Home > Acuity Bank > Assets and Liabilities
Acuity Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 42 | 3,850 |
| Assets and Liabilities | ||
| Total Assets: | $144,618,000 | 3,990 |
| Cash and due from depository institutions | $3,074,000 | 3,850 |
| Interest-bearing balances | $369,000 | 3,439 |
| Securities | $26,018,000 | 3,803 |
| Federal funds sold & reverse repurchase agreements | $25,703,000 | 728 |
| Net loans & leases | $83,517,000 | 4,324 |
| Loan loss allowance | $703,000 | 5,197 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,739,000 | 3,788 |
| Other real estate owned | $0 | 3,850 |
| Goodwill and other intangibles | $568,000 | 2,077 |
| All other assets | $2,999,000 | 4,170 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $144,618,000 | 3,990 |
| Total liabilities | $127,900,000 | 3,999 |
| Total deposits | $114,260,000 | 4,075 |
| Interest-bearing deposits | $107,781,000 | 3,798 |
| Deposits held in domestic offices | $114,260,000 | 4,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,700,000 | 2,344 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,940,000 | 1,802 |
| Total equity capital | $16,718,000 | 3,768 |
| Total bank equity capital | $16,718,000 | 3,768 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $261,000 | 5,265 |
| Surplus | $5,232,000 | 3,850 |
| Undivided profits | $11,225,000 | 2,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 6,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $524,000 | 5,870 |
| Earning assets | $135,607,000 | 3,948 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $153,467,500 | 3,800 |
| Average Assets, quarterly | $153,467,500 | 3,800 |
| Volatile liabilities | $12,817,000 | 5,625 |
| Insider loans | $2,206,000 | 2,834 |
| FHLB advances | $10,700,000 | 2,233 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,148,000 | 4,431 |
| Tier 1 (core) risk-based capital | $16,892,000 | 3,631 |
| Tier 2 risk-based capital | $703,000 | 4,984 |
| Total risk weighted assets | $89,324,000 | 4,299 |
| Total unused commitments | $12,148,000 | 4,431 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $162,317,000 | 3,653 |
| Cash and due from depository institutions | $4,330,000 | 3,604 |
| Interest-bearing balances | $341,000 | 3,500 |
| Securities | $26,751,000 | 3,748 |
| Federal funds sold & reverse repurchase agreements | $2,641,000 | 4,025 |
| Net loans & leases | $120,458,000 | 3,356 |
| Loan loss allowance | $702,000 | 5,178 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,492,000 | 3,213 |
| Other real estate owned | $810,000 | 3,604 |
| Goodwill and other intangibles | $597,000 | 2,047 |
| All other assets | $3,238,000 | 4,011 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $162,317,000 | 3,653 |
| Total liabilities | $145,509,000 | 3,651 |
| Total deposits | $121,435,000 | 3,875 |
| Interest-bearing deposits | $113,434,000 | 3,592 |
| Deposits held in domestic offices | $121,435,000 | 3,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $484,000 | 2,935 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,434,000 | 1,687 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,156,000 | 1,660 |
| Total equity capital | $16,808,000 | 3,680 |
| Total bank equity capital | $16,808,000 | 3,680 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $261,000 | 5,290 |
| Surplus | $5,232,000 | 3,789 |
| Undivided profits | $11,315,000 | 2,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $215,000 | 5,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $736,000 | 4,961 |
| Earning assets | $150,191,000 | 3,606 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $172,177,600 | 3,349 |
| Average Assets, quarterly | $164,141,000 | 3,576 |
| Volatile liabilities | $45,498,000 | 2,838 |
| Insider loans | $2,230,000 | 2,788 |
| FHLB advances | $20,434,000 | 1,585 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,428,000 | 3,392 |
| Tier 1 (core) risk-based capital | $17,049,000 | 3,538 |
| Tier 2 risk-based capital | $702,000 | 4,963 |
| Total risk weighted assets | $120,980,000 | 3,472 |
| Total unused commitments | $19,428,000 | 3,393 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 46 | 3,597 |
| Assets and Liabilities | ||
| Total Assets: | $165,965,000 | 3,532 |
| Cash and due from depository institutions | $4,368,000 | 3,597 |
| Interest-bearing balances | $329,000 | 3,516 |
| Securities | $26,636,000 | 3,801 |
| Federal funds sold & reverse repurchase agreements | $415,000 | 5,344 |
| Net loans & leases | $126,085,000 | 3,237 |
| Loan loss allowance | $1,220,000 | 3,661 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,603,000 | 3,104 |
| Other real estate owned | $1,009,000 | 3,597 |
| Goodwill and other intangibles | $617,000 | 2,031 |
| All other assets | $3,232,000 | 4,052 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $165,965,000 | 3,532 |
| Total liabilities | $147,860,000 | 3,553 |
| Total deposits | $121,769,000 | 3,824 |
| Interest-bearing deposits | $113,659,000 | 3,550 |
| Deposits held in domestic offices | $121,769,000 | 3,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $475,000 | 3,176 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,439,000 | 1,643 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,177,000 | 1,637 |
| Total equity capital | $18,105,000 | 3,450 |
| Total bank equity capital | $18,105,000 | 3,450 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $261,000 | 5,335 |
| Surplus | $5,232,000 | 3,760 |
| Undivided profits | $12,612,000 | 2,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 4,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $741,000 | 4,972 |
| Earning assets | $153,465,000 | 3,516 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $174,642,750 | 3,315 |
| Average Assets, quarterly | $169,037,500 | 3,455 |
| Volatile liabilities | $46,932,000 | 2,756 |
| Insider loans | $2,128,000 | 2,845 |
| FHLB advances | $22,439,000 | 1,548 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $23,559,000 | 3,059 |
| Tier 1 (core) risk-based capital | $18,420,000 | 3,291 |
| Tier 2 risk-based capital | $1,220,000 | 3,465 |
| Total risk weighted assets | $126,182,000 | 3,350 |
| Total unused commitments | $23,559,000 | 3,059 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $172,110,000 | 3,399 |
| Cash and due from depository institutions | $7,063,000 | 3,429 |
| Interest-bearing balances | $608,000 | 2,896 |
| Securities | $26,180,000 | 3,836 |
| Federal funds sold & reverse repurchase agreements | $1,708,000 | 3,857 |
| Net loans & leases | $128,448,000 | 3,149 |
| Loan loss allowance | $1,195,000 | 3,692 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,714,000 | 3,013 |
| Other real estate owned | $912,000 | 3,429 |
| Goodwill and other intangibles | $647,000 | 1,995 |
| All other assets | $3,438,000 | 3,857 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $172,110,000 | 3,399 |
| Total liabilities | $154,591,000 | 3,390 |
| Total deposits | $127,109,000 | 3,685 |
| Interest-bearing deposits | $118,231,000 | 3,409 |
| Deposits held in domestic offices | $127,109,000 | 3,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $739,000 | 3,095 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $24,443,000 | 1,578 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,300,000 | 1,958 |
| Total equity capital | $17,519,000 | 3,427 |
| Total bank equity capital | $17,519,000 | 3,427 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $261,000 | 5,341 |
| Surplus | $5,232,000 | 3,709 |
| Undivided profits | $12,026,000 | 2,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $764,000 | 4,475 |
| Earning assets | $156,944,000 | 3,408 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $177,535,330 | 3,276 |
| Average Assets, quarterly | $175,829,000 | 3,323 |
| Volatile liabilities | $53,679,000 | 2,447 |
| Insider loans | $2,388,000 | 2,567 |
| FHLB advances | $24,443,000 | 1,487 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,677,000 | 2,907 |
| Tier 1 (core) risk-based capital | $18,030,000 | 3,294 |
| Tier 2 risk-based capital | $1,195,000 | 3,496 |
| Total risk weighted assets | $128,783,000 | 3,259 |
| Total unused commitments | $25,677,000 | 2,908 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $179,548,000 | 3,267 |
| Cash and due from depository institutions | $4,635,000 | 3,412 |
| Interest-bearing balances | $251,000 | 3,954 |
| Securities | $26,231,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $1,999,000 | 4,278 |
| Net loans & leases | $137,868,000 | 2,900 |
| Loan loss allowance | $1,147,000 | 3,778 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,817,000 | 2,882 |
| Other real estate owned | $375,000 | 3,412 |
| Goodwill and other intangibles | $674,000 | 1,946 |
| All other assets | $3,949,000 | 3,425 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $179,548,000 | 3,267 |
| Total liabilities | $162,426,000 | 3,246 |
| Total deposits | $133,702,000 | 3,536 |
| Interest-bearing deposits | $124,413,000 | 3,241 |
| Deposits held in domestic offices | $133,702,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $857,000 | 2,702 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,448,000 | 1,512 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,419,000 | 1,423 |
| Total equity capital | $17,122,000 | 3,460 |
| Total bank equity capital | $17,122,000 | 3,460 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $261,000 | 5,338 |
| Surplus | $5,232,000 | 3,641 |
| Undivided profits | $11,629,000 | 2,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,051,000 | 1,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $850,000 | 3,939 |
| Earning assets | $166,349,000 | 3,231 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $180,248,000 | 3,229 |
| Average Assets, quarterly | $180,248,000 | 3,229 |
| Volatile liabilities | $55,742,000 | 2,281 |
| Insider loans | $2,332,000 | 2,588 |
| FHLB advances | $24,448,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,884,000 | 2,936 |
| Tier 1 (core) risk-based capital | $17,528,000 | 3,326 |
| Tier 2 risk-based capital | $1,147,000 | 3,571 |
| Total risk weighted assets | $137,325,000 | 3,056 |
| Total unused commitments | $24,884,000 | 2,936 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 51 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $180,948,000 | 3,228 |
| Cash and due from depository institutions | $3,920,000 | 3,299 |
| Interest-bearing balances | $225,000 | 4,122 |
| Securities | $27,095,000 | 3,836 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 4,190 |
| Net loans & leases | $138,561,000 | 2,863 |
| Loan loss allowance | $943,000 | 4,260 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,934,000 | 2,779 |
| Other real estate owned | $1,003,000 | 3,299 |
| Goodwill and other intangibles | $692,000 | 1,918 |
| All other assets | $3,983,000 | 3,399 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $180,948,000 | 3,228 |
| Total liabilities | $164,166,000 | 3,189 |
| Total deposits | $135,794,000 | 3,438 |
| Interest-bearing deposits | $127,058,000 | 3,140 |
| Deposits held in domestic offices | $135,794,000 | 3,434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $769,000 | 2,928 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,555,000 | 1,541 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,048,000 | 1,534 |
| Total equity capital | $16,782,000 | 3,487 |
| Total bank equity capital | $16,782,000 | 3,487 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $261,000 | 5,360 |
| Surplus | $5,232,000 | 3,600 |
| Undivided profits | $11,289,000 | 2,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,098,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $892,000 | 3,812 |
| Earning assets | $167,641,000 | 3,179 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $178,728,200 | 3,133 |
| Average Assets, quarterly | $182,045,000 | 3,174 |
| Volatile liabilities | $54,454,000 | 2,291 |
| Insider loans | $2,475,000 | 2,443 |
| FHLB advances | $24,555,000 | 1,447 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,497,000 | 2,461 |
| Tier 1 (core) risk-based capital | $17,130,000 | 3,348 |
| Tier 2 risk-based capital | $943,000 | 4,048 |
| Total risk weighted assets | $139,082,000 | 3,002 |
| Total unused commitments | $31,497,000 | 2,461 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 50 | 3,331 |
| Assets and Liabilities | ||
| Total Assets: | $183,142,000 | 3,139 |
| Cash and due from depository institutions | $4,178,000 | 3,331 |
| Interest-bearing balances | $341,000 | 3,820 |
| Securities | $27,189,000 | 3,789 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $142,929,000 | 2,772 |
| Loan loss allowance | $1,174,000 | 3,664 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,058,000 | 2,653 |
| Other real estate owned | $217,000 | 3,331 |
| Goodwill and other intangibles | $698,000 | 1,886 |
| All other assets | $3,873,000 | 3,420 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $183,141,000 | 3,139 |
| Total liabilities | $166,496,000 | 3,114 |
| Total deposits | $136,630,000 | 3,376 |
| Interest-bearing deposits | $128,128,000 | 3,070 |
| Deposits held in domestic offices | $136,630,000 | 3,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,603,000 | 1,884 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $23,570,000 | 1,596 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,693,000 | 1,631 |
| Total equity capital | $16,645,000 | 3,477 |
| Total bank equity capital | $16,645,000 | 3,477 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $261,000 | 5,374 |
| Surplus | $5,232,000 | 3,540 |
| Undivided profits | $11,152,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,019,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $780,000 | 4,241 |
| Earning assets | $170,459,000 | 3,098 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $178,173,250 | 3,120 |
| Average Assets, quarterly | $182,736,000 | 3,113 |
| Volatile liabilities | $58,607,000 | 2,088 |
| Insider loans | $4,417,000 | 1,465 |
| FHLB advances | $23,570,000 | 1,498 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $29,152,000 | 2,561 |
| Tier 1 (core) risk-based capital | $16,852,000 | 3,346 |
| Tier 2 risk-based capital | $1,174,000 | 3,461 |
| Total risk weighted assets | $142,232,000 | 2,871 |
| Total unused commitments | $29,152,000 | 2,563 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $182,330,000 | 3,098 |
| Cash and due from depository institutions | $5,226,000 | 3,039 |
| Interest-bearing balances | $334,000 | 3,767 |
| Securities | $26,661,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $141,437,000 | 2,718 |
| Loan loss allowance | $1,304,000 | 3,319 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,134,000 | 2,560 |
| Other real estate owned | $146,000 | 3,039 |
| Goodwill and other intangibles | $751,000 | 1,842 |
| All other assets | $3,975,000 | 3,232 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $182,330,000 | 3,098 |
| Total liabilities | $165,867,000 | 3,056 |
| Total deposits | $133,768,000 | 3,370 |
| Interest-bearing deposits | $127,125,000 | 3,040 |
| Deposits held in domestic offices | $133,768,000 | 3,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,679,000 | 1,699 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,585,000 | 1,590 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,835,000 | 1,154 |
| Total equity capital | $16,463,000 | 3,447 |
| Total bank equity capital | $16,463,000 | 3,447 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $261,000 | 5,369 |
| Surplus | $5,232,000 | 3,495 |
| Undivided profits | $10,970,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,566,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $809,000 | 3,798 |
| Earning assets | $168,432,000 | 3,066 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $176,517,000 | 3,122 |
| Average Assets, quarterly | $178,193,500 | 3,122 |
| Volatile liabilities | $57,725,000 | 2,029 |
| Insider loans | $5,164,000 | 1,216 |
| FHLB advances | $23,585,000 | 1,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $28,478,000 | 2,535 |
| Tier 1 (core) risk-based capital | $16,641,000 | 3,302 |
| Tier 2 risk-based capital | $1,304,000 | 3,128 |
| Total risk weighted assets | $143,471,000 | 2,775 |
| Total unused commitments | $28,478,000 | 2,537 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $174,057,000 | 3,187 |
| Cash and due from depository institutions | $4,250,000 | 2,959 |
| Interest-bearing balances | $140,000 | 4,693 |
| Securities | $26,562,000 | 3,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $134,139,000 | 2,799 |
| Loan loss allowance | $1,346,000 | 3,264 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,324,000 | 2,420 |
| Other real estate owned | $167,000 | 2,959 |
| Goodwill and other intangibles | $781,000 | 1,820 |
| All other assets | $3,834,000 | 3,284 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $174,057,000 | 3,187 |
| Total liabilities | $157,872,000 | 3,177 |
| Total deposits | $129,044,000 | 3,479 |
| Interest-bearing deposits | $122,543,000 | 3,135 |
| Deposits held in domestic offices | $129,044,000 | 3,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $899,000 | 2,667 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,600,000 | 1,443 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,329,000 | 1,717 |
| Total equity capital | $16,185,000 | 3,434 |
| Total bank equity capital | $16,185,000 | 3,434 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $261,000 | 5,410 |
| Surplus | $5,232,000 | 3,466 |
| Undivided profits | $10,692,000 | 2,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,164,000 | 1,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $703,000 | 4,143 |
| Earning assets | $160,841,000 | 3,173 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $173,610,500 | 3,184 |
| Average Assets, quarterly | $173,610,500 | 3,184 |
| Volatile liabilities | $55,388,000 | 2,003 |
| Insider loans | $5,029,000 | 1,234 |
| FHLB advances | $25,600,000 | 1,352 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,123,000 | 2,693 |
| Tier 1 (core) risk-based capital | $16,461,000 | 3,302 |
| Tier 2 risk-based capital | $1,346,000 | 3,041 |
| Total risk weighted assets | $134,430,000 | 2,895 |
| Total unused commitments | $25,123,000 | 2,698 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $173,164,000 | 3,198 |
| Cash and due from depository institutions | $5,216,000 | 3,021 |
| Interest-bearing balances | $301,000 | 3,953 |
| Securities | $26,887,000 | 3,908 |
| Federal funds sold & reverse repurchase agreements | $22,000 | 6,113 |
| Net loans & leases | $132,332,000 | 2,798 |
| Loan loss allowance | $1,447,000 | 3,023 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,402,000 | 2,360 |
| Other real estate owned | $90,000 | 3,021 |
| Goodwill and other intangibles | $793,000 | 1,799 |
| All other assets | $3,422,000 | 3,496 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $173,164,000 | 3,198 |
| Total liabilities | $156,917,000 | 3,179 |
| Total deposits | $127,449,000 | 3,486 |
| Interest-bearing deposits | $119,689,000 | 3,170 |
| Deposits held in domestic offices | $127,449,000 | 3,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $712,000 | 2,885 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,614,000 | 1,455 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,142,000 | 1,339 |
| Total equity capital | $16,247,000 | 3,421 |
| Total bank equity capital | $16,247,000 | 3,421 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $261,000 | 5,427 |
| Surplus | $5,232,000 | 3,430 |
| Undivided profits | $10,754,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,501,000 | 1,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $447,000 | 5,708 |
| Earning assets | $159,542,000 | 3,195 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $163,512,400 | 3,235 |
| Average Assets, quarterly | $170,297,000 | 3,213 |
| Volatile liabilities | $59,749,000 | 1,829 |
| Insider loans | $3,749,000 | 1,632 |
| FHLB advances | $25,614,000 | 1,353 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $23,054,000 | 2,750 |
| Tier 1 (core) risk-based capital | $16,313,000 | 3,284 |
| Tier 2 risk-based capital | $1,447,000 | 2,837 |
| Total risk weighted assets | $132,625,000 | 2,909 |
| Total unused commitments | $23,054,000 | 2,752 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 55 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $167,430,000 | 3,239 |
| Cash and due from depository institutions | $5,070,000 | 3,072 |
| Interest-bearing balances | $243,000 | 4,245 |
| Securities | $26,622,000 | 3,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $126,681,000 | 2,865 |
| Loan loss allowance | $1,473,000 | 2,984 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,435,000 | 2,297 |
| Other real estate owned | $183,000 | 3,072 |
| Goodwill and other intangibles | $877,000 | 1,718 |
| All other assets | $3,562,000 | 3,354 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $167,431,000 | 3,239 |
| Total liabilities | $151,197,000 | 3,231 |
| Total deposits | $120,599,000 | 3,596 |
| Interest-bearing deposits | $113,471,000 | 3,273 |
| Deposits held in domestic offices | $120,599,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,956,000 | 1,830 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,629,000 | 1,541 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,013,000 | 1,384 |
| Total equity capital | $16,234,000 | 3,399 |
| Total bank equity capital | $16,234,000 | 3,399 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $261,000 | 5,452 |
| Surplus | $5,232,000 | 3,372 |
| Undivided profits | $10,741,000 | 2,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,426,000 | 1,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $598,000 | 4,853 |
| Earning assets | $153,546,000 | 3,248 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $161,099,500 | 3,277 |
| Average Assets, quarterly | $165,109,500 | 3,256 |
| Volatile liabilities | $59,010,000 | 1,821 |
| Insider loans | $3,587,000 | 1,632 |
| FHLB advances | $23,629,000 | 1,437 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,564,000 | 3,165 |
| Tier 1 (core) risk-based capital | $16,191,000 | 3,268 |
| Tier 2 risk-based capital | $1,473,000 | 2,761 |
| Total risk weighted assets | $124,528,000 | 3,026 |
| Total unused commitments | $18,564,000 | 3,168 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 54 | 3,139 |
| Assets and Liabilities | ||
| Total Assets: | $162,789,000 | 3,306 |
| Cash and due from depository institutions | $4,734,000 | 3,139 |
| Interest-bearing balances | $548,000 | 3,463 |
| Securities | $25,636,000 | 4,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $123,336,000 | 2,881 |
| Loan loss allowance | $1,458,000 | 3,003 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,456,000 | 2,247 |
| Other real estate owned | $250,000 | 3,139 |
| Goodwill and other intangibles | $879,000 | 1,712 |
| All other assets | $3,498,000 | 3,392 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $162,790,000 | 3,306 |
| Total liabilities | $146,896,000 | 3,300 |
| Total deposits | $121,177,000 | 3,583 |
| Interest-bearing deposits | $115,148,000 | 3,240 |
| Deposits held in domestic offices | $121,177,000 | 3,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,919,000 | 2,093 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,643,000 | 1,650 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,157,000 | 1,665 |
| Total equity capital | $15,894,000 | 3,356 |
| Total bank equity capital | $15,894,000 | 3,356 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $261,000 | 5,489 |
| Surplus | $5,232,000 | 3,327 |
| Undivided profits | $10,401,000 | 2,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,930,000 | 1,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $601,000 | 4,594 |
| Earning assets | $149,520,000 | 3,304 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $158,989,330 | 3,313 |
| Average Assets, quarterly | $158,641,500 | 3,347 |
| Volatile liabilities | $55,524,000 | 1,873 |
| Insider loans | $3,402,000 | 1,709 |
| FHLB advances | $20,643,000 | 1,545 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,545,000 | 1,979 |
| Tier 1 (core) risk-based capital | $16,043,000 | 3,250 |
| Tier 2 risk-based capital | $1,458,000 | 2,774 |
| Total risk weighted assets | $123,110,000 | 3,019 |
| Total unused commitments | $36,545,000 | 1,983 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 52 | 3,243 |
| Assets and Liabilities | ||
| Total Assets: | $154,494,000 | 3,422 |
| Cash and due from depository institutions | $3,849,000 | 3,243 |
| Interest-bearing balances | $745,000 | 3,361 |
| Securities | $27,376,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $1,312,000 | 5,287 |
| Net loans & leases | $112,633,000 | 3,046 |
| Loan loss allowance | $1,705,000 | 2,612 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,552,000 | 2,178 |
| Other real estate owned | $378,000 | 3,243 |
| Goodwill and other intangibles | $881,000 | 1,715 |
| All other assets | $3,513,000 | 3,226 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $154,494,000 | 3,422 |
| Total liabilities | $138,367,000 | 3,432 |
| Total deposits | $117,216,000 | 3,675 |
| Interest-bearing deposits | $111,595,000 | 3,330 |
| Deposits held in domestic offices | $117,216,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,657,000 | 1,693 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,494,000 | 1,654 |
| Total equity capital | $16,127,000 | 3,374 |
| Total bank equity capital | $16,127,000 | 3,374 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $261,000 | 5,500 |
| Surplus | $5,232,000 | 3,289 |
| Undivided profits | $10,634,000 | 2,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $583,000 | 4,634 |
| Earning assets | $142,066,000 | 3,433 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $157,089,500 | 3,348 |
| Average Assets, quarterly | $157,089,500 | 3,348 |
| Volatile liabilities | $48,951,000 | 1,999 |
| Insider loans | $3,159,000 | 1,806 |
| FHLB advances | $18,657,000 | 1,593 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $18,621,000 | 3,091 |
| Tier 1 (core) risk-based capital | $15,908,000 | 3,237 |
| Tier 2 risk-based capital | $1,382,000 | 2,868 |
| Total risk weighted assets | $110,265,000 | 3,254 |
| Total unused commitments | $18,621,000 | 3,097 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 49 | 3,433 |
| Assets and Liabilities | ||
| Total Assets: | $159,685,000 | 3,314 |
| Cash and due from depository institutions | $6,637,000 | 3,433 |
| Interest-bearing balances | $808,000 | 3,165 |
| Securities | $27,714,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $3,933,000 | 2,779 |
| Net loans & leases | $111,660,000 | 3,067 |
| Loan loss allowance | $1,800,000 | 2,467 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,580,000 | 2,157 |
| Other real estate owned | $633,000 | 3,433 |
| Goodwill and other intangibles | $883,000 | 1,702 |
| All other assets | $3,645,000 | 3,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,685,000 | 3,314 |
| Total liabilities | $143,864,000 | 3,303 |
| Total deposits | $123,458,000 | 3,505 |
| Interest-bearing deposits | $123,458,000 | 3,029 |
| Deposits held in domestic offices | $123,458,000 | 3,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,670,000 | 1,704 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,736,000 | 2,060 |
| Total equity capital | $15,821,000 | 3,365 |
| Total bank equity capital | $15,821,000 | 3,365 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $261,000 | 5,540 |
| Surplus | $5,232,000 | 3,260 |
| Undivided profits | $10,328,000 | 2,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $612,000 | 4,616 |
| Earning assets | $144,115,000 | 3,359 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $160,664,600 | 3,198 |
| Average Assets, quarterly | $158,676,000 | 3,315 |
| Volatile liabilities | $52,337,000 | 1,886 |
| Insider loans | $795,000 | 4,546 |
| FHLB advances | $18,670,000 | 1,593 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,088,000 | 3,291 |
| Tier 1 (core) risk-based capital | $15,756,000 | 3,226 |
| Tier 2 risk-based capital | $1,397,000 | 2,831 |
| Total risk weighted assets | $111,371,000 | 3,218 |
| Total unused commitments | $16,088,000 | 3,293 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $157,667,000 | 3,334 |
| Cash and due from depository institutions | $3,351,000 | 3,219 |
| Interest-bearing balances | $420,000 | 3,984 |
| Securities | $26,952,000 | 3,925 |
| Federal funds sold & reverse repurchase agreements | $6,813,000 | 2,023 |
| Net loans & leases | $110,848,000 | 3,047 |
| Loan loss allowance | $2,082,000 | 2,196 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,546,000 | 2,140 |
| Other real estate owned | $587,000 | 3,219 |
| Goodwill and other intangibles | $903,000 | 1,673 |
| All other assets | $3,667,000 | 3,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,667,000 | 3,334 |
| Total liabilities | $142,034,000 | 3,332 |
| Total deposits | $122,452,000 | 3,502 |
| Interest-bearing deposits | $122,452,000 | 3,062 |
| Deposits held in domestic offices | $122,452,000 | 3,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,893,000 | 1,708 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,689,000 | 2,213 |
| Total equity capital | $15,633,000 | 3,382 |
| Total bank equity capital | $15,633,000 | 3,382 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $261,000 | 5,575 |
| Surplus | $5,232,000 | 3,202 |
| Undivided profits | $10,140,000 | 2,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,720,000 | 701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $633,000 | 4,690 |
| Earning assets | $145,033,000 | 3,332 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $160,909,500 | 3,222 |
| Average Assets, quarterly | $159,665,000 | 3,284 |
| Volatile liabilities | $48,475,000 | 1,957 |
| Insider loans | $477,000 | 5,558 |
| FHLB advances | $17,893,000 | 1,590 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $14,567,000 | 3,454 |
| Tier 1 (core) risk-based capital | $15,559,000 | 3,250 |
| Tier 2 risk-based capital | $1,443,000 | 2,742 |
| Total risk weighted assets | $114,783,000 | 3,116 |
| Total unused commitments | $14,852,000 | 3,420 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 55 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $161,663,000 | 3,263 |
| Cash and due from depository institutions | $5,761,000 | 3,106 |
| Interest-bearing balances | $2,129,000 | 2,418 |
| Securities | $21,736,000 | 4,442 |
| Federal funds sold & reverse repurchase agreements | $6,511,000 | 2,410 |
| Net loans & leases | $118,443,000 | 2,860 |
| Loan loss allowance | $1,997,000 | 2,237 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,275,000 | 2,236 |
| Other real estate owned | $626,000 | 3,106 |
| Goodwill and other intangibles | $878,000 | 1,646 |
| All other assets | $3,433,000 | 3,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,663,000 | 3,263 |
| Total liabilities | $146,152,000 | 3,239 |
| Total deposits | $126,037,000 | 3,410 |
| Interest-bearing deposits | $126,037,000 | 2,967 |
| Deposits held in domestic offices | $126,037,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,902,000 | 1,684 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,213,000 | 1,857 |
| Total equity capital | $15,511,000 | 3,411 |
| Total bank equity capital | $15,511,000 | 3,411 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $261,000 | 5,587 |
| Surplus | $5,232,000 | 3,164 |
| Undivided profits | $10,018,000 | 3,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,822,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $717,000 | 4,067 |
| Earning assets | $148,819,000 | 3,238 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $161,990,330 | 3,210 |
| Average Assets, quarterly | $160,621,500 | 3,246 |
| Volatile liabilities | $48,372,000 | 1,937 |
| Insider loans | $163,000 | 7,043 |
| FHLB advances | $17,902,000 | 1,568 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,400,000 | 3,433 |
| Tier 1 (core) risk-based capital | $15,361,000 | 3,239 |
| Tier 2 risk-based capital | $1,471,000 | 2,655 |
| Total risk weighted assets | $117,186,000 | 3,019 |
| Total unused commitments | $14,400,000 | 3,443 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $159,580,000 | 3,258 |
| Cash and due from depository institutions | $4,831,000 | 3,297 |
| Interest-bearing balances | $1,590,000 | 2,731 |
| Securities | $20,465,000 | 4,596 |
| Federal funds sold & reverse repurchase agreements | $1,117,000 | 6,124 |
| Net loans & leases | $123,154,000 | 2,706 |
| Loan loss allowance | $2,025,000 | 2,158 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,286,000 | 2,212 |
| Other real estate owned | $812,000 | 3,297 |
| Goodwill and other intangibles | $842,000 | 1,663 |
| All other assets | $4,073,000 | 2,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,580,000 | 3,258 |
| Total liabilities | $144,464,000 | 3,231 |
| Total deposits | $125,510,000 | 3,391 |
| Interest-bearing deposits | $125,510,000 | 2,971 |
| Deposits held in domestic offices | $125,510,000 | 3,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,211,000 | 1,661 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,743,000 | 2,269 |
| Total equity capital | $15,116,000 | 3,432 |
| Total bank equity capital | $15,116,000 | 3,432 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $261,000 | 5,606 |
| Surplus | $5,231,000 | 3,117 |
| Undivided profits | $9,624,000 | 3,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,602,000 | 920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $759,000 | 3,903 |
| Earning assets | $146,326,000 | 3,259 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $162,154,000 | 3,199 |
| Average Assets, quarterly | $162,154,000 | 3,199 |
| Volatile liabilities | $48,986,000 | 1,887 |
| Insider loans | $135,000 | 7,258 |
| FHLB advances | $17,211,000 | 1,551 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,872,000 | 3,164 |
| Tier 1 (core) risk-based capital | $15,061,000 | 3,253 |
| Tier 2 risk-based capital | $1,519,000 | 2,543 |
| Total risk weighted assets | $121,012,000 | 2,904 |
| Total unused commitments | $15,872,000 | 3,173 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 52 | 3,209 |
| Assets and Liabilities | ||
| Total Assets: | $164,728,000 | 3,150 |
| Cash and due from depository institutions | $3,641,000 | 3,209 |
| Interest-bearing balances | $358,000 | 4,070 |
| Securities | $18,707,000 | 4,849 |
| Federal funds sold & reverse repurchase agreements | $5,645,000 | 2,519 |
| Net loans & leases | $127,087,000 | 2,613 |
| Loan loss allowance | $1,950,000 | 2,185 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,239,000 | 2,213 |
| Other real estate owned | $812,000 | 3,209 |
| Goodwill and other intangibles | $822,000 | 1,657 |
| All other assets | $3,775,000 | 2,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,728,000 | 3,150 |
| Total liabilities | $149,885,000 | 3,112 |
| Total deposits | $130,826,000 | 3,222 |
| Interest-bearing deposits | $130,826,000 | 2,817 |
| Deposits held in domestic offices | $130,826,000 | 3,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,220,000 | 1,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,839,000 | 2,162 |
| Total equity capital | $14,843,000 | 3,452 |
| Total bank equity capital | $14,843,000 | 3,452 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $261,000 | 5,620 |
| Surplus | $5,231,000 | 3,085 |
| Undivided profits | $9,351,000 | 3,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,183,000 | 1,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $828,000 | 3,762 |
| Earning assets | $151,797,000 | 3,122 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $163,795,200 | 3,031 |
| Average Assets, quarterly | $165,190,000 | 3,122 |
| Volatile liabilities | $49,860,000 | 1,836 |
| Insider loans | $203,000 | 6,855 |
| FHLB advances | $17,220,000 | 1,553 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,553,000 | 2,663 |
| Tier 1 (core) risk-based capital | $14,785,000 | 3,246 |
| Tier 2 risk-based capital | $1,494,000 | 2,538 |
| Total risk weighted assets | $122,102,000 | 2,836 |
| Total unused commitments | $19,553,000 | 2,668 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 55 | 3,073 |
| Assets and Liabilities | ||
| Total Assets: | $162,008,000 | 3,065 |
| Cash and due from depository institutions | $4,126,000 | 3,073 |
| Interest-bearing balances | $156,000 | 4,720 |
| Securities | $18,028,000 | 4,841 |
| Federal funds sold & reverse repurchase agreements | $382,000 | 6,610 |
| Net loans & leases | $129,736,000 | 2,493 |
| Loan loss allowance | $1,167,000 | 3,185 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,623,000 | 1,954 |
| Other real estate owned | $922,000 | 3,073 |
| Goodwill and other intangibles | $822,000 | 1,582 |
| All other assets | $3,369,000 | 3,099 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,008,000 | 3,065 |
| Total liabilities | $148,044,000 | 3,025 |
| Total deposits | $129,783,000 | 3,118 |
| Interest-bearing deposits | $129,783,000 | 2,708 |
| Deposits held in domestic offices | $129,783,000 | 3,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,809,000 | 1,627 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,452,000 | 1,715 |
| Total equity capital | $13,964,000 | 3,405 |
| Total bank equity capital | $13,964,000 | 3,405 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $261,000 | 5,745 |
| Surplus | $5,232,000 | 2,986 |
| Undivided profits | $8,471,000 | 3,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,512,000 | 1,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $861,000 | 3,954 |
| Earning assets | $148,302,000 | 3,049 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $162,199,800 | 2,918 |
| Average Assets, quarterly | $161,076,500 | 3,047 |
| Volatile liabilities | $49,824,000 | 1,758 |
| Insider loans | $63,000 | 7,995 |
| FHLB advances | $15,809,000 | 1,504 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $17,905,000 | 2,691 |
| Tier 1 (core) risk-based capital | $13,777,000 | 3,301 |
| Tier 2 risk-based capital | $1,167,000 | 2,969 |
| Total risk weighted assets | $120,181,000 | 2,763 |
| Total unused commitments | $17,905,000 | 2,701 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 69 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $163,021,000 | 2,932 |
| Cash and due from depository institutions | $4,374,000 | 2,497 |
| Interest-bearing balances | $1,292,000 | 2,119 |
| Securities | $15,577,000 | 5,453 |
| Federal funds sold & reverse repurchase agreements | $9,116,000 | 1,311 |
| Net loans & leases | $124,813,000 | 2,505 |
| Loan loss allowance | $1,088,000 | 3,236 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,979,000 | 1,746 |
| Other real estate owned | $91,000 | 2,497 |
| Goodwill and other intangibles | $672,000 | 1,672 |
| All other assets | $3,399,000 | 2,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,021,000 | 2,932 |
| Total liabilities | $150,192,000 | 2,879 |
| Total deposits | $125,916,000 | 3,081 |
| Interest-bearing deposits | $125,916,000 | 2,675 |
| Deposits held in domestic offices | $125,916,000 | 3,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,911,000 | 1,268 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,365,000 | 1,795 |
| Total equity capital | $12,829,000 | 3,562 |
| Total bank equity capital | $12,829,000 | 3,562 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $261,000 | 5,917 |
| Surplus | $5,232,000 | 2,905 |
| Undivided profits | $7,336,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,429,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $827,000 | 3,308 |
| Earning assets | $150,798,000 | 2,915 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $153,097,200 | 2,967 |
| Average Assets, quarterly | $159,703,000 | 2,953 |
| Volatile liabilities | $53,277,000 | 1,652 |
| Insider loans | $187,000 | 7,221 |
| FHLB advances | $21,911,000 | 345 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,215,000 | 2,728 |
| Tier 1 (core) risk-based capital | $12,815,000 | 3,439 |
| Tier 2 risk-based capital | $1,088,000 | 3,047 |
| Total risk weighted assets | $113,914,000 | 2,765 |
| Total unused commitments | $16,215,000 | 2,731 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 144 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $142,829,000 | 3,238 |
| Cash and due from depository institutions | $5,361,000 | 1,159 |
| Interest-bearing balances | $568,000 | 3,007 |
| Securities | $15,332,000 | 5,724 |
| Federal funds sold & reverse repurchase agreements | $2,690,000 | 3,091 |
| Net loans & leases | $109,817,000 | 2,687 |
| Loan loss allowance | $1,027,000 | 3,355 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,749,000 | 1,479 |
| Other real estate owned | $0 | 1,159 |
| Goodwill and other intangibles | $624,000 | 1,755 |
| All other assets | $3,256,000 | 2,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,829,000 | 3,238 |
| Total liabilities | $131,242,000 | 3,191 |
| Total deposits | $99,347,000 | 3,757 |
| Interest-bearing deposits | $99,347,000 | 3,281 |
| Deposits held in domestic offices | $99,347,000 | 3,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,392,000 | 1,076 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,503,000 | 1,221 |
| Total equity capital | $11,587,000 | 3,758 |
| Total bank equity capital | $11,587,000 | 3,758 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $261,000 | 6,119 |
| Surplus | $5,232,000 | 2,866 |
| Undivided profits | $6,094,000 | 3,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,143,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $684,000 | 3,430 |
| Earning assets | $128,407,000 | 3,283 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $132,044,600 | 3,348 |
| Average Assets, quarterly | $141,033,000 | 3,245 |
| Volatile liabilities | $48,491,000 | 1,693 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $28,028,000 | 306 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,407,000 | 2,825 |
| Tier 1 (core) risk-based capital | $11,811,000 | 3,678 |
| Tier 2 risk-based capital | $827,000 | 3,691 |
| Total risk weighted assets | $103,327,000 | 2,895 |
| Total unused commitments | $15,407,000 | 2,832 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 142 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $123,936,000 | 3,612 |
| Cash and due from depository institutions | $3,342,000 | 1,182 |
| Interest-bearing balances | $533,000 | 3,429 |
| Securities | $15,064,000 | 5,808 |
| Federal funds sold & reverse repurchase agreements | $1,577,000 | 6,273 |
| Net loans & leases | $92,920,000 | 2,939 |
| Loan loss allowance | $863,000 | 3,768 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,713,000 | 1,181 |
| Other real estate owned | $42,000 | 1,182 |
| Goodwill and other intangibles | $755,000 | 1,588 |
| All other assets | $3,523,000 | 2,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,936,000 | 3,612 |
| Total liabilities | $110,447,000 | 3,623 |
| Total deposits | $81,520,000 | 4,462 |
| Interest-bearing deposits | $77,239,000 | 4,091 |
| Deposits held in domestic offices | $81,520,000 | 4,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,237,000 | 855 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,690,000 | 2,280 |
| Total equity capital | $13,489,000 | 3,314 |
| Total bank equity capital | $13,489,000 | 3,314 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $261,000 | 6,224 |
| Surplus | $5,232,000 | 2,720 |
| Undivided profits | $7,996,000 | 3,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 2,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $485,000 | 4,709 |
| Earning assets | $110,094,000 | 3,735 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $117,598,400 | 3,599 |
| Average Assets, quarterly | $122,273,500 | 3,588 |
| Volatile liabilities | $42,137,000 | 1,625 |
| Insider loans | $44,000 | 8,708 |
| FHLB advances | $27,237,000 | 264 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,040,000 | 2,181 |
| Tier 1 (core) risk-based capital | $13,239,000 | 3,213 |
| Tier 2 risk-based capital | $862,000 | 3,446 |
| Total risk weighted assets | $86,306,000 | 3,227 |
| Total unused commitments | $21,040,000 | 2,188 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 116 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $109,105,000 | 3,999 |
| Cash and due from depository institutions | $5,655,000 | 1,512 |
| Interest-bearing balances | $1,092,000 | 2,363 |
| Securities | $15,599,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $79,171,000 | 3,388 |
| Loan loss allowance | $822,000 | 3,963 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,578,000 | 1,397 |
| Other real estate owned | $43,000 | 1,512 |
| Goodwill and other intangibles | $193,000 | 2,285 |
| All other assets | $2,866,000 | 2,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,105,000 | 3,999 |
| Total liabilities | $96,806,000 | 4,036 |
| Total deposits | $80,298,000 | 4,506 |
| Interest-bearing deposits | $77,164,000 | 4,086 |
| Deposits held in domestic offices | $80,298,000 | 4,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $14,903,000 | 1,137 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,605,000 | 2,419 |
| Total equity capital | $12,299,000 | 3,588 |
| Total bank equity capital | $12,299,000 | 3,588 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $261,000 | 6,490 |
| Surplus | $5,232,000 | 2,656 |
| Undivided profits | $6,806,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $418,000 | 5,504 |
| Earning assets | $95,862,000 | 4,178 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $106,228,400 | 3,938 |
| Average Assets, quarterly | $109,971,500 | 3,925 |
| Volatile liabilities | $24,262,000 | 2,540 |
| Insider loans | $246,000 | 7,064 |
| FHLB advances | $13,592,000 | 378 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,692,000 | 3,302 |
| Tier 1 (core) risk-based capital | $12,105,000 | 3,490 |
| Tier 2 risk-based capital | $822,000 | 3,484 |
| Total risk weighted assets | $65,997,000 | 4,018 |
| Total unused commitments | $10,692,000 | 3,304 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 120 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $101,042,000 | 4,395 |
| Cash and due from depository institutions | $5,591,000 | 1,566 |
| Interest-bearing balances | $1,929,000 | 1,690 |
| Securities | $12,238,000 | 7,204 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $75,631,000 | 3,590 |
| Loan loss allowance | $883,000 | 3,910 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,332,000 | 1,485 |
| Other real estate owned | $88,000 | 1,566 |
| Goodwill and other intangibles | $223,000 | 2,080 |
| All other assets | $1,939,000 | 3,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,042,000 | 4,395 |
| Total liabilities | $89,800,000 | 4,403 |
| Total deposits | $71,796,000 | 5,077 |
| Interest-bearing deposits | $69,377,000 | 4,623 |
| Deposits held in domestic offices | $71,796,000 | 5,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $16,463,000 | 1,027 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,541,000 | 2,513 |
| Total equity capital | $11,242,000 | 3,903 |
| Total bank equity capital | $11,242,000 | 3,903 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $261,000 | 6,855 |
| Surplus | $5,232,000 | 2,735 |
| Undivided profits | $5,749,000 | 4,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $296,000 | 6,955 |
| Earning assets | $89,798,000 | 4,498 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $95,452,000 | 4,440 |
| Average Assets, quarterly | $99,146,000 | 4,406 |
| Volatile liabilities | $21,953,000 | 2,702 |
| Insider loans | $108,000 | 8,711 |
| FHLB advances | $15,284,000 | 374 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,748,000 | 4,756 |
| Tier 1 (core) risk-based capital | $11,019,000 | 3,876 |
| Tier 2 risk-based capital | $764,000 | 3,795 |
| Total risk weighted assets | $61,131,000 | 4,313 |
| Total unused commitments | $5,748,000 | 4,769 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 53 | 3,656 |
| Assets and Liabilities | ||
| Total Assets: | $91,494,000 | 4,773 |
| Cash and due from depository institutions | $5,405,000 | 3,656 |
| Interest-bearing balances | $2,263,000 | 1,687 |
| Securities | $10,181,000 | 8,219 |
| Federal funds sold & reverse repurchase agreements | $1,488,000 | 6,413 |
| Net loans & leases | $64,749,000 | 3,999 |
| Loan loss allowance | $915,000 | 3,814 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,502,000 | 1,711 |
| Other real estate owned | $0 | 3,656 |
| Goodwill and other intangibles | $145,000 | 2,191 |
| All other assets | $5,024,000 | 1,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,494,000 | 4,773 |
| Total liabilities | $80,688,000 | 4,861 |
| Total deposits | $73,706,000 | 5,038 |
| Interest-bearing deposits | $70,489,000 | 4,600 |
| Deposits held in domestic offices | $73,706,000 | 5,028 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,412,000 | 1,458 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $570,000 | 5,677 |
| Total equity capital | $10,806,000 | 4,037 |
| Total bank equity capital | $10,806,000 | 4,037 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $261,000 | 7,218 |
| Surplus | $5,232,000 | 2,743 |
| Undivided profits | $5,313,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $304,000 | 7,060 |
| Earning assets | $78,681,000 | 5,069 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $85,364,200 | 4,881 |
| Average Assets, quarterly | $88,500,000 | 4,873 |
| Volatile liabilities | $13,889,000 | 3,557 |
| Insider loans | $139,000 | 8,651 |
| FHLB advances | $6,412,000 | 497 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,373,000 | 6,987 |
| Tier 1 (core) risk-based capital | $10,661,000 | 3,965 |
| Tier 2 risk-based capital | $701,000 | 4,030 |
| Total risk weighted assets | $56,000,000 | 4,581 |
| Total unused commitments | $2,373,000 | 7,001 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $82,825,000 | 5,148 |
| Cash and due from depository institutions | $4,093,000 | 3,646 |
| Interest-bearing balances | $2,128,000 | 1,515 |
| Securities | $10,220,000 | 8,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $58,788,000 | 4,277 |
| Loan loss allowance | $957,000 | 3,750 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,640,000 | 1,608 |
| Other real estate owned | $15,000 | 3,646 |
| Goodwill and other intangibles | $155,000 | 2,056 |
| All other assets | $4,914,000 | 1,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,825,000 | 5,148 |
| Total liabilities | $72,695,000 | 5,308 |
| Total deposits | $71,550,000 | 5,133 |
| Interest-bearing deposits | $68,861,000 | 4,634 |
| Deposits held in domestic offices | $71,550,000 | 5,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $501,000 | 3,718 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $644,000 | 4,324 |
| Total equity capital | $10,130,000 | 3,989 |
| Total bank equity capital | $10,130,000 | 3,989 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $261,000 | 7,629 |
| Surplus | $5,231,000 | 2,647 |
| Undivided profits | $4,638,000 | 4,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $404,000 | 4,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $255,000 | 7,360 |
| Earning assets | $71,136,000 | 5,465 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $81,064,600 | 5,141 |
| Average Assets, quarterly | $82,621,500 | 5,135 |
| Volatile liabilities | $8,770,000 | 4,754 |
| Insider loans | $143,000 | 8,855 |
| FHLB advances | $501,000 | 924 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,624,000 | 6,745 |
| Tier 1 (core) risk-based capital | $9,975,000 | 4,133 |
| Tier 2 risk-based capital | $627,000 | 4,374 |
| Total risk weighted assets | $49,944,000 | 4,948 |
| Total unused commitments | $2,624,000 | 6,754 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $78,554,000 | 5,519 |
| Cash and due from depository institutions | $5,290,000 | 3,600 |
| Interest-bearing balances | $3,575,000 | 1,632 |
| Securities | $16,165,000 | 7,056 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $47,661,000 | 4,993 |
| Loan loss allowance | $981,000 | 3,762 |
| Trading account assets | $1,047,000 | 245 |
| Bank premises and fixed assets | $2,766,000 | 2,646 |
| Other real estate owned | $257,000 | 3,600 |
| Goodwill and other intangibles | $165,000 | 1,940 |
| All other assets | $4,203,000 | 1,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,554,000 | 5,519 |
| Total liabilities | $69,148,000 | 5,655 |
| Total deposits | $68,087,000 | 5,533 |
| Interest-bearing deposits | $64,983,000 | 5,078 |
| Deposits held in domestic offices | $68,087,000 | 5,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $583,000 | 3,236 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $478,000 | 5,531 |
| Total equity capital | $9,406,000 | 4,322 |
| Total bank equity capital | $9,406,000 | 4,322 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $261,000 | 8,036 |
| Surplus | $5,231,000 | 2,575 |
| Undivided profits | $3,914,000 | 5,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $315,000 | 6,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $163,000 | 9,106 |
| Earning assets | $69,448,000 | 5,685 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $76,337,200 | 5,503 |
| Average Assets, quarterly | $78,103,000 | 5,491 |
| Volatile liabilities | $7,353,000 | 5,114 |
| Insider loans | $158,000 | 8,862 |
| FHLB advances | $583,000 | 752 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,836,000 | 7,779 |
| Tier 1 (core) risk-based capital | $9,241,000 | 4,306 |
| Tier 2 risk-based capital | $557,000 | 4,792 |
| Total risk weighted assets | $44,301,000 | 5,440 |
| Total unused commitments | $1,836,000 | 7,806 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $76,371,000 | 5,702 |
| Cash and due from depository institutions | $4,582,000 | 4,156 |
| Interest-bearing balances | $1,611,000 | 3,051 |
| Securities | $14,264,000 | 7,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $49,520,000 | 4,844 |
| Loan loss allowance | $866,000 | 4,205 |
| Trading account assets | $2,520,000 | 196 |
| Bank premises and fixed assets | $1,620,000 | 4,365 |
| Other real estate owned | $128,000 | 4,156 |
| Goodwill and other intangibles | $175,000 | 1,935 |
| All other assets | $3,562,000 | 2,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,371,000 | 5,702 |
| Total liabilities | $68,190,000 | 5,798 |
| Total deposits | $67,503,000 | 5,681 |
| Interest-bearing deposits | $66,367,000 | 5,106 |
| Deposits held in domestic offices | $67,503,000 | 5,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $687,000 | 4,495 |
| Total equity capital | $8,181,000 | 4,690 |
| Total bank equity capital | $8,181,000 | 4,690 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $261,000 | 8,447 |
| Surplus | $5,231,000 | 2,478 |
| Undivided profits | $2,689,000 | 6,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 5,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $260,000 | 7,323 |
| Earning assets | $67,915,000 | 5,829 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $74,925,600 | 5,658 |
| Average Assets, quarterly | $75,493,000 | 5,708 |
| Volatile liabilities | $6,343,000 | 5,681 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,116,000 | 8,891 |
| Tier 1 (core) risk-based capital | $8,006,000 | 4,708 |
| Tier 2 risk-based capital | $542,000 | 4,890 |
| Total risk weighted assets | $43,118,000 | 5,613 |
| Total unused commitments | $1,116,000 | 8,918 |
| Derivatives | $0 | 651 |