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AccessBank Texas, Income and Expense

2022-06-30 (YTD Data)Rank
Total interest income$9,949,0001,477
Total interest expense$675,0001,559
Net interest income$9,274,0001,469
Provision for loan and lease losses$02,599
Total noninterest income$656,0002,504
Gross Fiduciary activities income$0925
Service charges on deposit accounts$147,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$509,0002,372
Total noninterest expense$10,314,0001,145
Salaries and employee benefits$6,719,0001,048
Premises and equipment expense$925,0001,299
Additional noninterest expense$2,670,0001,266
Pre-tax net operating income$-384,0004,703
Securities gains (losses)$0687
Applicable income taxes$134,0002,421
Income before extraordinary items$-518,0004,685
Extraordinary gains, net$04
Net income$-518,0004,685
Minority interest net income$060
Net income of bank and minority interests.$-518,0004,685
Net charge-offs$1,177,000222
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$-518,0004,710
2022-03-31 (YTD Data)Rank
Total interest income$4,857,0001,476
Total interest expense$329,0001,546
Net interest income$4,528,0001,465
Provision for loan and lease losses$02,285
Total noninterest income$321,0002,507
Gross Fiduciary activities income$0892
Service charges on deposit accounts$71,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$250,0002,363
Total noninterest expense$3,266,0001,622
Salaries and employee benefits$2,076,0001,522
Premises and equipment expense$465,0001,298
Additional noninterest expense$725,0002,043
Pre-tax net operating income$1,583,0001,582
Securities gains (losses)$0623
Applicable income taxes$327,0001,240
Income before extraordinary items$1,256,0001,650
Extraordinary gains, net$04
Net income$1,256,0001,650
Minority interest net income$050
Net income of bank and minority interests.$1,256,0001,650
Net charge-offs$1,176,000148
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,256,0001,671
2021-12-31 (YTD Data)Rank
Total interest income$20,846,0001,431
Total interest expense$1,866,0001,396
Net interest income$18,980,0001,427
Provision for loan and lease losses$1,520,000389
Total noninterest income$2,009,0002,213
Gross Fiduciary activities income$0994
Service charges on deposit accounts$260,0002,340
Trading account gains and feesNANA
Additional Noninterest Income$1,749,0002,052
Total noninterest expense$14,197,0001,526
Salaries and employee benefits$8,905,0001,424
Premises and equipment expense$1,955,0001,236
Additional noninterest expense$3,337,0001,831
Pre-tax net operating income$5,272,0001,979
Securities gains (losses)$02,062
Applicable income taxes$1,010,0001,594
Income before extraordinary items$4,262,0002,081
Extraordinary gains, net$010
Net income$4,262,0002,082
Minority interest net income$074
Net income of bank and minority interests.$4,262,0002,083
Net charge-offs$980,000428
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,262,0002,059
2021-09-30 (YTD Data)Rank
Total interest income$15,721,0001,449
Total interest expense$1,532,0001,378
Net interest income$14,189,0001,457
Provision for loan and lease losses$1,520,000290
Total noninterest income$1,210,0002,499
Gross Fiduciary activities income$0957
Service charges on deposit accounts$187,0002,404
Trading account gains and feesNANA
Additional Noninterest Income$1,023,0002,353
Total noninterest expense$10,549,0001,537
Salaries and employee benefits$6,612,0001,439
Premises and equipment expense$1,472,0001,246
Additional noninterest expense$2,465,0001,850
Pre-tax net operating income$3,330,0002,291
Securities gains (losses)$02,015
Applicable income taxes$685,0001,749
Income before extraordinary items$2,645,0002,439
Extraordinary gains, net$08
Net income$2,645,0002,439
Minority interest net income$069
Net income of bank and minority interests.$2,645,0002,439
Net charge-offs$970,000342
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,645,0002,404
2021-06-30 (YTD Data)Rank
Total interest income$10,632,0001,430
Total interest expense$1,125,0001,328
Net interest income$9,507,0001,434
Provision for loan and lease losses$1,025,000300
Total noninterest income$754,0002,540
Gross Fiduciary activities income$0951
Service charges on deposit accounts$114,0002,461
Trading account gains and feesNANA
Additional Noninterest Income$640,0002,392
Total noninterest expense$7,001,0001,536
Salaries and employee benefits$4,335,0001,448
Premises and equipment expense$968,0001,249
Additional noninterest expense$1,698,0001,776
Pre-tax net operating income$2,235,0002,241
Securities gains (losses)$01,818
Applicable income taxes$407,0001,834
Income before extraordinary items$1,828,0002,346
Extraordinary gains, net$06
Net income$1,828,0002,345
Minority interest net income$067
Net income of bank and minority interests.$1,828,0002,346
Net charge-offs$572,000367
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,828,0002,312
2021-03-31 (YTD Data)Rank
Total interest income$5,091,0001,486
Total interest expense$599,0001,316
Net interest income$4,492,0001,493
Provision for loan and lease losses$530,000354
Total noninterest income$366,0002,581
Gross Fiduciary activities income$0922
Service charges on deposit accounts$58,0002,439
Trading account gains and feesNANA
Additional Noninterest Income$308,0002,433
Total noninterest expense$3,503,0001,524
Salaries and employee benefits$2,192,0001,438
Premises and equipment expense$470,0001,294
Additional noninterest expense$841,0001,763
Pre-tax net operating income$825,0002,622
Securities gains (losses)$01,392
Applicable income taxes$168,0001,931
Income before extraordinary items$657,0002,780
Extraordinary gains, net$03
Net income$657,0002,779
Minority interest net income$055
Net income of bank and minority interests.$657,0002,780
Net charge-offs$24,0001,089
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$657,0002,744
2020-12-31 (YTD Data)Rank
Total interest income$21,204,0001,422
Total interest expense$3,548,0001,297
Net interest income$17,656,0001,435
Provision for loan and lease losses$2,639,000879
Total noninterest income$1,628,0002,340
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$224,0002,620
Trading account gains and feesNANA
Additional Noninterest Income$1,404,0002,129
Total noninterest expense$13,947,0001,487
Salaries and employee benefits$8,763,0001,405
Premises and equipment expense$1,860,0001,255
Additional noninterest expense$3,324,0001,781
Pre-tax net operating income$2,698,0002,564
Securities gains (losses)$02,675
Applicable income taxes$553,0001,870
Income before extraordinary items$2,145,0002,739
Extraordinary gains, net$04
Net income$2,145,0002,737
Minority interest net income$072
Net income of bank and minority interests.$2,145,0002,739
Net charge-offs$1,941,000424
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,145,0002,699
2020-09-30 (YTD Data)Rank
Total interest income$16,058,0001,411
Total interest expense$2,881,0001,283
Net interest income$13,177,0001,434
Provision for loan and lease losses$2,339,000813
Total noninterest income$1,308,0002,232
Gross Fiduciary activities income$0981
Service charges on deposit accounts$166,0002,643
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0002,028
Total noninterest expense$10,417,0001,472
Salaries and employee benefits$6,627,0001,376
Premises and equipment expense$1,404,0001,247
Additional noninterest expense$2,386,0001,804
Pre-tax net operating income$1,729,0002,785
Securities gains (losses)$02,494
Applicable income taxes$353,0001,974
Income before extraordinary items$1,376,0002,944
Extraordinary gains, net$04
Net income$1,376,0002,943
Minority interest net income$065
Net income of bank and minority interests.$1,376,0002,944
Net charge-offs$1,904,000335
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,376,0002,899
2020-06-30 (YTD Data)Rank
Total interest income$10,117,0001,499
Total interest expense$2,054,0001,290
Net interest income$8,063,0001,534
Provision for loan and lease losses$1,539,000843
Total noninterest income$1,007,0002,015
Gross Fiduciary activities income$0970
Service charges on deposit accounts$120,0002,564
Trading account gains and feesNANA
Additional Noninterest Income$887,0001,794
Total noninterest expense$7,081,0001,445
Salaries and employee benefits$4,488,0001,352
Premises and equipment expense$925,0001,252
Additional noninterest expense$1,668,0001,738
Pre-tax net operating income$450,0003,813
Securities gains (losses)$02,249
Applicable income taxes$87,0002,617
Income before extraordinary items$363,0003,930
Extraordinary gains, net$04
Net income$363,0003,930
Minority interest net income$065
Net income of bank and minority interests.$363,0003,930
Net charge-offs$1,900,000260
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$363,0003,882
2020-03-31 (YTD Data)Rank
Total interest income$5,067,0001,499
Total interest expense$1,099,0001,334
Net interest income$3,968,0001,515
Provision for loan and lease losses$944,000642
Total noninterest income$409,0002,153
Gross Fiduciary activities income$0941
Service charges on deposit accounts$77,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$332,0001,901
Total noninterest expense$3,552,0001,458
Salaries and employee benefits$2,183,0001,397
Premises and equipment expense$456,0001,286
Additional noninterest expense$913,0001,635
Pre-tax net operating income$-119,0004,891
Securities gains (losses)$01,705
Applicable income taxes$-28,0004,901
Income before extraordinary items$-91,0004,851
Extraordinary gains, net$04
Net income$-91,0004,851
Minority interest net income$056
Net income of bank and minority interests.$-91,0004,851
Net charge-offs$1,898,000172
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-91,0004,868
2019-12-31 (YTD Data)Rank
Total interest income$18,283,0001,633
Total interest expense$4,150,0001,442
Net interest income$14,133,0001,694
Provision for loan and lease losses$525,0001,442
Total noninterest income$1,609,0002,219
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$317,0002,524
Trading account gains and feesNANA
Additional Noninterest Income$1,292,0001,969
Total noninterest expense$12,364,0001,605
Salaries and employee benefits$7,607,0001,518
Premises and equipment expense$1,662,0001,378
Additional noninterest expense$3,095,0001,883
Pre-tax net operating income$2,853,0002,544
Securities gains (losses)$02,379
Applicable income taxes$504,0001,978
Income before extraordinary items$2,349,0002,661
Extraordinary gains, net$011
Net income$2,349,0002,661
Minority interest net income$076
Net income of bank and minority interests.$2,349,0002,663
Net charge-offs$442,0001,121
Cash dividends$1,236,0002,096
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,349,0002,629
2019-09-30 (YTD Data)Rank
Total interest income$13,436,0001,682
Total interest expense$2,982,0001,492
Net interest income$10,454,0001,732
Provision for loan and lease losses$350,0001,466
Total noninterest income$1,178,0002,247
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$233,0002,585
Trading account gains and feesNANA
Additional Noninterest Income$945,0001,993
Total noninterest expense$8,939,0001,667
Salaries and employee benefits$5,455,0001,583
Premises and equipment expense$1,230,0001,401
Additional noninterest expense$2,254,0001,909
Pre-tax net operating income$2,343,0002,463
Securities gains (losses)$02,167
Applicable income taxes$479,0001,831
Income before extraordinary items$1,864,0002,645
Extraordinary gains, net$011
Net income$1,864,0002,646
Minority interest net income$072
Net income of bank and minority interests.$1,864,0002,646
Net charge-offs$-74,0004,899
Cash dividends$926,0001,898
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,864,0002,604
2019-06-30 (YTD Data)Rank
Total interest income$8,719,0001,722
Total interest expense$1,912,0001,519
Net interest income$6,807,0001,773
Provision for loan and lease losses$200,0001,556
Total noninterest income$806,0002,193
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$145,0002,682
Trading account gains and feesNANA
Additional Noninterest Income$661,0001,915
Total noninterest expense$5,894,0001,695
Salaries and employee benefits$3,593,0001,601
Premises and equipment expense$797,0001,446
Additional noninterest expense$1,504,0001,933
Pre-tax net operating income$1,519,0002,483
Securities gains (losses)$01,702
Applicable income taxes$310,0001,824
Income before extraordinary items$1,209,0002,659
Extraordinary gains, net$011
Net income$1,209,0002,658
Minority interest net income$069
Net income of bank and minority interests.$1,209,0002,658
Net charge-offs$-4,0004,200
Cash dividends$550,0002,012
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,209,0002,628
2019-03-31 (YTD Data)Rank
Total interest income$4,223,0001,774
Total interest expense$916,0001,526
Net interest income$3,307,0001,826
Provision for loan and lease losses$50,0002,037
Total noninterest income$324,0002,435
Gross Fiduciary activities income$0972
Service charges on deposit accounts$70,0002,744
Trading account gains and feesNANA
Additional Noninterest Income$254,0002,131
Total noninterest expense$2,809,0001,759
Salaries and employee benefits$1,714,0001,684
Premises and equipment expense$382,0001,520
Additional noninterest expense$713,0001,996
Pre-tax net operating income$772,0002,419
Securities gains (losses)$01,087
Applicable income taxes$157,0001,797
Income before extraordinary items$615,0002,585
Extraordinary gains, net$05
Net income$615,0002,584
Minority interest net income$052
Net income of bank and minority interests.$615,0002,584
Net charge-offs$-9,0004,625
Cash dividends$200,0002,017
Sale, conversion, retirement of capital stock, net$0529
Net operating income$615,0002,568
2018-12-31 (YTD Data)Rank
Total interest income$15,641,0001,809
Total interest expense$2,797,0001,506
Net interest income$12,844,0001,834
Provision for loan and lease losses$1,050,000846
Total noninterest income$1,646,0002,226
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$288,0002,812
Trading account gains and feesNANA
Additional Noninterest Income$1,358,0001,899
Total noninterest expense$10,233,0001,873
Salaries and employee benefits$5,979,0001,812
Premises and equipment expense$1,415,0001,583
Additional noninterest expense$2,839,0002,015
Pre-tax net operating income$3,207,0002,407
Securities gains (losses)$01,125
Applicable income taxes$646,0001,761
Income before extraordinary items$2,561,0002,558
Extraordinary gains, net$06
Net income$2,561,0002,557
Minority interest net income$072
Net income of bank and minority interests.$2,561,0002,557
Net charge-offs$72,0002,383
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,561,0002,549
2018-09-30 (YTD Data)Rank
Total interest income$11,452,0001,828
Total interest expense$1,986,0001,496
Net interest income$9,466,0001,863
Provision for loan and lease losses$1,050,000622
Total noninterest income$1,380,0002,090
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$221,0002,790
Trading account gains and feesNANA
Additional Noninterest Income$1,159,0001,778
Total noninterest expense$7,638,0001,867
Salaries and employee benefits$4,478,0001,817
Premises and equipment expense$1,005,0001,674
Additional noninterest expense$2,155,0001,996
Pre-tax net operating income$2,158,0002,609
Securities gains (losses)$01,118
Applicable income taxes$436,0001,919
Income before extraordinary items$1,722,0002,775
Extraordinary gains, net$05
Net income$1,722,0002,774
Minority interest net income$066
Net income of bank and minority interests.$1,722,0002,774
Net charge-offs$73,0001,956
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,722,0002,764
2018-06-30 (YTD Data)Rank
Total interest income$7,456,0001,843
Total interest expense$1,266,0001,485
Net interest income$6,190,0001,899
Provision for loan and lease losses$750,000585
Total noninterest income$781,0002,300
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$145,0002,813
Trading account gains and feesNANA
Additional Noninterest Income$636,0001,983
Total noninterest expense$5,007,0001,909
Salaries and employee benefits$2,930,0001,860
Premises and equipment expense$643,0001,743
Additional noninterest expense$1,434,0002,000
Pre-tax net operating income$1,214,0002,858
Securities gains (losses)$0961
Applicable income taxes$244,0002,044
Income before extraordinary items$970,0003,010
Extraordinary gains, net$06
Net income$970,0003,009
Minority interest net income$065
Net income of bank and minority interests.$970,0003,009
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$970,0003,000
2018-03-31 (YTD Data)Rank
Total interest income$3,596,0001,888
Total interest expense$598,0001,488
Net interest income$2,998,0001,946
Provision for loan and lease losses$300,000673
Total noninterest income$434,0002,151
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$73,0002,823
Trading account gains and feesNANA
Additional Noninterest Income$361,0001,817
Total noninterest expense$2,420,0001,972
Salaries and employee benefits$1,413,0001,935
Premises and equipment expense$299,0001,873
Additional noninterest expense$708,0002,020
Pre-tax net operating income$712,0002,563
Securities gains (losses)$0735
Applicable income taxes$143,0001,871
Income before extraordinary items$569,0002,695
Extraordinary gains, net$07
Net income$569,0002,695
Minority interest net income$052
Net income of bank and minority interests.$569,0002,695
Net charge-offs$-10,0004,740
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$569,0002,690
2017-12-31 (YTD Data)Rank
Total interest income$13,358,0001,941
Total interest expense$1,927,0001,578
Net interest income$11,431,0001,995
Provision for loan and lease losses$1,015,000876
Total noninterest income$1,476,0002,423
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$309,0002,817
Trading account gains and feesNANA
Additional Noninterest Income$1,167,0002,098
Total noninterest expense$9,086,0002,061
Salaries and employee benefits$5,217,0002,017
Premises and equipment expense$1,115,0001,953
Additional noninterest expense$2,754,0002,083
Pre-tax net operating income$2,806,0002,585
Securities gains (losses)$02,243
Applicable income taxes$1,582,0001,492
Income before extraordinary items$1,224,0003,450
Extraordinary gains, net$09
Net income$1,224,0003,448
Minority interest net income$076
Net income of bank and minority interests.$1,224,0003,450
Net charge-offs$483,0001,116
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,224,0003,433
2017-09-30 (YTD Data)Rank
Total interest income$9,752,0001,982
Total interest expense$1,382,0001,617
Net interest income$8,370,0002,042
Provision for loan and lease losses$950,000726
Total noninterest income$1,365,0002,174
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$232,0002,831
Trading account gains and feesNANA
Additional Noninterest Income$1,133,0001,830
Total noninterest expense$6,730,0002,085
Salaries and employee benefits$3,916,0002,032
Premises and equipment expense$819,0001,993
Additional noninterest expense$1,995,0002,128
Pre-tax net operating income$2,055,0002,684
Securities gains (losses)$02,274
Applicable income taxes$701,0001,791
Income before extraordinary items$1,354,0003,019
Extraordinary gains, net$09
Net income$1,354,0003,018
Minority interest net income$071
Net income of bank and minority interests.$1,354,0003,019
Net charge-offs$-30,0005,040
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,354,0002,999
2017-06-30 (YTD Data)Rank
Total interest income$6,350,0002,013
Total interest expense$872,0001,651
Net interest income$5,478,0002,057
Provision for loan and lease losses$350,0001,079
Total noninterest income$918,0002,166
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$154,0002,840
Trading account gains and feesNANA
Additional Noninterest Income$764,0001,834
Total noninterest expense$4,605,0002,051
Salaries and employee benefits$2,706,0001,978
Premises and equipment expense$522,0002,049
Additional noninterest expense$1,377,0002,063
Pre-tax net operating income$1,441,0002,556
Securities gains (losses)$01,906
Applicable income taxes$492,0001,715
Income before extraordinary items$949,0002,900
Extraordinary gains, net$011
Net income$949,0002,900
Minority interest net income$071
Net income of bank and minority interests.$949,0002,900
Net charge-offs$-19,0004,998
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$949,0002,878
2017-03-31 (YTD Data)Rank
Total interest income$3,193,0001,988
Total interest expense$412,0001,723
Net interest income$2,781,0002,020
Provision for loan and lease losses$75,0001,685
Total noninterest income$242,0003,012
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$73,0002,921
Trading account gains and feesNANA
Additional Noninterest Income$169,0002,789
Total noninterest expense$2,260,0002,100
Salaries and employee benefits$1,325,0002,045
Premises and equipment expense$259,0002,092
Additional noninterest expense$676,0002,098
Pre-tax net operating income$688,0002,569
Securities gains (losses)$01,153
Applicable income taxes$234,0001,719
Income before extraordinary items$454,0002,915
Extraordinary gains, net$08
Net income$454,0002,915
Minority interest net income$055
Net income of bank and minority interests.$454,0002,915
Net charge-offs$10,0002,203
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$454,0002,895
2016-12-31 (YTD Data)Rank
Total interest income$10,941,0002,237
Total interest expense$1,480,0001,819
Net interest income$9,461,0002,294
Provision for loan and lease losses$455,0001,570
Total noninterest income$1,314,0002,646
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$283,0003,036
Trading account gains and fees$0170
Additional Noninterest Income$1,031,0002,372
Total noninterest expense$7,276,0002,477
Salaries and employee benefits$4,363,0002,337
Premises and equipment expense$766,0002,575
Additional noninterest expense$2,147,0002,629
Pre-tax net operating income$3,044,0002,372
Securities gains (losses)$03,212
Applicable income taxes$1,035,0001,613
Income before extraordinary items$2,009,0002,787
Extraordinary gains, net$05
Net income$2,009,0002,785
Minority interest net income$082
Net income of bank and minority interests.$2,009,0002,786
Net charge-offs$-45,0005,338
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,009,0002,735
2016-09-30 (YTD Data)Rank
Total interest income$7,771,0002,332
Total interest expense$1,094,0001,840
Net interest income$6,677,0002,404
Provision for loan and lease losses$335,0001,517
Total noninterest income$898,0002,788
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$203,0003,140
Trading account gains and fees$0169
Additional Noninterest Income$695,0002,500
Total noninterest expense$4,973,0002,654
Salaries and employee benefits$2,935,0002,530
Premises and equipment expense$529,0002,727
Additional noninterest expense$1,509,0002,749
Pre-tax net operating income$2,267,0002,416
Securities gains (losses)$03,160
Applicable income taxes$768,0001,658
Income before extraordinary items$1,499,0002,828
Extraordinary gains, net$05
Net income$1,499,0002,828
Minority interest net income$071
Net income of bank and minority interests.$1,499,0002,828
Net charge-offs$-46,0005,339
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,499,0002,766
2016-06-30 (YTD Data)Rank
Total interest income$4,601,0002,601
Total interest expense$718,0001,868
Net interest income$3,883,0002,693
Provision for loan and lease losses$175,0001,766
Total noninterest income$421,0003,320
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$103,0003,564
Trading account gains and fees$0157
Additional Noninterest Income$318,0002,946
Total noninterest expense$2,969,0002,879
Salaries and employee benefits$1,741,0002,780
Premises and equipment expense$326,0002,887
Additional noninterest expense$902,0002,963
Pre-tax net operating income$1,160,0002,812
Securities gains (losses)$02,835
Applicable income taxes$395,0001,894
Income before extraordinary items$765,0003,269
Extraordinary gains, net$016
Net income$765,0003,267
Minority interest net income$071
Net income of bank and minority interests.$765,0003,267
Net charge-offs$-29,0005,343
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$765,0003,204
2016-03-31 (YTD Data)Rank
Total interest income$2,020,0002,843
Total interest expense$340,0001,952
Net interest income$1,680,0002,997
Provision for loan and lease losses$100,0001,495
Total noninterest income$120,0004,166
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$39,0003,951
Trading account gains and fees$0142
Additional Noninterest Income$81,0003,853
Total noninterest expense$1,309,0003,134
Salaries and employee benefits$767,0003,026
Premises and equipment expense$147,0003,102
Additional noninterest expense$395,0003,261
Pre-tax net operating income$391,0003,438
Securities gains (losses)$02,077
Applicable income taxes$133,0002,203
Income before extraordinary items$258,0003,874
Extraordinary gains, net$012
Net income$258,0003,871
Minority interest net income$062
Net income of bank and minority interests.$258,0003,872
Net charge-offs$-20,0005,466
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$258,0003,814
2015-12-31 (YTD Data)Rank
Total interest income$6,750,0003,191
Total interest expense$1,177,0002,151
Net interest income$5,573,0003,350
Provision for loan and lease losses$275,0002,003
Total noninterest income$494,0004,188
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$99,0004,721
Trading account gains and fees$0159
Additional Noninterest Income$395,0003,603
Total noninterest expense$4,991,0003,221
Salaries and employee benefits$2,841,0003,138
Premises and equipment expense$563,0003,242
Additional noninterest expense$1,587,0003,288
Pre-tax net operating income$801,0004,411
Securities gains (losses)$03,216
Applicable income taxes$-1,675,0006,128
Income before extraordinary items$2,476,0002,359
Extraordinary gains, net$023
Net income$2,476,0002,360
Minority interest net income$081
Net income of bank and minority interests.$2,476,0002,361
Net charge-offs$226,0001,869
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$2,000786
Net operating income$2,476,0002,322
2015-09-30 (YTD Data)Rank
Total interest income$4,835,0003,322
Total interest expense$837,0002,262
Net interest income$3,998,0003,477
Provision for loan and lease losses$90,0002,744
Total noninterest income$348,0004,314
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$57,0005,071
Trading account gains and fees$0153
Additional Noninterest Income$291,0003,651
Total noninterest expense$3,572,0003,361
Salaries and employee benefits$2,043,0003,250
Premises and equipment expense$416,0003,312
Additional noninterest expense$1,113,0003,439
Pre-tax net operating income$684,0004,317
Securities gains (losses)$03,031
Applicable income taxes$-175,0006,182
Income before extraordinary items$859,0003,758
Extraordinary gains, net$021
Net income$859,0003,757
Minority interest net income$078
Net income of bank and minority interests.$859,0003,758
Net charge-offs$234,0001,402
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$2,000747
Net operating income$859,0003,707
2015-06-30 (YTD Data)Rank
Total interest income$3,068,0003,440
Total interest expense$507,0002,444
Net interest income$2,561,0003,569
Provision for loan and lease losses$60,0002,661
Total noninterest income$240,0004,281
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$34,0005,212
Trading account gains and fees$0157
Additional Noninterest Income$206,0003,592
Total noninterest expense$2,313,0003,450
Salaries and employee benefits$1,338,0003,294
Premises and equipment expense$277,0003,327
Additional noninterest expense$698,0003,592
Pre-tax net operating income$428,0004,385
Securities gains (losses)$02,636
Applicable income taxes$-175,0006,274
Income before extraordinary items$603,0003,663
Extraordinary gains, net$022
Net income$603,0003,664
Minority interest net income$075
Net income of bank and minority interests.$603,0003,665
Net charge-offs$278,000957
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$1,000732
Net operating income$603,0003,607
2015-03-31 (YTD Data)Rank
Total interest income$1,442,0003,587
Total interest expense$225,0002,670
Net interest income$1,217,0003,695
Provision for loan and lease losses$03,703
Total noninterest income$70,0004,944
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$13,0005,482
Trading account gains and fees$0152
Additional Noninterest Income$57,0004,372
Total noninterest expense$1,095,0003,594
Salaries and employee benefits$623,0003,488
Premises and equipment expense$137,0003,385
Additional noninterest expense$335,0003,700
Pre-tax net operating income$192,0004,495
Securities gains (losses)$02,027
Applicable income taxes$-87,0006,363
Income before extraordinary items$279,0003,770
Extraordinary gains, net$013
Net income$279,0003,773
Minority interest net income$064
Net income of bank and minority interests.$279,0003,774
Net charge-offs$-2,0004,668
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$1,000676
Net operating income$279,0003,687
2014-12-31 (YTD Data)Rank
Total interest income$5,465,0003,745
Total interest expense$753,0003,164
Net interest income$4,712,0003,807
Provision for loan and lease losses$04,603
Total noninterest income$230,0005,285
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$60,0005,535
Trading account gains and fees$0180
Additional Noninterest Income$170,0004,724
Total noninterest expense$4,301,0003,655
Salaries and employee benefits$2,512,0003,463
Premises and equipment expense$602,0003,221
Additional noninterest expense$1,187,0004,072
Pre-tax net operating income$641,0004,753
Securities gains (losses)$-9,0006,022
Applicable income taxes$-336,0006,353
Income before extraordinary items$968,0004,011
Extraordinary gains, net$017
Net income$968,0004,010
Minority interest net income$084
Net income of bank and minority interests.$968,0004,012
Net charge-offs$-41,0005,950
Cash dividends$200,0003,700
Sale, conversion, retirement of capital stock, net$4,000830
Net operating income$977,0003,939
2014-09-30 (YTD Data)Rank
Total interest income$4,070,0003,792
Total interest expense$550,0003,271
Net interest income$3,520,0003,838
Provision for loan and lease losses$04,401
Total noninterest income$177,0005,320
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$44,0005,633
Trading account gains and fees$0174
Additional Noninterest Income$133,0004,722
Total noninterest expense$3,296,0003,619
Salaries and employee benefits$1,936,0003,426
Premises and equipment expense$464,0003,202
Additional noninterest expense$896,0004,090
Pre-tax net operating income$401,0005,053
Securities gains (losses)$-1,0005,909
Applicable income taxes$-252,0006,476
Income before extraordinary items$652,0004,239
Extraordinary gains, net$015
Net income$652,0004,241
Minority interest net income$081
Net income of bank and minority interests.$652,0004,240
Net charge-offs$-45,0006,010
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$4,000780
Net operating income$653,0004,181
2014-06-30 (YTD Data)Rank
Total interest income$2,697,0003,811
Total interest expense$357,0003,351
Net interest income$2,340,0003,847
Provision for loan and lease losses$04,196
Total noninterest income$124,0005,273
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$31,0005,593
Trading account gains and fees$0172
Additional Noninterest Income$93,0004,666
Total noninterest expense$2,183,0003,647
Salaries and employee benefits$1,287,0003,444
Premises and equipment expense$313,0003,198
Additional noninterest expense$583,0004,155
Pre-tax net operating income$281,0004,985
Securities gains (losses)$-1,0006,043
Applicable income taxes$-168,0006,544
Income before extraordinary items$448,0004,140
Extraordinary gains, net$020
Net income$448,0004,146
Minority interest net income$080
Net income of bank and minority interests.$448,0004,145
Net charge-offs$-17,0005,822
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$3,000746
Net operating income$449,0004,072
2014-03-31 (YTD Data)Rank
Total interest income$1,396,0003,736
Total interest expense$176,0003,432
Net interest income$1,220,0003,748
Provision for loan and lease losses$03,817
Total noninterest income$67,0005,161
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$16,0005,587
Trading account gains and fees$0147
Additional Noninterest Income$51,0004,536
Total noninterest expense$1,069,0003,737
Salaries and employee benefits$602,0003,630
Premises and equipment expense$157,0003,239
Additional noninterest expense$310,0004,035
Pre-tax net operating income$218,0004,337
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$218,0004,103
Extraordinary gains, net$016
Net income$218,0004,103
Minority interest net income$066
Net income of bank and minority interests.$218,0004,105
Net charge-offs$-3,0005,214
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$2,000699
Net operating income$218,0004,055
2013-12-31 (YTD Data)Rank
Total interest income$5,135,0004,008
Total interest expense$766,0003,538
Net interest income$4,369,0004,051
Provision for loan and lease losses$05,091
Total noninterest income$606,0004,106
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$61,0005,817
Trading account gains and fees$0184
Additional Noninterest Income$545,0003,245
Total noninterest expense$4,391,0003,697
Salaries and employee benefits$2,243,0003,820
Premises and equipment expense$627,0003,212
Additional noninterest expense$1,521,0003,623
Pre-tax net operating income$584,0004,829
Securities gains (losses)$03,182
Applicable income taxes$-683,0006,660
Income before extraordinary items$1,267,0003,446
Extraordinary gains, net$029
Net income$1,267,0003,447
Minority interest net income$090
Net income of bank and minority interests.$1,267,0003,449
Net charge-offs$-130,0006,568
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$6,000867
Net operating income$1,267,0003,404
2013-09-30 (YTD Data)Rank
Total interest income$3,836,0004,052
Total interest expense$584,0003,593
Net interest income$3,252,0004,104
Provision for loan and lease losses$04,941
Total noninterest income$454,0004,185
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$46,0005,857
Trading account gains and fees$0180
Additional Noninterest Income$408,0003,313
Total noninterest expense$3,103,0003,864
Salaries and employee benefits$1,683,0003,811
Premises and equipment expense$472,0003,240
Additional noninterest expense$948,0004,065
Pre-tax net operating income$603,0004,496
Securities gains (losses)$03,040
Applicable income taxes$-82,0006,671
Income before extraordinary items$685,0004,092
Extraordinary gains, net$025
Net income$685,0004,096
Minority interest net income$084
Net income of bank and minority interests.$685,0004,096
Net charge-offs$-116,0006,626
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$5,000810
Net operating income$685,0004,021
2013-06-30 (YTD Data)Rank
Total interest income$2,570,0004,050
Total interest expense$392,0003,641
Net interest income$2,178,0004,082
Provision for loan and lease losses$04,788
Total noninterest income$147,0005,278
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$30,0005,892
Trading account gains and fees$0157
Additional Noninterest Income$117,0004,543
Total noninterest expense$1,980,0003,979
Salaries and employee benefits$1,082,0003,931
Premises and equipment expense$339,0003,064
Additional noninterest expense$559,0004,373
Pre-tax net operating income$345,0004,695
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$345,0004,542
Extraordinary gains, net$022
Net income$345,0004,544
Minority interest net income$082
Net income of bank and minority interests.$345,0004,545
Net charge-offs$-24,0006,370
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$5,000767
Net operating income$345,0004,447
2013-03-31 (YTD Data)Rank
Total interest income$1,268,0004,118
Total interest expense$200,0003,671
Net interest income$1,068,0004,155
Provision for loan and lease losses$04,409
Total noninterest income$98,0004,873
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$13,0006,030
Trading account gains and fees$0148
Additional Noninterest Income$85,0003,993
Total noninterest expense$960,0004,090
Salaries and employee benefits$543,0003,966
Premises and equipment expense$170,0003,091
Additional noninterest expense$247,0004,675
Pre-tax net operating income$206,0004,416
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$206,0004,222
Extraordinary gains, net$010
Net income$206,0004,224
Minority interest net income$076
Net income of bank and minority interests.$206,0004,224
Net charge-offs$-10,0006,196
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$3,000708
Net operating income$206,0004,125
2012-12-31 (YTD Data)Rank
Total interest income$4,956,0004,320
Total interest expense$808,0004,099
Net interest income$4,148,0004,314
Provision for loan and lease losses$05,905
Total noninterest income$626,0004,101
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$50,0006,225
Trading account gains and fees$0166
Additional Noninterest Income$576,0003,167
Total noninterest expense$4,379,0003,796
Salaries and employee benefits$2,433,0003,639
Premises and equipment expense$685,0003,081
Additional noninterest expense$1,261,0004,234
Pre-tax net operating income$395,0005,163
Securities gains (losses)$16,0003,242
Applicable income taxes$04,751
Income before extraordinary items$411,0005,172
Extraordinary gains, net$029
Net income$411,0005,171
Minority interest net income$093
Net income of bank and minority interests.$411,0005,172
Net charge-offs$-74,0006,908
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$1,592,000172
Net operating income$395,0005,010
2012-09-30 (YTD Data)Rank
Total interest income$3,671,0004,436
Total interest expense$605,0004,222
Net interest income$3,066,0004,422
Provision for loan and lease losses$05,790
Total noninterest income$239,0005,193
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$37,0006,317
Trading account gains and fees$0157
Additional Noninterest Income$202,0004,233
Total noninterest expense$3,167,0003,908
Salaries and employee benefits$1,764,0003,734
Premises and equipment expense$517,0003,087
Additional noninterest expense$886,0004,434
Pre-tax net operating income$138,0005,902
Securities gains (losses)$16,0002,965
Applicable income taxes$04,802
Income before extraordinary items$154,0005,917
Extraordinary gains, net$020
Net income$154,0005,916
Minority interest net income$086
Net income of bank and minority interests.$154,0005,916
Net charge-offs$-52,0006,934
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$1,559,000127
Net operating income$138,0005,833
2012-06-30 (YTD Data)Rank
Total interest income$2,388,0004,539
Total interest expense$404,0004,314
Net interest income$1,984,0004,515
Provision for loan and lease losses$05,619
Total noninterest income$155,0005,252
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$24,0006,374
Trading account gains and fees$0153
Additional Noninterest Income$131,0004,275
Total noninterest expense$2,122,0003,914
Salaries and employee benefits$1,193,0003,717
Premises and equipment expense$341,0003,123
Additional noninterest expense$588,0004,443
Pre-tax net operating income$17,0006,248
Securities gains (losses)$16,0002,581
Applicable income taxes$04,770
Income before extraordinary items$33,0006,315
Extraordinary gains, net$019
Net income$33,0006,314
Minority interest net income$084
Net income of bank and minority interests.$33,0006,315
Net charge-offs$-49,0006,980
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$1,554,00094
Net operating income$17,0006,257
2012-03-31 (YTD Data)Rank
Total interest income$1,177,0004,607
Total interest expense$202,0004,425
Net interest income$975,0004,603
Provision for loan and lease losses$05,254
Total noninterest income$55,0005,734
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$12,0006,375
Trading account gains and fees$0148
Additional Noninterest Income$43,0004,943
Total noninterest expense$1,071,0003,908
Salaries and employee benefits$614,0003,672
Premises and equipment expense$170,0003,153
Additional noninterest expense$287,0004,495
Pre-tax net operating income$-41,0006,597
Securities gains (losses)$15,0001,690
Applicable income taxes$04,704
Income before extraordinary items$-26,0006,647
Extraordinary gains, net$019
Net income$-26,0006,647
Minority interest net income$078
Net income of bank and minority interests.$-26,0006,647
Net charge-offs$-16,0006,815
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,092,00063
Net operating income$-41,0006,605
2011-12-31 (YTD Data)Rank
Total interest income$5,000,0004,570
Total interest expense$929,0004,568
Net interest income$4,071,0004,496
Provision for loan and lease losses$-505,0007,314
Total noninterest income$-13,0007,008
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$66,0006,053
Trading account gains and fees$0146
Additional Noninterest Income$-79,0006,869
Total noninterest expense$4,729,0003,684
Salaries and employee benefits$2,576,0003,477
Premises and equipment expense$671,0003,296
Additional noninterest expense$1,482,0003,894
Pre-tax net operating income$-166,0006,204
Securities gains (losses)$82,0002,216
Applicable income taxes$04,719
Income before extraordinary items$-84,0006,262
Extraordinary gains, net$029
Net income$-84,0006,264
Minority interest net income$096
Net income of bank and minority interests.$-84,0006,265
Net charge-offs$477,0003,238
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$5,322,000125
Net operating income$-166,0006,248
2011-09-30 (YTD Data)Rank
Total interest income$3,746,0004,619
Total interest expense$725,0004,597
Net interest income$3,021,0004,542
Provision for loan and lease losses$-505,0007,395
Total noninterest income$-74,0007,185
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$54,0005,973
Trading account gains and fees$0145
Additional Noninterest Income$-128,0007,082
Total noninterest expense$3,516,0003,715
Salaries and employee benefits$1,988,0003,414
Premises and equipment expense$503,0003,333
Additional noninterest expense$1,025,0004,114
Pre-tax net operating income$-64,0006,242
Securities gains (losses)$82,0001,952
Applicable income taxes$04,740
Income before extraordinary items$18,0006,194
Extraordinary gains, net$021
Net income$18,0006,195
Minority interest net income$087
Net income of bank and minority interests.$18,0006,195
Net charge-offs$466,0002,744
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,247,000106
Net operating income$-64,0006,275
2011-06-30 (YTD Data)Rank
Total interest income$2,540,0004,618
Total interest expense$506,0004,593
Net interest income$2,034,0004,536
Provision for loan and lease losses$-505,0007,474
Total noninterest income$-141,0007,322
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$38,0005,893
Trading account gains and fees$0153
Additional Noninterest Income$-179,0007,265
Total noninterest expense$2,447,0003,634
Salaries and employee benefits$1,398,0003,319
Premises and equipment expense$338,0003,346
Additional noninterest expense$711,0004,057
Pre-tax net operating income$-49,0006,329
Securities gains (losses)$82,0001,277
Applicable income taxes$04,697
Income before extraordinary items$33,0006,122
Extraordinary gains, net$015
Net income$33,0006,121
Minority interest net income$089
Net income of bank and minority interests.$33,0006,122
Net charge-offs$461,0002,232
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,585,00063
Net operating income$-49,0006,364
2011-03-31 (YTD Data)Rank
Total interest income$1,296,0004,575
Total interest expense$277,0004,509
Net interest income$1,019,0004,521
Provision for loan and lease losses$05,840
Total noninterest income$86,0005,157
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$65,0004,260
Total noninterest expense$1,154,0003,803
Salaries and employee benefits$677,0003,403
Premises and equipment expense$172,0003,347
Additional noninterest expense$305,0004,483
Pre-tax net operating income$-49,0006,549
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-49,0006,584
Extraordinary gains, net$09
Net income$-49,0006,586
Minority interest net income$086
Net income of bank and minority interests.$-49,0006,584
Net charge-offs$306,0001,731
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,053,00036
Net operating income$-49,0006,567
2010-12-31 (YTD Data)Rank
Total interest income$6,418,0004,127
Total interest expense$1,741,0003,928
Net interest income$4,677,0004,137
Provision for loan and lease losses$2,339,0001,882
Total noninterest income$142,0006,346
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$169,0004,715
Trading account gains and fees$0175
Additional Noninterest Income$-27,0007,076
Total noninterest expense$5,613,0003,277
Salaries and employee benefits$2,822,0003,280
Premises and equipment expense$670,0003,416
Additional noninterest expense$2,121,0003,099
Pre-tax net operating income$-3,133,0006,937
Securities gains (losses)$113,0002,057
Applicable income taxes$04,655
Income before extraordinary items$-3,020,0006,998
Extraordinary gains, net$029
Net income$-3,020,0006,998
Minority interest net income$0111
Net income of bank and minority interests.$-3,020,0006,999
Net charge-offs$1,415,0002,243
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$806,000394
Net operating income$-3,133,0006,995
2010-09-30 (YTD Data)Rank
Total interest income$4,946,0004,137
Total interest expense$1,390,0003,898
Net interest income$3,556,0004,154
Provision for loan and lease losses$2,024,0001,646
Total noninterest income$82,0006,742
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$140,0004,611
Trading account gains and fees$0165
Additional Noninterest Income$-58,0007,343
Total noninterest expense$4,220,0003,284
Salaries and employee benefits$2,186,0003,218
Premises and equipment expense$494,0003,518
Additional noninterest expense$1,540,0003,147
Pre-tax net operating income$-2,606,0007,150
Securities gains (losses)$113,0001,838
Applicable income taxes$04,726
Income before extraordinary items$-2,493,0007,209
Extraordinary gains, net$023
Net income$-2,493,0007,208
Minority interest net income$0110
Net income of bank and minority interests.$-2,493,0007,209
Net charge-offs$1,108,0002,074
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$798,000320
Net operating income$-2,606,0007,199
2010-06-30 (YTD Data)Rank
Total interest income$3,433,0004,077
Total interest expense$971,0003,882
Net interest income$2,462,0004,056
Provision for loan and lease losses$782,0002,217
Total noninterest income$157,0005,412
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$98,0004,519
Trading account gains and fees$0152
Additional Noninterest Income$59,0005,402
Total noninterest expense$2,621,0003,486
Salaries and employee benefits$1,459,0003,219
Premises and equipment expense$323,0003,605
Additional noninterest expense$839,0003,671
Pre-tax net operating income$-784,0006,903
Securities gains (losses)$113,0001,332
Applicable income taxes$04,691
Income before extraordinary items$-671,0006,947
Extraordinary gains, net$019
Net income$-671,0006,947
Minority interest net income$0105
Net income of bank and minority interests.$-671,0006,947
Net charge-offs$624,0002,195
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$774,000227
Net operating income$-784,0006,971
2010-03-31 (YTD Data)Rank
Total interest income$1,760,0004,063
Total interest expense$502,0003,918
Net interest income$1,258,0004,027
Provision for loan and lease losses$95,0004,030
Total noninterest income$68,0005,678
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$42,0004,797
Trading account gains and fees$0175
Additional Noninterest Income$26,0005,620
Total noninterest expense$1,254,0003,640
Salaries and employee benefits$732,0003,263
Premises and equipment expense$174,0003,469
Additional noninterest expense$348,0004,175
Pre-tax net operating income$-23,0006,392
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-23,0006,511
Extraordinary gains, net$016
Net income$-23,0006,513
Minority interest net income$091
Net income of bank and minority interests.$-23,0006,512
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$452,000164
Net operating income$-23,0006,430
2009-12-31 (YTD Data)Rank
Total interest income$5,387,0004,919
Total interest expense$1,830,0004,698
Net interest income$3,557,0004,921
Provision for loan and lease losses$1,003,0003,499
Total noninterest income$199,0006,238
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$149,0005,172
Trading account gains and fees$0211
Additional Noninterest Income$50,0006,362
Total noninterest expense$4,975,0003,705
Salaries and employee benefits$2,467,0003,728
Premises and equipment expense$515,0004,299
Additional noninterest expense$1,993,0003,317
Pre-tax net operating income$-2,222,0006,696
Securities gains (losses)$1,0003,653
Applicable income taxes$04,388
Income before extraordinary items$-2,221,0006,815
Extraordinary gains, net$034
Net income$-2,221,0006,812
Minority interest net income$0115
Net income of bank and minority interests.$-2,221,0006,813
Net charge-offs$227,0004,841
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$-893,0007,989
Net operating income$-2,222,0006,809
2009-09-30 (YTD Data)Rank
Total interest income$3,677,0005,235
Total interest expense$1,298,0004,967
Net interest income$2,379,0005,253
Provision for loan and lease losses$700,0003,273
Total noninterest income$147,0006,364
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$122,0005,049
Trading account gains and fees$0212
Additional Noninterest Income$25,0006,841
Total noninterest expense$3,014,0004,344
Salaries and employee benefits$1,680,0004,049
Premises and equipment expense$317,0004,888
Additional noninterest expense$1,017,0004,328
Pre-tax net operating income$-1,188,0006,739
Securities gains (losses)$1,0003,393
Applicable income taxes$04,592
Income before extraordinary items$-1,187,0006,847
Extraordinary gains, net$027
Net income$-1,187,0006,848
Minority interest net income$0118
Net income of bank and minority interests.$-1,187,0006,848
Net charge-offs$9,0006,555
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$-187,0008,060
Net operating income$-1,188,0006,831
2009-06-30 (YTD Data)Rank
Total interest income$2,051,0005,773
Total interest expense$788,0005,316
Net interest income$1,263,0005,852
Provision for loan and lease losses$333,0003,556
Total noninterest income$94,0006,466
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$77,0005,132
Trading account gains and fees$0193
Additional Noninterest Income$17,0006,927
Total noninterest expense$1,877,0004,559
Salaries and employee benefits$1,061,0004,263
Premises and equipment expense$123,0006,197
Additional noninterest expense$693,0004,296
Pre-tax net operating income$-853,0006,940
Securities gains (losses)$1,0003,011
Applicable income taxes$04,657
Income before extraordinary items$-852,0007,061
Extraordinary gains, net$021
Net income$-852,0007,060
Minority interest net income$0112
Net income of bank and minority interests.$-852,0007,060
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$90,000624
Net operating income$-853,0007,049
2009-03-31 (YTD Data)Rank
Total interest income$904,0006,115
Total interest expense$343,0005,722
Net interest income$561,0006,130
Provision for loan and lease losses$100,0003,845
Total noninterest income$43,0006,571
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$33,0005,355
Trading account gains and fees$0171
Additional Noninterest Income$10,0006,874
Total noninterest expense$827,0004,854
Salaries and employee benefits$496,0004,491
Premises and equipment expense$60,0006,298
Additional noninterest expense$271,0004,718
Pre-tax net operating income$-323,0007,100
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-323,0007,240
Extraordinary gains, net$015
Net income$-323,0007,241
Minority interest net income$0102
Net income of bank and minority interests.$-323,0007,241
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$44,000533
Net operating income$-323,0007,192
2008-12-31 (YTD Data)Rank
Total interest income$2,167,0007,213
Total interest expense$870,0007,003
Net interest income$1,297,0007,255
Provision for loan and lease losses$532,0003,715
Total noninterest income$62,0007,651
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$61,0006,484
Trading account gains and fees$0154
Additional Noninterest Income$1,0007,912
Total noninterest expense$3,275,0004,842
Salaries and employee benefits$1,808,0004,771
Premises and equipment expense$271,0006,050
Additional noninterest expense$1,196,0004,299
Pre-tax net operating income$-2,448,0007,478
Securities gains (losses)$6,0002,702
Applicable income taxes$04,979
Income before extraordinary items$-2,442,0007,498
Extraordinary gains, net$039
Net income$-2,442,0007,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$237,000724
Net operating income$-2,448,0007,583
2008-09-30 (YTD Data)Rank
Total interest income$1,358,0007,550
Total interest expense$535,0007,415
Net interest income$823,0007,547
Provision for loan and lease losses$387,0003,136
Total noninterest income$32,0007,916
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$-6,0008,204
Total noninterest expense$2,378,0004,919
Salaries and employee benefits$1,315,0004,882
Premises and equipment expense$180,0006,350
Additional noninterest expense$883,0004,270
Pre-tax net operating income$-1,910,0007,840
Securities gains (losses)$6,0002,568
Applicable income taxes$05,372
Income before extraordinary items$-1,904,0007,842
Extraordinary gains, net$031
Net income$-1,904,0007,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$184,000603
Net operating income$-1,910,0007,922
2008-06-30 (YTD Data)Rank
Total interest income$724,0007,862
Total interest expense$290,0007,728
Net interest income$434,0007,855
Provision for loan and lease losses$219,0003,018
Total noninterest income$21,0008,007
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$20,0006,861
Trading account gains and fees$0149
Additional Noninterest Income$1,0008,142
Total noninterest expense$1,534,0005,056
Salaries and employee benefits$827,0005,114
Premises and equipment expense$115,0006,480
Additional noninterest expense$592,0004,240
Pre-tax net operating income$-1,298,0008,029
Securities gains (losses)$13,0002,325
Applicable income taxes$05,627
Income before extraordinary items$-1,285,0008,100
Extraordinary gains, net$021
Net income$-1,285,0008,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$134,000509
Net operating income$-1,298,0008,090
2008-03-31 (YTD Data)Rank
Total interest income$304,0008,067
Total interest expense$116,0008,006
Net interest income$188,0008,034
Provision for loan and lease losses$119,0002,510
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$4,0007,199
Trading account gains and fees$0158
Additional Noninterest Income$1,0008,110
Total noninterest expense$715,0005,300
Salaries and employee benefits$372,0005,460
Premises and equipment expense$52,0006,695
Additional noninterest expense$291,0004,212
Pre-tax net operating income$-641,0008,164
Securities gains (losses)$12,0001,897
Applicable income taxes$05,622
Income before extraordinary items$-629,0008,206
Extraordinary gains, net$015
Net income$-629,0008,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$80,000362
Net operating income$-641,0008,200
2007-12-31 (YTD Data)Rank
Total interest income$365,0008,438
Total interest expense$32,0008,445
Net interest income$333,0008,396
Provision for loan and lease losses$39,0005,903
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$1,786,0006,494
Salaries and employee benefits$256,0008,353
Premises and equipment expense$70,0008,068
Additional noninterest expense$1,460,0003,499
Pre-tax net operating income$-1,492,0008,188
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-1,492,0008,232
Extraordinary gains, net$039
Net income$-1,492,0008,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$15,859,000116
Net operating income$-1,492,0008,223

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.