
Pre-tax net operating income$4,113,0002,017
Securities gains (losses)$03,819
Applicable income taxes$1,412,0001,679
Income before extraordinary items$2,701,0002,266
Extraordinary gains, net$034
Net income$2,701,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0001,678
Cash dividends$1,700,0001,570
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,701,0002,213
2004-09-30 (YTD Data)Rank
Total interest income$15,080,0001,404
Total interest expense$3,660,0001,647
Net interest income$11,420,0001,311
Provision for loan and lease losses$569,0001,288
Total noninterest income$2,355,0001,545
Gross Fiduciary activities income$130,000821
Service charges on deposit accounts$1,333,0001,000
Trading account gains and fees$0134
Additional Noninterest Income$892,0001,927
Total noninterest expense$10,001,0001,219
Salaries and employee benefits$5,249,0001,255
Premises and equipment expense$1,828,000918
Additional noninterest expense$2,924,0001,260
Pre-tax net operating income$3,205,0001,963
Securities gains (losses)$03,710
Applicable income taxes$1,033,0001,729
Income before extraordinary items$2,172,0002,157
Extraordinary gains, net$026
Net income$2,172,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0002,557
Cash dividends$1,700,0001,137
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,172,0002,103
2004-06-30 (YTD Data)Rank
Total interest income$9,609,0001,478
Total interest expense$2,281,0001,742
Net interest income$7,328,0001,351
Provision for loan and lease losses$393,0001,256
Total noninterest income$1,604,0001,520
Gross Fiduciary activities income$98,000800
Service charges on deposit accounts$864,0001,021
Trading account gains and fees$0130
Additional Noninterest Income$642,0001,825
Total noninterest expense$6,255,0001,306
Salaries and employee benefits$3,265,0001,337
Premises and equipment expense$1,120,0001,031
Additional noninterest expense$1,870,0001,303
Pre-tax net operating income$2,284,0001,836
Securities gains (losses)$03,413
Applicable income taxes$756,0001,600
Income before extraordinary items$1,528,0002,040
Extraordinary gains, net$021
Net income$1,528,0002,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,756
Cash dividends$1,450,000932
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,528,0001,986
2004-03-31 (YTD Data)Rank
Total interest income$4,448,0001,590
Total interest expense$1,074,0001,861
Net interest income$3,374,0001,477
Provision for loan and lease losses$211,0001,105
Total noninterest income$744,0001,582
Gross Fiduciary activities income$54,000784
Service charges on deposit accounts$392,0001,091
Trading account gains and fees$0121
Additional Noninterest Income$298,0001,895
Total noninterest expense$2,804,0001,454
Salaries and employee benefits$1,543,0001,439
Premises and equipment expense$334,0001,742
Additional noninterest expense$927,0001,297
Pre-tax net operating income$1,103,0001,850
Securities gains (losses)$02,934
Applicable income taxes$400,0001,549
Income before extraordinary items$703,0002,170
Extraordinary gains, net$016
Net income$703,0002,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$1,200,000567
Sale, conversion, retirement of capital stock, net$0464
Net operating income$703,0002,091
2003-12-31 (YTD Data)Rank
Total interest income$18,197,0001,582
Total interest expense$4,915,0001,821
Net interest income$13,282,0001,464
Provision for loan and lease losses$1,672,000746
Total noninterest income$3,036,0001,668
Gross Fiduciary activities income$151,000873
Service charges on deposit accounts$1,795,000959
Trading account gains and fees$0160
Additional Noninterest Income$1,090,0002,264
Total noninterest expense$10,932,0001,466
Salaries and employee benefits$5,752,0001,487
Premises and equipment expense$1,680,0001,352
Additional noninterest expense$3,500,0001,399
Pre-tax net operating income$3,714,0002,100
Securities gains (losses)$13,0003,473
Applicable income taxes$1,271,0001,852
Income before extraordinary items$2,456,0002,404
Extraordinary gains, net$054
Net income$2,456,0002,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,306,000749
Cash dividends$1,460,0001,769
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,447,4202,305
2003-09-30 (YTD Data)Rank
Total interest income$13,606,0001,612
Total interest expense$3,751,0001,869
Net interest income$9,855,0001,493
Provision for loan and lease losses$1,359,000695
Total noninterest income$2,294,0001,704
Gross Fiduciary activities income$86,000936
Service charges on deposit accounts$1,346,000970
Trading account gains and fees$0153
Additional Noninterest Income$862,0002,257
Total noninterest expense$7,961,0001,517
Salaries and employee benefits$4,202,0001,541
Premises and equipment expense$1,245,0001,382
Additional noninterest expense$2,514,0001,468
Pre-tax net operating income$2,829,0002,139
Securities gains (losses)$12,0003,246
Applicable income taxes$958,0001,922
Income before extraordinary items$1,883,0002,456
Extraordinary gains, net$040
Net income$1,883,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$847,000778
Cash dividends$1,160,0001,563
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,875,0802,343
2003-06-30 (YTD Data)Rank
Total interest income$8,977,0001,636
Total interest expense$2,565,0001,879
Net interest income$6,412,0001,520
Provision for loan and lease losses$1,148,000588
Total noninterest income$1,512,0001,708
Gross Fiduciary activities income$56,000950
Service charges on deposit accounts$907,000943
Trading account gains and fees$0150
Additional Noninterest Income$549,0002,310
Total noninterest expense$5,138,0001,567
Salaries and employee benefits$2,773,0001,556
Premises and equipment expense$780,0001,467
Additional noninterest expense$1,585,0001,535
Pre-tax net operating income$1,638,0002,416
Securities gains (losses)$10,0002,948
Applicable income taxes$528,0002,241
Income before extraordinary items$1,120,0002,726
Extraordinary gains, net$030
Net income$1,120,0002,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,000661
Cash dividends$1,160,0001,169
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,113,2002,585
2003-03-31 (YTD Data)Rank
Total interest income$4,478,0001,654
Total interest expense$1,296,0001,899
Net interest income$3,182,0001,533
Provision for loan and lease losses$930,000393
Total noninterest income$681,0001,818
Gross Fiduciary activities income$27,000965
Service charges on deposit accounts$431,000961
Trading account gains and fees$0134
Additional Noninterest Income$223,0002,533
Total noninterest expense$2,508,0001,596
Salaries and employee benefits$1,340,0001,588
Premises and equipment expense$327,0001,748
Additional noninterest expense$841,0001,426
Pre-tax net operating income$425,0003,898
Securities gains (losses)$5,0002,406
Applicable income taxes$283,0002,136
Income before extraordinary items$147,0006,058
Extraordinary gains, net$021
Net income$147,0006,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$703,000388
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$143,8005,943
2002-12-31 (YTD Data)Rank
Total interest income$19,573,0001,575
Total interest expense$6,189,0001,845
Net interest income$13,384,0001,461
Provision for loan and lease losses$1,921,000766
Total noninterest income$3,125,0001,517
Gross Fiduciary activities income$131,000934
Service charges on deposit accounts$1,694,000950
Trading account gains and fees$0153
Additional Noninterest Income$1,300,0001,837
Total noninterest expense$10,053,0001,539
Salaries and employee benefits$5,474,0001,484
Premises and equipment expense$1,314,0001,666
Additional noninterest expense$3,265,0001,455
Pre-tax net operating income$4,535,0001,790
Securities gains (losses)$04,537
Applicable income taxes$1,430,0001,714
Income before extraordinary items$3,105,0001,932
Extraordinary gains, net$070
Net income$3,105,0001,931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,983,000568
Cash dividends$7,000,000464
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,105,0001,870
2001-12-31 (YTD Data)Rank
Total interest income$21,212,0001,597
Total interest expense$9,246,0001,759
Net interest income$11,966,0001,493
Provision for loan and lease losses$896,0001,369
Total noninterest income$2,664,0001,616
Gross Fiduciary activities income$121,000955
Service charges on deposit accounts$1,488,000996
Trading account gains and fees$0177
Additional Noninterest Income$1,055,0001,962
Total noninterest expense$9,472,0001,545
Salaries and employee benefits$5,273,0001,441
Premises and equipment expense$564,0003,543
Additional noninterest expense$3,635,0001,296
Pre-tax net operating income$4,262,0001,662
Securities gains (losses)$04,612
Applicable income taxes$1,374,0001,629
Income before extraordinary items$2,888,0001,815
Extraordinary gains, net$0105
Net income$2,888,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$533,0001,491
Cash dividends$1,150,0002,030
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,888,0001,747
2000-12-31 (YTD Data)Rank
Total interest income$21,410,0001,609
Total interest expense$9,748,0001,763
Net interest income$11,662,0001,508
Provision for loan and lease losses$690,0001,435
Total noninterest income$2,442,0001,624
Gross Fiduciary activities income$136,000874
Service charges on deposit accounts$1,047,0001,298
Trading account gains and fees$0180
Additional Noninterest Income$1,259,0001,600
Total noninterest expense$9,278,0001,503
Salaries and employee benefits$4,800,0001,477
Premises and equipment expense$762,0002,690
Additional noninterest expense$3,716,0001,228
Pre-tax net operating income$4,136,0001,770
Securities gains (losses)$01,956
Applicable income taxes$1,352,0001,648
Income before extraordinary items$2,784,0001,872
Extraordinary gains, net$038
Net income$2,784,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,318
Cash dividends$500,0003,528
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,784,0001,872
1999-12-31 (YTD Data)Rank
Total interest income$18,702,0001,735
Total interest expense$8,158,0001,825
Net interest income$10,544,0001,655
Provision for loan and lease losses$339,0002,422
Total noninterest income$1,994,0001,863
Gross Fiduciary activities income$112,000974
Service charges on deposit accounts$886,0001,475
Trading account gains and fees$0173
Additional Noninterest Income$996,0001,876
Total noninterest expense$7,582,0001,826
Salaries and employee benefits$4,060,0001,704
Premises and equipment expense$662,0003,010
Additional noninterest expense$2,860,0001,567
Pre-tax net operating income$4,617,0001,628
Securities gains (losses)$03,155
Applicable income taxes$1,538,0001,566
Income before extraordinary items$3,079,0001,730
Extraordinary gains, net$035
Net income$3,079,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0001,571
Cash dividends$1,150,0002,045
Sale, conversion, retirement of capital stock, net$2,000,000434
Net operating income$3,079,0001,703
1998-12-31 (YTD Data)Rank
Total interest income$17,629,0001,841
Total interest expense$8,162,0001,871
Net interest income$9,467,0001,805
Provision for loan and lease losses$220,0003,309
Total noninterest income$1,708,0002,053
Gross Fiduciary activities income$96,0001,019
Service charges on deposit accounts$861,0001,460
Trading account gains and fees$0224
Additional Noninterest Income$751,0002,265
Total noninterest expense$6,869,0001,892
Salaries and employee benefits$3,511,0001,890
Premises and equipment expense$540,0003,482
Additional noninterest expense$2,818,0001,532
Pre-tax net operating income$4,086,0001,784
Securities gains (losses)$04,449
Applicable income taxes$1,364,0001,778
Income before extraordinary items$2,722,0001,917
Extraordinary gains, net$032
Net income$2,722,0001,917
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,386
Cash dividends$1,100,0002,078
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,722,0001,843
1997-12-31 (YTD Data)Rank
Total interest income$15,841,0002,052
Total interest expense$7,314,0002,078
Net interest income$8,527,0002,044
Provision for loan and lease losses$240,0003,015
Total noninterest income$1,400,0002,326
Gross Fiduciary activities income$134,000990
Service charges on deposit accounts$745,0001,739
Trading account gains and fees$0239
Additional Noninterest Income$521,0002,737
Total noninterest expense$6,074,0002,118
Salaries and employee benefits$3,181,0002,073
Premises and equipment expense$478,0003,864
Additional noninterest expense$2,415,0001,757
Pre-tax net operating income$3,613,0002,082
Securities gains (losses)$-20,00010,368
Applicable income taxes$1,202,0002,083
Income before extraordinary items$2,391,0002,206
Extraordinary gains, net$044
Net income$2,391,0002,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,00010,743
Cash dividends$2,070,0001,261
Sale, conversion, retirement of capital stock, net$2,000,000366
Net operating income$2,404,4002,137
1996-12-31 (YTD Data)Rank
Total interest income$14,425,0002,321
Total interest expense$6,684,0002,306
Net interest income$7,741,0002,327
Provision for loan and lease losses$564,0001,602
Total noninterest income$1,241,0002,618
Gross Fiduciary activities income$157,0001,030
Service charges on deposit accounts$672,0002,012
Trading account gains and fees$0262
Additional Noninterest Income$412,0003,349
Total noninterest expense$5,248,0002,591
Salaries and employee benefits$2,757,0002,416
Premises and equipment expense$478,0003,912
Additional noninterest expense$2,013,0002,436
Pre-tax net operating income$3,170,0002,252
Securities gains (losses)$04,148
Applicable income taxes$1,068,0002,208
Income before extraordinary items$2,102,0002,343
Extraordinary gains, net$053
Net income$2,102,0002,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0002,164
Cash dividends$350,0004,182
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,102,0002,295
1995-12-31 (YTD Data)Rank
Total interest income$13,379,0002,504
Total interest expense$6,407,0002,414
Net interest income$6,972,0002,569
Provision for loan and lease losses$554,0001,453
Total noninterest income$1,193,0002,738
Gross Fiduciary activities income$148,0001,069
Service charges on deposit accounts$606,0002,245
Trading account gains and fees$0522
Additional Noninterest Income$439,0003,125
Total noninterest expense$4,925,0002,757
Salaries and employee benefits$2,438,0002,743
Premises and equipment expense$343,0005,095
Additional noninterest expense$2,144,0002,271
Pre-tax net operating income$2,686,0002,674
Securities gains (losses)$-6,0009,789
Applicable income taxes$909,0002,573
Income before extraordinary items$1,771,0002,789
Extraordinary gains, net$065
Net income$1,771,0002,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,557
Cash dividends$716,0002,618
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,774,9602,744
1994-12-31 (YTD Data)Rank
Total interest income$12,132,0002,500
Total interest expense$5,159,0002,391
Net interest income$6,973,0002,586
Provision for loan and lease losses$327,0002,127
Total noninterest income$1,141,0002,825
Gross Fiduciary activities income$103,0001,175
Service charges on deposit accounts$554,0002,457
Trading account gains and fees$0475
Additional Noninterest Income$484,0003,007
Total noninterest expense$4,908,0002,820
Salaries and employee benefits$2,467,0002,702
Premises and equipment expense$322,0005,409
Additional noninterest expense$2,119,0002,463
Pre-tax net operating income$2,879,0002,466
Securities gains (losses)$-13,00010,028
Applicable income taxes$973,0002,303
Income before extraordinary items$1,893,0002,568
Extraordinary gains, net$0249
Net income$1,893,0002,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$327,0001,809
Cash dividends$582,0002,883
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,901,5802,570
1993-12-31 (YTD Data)Rank
Total interest income$11,312,0002,737
Total interest expense$5,008,0002,562
Net interest income$6,304,0002,881
Provision for loan and lease losses$172,0004,316
Total noninterest income$1,270,0002,788
Gross Fiduciary activities income$98,0001,216
Service charges on deposit accounts$544,0002,555
Trading account gains and fees$0532
Additional Noninterest Income$628,0002,795
Total noninterest expense$4,697,0003,007
Salaries and employee benefits$2,148,0003,045
Premises and equipment expense$585,0003,411
Additional noninterest expense$1,964,0002,775
Pre-tax net operating income$2,705,0002,524
Securities gains (losses)$07,477
Applicable income taxes$917,0002,477
Income before extraordinary items$1,788,0002,778
Extraordinary gains, net$03,149
Net income$1,788,0002,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0003,427
Cash dividends$821,0002,096
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,788,0002,628
1992-12-31 (YTD Data)Rank
Total interest income$11,585,0003,034
Total interest expense$5,589,0002,977
Net interest income$5,996,0003,052
Provision for loan and lease losses$742,0002,277
Total noninterest income$950,0003,453
Gross Fiduciary activities income$83,0001,289
Service charges on deposit accounts$534,0002,579
Trading account gains and fees$0504
Additional Noninterest Income$333,0004,150
Total noninterest expense$4,059,0003,451
Salaries and employee benefits$1,973,0003,245
Premises and equipment expense$523,0003,818
Additional noninterest expense$1,563,0003,472
Pre-tax net operating income$2,145,0002,902
Securities gains (losses)$183,0002,134
Applicable income taxes$792,0002,643
Income before extraordinary items$1,536,0003,014
Extraordinary gains, net$24,0001,188
Net income$1,560,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,0001,956
Cash dividends$687,0002,182
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,415,2203,012

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.